Home > Community Bank of the South > Income and Expense
Community Bank of the South, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 1,540 |
| Total interest expense | $495,000 | 1,433 |
| Net interest income | $3,626,000 | 1,549 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $249,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $82,000 | 2,770 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $167,000 | 2,851 |
| Total noninterest expense | $2,065,000 | 2,253 |
| Salaries and employee benefits | $1,307,000 | 2,030 |
| Premises and equipment expense | $210,000 | 2,458 |
| Additional noninterest expense | $548,000 | 2,580 |
| Pre-tax net operating income | $1,810,000 | 1,189 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,810,000 | 994 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,810,000 | 995 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,810,000 | 995 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $1,141,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,810,000 | 958 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,492,000 | 1,494 |
| Total interest expense | $2,037,000 | 1,364 |
| Net interest income | $14,455,000 | 1,527 |
| Provision for loan and lease losses | $-1,900,000 | 6,101 |
| Total noninterest income | $805,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $369,000 | 2,674 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $436,000 | 3,482 |
| Total noninterest expense | $9,337,000 | 2,020 |
| Salaries and employee benefits | $5,777,000 | 1,803 |
| Premises and equipment expense | $918,000 | 2,310 |
| Additional noninterest expense | $2,642,000 | 2,227 |
| Pre-tax net operating income | $7,823,000 | 1,091 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $7,823,000 | 908 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,823,000 | 908 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,823,000 | 908 |
| Net charge-offs | $-52,000 | 5,578 |
| Cash dividends | $355,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $7,823,000 | 886 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,317,000 | 1,512 |
| Total interest expense | $1,530,000 | 1,376 |
| Net interest income | $10,787,000 | 1,544 |
| Provision for loan and lease losses | $-1,900,000 | 6,210 |
| Total noninterest income | $528,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $279,000 | 2,672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $249,000 | 3,873 |
| Total noninterest expense | $6,719,000 | 2,094 |
| Salaries and employee benefits | $4,205,000 | 1,863 |
| Premises and equipment expense | $639,000 | 2,466 |
| Additional noninterest expense | $1,875,000 | 2,335 |
| Pre-tax net operating income | $6,496,000 | 1,025 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $6,496,000 | 833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,496,000 | 834 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,496,000 | 833 |
| Net charge-offs | $-14,000 | 5,255 |
| Cash dividends | $355,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,496,000 | 812 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 1,521 |
| Total interest expense | $1,018,000 | 1,383 |
| Net interest income | $7,171,000 | 1,552 |
| Provision for loan and lease losses | $-1,300,000 | 6,272 |
| Total noninterest income | $207,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $184,000 | 2,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $4,472,000 | 2,113 |
| Salaries and employee benefits | $2,805,000 | 1,872 |
| Premises and equipment expense | $419,000 | 2,505 |
| Additional noninterest expense | $1,248,000 | 2,353 |
| Pre-tax net operating income | $4,206,000 | 1,044 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $4,206,000 | 858 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,206,000 | 858 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,206,000 | 858 |
| Net charge-offs | $-16,000 | 5,405 |
| Cash dividends | $354,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,206,000 | 833 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 1,492 |
| Total interest expense | $507,000 | 1,389 |
| Net interest income | $3,660,000 | 1,513 |
| Provision for loan and lease losses | $-75,000 | 6,182 |
| Total noninterest income | $-120,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $96,000 | 2,551 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-216,000 | 6,401 |
| Total noninterest expense | $2,114,000 | 2,221 |
| Salaries and employee benefits | $1,295,000 | 2,021 |
| Premises and equipment expense | $208,000 | 2,569 |
| Additional noninterest expense | $611,000 | 2,380 |
| Pre-tax net operating income | $1,501,000 | 1,338 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,501,000 | 1,138 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,501,000 | 1,139 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,501,000 | 1,139 |
| Net charge-offs | $43,000 | 1,671 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,501,000 | 1,104 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,951,000 | 1,554 |
| Total interest expense | $2,073,000 | 1,421 |
| Net interest income | $13,878,000 | 1,591 |
| Provision for loan and lease losses | $-600,000 | 6,280 |
| Total noninterest income | $-1,101,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $368,000 | 2,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,469,000 | 6,496 |
| Total noninterest expense | $8,278,000 | 2,262 |
| Salaries and employee benefits | $4,749,000 | 2,149 |
| Premises and equipment expense | $803,000 | 2,653 |
| Additional noninterest expense | $2,726,000 | 2,218 |
| Pre-tax net operating income | $5,099,000 | 1,490 |
| Securities gains (losses) | $-68,000 | 6,287 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $5,031,000 | 1,299 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,031,000 | 1,298 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,031,000 | 1,298 |
| Net charge-offs | $2,111,000 | 486 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 631 |
| Net operating income | $5,099,000 | 1,250 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,912,000 | 1,567 |
| Total interest expense | $1,564,000 | 1,426 |
| Net interest income | $10,348,000 | 1,602 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-335,000 | 6,556 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $272,000 | 2,908 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-607,000 | 6,560 |
| Total noninterest expense | $6,285,000 | 2,253 |
| Salaries and employee benefits | $3,551,000 | 2,164 |
| Premises and equipment expense | $597,000 | 2,699 |
| Additional noninterest expense | $2,137,000 | 2,118 |
| Pre-tax net operating income | $3,728,000 | 1,539 |
| Securities gains (losses) | $-69,000 | 6,398 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,659,000 | 1,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,659,000 | 1,324 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,659,000 | 1,324 |
