Home > Community Bank of the Ozarks > Income and Expense
Community Bank of the Ozarks, Income and Expense
2012-09-30 (YTD Data) | Rank | |
Total interest income | $1,304,000 | 6,422 |
Total interest expense | $269,000 | 5,855 |
Net interest income | $1,035,000 | 6,472 |
Provision for loan and lease losses | $334,000 | 2,833 |
Total noninterest income | $-217,000 | 7,059 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $78,000 | 5,449 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $-295,000 | 7,016 |
Total noninterest expense | $1,992,000 | 5,072 |
Salaries and employee benefits | $668,000 | 5,950 |
Premises and equipment expense | $156,000 | 5,718 |
Additional noninterest expense | $1,168,000 | 3,722 |
Pre-tax net operating income | $-1,508,000 | 6,919 |
Securities gains (losses) | $16,000 | 2,965 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $-1,492,000 | 6,950 |
Extraordinary gains, net | $0 | 20 |
Net income | $-1,492,000 | 6,947 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-1,492,000 | 6,949 |
Net charge-offs | $215,000 | 3,218 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $-1,508,000 | 6,928 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $889,000 | 6,450 |
Total interest expense | $193,000 | 5,833 |
Net interest income | $696,000 | 6,510 |
Provision for loan and lease losses | $310,000 | 2,350 |
Total noninterest income | $199,000 | 4,872 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $54,000 | 5,406 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $145,000 | 4,125 |
Total noninterest expense | $1,721,000 | 4,472 |
Salaries and employee benefits | $455,000 | 5,949 |
Premises and equipment expense | $45,000 | 6,725 |
Additional noninterest expense | $1,221,000 | 2,640 |
Pre-tax net operating income | $-1,136,000 | 6,992 |
Securities gains (losses) | $16,000 | 2,581 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $-1,120,000 | 7,019 |
Extraordinary gains, net | $0 | 19 |
Net income | $-1,120,000 | 7,018 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-1,120,000 | 7,019 |
Net charge-offs | $219,000 | 2,644 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $-1,136,000 | 7,003 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $430,000 | 6,548 |
Total interest expense | $104,000 | 5,804 |
Net interest income | $326,000 | 6,646 |
Provision for loan and lease losses | $310,000 | 1,472 |
Total noninterest income | $55,000 | 5,734 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $27,000 | 5,391 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $28,000 | 5,423 |
Total noninterest expense | $1,152,000 | 3,747 |
Salaries and employee benefits | $229,000 | 5,990 |
Premises and equipment expense | $7,000 | 7,194 |
Additional noninterest expense | $916,000 | 1,814 |
Pre-tax net operating income | $-1,081,000 | 7,166 |
Securities gains (losses) | $16,000 | 1,662 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $-1,065,000 | 7,176 |
Extraordinary gains, net | $0 | 19 |
Net income | $-1,065,000 | 7,176 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $-1,065,000 | 7,176 |
Net charge-offs | $221,000 | 1,748 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $-1,081,000 | 7,169 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $2,291,000 | 6,239 |
Total interest expense | $653,000 | 5,350 |
Net interest income | $1,638,000 | 6,409 |
Provision for loan and lease losses | $560,000 | 3,297 |
Total noninterest income | $231,000 | 5,564 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $132,000 | 5,096 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $99,000 | 5,317 |
Total noninterest expense | $2,599,000 | 5,251 |
Salaries and employee benefits | $1,049,000 | 5,781 |
Premises and equipment expense | $104,000 | 6,794 |
Additional noninterest expense | $1,446,000 | 3,953 |
Pre-tax net operating income | $-1,290,000 | 6,658 |
Securities gains (losses) | $79,000 | 2,244 |
Applicable income taxes | $0 | 4,719 |
Income before extraordinary items | $-1,211,000 | 6,701 |
Extraordinary gains, net | $0 | 29 |
Net income | $-1,211,000 | 6,701 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-1,211,000 | 6,701 |
Net charge-offs | $497,000 | 3,174 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $-1,290,000 | 6,687 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $1,802,000 | 6,229 |
Total interest expense | $537,000 | 5,267 |
Net interest income | $1,265,000 | 6,407 |
Provision for loan and lease losses | $510,000 | 2,846 |
Total noninterest income | $157,000 | 5,769 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $100,000 | 5,118 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $57,000 | 5,654 |
Total noninterest expense | $2,055,000 | 5,129 |
Salaries and employee benefits | $814,000 | 5,737 |
Premises and equipment expense | $213,000 | 5,397 |
Additional noninterest expense | $1,028,000 | 4,106 |
Pre-tax net operating income | $-1,143,000 | 6,834 |
Securities gains (losses) | $79,000 | 1,989 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $-1,064,000 | 6,878 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,064,000 | 6,880 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-1,064,000 | 6,879 |
Net charge-offs | $479,000 | 2,714 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $-1,143,000 | 6,862 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $1,237,000 | 6,227 |
Total interest expense | $383,000 | 5,236 |
Net interest income | $854,000 | 6,433 |
Provision for loan and lease losses | $310,000 | 2,904 |
Total noninterest income | $116,000 | 5,682 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $66,000 | 5,116 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $50,000 | 5,462 |
Total noninterest expense | $1,337,000 | 5,242 |
Salaries and employee benefits | $567,000 | 5,697 |
Premises and equipment expense | $135,000 | 5,527 |
Additional noninterest expense | $635,000 | 4,374 |
Pre-tax net operating income | $-677,000 | 6,867 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $-677,000 | 6,918 |
Extraordinary gains, net | $0 | 15 |
Net income | $-677,000 | 6,917 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-677,000 | 6,918 |
Net charge-offs | $490,000 | 2,167 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $-677,000 | 6,901 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $616,000 | 6,273 |
Total interest expense | $194,000 | 5,307 |
