Home > Community Bank of the Chesapeake > Income and Expense

Community Bank of the Chesapeake, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$60,863,000	420
Total interest expense	$18,508,000	419
Net interest income	$42,355,000	434
Provision for loan and lease losses	$1,023,000	505
Total noninterest income	$2,762,000	1,066
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,143,000	475
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,619,000	1,131
Total noninterest expense	$20,982,000	647
Salaries and employee benefits	$12,551,000	612
Premises and equipment expense	$2,232,000	608
Additional noninterest expense	$1,619,000	1,130
Pre-tax net operating income	$23,112,000	386
Securities gains (losses)	$-1,000	3,583
Applicable income taxes	$5,511,000	345
Income before extraordinary items	$17,600,000	389
Extraordinary gains, net	$0	51
Net income	$17,600,000	398
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,600,000	390
Net charge-offs	$494,000	443
Cash dividends	$4,000,000	520
Sale, conversion, retirement of capital stock, net	$269,000	234
Net operating income	$17,600,790	397
2023-03-31 (YTD Data)		Rank
Total interest income	$27,328,000	471
Total interest expense	$7,734,000	437
Net interest income	$19,594,000	479
Provision for loan and lease losses	$651,000	446
Total noninterest income	$1,316,000	1,105
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$552,000	505
Trading account gains and fees	$0	97
Additional Noninterest Income	$764,000	1,163
Total noninterest expense	$9,536,000	721
Salaries and employee benefits	$5,655,000	685
Premises and equipment expense	$1,099,000	638
Additional noninterest expense	$764,000	1,163
Pre-tax net operating income	$10,723,000	419
Securities gains (losses)	$69,000	216
Applicable income taxes	$2,585,000	368
Income before extraordinary items	$8,207,000	427
Extraordinary gains, net	$0	4
Net income	$8,207,000	428
Minority interest net income	$0	48
Net income of bank and minority interests.	$8,207,000	428
Net charge-offs	$45,000	839
Cash dividends	$2,000,000	476
Sale, conversion, retirement of capital stock, net	$158,000	196
Net operating income	$8,152,490	434
2022-12-31 (YTD Data)		Rank
Total interest income	$83,372,000	483
Total interest expense	$7,713,000	566
Net interest income	$75,659,000	476
Provision for loan and lease losses	$2,583,000	433
Total noninterest income	$6,282,000	1,030
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,210,000	523
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,072,000	1,040
Total noninterest expense	$35,929,000	726
Salaries and employee benefits	$21,843,000	680
Premises and equipment expense	$4,132,000	654
Additional noninterest expense	$4,072,000	1,040
Pre-tax net operating income	$43,429,000	423
Securities gains (losses)	$-555,000	4,349
Applicable income taxes	$10,498,000	368
Income before extraordinary items	$32,376,000	435
Extraordinary gains, net	$0	5
Net income	$32,376,000	435
Minority interest net income	$0	63
Net income of bank and minority interests.	$32,376,000	436
Net charge-offs	$460,000	619
Cash dividends	$10,000,000	468
Sale, conversion, retirement of capital stock, net	$616,000	295
Net operating income	$32,814,450	441
2022-09-30 (YTD Data)		Rank
Total interest income	$57,994,000	493
Total interest expense	$3,307,000	681
Net interest income	$54,687,000	479
Provision for loan and lease losses	$1,569,000	466
Total noninterest income	$4,128,000	1,147
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,640,000	531
Trading account gains and fees	$0	111
Additional Noninterest Income	$2,488,000	1,209
Total noninterest expense	$26,067,000	749
Salaries and employee benefits	$16,124,000	697
Premises and equipment expense	$3,052,000	660
Additional noninterest expense	$2,488,000	1,209
Pre-tax net operating income	$31,179,000	433
Securities gains (losses)	$-564,000	4,505
Applicable income taxes	$7,541,000	378
Income before extraordinary items	$23,074,000	454
Extraordinary gains, net	$0	4
Net income	$23,074,000	454
Minority interest net income	$0	57
Net income of bank and minority interests.	$23,074,000	454
Net charge-offs	$455,000	466
Cash dividends	$9,000,000	386
Sale, conversion, retirement of capital stock, net	$471,000	261
Net operating income	$23,519,560	455
2022-06-30 (YTD Data)		Rank
Total interest income	$36,609,000	492
Total interest expense	$1,400,000	817
Net interest income	$35,209,000	484
Provision for loan and lease losses	$870,000	474
Total noninterest income	$2,754,000	1,135
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,063,000	540
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,691,000	1,222
Total noninterest expense	$17,053,000	753
Salaries and employee benefits	$10,711,000	697
Premises and equipment expense	$1,977,000	675
Additional noninterest expense	$4,365,000	858
Pre-tax net operating income	$20,040,000	428
Securities gains (losses)	$-377,000	4,544
Applicable income taxes	$4,936,000	364
Income before extraordinary items	$14,727,000	449
Extraordinary gains, net	$0	4
Net income	$14,727,000	448
Minority interest net income	$0	60
Net income of bank and minority interests.	$14,727,000	449
Net charge-offs	$383,000	382
Cash dividends	$7,000,000	345
Sale, conversion, retirement of capital stock, net	$311,000	247
Net operating income	$15,024,830	451
2022-03-31 (YTD Data)		Rank
Total interest income	$17,814,000	491
Total interest expense	$540,000	1,016
Net interest income	$17,274,000	479
Provision for loan and lease losses	$419,000	391
Total noninterest income	$1,195,000	1,239
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$509,000	553
Trading account gains and fees	$0	103
Additional Noninterest Income	$686,000	1,391
Total noninterest expense	$8,438,000	766
Salaries and employee benefits	$5,309,000	700
Premises and equipment expense	$942,000	703
Additional noninterest expense	$2,187,000	853
Pre-tax net operating income	$9,612,000	433
Securities gains (losses)	$-222,000	4,612
Applicable income taxes	$2,340,000	369
Income before extraordinary items	$7,050,000	463
Extraordinary gains, net	$0	4
Net income	$7,050,000	462
Minority interest net income	$0	50
Net income of bank and minority interests.	$7,050,000	463
Net charge-offs	$-19,000	4,129
Cash dividends	$2,000,000	455
Sale, conversion, retirement of capital stock, net	$166,000	213
Net operating income	$7,225,380	459
2021-12-31 (YTD Data)		Rank
Total interest income	$72,774,000	483
Total interest expense	$2,847,000	961
Net interest income	$69,927,000	464
Provision for loan and lease losses	$586,000	924
Total noninterest income	$5,243,000	1,274
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,015,000	538
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,228,000	1,421
Total noninterest expense	$36,621,000	700
Salaries and employee benefits	$21,346,000	685
Premises and equipment expense	$3,635,000	725
Additional noninterest expense	$11,640,000	683
Pre-tax net operating income	$37,963,000	462
Securities gains (losses)	$447,000	395
Applicable income taxes	$9,538,000	406