| Net charge-offs | $1,627,000 | 459 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 558 |
| Net operating income | $3,728,000 | 1,280 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 1,565 |
| Total interest expense | $1,055,000 | 1,417 |
| Net interest income | $6,891,000 | 1,595 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-313,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $180,000 | 2,905 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-493,000 | 6,640 |
| Total noninterest expense | $4,059,000 | 2,304 |
| Salaries and employee benefits | $2,363,000 | 2,168 |
| Premises and equipment expense | $395,000 | 2,732 |
| Additional noninterest expense | $1,301,000 | 2,303 |
| Pre-tax net operating income | $2,519,000 | 1,488 |
| Securities gains (losses) | $-69,000 | 6,516 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,450,000 | 1,283 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,450,000 | 1,283 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,450,000 | 1,284 |
| Net charge-offs | $1,614,000 | 345 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 477 |
| Net operating income | $2,519,000 | 1,226 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 1,576 |
| Total interest expense | $538,000 | 1,405 |
| Net interest income | $3,395,000 | 1,615 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-110,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $88,000 | 2,918 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-198,000 | 6,692 |
| Total noninterest expense | $2,091,000 | 2,242 |
| Salaries and employee benefits | $1,190,000 | 2,161 |
| Premises and equipment expense | $197,000 | 2,779 |
| Additional noninterest expense | $704,000 | 2,136 |
| Pre-tax net operating income | $1,194,000 | 1,518 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,194,000 | 1,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,194,000 | 1,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,194,000 | 1,264 |
| Net charge-offs | $699,000 | 385 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,194,000 | 1,233 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,396,000 | 1,529 |
| Total interest expense | $2,573,000 | 1,317 |
| Net interest income | $13,823,000 | 1,577 |
| Provision for loan and lease losses | $1,351,000 | 865 |
| Total noninterest income | $-2,161,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $388,000 | 2,879 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-2,549,000 | 6,804 |
| Total noninterest expense | $8,377,000 | 2,255 |
| Salaries and employee benefits | $4,566,000 | 2,232 |
| Premises and equipment expense | $809,000 | 2,682 |
| Additional noninterest expense | $3,002,000 | 2,083 |
| Pre-tax net operating income | $1,934,000 | 2,928 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,934,000 | 2,671 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,934,000 | 2,674 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,934,000 | 2,674 |
| Net charge-offs | $1,547,000 | 922 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 423 |
| Net operating income | $1,934,000 | 2,610 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,409,000 | 1,522 |
| Total interest expense | $1,992,000 | 1,307 |
| Net interest income | $10,417,000 | 1,572 |
| Provision for loan and lease losses | $1,126,000 | 805 |
| Total noninterest income | $-1,910,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $288,000 | 2,915 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-2,198,000 | 6,886 |
| Total noninterest expense | $6,390,000 | 2,220 |
| Salaries and employee benefits | $3,423,000 | 2,225 |
| Premises and equipment expense | $614,000 | 2,680 |
| Additional noninterest expense | $2,353,000 | 1,992 |
| Pre-tax net operating income | $991,000 | 3,698 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $991,000 | 3,442 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $991,000 | 3,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $991,000 | 3,446 |
| Net charge-offs | $1,355,000 | 799 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 460 |
| Net operating income | $991,000 | 3,366 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,266,000 | 1,524 |
| Total interest expense | $1,371,000 | 1,303 |
| Net interest income | $6,895,000 | 1,576 |
| Provision for loan and lease losses | $451,000 | 1,249 |
| Total noninterest income | $-1,664,000 | 6,931 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $188,000 | 2,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,852,000 | 6,936 |
| Total noninterest expense | $4,277,000 | 2,204 |
| Salaries and employee benefits | $2,266,000 | 2,245 |
| Premises and equipment expense | $400,000 | 2,742 |
| Additional noninterest expense | $1,611,000 | 1,935 |
| Pre-tax net operating income | $503,000 | 4,132 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $503,000 | 3,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $503,000 | 3,921 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $503,000 | 3,922 |
| Net charge-offs | $644,000 | 1,053 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 370 |
| Net operating income | $503,000 | 3,825 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 1,547 |
| Total interest expense | $707,000 | 1,309 |
| Net interest income | $3,380,000 | 1,601 |
| Provision for loan and lease losses | $451,000 | 737 |
| Total noninterest income | $-675,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-770,000 | 7,007 |
| Total noninterest expense | $2,062,000 | 2,308 |
| Salaries and employee benefits | $1,132,000 | 2,266 |
| Premises and equipment expense | $196,000 | 2,803 |
| Additional noninterest expense | $734,000 | 2,117 |
| Pre-tax net operating income | $192,000 | 4,525 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $192,000 | 4,341 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $192,000 | 4,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $192,000 | 4,343 |
| Net charge-offs | $280,000 | 1,110 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $192,000 | 4,241 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,841,000 | 1,582 |
| Total interest expense | $3,481,000 | 1,292 |
| Net interest income | $13,360,000 | 1,654 |
| Provision for loan and lease losses | $2,687,000 | 844 |
| Total noninterest income | $-3,638,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $424,000 | 2,812 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-4,062,000 | 7,066 |
| Total noninterest expense | $8,519,000 | 2,221 |
| Salaries and employee benefits | $4,163,000 | 2,365 |
| Premises and equipment expense | $813,000 | 2,703 |
| Additional noninterest expense | $3,543,000 | 1,861 |
| Pre-tax net operating income | $-1,484,000 | 6,744 |