Net interest income | $422,000 | 6,482 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $21,000 | 6,771 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $32,000 | 5,113 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $-11,000 | 7,197 |
Total noninterest expense | $702,000 | 5,152 |
Salaries and employee benefits | $315,000 | 5,506 |
Premises and equipment expense | $62,000 | 5,763 |
Additional noninterest expense | $325,000 | 4,313 |
Pre-tax net operating income | $-259,000 | 6,892 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $-259,000 | 6,948 |
Extraordinary gains, net | $0 | 9 |
Net income | $-259,000 | 6,948 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-259,000 | 6,948 |
Net charge-offs | $339,000 | 1,645 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $-259,000 | 6,933 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $2,925,000 | 6,089 |
Total interest expense | $994,000 | 5,241 |
Net interest income | $1,931,000 | 6,303 |
Provision for loan and lease losses | $975,000 | 3,094 |
Total noninterest income | $653,000 | 4,061 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $139,000 | 5,039 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $514,000 | 3,154 |
Total noninterest expense | $3,407,000 | 4,671 |
Salaries and employee benefits | $1,348,000 | 5,345 |
Premises and equipment expense | $251,000 | 5,799 |
Additional noninterest expense | $1,808,000 | 3,521 |
Pre-tax net operating income | $-1,798,000 | 6,725 |
Securities gains (losses) | $-2,000 | 6,921 |
Applicable income taxes | $-32,000 | 6,669 |
Income before extraordinary items | $-1,768,000 | 6,803 |
Extraordinary gains, net | $0 | 29 |
Net income | $-1,768,000 | 6,804 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-1,768,000 | 6,804 |
Net charge-offs | $772,000 | 3,038 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $-1,766,040 | 6,774 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $2,466,000 | 5,961 |
Total interest expense | $767,000 | 5,333 |
Net interest income | $1,699,000 | 6,087 |
Provision for loan and lease losses | $565,000 | 3,336 |
Total noninterest income | $393,000 | 4,547 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $110,000 | 5,031 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $283,000 | 3,633 |
Total noninterest expense | $2,700,000 | 4,523 |
Salaries and employee benefits | $1,015,000 | 5,384 |
Premises and equipment expense | $204,000 | 5,703 |
Additional noninterest expense | $1,481,000 | 3,263 |
Pre-tax net operating income | $-1,173,000 | 6,844 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $-533,000 | 7,381 |
Income before extraordinary items | $-640,000 | 6,744 |
Extraordinary gains, net | $0 | 23 |
Net income | $-640,000 | 6,745 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-640,000 | 6,745 |
Net charge-offs | $435,000 | 3,257 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-640,000 | 6,691 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $1,662,000 | 5,991 |
Total interest expense | $532,000 | 5,333 |
Net interest income | $1,130,000 | 6,115 |
Provision for loan and lease losses | $85,000 | 5,336 |
Total noninterest income | $301,000 | 4,250 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $74,000 | 5,022 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $227,000 | 3,292 |
Total noninterest expense | $1,933,000 | 4,340 |
Salaries and employee benefits | $669,000 | 5,450 |
Premises and equipment expense | $142,000 | 5,631 |
Additional noninterest expense | $1,122,000 | 2,888 |
Pre-tax net operating income | $-587,000 | 6,807 |
Securities gains (losses) | $-3,000 | 7,233 |
Applicable income taxes | $-533,000 | 7,491 |
Income before extraordinary items | $-57,000 | 6,331 |
Extraordinary gains, net | $0 | 19 |
Net income | $-57,000 | 6,333 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-57,000 | 6,331 |
Net charge-offs | $313,000 | 2,990 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-55,080 | 6,235 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $890,000 | 5,896 |
Total interest expense | $278,000 | 5,371 |
Net interest income | $612,000 | 5,967 |
Provision for loan and lease losses | $35,000 | 5,220 |
Total noninterest income | $94,000 | 5,156 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $38,000 | 4,970 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $56,000 | 4,499 |
Total noninterest expense | $968,000 | 4,378 |
Salaries and employee benefits | $337,000 | 5,479 |
Premises and equipment expense | $63,000 | 5,953 |
Additional noninterest expense | $568,000 | 2,845 |
Pre-tax net operating income | $-297,000 | 6,965 |
Securities gains (losses) | $6,000 | 1,850 |
Applicable income taxes | $-384,000 | 7,674 |
Income before extraordinary items | $93,000 | 5,077 |
Extraordinary gains, net | $0 | 16 |
Net income | $93,000 | 5,078 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $93,000 | 5,077 |
Net charge-offs | $37,000 | 3,979 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $89,160 | 5,007 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $4,079,000 | 5,666 |
Total interest expense | $1,518,000 | 5,142 |
Net interest income | $2,561,000 | 5,774 |
Provision for loan and lease losses | $896,000 | 3,674 |
Total noninterest income | $748,000 | 3,910 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $201,000 | 4,655 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $547,000 | 3,050 |
Total noninterest expense | $3,327,000 | 4,879 |
Salaries and employee benefits | $1,499,000 | 5,194 |
Premises and equipment expense | $251,000 | 6,052 |
Additional noninterest expense | $1,577,000 | 3,942 |
Pre-tax net operating income | $-914,000 | 6,221 |
Securities gains (losses) | $-2,000 | 6,893 |
Applicable income taxes | $-211,000 | 6,782 |
Income before extraordinary items | $-705,000 | 6,201 |
Extraordinary gains, net | $0 | 34 |
Net income | $-705,000 | 6,200 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-705,000 | 6,200 |
Net charge-offs | $297,000 | 4,495 |
Cash dividends | $218,000 | 3,563 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-703,460 | 6,201 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $3,232,000 | 5,595 |
Total interest expense | $1,197,000 | 5,160 |
Net interest income | $2,035,000 | 5,649 |
Provision for loan and lease losses | $450,000 | 3,968 |
Total noninterest income | $592,000 | 3,869 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $146,000 | 4,726 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $446,000 | 3,012 |
Total noninterest expense | $2,256,000 | 5,186 |
Salaries and employee benefits | $1,152,000 | 5,172 |
