Home > Community Bank of West Georgia > Assets and Liabilities
Community Bank of West Georgia, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 31 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $201,222,000 | 3,246 |
| Cash and due from depository institutions | $20,982,000 | 4,612 |
| Interest-bearing balances | $18,935,000 | 980 |
| Securities | $13,987,000 | 5,234 |
| Federal funds sold & reverse repurchase agreements | $3,913,000 | 2,750 |
| Net loans & leases | $123,541,000 | 3,454 |
| Loan loss allowance | $6,080,000 | 1,192 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,858,000 | 2,243 |
| Other real estate owned | $27,201,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,740,000 | 2,835 |
| Life insurance assets | $3,080,000 | 1,814 |
| Total liabilities and capital | $201,222,000 | 3,246 |
| Total liabilities | $193,919,000 | 3,077 |
| Total deposits | $189,398,000 | 2,861 |
| Interest-bearing deposits | $186,047,000 | 2,536 |
| Deposits held in domestic offices | $189,398,000 | 2,859 |
| % insured | 69.71% | 6,133 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $3,000,000 | 4,433 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,521,000 | 2,830 |
| Total equity capital | $7,303,000 | 6,308 |
| Total bank equity capital | $7,303,000 | 6,308 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,615,000 | 786 |
| Surplus | $11,618,000 | 2,394 |
| Undivided profits | $-10,930,000 | 8,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,167,000 | 1,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $643,000 | 4,809 |
| Earning assets | $160,376,000 | 3,608 |
| Long-term assets (5+ years) | $15,346,000 | 4,590 |
| Average Assets, year-to-date | $202,164,500 | 3,217 |
| Average Assets, quarterly | $202,164,500 | 3,217 |
| Volatile liabilities | $31,551,000 | 3,865 |
| Insider loans | $6,744,000 | 1,175 |
| FHLB advances | $3,000,000 | 4,285 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $7,454,000 | 5,080 |
| Tier 1 (core) risk-based capital | $7,368,000 | 6,162 |
| Tier 2 risk-based capital | $2,050,000 | 2,573 |
| Total risk weighted assets | $159,941,000 | 2,954 |
| Total unused commitments | $7,454,000 | 5,082 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 33 | 4,446 |
| Assets and Liabilities | ||
| Total Assets: | $203,107,000 | 3,210 |
| Cash and due from depository institutions | $992,000 | 4,446 |
| Interest-bearing balances | $112,000 | 5,574 |
| Securities | $24,506,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $13,862,000 | 681 |
| Net loans & leases | $133,311,000 | 3,281 |
| Loan loss allowance | $4,713,000 | 1,461 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,921,000 | 2,229 |
| Other real estate owned | $18,716,000 | 4,446 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,799,000 | 2,826 |
| Life insurance assets | $3,049,000 | 1,829 |
| Total liabilities and capital | $203,107,000 | 3,210 |
| Total liabilities | $192,217,000 | 3,065 |
| Total deposits | $188,037,000 | 2,808 |
| Interest-bearing deposits | $183,952,000 | 2,503 |
| Deposits held in domestic offices | $188,037,000 | 2,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $3,216,000 | 4,619 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $964,000 | 3,814 |
| Total equity capital | $10,890,000 | 5,148 |
| Total bank equity capital | $10,890,000 | 5,148 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,615,000 | 786 |
| Surplus | $11,618,000 | 2,370 |
| Undivided profits | $-7,343,000 | 8,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,923,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $888,000 | 4,040 |
| Earning assets | $171,791,000 | 3,394 |
| Long-term assets (5+ years) | $24,658,000 | 3,644 |
| Average Assets, year-to-date | $204,723,200 | 3,077 |
| Average Assets, quarterly | $201,769,000 | 3,201 |
| Volatile liabilities | $75,977,000 | 1,956 |
| Insider loans | $7,440,000 | 1,088 |
| FHLB advances | $3,000,000 | 4,513 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,678,000 | 4,554 |
| Tier 1 (core) risk-based capital | $10,753,000 | 5,076 |
| Tier 2 risk-based capital | $2,032,000 | 2,575 |
| Total risk weighted assets | $159,883,000 | 2,970 |
| Total unused commitments | $9,678,000 | 4,557 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 36 | 4,242 |
| Assets and Liabilities | ||
| Total Assets: | $200,431,000 | 3,218 |
| Cash and due from depository institutions | $1,030,000 | 4,242 |
| Interest-bearing balances | $147,000 | 4,732 |
| Securities | $16,872,000 | 4,796 |
| Federal funds sold & reverse repurchase agreements | $9,326,000 | 1,327 |
| Net loans & leases | $153,721,000 | 2,931 |
| Loan loss allowance | $6,223,000 | 1,008 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,970,000 | 2,205 |
| Other real estate owned | $7,678,000 | 4,242 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,834,000 | 2,826 |
| Life insurance assets | $3,017,000 | 1,829 |
| Total liabilities and capital | $200,431,000 | 3,218 |
| Total liabilities | $187,918,000 | 3,104 |
| Total deposits | $183,539,000 | 2,840 |
| Interest-bearing deposits | $179,437,000 | 2,518 |
| Deposits held in domestic offices | $183,539,000 | 2,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,216,000 | 4,617 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,163,000 | 3,497 |
| Total equity capital | $12,513,000 | 4,745 |
| Total bank equity capital | $12,513,000 | 4,745 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,615,000 | 787 |
| Surplus | $11,551,000 | 2,369 |
| Undivided profits | $-5,653,000 | 8,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,011,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $926,000 | 4,106 |
| Earning assets | $180,066,000 | 3,256 |
| Long-term assets (5+ years) | $18,679,000 | 4,115 |
| Average Assets, year-to-date | $205,127,250 | 3,072 |
| Average Assets, quarterly | $200,897,000 | 3,186 |
| Volatile liabilities | $74,797,000 | 1,900 |