| Securities gains (losses) | $239,000 | 1,549 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,245,000 | 6,751 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,245,000 | 6,747 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,245,000 | 6,748 |
| Net charge-offs | $1,983,000 | 1,163 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 341 |
| Net operating income | $-1,484,000 | 6,758 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,616,000 | 1,617 |
| Total interest expense | $2,694,000 | 1,313 |
| Net interest income | $9,922,000 | 1,686 |
| Provision for loan and lease losses | $1,462,000 | 1,105 |
| Total noninterest income | $-3,232,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $310,000 | 2,894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-3,542,000 | 7,172 |
| Total noninterest expense | $6,457,000 | 2,218 |
| Salaries and employee benefits | $3,112,000 | 2,369 |
| Premises and equipment expense | $632,000 | 2,656 |
| Additional noninterest expense | $2,713,000 | 1,823 |
| Pre-tax net operating income | $-1,229,000 | 6,888 |
| Securities gains (losses) | $239,000 | 1,296 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-990,000 | 6,880 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-990,000 | 6,877 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-990,000 | 6,878 |
| Net charge-offs | $1,222,000 | 1,275 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 323 |
| Net operating income | $-1,229,000 | 6,897 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 1,630 |
| Total interest expense | $1,839,000 | 1,321 |
| Net interest income | $6,570,000 | 1,694 |
| Provision for loan and lease losses | $962,000 | 1,129 |
| Total noninterest income | $-1,898,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $195,000 | 3,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,093,000 | 7,234 |
| Total noninterest expense | $4,253,000 | 2,248 |
| Salaries and employee benefits | $2,037,000 | 2,414 |
| Premises and equipment expense | $427,000 | 2,633 |
| Additional noninterest expense | $1,789,000 | 1,863 |
| Pre-tax net operating income | $-543,000 | 6,836 |
| Securities gains (losses) | $239,000 | 992 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-304,000 | 6,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-304,000 | 6,774 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-304,000 | 6,774 |
| Net charge-offs | $965,000 | 1,163 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 258 |
| Net operating income | $-543,000 | 6,852 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 1,654 |
| Total interest expense | $938,000 | 1,344 |
| Net interest income | $3,244,000 | 1,723 |
| Provision for loan and lease losses | $511,000 | 1,028 |
| Total noninterest income | $-652,000 | 7,287 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-748,000 | 7,285 |
| Total noninterest expense | $2,106,000 | 2,264 |
| Salaries and employee benefits | $1,014,000 | 2,440 |
| Premises and equipment expense | $205,000 | 2,746 |
| Additional noninterest expense | $887,000 | 1,867 |
| Pre-tax net operating income | $-25,000 | 6,552 |
| Securities gains (losses) | $239,000 | 530 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $214,000 | 4,263 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $214,000 | 4,266 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $214,000 | 4,267 |
| Net charge-offs | $385,000 | 1,275 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 178 |
| Net operating income | $-25,000 | 6,562 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,316,000 | 1,645 |
| Total interest expense | $4,497,000 | 1,351 |
| Net interest income | $12,819,000 | 1,752 |
| Provision for loan and lease losses | $2,735,000 | 1,274 |
| Total noninterest income | $-1,260,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $386,000 | 3,103 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,646,000 | 7,247 |
| Total noninterest expense | $7,674,000 | 2,466 |
| Salaries and employee benefits | $3,882,000 | 2,471 |
| Premises and equipment expense | $822,000 | 2,849 |
| Additional noninterest expense | $2,970,000 | 2,225 |
| Pre-tax net operating income | $1,150,000 | 3,466 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,151,000 | 3,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,151,000 | 3,270 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,151,000 | 3,270 |
| Net charge-offs | $3,050,000 | 1,183 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 787 |
| Net operating income | $1,150,000 | 3,180 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,998,000 | 1,655 |
| Total interest expense | $3,486,000 | 1,366 |
| Net interest income | $9,512,000 | 1,775 |
| Provision for loan and lease losses | $2,109,000 | 1,191 |
| Total noninterest income | $-912,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $289,000 | 3,111 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,201,000 | 7,339 |
| Total noninterest expense | $5,674,000 | 2,492 |
| Salaries and employee benefits | $2,913,000 | 2,462 |
| Premises and equipment expense | $600,000 | 2,941 |
| Additional noninterest expense | $2,161,000 | 2,292 |
| Pre-tax net operating income | $817,000 | 3,679 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $817,000 | 3,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $817,000 | 3,482 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $817,000 | 3,482 |
| Net charge-offs | $1,442,000 | 1,535 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $817,000 | 3,361 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,683,000 | 1,662 |
| Total interest expense | $2,439,000 | 1,350 |
| Net interest income | $6,244,000 | 1,790 |
| Provision for loan and lease losses | $928,000 | 1,559 |
| Total noninterest income | $-744,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $194,000 | 3,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-938,000 | 7,430 |
| Total noninterest expense | $3,956,000 | 2,436 |
| Salaries and employee benefits | $1,943,000 | 2,482 |
| Premises and equipment expense | $397,000 | 2,976 |
| Additional noninterest expense | $1,616,000 | 2,094 |
| Pre-tax net operating income | $616,000 | 3,426 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $616,000 | 3,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $616,000 | 3,145 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $616,000 | 3,146 |
| Net charge-offs | $1,145,000 | 1,357 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $616,000 | 3,059 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 1,688 |
| Total interest expense | $1,282,000 | 1,326 |
| Net interest income | $3,031,000 | 1,835 |
| Provision for loan and lease losses | $471,000 | 1,481 |
| Total noninterest income | $-441,000 | 7,513 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $104,000 | 2,899 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-545,000 | 7,512 |
| Total noninterest expense | $1,950,000 | 2,470 |
| Salaries and employee benefits | $976,000 | 2,490 |