Premises and equipment expense | $173,000 | 6,273 |
Additional noninterest expense | $931,000 | 4,619 |
Pre-tax net operating income | $-79,000 | 5,842 |
Securities gains (losses) | $21,000 | 2,721 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $-58,000 | 5,903 |
Extraordinary gains, net | $0 | 27 |
Net income | $-58,000 | 5,903 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-58,000 | 5,903 |
Net charge-offs | $147,000 | 4,633 |
Cash dividends | $218,000 | 2,993 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-79,000 | 5,903 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,195,000 | 5,605 |
Total interest expense | $830,000 | 5,188 |
Net interest income | $1,365,000 | 5,644 |
Provision for loan and lease losses | $450,000 | 3,101 |
Total noninterest income | $422,000 | 3,744 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $96,000 | 4,745 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $326,000 | 2,858 |
Total noninterest expense | $1,466,000 | 5,306 |
Salaries and employee benefits | $785,000 | 5,159 |
Premises and equipment expense | $117,000 | 6,290 |
Additional noninterest expense | $564,000 | 4,902 |
Pre-tax net operating income | $-129,000 | 6,143 |
Securities gains (losses) | $21,000 | 2,305 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $-108,000 | 6,204 |
Extraordinary gains, net | $0 | 21 |
Net income | $-108,000 | 6,203 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-108,000 | 6,203 |
Net charge-offs | $119,000 | 4,057 |
Cash dividends | $218,000 | 2,578 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-129,000 | 6,208 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,120,000 | 5,597 |
Total interest expense | $426,000 | 5,228 |
Net interest income | $694,000 | 5,616 |
Provision for loan and lease losses | $450,000 | 1,876 |
Total noninterest income | $217,000 | 3,655 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $52,000 | 4,522 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $165,000 | 2,808 |
Total noninterest expense | $711,000 | 5,346 |
Salaries and employee benefits | $378,000 | 5,322 |
Premises and equipment expense | $61,000 | 6,267 |
Additional noninterest expense | $272,000 | 4,706 |
Pre-tax net operating income | $-250,000 | 6,974 |
Securities gains (losses) | $12,000 | 1,860 |
Applicable income taxes | $2,000 | 4,551 |
Income before extraordinary items | $-240,000 | 7,100 |
Extraordinary gains, net | $2,000 | 14 |
Net income | $-238,000 | 7,100 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-238,000 | 7,100 |
Net charge-offs | $113,000 | 2,740 |
Cash dividends | $56,000 | 2,598 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-252,000 | 7,054 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $4,941,000 | 5,493 |
Total interest expense | $2,116,000 | 5,170 |
Net interest income | $2,825,000 | 5,581 |
Provision for loan and lease losses | $267,000 | 4,821 |
Total noninterest income | $597,000 | 4,487 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $277,000 | 4,158 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $320,000 | 3,994 |
Total noninterest expense | $2,759,000 | 5,373 |
Salaries and employee benefits | $1,573,000 | 5,190 |
Premises and equipment expense | $255,000 | 6,201 |
Additional noninterest expense | $931,000 | 5,050 |
Pre-tax net operating income | $396,000 | 5,154 |
Securities gains (losses) | $-488,000 | 7,546 |
Applicable income taxes | $90,000 | 3,458 |
Income before extraordinary items | $-182,000 | 6,462 |
Extraordinary gains, net | $0 | 39 |
Net income | $-182,000 | 6,462 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $287,000 | 3,586 |
Cash dividends | $306,000 | 4,033 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $306,000 | 5,250 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $3,769,000 | 5,515 |
Total interest expense | $1,626,000 | 5,230 |
Net interest income | $2,143,000 | 5,591 |
Provision for loan and lease losses | $177,000 | 4,409 |
Total noninterest income | $482,000 | 4,407 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $215,000 | 4,116 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $267,000 | 3,896 |
Total noninterest expense | $1,994,000 | 5,463 |
Salaries and employee benefits | $1,181,000 | 5,218 |
Premises and equipment expense | $193,000 | 6,192 |
Additional noninterest expense | $620,000 | 5,337 |
Pre-tax net operating income | $454,000 | 5,085 |
Securities gains (losses) | $-567,000 | 7,804 |
Applicable income taxes | $-20,000 | 7,348 |
Income before extraordinary items | $-93,000 | 6,772 |
Extraordinary gains, net | $0 | 31 |
Net income | $-93,000 | 6,770 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $137,000 | 3,553 |
Cash dividends | $306,000 | 3,355 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $371,940 | 5,060 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,518,000 | 5,574 |
Total interest expense | $1,126,000 | 5,280 |
Net interest income | $1,392,000 | 5,686 |
Provision for loan and lease losses | $119,000 | 4,056 |
Total noninterest income | $364,000 | 4,201 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $134,000 | 4,255 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $230,000 | 3,496 |
Total noninterest expense | $1,321,000 | 5,514 |
Salaries and employee benefits | $806,000 | 5,188 |
Premises and equipment expense | $127,000 | 6,258 |
Additional noninterest expense | $388,000 | 5,507 |
Pre-tax net operating income | $316,000 | 5,198 |
Securities gains (losses) | $29,000 | 1,807 |
Applicable income taxes | $88,000 | 3,583 |
Income before extraordinary items | $257,000 | 5,238 |
Extraordinary gains, net | $0 | 21 |
Net income | $257,000 | 5,239 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $98,000 | 3,056 |
Cash dividends | $111,000 | 4,006 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $235,540 | 5,307 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,261,000 | 5,682 |
Total interest expense | $603,000 | 5,275 |
Net interest income | $658,000 | 5,861 |
Provision for loan and lease losses | $53,000 | 3,737 |
Total noninterest income | $169,000 | 4,335 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $59,000 | 4,476 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $110,000 | 3,594 |
Total noninterest expense | $657,000 | 5,548 |
Salaries and employee benefits | $409,000 | 5,166 |
Premises and equipment expense | $66,000 | 6,208 |
Additional noninterest expense | $182,000 | 5,647 |
Pre-tax net operating income | $117,000 | 5,811 |
Securities gains (losses) | $10,000 | 1,965 |