Income before extraordinary items	$28,872,000	489
Extraordinary gains, net	$0	10
Net income	$28,872,000	489
Minority interest net income	$0	74
Net income of bank and minority interests.	$28,872,000	490
Net charge-offs	$1,593,000	330
Cash dividends	$3,500,000	1,047
Sale, conversion, retirement of capital stock, net	$502,000	309
Net operating income	$28,518,870	488
2021-09-30 (YTD Data)		Rank
Total interest income	$54,223,000	490
Total interest expense	$2,256,000	954
Net interest income	$51,967,000	469
Provision for loan and lease losses	$586,000	722
Total noninterest income	$3,683,000	1,360
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,488,000	540
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,195,000	1,579
Total noninterest expense	$27,123,000	718
Salaries and employee benefits	$16,072,000	691
Premises and equipment expense	$2,777,000	723
Additional noninterest expense	$8,274,000	716
Pre-tax net operating income	$27,941,000	480
Securities gains (losses)	$492,000	333
Applicable income taxes	$7,084,000	414
Income before extraordinary items	$21,349,000	505
Extraordinary gains, net	$0	8
Net income	$21,349,000	503
Minority interest net income	$0	69
Net income of bank and minority interests.	$21,349,000	505
Net charge-offs	$1,431,000	278
Cash dividends	$2,500,000	981
Sale, conversion, retirement of capital stock, net	$361,000	284
Net operating income	$20,960,320	504
2021-06-30 (YTD Data)		Rank
Total interest income	$36,383,000	487
Total interest expense	$1,530,000	978
Net interest income	$34,853,000	464
Provision for loan and lease losses	$586,000	539
Total noninterest income	$2,442,000	1,358
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$968,000	537
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,474,000	1,530
Total noninterest expense	$18,274,000	705
Salaries and employee benefits	$10,421,000	705
Premises and equipment expense	$1,846,000	721
Additional noninterest expense	$6,007,000	640
Pre-tax net operating income	$18,435,000	483
Securities gains (losses)	$514,000	261
Applicable income taxes	$4,721,000	418
Income before extraordinary items	$14,228,000	506
Extraordinary gains, net	$0	6
Net income	$14,228,000	505
Minority interest net income	$0	67
Net income of bank and minority interests.	$14,228,000	506
Net charge-offs	$1,494,000	221
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$228,000	260
Net operating income	$13,821,940	509
2021-03-31 (YTD Data)		Rank
Total interest income	$18,292,000	481
Total interest expense	$845,000	936
Net interest income	$17,447,000	459
Provision for loan and lease losses	$295,000	623
Total noninterest income	$1,244,000	1,332
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$465,000	549
Trading account gains and fees	$0	127
Additional Noninterest Income	$779,000	1,495
Total noninterest expense	$9,561,000	673
Salaries and employee benefits	$5,010,000	732
Premises and equipment expense	$964,000	706
Additional noninterest expense	$3,587,000	527
Pre-tax net operating income	$8,835,000	495
Securities gains (losses)	$501,000	194
Applicable income taxes	$2,321,000	423
Income before extraordinary items	$7,015,000	513
Extraordinary gains, net	$0	3
Net income	$7,015,000	513
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,015,000	513
Net charge-offs	$1,463,000	159
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$109,000	240
Net operating income	$6,619,210	522
2020-12-31 (YTD Data)		Rank
Total interest income	$73,499,000	477
Total interest expense	$9,423,000	531
Net interest income	$64,076,000	466
Provision for loan and lease losses	$10,700,000	330
Total noninterest income	$4,503,000	1,348
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,802,000	572
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,701,000	1,525
Total noninterest expense	$35,703,000	701
Salaries and employee benefits	$19,992,000	714
Premises and equipment expense	$3,850,000	686
Additional noninterest expense	$11,861,000	639
Pre-tax net operating income	$22,176,000	547
Securities gains (losses)	$1,485,000	272
Applicable income taxes	$5,141,000	485
Income before extraordinary items	$18,520,000	553
Extraordinary gains, net	$0	4
Net income	$18,520,000	553
Minority interest net income	$0	72
Net income of bank and minority interests.	$18,520,000	553
Net charge-offs	$2,218,000	385
Cash dividends	$17,000,000	311
Sale, conversion, retirement of capital stock, net	$10,018,000	58
Net operating income	$17,346,850	565
2020-09-30 (YTD Data)		Rank
Total interest income	$55,139,000	472
Total interest expense	$7,735,000	519
Net interest income	$47,404,000	463
Provision for loan and lease losses	$10,100,000	307
Total noninterest income	$3,284,000	1,344
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,321,000	578
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,963,000	1,511
Total noninterest expense	$26,767,000	691
Salaries and employee benefits	$15,410,000	683
Premises and equipment expense	$2,830,000	683
Additional noninterest expense	$8,527,000	648
Pre-tax net operating income	$13,821,000	607
Securities gains (losses)	$785,000	364
Applicable income taxes	$2,818,000	582
Income before extraordinary items	$11,788,000	610
Extraordinary gains, net	$0	4
Net income	$11,788,000	609
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,788,000	610
Net charge-offs	$2,213,000	302
Cash dividends	$17,000,000	249
Sale, conversion, retirement of capital stock, net	$-38,000	4,976
Net operating income	$11,152,150	609
2020-06-30 (YTD Data)		Rank
Total interest income	$37,313,000	469
Total interest expense	$5,696,000	514
Net interest income	$31,617,000	467
Provision for loan and lease losses	$7,600,000	307
Total noninterest income	$2,189,000	1,285
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$854,000	594
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,335,000	1,408
Total noninterest expense	$17,825,000	688
Salaries and employee benefits	$10,295,000	671
Premises and equipment expense	$1,897,000	677
Additional noninterest expense	$5,633,000	639
Pre-tax net operating income	$8,381,000	603
Securities gains (losses)	$556,000	342
Applicable income taxes	$1,438,000	619
Income before extraordinary items	$7,499,000	581
Extraordinary gains, net	$0	4
Net income	$7,499,000	580
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,499,000	581
Net charge-offs	$2,223,000	235
Cash dividends	$15,000,000	213
Sale, conversion, retirement of capital stock, net	$-17,000	5,002
Net operating income	$7,031,960	588
2020-03-31 (YTD Data)		Rank
Total interest income	$18,527,000	483
Total interest expense	$3,376,000	499
Net interest income	$15,151,000	483
Provision for loan and lease losses	$4,100,000	274
Total noninterest income	$1,229,000	1,124
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$346,000	832
Trading account gains and fees	$0	106
Additional Noninterest Income	$883,000	1,066
Total noninterest expense	$9,053,000	673
Salaries and employee benefits	$5,174,000	669
Premises and equipment expense	$956,000	671