| Premises and equipment expense | $196,000 | 3,043 |
| Additional noninterest expense | $778,000 | 2,159 |
| Pre-tax net operating income | $169,000 | 4,471 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $169,000 | 4,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $169,000 | 4,255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $169,000 | 4,256 |
| Net charge-offs | $106,000 | 2,678 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $169,000 | 4,200 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,755,000 | 1,703 |
| Total interest expense | $6,867,000 | 1,197 |
| Net interest income | $10,888,000 | 2,004 |
| Provision for loan and lease losses | $2,840,000 | 1,674 |
| Total noninterest income | $-1,284,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $490,000 | 2,681 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,774,000 | 7,557 |
| Total noninterest expense | $8,349,000 | 2,316 |
| Salaries and employee benefits | $3,684,000 | 2,611 |
| Premises and equipment expense | $832,000 | 2,900 |
| Additional noninterest expense | $3,833,000 | 1,870 |
| Pre-tax net operating income | $-1,585,000 | 6,672 |
| Securities gains (losses) | $153,000 | 1,815 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,432,000 | 6,730 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,432,000 | 6,730 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,432,000 | 6,731 |
| Net charge-offs | $3,413,000 | 1,357 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,800,000 | 220 |
| Net operating income | $-1,585,000 | 6,738 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,273,000 | 1,744 |
| Total interest expense | $5,366,000 | 1,197 |
| Net interest income | $7,907,000 | 2,093 |
| Provision for loan and lease losses | $1,499,000 | 1,980 |
| Total noninterest income | $-277,000 | 7,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-650,000 | 7,604 |
| Total noninterest expense | $6,185,000 | 2,349 |
| Salaries and employee benefits | $2,762,000 | 2,615 |
| Premises and equipment expense | $633,000 | 2,902 |
| Additional noninterest expense | $2,790,000 | 1,875 |
| Pre-tax net operating income | $-54,000 | 6,087 |
| Securities gains (losses) | $163,000 | 1,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $109,000 | 5,690 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $109,000 | 5,692 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $109,000 | 5,692 |
| Net charge-offs | $2,349,000 | 1,364 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,700,000 | 176 |
| Net operating income | $-54,000 | 6,122 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,917,000 | 1,755 |
| Total interest expense | $3,666,000 | 1,212 |
| Net interest income | $5,251,000 | 2,102 |
| Provision for loan and lease losses | $984,000 | 1,968 |
| Total noninterest income | $-100,000 | 7,639 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $250,000 | 2,718 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-350,000 | 7,668 |
| Total noninterest expense | $4,025,000 | 2,417 |
| Salaries and employee benefits | $1,816,000 | 2,659 |
| Premises and equipment expense | $426,000 | 2,901 |
| Additional noninterest expense | $1,783,000 | 1,939 |
| Pre-tax net operating income | $142,000 | 5,253 |
| Securities gains (losses) | $57,000 | 1,801 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $199,000 | 4,909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $199,000 | 4,910 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $199,000 | 4,909 |
| Net charge-offs | $1,804,000 | 1,218 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,550,000 | 130 |
| Net operating income | $142,000 | 5,112 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 1,788 |
| Total interest expense | $1,846,000 | 1,263 |
| Net interest income | $2,649,000 | 2,112 |
| Provision for loan and lease losses | $684,000 | 1,505 |
| Total noninterest income | $208,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $126,000 | 2,692 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $1,916,000 | 2,549 |
| Salaries and employee benefits | $897,000 | 2,732 |
| Premises and equipment expense | $214,000 | 2,965 |
| Additional noninterest expense | $805,000 | 2,110 |
| Pre-tax net operating income | $257,000 | 3,651 |
| Securities gains (losses) | $57,000 | 1,082 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $314,000 | 3,050 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 3,046 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $314,000 | 3,050 |
| Net charge-offs | $1,348,000 | 851 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 89 |
| Net operating income | $257,000 | 3,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,944,000 | 1,808 |
| Total interest expense | $10,051,000 | 1,187 |
| Net interest income | $8,893,000 | 2,438 |
| Provision for loan and lease losses | $9,462,000 | 916 |
| Total noninterest income | $-1,526,000 | 7,957 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $540,000 | 2,733 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-2,066,000 | 7,954 |
| Total noninterest expense | $8,633,000 | 2,294 |
| Salaries and employee benefits | $4,082,000 | 2,395 |
| Premises and equipment expense | $870,000 | 2,905 |
| Additional noninterest expense | $3,681,000 | 1,988 |
| Pre-tax net operating income | $-10,728,000 | 7,516 |
| Securities gains (losses) | $80,000 | 2,307 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-10,648,000 | 7,581 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,648,000 | 7,579 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,648,000 | 7,580 |
| Net charge-offs | $7,072,000 | 891 |
| Cash dividends | $255,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 540 |
| Net operating income | $-10,728,000 | 7,582 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,332,000 | 1,814 |
| Total interest expense | $8,019,000 | 1,167 |
| Net interest income | $6,313,000 | 2,596 |
| Provision for loan and lease losses | $5,877,000 | 936 |
| Total noninterest income | $-1,634,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $406,000 | 2,727 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-2,040,000 | 8,061 |
| Total noninterest expense | $6,542,000 | 2,272 |
| Salaries and employee benefits | $3,102,000 | 2,400 |
| Premises and equipment expense | $662,000 | 2,901 |
| Additional noninterest expense | $2,778,000 | 1,907 |
| Pre-tax net operating income | $-7,740,000 | 7,665 |
| Securities gains (losses) | $80,000 | 1,979 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,660,000 | 7,718 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,660,000 | 7,717 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,660,000 | 7,717 |
| Net charge-offs | $5,162,000 | 795 |
| Cash dividends | $255,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 432 |
| Net operating income | $-7,740,000 | 7,727 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,613,000 | 1,833 |