Applicable income taxes | $15,000 | 4,552 |
Income before extraordinary items | $112,000 | 5,680 |
Extraordinary gains, net | $0 | 15 |
Net income | $112,000 | 5,683 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 3,215 |
Cash dividends | $111,000 | 2,825 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $103,200 | 5,707 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $5,205,000 | 5,613 |
Total interest expense | $2,479,000 | 5,293 |
Net interest income | $2,726,000 | 5,742 |
Provision for loan and lease losses | $194,000 | 3,930 |
Total noninterest income | $537,000 | 4,879 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $272,000 | 4,292 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $265,000 | 4,467 |
Total noninterest expense | $2,547,000 | 5,552 |
Salaries and employee benefits | $1,445,000 | 5,427 |
Premises and equipment expense | $242,000 | 6,328 |
Additional noninterest expense | $860,000 | 5,109 |
Pre-tax net operating income | $522,000 | 5,912 |
Securities gains (losses) | $-4,000 | 7,335 |
Applicable income taxes | $88,000 | 4,566 |
Income before extraordinary items | $430,000 | 5,947 |
Extraordinary gains, net | $0 | 39 |
Net income | $430,000 | 5,946 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $407,000 | 1,934 |
Cash dividends | $356,000 | 4,216 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $433,320 | 5,926 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $3,929,000 | 5,614 |
Total interest expense | $1,856,000 | 5,298 |
Net interest income | $2,073,000 | 5,739 |
Provision for loan and lease losses | $144,000 | 3,552 |
Total noninterest income | $434,000 | 4,723 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $204,000 | 4,298 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $230,000 | 4,227 |
Total noninterest expense | $1,909,000 | 5,521 |
Salaries and employee benefits | $1,101,000 | 5,349 |
Premises and equipment expense | $190,000 | 6,196 |
Additional noninterest expense | $618,000 | 5,193 |
Pre-tax net operating income | $454,000 | 5,950 |
Securities gains (losses) | $-9,000 | 7,750 |
Applicable income taxes | $74,000 | 4,679 |
Income before extraordinary items | $371,000 | 5,969 |
Extraordinary gains, net | $0 | 33 |
Net income | $371,000 | 5,967 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $335,000 | 1,421 |
Cash dividends | $325,000 | 3,517 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $378,470 | 5,919 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,638,000 | 5,625 |
Total interest expense | $1,239,000 | 5,304 |
Net interest income | $1,399,000 | 5,750 |
Provision for loan and lease losses | $104,000 | 3,234 |
Total noninterest income | $289,000 | 4,756 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $137,000 | 4,285 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $152,000 | 4,286 |
Total noninterest expense | $1,246,000 | 5,609 |
Salaries and employee benefits | $751,000 | 5,329 |
Premises and equipment expense | $123,000 | 6,299 |
Additional noninterest expense | $372,000 | 5,513 |
Pre-tax net operating income | $338,000 | 5,820 |
Securities gains (losses) | $-9,000 | 7,974 |
Applicable income taxes | $62,000 | 4,578 |
Income before extraordinary items | $267,000 | 5,896 |
Extraordinary gains, net | $0 | 29 |
Net income | $267,000 | 5,895 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $198,000 | 1,354 |
Cash dividends | $130,000 | 4,087 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $274,290 | 5,829 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,319,000 | 5,637 |
Total interest expense | $635,000 | 5,230 |
Net interest income | $684,000 | 5,819 |
Provision for loan and lease losses | $59,000 | 2,928 |
Total noninterest income | $142,000 | 4,760 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $68,000 | 4,246 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $74,000 | 4,353 |
Total noninterest expense | $625,000 | 5,625 |
Salaries and employee benefits | $410,000 | 5,078 |
Premises and equipment expense | $61,000 | 6,362 |
Additional noninterest expense | $154,000 | 6,053 |
Pre-tax net operating income | $142,000 | 6,140 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $28,000 | 4,668 |
Income before extraordinary items | $114,000 | 6,184 |
Extraordinary gains, net | $0 | 22 |
Net income | $114,000 | 6,183 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $129,000 | 985 |
Cash dividends | $108,000 | 3,027 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $114,000 | 6,167 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $4,958,000 | 5,578 |
Total interest expense | $2,238,000 | 5,112 |
Net interest income | $2,720,000 | 5,795 |
Provision for loan and lease losses | $215,000 | 3,400 |
Total noninterest income | $494,000 | 5,162 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $256,000 | 4,437 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $238,000 | 4,758 |
Total noninterest expense | $2,549,000 | 5,425 |
Salaries and employee benefits | $1,352,000 | 5,519 |
Premises and equipment expense | $284,000 | 5,869 |
Additional noninterest expense | $913,000 | 4,809 |
Pre-tax net operating income | $450,000 | 6,641 |
Securities gains (losses) | $2,000 | 1,439 |
Applicable income taxes | $86,000 | 5,096 |
Income before extraordinary items | $366,000 | 6,654 |
Extraordinary gains, net | $0 | 51 |
Net income | $366,000 | 6,658 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $211,000 | 2,110 |
Cash dividends | $354,000 | 4,269 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $364,380 | 6,659 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $3,643,000 | 5,640 |
Total interest expense | $1,630,000 | 5,121 |
Net interest income | $2,013,000 | 5,879 |
Provision for loan and lease losses | $135,000 | 3,558 |
Total noninterest income | $335,000 | 5,400 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $187,000 | 4,534 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $148,000 | 5,156 |
Total noninterest expense | $1,917,000 | 5,394 |
Salaries and employee benefits | $979,000 | 5,611 |
Premises and equipment expense | $207,000 | 5,977 |
Additional noninterest expense | $731,000 | 4,567 |
Pre-tax net operating income | $296,000 | 7,023 |
Securities gains (losses) | $2,000 | 1,183 |
Applicable income taxes | $116,000 | 4,777 |
Income before extraordinary items | $182,000 | 7,307 |
Extraordinary gains, net | $0 | 45 |
Net income | $182,000 | 7,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $217,000 | 1,435 |