| Insider loans | $7,743,000 | 1,014 |
| FHLB advances | $3,000,000 | 4,504 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $13,109,000 | 4,046 |
| Tier 1 (core) risk-based capital | $12,509,000 | 4,647 |
| Tier 2 risk-based capital | $2,184,000 | 2,350 |
| Total risk weighted assets | $170,646,000 | 2,816 |
| Total unused commitments | $13,109,000 | 4,047 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 37 | 4,231 |
| Assets and Liabilities | ||
| Total Assets: | $201,363,000 | 3,197 |
| Cash and due from depository institutions | $1,514,000 | 4,231 |
| Interest-bearing balances | $62,000 | 5,491 |
| Securities | $14,921,000 | 5,130 |
| Federal funds sold & reverse repurchase agreements | $5,162,000 | 2,172 |
| Net loans & leases | $163,206,000 | 2,753 |
| Loan loss allowance | $2,817,000 | 2,003 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,160,000 | 2,499 |
| Other real estate owned | $2,886,000 | 4,231 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,514,000 | 2,109 |
| Life insurance assets | $2,986,000 | 1,841 |
| Total liabilities and capital | $201,363,000 | 3,197 |
| Total liabilities | $184,943,000 | 3,126 |
| Total deposits | $180,508,000 | 2,888 |
| Interest-bearing deposits | $175,710,000 | 2,573 |
| Deposits held in domestic offices | $180,508,000 | 2,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,000,000 | 4,543 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,435,000 | 2,981 |
| Total equity capital | $16,420,000 | 3,897 |
| Total bank equity capital | $16,420,000 | 3,897 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,615,000 | 782 |
| Surplus | $11,527,000 | 2,362 |
| Undivided profits | $-1,722,000 | 7,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,809,000 | 803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,029,000 | 3,676 |
| Earning assets | $183,351,000 | 3,201 |
| Long-term assets (5+ years) | $16,673,000 | 4,333 |
| Average Assets, year-to-date | $206,692,670 | 3,059 |
| Average Assets, quarterly | $204,491,500 | 3,116 |
| Volatile liabilities | $71,228,000 | 1,974 |
| Insider loans | $7,589,000 | 1,033 |
| FHLB advances | $3,000,000 | 4,399 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $17,093,000 | 3,645 |
| Tier 1 (core) risk-based capital | $16,658,000 | 3,769 |
| Tier 2 risk-based capital | $2,076,000 | 2,421 |
| Total risk weighted assets | $177,170,000 | 2,699 |
| Total unused commitments | $17,093,000 | 3,645 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 38 | 4,139 |
| Assets and Liabilities | ||
| Total Assets: | $207,620,000 | 3,080 |
| Cash and due from depository institutions | $2,140,000 | 4,139 |
| Interest-bearing balances | $26,000 | 6,013 |
| Securities | $15,379,000 | 5,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $174,936,000 | 2,567 |
| Loan loss allowance | $2,754,000 | 1,963 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,162,000 | 2,468 |
| Other real estate owned | $1,483,000 | 4,139 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,520,000 | 2,058 |
| Life insurance assets | $2,956,000 | 1,844 |
| Total liabilities and capital | $207,620,000 | 3,080 |
| Total liabilities | $192,533,000 | 2,974 |
| Total deposits | $174,635,000 | 2,964 |
| Interest-bearing deposits | $167,763,000 | 2,694 |
| Deposits held in domestic offices | $174,635,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,329,000 | 1,292 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,569,000 | 2,976 |
| Total equity capital | $15,087,000 | 4,246 |
| Total bank equity capital | $15,087,000 | 4,246 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,615,000 | 774 |
| Surplus | $9,604,000 | 2,689 |
| Undivided profits | $-1,132,000 | 7,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,719,000 | 1,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,197,000 | 3,206 |
| Earning assets | $190,341,000 | 3,086 |
| Long-term assets (5+ years) | $14,443,000 | 4,498 |
| Average Assets, year-to-date | $209,357,500 | 3,017 |
| Average Assets, quarterly | $209,357,500 | 3,017 |
| Volatile liabilities | $69,385,000 | 1,991 |
| Insider loans | $7,212,000 | 1,082 |
| FHLB advances | $7,000,000 | 3,229 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $23,323,000 | 3,064 |
| Tier 1 (core) risk-based capital | $15,067,000 | 4,079 |
| Tier 2 risk-based capital | $1,824,000 | 2,634 |
| Total risk weighted assets | $186,644,000 | 2,524 |
| Total unused commitments | $23,323,000 | 3,067 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 39 | 4,065 |
| Assets and Liabilities | ||
| Total Assets: | $211,095,000 | 2,974 |
| Cash and due from depository institutions | $1,552,000 | 4,065 |
| Interest-bearing balances | $285,000 | 3,678 |
| Securities | $17,122,000 | 4,845 |
| Federal funds sold & reverse repurchase agreements | $3,040,000 | 3,441 |
| Net loans & leases | $172,715,000 | 2,553 |
| Loan loss allowance | $1,980,000 | 2,572 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,226,000 | 2,425 |
| Other real estate owned | $3,022,000 | 4,065 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,418,000 | 2,077 |
| Life insurance assets | $2,924,000 | 1,844 |
| Total liabilities and capital | $211,095,000 | 2,974 |
| Total liabilities | $194,127,000 | 2,893 |
| Total deposits | $185,035,000 | 2,770 |
| Interest-bearing deposits | $178,199,000 | 2,495 |
| Deposits held in domestic offices | $185,035,000 | 2,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,198 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,092,000 | 2,374 |
| Total equity capital | $16,968,000 | 3,804 |
| Total bank equity capital | $16,968,000 | 3,804 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,615,000 | 757 |
| Surplus | $9,596,000 | 2,666 |
| Undivided profits | $757,000 | 7,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,375,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,524,000 | 2,783 |
| Earning assets | $193,162,000 | 2,990 |
