Home > Community Bank of the Red River Valley > Assets and Liabilities
Community Bank of the Red River Valley, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 78 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $282,114,000 | 2,384 |
| Cash and due from depository institutions | $8,234,000 | 2,091 |
| Interest-bearing balances | $2,384,000 | 4,089 |
| Securities | $47,254,000 | 2,491 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 838 |
| Net loans & leases | $192,422,000 | 2,375 |
| Loan loss allowance | $2,773,000 | 2,466 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,344,000 | 2,377 |
| Other real estate owned | $734,000 | 2,091 |
| Goodwill and other intangibles | $9,150,000 | 589 |
| All other assets | $7,976,000 | 2,232 |
| Life insurance assets | $4,989,000 | 1,274 |
| Total liabilities and capital | $282,114,000 | 2,384 |
| Total liabilities | $251,098,000 | 2,410 |
| Total deposits | $241,418,000 | 2,282 |
| Interest-bearing deposits | $227,939,000 | 2,115 |
| Deposits held in domestic offices | $241,418,000 | 2,280 |
| % insured | 90.13% | 3,885 |
| Federal funds purchased & repurchase agreements | $6,899,000 | 1,309 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,781,000 | 1,777 |
| Total equity capital | $31,016,000 | 2,218 |
| Total bank equity capital | $31,016,000 | 2,217 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $100,000 | 6,057 |
| Surplus | $25,249,000 | 1,284 |
| Undivided profits | $5,667,000 | 4,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,409,000 | 2,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,454,000 | 1,445 |
| Earning assets | $253,060,000 | 2,451 |
| Long-term assets (5+ years) | $18,196,000 | 4,317 |
| Average Assets, year-to-date | $281,961,750 | 2,347 |
| Average Assets, quarterly | $282,301,000 | 2,371 |
| Volatile liabilities | $27,178,000 | 4,242 |
| Insider loans | $669,000 | 4,934 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $40,095,000 | 1,695 |
| Tier 1 (core) risk-based capital | $21,603,000 | 2,899 |
| Tier 2 risk-based capital | $2,668,000 | 2,070 |
| Total risk weighted assets | $213,305,000 | 2,248 |
| Total unused commitments | $40,095,000 | 1,696 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 81 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $282,488,000 | 2,388 |
| Cash and due from depository institutions | $10,465,000 | 2,050 |
| Interest-bearing balances | $2,633,000 | 3,645 |
| Securities | $41,362,000 | 2,715 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 837 |
| Net loans & leases | $195,864,000 | 2,374 |
| Loan loss allowance | $2,688,000 | 2,436 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,358,000 | 2,396 |
| Other real estate owned | $776,000 | 2,050 |
| Goodwill and other intangibles | $9,150,000 | 605 |
| All other assets | $7,513,000 | 2,360 |
| Life insurance assets | $4,952,000 | 1,286 |
| Total liabilities and capital | $282,488,000 | 2,388 |
| Total liabilities | $252,249,000 | 2,406 |
| Total deposits | $242,973,000 | 2,265 |
| Interest-bearing deposits | $229,801,000 | 2,103 |
| Deposits held in domestic offices | $242,973,000 | 2,263 |
| % insured | 82.99% | 2,810 |
| Federal funds purchased & repurchase agreements | $6,351,000 | 1,363 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $100,000 | 5,467 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,825,000 | 1,814 |
| Total equity capital | $30,239,000 | 2,248 |
| Total bank equity capital | $30,239,000 | 2,247 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $100,000 | 6,133 |
| Surplus | $25,249,000 | 1,300 |
| Undivided profits | $4,890,000 | 4,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 4,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,004,000 | 1,724 |
| Earning assets | $251,859,000 | 2,446 |
| Long-term assets (5+ years) | $17,543,000 | 4,348 |
| Average Assets, year-to-date | $281,911,000 | 2,365 |
| Average Assets, quarterly | $279,381,000 | 2,402 |
| Volatile liabilities | $26,825,000 | 4,261 |
| Insider loans | $680,000 | 4,967 |
| FHLB advances | $100,000 | 5,160 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $41,544,000 | 1,713 |
| Tier 1 (core) risk-based capital | $21,076,000 | 2,984 |
| Tier 2 risk-based capital | $2,688,000 | 2,064 |
| Total risk weighted assets | $215,215,000 | 2,267 |
| Total unused commitments | $41,544,000 | 1,715 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 78 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $276,274,000 | 2,442 |
| Cash and due from depository institutions | $8,567,000 | 2,143 |
| Interest-bearing balances | $1,586,000 | 3,945 |
| Securities | $37,717,000 | 2,930 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,437 |
| Net loans & leases | $198,538,000 | 2,360 |
| Loan loss allowance | $2,599,000 | 2,429 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,470,000 | 2,371 |
| Other real estate owned | $733,000 | 2,143 |
| Goodwill and other intangibles | $9,150,000 | 620 |
| All other assets | $7,599,000 | 2,334 |
| Life insurance assets | $4,915,000 | 1,292 |
| Total liabilities and capital | $276,274,000 | 2,442 |
| Total liabilities | $246,709,000 | 2,446 |
| Total deposits | $236,980,000 | 2,294 |
| Interest-bearing deposits | $224,890,000 | 2,122 |
| Deposits held in domestic offices | $236,980,000 | 2,292 |
| % insured | 85.20% | 2,230 |
| Federal funds purchased & repurchase agreements | $6,291,000 | 1,373 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $301,000 | 5,374 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,137,000 | 1,651 |
| Total equity capital | $29,565,000 | 2,317 |
| Total bank equity capital | $29,565,000 | 2,316 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 6,170 |
| Surplus | $25,249,000 | 1,282 |
| Undivided profits | $4,216,000 | 4,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 4,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,102,000 | 1,670 |
| Earning assets | $246,341,000 | 2,505 |
| Long-term assets (5+ years) | $22,980,000 | 3,828 |
| Average Assets, year-to-date | $281,622,500 | 2,380 |
| Average Assets, quarterly | $281,622,500 | 2,380 |
| Volatile liabilities | $26,530,000 | 4,262 |
| Insider loans | $634,000 | 5,081 |
| FHLB advances | $301,000 | 5,141 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $54,534,000 | 1,432 |
| Tier 1 (core) risk-based capital | $20,339,000 | 3,108 |
| Tier 2 risk-based capital | $2,599,000 | 2,121 |
| Total risk weighted assets | $217,264,000 | 2,254 |
| Total unused commitments | $54,534,000 | 1,433 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 77 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $286,971,000 | 2,353 |
| Cash and due from depository institutions | $12,191,000 | 2,194 |
| Interest-bearing balances | $1,190,000 | 3,531 |
| Securities | $31,006,000 | 3,372 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 701 |
| Net loans & leases | $207,183,000 | 2,273 |
| Loan loss allowance | $2,576,000 | 2,388 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,596,000 | 2,342 |
| Other real estate owned | $734,000 | 2,194 |
| Goodwill and other intangibles | $9,150,000 | 632 |
| All other assets | $7,611,000 | 2,346 |
| Life insurance assets | $4,878,000 | 1,300 |
| Total liabilities and capital | $286,970,000 | 2,353 |
| Total liabilities | $255,322,000 | 2,373 |
| Total deposits | $245,528,000 | 2,192 |
| Interest-bearing deposits | $229,971,000 | 2,033 |
| Deposits held in domestic offices | $245,528,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,664,000 | 1,483 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $306,000 | 5,605 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,824,000 | 1,780 |
| Total equity capital | $31,648,000 | 2,141 |
| Total bank equity capital | $31,648,000 | 2,141 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,212 |
| Surplus | $25,249,000 | 1,255 |
| Undivided profits | $6,299,000 | 3,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,009,000 | 4,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,229,000 | 1,649 |
| Earning assets | $252,879,000 | 2,423 |
| Long-term assets (5+ years) | $22,048,000 | 3,851 |
| Average Assets, year-to-date | $273,752,200 | 2,353 |
| Average Assets, quarterly | $276,258,500 | 2,400 |
| Volatile liabilities | $25,657,000 | 4,295 |
| Insider loans | $641,000 | 5,137 |
| FHLB advances | $306,000 | 5,338 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $54,906,000 | 1,449 |
| Tier 1 (core) risk-based capital | $22,238,000 | 2,815 |
| Tier 2 risk-based capital | $2,576,000 | 2,110 |
| Total risk weighted assets | $225,855,000 | 2,179 |
| Total unused commitments | $54,906,000 | 1,453 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 76 | 2,241 |
| Assets and Liabilities | ||
| Total Assets: | $265,546,000 | 2,481 |
| Cash and due from depository institutions | $6,750,000 | 2,241 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $28,941,000 | 3,484 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,096 |
| Net loans & leases | $201,447,000 | 2,340 |
| Loan loss allowance | $2,373,000 | 2,379 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,721,000 | 2,286 |
| Other real estate owned | $0 | 2,241 |
| Goodwill and other intangibles | $9,150,000 | 671 |
| All other assets | $8,037,000 | 2,253 |
| Life insurance assets | $4,833,000 | 1,294 |
| Total liabilities and capital | $265,547,000 | 2,481 |
| Total liabilities | $235,373,000 | 2,513 |
| Total deposits | $225,245,000 | 2,323 |
