Home > Community Bank of the Islands > Income and Expense
Community Bank of the Islands, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 4,402 |
| Total interest expense | $2,576,000 | 5,303 |
| Net interest income | $4,606,000 | 3,758 |
| Provision for loan and lease losses | $-5,000 | 10,593 |
| Total noninterest income | $424,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $1,561,000 | 6,632 |
| Salaries and employee benefits | $744,000 | 7,056 |
| Premises and equipment expense | $276,000 | 5,713 |
| Additional noninterest expense | $541,000 | 6,187 |
| Pre-tax net operating income | $3,474,000 | 2,168 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,365,000 | 1,856 |
| Income before extraordinary items | $2,109,000 | 2,465 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,109,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,109,000 | 2,404 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 4,461 |
| Total interest expense | $2,614,000 | 5,339 |
| Net interest income | $4,577,000 | 3,839 |
| Provision for loan and lease losses | $1,000 | 9,010 |
| Total noninterest income | $371,000 | 6,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,132 |
| Total noninterest expense | $2,625,000 | 4,817 |
| Salaries and employee benefits | $896,000 | 6,482 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $1,500,000 | 3,117 |
| Pre-tax net operating income | $2,322,000 | 3,009 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $862,000 | 2,666 |
| Income before extraordinary items | $1,460,000 | 3,275 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,460,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,460,000 | 3,238 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,201,000 | 4,442 |
| Total interest expense | $2,509,000 | 5,552 |
| Net interest income | $4,692,000 | 3,746 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $297,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $2,866,000 | 4,452 |
| Salaries and employee benefits | $901,000 | 6,547 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $1,723,000 | 2,720 |
| Pre-tax net operating income | $2,089,000 | 3,350 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $781,000 | 2,932 |
| Income before extraordinary items | $1,308,000 | 3,661 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,308,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,308,000 | 3,638 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 5,194 |
| Total interest expense | $1,892,000 | 5,850 |
| Net interest income | $3,655,000 | 4,744 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $295,000 | 7,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $1,812,000 | 6,658 |
| Salaries and employee benefits | $901,000 | 6,625 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $671,000 | 6,526 |
| Pre-tax net operating income | $2,123,000 | 3,263 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $787,000 | 2,815 |
| Income before extraordinary items | $1,336,000 | 3,514 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,336,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $1,022,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,336,000 | 3,541 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 5,594 |
| Total interest expense | $1,897,000 | 6,098 |
| Net interest income | $3,290,000 | 5,223 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $297,000 | 7,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,993 |
| Total noninterest expense | $1,784,000 | 6,935 |
| Salaries and employee benefits | $844,000 | 7,057 |
| Premises and equipment expense | $241,000 | 6,865 |
| Additional noninterest expense | $699,000 | 6,570 |
| Pre-tax net operating income | $1,788,000 | 3,700 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $655,000 | 3,324 |
| Income before extraordinary items | $1,133,000 | 4,221 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,133,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,532,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $792,000 | 518 |
| Net operating income | $1,133,000 | 4,006 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,622,000 | 5,796 |
| Total interest expense | $2,453,000 | 6,075 |
| Net interest income | $3,169,000 | 5,457 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $225,000 | 8,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $1,625,000 | 7,486 |
| Salaries and employee benefits | $780,000 | 7,392 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $609,000 | 7,430 |
| Pre-tax net operating income | $1,726,000 | 3,565 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $639,000 | 3,262 |
| Income before extraordinary items | $1,087,000 | 4,168 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,087,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $440,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,087,000 | 3,867 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.