Additional noninterest expense	$2,923,000	626
Pre-tax net operating income	$3,227,000	686
Securities gains (losses)	$404,000	224
Applicable income taxes	$145,000	1,659
Income before extraordinary items	$3,486,000	563
Extraordinary gains, net	$0	4
Net income	$3,486,000	564
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,486,000	563
Net charge-offs	$-19,000	4,651
Cash dividends	$14,000,000	154
Sale, conversion, retirement of capital stock, net	$-4,000	5,052
Net operating income	$3,098,160	612
2019-12-31 (YTD Data)		Rank
Total interest income	$73,479,000	481
Total interest expense	$16,961,000	443
Net interest income	$56,518,000	496
Provision for loan and lease losses	$2,130,000	509
Total noninterest income	$4,379,000	1,226
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,451,000	825
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,928,000	1,220
Total noninterest expense	$33,824,000	696
Salaries and employee benefits	$19,790,000	673
Premises and equipment expense	$4,058,000	630
Additional noninterest expense	$9,976,000	705
Pre-tax net operating income	$24,943,000	516
Securities gains (losses)	$360,000	459
Applicable income taxes	$6,619,000	411
Income before extraordinary items	$18,684,000	570
Extraordinary gains, net	$0	11
Net income	$18,684,000	571
Minority interest net income	$0	76
Net income of bank and minority interests.	$18,684,000	571
Net charge-offs	$2,164,000	385
Cash dividends	$4,500,000	864
Sale, conversion, retirement of capital stock, net	$-3,000	5,092
Net operating income	$18,399,600	562
2019-09-30 (YTD Data)		Rank
Total interest income	$54,377,000	492
Total interest expense	$12,839,000	443
Net interest income	$41,538,000	506
Provision for loan and lease losses	$1,325,000	551
Total noninterest income	$3,194,000	1,243
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,050,000	851
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,144,000	1,234
Total noninterest expense	$24,917,000	707
Salaries and employee benefits	$14,602,000	691
Premises and equipment expense	$3,016,000	637
Additional noninterest expense	$7,299,000	720
Pre-tax net operating income	$18,490,000	525
Securities gains (losses)	$156,000	608
Applicable income taxes	$4,837,000	429
Income before extraordinary items	$13,809,000	583
Extraordinary gains, net	$0	11
Net income	$13,809,000	582
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,809,000	583
Net charge-offs	$1,049,000	483
Cash dividends	$3,500,000	789
Sale, conversion, retirement of capital stock, net	$-5,000	5,186
Net operating income	$13,685,760	581
2019-06-30 (YTD Data)		Rank
Total interest income	$36,025,000	489
Total interest expense	$8,605,000	444
Net interest income	$27,420,000	507
Provision for loan and lease losses	$875,000	546
Total noninterest income	$2,084,000	1,239
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$649,000	898
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,435,000	1,197
Total noninterest expense	$16,271,000	724
Salaries and employee benefits	$9,372,000	707
Premises and equipment expense	$2,057,000	619
Additional noninterest expense	$4,842,000	733
Pre-tax net operating income	$12,358,000	516
Securities gains (losses)	$121,000	486
Applicable income taxes	$3,202,000	422
Income before extraordinary items	$9,277,000	563
Extraordinary gains, net	$0	11
Net income	$9,277,000	562
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,277,000	563
Net charge-offs	$933,000	357
Cash dividends	$1,500,000	1,092
Sale, conversion, retirement of capital stock, net	$-5,000	5,250
Net operating income	$9,181,410	558
2019-03-31 (YTD Data)		Rank
Total interest income	$17,813,000	494
Total interest expense	$4,253,000	444
Net interest income	$13,560,000	513
Provision for loan and lease losses	$500,000	468
Total noninterest income	$989,000	1,247
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$305,000	943
Trading account gains and fees	$0	126
Additional Noninterest Income	$684,000	1,184
Total noninterest expense	$7,829,000	741
Salaries and employee benefits	$4,694,000	706
Premises and equipment expense	$1,056,000	604
Additional noninterest expense	$2,079,000	816
Pre-tax net operating income	$6,220,000	504
Securities gains (losses)	$56,000	367
Applicable income taxes	$1,563,000	423
Income before extraordinary items	$4,713,000	548
Extraordinary gains, net	$0	5
Net income	$4,713,000	547
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,713,000	547
Net charge-offs	$630,000	290
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$-4,000	5,313
Net operating income	$4,668,760	538
2018-12-31 (YTD Data)		Rank
Total interest income	$65,145,000	499
Total interest expense	$12,368,000	443
Net interest income	$52,777,000	514
Provision for loan and lease losses	$1,405,000	665
Total noninterest income	$4,178,000	1,235
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,231,000	973
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,947,000	1,155
Total noninterest expense	$35,329,000	646
Salaries and employee benefits	$18,836,000	674
Premises and equipment expense	$4,161,000	603
Additional noninterest expense	$12,332,000	564
Pre-tax net operating income	$20,221,000	588
Securities gains (losses)	$-82,000	4,958
Applicable income taxes	$5,252,000	455
Income before extraordinary items	$14,887,000	646
Extraordinary gains, net	$0	6
Net income	$14,887,000	645
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,887,000	645
Net charge-offs	$944,000	615
Cash dividends	$6,000,000	625
Sale, conversion, retirement of capital stock, net	$53,000	549
Net operating income	$14,951,780	644
2018-09-30 (YTD Data)		Rank
Total interest income	$48,107,000	503
Total interest expense	$8,604,000	445
Net interest income	$39,503,000	510
Provision for loan and lease losses	$940,000	675
Total noninterest income	$3,104,000	1,241
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$889,000	1,001
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,215,000	1,171
Total noninterest expense	$27,649,000	619
Salaries and employee benefits	$14,324,000	656
Premises and equipment expense	$3,034,000	621
Additional noninterest expense	$10,291,000	501
Pre-tax net operating income	$14,018,000	625
Securities gains (losses)	$-85,000	5,211
Applicable income taxes	$3,661,000	491
Income before extraordinary items	$10,272,000	695
Extraordinary gains, net	$0	5
Net income	$10,272,000	694
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,272,000	694
Net charge-offs	$716,000	571
Cash dividends	$5,000,000	532
Sale, conversion, retirement of capital stock, net	$2,000	622
Net operating income	$10,339,150	690
2018-06-30 (YTD Data)		Rank
Total interest income	$31,581,000	505
Total interest expense	$5,378,000	437
Net interest income	$26,203,000	514
Provision for loan and lease losses	$900,000	507
Total noninterest income	$2,068,000	1,247
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$587,000	1,010
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,481,000	1,170
Total noninterest expense	$19,785,000	554