| Interest-bearing deposits | $214,412,000 | 2,150 |
| Deposits held in domestic offices | $225,245,000 | 2,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,074,000 | 1,501 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $311,000 | 5,580 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,743,000 | 1,812 |
| Total equity capital | $30,174,000 | 2,277 |
| Total bank equity capital | $30,174,000 | 2,277 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $100,000 | 6,267 |
| Surplus | $25,249,000 | 1,238 |
| Undivided profits | $4,825,000 | 4,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,790,000 | 3,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,649,000 | 1,445 |
| Earning assets | $235,888,000 | 2,556 |
| Long-term assets (5+ years) | $23,431,000 | 3,684 |
| Average Assets, year-to-date | $270,447,500 | 2,390 |
| Average Assets, quarterly | $267,279,000 | 2,451 |
| Volatile liabilities | $23,887,000 | 4,372 |
| Insider loans | $637,000 | 5,131 |
| FHLB advances | $311,000 | 5,328 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $52,703,000 | 1,611 |
| Tier 1 (core) risk-based capital | $21,036,000 | 3,018 |
| Tier 2 risk-based capital | $2,373,000 | 2,191 |
| Total risk weighted assets | $215,086,000 | 2,279 |
| Total unused commitments | $52,703,000 | 1,612 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $269,012,000 | 2,446 |
| Cash and due from depository institutions | $9,765,000 | 2,161 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $47,157,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $189,608,000 | 2,438 |
| Loan loss allowance | $2,249,000 | 2,435 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,815,000 | 2,245 |
| Other real estate owned | $0 | 2,161 |
| Goodwill and other intangibles | $9,150,000 | 680 |
| All other assets | $7,517,000 | 2,315 |
| Life insurance assets | $4,796,000 | 1,301 |
| Total liabilities and capital | $269,013,000 | 2,446 |
| Total liabilities | $239,903,000 | 2,461 |
| Total deposits | $231,261,000 | 2,254 |
| Interest-bearing deposits | $219,246,000 | 2,087 |
| Deposits held in domestic offices | $231,261,000 | 2,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,675,000 | 1,710 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $316,000 | 5,495 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,651,000 | 1,871 |
| Total equity capital | $29,110,000 | 2,363 |
| Total bank equity capital | $29,110,000 | 2,363 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $100,000 | 6,321 |
| Surplus | $25,249,000 | 1,222 |
| Undivided profits | $3,761,000 | 5,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,056,000 | 3,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,088,000 | 1,821 |
| Earning assets | $236,765,000 | 2,541 |
| Long-term assets (5+ years) | $23,165,000 | 3,673 |
| Average Assets, year-to-date | $272,081,330 | 2,389 |
| Average Assets, quarterly | $267,807,000 | 2,433 |
| Volatile liabilities | $22,716,000 | 4,468 |
| Insider loans | $551,000 | 5,366 |
| FHLB advances | $316,000 | 5,230 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $47,412,000 | 1,817 |
| Tier 1 (core) risk-based capital | $20,060,000 | 3,167 |
| Tier 2 risk-based capital | $2,249,000 | 2,259 |
| Total risk weighted assets | $208,122,000 | 2,341 |
| Total unused commitments | $47,412,000 | 1,817 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 81 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $266,602,000 | 2,462 |
| Cash and due from depository institutions | $11,918,000 | 2,144 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $40,697,000 | 2,718 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,614 |
| Net loans & leases | $184,666,000 | 2,446 |
| Loan loss allowance | $2,242,000 | 2,371 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,918,000 | 2,176 |
| Other real estate owned | $0 | 2,144 |
| Goodwill and other intangibles | $9,150,000 | 702 |
| All other assets | $7,753,000 | 2,212 |
| Life insurance assets | $4,759,000 | 1,304 |
| Total liabilities and capital | $266,602,000 | 2,462 |
| Total liabilities | $238,107,000 | 2,465 |
| Total deposits | $232,456,000 | 2,256 |
| Interest-bearing deposits | $219,431,000 | 2,099 |
| Deposits held in domestic offices | $232,456,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,084,000 | 2,201 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $319,000 | 5,288 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,248,000 | 1,701 |
| Total equity capital | $28,495,000 | 2,463 |
| Total bank equity capital | $28,495,000 | 2,463 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $100,000 | 6,350 |
| Surplus | $25,249,000 | 1,213 |
| Undivided profits | $3,146,000 | 5,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $997,000 | 3,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,374,000 | 1,621 |
| Earning assets | $231,863,000 | 2,581 |
| Long-term assets (5+ years) | $24,453,000 | 3,480 |
| Average Assets, year-to-date | $273,616,000 | 2,374 |
| Average Assets, quarterly | $273,616,000 | 2,374 |
| Volatile liabilities | $20,583,000 | 4,701 |
| Insider loans | $324,000 | 6,041 |
| FHLB advances | $319,000 | 5,068 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $46,412,000 | 1,870 |
| Tier 1 (core) risk-based capital | $19,154,000 | 3,309 |
| Tier 2 risk-based capital | $2,242,000 | 2,215 |
| Total risk weighted assets | $211,914,000 | 2,274 |
| Total unused commitments | $46,412,000 | 1,871 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 83 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $280,630,000 | 2,341 |
| Cash and due from depository institutions | $11,568,000 | 2,084 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $50,051,000 | 2,297 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,657 |
| Net loans & leases | $195,411,000 | 2,325 |
| Loan loss allowance | $2,236,000 | 2,347 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,021,000 | 2,137 |
| Other real estate owned | $0 | 2,084 |
| Goodwill and other intangibles | $9,150,000 | 690 |
| All other assets | $8,129,000 | 2,145 |
| Life insurance assets | $4,722,000 | 1,294 |
| Total liabilities and capital | $280,630,000 | 2,341 |
| Total liabilities | $248,553,000 | 2,355 |
| Total deposits | $241,305,000 | 2,178 |
| Interest-bearing deposits | $228,853,000 | 1,979 |
| Deposits held in domestic offices | $241,305,000 | 2,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,801,000 | 1,969 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $324,000 | 5,248 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,123,000 | 1,733 |
| Total equity capital | $32,077,000 | 2,171 |
| Total bank equity capital | $32,077,000 | 2,171 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,388 |
| Surplus | $25,249,000 | 1,191 |
| Undivided profits | $6,728,000 | 4,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,897,000 | 1,411 |
| Earning assets | $245,762,000 | 2,414 |
| Long-term assets (5+ years) | $17,786,000 | 3,880 |
| Average Assets, year-to-date | $269,475,600 | 2,340 |
| Average Assets, quarterly | $272,846,500 | 2,362 |
| Volatile liabilities | $23,165,000 | 4,422 |
| Insider loans | $282,000 | 6,221 |
| FHLB advances | $324,000 | 4,971 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $44,455,000 | 1,949 |
| Tier 1 (core) risk-based capital | $22,871,000 | 2,783 |
| Tier 2 risk-based capital | $2,236,000 | 2,204 |
| Total risk weighted assets | $221,614,000 | 2,173 |
| Total unused commitments | $44,455,000 | 1,950 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 83 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $265,063,000 | 2,405 |
| Cash and due from depository institutions | $7,830,000 | 2,068 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $36,753,000 | 2,957 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $196,518,000 | 2,288 |
| Loan loss allowance | $2,221,000 | 2,298 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,097,000 | 2,059 |
| Other real estate owned | $13,000 | 2,068 |
| Goodwill and other intangibles | $9,150,000 | 668 |
| All other assets | $8,702,000 | 1,988 |
| Life insurance assets | $4,679,000 | 1,263 |
| Total liabilities and capital | $265,063,000 | 2,405 |
| Total liabilities | $234,126,000 | 2,430 |
| Total deposits | $222,498,000 | 2,313 |
| Interest-bearing deposits | $184,123,000 | 2,412 |
| Deposits held in domestic offices | $222,498,000 | 2,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,216,000 | 1,385 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $328,000 | 5,240 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,084,000 | 1,755 |
| Total equity capital | $30,937,000 | 2,221 |
| Total bank equity capital | $30,937,000 | 2,221 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,398 |
| Surplus | $25,249,000 | 1,170 |
| Undivided profits | $5,588,000 | 4,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 4,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,471,000 | 1,248 |
| Earning assets | $233,271,000 | 2,502 |
| Long-term assets (5+ years) | $18,631,000 | 3,680 |
| Average Assets, year-to-date | $266,687,000 | 2,356 |
| Average Assets, quarterly | $264,061,000 | 2,392 |
| Volatile liabilities | $29,155,000 | 3,822 |
| Insider loans | $283,000 | 6,196 |
| FHLB advances | $328,000 | 4,932 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $41,470,000 | 2,072 |
| Tier 1 (core) risk-based capital | $21,784,000 | 2,904 |
| Tier 2 risk-based capital | $2,221,000 | 2,183 |