| Total interest expense | $5,532,000 | 1,190 |
| Net interest income | $4,081,000 | 2,662 |
| Provision for loan and lease losses | $4,231,000 | 855 |
| Total noninterest income | $-1,064,000 | 8,138 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $271,000 | 2,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,335,000 | 8,142 |
| Total noninterest expense | $4,472,000 | 2,245 |
| Salaries and employee benefits | $2,090,000 | 2,416 |
| Premises and equipment expense | $445,000 | 2,922 |
| Additional noninterest expense | $1,937,000 | 1,855 |
| Pre-tax net operating income | $-5,686,000 | 7,773 |
| Securities gains (losses) | $80,000 | 1,628 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-5,606,000 | 7,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,606,000 | 7,834 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,606,000 | 7,834 |
| Net charge-offs | $2,552,000 | 959 |
| Cash dividends | $255,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 344 |
| Net operating income | $-5,686,000 | 7,845 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 1,837 |
| Total interest expense | $2,841,000 | 1,207 |
| Net interest income | $2,024,000 | 2,681 |
| Provision for loan and lease losses | $1,248,000 | 1,031 |
| Total noninterest income | $-7,000 | 8,096 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $141,000 | 2,599 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-148,000 | 8,143 |
| Total noninterest expense | $2,023,000 | 2,404 |
| Salaries and employee benefits | $1,054,000 | 2,422 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $743,000 | 2,110 |
| Pre-tax net operating income | $-1,254,000 | 7,702 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,254,000 | 7,777 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,254,000 | 7,779 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,254,000 | 7,778 |
| Net charge-offs | $624,000 | 1,228 |
| Cash dividends | $115,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 199 |
| Net operating income | $-1,254,000 | 7,770 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,002,000 | 1,614 |
| Total interest expense | $14,045,000 | 1,150 |
| Net interest income | $9,957,000 | 2,239 |
| Provision for loan and lease losses | $9,668,000 | 615 |
| Total noninterest income | $546,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $601,000 | 2,647 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-55,000 | 8,092 |
| Total noninterest expense | $8,353,000 | 2,294 |
| Salaries and employee benefits | $4,708,000 | 2,156 |
| Premises and equipment expense | $919,000 | 2,823 |
| Additional noninterest expense | $2,726,000 | 2,193 |
| Pre-tax net operating income | $-7,518,000 | 7,917 |
| Securities gains (losses) | $184,000 | 762 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-7,334,000 | 7,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,334,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,907,000 | 539 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $3,338,000 | 256 |
| Net operating income | $-7,518,000 | 7,965 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,766,000 | 1,589 |
| Total interest expense | $10,937,000 | 1,155 |
| Net interest income | $7,829,000 | 2,146 |
| Provision for loan and lease losses | $4,015,000 | 761 |
| Total noninterest income | $823,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $442,000 | 2,694 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $381,000 | 3,263 |
| Total noninterest expense | $6,431,000 | 2,220 |
| Salaries and employee benefits | $3,693,000 | 2,077 |
| Premises and equipment expense | $705,000 | 2,787 |
| Additional noninterest expense | $2,033,000 | 2,135 |
| Pre-tax net operating income | $-1,794,000 | 7,816 |
| Securities gains (losses) | $184,000 | 664 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,610,000 | 7,752 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,610,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,818,000 | 882 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,794,000 | 7,893 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,979,000 | 1,559 |
| Total interest expense | $7,680,000 | 1,139 |
| Net interest income | $5,299,000 | 2,101 |
| Provision for loan and lease losses | $2,229,000 | 728 |
| Total noninterest income | $525,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $295,000 | 2,673 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $230,000 | 3,496 |
| Total noninterest expense | $4,204,000 | 2,268 |
| Salaries and employee benefits | $2,514,000 | 2,068 |
| Premises and equipment expense | $472,000 | 2,777 |
| Additional noninterest expense | $1,218,000 | 2,308 |
| Pre-tax net operating income | $-609,000 | 7,683 |
| Securities gains (losses) | $184,000 | 655 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-425,000 | 7,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-425,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,323,000 | 733 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-609,000 | 7,748 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 1,471 |
| Total interest expense | $4,171,000 | 1,124 |
| Net interest income | $2,860,000 | 1,952 |
| Provision for loan and lease losses | $746,000 | 766 |
| Total noninterest income | $287,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $150,000 | 2,617 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $2,137,000 | 2,233 |
| Salaries and employee benefits | $1,303,000 | 2,024 |
| Premises and equipment expense | $239,000 | 2,753 |
| Additional noninterest expense | $595,000 | 2,328 |
| Pre-tax net operating income | $264,000 | 4,428 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $264,000 | 4,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $264,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 674 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $264,000 | 3,994 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,434,000 | 1,314 |
| Total interest expense | $17,442,000 | 1,135 |
| Net interest income | $14,992,000 | 1,520 |
| Provision for loan and lease losses | $2,405,000 | 721 |
| Total noninterest income | $1,134,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $547,000 | 2,857 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $587,000 | 3,039 |
| Total noninterest expense | $8,663,000 | 2,125 |
| Salaries and employee benefits | $5,364,000 | 1,884 |
| Premises and equipment expense | $1,000,000 | 2,567 |
| Additional noninterest expense | $2,299,000 | 2,350 |
| Pre-tax net operating income | $5,058,000 | 1,623 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,058,000 | 1,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,058,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,699,000 | 697 |
| Cash dividends | $2,992,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,053 |