Cash dividends | $354,000 | 3,433 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $180,720 | 7,318 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,389,000 | 5,662 |
Total interest expense | $1,052,000 | 5,100 |
Net interest income | $1,337,000 | 5,936 |
Provision for loan and lease losses | $50,000 | 4,407 |
Total noninterest income | $204,000 | 5,593 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $117,000 | 4,667 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $87,000 | 5,421 |
Total noninterest expense | $1,149,000 | 5,751 |
Salaries and employee benefits | $662,000 | 5,604 |
Premises and equipment expense | $137,000 | 6,003 |
Additional noninterest expense | $350,000 | 5,606 |
Pre-tax net operating income | $342,000 | 6,199 |
Securities gains (losses) | $2,000 | 970 |
Applicable income taxes | $78,000 | 4,795 |
Income before extraordinary items | $266,000 | 6,255 |
Extraordinary gains, net | $0 | 39 |
Net income | $266,000 | 6,255 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $209,000 | 1,067 |
Cash dividends | $153,000 | 3,963 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $264,460 | 6,280 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,165,000 | 5,683 |
Total interest expense | $516,000 | 5,018 |
Net interest income | $649,000 | 6,037 |
Provision for loan and lease losses | $40,000 | 3,523 |
Total noninterest income | $106,000 | 5,470 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $61,000 | 4,498 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $45,000 | 5,314 |
Total noninterest expense | $574,000 | 5,760 |
Salaries and employee benefits | $335,000 | 5,581 |
Premises and equipment expense | $68,000 | 6,040 |
Additional noninterest expense | $171,000 | 5,666 |
Pre-tax net operating income | $141,000 | 6,530 |
Securities gains (losses) | $2,000 | 793 |
Applicable income taxes | $49,000 | 4,519 |
Income before extraordinary items | $94,000 | 6,826 |
Extraordinary gains, net | $0 | 21 |
Net income | $94,000 | 6,827 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 8,296 |
Cash dividends | $135,000 | 2,828 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $92,680 | 6,854 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $4,590,000 | 5,425 |
Total interest expense | $1,627,000 | 5,021 |
Net interest income | $2,963,000 | 5,553 |
Provision for loan and lease losses | $305,000 | 2,776 |
Total noninterest income | $438,000 | 5,525 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $182,000 | 5,241 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $256,000 | 4,681 |
Total noninterest expense | $2,247,000 | 5,716 |
Salaries and employee benefits | $1,217,000 | 5,755 |
Premises and equipment expense | $327,000 | 5,496 |
Additional noninterest expense | $703,000 | 5,576 |
Pre-tax net operating income | $849,000 | 5,747 |
Securities gains (losses) | $-11,000 | 7,567 |
Applicable income taxes | $313,000 | 4,078 |
Income before extraordinary items | $525,000 | 6,273 |
Extraordinary gains, net | $4,000 | 43 |
Net income | $529,000 | 6,266 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $197,000 | 2,315 |
Cash dividends | $180,000 | 5,013 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $532,040 | 6,217 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $3,446,000 | 5,392 |
Total interest expense | $1,179,000 | 4,980 |
Net interest income | $2,267,000 | 5,499 |
Provision for loan and lease losses | $185,000 | 3,084 |
Total noninterest income | $329,000 | 5,560 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $124,000 | 5,464 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $205,000 | 4,560 |
Total noninterest expense | $1,686,000 | 5,685 |
Salaries and employee benefits | $900,000 | 5,769 |
Premises and equipment expense | $244,000 | 5,513 |
Additional noninterest expense | $542,000 | 5,464 |
Pre-tax net operating income | $725,000 | 5,567 |
Securities gains (losses) | $-11,000 | 7,939 |
Applicable income taxes | $238,000 | 4,159 |
Income before extraordinary items | $476,000 | 6,007 |
Extraordinary gains, net | $4,000 | 32 |
Net income | $480,000 | 5,998 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $186,000 | 1,760 |
Cash dividends | $180,000 | 4,177 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $483,370 | 5,950 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,247,000 | 5,395 |
Total interest expense | $754,000 | 4,940 |
Net interest income | $1,493,000 | 5,518 |
Provision for loan and lease losses | $75,000 | 3,815 |
Total noninterest income | $212,000 | 5,611 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $86,000 | 5,345 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $126,000 | 4,694 |
Total noninterest expense | $1,135,000 | 5,644 |
Salaries and employee benefits | $608,000 | 5,702 |
Premises and equipment expense | $164,000 | 5,450 |
Additional noninterest expense | $363,000 | 5,412 |
Pre-tax net operating income | $495,000 | 5,506 |
Securities gains (losses) | $-11,000 | 8,167 |
Applicable income taxes | $161,000 | 4,140 |
Income before extraordinary items | $323,000 | 5,956 |
Extraordinary gains, net | $4,000 | 26 |
Net income | $327,000 | 5,940 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $145,000 | 1,494 |
Cash dividends | $60,000 | 4,633 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $330,370 | 5,867 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,105,000 | 5,431 |
Total interest expense | $362,000 | 4,965 |
Net interest income | $743,000 | 5,561 |
Provision for loan and lease losses | $40,000 | 3,596 |
Total noninterest income | $79,000 | 6,196 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $41,000 | 5,405 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $38,000 | 5,751 |
Total noninterest expense | $542,000 | 5,821 |
Salaries and employee benefits | $292,000 | 5,864 |
Premises and equipment expense | $72,000 | 5,866 |
Additional noninterest expense | $178,000 | 5,446 |
Pre-tax net operating income | $240,000 | 5,542 |
Securities gains (losses) | $-1,000 | 8,158 |
Applicable income taxes | $70,000 | 4,289 |
Income before extraordinary items | $169,000 | 5,821 |
Extraordinary gains, net | $0 | 24 |
Net income | $169,000 | 5,822 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 2,501 |
Cash dividends | $60,000 | 3,307 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $169,710 | 5,784 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $4,369,000 | 5,280 |
Total interest expense | $1,389,000 | 4,728 |
Net interest income | $2,980,000 | 5,432 |