| Long-term assets (5+ years) | $6,333,000 | 5,690 |
| Average Assets, year-to-date | $188,026,000 | 3,200 |
| Average Assets, quarterly | $202,080,500 | 3,071 |
| Volatile liabilities | $56,731,000 | 2,346 |
| Insider loans | $7,526,000 | 1,011 |
| FHLB advances | $7,000,000 | 3,075 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,830,000 | 2,727 |
| Tier 1 (core) risk-based capital | $16,963,000 | 3,675 |
| Tier 2 risk-based capital | $1,980,000 | 2,422 |
| Total risk weighted assets | $172,310,000 | 2,692 |
| Total unused commitments | $27,830,000 | 2,728 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $193,066,000 | 3,201 |
| Cash and due from depository institutions | $1,696,000 | 4,157 |
| Interest-bearing balances | $315,000 | 3,434 |
| Securities | $18,138,000 | 4,722 |
| Federal funds sold & reverse repurchase agreements | $1,541,000 | 4,505 |
| Net loans & leases | $156,608,000 | 2,744 |
| Loan loss allowance | $1,681,000 | 2,885 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,200,000 | 2,393 |
| Other real estate owned | $2,062,000 | 4,157 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,821,000 | 2,193 |
| Life insurance assets | $2,894,000 | 1,819 |
| Total liabilities and capital | $193,066,000 | 3,201 |
| Total liabilities | $176,220,000 | 3,131 |
| Total deposits | $167,253,000 | 3,014 |
| Interest-bearing deposits | $160,049,000 | 2,727 |
| Deposits held in domestic offices | $167,253,000 | 3,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,052 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,967,000 | 2,522 |
| Total equity capital | $16,846,000 | 3,803 |
| Total bank equity capital | $16,846,000 | 3,803 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,615,000 | 729 |
| Surplus | $9,587,000 | 2,615 |
| Undivided profits | $644,000 | 7,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,468,000 | 2,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,405,000 | 3,151 |
| Earning assets | $176,602,000 | 3,211 |
| Long-term assets (5+ years) | $7,509,000 | 5,314 |
| Average Assets, year-to-date | $182,258,750 | 3,283 |
| Average Assets, quarterly | $189,580,500 | 3,229 |
| Volatile liabilities | $41,590,000 | 2,985 |
| Insider loans | $7,743,000 | 948 |
| FHLB advances | $7,000,000 | 2,917 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,667,000 | 2,815 |
| Tier 1 (core) risk-based capital | $16,933,000 | 3,680 |
| Tier 2 risk-based capital | $1,681,000 | 2,768 |
| Total risk weighted assets | $146,842,000 | 3,038 |
| Total unused commitments | $26,667,000 | 2,815 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 35 | 4,443 |
| Assets and Liabilities | ||
| Total Assets: | $186,095,000 | 3,298 |
| Cash and due from depository institutions | $1,608,000 | 4,443 |
| Interest-bearing balances | $515,000 | 3,063 |
| Securities | $18,086,000 | 4,731 |
| Federal funds sold & reverse repurchase agreements | $36,000 | 6,232 |
| Net loans & leases | $153,634,000 | 2,776 |
| Loan loss allowance | $1,598,000 | 3,000 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,762,000 | 2,177 |
| Other real estate owned | $231,000 | 4,443 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,738,000 | 2,453 |
| Life insurance assets | $2,863,000 | 1,833 |
| Total liabilities and capital | $186,095,000 | 3,298 |
| Total liabilities | $172,112,000 | 3,196 |
| Total deposits | $162,963,000 | 3,093 |
| Interest-bearing deposits | $155,522,000 | 2,819 |
| Deposits held in domestic offices | $162,963,000 | 3,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $544,000 | 2,962 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,000,000 | 2,968 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,605,000 | 2,777 |
| Total equity capital | $13,983,000 | 4,326 |
| Total bank equity capital | $13,983,000 | 4,326 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,615,000 | 724 |
| Surplus | $7,087,000 | 3,226 |
| Undivided profits | $281,000 | 7,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 6,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,254,000 | 3,289 |
| Earning assets | $172,271,000 | 3,258 |
| Long-term assets (5+ years) | $7,947,000 | 5,168 |
| Average Assets, year-to-date | $178,656,330 | 3,360 |
| Average Assets, quarterly | $181,885,500 | 3,331 |
| Volatile liabilities | $46,312,000 | 2,680 |
| Insider loans | $7,102,000 | 1,037 |
| FHLB advances | $7,000,000 | 2,827 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $34,849,000 | 2,380 |
| Tier 1 (core) risk-based capital | $14,216,000 | 4,227 |
| Tier 2 risk-based capital | $1,598,000 | 2,889 |
| Total risk weighted assets | $143,789,000 | 3,082 |
| Total unused commitments | $34,849,000 | 2,380 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 35 | 4,441 |
| Assets and Liabilities | ||
| Total Assets: | $177,676,000 | 3,421 |
| Cash and due from depository institutions | $2,185,000 | 4,441 |
| Interest-bearing balances | $815,000 | 2,730 |
| Securities | $18,965,000 | 4,635 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $144,063,000 | 2,926 |
| Loan loss allowance | $1,466,000 | 3,216 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,787,000 | 2,134 |
| Other real estate owned | $95,000 | 4,441 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,581,000 | 2,432 |
| Life insurance assets | $2,830,000 | 1,823 |
| Total liabilities and capital | $177,676,000 | 3,421 |
| Total liabilities | $165,221,000 | 3,305 |
| Total deposits | $154,858,000 | 3,253 |
| Interest-bearing deposits | $147,031,000 | 2,941 |
| Deposits held in domestic offices | $154,858,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,103,000 | 2,050 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,000,000 | 2,900 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,260,000 | 3,399 |
| Total equity capital | $12,455,000 | 4,690 |
| Total bank equity capital | $12,455,000 | 4,690 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,057,000 | 757 |