Salaries and employee benefits	$9,755,000	641
Premises and equipment expense	$2,023,000	625
Additional noninterest expense	$8,007,000	450
Pre-tax net operating income	$7,586,000	725
Securities gains (losses)	$-78,000	5,315
Applicable income taxes	$1,958,000	560
Income before extraordinary items	$5,550,000	823
Extraordinary gains, net	$0	6
Net income	$5,550,000	821
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,550,000	822
Net charge-offs	$690,000	417
Cash dividends	$3,000,000	565
Sale, conversion, retirement of capital stock, net	$20,000	515
Net operating income	$5,611,620	816
2018-03-31 (YTD Data)		Rank
Total interest income	$15,860,000	496
Total interest expense	$2,528,000	434
Net interest income	$13,332,000	514
Provision for loan and lease losses	$500,000	462
Total noninterest income	$1,064,000	1,216
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$298,000	996
Trading account gains and fees	$0	123
Additional Noninterest Income	$766,000	1,118
Total noninterest expense	$10,683,000	523
Salaries and employee benefits	$4,891,000	642
Premises and equipment expense	$1,024,000	614
Additional noninterest expense	$4,768,000	390
Pre-tax net operating income	$3,213,000	813
Securities gains (losses)	$0	735
Applicable income taxes	$832,000	605
Income before extraordinary items	$2,381,000	913
Extraordinary gains, net	$0	7
Net income	$2,381,000	913
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,381,000	913
Net charge-offs	$544,000	300
Cash dividends	$1,500,000	523
Sale, conversion, retirement of capital stock, net	$9,000	493
Net operating income	$2,381,000	907
2017-12-31 (YTD Data)		Rank
Total interest income	$53,607,000	535
Total interest expense	$8,381,000	428
Net interest income	$45,226,000	554
Provision for loan and lease losses	$1,010,000	881
Total noninterest income	$3,872,000	1,315
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,086,000	1,110
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,786,000	1,226
Total noninterest expense	$27,129,000	808
Salaries and employee benefits	$16,003,000	767
Premises and equipment expense	$3,642,000	693
Additional noninterest expense	$7,484,000	874
Pre-tax net operating income	$20,959,000	529
Securities gains (losses)	$175,000	433
Applicable income taxes	$10,740,000	386
Income before extraordinary items	$10,394,000	729
Extraordinary gains, net	$0	9
Net income	$10,394,000	728
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,394,000	729
Net charge-offs	$354,000	1,350
Cash dividends	$7,500,000	470
Sale, conversion, retirement of capital stock, net	$110,000	479
Net operating income	$10,282,000	726
2017-09-30 (YTD Data)		Rank
Total interest income	$39,991,000	538
Total interest expense	$5,999,000	438
Net interest income	$33,992,000	555
Provision for loan and lease losses	$980,000	710
Total noninterest income	$2,957,000	1,315
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$809,000	1,121
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,148,000	1,209
Total noninterest expense	$20,264,000	813
Salaries and employee benefits	$12,000,000	771
Premises and equipment expense	$2,699,000	710
Additional noninterest expense	$5,565,000	883
Pre-tax net operating income	$15,705,000	534
Securities gains (losses)	$133,000	483
Applicable income taxes	$5,949,000	435
Income before extraordinary items	$9,889,000	633
Extraordinary gains, net	$0	9
Net income	$9,889,000	633
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,889,000	633
Net charge-offs	$404,000	931
Cash dividends	$6,000,000	427
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$9,803,880	629
2017-06-30 (YTD Data)		Rank
Total interest income	$26,315,000	546
Total interest expense	$3,781,000	447
Net interest income	$22,534,000	553
Provision for loan and lease losses	$755,000	613
Total noninterest income	$1,796,000	1,408
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$531,000	1,125
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,265,000	1,328
Total noninterest expense	$13,573,000	809
Salaries and employee benefits	$8,016,000	768
Premises and equipment expense	$1,821,000	696
Additional noninterest expense	$3,736,000	875
Pre-tax net operating income	$10,002,000	544
Securities gains (losses)	$133,000	356
Applicable income taxes	$3,797,000	444
Income before extraordinary items	$6,338,000	641
Extraordinary gains, net	$0	11
Net income	$6,338,000	641
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,338,000	641
Net charge-offs	$180,000	1,121
Cash dividends	$4,500,000	391
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$6,252,880	636
2017-03-31 (YTD Data)		Rank
Total interest income	$12,942,000	552
Total interest expense	$1,781,000	459
Net interest income	$11,161,000	559
Provision for loan and lease losses	$380,000	555
Total noninterest income	$856,000	1,440
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$247,000	1,205
Trading account gains and fees	$0	142
Additional Noninterest Income	$609,000	1,347
Total noninterest expense	$6,799,000	805
Salaries and employee benefits	$4,076,000	766
Premises and equipment expense	$904,000	711
Additional noninterest expense	$1,819,000	891
Pre-tax net operating income	$4,838,000	539
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,804,000	447
Income before extraordinary items	$3,034,000	654
Extraordinary gains, net	$0	8
Net income	$3,034,000	654
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,034,000	654
Net charge-offs	$130,000	777
Cash dividends	$1,500,000	511
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,034,000	641
2016-12-31 (YTD Data)		Rank
Total interest income	$48,192,000	559
Total interest expense	$6,365,000	471
Net interest income	$41,827,000	576
Provision for loan and lease losses	$2,360,000	461
Total noninterest income	$3,185,000	1,584
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,037,000	1,173
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,148,000	1,524
Total noninterest expense	$27,050,000	790
Salaries and employee benefits	$15,810,000	747
Premises and equipment expense	$3,508,000	710
Additional noninterest expense	$7,732,000	854
Pre-tax net operating income	$15,602,000	629
Securities gains (losses)	$31,000	2,135
Applicable income taxes	$5,738,000	505
Income before extraordinary items	$9,895,000	773
Extraordinary gains, net	$0	5
Net income	$9,895,000	772
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,895,000	772
Net charge-offs	$1,041,000	643
Cash dividends	$5,500,000	614
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,875,160	756
2016-09-30 (YTD Data)		Rank
Total interest income	$35,576,000	564
Total interest expense	$4,695,000	473
Net interest income	$30,881,000	582
Provision for loan and lease losses	$1,690,000	466
Total noninterest income	$2,318,000	1,619
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$770,000	1,176
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,548,000	1,559
Total noninterest expense	$20,331,000	786
Salaries and employee benefits	$11,960,000	737
Premises and equipment expense	$1,904,000	953