Provision for loan and lease losses | $140,000 | 4,374 |
Total noninterest income | $397,000 | 5,814 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $201,000 | 5,206 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $196,000 | 5,152 |
Total noninterest expense | $2,124,000 | 5,821 |
Salaries and employee benefits | $1,149,000 | 5,832 |
Premises and equipment expense | $261,000 | 6,073 |
Additional noninterest expense | $714,000 | 5,458 |
Pre-tax net operating income | $1,113,000 | 4,971 |
Securities gains (losses) | $1,000 | 3,645 |
Applicable income taxes | $377,000 | 3,808 |
Income before extraordinary items | $737,000 | 5,450 |
Extraordinary gains, net | $0 | 34 |
Net income | $737,000 | 5,451 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $60,000 | 4,397 |
Cash dividends | $177,000 | 5,008 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $736,340 | 5,376 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $3,258,000 | 5,268 |
Total interest expense | $1,039,000 | 4,687 |
Net interest income | $2,219,000 | 5,442 |
Provision for loan and lease losses | $105,000 | 4,188 |
Total noninterest income | $315,000 | 5,705 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $158,000 | 5,152 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $157,000 | 5,023 |
Total noninterest expense | $1,563,000 | 5,842 |
Salaries and employee benefits | $849,000 | 5,831 |
Premises and equipment expense | $188,000 | 6,172 |
Additional noninterest expense | $526,000 | 5,480 |
Pre-tax net operating income | $866,000 | 4,984 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $284,000 | 3,886 |
Income before extraordinary items | $582,000 | 5,440 |
Extraordinary gains, net | $0 | 26 |
Net income | $582,000 | 5,440 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 3,818 |
Cash dividends | $156,000 | 4,258 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $582,000 | 5,362 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,159,000 | 5,308 |
Total interest expense | $691,000 | 4,713 |
Net interest income | $1,468,000 | 5,471 |
Provision for loan and lease losses | $50,000 | 4,677 |
Total noninterest income | $225,000 | 5,566 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $110,000 | 5,057 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $115,000 | 4,884 |
Total noninterest expense | $1,032,000 | 5,904 |
Salaries and employee benefits | $566,000 | 5,874 |
Premises and equipment expense | $123,000 | 6,248 |
Additional noninterest expense | $343,000 | 5,567 |
Pre-tax net operating income | $611,000 | 4,782 |
Securities gains (losses) | $2,000 | 3,048 |
Applicable income taxes | $190,000 | 3,876 |
Income before extraordinary items | $423,000 | 5,171 |
Extraordinary gains, net | $0 | 21 |
Net income | $423,000 | 5,171 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-14,000 | 8,295 |
Cash dividends | $36,000 | 4,810 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $421,620 | 5,103 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,082,000 | 5,323 |
Total interest expense | $344,000 | 4,759 |
Net interest income | $738,000 | 5,461 |
Provision for loan and lease losses | $20,000 | 4,792 |
Total noninterest income | $81,000 | 6,261 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $54,000 | 5,021 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $27,000 | 6,301 |
Total noninterest expense | $513,000 | 5,961 |
Salaries and employee benefits | $282,000 | 5,928 |
Premises and equipment expense | $59,000 | 6,355 |
Additional noninterest expense | $172,000 | 5,571 |
Pre-tax net operating income | $286,000 | 4,919 |
Securities gains (losses) | $7,000 | 2,210 |
Applicable income taxes | $98,000 | 3,813 |
Income before extraordinary items | $195,000 | 5,409 |
Extraordinary gains, net | $0 | 16 |
Net income | $195,000 | 5,408 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,741 |
Cash dividends | $36,000 | 3,517 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $190,310 | 5,343 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,356,000 | 5,351 |
Total interest expense | $1,463,000 | 4,950 |
Net interest income | $2,893,000 | 5,428 |
Provision for loan and lease losses | $429,000 | 2,448 |
Total noninterest income | $457,000 | 5,657 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $203,000 | 5,239 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $254,000 | 4,832 |
Total noninterest expense | $1,893,000 | 6,172 |
Salaries and employee benefits | $1,034,000 | 6,149 |
Premises and equipment expense | $246,000 | 6,225 |
Additional noninterest expense | $613,000 | 5,928 |
Pre-tax net operating income | $1,028,000 | 5,101 |
Securities gains (losses) | $16,000 | 3,357 |
Applicable income taxes | $420,000 | 3,682 |
Income before extraordinary items | $624,000 | 5,866 |
Extraordinary gains, net | $0 | 54 |
Net income | $624,000 | 5,869 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $187,000 | 2,991 |
Cash dividends | $130,000 | 5,353 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $613,760 | 5,729 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,246,000 | 5,434 |
Total interest expense | $1,124,000 | 5,002 |
Net interest income | $2,122,000 | 5,521 |
Provision for loan and lease losses | $155,000 | 3,838 |
Total noninterest income | $351,000 | 5,651 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $145,000 | 5,385 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $206,000 | 4,738 |
Total noninterest expense | $1,351,000 | 6,320 |
Salaries and employee benefits | $733,000 | 6,327 |
Premises and equipment expense | $176,000 | 6,369 |
Additional noninterest expense | $442,000 | 6,039 |
Pre-tax net operating income | $967,000 | 4,640 |
Securities gains (losses) | $18,000 | 3,018 |
Applicable income taxes | $335,000 | 3,725 |
Income before extraordinary items | $650,000 | 5,179 |
Extraordinary gains, net | $0 | 40 |
Net income | $650,000 | 5,179 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 5,594 |
Cash dividends | $130,000 | 4,502 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $638,120 | 5,059 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,127,000 | 5,533 |
Total interest expense | $768,000 | 5,053 |
Net interest income | $1,359,000 | 5,647 |
Provision for loan and lease losses | $99,000 | 3,909 |
Total noninterest income | $261,000 | 5,347 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $97,000 | 5,350 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $164,000 | 4,400 |