| Surplus | $6,173,000 | 3,489 |
| Undivided profits | $225,000 | 7,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,307,000 | 3,045 |
| Earning assets | $163,843,000 | 3,402 |
| Long-term assets (5+ years) | $8,996,000 | 4,920 |
| Average Assets, year-to-date | $174,937,000 | 3,434 |
| Average Assets, quarterly | $174,937,000 | 3,434 |
| Volatile liabilities | $35,935,000 | 3,212 |
| Insider loans | $7,162,000 | 999 |
| FHLB advances | $7,000,000 | 2,779 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,016,000 | 3,733 |
| Tier 1 (core) risk-based capital | $12,577,000 | 4,578 |
| Tier 2 risk-based capital | $1,466,000 | 3,067 |
| Total risk weighted assets | $132,503,000 | 3,262 |
| Total unused commitments | $17,016,000 | 3,733 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $172,198,000 | 3,469 |
| Cash and due from depository institutions | $1,787,000 | 4,432 |
| Interest-bearing balances | $815,000 | 2,695 |
| Securities | $19,083,000 | 4,682 |
| Federal funds sold & reverse repurchase agreements | $7,735,000 | 2,087 |
| Net loans & leases | $131,506,000 | 3,143 |
| Loan loss allowance | $1,330,000 | 3,429 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,780,000 | 2,090 |
| Other real estate owned | $95,000 | 4,432 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,212,000 | 2,555 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $172,198,000 | 3,469 |
| Total liabilities | $160,057,000 | 3,361 |
| Total deposits | $151,901,000 | 3,260 |
| Interest-bearing deposits | $144,429,000 | 2,936 |
| Deposits held in domestic offices | $151,901,000 | 3,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 2,983 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,156,000 | 3,514 |
| Total equity capital | $12,141,000 | 4,723 |
| Total bank equity capital | $12,141,000 | 4,723 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,057,000 | 747 |
| Surplus | $6,173,000 | 3,444 |
| Undivided profits | $-89,000 | 7,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 2,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,167,000 | 3,480 |
| Earning assets | $159,139,000 | 3,438 |
| Long-term assets (5+ years) | $9,163,000 | 4,830 |
| Average Assets, year-to-date | $134,659,600 | 4,033 |
| Average Assets, quarterly | $163,265,000 | 3,597 |
| Volatile liabilities | $34,833,000 | 3,401 |
| Insider loans | $6,260,000 | 1,134 |
| FHLB advances | $7,000,000 | 2,863 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,404,000 | 2,638 |
| Tier 1 (core) risk-based capital | $12,300,000 | 4,612 |
| Tier 2 risk-based capital | $1,330,000 | 3,286 |
| Total risk weighted assets | $128,497,000 | 3,328 |
| Total unused commitments | $29,404,000 | 2,638 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 34 | 4,529 |
| Assets and Liabilities | ||
| Total Assets: | $154,332,000 | 3,760 |
| Cash and due from depository institutions | $2,512,000 | 4,529 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $15,171,000 | 5,294 |
| Federal funds sold & reverse repurchase agreements | $7,396,000 | 1,834 |
| Net loans & leases | $120,315,000 | 3,349 |
| Loan loss allowance | $1,223,000 | 3,655 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,797,000 | 2,049 |
| Other real estate owned | $95,000 | 4,529 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,046,000 | 4,211 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $154,332,000 | 3,760 |
| Total liabilities | $142,976,000 | 3,660 |
| Total deposits | $135,166,000 | 3,548 |
| Interest-bearing deposits | $128,817,000 | 3,201 |
| Deposits held in domestic offices | $135,166,000 | 3,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,000,000 | 3,143 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $810,000 | 4,362 |
| Total equity capital | $11,356,000 | 4,928 |
| Total bank equity capital | $11,356,000 | 4,928 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,815,000 | 782 |
| Surplus | $5,815,000 | 3,538 |
| Undivided profits | $-274,000 | 8,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $868,000 | 4,437 |
| Earning assets | $142,882,000 | 3,735 |
| Long-term assets (5+ years) | $9,221,000 | 4,764 |
| Average Assets, year-to-date | $125,275,000 | 4,258 |
| Average Assets, quarterly | $142,600,500 | 3,948 |
| Volatile liabilities | $40,007,000 | 3,075 |
| Insider loans | $4,976,000 | 1,432 |
| FHLB advances | $7,000,000 | 3,001 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,263,000 | 2,724 |
| Tier 1 (core) risk-based capital | $11,580,000 | 4,797 |
| Tier 2 risk-based capital | $1,223,000 | 3,459 |
| Total risk weighted assets | $116,899,000 | 3,545 |
| Total unused commitments | $28,263,000 | 2,724 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 34 | 4,560 |
| Assets and Liabilities | ||
| Total Assets: | $130,869,000 | 4,185 |
| Cash and due from depository institutions | $1,662,000 | 4,560 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $15,219,000 | 5,295 |
| Federal funds sold & reverse repurchase agreements | $1,566,000 | 3,969 |
| Net loans & leases | $104,096,000 | 3,690 |
| Loan loss allowance | $1,158,000 | 3,768 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,636,000 | 2,060 |
| Other real estate owned | $95,000 | 4,560 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,595,000 | 4,535 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $130,869,000 | 4,185 |
| Total liabilities | $120,709,000 | 4,079 |
| Total deposits | $113,132,000 | 4,015 |
| Interest-bearing deposits | $107,350,000 | 3,676 |
| Deposits held in domestic offices | $113,132,000 | 4,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,000,000 | 3,189 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $577,000 | 4,896 |
| Total equity capital | $10,160,000 | 5,149 |
| Total bank equity capital | $10,160,000 | 5,149 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,625,000 | 779 |
| Surplus | $5,625,000 | 3,557 |