| Total risk weighted assets | $221,404,000 | 2,145 |
| Total unused commitments | $41,470,000 | 2,072 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 98 | 1,790 |
| Assets and Liabilities | ||
| Total Assets: | $263,059,000 | 2,436 |
| Cash and due from depository institutions | $6,388,000 | 1,790 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $45,352,000 | 2,475 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,617 |
| Net loans & leases | $186,501,000 | 2,375 |
| Loan loss allowance | $2,235,000 | 2,283 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,223,000 | 2,010 |
| Other real estate owned | $13,000 | 1,790 |
| Goodwill and other intangibles | $9,150,000 | 677 |
| All other assets | $7,932,000 | 2,157 |
| Life insurance assets | $4,642,000 | 1,264 |
| Total liabilities and capital | $263,059,000 | 2,436 |
| Total liabilities | $233,514,000 | 2,456 |
| Total deposits | $225,196,000 | 2,325 |
| Interest-bearing deposits | $212,914,000 | 2,127 |
| Deposits held in domestic offices | $225,196,000 | 2,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,172,000 | 1,626 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $432,000 | 5,115 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,714,000 | 1,873 |
| Total equity capital | $29,545,000 | 2,303 |
| Total bank equity capital | $29,545,000 | 2,303 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,440 |
| Surplus | $25,249,000 | 1,176 |
| Undivided profits | $4,196,000 | 5,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $979,000 | 2,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $427,000 | 366 |
| Income earned, not collected on loans | $2,693,000 | 1,516 |
| Earning assets | $233,353,000 | 2,518 |
| Long-term assets (5+ years) | $18,003,000 | 3,686 |
| Average Assets, year-to-date | $267,228,330 | 2,388 |
| Average Assets, quarterly | $261,738,500 | 2,436 |
| Volatile liabilities | $25,131,000 | 4,138 |
| Insider loans | $376,000 | 5,891 |
| FHLB advances | $432,000 | 4,853 |
| Loans and leases held for sale | $138,000 | 1,647 |
| Unused loan commitments | $45,367,000 | 1,970 |
| Tier 1 (core) risk-based capital | $20,538,000 | 3,068 |
| Tier 2 risk-based capital | $2,235,000 | 2,178 |
| Total risk weighted assets | $215,803,000 | 2,193 |
| Total unused commitments | $45,367,000 | 1,970 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 84 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $260,418,000 | 2,476 |
| Cash and due from depository institutions | $7,407,000 | 2,089 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $47,427,000 | 2,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $182,096,000 | 2,403 |
| Loan loss allowance | $2,235,000 | 2,275 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,337,000 | 1,949 |
| Other real estate owned | $0 | 2,089 |
| Goodwill and other intangibles | $9,150,000 | 667 |
| All other assets | $8,001,000 | 2,073 |
| Life insurance assets | $4,606,000 | 1,255 |
| Total liabilities and capital | $260,418,000 | 2,476 |
| Total liabilities | $232,121,000 | 2,475 |
| Total deposits | $223,921,000 | 2,341 |
| Interest-bearing deposits | $213,998,000 | 2,117 |
| Deposits held in domestic offices | $223,921,000 | 2,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,916,000 | 1,571 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $438,000 | 5,073 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,846,000 | 1,853 |
| Total equity capital | $28,297,000 | 2,404 |
| Total bank equity capital | $28,297,000 | 2,404 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,461 |
| Surplus | $25,250,000 | 1,155 |
| Undivided profits | $2,947,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $427,000 | 360 |
| Income earned, not collected on loans | $2,791,000 | 1,403 |
| Earning assets | $229,523,000 | 2,568 |
| Long-term assets (5+ years) | $17,829,000 | 3,655 |
| Average Assets, year-to-date | $269,313,000 | 2,388 |
| Average Assets, quarterly | $269,313,000 | 2,388 |
| Volatile liabilities | $25,624,000 | 4,012 |
| Insider loans | $272,000 | 6,236 |
| FHLB advances | $438,000 | 4,829 |
| Loans and leases held for sale | $110,000 | 1,668 |
| Unused loan commitments | $50,229,000 | 1,809 |
| Tier 1 (core) risk-based capital | $19,394,000 | 3,208 |
| Tier 2 risk-based capital | $2,235,000 | 2,171 |
| Total risk weighted assets | $210,497,000 | 2,213 |
| Total unused commitments | $50,229,000 | 1,810 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 83 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $278,208,000 | 2,336 |
| Cash and due from depository institutions | $14,163,000 | 2,105 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $46,937,000 | 2,460 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,270 |
| Net loans & leases | $186,237,000 | 2,354 |
| Loan loss allowance | $2,239,000 | 2,255 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,449,000 | 1,886 |
| Other real estate owned | $0 | 2,105 |
| Goodwill and other intangibles | $9,150,000 | 653 |
| All other assets | $8,272,000 | 2,017 |
| Life insurance assets | $4,570,000 | 1,240 |
| Total liabilities and capital | $278,208,000 | 2,336 |
| Total liabilities | $247,198,000 | 2,353 |
| Total deposits | $239,662,000 | 2,185 |
| Interest-bearing deposits | $226,226,000 | 1,988 |
| Deposits held in domestic offices | $239,662,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,956,000 | 1,797 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $441,000 | 5,216 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,139,000 | 1,669 |
| Total equity capital | $31,010,000 | 2,170 |
| Total bank equity capital | $31,010,000 | 2,170 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $25,250,000 | 1,128 |
| Undivided profits | $5,660,000 | 4,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,077,000 | 2,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 334 |
| Income earned, not collected on loans | $3,139,000 | 1,273 |
| Earning assets | $240,174,000 | 2,439 |
| Long-term assets (5+ years) | $16,169,000 | 3,802 |
| Average Assets, year-to-date | $263,599,200 | 2,361 |
| Average Assets, quarterly | $267,961,000 | 2,387 |
| Volatile liabilities | $24,583,000 | 4,197 |
| Insider loans | $272,000 | 6,276 |
| FHLB advances | $441,000 | 4,953 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $48,611,000 | 1,864 |
| Tier 1 (core) risk-based capital | $22,019,000 | 2,823 |
| Tier 2 risk-based capital | $2,239,000 | 2,154 |
| Total risk weighted assets | $225,972,000 | 2,073 |
| Total unused commitments | $48,611,000 | 1,864 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 86 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $257,714,000 | 2,472 |
| Cash and due from depository institutions | $9,173,000 | 2,047 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $32,225,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,021 |
| Net loans & leases | $189,032,000 | 2,325 |
| Loan loss allowance | $2,235,000 | 2,268 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,275,000 | 1,911 |
| Other real estate owned | $0 | 2,047 |
| Goodwill and other intangibles | $9,150,000 | 654 |
| All other assets | $8,359,000 | 1,998 |
| Life insurance assets | $4,527,000 | 1,219 |
| Total liabilities and capital | $257,714,000 | 2,472 |
| Total liabilities | $227,655,000 | 2,492 |
| Total deposits | $220,271,000 | 2,342 |
| Interest-bearing deposits | $209,843,000 | 2,095 |
| Deposits held in domestic offices | $220,271,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,248,000 | 1,821 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $445,000 | 5,439 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,691,000 | 1,878 |
| Total equity capital | $30,059,000 | 2,204 |
| Total bank equity capital | $30,059,000 | 2,204 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $25,250,000 | 1,127 |
| Undivided profits | $4,709,000 | 4,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 2,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,259,000 | 1,204 |
| Earning assets | $224,757,000 | 2,580 |
| Long-term assets (5+ years) | $18,999,000 | 3,440 |
| Average Assets, year-to-date | $259,947,000 | 2,401 |
| Average Assets, quarterly | $256,815,000 | 2,463 |
| Volatile liabilities | $22,790,000 | 4,401 |
| Insider loans | $263,000 | 6,333 |
| FHLB advances | $445,000 | 5,137 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $44,894,000 | 2,011 |
| Tier 1 (core) risk-based capital | $20,930,000 | 2,919 |
| Tier 2 risk-based capital | $2,235,000 | 2,175 |
| Total risk weighted assets | $211,521,000 | 2,182 |
| Total unused commitments | $44,894,000 | 2,013 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 80 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $255,916,000 | 2,476 |
| Cash and due from depository institutions | $12,189,000 | 2,202 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $34,327,000 | 3,175 |
| Federal funds sold & reverse repurchase agreements | $213,000 | 5,458 |
| Net loans & leases | $186,256,000 | 2,331 |
| Loan loss allowance | $2,232,000 | 2,236 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,385,000 | 1,818 |
| Other real estate owned | $0 | 2,202 |
| Goodwill and other intangibles | $9,150,000 | 644 |
| All other assets | $7,396,000 | 2,198 |
| Life insurance assets | $4,489,000 | 1,201 |
| Total liabilities and capital | $255,916,000 | 2,476 |
| Total liabilities | $227,118,000 | 2,501 |
| Total deposits | $220,400,000 | 2,314 |