Additional noninterest expense	$6,467,000	771
Pre-tax net operating income	$11,178,000	648
Securities gains (losses)	$38,000	1,960
Applicable income taxes	$4,028,000	532
Income before extraordinary items	$7,188,000	788
Extraordinary gains, net	$0	5
Net income	$7,188,000	789
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,188,000	788
Net charge-offs	$567,000	721
Cash dividends	$5,500,000	470
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$7,163,680	771
2016-06-30 (YTD Data)		Rank
Total interest income	$23,345,000	572
Total interest expense	$3,064,000	484
Net interest income	$20,281,000	589
Provision for loan and lease losses	$991,000	517
Total noninterest income	$1,484,000	1,633
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$530,000	1,132
Trading account gains and fees	$0	157
Additional Noninterest Income	$954,000	1,609
Total noninterest expense	$13,463,000	789
Salaries and employee benefits	$7,950,000	743
Premises and equipment expense	$1,278,000	959
Additional noninterest expense	$4,235,000	786
Pre-tax net operating income	$7,311,000	648
Securities gains (losses)	$39,000	1,599
Applicable income taxes	$2,712,000	521
Income before extraordinary items	$4,638,000	807
Extraordinary gains, net	$0	16
Net income	$4,638,000	806
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,638,000	806
Net charge-offs	$425,000	673
Cash dividends	$3,500,000	506
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,613,040	781
2016-03-31 (YTD Data)		Rank
Total interest income	$11,343,000	586
Total interest expense	$1,479,000	495
Net interest income	$9,864,000	605
Provision for loan and lease losses	$428,000	530
Total noninterest income	$820,000	1,491
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$259,000	1,154
Trading account gains and fees	$0	142
Additional Noninterest Income	$561,000	1,409
Total noninterest expense	$6,766,000	781
Salaries and employee benefits	$3,954,000	749
Premises and equipment expense	$612,000	998
Additional noninterest expense	$2,200,000	745
Pre-tax net operating income	$3,490,000	664
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,279,000	536
Income before extraordinary items	$2,211,000	821
Extraordinary gains, net	$0	12
Net income	$2,211,000	821
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,211,000	822
Net charge-offs	$377,000	416
Cash dividends	$2,000,000	420
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,211,000	798
2015-12-31 (YTD Data)		Rank
Total interest income	$43,966,000	581
Total interest expense	$5,798,000	474
Net interest income	$38,168,000	600
Provision for loan and lease losses	$1,433,000	595
Total noninterest income	$3,203,000	1,535
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,036,000	1,185
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,167,000	1,438
Total noninterest expense	$26,998,000	769
Salaries and employee benefits	$15,731,000	726
Premises and equipment expense	$2,568,000	946
Additional noninterest expense	$8,699,000	759
Pre-tax net operating income	$12,940,000	692
Securities gains (losses)	$5,000	2,832
Applicable income taxes	$4,643,000	558
Income before extraordinary items	$8,302,000	862
Extraordinary gains, net	$0	23
Net income	$8,302,000	862
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,302,000	862
Net charge-offs	$1,374,000	535
Cash dividends	$2,775,000	1,051
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$8,298,800	843
2015-09-30 (YTD Data)		Rank
Total interest income	$32,751,000	587
Total interest expense	$4,356,000	470
Net interest income	$28,395,000	609
Provision for loan and lease losses	$1,070,000	559
Total noninterest income	$2,304,000	1,598
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$774,000	1,196
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,530,000	1,511
Total noninterest expense	$19,806,000	786
Salaries and employee benefits	$11,746,000	743
Premises and equipment expense	$1,955,000	940
Additional noninterest expense	$6,105,000	812
Pre-tax net operating income	$9,823,000	704
Securities gains (losses)	$-1,000	5,801
Applicable income taxes	$3,565,000	564
Income before extraordinary items	$6,257,000	858
Extraordinary gains, net	$0	21
Net income	$6,257,000	858
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,257,000	858
Net charge-offs	$1,177,000	431
Cash dividends	$1,275,000	1,354
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$6,257,640	835
2015-06-30 (YTD Data)		Rank
Total interest income	$21,718,000	589
Total interest expense	$2,875,000	473
Net interest income	$18,843,000	607
Provision for loan and lease losses	$569,000	687
Total noninterest income	$1,870,000	1,388
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$505,000	1,196
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,365,000	1,263
Total noninterest expense	$13,123,000	790
Salaries and employee benefits	$7,717,000	759
Premises and equipment expense	$1,311,000	943
Additional noninterest expense	$4,095,000	805
Pre-tax net operating income	$7,021,000	675
Securities gains (losses)	$-1,000	5,919
Applicable income taxes	$2,563,000	549
Income before extraordinary items	$4,457,000	822
Extraordinary gains, net	$0	22
Net income	$4,457,000	821
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,457,000	822
Net charge-offs	$293,000	922
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,457,640	796
2015-03-31 (YTD Data)		Rank
Total interest income	$10,749,000	592
Total interest expense	$1,414,000	484
Net interest income	$9,335,000	608
Provision for loan and lease losses	$179,000	978
Total noninterest income	$943,000	1,350
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$239,000	1,229
Trading account gains and fees	$0	152
Additional Noninterest Income	$704,000	1,194
Total noninterest expense	$6,640,000	783
Salaries and employee benefits	$4,007,000	735
Premises and equipment expense	$493,000	1,234
Additional noninterest expense	$2,140,000	770
Pre-tax net operating income	$3,459,000	662
Securities gains (losses)	$-1,000	6,051
Applicable income taxes	$1,271,000	528
Income before extraordinary items	$2,187,000	801
Extraordinary gains, net	$0	13
Net income	$2,187,000	799
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,187,000	801
Net charge-offs	$39,000	1,740
Cash dividends	$500,000	1,094
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,187,640	773
2014-12-31 (YTD Data)		Rank
Total interest income	$41,994,000	591
Total interest expense	$6,393,000	441
Net interest income	$35,601,000	618
Provision for loan and lease losses	$2,653,000	378
Total noninterest income	$3,840,000	1,311
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,030,000	1,256
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,810,000	1,137
Total noninterest expense	$24,808,000	810
Salaries and employee benefits	$15,126,000	737
Premises and equipment expense	$2,371,000	1,014
Additional noninterest expense	$7,311,000	898
Pre-tax net operating income	$11,980,000	702
Securities gains (losses)	$19,000	2,350
Applicable income taxes	$4,365,000	552