| Undivided profits | $-1,090,000 | 8,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $623,000 | 5,200 |
| Earning assets | $120,881,000 | 4,153 |
| Long-term assets (5+ years) | $10,085,000 | 4,583 |
| Average Assets, year-to-date | $115,589,330 | 4,508 |
| Average Assets, quarterly | $122,811,000 | 4,358 |
| Volatile liabilities | $44,145,000 | 2,831 |
| Insider loans | $3,742,000 | 1,807 |
| FHLB advances | $7,000,000 | 3,037 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,400,000 | 2,930 |
| Tier 1 (core) risk-based capital | $10,471,000 | 5,066 |
| Tier 2 risk-based capital | $1,158,000 | 3,561 |
| Total risk weighted assets | $101,197,000 | 3,889 |
| Total unused commitments | $25,400,000 | 2,931 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $114,753,000 | 4,564 |
| Cash and due from depository institutions | $1,469,000 | 4,623 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $15,033,000 | 5,357 |
| Federal funds sold & reverse repurchase agreements | $4,485,000 | 2,855 |
| Net loans & leases | $87,464,000 | 4,086 |
| Loan loss allowance | $974,000 | 4,206 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,566,000 | 2,478 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,736,000 | 5,398 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $114,753,000 | 4,564 |
| Total liabilities | $105,513,000 | 4,470 |
| Total deposits | $98,088,000 | 4,430 |
| Interest-bearing deposits | $91,059,000 | 4,115 |
| Deposits held in domestic offices | $98,088,000 | 4,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 3,078 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $425,000 | 5,582 |
| Total equity capital | $9,240,000 | 5,434 |
| Total bank equity capital | $9,240,000 | 5,434 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,175,000 | 836 |
| Surplus | $5,175,000 | 3,658 |
| Undivided profits | $-1,110,000 | 8,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 5,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $586,000 | 5,202 |
| Earning assets | $106,982,000 | 4,534 |
| Long-term assets (5+ years) | $8,922,000 | 4,789 |
| Average Assets, year-to-date | $107,949,500 | 4,709 |
| Average Assets, quarterly | $107,949,500 | 4,709 |
| Volatile liabilities | $32,124,000 | 3,382 |
| Insider loans | $3,253,000 | 1,995 |
| FHLB advances | $7,000,000 | 2,955 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $12,314,000 | 4,356 |
| Tier 1 (core) risk-based capital | $9,473,000 | 5,296 |
| Tier 2 risk-based capital | $974,000 | 3,987 |
| Total risk weighted assets | $87,906,000 | 4,215 |
| Total unused commitments | $12,314,000 | 4,356 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $101,146,000 | 4,957 |
| Cash and due from depository institutions | $986,000 | 5,186 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $14,310,000 | 5,499 |
| Federal funds sold & reverse repurchase agreements | $7,608,000 | 1,750 |
| Net loans & leases | $72,137,000 | 4,578 |
| Loan loss allowance | $804,000 | 4,731 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,618,000 | 2,422 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,487,000 | 5,814 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $101,146,000 | 4,957 |
| Total liabilities | $92,901,000 | 4,856 |
| Total deposits | $85,429,000 | 4,826 |
| Interest-bearing deposits | $81,330,000 | 4,418 |
| Deposits held in domestic offices | $85,429,000 | 4,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000,000 | 3,182 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $472,000 | 5,250 |
| Total equity capital | $8,245,000 | 5,764 |
| Total bank equity capital | $8,245,000 | 5,764 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,675,000 | 945 |
| Surplus | $4,675,000 | 3,885 |
| Undivided profits | $-1,105,000 | 8,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $527,000 | 5,610 |
| Earning assets | $94,055,000 | 4,890 |
| Long-term assets (5+ years) | $9,071,000 | 4,742 |
| Average Assets, year-to-date | $88,538,200 | 5,198 |
| Average Assets, quarterly | $98,079,000 | 4,983 |
| Volatile liabilities | $33,750,000 | 3,208 |
| Insider loans | $3,183,000 | 2,021 |
| FHLB advances | $7,000,000 | 3,026 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,283,000 | 4,873 |
| Tier 1 (core) risk-based capital | $8,420,000 | 5,647 |
| Tier 2 risk-based capital | $804,000 | 4,493 |
| Total risk weighted assets | $74,637,000 | 4,643 |
| Total unused commitments | $9,283,000 | 4,873 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $95,012,000 | 5,090 |
| Cash and due from depository institutions | $993,000 | 5,170 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $14,709,000 | 5,418 |
| Federal funds sold & reverse repurchase agreements | $5,232,000 | 2,212 |
| Net loans & leases | $68,063,000 | 4,722 |
| Loan loss allowance | $804,000 | 4,715 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,568,000 | 2,399 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,447,000 | 5,853 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $95,012,000 | 5,090 |
| Total liabilities | $86,776,000 | 5,004 |
| Total deposits | $79,374,000 | 5,009 |
| Interest-bearing deposits | $75,173,000 | 4,602 |
| Deposits held in domestic offices | $79,374,000 | 5,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,000,000 | 3,213 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $402,000 | 5,704 |
| Total equity capital | $8,236,000 | 5,783 |
| Total bank equity capital | $8,236,000 | 5,783 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,675,000 | 916 |
| Surplus | $4,675,000 | 3,834 |
| Undivided profits | $-1,114,000 | 8,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $459,000 | 6,016 |
| Earning assets | $88,004,000 | 5,045 |
| Long-term assets (5+ years) | $8,709,000 | 4,883 |
| Average Assets, year-to-date | $85,386,250 | 5,335 |
| Average Assets, quarterly | $92,111,000 | 5,154 |
| Volatile liabilities | $33,316,000 | 3,166 |
| Insider loans | $3,832,000 | 1,696 |