| Interest-bearing deposits | $179,618,000 | 2,398 |
| Deposits held in domestic offices | $220,400,000 | 2,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,949,000 | 1,909 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $449,000 | 5,414 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,320,000 | 1,949 |
| Total equity capital | $28,798,000 | 2,221 |
| Total bank equity capital | $28,798,000 | 2,221 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $25,250,000 | 1,104 |
| Undivided profits | $3,448,000 | 5,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,429,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 363 |
| Income earned, not collected on loans | $2,303,000 | 1,585 |
| Earning assets | $220,796,000 | 2,595 |
| Long-term assets (5+ years) | $18,577,000 | 3,466 |
| Average Assets, year-to-date | $260,691,330 | 2,393 |
| Average Assets, quarterly | $256,335,500 | 2,446 |
| Volatile liabilities | $21,510,000 | 4,474 |
| Insider loans | $263,000 | 6,340 |
| FHLB advances | $449,000 | 5,156 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $45,252,000 | 1,991 |
| Tier 1 (core) risk-based capital | $19,925,000 | 2,995 |
| Tier 2 risk-based capital | $2,232,000 | 2,138 |
| Total risk weighted assets | $210,247,000 | 2,173 |
| Total unused commitments | $45,252,000 | 1,991 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 88 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $256,755,000 | 2,440 |
| Cash and due from depository institutions | $11,356,000 | 1,983 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $38,299,000 | 2,958 |
| Federal funds sold & reverse repurchase agreements | $47,000 | 6,215 |
| Net loans & leases | $184,074,000 | 2,303 |
| Loan loss allowance | $2,219,000 | 2,218 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,454,000 | 1,770 |
| Other real estate owned | $42,000 | 1,983 |
| Goodwill and other intangibles | $9,150,000 | 618 |
| All other assets | $7,333,000 | 2,175 |
| Life insurance assets | $4,449,000 | 1,176 |
| Total liabilities and capital | $256,755,000 | 2,440 |
| Total liabilities | $228,345,000 | 2,469 |
| Total deposits | $219,486,000 | 2,310 |
| Interest-bearing deposits | $177,598,000 | 2,411 |
| Deposits held in domestic offices | $219,486,000 | 2,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,325,000 | 1,439 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $454,000 | 5,319 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,080,000 | 2,111 |
| Total equity capital | $28,410,000 | 2,218 |
| Total bank equity capital | $28,410,000 | 2,218 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $25,250,000 | 1,076 |
| Undivided profits | $3,060,000 | 5,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,821,000 | 1,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,331,000 | 1,453 |
| Earning assets | $222,420,000 | 2,560 |
| Long-term assets (5+ years) | $21,228,000 | 3,191 |
| Average Assets, year-to-date | $263,079,000 | 2,378 |
| Average Assets, quarterly | $263,079,000 | 2,378 |
| Volatile liabilities | $23,484,000 | 4,117 |
| Insider loans | $264,000 | 6,343 |
| FHLB advances | $454,000 | 5,103 |
| Loans and leases held for sale | $71,000 | 1,651 |
| Unused loan commitments | $40,983,000 | 2,085 |
| Tier 1 (core) risk-based capital | $19,397,000 | 3,040 |
| Tier 2 risk-based capital | $2,219,000 | 2,118 |
| Total risk weighted assets | $208,117,000 | 2,145 |
| Total unused commitments | $40,983,000 | 2,086 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $269,403,000 | 2,324 |
| Cash and due from depository institutions | $16,347,000 | 1,940 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $44,525,000 | 2,616 |
| Federal funds sold & reverse repurchase agreements | $2,730,000 | 3,510 |
| Net loans & leases | $183,784,000 | 2,271 |
| Loan loss allowance | $2,225,000 | 2,173 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,219,000 | 1,804 |
| Other real estate owned | $58,000 | 1,940 |
| Goodwill and other intangibles | $9,150,000 | 607 |
| All other assets | $6,590,000 | 2,336 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $269,403,000 | 2,324 |
| Total liabilities | $237,006,000 | 2,382 |
| Total deposits | $229,616,000 | 2,196 |
| Interest-bearing deposits | $182,796,000 | 2,313 |
| Deposits held in domestic offices | $229,616,000 | 2,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,693,000 | 1,699 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $457,000 | 5,429 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,240,000 | 1,967 |
| Total equity capital | $32,397,000 | 1,923 |
| Total bank equity capital | $32,397,000 | 1,923 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $25,250,000 | 1,053 |
| Undivided profits | $7,047,000 | 3,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,616,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 344 |
| Income earned, not collected on loans | $2,522,000 | 1,336 |
| Earning assets | $231,039,000 | 2,468 |
| Long-term assets (5+ years) | $20,417,000 | 3,269 |
| Average Assets, year-to-date | $259,383,400 | 2,289 |
| Average Assets, quarterly | $263,774,000 | 2,339 |
| Volatile liabilities | $21,111,000 | 4,317 |
| Insider loans | $141,000 | 6,920 |
| FHLB advances | $457,000 | 5,143 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $44,362,000 | 1,953 |
| Tier 1 (core) risk-based capital | $23,260,000 | 2,529 |
| Tier 2 risk-based capital | $2,225,000 | 2,082 |
| Total risk weighted assets | $210,741,000 | 2,083 |
| Total unused commitments | $44,362,000 | 1,953 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 88 | 1,969 |
| Assets and Liabilities | ||
| Total Assets: | $258,145,000 | 2,373 |
| Cash and due from depository institutions | $9,147,000 | 1,969 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $39,085,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $2,444,000 | 3,443 |
| Net loans & leases | $185,736,000 | 2,212 |
| Loan loss allowance | $2,182,000 | 2,206 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,883,000 | 1,856 |
| Other real estate owned | $0 | 1,969 |
| Goodwill and other intangibles | $9,150,000 | 584 |
| All other assets | $6,700,000 | 2,254 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $258,145,000 | 2,373 |
| Total liabilities | $226,843,000 | 2,430 |
| Total deposits | $220,451,000 | 2,237 |
| Interest-bearing deposits | $180,969,000 | 2,282 |
| Deposits held in domestic offices | $220,451,000 | 2,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,898,000 | 1,842 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $459,000 | 5,519 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,035,000 | 2,044 |
| Total equity capital | $31,302,000 | 1,967 |
| Total bank equity capital | $31,302,000 | 1,967 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $25,250,000 | 1,019 |
| Undivided profits | $5,952,000 | 4,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,711,000 | 1,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 358 |
| Income earned, not collected on loans | $2,603,000 | 1,221 |
| Earning assets | $227,265,000 | 2,450 |
| Long-term assets (5+ years) | $23,984,000 | 2,960 |
| Average Assets, year-to-date | $256,878,500 | 2,300 |
| Average Assets, quarterly | $254,018,000 | 2,375 |
| Volatile liabilities | $21,974,000 | 4,177 |
| Insider loans | $235,000 | 6,480 |
| FHLB advances | $459,000 | 5,223 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $37,543,000 | 2,157 |
| Tier 1 (core) risk-based capital | $21,913,000 | 2,646 |
| Tier 2 risk-based capital | $2,182,000 | 2,104 |
| Total risk weighted assets | $210,371,000 | 2,048 |
| Total unused commitments | $37,543,000 | 2,159 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $214,825,000 | 2,733 |
| Cash and due from depository institutions | $7,191,000 | 2,210 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $36,475,000 | 3,072 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 5,720 |
| Net loans & leases | $151,397,000 | 2,574 |
| Loan loss allowance | $1,821,000 | 2,531 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,784,000 | 1,850 |
| Other real estate owned | $0 | 2,210 |
| Goodwill and other intangibles | $8,929,000 | 582 |
| All other assets | $5,033,000 | 2,738 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $214,825,000 | 2,733 |
| Total liabilities | $187,969,000 | 2,789 |
| Total deposits | $181,570,000 | 2,609 |
| Interest-bearing deposits | $151,028,000 | 2,648 |
| Deposits held in domestic offices | $181,570,000 | 2,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,862,000 | 1,664 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,537,000 | 2,387 |
| Total equity capital | $26,856,000 | 2,242 |
| Total bank equity capital | $26,856,000 | 2,242 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $22,437,000 | 1,089 |
| Undivided profits | $4,319,000 | 4,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,759,000 | 1,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 350 |
| Income earned, not collected on loans | $1,518,000 | 2,066 |
| Earning assets | $187,888,000 | 2,834 |
| Long-term assets (5+ years) | $19,176,000 | 3,427 |
| Average Assets, year-to-date | $220,436,000 | 2,624 |
| Average Assets, quarterly | $216,236,000 | 2,693 |
| Volatile liabilities | $21,648,000 | 4,083 |
| Insider loans | $155,000 | 6,859 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $268,000 | 1,443 |
| Unused loan commitments | $33,456,000 | 2,264 |