Total noninterest expense | $860,000 | 6,485 |
Salaries and employee benefits | $475,000 | 6,444 |
Premises and equipment expense | $110,000 | 6,521 |
Additional noninterest expense | $275,000 | 6,246 |
Pre-tax net operating income | $661,000 | 4,584 |
Securities gains (losses) | $26,000 | 2,455 |
Applicable income taxes | $215,000 | 3,820 |
Income before extraordinary items | $472,000 | 4,944 |
Extraordinary gains, net | $0 | 30 |
Net income | $472,000 | 4,944 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 3,822 |
Cash dividends | $48,000 | 4,790 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $454,060 | 4,859 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,033,000 | 5,661 |
Total interest expense | $395,000 | 5,073 |
Net interest income | $638,000 | 5,863 |
Provision for loan and lease losses | $24,000 | 4,998 |
Total noninterest income | $94,000 | 6,054 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $43,000 | 5,528 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $51,000 | 5,226 |
Total noninterest expense | $436,000 | 6,457 |
Salaries and employee benefits | $229,000 | 6,563 |
Premises and equipment expense | $52,000 | 6,665 |
Additional noninterest expense | $155,000 | 5,809 |
Pre-tax net operating income | $272,000 | 5,047 |
Securities gains (losses) | $5,000 | 2,406 |
Applicable income taxes | $121,000 | 3,610 |
Income before extraordinary items | $156,000 | 5,925 |
Extraordinary gains, net | $0 | 21 |
Net income | $156,000 | 5,924 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,022 |
Cash dividends | $48,000 | 3,477 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $152,800 | 5,798 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,866,000 | 6,016 |
Total interest expense | $1,618,000 | 5,493 |
Net interest income | $2,248,000 | 6,247 |
Provision for loan and lease losses | $71,000 | 6,274 |
Total noninterest income | $408,000 | 5,731 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $128,000 | 6,146 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $280,000 | 4,398 |
Total noninterest expense | $1,757,000 | 6,339 |
Salaries and employee benefits | $884,000 | 6,568 |
Premises and equipment expense | $225,000 | 6,455 |
Additional noninterest expense | $648,000 | 5,666 |
Pre-tax net operating income | $828,000 | 5,679 |
Securities gains (losses) | $33,000 | 2,759 |
Applicable income taxes | $304,000 | 4,423 |
Income before extraordinary items | $557,000 | 6,154 |
Extraordinary gains, net | $0 | 70 |
Net income | $557,000 | 6,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $95,000 | 4,259 |
Cash dividends | $256,000 | 4,559 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $535,550 | 6,089 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,764,000 | 6,531 |
Total interest expense | $1,898,000 | 6,268 |
Net interest income | $1,866,000 | 6,674 |
Provision for loan and lease losses | $73,000 | 6,134 |
Total noninterest income | $331,000 | 6,158 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $126,000 | 6,151 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $205,000 | 4,874 |
Total noninterest expense | $1,498,000 | 6,804 |
Salaries and employee benefits | $805,000 | 6,747 |
Premises and equipment expense | $191,000 | 6,909 |
Additional noninterest expense | $502,000 | 6,423 |
Pre-tax net operating income | $626,000 | 6,078 |
Securities gains (losses) | $23,000 | 3,041 |
Applicable income taxes | $199,000 | 5,042 |
Income before extraordinary items | $450,000 | 6,307 |
Extraordinary gains, net | $0 | 105 |
Net income | $450,000 | 6,309 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 5,462 |
Cash dividends | $72,000 | 5,980 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $434,130 | 6,260 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,223,000 | 7,193 |
Total interest expense | $1,546,000 | 7,060 |
Net interest income | $1,677,000 | 7,158 |
Provision for loan and lease losses | $66,000 | 6,080 |
Total noninterest income | $364,000 | 5,801 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $124,000 | 6,161 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $240,000 | 4,373 |
Total noninterest expense | $1,290,000 | 7,275 |
Salaries and employee benefits | $743,000 | 7,001 |
Premises and equipment expense | $168,000 | 7,276 |
Additional noninterest expense | $379,000 | 7,323 |
Pre-tax net operating income | $685,000 | 6,284 |
Securities gains (losses) | $-20,000 | 8,739 |
Applicable income taxes | $230,000 | 5,140 |
Income before extraordinary items | $435,000 | 6,653 |
Extraordinary gains, net | $0 | 38 |
Net income | $435,000 | 6,651 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 5,361 |
Cash dividends | $163,000 | 5,388 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $448,000 | 6,613 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,802,000 | 7,603 |
Total interest expense | $1,321,000 | 7,358 |
Net interest income | $1,481,000 | 7,622 |
Provision for loan and lease losses | $89,000 | 5,507 |
Total noninterest income | $333,000 | 6,146 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $122,000 | 6,320 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $211,000 | 4,819 |
Total noninterest expense | $1,157,000 | 7,679 |
Salaries and employee benefits | $653,000 | 7,471 |
Premises and equipment expense | $147,000 | 7,713 |
Additional noninterest expense | $357,000 | 7,637 |
Pre-tax net operating income | $568,000 | 6,839 |
Securities gains (losses) | $-2,000 | 8,771 |
Applicable income taxes | $218,000 | 5,520 |
Income before extraordinary items | $348,000 | 7,298 |
Extraordinary gains, net | $0 | 35 |
Net income | $348,000 | 7,300 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $53,000 | 4,729 |
Cash dividends | $159,000 | 5,565 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $349,280 | 7,264 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,535,000 | 8,059 |
Total interest expense | $1,196,000 | 7,923 |
Net interest income | $1,339,000 | 8,021 |
Provision for loan and lease losses | $130,000 | 4,466 |
Total noninterest income | $472,000 | 5,103 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $130,000 | 6,272 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $342,000 | 3,742 |
Total noninterest expense | $1,230,000 | 7,458 |
Salaries and employee benefits | $731,000 | 7,017 |
Premises and equipment expense | $144,000 | 7,784 |
Additional noninterest expense | $355,000 | 7,624 |
Pre-tax net operating income | $451,000 | 7,624 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $132,000 | 7,080 |