Income before extraordinary items	$7,634,000	868
Extraordinary gains, net	$0	17
Net income	$7,634,000	867
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,634,000	867
Net charge-offs	$2,310,000	442
Cash dividends	$3,500,000	813
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$7,621,840	848
2014-09-30 (YTD Data)		Rank
Total interest income	$31,335,000	589
Total interest expense	$4,857,000	437
Net interest income	$26,478,000	618
Provision for loan and lease losses	$1,151,000	585
Total noninterest income	$2,604,000	1,415
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$746,000	1,301
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,858,000	1,256
Total noninterest expense	$18,611,000	808
Salaries and employee benefits	$11,393,000	731
Premises and equipment expense	$1,787,000	1,022
Additional noninterest expense	$5,431,000	894
Pre-tax net operating income	$9,320,000	679
Securities gains (losses)	$25,000	1,897
Applicable income taxes	$3,606,000	511
Income before extraordinary items	$5,739,000	867
Extraordinary gains, net	$0	15
Net income	$5,739,000	866
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,739,000	866
Net charge-offs	$1,016,000	665
Cash dividends	$2,000,000	930
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$5,723,000	848
2014-06-30 (YTD Data)		Rank
Total interest income	$20,546,000	602
Total interest expense	$3,270,000	430
Net interest income	$17,276,000	631
Provision for loan and lease losses	$765,000	589
Total noninterest income	$1,608,000	1,485
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$460,000	1,392
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,148,000	1,320
Total noninterest expense	$12,359,000	809
Salaries and employee benefits	$7,763,000	711
Premises and equipment expense	$1,219,000	1,005
Additional noninterest expense	$3,377,000	953
Pre-tax net operating income	$5,760,000	714
Securities gains (losses)	$25,000	1,545
Applicable income taxes	$2,138,000	550
Income before extraordinary items	$3,647,000	887
Extraordinary gains, net	$0	20
Net income	$3,647,000	887
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,647,000	887
Net charge-offs	$853,000	572
Cash dividends	$1,500,000	822
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,631,000	864
2014-03-31 (YTD Data)		Rank
Total interest income	$10,232,000	607
Total interest expense	$1,660,000	426
Net interest income	$8,572,000	637
Provision for loan and lease losses	$202,000	980
Total noninterest income	$813,000	1,439
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$223,000	1,406
Trading account gains and fees	$0	147
Additional Noninterest Income	$590,000	1,261
Total noninterest expense	$5,901,000	854
Salaries and employee benefits	$3,750,000	743
Premises and equipment expense	$565,000	1,104
Additional noninterest expense	$1,586,000	1,017
Pre-tax net operating income	$3,282,000	612
Securities gains (losses)	$25,000	887
Applicable income taxes	$1,248,000	475
Income before extraordinary items	$2,059,000	757
Extraordinary gains, net	$0	16
Net income	$2,059,000	758
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,059,000	758
Net charge-offs	$143,000	1,145
Cash dividends	$1,000,000	600
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,043,000	750
2013-12-31 (YTD Data)		Rank
Total interest income	$39,939,000	622
Total interest expense	$7,386,000	426
Net interest income	$32,553,000	652
Provision for loan and lease losses	$940,000	1,156
Total noninterest income	$3,914,000	1,338
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,084,000	1,252
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,830,000	1,187
Total noninterest expense	$24,021,000	854
Salaries and employee benefits	$14,127,000	770
Premises and equipment expense	$2,139,000	1,116
Additional noninterest expense	$7,755,000	875
Pre-tax net operating income	$11,506,000	686
Securities gains (losses)	$0	3,182
Applicable income taxes	$4,139,000	519
Income before extraordinary items	$7,367,000	851
Extraordinary gains, net	$0	29
Net income	$7,367,000	853
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,367,000	853
Net charge-offs	$1,049,000	1,229
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,367,000	833
2013-09-30 (YTD Data)		Rank
Total interest income	$29,830,000	618
Total interest expense	$5,686,000	429
Net interest income	$24,144,000	658
Provision for loan and lease losses	$640,000	1,266
Total noninterest income	$3,113,000	1,318
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$821,000	1,250
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,292,000	1,160
Total noninterest expense	$17,919,000	863
Salaries and employee benefits	$10,588,000	770
Premises and equipment expense	$1,557,000	1,155
Additional noninterest expense	$5,774,000	876
Pre-tax net operating income	$8,698,000	694
Securities gains (losses)	$0	3,040
Applicable income taxes	$3,160,000	530
Income before extraordinary items	$5,538,000	860
Extraordinary gains, net	$0	25
Net income	$5,538,000	861
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,538,000	862
Net charge-offs	$808,000	1,172
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,538,000	842
2013-06-30 (YTD Data)		Rank
Total interest income	$19,844,000	617
Total interest expense	$3,889,000	418
Net interest income	$15,955,000	661
Provision for loan and lease losses	$355,000	1,486
Total noninterest income	$2,004,000	1,354
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$536,000	1,254
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,468,000	1,220
Total noninterest expense	$11,836,000	868
Salaries and employee benefits	$6,906,000	785
Premises and equipment expense	$1,052,000	1,133
Additional noninterest expense	$3,878,000	873
Pre-tax net operating income	$5,768,000	681
Securities gains (losses)	$0	2,791
Applicable income taxes	$2,091,000	523
Income before extraordinary items	$3,677,000	846
Extraordinary gains, net	$0	22
Net income	$3,677,000	847
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,677,000	848
Net charge-offs	$568,000	1,154
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,677,000	823
2013-03-31 (YTD Data)		Rank
Total interest income	$10,002,000	619
Total interest expense	$1,988,000	423
Net interest income	$8,014,000	664
Provision for loan and lease losses	$154,000	1,590
Total noninterest income	$1,027,000	1,341
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$260,000	1,286
Trading account gains and fees	$0	148
Additional Noninterest Income	$767,000	1,186
Total noninterest expense	$5,909,000	869
Salaries and employee benefits	$3,374,000	814
Premises and equipment expense	$483,000	1,264
Additional noninterest expense	$2,052,000	831
Pre-tax net operating income	$2,978,000	639
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,082,000	512
Income before extraordinary items	$1,896,000	811
Extraordinary gains, net	$0	10
Net income	$1,896,000	812
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,896,000	813
Net charge-offs	$51,000	2,405
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,896,000	774