| Net operating income | $5,058,000 | 1,252 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,362,000 | 1,307 |
| Total interest expense | $12,883,000 | 1,146 |
| Net interest income | $11,479,000 | 1,483 |
| Provision for loan and lease losses | $1,015,000 | 891 |
| Total noninterest income | $824,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $398,000 | 2,909 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $426,000 | 3,093 |
| Total noninterest expense | $6,456,000 | 2,110 |
| Salaries and employee benefits | $4,151,000 | 1,828 |
| Premises and equipment expense | $714,000 | 2,669 |
| Additional noninterest expense | $1,591,000 | 2,483 |
| Pre-tax net operating income | $4,832,000 | 1,400 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $4,832,000 | 1,090 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,832,000 | 1,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,113 |
| Cash dividends | $2,332,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,832,000 | 1,068 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,906,000 | 1,351 |
| Total interest expense | $8,259,000 | 1,204 |
| Net interest income | $7,647,000 | 1,502 |
| Provision for loan and lease losses | $548,000 | 952 |
| Total noninterest income | $511,000 | 3,516 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $251,000 | 3,028 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $260,000 | 3,267 |
| Total noninterest expense | $4,276,000 | 2,146 |
| Salaries and employee benefits | $2,783,000 | 1,850 |
| Premises and equipment expense | $481,000 | 2,669 |
| Additional noninterest expense | $1,012,000 | 2,601 |
| Pre-tax net operating income | $3,334,000 | 1,407 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,334,000 | 1,084 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,334,000 | 1,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $1,537,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,334,000 | 1,061 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,599,000 | 1,416 |
| Total interest expense | $3,967,000 | 1,239 |
| Net interest income | $3,632,000 | 1,596 |
| Provision for loan and lease losses | $219,000 | 1,095 |
| Total noninterest income | $283,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $119,000 | 3,094 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $164,000 | 2,862 |
| Total noninterest expense | $2,095,000 | 2,212 |
| Salaries and employee benefits | $1,343,000 | 1,914 |
| Premises and equipment expense | $234,000 | 2,740 |
| Additional noninterest expense | $518,000 | 2,536 |
| Pre-tax net operating income | $1,601,000 | 1,455 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,601,000 | 1,100 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,601,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $875,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,601,000 | 1,084 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,639,000 | 1,497 |
| Total interest expense | $12,359,000 | 1,356 |
| Net interest income | $14,280,000 | 1,606 |
| Provision for loan and lease losses | $875,000 | 1,178 |
| Total noninterest income | $1,063,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $467,000 | 3,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $596,000 | 3,032 |
| Total noninterest expense | $7,870,000 | 2,241 |
| Salaries and employee benefits | $4,928,000 | 1,981 |
| Premises and equipment expense | $946,000 | 2,601 |
| Additional noninterest expense | $1,996,000 | 2,571 |
| Pre-tax net operating income | $6,598,000 | 1,470 |
| Securities gains (losses) | $-259,000 | 8,427 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $6,339,000 | 1,166 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,339,000 | 1,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,727 |
| Cash dividends | $3,216,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 989 |
| Net operating income | $6,598,000 | 1,107 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,187,000 | 1,548 |
| Total interest expense | $8,653,000 | 1,408 |
| Net interest income | $10,534,000 | 1,645 |
| Provision for loan and lease losses | $618,000 | 1,186 |
| Total noninterest income | $736,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $333,000 | 3,337 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $403,000 | 3,206 |
| Total noninterest expense | $5,778,000 | 2,290 |
| Salaries and employee benefits | $3,590,000 | 2,038 |
| Premises and equipment expense | $689,000 | 2,684 |
| Additional noninterest expense | $1,499,000 | 2,565 |
| Pre-tax net operating income | $4,874,000 | 1,536 |
| Securities gains (losses) | $-259,000 | 8,573 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,615,000 | 1,230 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,615,000 | 1,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $2,208,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 792 |
| Net operating income | $4,874,000 | 1,161 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,187,000 | 1,595 |
| Total interest expense | $5,283,000 | 1,472 |
| Net interest income | $6,904,000 | 1,669 |
| Provision for loan and lease losses | $402,000 | 1,164 |
| Total noninterest income | $464,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $207,000 | 3,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 3,276 |
| Total noninterest expense | $3,827,000 | 2,309 |
| Salaries and employee benefits | $2,364,000 | 2,068 |
| Premises and equipment expense | $450,000 | 2,720 |
| Additional noninterest expense | $1,013,000 | 2,525 |
| Pre-tax net operating income | $3,139,000 | 1,588 |
| Securities gains (losses) | $-259,000 | 8,653 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,880,000 | 1,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,880,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,422 |
| Cash dividends | $1,473,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,139,000 | 1,185 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 1,666 |
| Total interest expense | $2,418,000 | 1,523 |
| Net interest income | $3,306,000 | 1,740 |
| Provision for loan and lease losses | $183,000 | 1,220 |
| Total noninterest income | $257,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,832 |
| Total noninterest expense | $1,888,000 | 2,353 |
| Salaries and employee benefits | $1,161,000 | 2,126 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $498,000 | 2,540 |
| Pre-tax net operating income | $1,492,000 | 1,638 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,492,000 | 1,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,492,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $561,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,492,000 | 1,224 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,975,000 | 1,869 |
| Total interest expense | $6,908,000 | 1,650 |
| Net interest income | $11,067,000 | 2,003 |
| Provision for loan and lease losses | $979,000 | 1,060 |