| FHLB advances | $7,000,000 | 3,060 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,894,000 | 4,691 |
| Tier 1 (core) risk-based capital | $8,302,000 | 5,689 |
| Tier 2 risk-based capital | $804,000 | 4,450 |
| Total risk weighted assets | $71,485,000 | 4,726 |
| Total unused commitments | $9,894,000 | 4,693 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 23 | 5,816 |
| Assets and Liabilities | ||
| Total Assets: | $89,210,000 | 5,238 |
| Cash and due from depository institutions | $719,000 | 5,816 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $9,900,000 | 6,390 |
| Federal funds sold & reverse repurchase agreements | $2,824,000 | 3,010 |
| Net loans & leases | $73,158,000 | 4,454 |
| Loan loss allowance | $804,000 | 4,678 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,493,000 | 5,024 |
| Other real estate owned | $0 | 5,816 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,116,000 | 6,287 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $89,210,000 | 5,238 |
| Total liabilities | $81,068,000 | 5,175 |
| Total deposits | $80,741,000 | 4,901 |
| Interest-bearing deposits | $75,420,000 | 4,544 |
| Deposits held in domestic offices | $80,741,000 | 4,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $327,000 | 5,959 |
| Total equity capital | $8,142,000 | 5,769 |
| Total bank equity capital | $8,142,000 | 5,769 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,675,000 | 894 |
| Surplus | $4,675,000 | 3,784 |
| Undivided profits | $-1,208,000 | 8,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $378,000 | 6,317 |
| Earning assets | $85,882,000 | 5,078 |
| Long-term assets (5+ years) | $6,054,000 | 5,603 |
| Average Assets, year-to-date | $82,177,670 | 5,440 |
| Average Assets, quarterly | $87,186,500 | 5,275 |
| Volatile liabilities | $33,714,000 | 3,028 |
| Insider loans | $4,783,000 | 1,317 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,301,000 | 6,703 |
| Tier 1 (core) risk-based capital | $8,266,000 | 5,625 |
| Tier 2 risk-based capital | $804,000 | 4,409 |
| Total risk weighted assets | $72,535,000 | 4,619 |
| Total unused commitments | $3,301,000 | 6,703 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $85,163,000 | 5,400 |
| Cash and due from depository institutions | $1,416,000 | 6,252 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,902,000 | 6,448 |
| Federal funds sold & reverse repurchase agreements | $2,311,000 | 3,809 |
| Net loans & leases | $68,554,000 | 4,601 |
| Loan loss allowance | $797,000 | 4,707 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,921,000 | 4,428 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,059,000 | 6,436 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $85,163,000 | 5,400 |
| Total liabilities | $77,500,000 | 5,335 |
| Total deposits | $77,264,000 | 5,057 |
| Interest-bearing deposits | $73,528,000 | 4,668 |
| Deposits held in domestic offices | $77,264,000 | 5,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $236,000 | 6,571 |
| Total equity capital | $7,663,000 | 5,918 |
| Total bank equity capital | $7,663,000 | 5,918 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 914 |
| Surplus | $4,500,000 | 3,835 |
| Undivided profits | $-1,337,000 | 8,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $370,000 | 6,298 |
| Earning assets | $80,767,000 | 5,289 |
| Long-term assets (5+ years) | $6,643,000 | 5,522 |
| Average Assets, year-to-date | $78,661,500 | 5,620 |
| Average Assets, quarterly | $78,661,500 | 5,620 |
| Volatile liabilities | $34,134,000 | 2,925 |
| Insider loans | $5,343,000 | 1,153 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,113,000 | 5,318 |
| Tier 1 (core) risk-based capital | $7,856,000 | 5,766 |
| Tier 2 risk-based capital | $797,000 | 4,422 |
| Total risk weighted assets | $69,185,000 | 4,721 |
| Total unused commitments | $7,113,000 | 5,320 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 17 | 6,700 |
| Assets and Liabilities | ||
| Total Assets: | $72,160,000 | 5,911 |
| Cash and due from depository institutions | $595,000 | 6,700 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $10,140,000 | 6,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $58,762,000 | 5,041 |
| Loan loss allowance | $682,000 | 5,169 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,940,000 | 4,377 |
| Other real estate owned | $0 | 6,700 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $723,000 | 7,211 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $72,160,000 | 5,911 |
| Total liabilities | $64,297,000 | 5,892 |
| Total deposits | $61,071,000 | 5,829 |
| Interest-bearing deposits | $58,074,000 | 5,433 |
| Deposits held in domestic offices | $61,071,000 | 5,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,007,000 | 1,978 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $219,000 | 6,684 |
| Total equity capital | $7,863,000 | 5,831 |
| Total bank equity capital | $7,863,000 | 5,831 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 889 |
| Surplus | $4,500,000 | 3,802 |
| Undivided profits | $-1,137,000 | 8,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $294,000 | 6,950 |
| Earning assets | $68,902,000 | 5,778 |
| Long-term assets (5+ years) | $6,931,000 | 5,515 |
| Average Assets, year-to-date | $56,122,400 | 6,565 |
| Average Assets, quarterly | $66,704,000 | 6,121 |
| Volatile liabilities | $25,153,000 | 3,514 |
| Insider loans | $4,806,000 | 1,270 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,915,000 | 4,470 |
| Tier 1 (core) risk-based capital | $7,877,000 | 5,700 |
| Tier 2 risk-based capital | $682,000 | 4,877 |
| Total risk weighted assets | $60,322,000 | 5,125 |
| Total unused commitments | $9,915,000 | 4,470 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $61,248,000 | 6,414 |
| Cash and due from depository institutions | $616,000 | 7,238 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $8,222,000 | 6,883 |
| Federal funds sold & reverse repurchase agreements | $3,763,000 | 2,615 |