2012-12-31 (YTD Data)		Rank
Total interest income	$41,094,000	633
Total interest expense	$10,360,000	387
Net interest income	$30,734,000	703
Provision for loan and lease losses	$2,529,000	882
Total noninterest income	$3,614,000	1,428
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,102,000	1,293
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,512,000	1,325
Total noninterest expense	$23,196,000	873
Salaries and employee benefits	$13,163,000	795
Premises and equipment expense	$1,894,000	1,248
Additional noninterest expense	$8,139,000	863
Pre-tax net operating income	$8,623,000	833
Securities gains (losses)	$-4,000	6,676
Applicable income taxes	$3,066,000	597
Income before extraordinary items	$5,553,000	1,069
Extraordinary gains, net	$0	29
Net income	$5,553,000	1,069
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,553,000	1,069
Net charge-offs	$1,937,000	1,189
Cash dividends	$2,300,000	1,089
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,555,560	1,017
2012-09-30 (YTD Data)		Rank
Total interest income	$30,671,000	645
Total interest expense	$8,123,000	388
Net interest income	$22,548,000	725
Provision for loan and lease losses	$1,524,000	1,068
Total noninterest income	$2,472,000	1,534
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$675,000	1,560
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,797,000	1,371
Total noninterest expense	$17,403,000	860
Salaries and employee benefits	$9,757,000	803
Premises and equipment expense	$1,389,000	1,293
Additional noninterest expense	$6,257,000	840
Pre-tax net operating income	$6,093,000	901
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,136,000	662
Income before extraordinary items	$3,957,000	1,139
Extraordinary gains, net	$0	20
Net income	$3,957,000	1,140
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,957,000	1,140
Net charge-offs	$1,083,000	1,380
Cash dividends	$2,300,000	691
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,957,000	1,077
2012-06-30 (YTD Data)		Rank
Total interest income	$20,540,000	645
Total interest expense	$5,664,000	385
Net interest income	$14,876,000	739
Provision for loan and lease losses	$778,000	1,317
Total noninterest income	$1,415,000	1,696
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$427,000	1,606
Trading account gains and fees	$0	153
Additional Noninterest Income	$988,000	1,532
Total noninterest expense	$11,919,000	830
Salaries and employee benefits	$6,338,000	824
Premises and equipment expense	$902,000	1,327
Additional noninterest expense	$4,679,000	744
Pre-tax net operating income	$3,594,000	988
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,238,000	750
Income before extraordinary items	$2,356,000	1,265
Extraordinary gains, net	$0	19
Net income	$2,356,000	1,265
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,356,000	1,265
Net charge-offs	$969,000	1,158
Cash dividends	$2,300,000	457
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,356,000	1,193
2012-03-31 (YTD Data)		Rank
Total interest income	$10,265,000	653
Total interest expense	$2,940,000	379
Net interest income	$7,325,000	747
Provision for loan and lease losses	$341,000	1,387
Total noninterest income	$690,000	1,726
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$203,000	1,667
Trading account gains and fees	$0	148
Additional Noninterest Income	$487,000	1,534
Total noninterest expense	$5,726,000	868
Salaries and employee benefits	$3,204,000	805
Premises and equipment expense	$437,000	1,360
Additional noninterest expense	$2,085,000	816
Pre-tax net operating income	$1,948,000	913
Securities gains (losses)	$0	2,210
Applicable income taxes	$674,000	682
Income before extraordinary items	$1,274,000	1,156
Extraordinary gains, net	$0	19
Net income	$1,274,000	1,156
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,274,000	1,156
Net charge-offs	$81,000	2,633
Cash dividends	$1,800,000	290
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,274,000	1,094
2011-12-31 (YTD Data)		Rank
Total interest income	$40,580,000	686
Total interest expense	$12,837,000	433
Net interest income	$27,743,000	790
Provision for loan and lease losses	$4,087,000	929
Total noninterest income	$3,570,000	1,329
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,140,000	1,297
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,430,000	1,196
Total noninterest expense	$21,544,000	913
Salaries and employee benefits	$10,786,000	908
Premises and equipment expense	$1,833,000	1,353
Additional noninterest expense	$8,925,000	806
Pre-tax net operating income	$5,682,000	1,059
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,869,000	843
Income before extraordinary items	$3,813,000	1,302
Extraordinary gains, net	$0	29
Net income	$3,813,000	1,302
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,813,000	1,302
Net charge-offs	$4,101,000	946
Cash dividends	$3,275,000	613
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,813,000	1,233
2011-09-30 (YTD Data)		Rank
Total interest income	$30,340,000	708
Total interest expense	$9,566,000	456
Net interest income	$20,774,000	795
Provision for loan and lease losses	$3,541,000	815
Total noninterest income	$2,280,000	1,467
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$854,000	1,306
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,426,000	1,391
Total noninterest expense	$14,874,000	999
Salaries and employee benefits	$7,976,000	923
Premises and equipment expense	$1,344,000	1,409
Additional noninterest expense	$5,554,000	952
Pre-tax net operating income	$4,639,000	1,002
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,548,000	776
Income before extraordinary items	$3,091,000	1,256
Extraordinary gains, net	$0	21
Net income	$3,091,000	1,256
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,091,000	1,256
Net charge-offs	$3,953,000	758
Cash dividends	$3,275,000	415
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,091,000	1,181
2011-06-30 (YTD Data)		Rank
Total interest income	$20,005,000	724
Total interest expense	$6,262,000	494
Net interest income	$13,743,000	806
Provision for loan and lease losses	$2,897,000	706
Total noninterest income	$1,455,000	1,510
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$562,000	1,290
Trading account gains and fees	$0	153
Additional Noninterest Income	$893,000	1,451
Total noninterest expense	$9,737,000	1,031
Salaries and employee benefits	$5,260,000	937
Premises and equipment expense	$885,000	1,428
Additional noninterest expense	$3,592,000	1,012
Pre-tax net operating income	$2,564,000	1,161
Securities gains (losses)	$0	2,914
Applicable income taxes	$821,000	903
Income before extraordinary items	$1,743,000	1,416
Extraordinary gains, net	$0	15
Net income	$1,743,000	1,416
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,743,000	1,416
Net charge-offs	$3,466,000	608
Cash dividends	$2,775,000	333
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,743,000	1,357
2011-03-31 (YTD Data)		Rank
Total interest income	$9,942,000	738
Total interest expense	$3,146,000	509