| Total noninterest income | $661,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $349,000 | 3,844 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $312,000 | 4,253 |
| Total noninterest expense | $6,632,000 | 2,515 |
| Salaries and employee benefits | $4,195,000 | 2,185 |
| Premises and equipment expense | $813,000 | 2,856 |
| Additional noninterest expense | $1,624,000 | 3,041 |
| Pre-tax net operating income | $4,117,000 | 2,180 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,117,000 | 1,705 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,117,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $2,376,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $1,431,000 | 442 |
| Net operating income | $4,117,000 | 1,679 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,750,000 | 1,923 |
| Total interest expense | $4,802,000 | 1,680 |
| Net interest income | $7,948,000 | 2,079 |
| Provision for loan and lease losses | $692,000 | 1,077 |
| Total noninterest income | $482,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $261,000 | 3,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $4,834,000 | 2,553 |
| Salaries and employee benefits | $3,064,000 | 2,222 |
| Premises and equipment expense | $586,000 | 2,943 |
| Additional noninterest expense | $1,184,000 | 3,073 |
| Pre-tax net operating income | $2,904,000 | 2,300 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,904,000 | 1,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,904,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $1,861,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $1,423,000 | 321 |
| Net operating income | $2,904,000 | 1,772 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,033,000 | 1,972 |
| Total interest expense | $2,943,000 | 1,719 |
| Net interest income | $5,090,000 | 2,130 |
| Provision for loan and lease losses | $471,000 | 1,027 |
| Total noninterest income | $300,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $166,000 | 3,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $134,000 | 4,559 |
| Total noninterest expense | $3,096,000 | 2,620 |
| Salaries and employee benefits | $1,977,000 | 2,280 |
| Premises and equipment expense | $360,000 | 3,116 |
| Additional noninterest expense | $759,000 | 3,155 |
| Pre-tax net operating income | $1,823,000 | 2,348 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,823,000 | 1,875 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,823,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $1,406,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $1,423,000 | 223 |
| Net operating income | $1,823,000 | 1,837 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 2,048 |
| Total interest expense | $1,277,000 | 1,855 |
| Net interest income | $2,501,000 | 2,159 |
| Provision for loan and lease losses | $269,000 | 869 |
| Total noninterest income | $125,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,477,000 | 2,757 |
| Salaries and employee benefits | $945,000 | 2,399 |
| Premises and equipment expense | $174,000 | 3,244 |
| Additional noninterest expense | $358,000 | 3,309 |
| Pre-tax net operating income | $880,000 | 2,389 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $880,000 | 1,922 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $880,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,305,000 | 109 |
| Net operating income | $880,000 | 1,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,387,000 | 2,515 |
| Total interest expense | $3,659,000 | 2,214 |
| Net interest income | $7,728,000 | 2,609 |
| Provision for loan and lease losses | $774,000 | 1,322 |
| Total noninterest income | $498,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $287,000 | 4,415 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $211,000 | 4,996 |
| Total noninterest expense | $5,299,000 | 2,953 |
| Salaries and employee benefits | $3,206,000 | 2,681 |
| Premises and equipment expense | $658,000 | 3,289 |
| Additional noninterest expense | $1,435,000 | 3,241 |
| Pre-tax net operating income | $2,153,000 | 3,348 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,153,000 | 2,742 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,153,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $805,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $2,370,000 | 323 |
| Net operating income | $2,153,000 | 2,680 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,103,000 | 2,593 |
| Total interest expense | $2,564,000 | 2,298 |
| Net interest income | $5,539,000 | 2,710 |
| Provision for loan and lease losses | $529,000 | 1,389 |
| Total noninterest income | $365,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $211,000 | 4,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 5,070 |
| Total noninterest expense | $3,931,000 | 2,951 |
| Salaries and employee benefits | $2,379,000 | 2,688 |
| Premises and equipment expense | $502,000 | 3,245 |
| Additional noninterest expense | $1,050,000 | 3,281 |
| Pre-tax net operating income | $1,444,000 | 3,667 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,444,000 | 3,047 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,444,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $755,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $1,896,000 | 266 |
| Net operating income | $1,444,000 | 2,977 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 2,743 |
| Total interest expense | $1,604,000 | 2,424 |
| Net interest income | $3,482,000 | 2,868 |
| Provision for loan and lease losses | $337,000 | 1,410 |
| Total noninterest income | $232,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $134,000 | 4,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $2,541,000 | 3,039 |
| Salaries and employee benefits | $1,526,000 | 2,786 |
| Premises and equipment expense | $331,000 | 3,278 |
| Additional noninterest expense | $684,000 | 3,361 |
| Pre-tax net operating income | $836,000 | 3,997 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $836,000 | 3,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $836,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $755,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 513 |
| Net operating income | $836,000 | 3,321 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 2,848 |
| Total interest expense | $780,000 | 2,504 |
| Net interest income | $1,673,000 | 2,967 |
| Provision for loan and lease losses | $166,000 | 1,328 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 4,979 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $1,235,000 | 3,138 |
| Salaries and employee benefits | $738,000 | 2,869 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $333,000 | 3,437 |
| Pre-tax net operating income | $368,000 | 4,302 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $368,000 | 3,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $368,000 | 3,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $755,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $368,000 | 3,609 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,866,000 | 3,154 |