| Net loans & leases | $47,190,000 | 5,639 |
| Loan loss allowance | $542,000 | 5,819 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $462,000 | 7,198 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $995,000 | 6,592 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $61,248,000 | 6,414 |
| Total liabilities | $53,232,000 | 6,443 |
| Total deposits | $53,037,000 | 6,238 |
| Interest-bearing deposits | $50,212,000 | 5,857 |
| Deposits held in domestic offices | $53,037,000 | 6,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $195,000 | 7,171 |
| Total equity capital | $8,016,000 | 5,777 |
| Total bank equity capital | $8,016,000 | 5,777 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,500,000 | 871 |
| Surplus | $4,500,000 | 3,754 |
| Undivided profits | $-984,000 | 8,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $235,000 | 7,596 |
| Earning assets | $59,175,000 | 6,221 |
| Long-term assets (5+ years) | $4,384,000 | 6,315 |
| Average Assets, year-to-date | $52,113,000 | 6,779 |
| Average Assets, quarterly | $58,410,500 | 6,530 |
| Volatile liabilities | $18,214,000 | 4,335 |
| Insider loans | $1,081,000 | 3,929 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,631,000 | 4,967 |
| Tier 1 (core) risk-based capital | $8,011,000 | 5,621 |
| Tier 2 risk-based capital | $542,000 | 5,497 |
| Total risk weighted assets | $49,667,000 | 5,699 |
| Total unused commitments | $7,631,000 | 4,971 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 11 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $55,573,000 | 6,689 |
| Cash and due from depository institutions | $237,000 | 7,848 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $8,062,000 | 6,993 |
| Federal funds sold & reverse repurchase agreements | $3,114,000 | 2,767 |
| Net loans & leases | $42,035,000 | 5,948 |
| Loan loss allowance | $490,000 | 6,100 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $149,000 | 8,352 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,976,000 | 4,847 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $55,573,000 | 6,689 |
| Total liabilities | $47,573,000 | 6,776 |
| Total deposits | $46,630,000 | 6,635 |
| Interest-bearing deposits | $43,795,000 | 6,321 |
| Deposits held in domestic offices | $46,630,000 | 6,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $943,000 | 3,066 |
| Total equity capital | $8,000,000 | 5,652 |
| Total bank equity capital | $8,000,000 | 5,652 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,500,000 | 854 |
| Surplus | $4,500,000 | 3,713 |
| Undivided profits | $-1,000,000 | 8,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $210,000 | 7,716 |
| Earning assets | $53,211,000 | 6,560 |
| Long-term assets (5+ years) | $4,361,000 | 6,423 |
| Average Assets, year-to-date | $49,068,000 | 6,990 |
| Average Assets, quarterly | $53,593,500 | 6,771 |
| Volatile liabilities | $16,152,000 | 4,553 |
| Insider loans | $4,618,000 | 1,232 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,612,000 | 4,996 |
| Tier 1 (core) risk-based capital | $8,142,000 | 5,511 |
| Tier 2 risk-based capital | $490,000 | 5,770 |
| Total risk weighted assets | $44,228,000 | 6,022 |
| Total unused commitments | $7,612,000 | 4,999 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 10 | 8,036 |
| Assets and Liabilities | ||
| Total Assets: | $51,614,000 | 6,899 |
| Cash and due from depository institutions | $524,000 | 8,036 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $6,428,000 | 7,403 |
| Federal funds sold & reverse repurchase agreements | $7,249,000 | 2,048 |
| Net loans & leases | $36,019,000 | 6,311 |
| Loan loss allowance | $419,000 | 6,567 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $166,000 | 8,311 |
| Other real estate owned | $0 | 8,036 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,228,000 | 5,913 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $51,614,000 | 6,899 |
| Total liabilities | $43,372,000 | 7,039 |
| Total deposits | $42,820,000 | 6,904 |
| Interest-bearing deposits | $39,852,000 | 6,605 |
| Deposits held in domestic offices | $42,820,000 | 6,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $552,000 | 4,630 |
| Total equity capital | $8,242,000 | 5,622 |
| Total bank equity capital | $8,242,000 | 5,622 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,500,000 | 850 |
| Surplus | $4,500,000 | 3,674 |
| Undivided profits | $-758,000 | 8,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $166,000 | 8,125 |
| Earning assets | $49,698,000 | 6,760 |
| Long-term assets (5+ years) | $3,457,000 | 6,683 |
| Average Assets, year-to-date | $45,815,500 | 7,207 |
| Average Assets, quarterly | $45,815,500 | 7,207 |
| Volatile liabilities | $13,021,000 | 5,020 |
| Insider loans | $2,150,000 | 2,495 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,857,000 | 5,967 |
| Tier 1 (core) risk-based capital | $8,225,000 | 5,420 |
| Tier 2 risk-based capital | $353,000 | 6,717 |
| Total risk weighted assets | $28,160,000 | 7,157 |
| Total unused commitments | $4,857,000 | 5,973 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 11 | 7,899 |
| Assets and Liabilities | ||
| Total Assets: | $40,017,000 | 7,541 |
| Cash and due from depository institutions | $481,000 | 7,899 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $7,475,000 | 7,202 |
| Federal funds sold & reverse repurchase agreements | $1,182,000 | 4,810 |
| Net loans & leases | $30,425,000 | 6,745 |
| Loan loss allowance | $308,000 | 7,313 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $198,000 | 8,216 |
| Other real estate owned | $0 | 7,899 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $256,000 | 8,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,017,000 | 7,541 |
| Total liabilities | $31,635,000 | 7,777 |
| Total deposits | $31,537,000 | 7,654 |
| Interest-bearing deposits | $28,995,000 | 7,424 |
| Deposits held in domestic offices | $31,537,000 | 7,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $98,000 | 8,157 |
