Home > Community Bank of West Tennessee > Income and Expense
Community Bank of West Tennessee, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 8,540 |
| Total interest expense | $1,373,000 | 7,297 |
| Net interest income | $1,333,000 | 9,359 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $291,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,264 |
| Total noninterest expense | $1,053,000 | 9,148 |
| Salaries and employee benefits | $542,000 | 9,025 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $337,000 | 9,510 |
| Pre-tax net operating income | $571,000 | 8,177 |
| Securities gains (losses) | $-126,000 | 11,693 |
| Applicable income taxes | $119,000 | 8,946 |
| Income before extraordinary items | $326,000 | 8,864 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $326,000 | 8,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $417,980 | 8,062 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 9,019 |
| Total interest expense | $1,262,000 | 8,027 |
| Net interest income | $1,331,000 | 9,640 |
| Provision for loan and lease losses | $59,000 | 7,168 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 11,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,867 |
| Total noninterest expense | $1,044,000 | 9,545 |
| Salaries and employee benefits | $549,000 | 9,225 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $272,000 | 10,796 |
| Pre-tax net operating income | $616,000 | 7,847 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $246,000 | 6,869 |
| Income before extraordinary items | $382,000 | 8,619 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $382,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $374,320 | 8,435 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 9,710 |
| Total interest expense | $1,351,000 | 9,020 |
| Net interest income | $1,257,000 | 10,105 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $306,000 | 7,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $306,000 | 4,368 |
| Total noninterest expense | $947,000 | 10,218 |
| Salaries and employee benefits | $470,000 | 10,086 |
| Premises and equipment expense | $198,000 | 7,887 |
| Additional noninterest expense | $279,000 | 11,138 |
| Pre-tax net operating income | $566,000 | 7,948 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $219,000 | 7,205 |
| Income before extraordinary items | $390,000 | 8,320 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $390,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $362,480 | 8,229 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.