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Community Bank of Utica, Changes in Bank Equity Capital
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $1,995,000 | 10,092 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $94,000 | 10,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,271 |
| Other comprehensive income | $-17,000 | 4,465 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $2,072,000 | 10,267 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $1,961,000 | 10,354 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $75,000 | 11,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $77,000 | 7,188 |
| Other comprehensive income | $36,000 | 8,042 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $1,995,000 | 10,715 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $1,264,000 | 11,810 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $61,000 | 11,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $631,000 | 375 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | $2,000 | 305 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $1,958,000 | 10,991 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $1,105,000 | 12,451 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $92,000 | 11,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $67,000 | 1,235 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $1,264,000 | 12,443 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $1,018,000 | 12,987 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $94,000 | 12,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $7,000 | 8,707 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $1,105,000 | 13,049 |