| Total equity capital | $8,382,000 | 5,478 |
| Total bank equity capital | $8,382,000 | 5,478 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,500,000 | 854 |
| Surplus | $4,500,000 | 3,638 |
| Undivided profits | $-618,000 | 8,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $162,000 | 8,236 |
| Earning assets | $39,082,000 | 7,374 |
| Long-term assets (5+ years) | $4,497,000 | 6,386 |
| Average Assets, year-to-date | $26,687,500 | 8,253 |
| Average Assets, quarterly | $36,251,000 | 7,754 |
| Volatile liabilities | $7,173,000 | 6,499 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,668,000 | 6,933 |
| Tier 1 (core) risk-based capital | $8,365,000 | 5,326 |
| Tier 2 risk-based capital | $294,000 | 7,133 |
| Total risk weighted assets | $23,541,000 | 7,562 |
| Total unused commitments | $2,668,000 | 6,936 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 10 | 8,126 |
| Assets and Liabilities | ||
| Total Assets: | $32,485,000 | 8,011 |
| Cash and due from depository institutions | $632,000 | 8,126 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $6,522,000 | 7,402 |
| Federal funds sold & reverse repurchase agreements | $2,054,000 | 4,353 |
| Net loans & leases | $22,904,000 | 7,439 |
| Loan loss allowance | $236,000 | 7,858 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $230,000 | 8,148 |
| Other real estate owned | $0 | 8,126 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $143,000 | 9,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,485,000 | 8,011 |
| Total liabilities | $24,645,000 | 8,242 |
| Total deposits | $24,590,000 | 8,143 |
| Interest-bearing deposits | $21,175,000 | 8,102 |
| Deposits held in domestic offices | $24,590,000 | 8,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $55,000 | 8,890 |
| Total equity capital | $7,840,000 | 5,710 |
| Total bank equity capital | $7,840,000 | 5,710 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,500,000 | 840 |
| Surplus | $4,500,000 | 3,571 |
| Undivided profits | $-1,160,000 | 8,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $106,000 | 8,736 |
| Earning assets | $31,480,000 | 7,880 |
| Long-term assets (5+ years) | $4,026,000 | 6,536 |
| Average Assets, year-to-date | $22,244,330 | 8,578 |
| Average Assets, quarterly | $28,411,500 | 8,232 |
| Volatile liabilities | $5,062,000 | 7,202 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,342,000 | 7,857 |
| Tier 1 (core) risk-based capital | $7,835,000 | 5,551 |
| Tier 2 risk-based capital | $236,000 | 7,651 |
| Total risk weighted assets | $19,199,000 | 8,032 |
| Total unused commitments | $1,342,000 | 7,863 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 10 | 8,158 |
| Assets and Liabilities | ||
| Total Assets: | $24,338,000 | 8,512 |
| Cash and due from depository institutions | $585,000 | 8,158 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $11,305,000 | 1,404 |
| Net loans & leases | $12,111,000 | 8,496 |
| Loan loss allowance | $126,000 | 8,615 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $256,000 | 8,061 |
| Other real estate owned | $0 | 8,158 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $81,000 | 9,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,338,000 | 8,512 |
| Total liabilities | $16,295,000 | 8,810 |
| Total deposits | $16,259,000 | 8,746 |
| Interest-bearing deposits | $13,773,000 | 8,710 |
| Deposits held in domestic offices | $16,259,000 | 8,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $36,000 | 9,100 |
| Total equity capital | $8,043,000 | 5,585 |
| Total bank equity capital | $8,043,000 | 5,585 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,500,000 | 837 |
| Surplus | $4,500,000 | 3,541 |
| Undivided profits | $-957,000 | 8,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $31,000 | 9,131 |
| Earning assets | $23,416,000 | 8,410 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $17,124,000 | 8,883 |
| Average Assets, quarterly | $17,124,000 | 8,896 |
| Volatile liabilities | $2,760,000 | 8,207 |
| Insider loans | $57,000 | 7,828 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,248,000 | 7,978 |
| Tier 1 (core) risk-based capital | $8,043,000 | 5,380 |
| Tier 2 risk-based capital | $126,000 | 8,532 |
| Total risk weighted assets | $13,035,000 | 8,586 |
| Total unused commitments | $1,248,000 | 7,989 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 10 | 8,185 |
| Assets and Liabilities | ||
| Total Assets: | $9,910,000 | 9,199 |
| Cash and due from depository institutions | $555,000 | 8,185 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $7,280,000 | 2,340 |
| Net loans & leases | $1,877,000 | 9,209 |
| Loan loss allowance | $0 | 9,202 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $150,000 | 8,526 |
| Other real estate owned | $0 | 8,185 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $48,000 | 9,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,910,000 | 9,199 |
| Total liabilities | $3,512,000 | 9,273 |
| Total deposits | $3,512,000 | 9,238 |
| Interest-bearing deposits | $1,867,000 | 9,208 |
| Deposits held in domestic offices | $3,512,000 | 9,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $0 | 9,321 |
| Total equity capital | $6,398,000 | 6,372 |
| Total bank equity capital | $6,398,000 | 6,372 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,500,000 | 1,103 |
| Surplus | $3,500,000 | 4,121 |
| Undivided profits | $-602,000 | 8,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $0 | 9,267 |
| Earning assets | $9,157,000 | 9,169 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $9,910,000 | 9,192 |
| Average Assets, quarterly | $9,910,000 | 9,192 |
| Volatile liabilities | $500,000 | 9,102 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $6,398,000 | 6,170 |
| Tier 2 risk-based capital | $0 | 9,210 |
| Total risk weighted assets | $9,822,000 | 8,850 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $0 | 578 |