| Tier 1 (core) risk-based capital | $17,555,000 | 3,145 |
| Tier 2 risk-based capital | $1,821,000 | 2,402 |
| Total risk weighted assets | $174,477,000 | 2,364 |
| Total unused commitments | $33,456,000 | 2,264 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $217,647,000 | 2,681 |
| Cash and due from depository institutions | $7,242,000 | 2,151 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,454,000 | 2,919 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,302 |
| Net loans & leases | $150,944,000 | 2,540 |
| Loan loss allowance | $1,810,000 | 2,529 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,850,000 | 1,801 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $8,929,000 | 569 |
| All other assets | $5,211,000 | 2,618 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $217,647,000 | 2,681 |
| Total liabilities | $191,911,000 | 2,726 |
| Total deposits | $182,435,000 | 2,594 |
| Interest-bearing deposits | $151,544,000 | 2,647 |
| Deposits held in domestic offices | $182,435,000 | 2,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,102,000 | 1,228 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,374,000 | 2,551 |
| Total equity capital | $25,736,000 | 2,263 |
| Total bank equity capital | $25,736,000 | 2,263 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $22,437,000 | 1,053 |
| Undivided profits | $3,199,000 | 5,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,170,000 | 2,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 354 |
| Income earned, not collected on loans | $1,811,000 | 1,638 |
| Earning assets | $190,415,000 | 2,802 |
| Long-term assets (5+ years) | $23,594,000 | 3,111 |
| Average Assets, year-to-date | $223,241,500 | 2,610 |
| Average Assets, quarterly | $223,241,500 | 2,610 |
| Volatile liabilities | $24,608,000 | 3,655 |
| Insider loans | $61,000 | 7,503 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $50,000 | 1,721 |
| Unused loan commitments | $30,543,000 | 2,370 |
| Tier 1 (core) risk-based capital | $16,482,000 | 3,300 |
| Tier 2 risk-based capital | $1,810,000 | 2,391 |
| Total risk weighted assets | $173,542,000 | 2,337 |
| Total unused commitments | $30,543,000 | 2,375 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $228,836,000 | 2,562 |
| Cash and due from depository institutions | $11,137,000 | 2,151 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $47,645,000 | 2,499 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 6,113 |
| Net loans & leases | $150,332,000 | 2,531 |
| Loan loss allowance | $1,781,000 | 2,542 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,810,000 | 1,798 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $8,929,000 | 563 |
| All other assets | $4,961,000 | 2,684 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $228,836,000 | 2,562 |
| Total liabilities | $200,780,000 | 2,612 |
| Total deposits | $192,498,000 | 2,443 |
| Interest-bearing deposits | $154,435,000 | 2,569 |
| Deposits held in domestic offices | $192,498,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,447,000 | 1,423 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,835,000 | 2,056 |
| Total equity capital | $28,056,000 | 2,081 |
| Total bank equity capital | $28,056,000 | 2,081 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $22,437,000 | 1,042 |
| Undivided profits | $5,519,000 | 4,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $976,000 | 2,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,585,000 | 1,861 |
| Earning assets | $197,999,000 | 2,694 |
| Long-term assets (5+ years) | $25,022,000 | 3,045 |
| Average Assets, year-to-date | $223,309,800 | 2,503 |
| Average Assets, quarterly | $224,952,500 | 2,574 |
| Volatile liabilities | $18,093,000 | 4,376 |
| Insider loans | $84,000 | 7,395 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $109,000 | 1,626 |
| Unused loan commitments | $10,624,000 | 4,317 |
| Tier 1 (core) risk-based capital | $18,727,000 | 2,897 |
| Tier 2 risk-based capital | $1,781,000 | 2,409 |
| Total risk weighted assets | $169,548,000 | 2,352 |
| Total unused commitments | $10,624,000 | 4,317 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $221,069,000 | 2,610 |
| Cash and due from depository institutions | $7,873,000 | 2,279 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $44,738,000 | 2,625 |
| Federal funds sold & reverse repurchase agreements | $57,000 | 5,817 |
| Net loans & leases | $148,688,000 | 2,528 |
| Loan loss allowance | $1,831,000 | 2,478 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,529,000 | 1,872 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $8,929,000 | 548 |
| All other assets | $5,255,000 | 2,518 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $221,069,000 | 2,610 |
| Total liabilities | $193,664,000 | 2,639 |
| Total deposits | $182,064,000 | 2,540 |
| Interest-bearing deposits | $150,415,000 | 2,607 |
| Deposits held in domestic offices | $182,064,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,703,000 | 1,159 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,897,000 | 2,006 |
| Total equity capital | $27,405,000 | 2,102 |
| Total bank equity capital | $27,405,000 | 2,102 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $22,437,000 | 1,014 |
| Undivided profits | $4,868,000 | 4,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $494,000 | 3,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,829,000 | 1,639 |
| Earning assets | $193,483,000 | 2,708 |
| Long-term assets (5+ years) | $27,913,000 | 2,878 |
| Average Assets, year-to-date | $221,928,250 | 2,510 |
| Average Assets, quarterly | $219,638,500 | 2,587 |
| Volatile liabilities | $20,150,000 | 4,077 |
| Insider loans | $60,000 | 7,545 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $50,000 | 1,766 |
| Unused loan commitments | $11,467,000 | 4,127 |
| Tier 1 (core) risk-based capital | $17,891,000 | 2,998 |
| Tier 2 risk-based capital | $1,831,000 | 2,335 |
| Total risk weighted assets | $166,245,000 | 2,361 |
| Total unused commitments | $11,467,000 | 4,128 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $218,208,000 | 2,597 |
| Cash and due from depository institutions | $8,163,000 | 2,291 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $46,227,000 | 2,623 |
| Federal funds sold & reverse repurchase agreements | $94,000 | 5,685 |
| Net loans & leases | $144,347,000 | 2,534 |
| Loan loss allowance | $1,869,000 | 2,427 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,326,000 | 1,926 |
| Other real estate owned | $130,000 | 2,291 |
| Goodwill and other intangibles | $8,929,000 | 536 |
| All other assets | $4,992,000 | 2,622 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $218,208,000 | 2,597 |
| Total liabilities | $191,922,000 | 2,655 |
| Total deposits | $190,402,000 | 2,424 |
| Interest-bearing deposits | $158,443,000 | 2,445 |
| Deposits held in domestic offices | $190,402,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000 | 3,742 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,512,000 | 2,191 |
| Total equity capital | $26,286,000 | 2,107 |
| Total bank equity capital | $26,286,000 | 2,107 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $22,437,000 | 991 |
| Undivided profits | $3,749,000 | 5,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,545,000 | 1,827 |
| Earning assets | $190,668,000 | 2,722 |
| Long-term assets (5+ years) | $29,987,000 | 2,835 |
| Average Assets, year-to-date | $222,214,670 | 2,502 |
| Average Assets, quarterly | $217,150,000 | 2,581 |
| Volatile liabilities | $10,767,000 | 5,620 |
| Insider loans | $65,000 | 7,557 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $566,000 | 1,133 |
| Unused loan commitments | $9,828,000 | 4,473 |
| Tier 1 (core) risk-based capital | $17,005,000 | 3,085 |
| Tier 2 risk-based capital | $1,869,000 | 2,276 |
| Total risk weighted assets | $161,750,000 | 2,388 |
| Total unused commitments | $9,828,000 | 4,474 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 78 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $216,092,000 | 2,591 |
| Cash and due from depository institutions | $7,031,000 | 2,194 |
| Interest-bearing balances | $595,000 | 3,584 |
| Securities | $49,817,000 | 2,463 |
| Federal funds sold & reverse repurchase agreements | $14,000 | 6,740 |
| Net loans & leases | $139,782,000 | 2,555 |
| Loan loss allowance | $1,891,000 | 2,381 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,318,000 | 1,887 |
| Other real estate owned | $130,000 | 2,194 |
| Goodwill and other intangibles | $8,929,000 | 518 |
| All other assets | $5,071,000 | 2,466 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $216,092,000 | 2,591 |
| Total liabilities | $190,027,000 | 2,629 |
| Total deposits | $186,692,000 | 2,431 |
| Interest-bearing deposits | $155,624,000 | 2,489 |
| Deposits held in domestic offices | $186,692,000 | 2,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,493 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,335,000 | 1,749 |
| Total equity capital | $26,065,000 | 2,174 |
| Total bank equity capital | $26,065,000 | 2,174 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $22,437,000 | 977 |
| Undivided profits | $3,528,000 | 5,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,735,000 | 1,587 |
| Earning assets | $190,208,000 | 2,688 |
| Long-term assets (5+ years) | $30,171,000 | 2,770 |
| Average Assets, year-to-date | $224,218,000 | 2,482 |
| Average Assets, quarterly | $224,218,000 | 2,482 |