| Total interest expense | $3,088,000 | 2,789 |
| Net interest income | $5,778,000 | 3,274 |
| Provision for loan and lease losses | $524,000 | 2,080 |
| Total noninterest income | $379,000 | 6,078 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $255,000 | 4,713 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $124,000 | 6,163 |
| Total noninterest expense | $4,023,000 | 3,705 |
| Salaries and employee benefits | $2,387,000 | 3,389 |
| Premises and equipment expense | $499,000 | 4,063 |
| Additional noninterest expense | $1,137,000 | 3,892 |
| Pre-tax net operating income | $1,610,000 | 3,944 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,631,000 | 3,338 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,631,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $585,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 753 |
| Net operating income | $1,610,000 | 3,224 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 3,267 |
| Total interest expense | $2,293,000 | 2,910 |
| Net interest income | $4,164,000 | 3,408 |
| Provision for loan and lease losses | $378,000 | 2,108 |
| Total noninterest income | $276,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,309 |
| Total noninterest expense | $2,856,000 | 3,845 |
| Salaries and employee benefits | $1,697,000 | 3,525 |
| Premises and equipment expense | $359,000 | 4,194 |
| Additional noninterest expense | $800,000 | 4,059 |
| Pre-tax net operating income | $1,206,000 | 4,055 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,227,000 | 3,436 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,227,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $585,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 592 |
| Net operating income | $1,206,000 | 3,320 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 3,371 |
| Total interest expense | $1,535,000 | 2,981 |
| Net interest income | $2,654,000 | 3,532 |
| Provision for loan and lease losses | $254,000 | 2,102 |
| Total noninterest income | $181,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $125,000 | 4,754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $56,000 | 6,368 |
| Total noninterest expense | $1,852,000 | 3,910 |
| Salaries and employee benefits | $1,086,000 | 3,648 |
| Premises and equipment expense | $252,000 | 4,016 |
| Additional noninterest expense | $514,000 | 4,154 |
| Pre-tax net operating income | $729,000 | 4,321 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $750,000 | 3,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $750,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $585,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 457 |
| Net operating income | $729,000 | 3,556 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 3,475 |
| Total interest expense | $753,000 | 3,108 |
| Net interest income | $1,282,000 | 3,627 |
| Provision for loan and lease losses | $108,000 | 2,240 |
| Total noninterest income | $89,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $911,000 | 3,958 |
| Salaries and employee benefits | $534,000 | 3,707 |
| Premises and equipment expense | $143,000 | 3,633 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $352,000 | 4,376 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $352,000 | 3,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $352,000 | 3,608 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,957,000 | 3,659 |
| Total interest expense | $3,305,000 | 3,258 |
| Net interest income | $4,652,000 | 3,877 |
| Provision for loan and lease losses | $449,000 | 2,593 |
| Total noninterest income | $318,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $196,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 6,029 |
| Total noninterest expense | $3,195,000 | 4,259 |
| Salaries and employee benefits | $1,925,000 | 3,864 |
| Premises and equipment expense | $406,000 | 4,596 |
| Additional noninterest expense | $864,000 | 4,666 |
| Pre-tax net operating income | $1,326,000 | 4,437 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,326,000 | 3,838 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,326,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,553 |
| Cash dividends | $321,000 | 4,203 |
| Sale, conversion, retirement of capital stock, net | $446,000 | 488 |
| Net operating income | $1,326,000 | 3,731 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 4,210 |
| Total interest expense | $4,034,000 | 3,770 |
| Net interest income | $3,512,000 | 4,546 |
| Provision for loan and lease losses | $286,000 | 3,329 |
| Total noninterest income | $216,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $163,000 | 5,625 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $2,624,000 | 4,800 |
| Salaries and employee benefits | $1,602,000 | 4,300 |
| Premises and equipment expense | $347,000 | 5,060 |
| Additional noninterest expense | $675,000 | 5,418 |
| Pre-tax net operating income | $818,000 | 5,434 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $836,000 | 4,771 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $836,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-32,000 | 9,472 |
| Net operating income | $818,000 | 4,696 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 5,713 |
| Total interest expense | $2,581,000 | 5,443 |
| Net interest income | $2,449,000 | 5,895 |
| Provision for loan and lease losses | $381,000 | 2,362 |
| Total noninterest income | $126,000 | 8,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,337 |
| Total noninterest expense | $1,753,000 | 6,149 |
| Salaries and employee benefits | $1,055,000 | 5,712 |
| Premises and equipment expense | $264,000 | 5,854 |
| Additional noninterest expense | $434,000 | 6,893 |
| Pre-tax net operating income | $441,000 | 7,271 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $441,000 | 6,625 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $441,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $441,000 | 6,642 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 9,742 |
| Total interest expense | $343,000 | 9,739 |
| Net interest income | $503,000 | 9,679 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $19,000 | 9,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $770,000 | 8,810 |
| Salaries and employee benefits | $419,000 | 8,789 |
| Premises and equipment expense | $117,000 | 8,301 |
| Additional noninterest expense | $234,000 | 8,709 |
| Pre-tax net operating income | $-458,000 | 9,820 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-458,000 | 9,876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-458,000 | 9,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,381,000 | 111 |
| Net operating income | $-458,000 | 9,854 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.