Income before extraordinary items | $319,000 | 7,730 |
Extraordinary gains, net | $0 | 32 |
Net income | $319,000 | 7,730 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 3,306 |
Cash dividends | $124,000 | 6,040 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $319,000 | 7,641 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,237,000 | 8,737 |
Total interest expense | $1,050,000 | 8,549 |
Net interest income | $1,187,000 | 8,709 |
Provision for loan and lease losses | $54,000 | 6,513 |
Total noninterest income | $298,000 | 6,663 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $118,000 | 6,811 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $180,000 | 5,208 |
Total noninterest expense | $1,062,000 | 8,127 |
Salaries and employee benefits | $615,000 | 7,815 |
Premises and equipment expense | $134,000 | 8,154 |
Additional noninterest expense | $313,000 | 8,195 |
Pre-tax net operating income | $369,000 | 8,616 |
Securities gains (losses) | $-4,000 | 9,548 |
Applicable income taxes | $76,000 | 8,804 |
Income before extraordinary items | $289,000 | 8,457 |
Extraordinary gains, net | $0 | 44 |
Net income | $289,000 | 8,458 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,139 |
Cash dividends | $64,000 | 6,997 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $292,160 | 8,396 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,639,000 | 9,916 |
Total interest expense | $741,000 | 9,842 |
Net interest income | $898,000 | 9,837 |
Provision for loan and lease losses | $46,000 | 6,787 |
Total noninterest income | $182,000 | 8,503 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 8,366 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 6,703 |
Total noninterest expense | $849,000 | 9,248 |
Salaries and employee benefits | $465,000 | 9,142 |
Premises and equipment expense | $104,000 | 9,176 |
Additional noninterest expense | $280,000 | 9,080 |
Pre-tax net operating income | $185,000 | 9,881 |
Securities gains (losses) | $-3,000 | 9,684 |
Applicable income taxes | $44,000 | 9,795 |
Income before extraordinary items | $138,000 | 9,904 |
Extraordinary gains, net | $0 | 53 |
Net income | $138,000 | 9,903 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,952 |
Cash dividends | $85,000 | 6,967 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $140,280 | 9,828 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,335,000 | 10,786 |
Total interest expense | $579,000 | 10,747 |
Net interest income | $756,000 | 10,670 |
Provision for loan and lease losses | $31,000 | 7,042 |
Total noninterest income | $125,000 | 9,756 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $41,000 | 9,495 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $84,000 | 7,808 |
Total noninterest expense | $643,000 | 10,397 |
Salaries and employee benefits | $356,000 | 10,285 |
Premises and equipment expense | $88,000 | 9,975 |
Additional noninterest expense | $199,000 | 10,425 |
Pre-tax net operating income | $207,000 | 10,423 |
Securities gains (losses) | $-7,000 | 9,876 |
Applicable income taxes | $53,000 | 10,132 |
Income before extraordinary items | $147,000 | 10,491 |
Extraordinary gains, net | $0 | 65 |
Net income | $147,000 | 10,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,801 |
Cash dividends | $70,000 | 7,384 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $152,110 | 10,423 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,209,000 | 11,333 |
Total interest expense | $485,000 | 11,165 |
Net interest income | $724,000 | 11,297 |
Provision for loan and lease losses | $35,000 | 6,861 |
Total noninterest income | $159,000 | 9,536 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 9,666 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $108,000 | 7,272 |
Total noninterest expense | $661,000 | 10,860 |
Salaries and employee benefits | $349,000 | 10,755 |
Premises and equipment expense | $73,000 | 10,875 |
Additional noninterest expense | $239,000 | 10,663 |
Pre-tax net operating income | $187,000 | 10,991 |
Securities gains (losses) | $-10,000 | 9,836 |
Applicable income taxes | $61,000 | 10,200 |
Income before extraordinary items | $116,000 | 11,204 |
Extraordinary gains, net | $4,000 | 235 |
Net income | $120,000 | 11,168 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 6,562 |
Cash dividends | $66,000 | 7,598 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $122,600 | 11,183 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,176,000 | 11,938 |
Total interest expense | $425,000 | 12,105 |
Net interest income | $751,000 | 11,692 |
Provision for loan and lease losses | $15,000 | 9,365 |
Total noninterest income | $109,000 | 11,107 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $73,000 | 9,246 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 10,920 |
Total noninterest expense | $612,000 | 11,584 |
Salaries and employee benefits | $304,000 | 11,604 |
Premises and equipment expense | $72,000 | 11,428 |
Additional noninterest expense | $236,000 | 11,247 |
Pre-tax net operating income | $233,000 | 10,760 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $78,000 | 10,260 |
Income before extraordinary items | $155,000 | 11,135 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $155,000 | 11,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-16,000 | 12,001 |
Cash dividends | $44,000 | 8,137 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $155,000 | 10,931 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,129,000 | 12,766 |
Total interest expense | $490,000 | 12,800 |
Net interest income | $639,000 | 12,568 |
Provision for loan and lease losses | $89,000 | 7,639 |
Total noninterest income | $84,000 | 12,175 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $55,000 | 10,113 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 11,840 |
Total noninterest expense | $532,000 | 12,438 |
Salaries and employee benefits | $265,000 | 12,430 |
Premises and equipment expense | $69,000 | 11,913 |
Additional noninterest expense | $198,000 | 12,265 |
Pre-tax net operating income | $102,000 | 12,006 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $24,000 | 11,995 |
Income before extraordinary items | $81,000 | 12,203 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $81,000 | 12,240 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 8,022 |
Cash dividends | $74,000 | 7,181 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $78,690 | 11,949 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.