| Volatile liabilities | $13,034,000 | 5,017 |
| Insider loans | $213,000 | 6,658 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $278,000 | 1,520 |
| Unused loan commitments | $7,914,000 | 4,921 |
| Tier 1 (core) risk-based capital | $16,156,000 | 3,193 |
| Tier 2 risk-based capital | $1,891,000 | 2,210 |
| Total risk weighted assets | $157,051,000 | 2,381 |
| Total unused commitments | $7,914,000 | 4,928 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 78 | 2,199 |
| Assets and Liabilities | ||
| Total Assets: | $232,344,000 | 2,409 |
| Cash and due from depository institutions | $11,964,000 | 2,199 |
| Interest-bearing balances | $2,794,000 | 1,829 |
| Securities | $56,025,000 | 2,258 |
| Federal funds sold & reverse repurchase agreements | $4,061,000 | 2,693 |
| Net loans & leases | $140,908,000 | 2,519 |
| Loan loss allowance | $1,899,000 | 2,359 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,373,000 | 1,849 |
| Other real estate owned | $84,000 | 2,199 |
| Goodwill and other intangibles | $8,929,000 | 513 |
| All other assets | $5,000,000 | 2,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,344,000 | 2,409 |
| Total liabilities | $204,992,000 | 2,458 |
| Total deposits | $201,589,000 | 2,244 |
| Interest-bearing deposits | $162,785,000 | 2,347 |
| Deposits held in domestic offices | $201,589,000 | 2,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,040,000 | 2,642 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $76,000 | 5,591 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,287,000 | 1,678 |
| Total equity capital | $27,352,000 | 2,008 |
| Total bank equity capital | $27,352,000 | 2,008 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $22,437,000 | 956 |
| Undivided profits | $4,815,000 | 4,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,668,000 | 1,737 |
| Earning assets | $203,788,000 | 2,520 |
| Long-term assets (5+ years) | $32,389,000 | 2,643 |
| Average Assets, year-to-date | $231,559,000 | 2,335 |
| Average Assets, quarterly | $230,665,000 | 2,413 |
| Volatile liabilities | $14,353,000 | 4,750 |
| Insider loans | $211,000 | 6,691 |
| FHLB advances | $76,000 | 5,149 |
| Loans and leases held for sale | $766,000 | 980 |
| Unused loan commitments | $11,641,000 | 3,929 |
| Tier 1 (core) risk-based capital | $17,584,000 | 2,899 |
| Tier 2 risk-based capital | $1,899,000 | 2,189 |
| Total risk weighted assets | $161,530,000 | 2,296 |
| Total unused commitments | $11,641,000 | 3,933 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $228,986,000 | 2,456 |
| Cash and due from depository institutions | $15,180,000 | 2,151 |
| Interest-bearing balances | $892,000 | 3,218 |
| Securities | $52,513,000 | 2,355 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 4,524 |
| Net loans & leases | $139,651,000 | 2,529 |
| Loan loss allowance | $1,895,000 | 2,366 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,369,000 | 1,841 |
| Other real estate owned | $84,000 | 2,151 |
| Goodwill and other intangibles | $8,929,000 | 512 |
| All other assets | $5,410,000 | 2,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,986,000 | 2,456 |
| Total liabilities | $202,392,000 | 2,496 |
| Total deposits | $198,260,000 | 2,294 |
| Interest-bearing deposits | $161,996,000 | 2,365 |
| Deposits held in domestic offices | $198,260,000 | 2,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $768,000 | 2,706 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,087,000 | 4,797 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,277,000 | 1,735 |
| Total equity capital | $26,594,000 | 2,072 |
| Total bank equity capital | $26,594,000 | 2,072 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $22,437,000 | 956 |
| Undivided profits | $4,057,000 | 5,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,275,000 | 2,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $429,000 | 429 |
| Income earned, not collected on loans | $1,975,000 | 1,496 |
| Earning assets | $194,906,000 | 2,607 |
| Long-term assets (5+ years) | $31,243,000 | 2,694 |
| Average Assets, year-to-date | $231,362,750 | 2,353 |
| Average Assets, quarterly | $230,429,000 | 2,422 |
| Volatile liabilities | $15,921,000 | 4,464 |
| Insider loans | $182,000 | 6,917 |
| FHLB advances | $1,087,000 | 4,575 |
| Loans and leases held for sale | $883,000 | 1,201 |
| Unused loan commitments | $13,554,000 | 3,618 |
| Tier 1 (core) risk-based capital | $16,700,000 | 3,049 |
| Tier 2 risk-based capital | $1,895,000 | 2,175 |
| Total risk weighted assets | $157,539,000 | 2,344 |
| Total unused commitments | $13,554,000 | 3,623 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $110,959,000 | 4,426 |
| Cash and due from depository institutions | $4,116,000 | 4,259 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $23,661,000 | 4,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $76,379,000 | 4,075 |
| Loan loss allowance | $1,101,000 | 3,635 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,017,000 | 4,122 |
| Other real estate owned | $97,000 | 4,259 |
| Goodwill and other intangibles | $1,330,000 | 1,385 |
| All other assets | $3,359,000 | 3,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,959,000 | 4,426 |
| Total liabilities | $100,552,000 | 4,388 |
| Total deposits | $97,725,000 | 4,196 |
| Interest-bearing deposits | $80,785,000 | 4,283 |
| Deposits held in domestic offices | $97,725,000 | 4,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,065,000 | 2,075 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $762,000 | 3,987 |
| Total equity capital | $10,407,000 | 4,705 |
| Total bank equity capital | $10,407,000 | 4,705 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $8,655,000 | 2,138 |
| Undivided profits | $1,652,000 | 6,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $429,000 | 450 |
| Income earned, not collected on loans | $1,131,000 | 2,684 |
| Earning assets | $100,040,000 | 4,478 |
| Long-term assets (5+ years) | $5,282,000 | 6,087 |
| Average Assets, year-to-date | $111,162,000 | 4,350 |
| Average Assets, quarterly | $108,681,000 | 4,454 |
| Volatile liabilities | $11,755,000 | 5,267 |
| Insider loans | $167,000 | 7,017 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,065,000 | 7,336 |
| Tier 1 (core) risk-based capital | $8,539,000 | 5,176 |
| Tier 2 risk-based capital | $1,038,000 | 3,525 |
| Total risk weighted assets | $83,010,000 | 3,994 |
| Total unused commitments | $2,065,000 | 7,347 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $106,403,000 | 4,512 |
| Cash and due from depository institutions | $3,320,000 | 4,323 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $24,018,000 | 4,151 |
| Federal funds sold & reverse repurchase agreements | $731,000 | 6,560 |
| Net loans & leases | $71,245,000 | 4,233 |
| Loan loss allowance | $1,104,000 | 3,560 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,047,000 | 4,043 |
| Other real estate owned | $189,000 | 4,323 |
| Goodwill and other intangibles | $1,330,000 | 1,375 |
| All other assets | $3,523,000 | 3,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,403,000 | 4,512 |
| Total liabilities | $96,553,000 | 4,465 |
| Total deposits | $95,551,000 | 4,234 |
| Interest-bearing deposits | $80,337,000 | 4,298 |
| Deposits held in domestic offices | $95,551,000 | 4,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,002,000 | 3,330 |
| Total equity capital | $9,850,000 | 4,818 |
| Total bank equity capital | $9,850,000 | 4,818 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $8,655,000 | 2,107 |
| Undivided profits | $1,095,000 | 7,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 875 |
| Income earned, not collected on loans | $1,324,000 | 2,303 |
| Earning assets | $95,994,000 | 4,572 |
| Long-term assets (5+ years) | $5,603,000 | 5,906 |
| Average Assets, year-to-date | $111,263,500 | 4,340 |
| Average Assets, quarterly | $111,263,500 | 4,340 |
| Volatile liabilities | $9,206,000 | 5,896 |
| Insider loans | $147,000 | 7,168 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,512,000 | 7,762 |
| Tier 1 (core) risk-based capital | $8,062,000 | 5,328 |
| Tier 2 risk-based capital | $983,000 | 3,617 |
| Total risk weighted assets | $78,535,000 | 4,107 |
| Total unused commitments | $1,512,000 | 7,775 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $116,124,000 | 4,197 |
| Cash and due from depository institutions | $8,936,000 | 4,387 |
| Interest-bearing balances | $3,000,000 | 1,963 |
| Securities | $22,484,000 | 4,314 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,948 |
| Net loans & leases | $74,692,000 | 4,077 |
| Loan loss allowance | $1,110,000 | 3,487 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,038,000 | 4,039 |
| Other real estate owned | $189,000 | 4,387 |
| Goodwill and other intangibles | $1,330,000 | 1,354 |
| All other assets | $3,455,000 | 3,107 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,124,000 | 4,197 |
| Total liabilities | $105,014,000 | 4,164 |
| Total deposits | $103,294,000 | 3,942 |
| Interest-bearing deposits | $82,311,000 | 4,152 |
| Deposits held in domestic offices | $103,294,000 | 3,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $765,000 | 2,607 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $955,000 | 3,491 |
| Total equity capital | $11,110,000 | 4,375 |
| Total bank equity capital | $11,110,000 | 4,375 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $8,655,000 | 2,076 |
| Undivided profits | $2,355,000 | 6,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,187 |
| Income earned, not collected on loans | $1,271,000 | 2,524 |
| Earning assets | $103,176,000 | 4,286 |
| Long-term assets (5+ years) | $6,791,000 | 5,569 |
| Average Assets, year-to-date | $110,293,400 | 4,201 |
| Average Assets, quarterly | $113,818,000 | 4,211 |
| Volatile liabilities | $8,336,000 | 6,175 |
| Insider loans | $135,000 | 7,297 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,507,000 | 7,645 |
| Tier 1 (core) risk-based capital | $9,265,000 | 4,785 |
| Tier 2 risk-based capital | $1,047,000 | 3,402 |
| Total risk weighted assets | $83,665,000 | 3,890 |
| Total unused commitments | $1,507,000 | 7,649 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $114,769,000 | 4,112 |
| Cash and due from depository institutions | $6,763,000 | 4,488 |
| Interest-bearing balances | $1,193,000 | 2,787 |
| Securities | $26,246,000 | 3,712 |
| Federal funds sold & reverse repurchase agreements | $6,190,000 | 2,331 |
| Net loans & leases | $67,365,000 | 4,311 |
| Loan loss allowance | $1,035,000 | 3,501 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,152,000 | 3,827 |
| Other real estate owned | $89,000 | 4,488 |
| Goodwill and other intangibles | $1,329,000 | 1,304 |
| All other assets | $4,635,000 | 2,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,769,000 | 4,112 |
| Total liabilities | $103,796,000 | 4,091 |
| Total deposits | $102,635,000 | 3,854 |
| Interest-bearing deposits | $83,714,000 | 3,989 |
| Deposits held in domestic offices | $102,635,000 | 3,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,161,000 | 3,099 |
| Total equity capital | $10,973,000 | 4,184 |
| Total bank equity capital | $10,973,000 | 4,184 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $8,754,000 | 1,948 |
| Undivided profits | $2,119,000 | 6,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 4,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $168,000 | 704 |
| Income earned, not collected on loans | $1,396,000 | 2,441 |
| Earning assets | $100,994,000 | 4,236 |
| Long-term assets (5+ years) | $7,546,000 | 5,397 |
| Average Assets, year-to-date | $105,066,800 | 4,233 |
| Average Assets, quarterly | $109,570,500 | 4,230 |
| Volatile liabilities | $9,689,000 | 5,741 |
| Insider loans | $29,000 | 8,303 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,085,000 | 8,158 |
| Tier 1 (core) risk-based capital | $9,352,000 | 4,597 |
| Tier 2 risk-based capital | $978,000 | 3,419 |
| Total risk weighted assets | $78,148,000 | 3,972 |
| Total unused commitments | $1,085,000 | 8,167 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $88,972,000 | 4,850 |
| Cash and due from depository institutions | $3,484,000 | 5,597 |
| Interest-bearing balances | $200,000 | 3,847 |
| Securities | $19,233,000 | 4,760 |
| Federal funds sold & reverse repurchase agreements | $2,070,000 | 4,153 |
| Net loans & leases | $59,454,000 | 4,611 |
| Loan loss allowance | $839,000 | 4,011 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,451,000 | 4,948 |
| Other real estate owned | $115,000 | 5,597 |
| Goodwill and other intangibles | $846,000 | 1,525 |
| All other assets | $2,319,000 | 3,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,972,000 | 4,850 |
| Total liabilities | $80,528,000 | 4,803 |
| Total deposits | $78,919,000 | 4,609 |
| Interest-bearing deposits | $67,710,000 | 4,602 |
| Deposits held in domestic offices | $78,919,000 | 4,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $308,000 | 5,182 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,301,000 | 2,917 |
| Total equity capital | $8,444,000 | 5,025 |
| Total bank equity capital | $8,444,000 | 5,025 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $6,235,000 | 2,521 |
| Undivided profits | $2,109,000 | 6,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 942 |
| Income earned, not collected on loans | $1,191,000 | 2,238 |
| Earning assets | $80,957,000 | 4,859 |
| Long-term assets (5+ years) | $5,636,000 | 5,785 |
| Average Assets, year-to-date | $84,560,600 | 4,851 |
| Average Assets, quarterly | $87,577,000 | 4,853 |
| Volatile liabilities | $10,446,000 | 5,490 |
| Insider loans | $58,000 | 8,238 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $967,000 | 8,347 |
| Tier 1 (core) risk-based capital | $7,769,000 | 5,266 |
| Tier 2 risk-based capital | $822,300 | 3,830 |
| Total risk weighted assets | $65,767,500 | 4,388 |
| Total unused commitments | $967,000 | 8,352 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $85,590,000 | 4,988 |
| Cash and due from depository institutions | $4,400,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,747,000 | 5,229 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,451 |
| Net loans & leases | $55,337,000 | 4,792 |
| Loan loss allowance | $898,000 | 3,742 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,038,000 | 5,925 |
| Other real estate owned | $14,000 | 5,778 |
| Goodwill and other intangibles | $969,000 | 1,510 |
| All other assets | $2,360,000 | 3,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,590,000 | 4,988 |
| Total liabilities | $77,354,000 | 4,972 |
| Total deposits | $76,413,000 | 4,726 |
| Interest-bearing deposits | $64,781,000 | 4,769 |
| Deposits held in domestic offices | $76,413,000 | 4,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $941,000 | 3,436 |
| Total equity capital | $8,236,000 | 4,995 |
| Total bank equity capital | $8,236,000 | 4,995 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $6,235,000 | 2,481 |
| Undivided profits | $1,901,000 | 6,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 1,085 |
| Income earned, not collected on loans | $1,147,000 | 1,956 |
| Earning assets | $76,809,000 | 5,045 |
| Long-term assets (5+ years) | $6,096,000 | 5,921 |
| Average Assets, year-to-date | $84,561,800 | 4,889 |
| Average Assets, quarterly | $84,786,500 | 4,998 |
| Volatile liabilities | $7,260,000 | 6,351 |
| Insider loans | $65,000 | 8,375 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,683,000 | 3,202 |
| Tier 1 (core) risk-based capital | $7,725,000 | 5,260 |
| Tier 2 risk-based capital | $812,470 | 3,752 |
| Total risk weighted assets | $64,912,370 | 4,328 |
| Total unused commitments | $12,683,000 | 3,205 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $85,858,000 | 4,941 |
| Cash and due from depository institutions | $3,770,000 | 6,003 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $22,558,000 | 4,453 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,498 |
| Net loans & leases | $53,782,000 | 4,705 |
| Loan loss allowance | $730,000 | 4,318 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $946,000 | 6,132 |
| Other real estate owned | $354,000 | 6,003 |
| Goodwill and other intangibles | $1,092,000 | 1,385 |
| All other assets | $1,956,000 | 3,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,858,000 | 4,941 |
| Total liabilities | $78,402,000 | 4,861 |
| Total deposits | $77,388,000 | 4,655 |
| Interest-bearing deposits | $63,345,000 | 4,851 |
| Deposits held in domestic offices | $77,388,000 | 4,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,014,000 | 3,476 |
| Total equity capital | $7,456,000 | 5,518 |
| Total bank equity capital | $7,456,000 | 5,518 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $5,735,000 | 2,533 |
| Undivided profits | $1,621,000 | 7,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,573 |
| Income earned, not collected on loans | $966,000 | 2,322 |
| Earning assets | $77,740,000 | 4,989 |
| Long-term assets (5+ years) | $5,966,000 | 5,867 |
| Average Assets, year-to-date | $84,691,000 | 4,761 |
| Average Assets, quarterly | $85,267,500 | 4,881 |
| Volatile liabilities | $6,300,000 | 6,364 |
| Insider loans | $55,000 | 8,578 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,064,000 | 3,064 |
| Tier 1 (core) risk-based capital | $6,215,000 | 6,066 |
| Tier 2 risk-based capital | $730,000 | 3,939 |
| Total risk weighted assets | $63,230,800 | 4,237 |
| Total unused commitments | $13,064,000 | 3,070 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $85,462,000 | 4,930 |
| Cash and due from depository institutions | $6,256,000 | 6,730 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,774,000 | 4,770 |
| Federal funds sold & reverse repurchase agreements | $3,470,000 | 3,593 |
| Net loans & leases | $50,539,000 | 4,933 |
| Loan loss allowance | $930,000 | 3,592 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $954,000 | 6,106 |
| Other real estate owned | $120,000 | 6,730 |
| Goodwill and other intangibles | $1,215,000 | 1,233 |
| All other assets | $2,134,000 | 3,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,462,000 | 4,930 |
| Total liabilities | $78,179,000 | 4,849 |
| Total deposits | $77,116,000 | 4,657 |
| Interest-bearing deposits | $64,983,000 | 4,750 |
| Deposits held in domestic offices | $77,116,000 | 4,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,063,000 | 3,390 |
| Total equity capital | $7,283,000 | 5,579 |
| Total bank equity capital | $7,283,000 | 5,579 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $5,735,000 | 2,474 |
| Undivided profits | $1,448,000 | 7,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,422,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 730 |
| Income earned, not collected on loans | $1,051,000 | 2,151 |
| Earning assets | $74,783,000 | 5,118 |
| Long-term assets (5+ years) | $6,178,000 | 5,493 |
| Average Assets, year-to-date | $82,244,800 | 4,911 |
| Average Assets, quarterly | $84,377,500 | 4,930 |
| Volatile liabilities | $4,744,000 | 7,279 |
| Insider loans | $64,000 | 8,860 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,826,000 | 3,264 |
| Tier 1 (core) risk-based capital | $5,971,000 | 6,289 |
| Tier 2 risk-based capital | $740,700 | 3,798 |
| Total risk weighted assets | $59,066,500 | 4,421 |
| Total unused commitments | $10,826,000 | 3,266 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $79,620,000 | 5,351 |
| Cash and due from depository institutions | $3,610,000 | 6,239 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,852,000 | 6,212 |
| Federal funds sold & reverse repurchase agreements | $5,415,000 | 2,412 |
| Net loans & leases | $50,299,000 | 5,021 |
| Loan loss allowance | $650,000 | 4,924 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $964,000 | 6,116 |
| Other real estate owned | $142,000 | 6,239 |
| Goodwill and other intangibles | $1,338,000 | 1,112 |
| All other assets | $2,000,000 | 3,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,620,000 | 5,351 |
| Total liabilities | $72,205,000 | 5,293 |
| Total deposits | $71,183,000 | 5,116 |
| Interest-bearing deposits | $60,586,000 | 5,156 |
| Deposits held in domestic offices | $71,183,000 | 5,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,022,000 | 3,460 |
| Total equity capital | $7,415,000 | 5,573 |
| Total bank equity capital | $7,415,000 | 5,573 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $5,735,000 | 2,539 |
| Undivided profits | $1,580,000 | 7,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $787,000 | 3,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,449 |
| Income earned, not collected on loans | $1,177,000 | 1,903 |
| Earning assets | $71,566,000 | 5,410 |
| Long-term assets (5+ years) | $3,793,000 | 6,532 |
| Average Assets, year-to-date | $76,444,600 | 5,338 |
| Average Assets, quarterly | $76,940,000 | 5,430 |
| Volatile liabilities | $5,566,000 | 6,754 |
| Insider loans | $55,000 | 9,427 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,449,000 | 4,059 |
| Tier 1 (core) risk-based capital | $6,048,000 | 6,329 |
| Tier 2 risk-based capital | $650,000 | 4,307 |
| Total risk weighted assets | $58,325,100 | 4,497 |
| Total unused commitments | $7,449,000 | 4,073 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $45,745,000 | 7,801 |
| Cash and due from depository institutions | $2,306,000 | 8,427 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,366,000 | 10,044 |
| Federal funds sold & reverse repurchase agreements | $4,195,000 | 3,384 |
| Net loans & leases | $31,266,000 | 6,822 |
| Loan loss allowance | $381,000 | 7,180 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $630,000 | 7,597 |
| Other real estate owned | $0 | 8,427 |
| Goodwill and other intangibles | $561,000 | 1,500 |
| All other assets | $1,421,000 | 4,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,745,000 | 7,801 |
| Total liabilities | $41,791,000 | 7,709 |
| Total deposits | $41,048,000 | 7,608 |
| Interest-bearing deposits | $33,868,000 | 7,755 |
| Deposits held in domestic offices | $41,048,000 | 7,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $743,000 | 4,661 |
| Total equity capital | $3,954,000 | 8,400 |
| Total bank equity capital | $3,954,000 | 8,400 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,400,000 | 4,913 |
| Undivided profits | $1,454,000 | 8,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 6,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $656,000 | 3,626 |
| Earning assets | $40,827,000 | 7,892 |
| Long-term assets (5+ years) | $1,842,000 | 8,055 |
| Average Assets, year-to-date | $42,762,400 | 7,900 |
| Average Assets, quarterly | $44,011,000 | 7,914 |
| Volatile liabilities | $2,364,000 | 9,227 |
| Insider loans | $27,000 | 10,261 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,171,000 | 4,899 |
| Tier 1 (core) risk-based capital | $3,370,000 | 8,933 |
| Tier 2 risk-based capital | $381,000 | 6,384 |
| Total risk weighted assets | $34,487,400 | 6,602 |
| Total unused commitments | $5,171,000 | 4,912 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $42,404,000 | 8,266 |
| Cash and due from depository institutions | $1,826,000 | 8,823 |
| Interest-bearing balances | $95,000 | 5,733 |
| Securities | $7,215,000 | 9,848 |
| Federal funds sold & reverse repurchase agreements | $965,000 | 5,631 |
| Net loans & leases | $29,840,000 | 7,050 |
| Loan loss allowance | $355,000 | 7,664 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $658,000 | 7,601 |
| Other real estate owned | $0 | 8,823 |
| Goodwill and other intangibles | $617,000 | 1,330 |
| All other assets | $1,283,000 | 5,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,404,000 | 8,266 |
| Total liabilities | $38,522,000 | 8,224 |
| Total deposits | $37,873,000 | 8,100 |
| Interest-bearing deposits | $31,808,000 | 8,169 |
| Deposits held in domestic offices | $37,873,000 | 8,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $649,000 | 4,297 |
| Total equity capital | $3,882,000 | 8,320 |
| Total bank equity capital | $3,882,000 | 8,320 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $2,400,000 | 4,888 |
| Undivided profits | $1,382,000 | 8,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 7,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,564 |
| Income earned, not collected on loans | $434,000 | 4,822 |
| Earning assets | $38,115,000 | 8,360 |
| Long-term assets (5+ years) | $2,565,000 | 7,749 |
| Average Assets, year-to-date | $40,456,200 | 8,394 |
| Average Assets, quarterly | $41,102,000 | 8,393 |
| Volatile liabilities | $1,787,000 | 9,956 |
| Insider loans | $33,000 | 10,554 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,907,000 | 4,442 |
| Tier 1 (core) risk-based capital | $3,363,000 | 9,089 |
| Tier 2 risk-based capital | $355,000 | 6,749 |
| Total risk weighted assets | $34,833,200 | 6,541 |
| Total unused commitments | $5,907,000 | 4,449 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $41,336,000 | 8,661 |
| Cash and due from depository institutions | $1,847,000 | 9,438 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,764,000 | 9,568 |
| Federal funds sold & reverse repurchase agreements | $2,060,000 | 5,650 |
| Net loans & leases | $26,150,000 | 7,609 |
| Loan loss allowance | $361,000 | 7,856 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $704,000 | 7,500 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $673,000 | 1,191 |
| All other assets | $1,138,000 | 5,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,336,000 | 8,661 |
| Total liabilities | $37,406,000 | 8,645 |
| Total deposits | $36,769,000 | 8,571 |
| Interest-bearing deposits | $31,295,000 | 8,605 |
| Deposits held in domestic offices | $36,769,000 | 8,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $637,000 | 4,450 |
| Total equity capital | $3,930,000 | 8,468 |
| Total bank equity capital | $3,930,000 | 8,468 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $2,400,000 | 4,842 |
| Undivided profits | $1,430,000 | 8,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $288,000 | 6,291 |
| Earning assets | $36,974,000 | 8,770 |
| Long-term assets (5+ years) | $4,676,000 | 6,609 |
| Average Assets, year-to-date | $40,251,000 | 8,637 |
| Average Assets, quarterly | $40,637,500 | 8,683 |
| Volatile liabilities | $2,531,000 | 8,960 |
| Insider loans | $33,000 | 10,962 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,664,000 | 5,777 |
| Tier 1 (core) risk-based capital | $3,257,000 | 9,339 |
| Tier 2 risk-based capital | $361,000 | 6,722 |
| Total risk weighted assets | $30,705,300 | 7,175 |
| Total unused commitments | $3,664,000 | 5,799 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $40,919,000 | 8,870 |
| Cash and due from depository institutions | $2,055,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,439,000 | 8,970 |
| Federal funds sold & reverse repurchase agreements | $3,485,000 | 4,505 |
| Net loans & leases | $22,429,000 | 8,404 |
| Loan loss allowance | $369,000 | 7,843 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $594,000 | 8,282 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $721,000 | 1,151 |
| All other assets | $1,196,000 | 5,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,919,000 | 8,870 |
| Total liabilities | $37,041,000 | 8,895 |
| Total deposits | $36,319,000 | 8,827 |
| Interest-bearing deposits | $31,069,000 | 8,860 |
| Deposits held in domestic offices | $36,319,000 | 8,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $722,000 | 4,289 |
| Total equity capital | $3,878,000 | 8,426 |
| Total bank equity capital | $3,878,000 | 8,426 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $2,400,000 | 4,790 |
| Undivided profits | $1,378,000 | 8,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 8,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $253,000 | 7,456 |
| Earning assets | $36,353,000 | 8,991 |
| Long-term assets (5+ years) | $4,540,000 | 6,797 |
| Average Assets, year-to-date | $38,640,000 | 8,994 |
| Average Assets, quarterly | $39,327,500 | 9,024 |
| Volatile liabilities | $3,137,000 | 8,387 |
| Insider loans | $50,000 | 7,164 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,993,000 | 6,096 |
| Tier 1 (core) risk-based capital | $3,157,000 | 9,411 |
| Tier 2 risk-based capital | $346,550 | 6,939 |
| Total risk weighted assets | $27,701,250 | 7,744 |
| Total unused commitments | $2,993,000 | 6,126 |
| Derivatives | $0 | 651 |