Net interest income	$6,796,000	816
Provision for loan and lease losses	$2,006,000	515
Total noninterest income	$661,000	1,633
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$234,000	1,530
Trading account gains and fees	$0	158
Additional Noninterest Income	$427,000	1,499
Total noninterest expense	$4,948,000	1,009
Salaries and employee benefits	$2,650,000	945
Premises and equipment expense	$417,000	1,539
Additional noninterest expense	$1,881,000	953
Pre-tax net operating income	$503,000	2,546
Securities gains (losses)	$0	1,772
Applicable income taxes	$103,000	2,147
Income before extraordinary items	$400,000	2,663
Extraordinary gains, net	$0	9
Net income	$400,000	2,662
Minority interest net income	$0	86
Net income of bank and minority interests.	$400,000	2,663
Net charge-offs	$2,393,000	483
Cash dividends	$2,000,000	202
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$400,000	2,600
2010-12-31 (YTD Data)		Rank
Total interest income	$40,072,000	758
Total interest expense	$13,286,000	596
Net interest income	$26,786,000	819
Provision for loan and lease losses	$3,933,000	1,362
Total noninterest income	$3,045,000	1,532
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,154,000	1,311
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,891,000	1,454
Total noninterest expense	$17,597,000	1,139
Salaries and employee benefits	$9,453,000	1,037
Premises and equipment expense	$1,772,000	1,447
Additional noninterest expense	$6,372,000	1,164
Pre-tax net operating income	$8,301,000	648
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,946,000	552
Income before extraordinary items	$5,355,000	821
Extraordinary gains, net	$0	29
Net income	$5,355,000	821
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,355,000	822
Net charge-offs	$3,735,000	1,275
Cash dividends	$2,500,000	659
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,355,000	790
2010-09-30 (YTD Data)		Rank
Total interest income	$29,990,000	771
Total interest expense	$9,964,000	620
Net interest income	$20,026,000	818
Provision for loan and lease losses	$2,784,000	1,328
Total noninterest income	$2,171,000	1,584
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$861,000	1,368
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,310,000	1,484
Total noninterest expense	$13,111,000	1,132
Salaries and employee benefits	$6,948,000	1,057
Premises and equipment expense	$1,297,000	1,496
Additional noninterest expense	$4,866,000	1,107
Pre-tax net operating income	$6,302,000	675
Securities gains (losses)	$0	3,651
Applicable income taxes	$2,253,000	540
Income before extraordinary items	$4,049,000	856
Extraordinary gains, net	$0	23
Net income	$4,049,000	857
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,049,000	857
Net charge-offs	$2,087,000	1,469
Cash dividends	$2,000,000	529
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,049,000	811
2010-06-30 (YTD Data)		Rank
Total interest income	$20,027,000	774
Total interest expense	$6,676,000	639
Net interest income	$13,351,000	818
Provision for loan and lease losses	$1,663,000	1,426
Total noninterest income	$1,336,000	1,633
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$550,000	1,429
Trading account gains and fees	$0	152
Additional Noninterest Income	$786,000	1,538
Total noninterest expense	$8,839,000	1,108
Salaries and employee benefits	$4,621,000	1,061
Premises and equipment expense	$894,000	1,469
Additional noninterest expense	$3,324,000	1,069
Pre-tax net operating income	$4,185,000	667
Securities gains (losses)	$0	3,184
Applicable income taxes	$1,499,000	496
Income before extraordinary items	$2,686,000	828
Extraordinary gains, net	$0	19
Net income	$2,686,000	826
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,686,000	828
Net charge-offs	$1,237,000	1,527
Cash dividends	$2,000,000	348
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,686,000	799
2010-03-31 (YTD Data)		Rank
Total interest income	$10,086,000	779
Total interest expense	$3,404,000	667
Net interest income	$6,682,000	820
Provision for loan and lease losses	$858,000	1,303
Total noninterest income	$637,000	1,708
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$262,000	1,492
Trading account gains and fees	$0	175
Additional Noninterest Income	$375,000	1,571
Total noninterest expense	$4,110,000	1,227
Salaries and employee benefits	$2,292,000	1,080
Premises and equipment expense	$428,000	1,576
Additional noninterest expense	$1,390,000	1,274
Pre-tax net operating income	$2,351,000	580
Securities gains (losses)	$0	2,284
Applicable income taxes	$853,000	432
Income before extraordinary items	$1,498,000	745
Extraordinary gains, net	$0	16
Net income	$1,498,000	748
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,498,000	749
Net charge-offs	$1,084,000	985
Cash dividends	$2,000,000	170
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,498,000	714
2009-12-31 (YTD Data)		Rank
Total interest income	$38,372,000	877
Total interest expense	$15,793,000	730
Net interest income	$22,579,000	958
Provision for loan and lease losses	$3,472,000	1,799
Total noninterest income	$2,338,000	1,907
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,145,000	1,493
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,193,000	1,916
Total noninterest expense	$16,065,000	1,283
Salaries and employee benefits	$8,368,000	1,168
Premises and equipment expense	$1,779,000	1,524
Additional noninterest expense	$5,918,000	1,280
Pre-tax net operating income	$5,380,000	787
Securities gains (losses)	$-1,000	6,865
Applicable income taxes	$1,917,000	584
Income before extraordinary items	$3,462,000	983
Extraordinary gains, net	$0	34
Net income	$3,462,000	981
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,462,000	982
Net charge-offs	$1,147,000	2,710
Cash dividends	$2,950,000	600
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,462,640	979
2009-09-30 (YTD Data)		Rank
Total interest income	$28,526,000	906
Total interest expense	$12,223,000	753
Net interest income	$16,303,000	1,009
Provision for loan and lease losses	$1,978,000	1,920
Total noninterest income	$1,696,000	1,997
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$851,000	1,507
Trading account gains and fees	$0	212
Additional Noninterest Income	$845,000	2,057
Total noninterest expense	$11,927,000	1,290
Salaries and employee benefits	$6,320,000	1,171
Premises and equipment expense	$1,270,000	1,603
Additional noninterest expense	$4,337,000	1,271
Pre-tax net operating income	$4,094,000	823
Securities gains (losses)	$-1,000	7,086
Applicable income taxes	$1,446,000	619
Income before extraordinary items	$2,647,000	1,024
Extraordinary gains, net	$0	27
Net income	$2,647,000	1,022
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,647,000	1,024
Net charge-offs	$332,000	3,568
Cash dividends	$1,950,000	660
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,647,650	1,013
2009-06-30 (YTD Data)		Rank
Total interest income	$18,831,000	933
Total interest expense	$8,229,000	786
Net interest income	$10,602,000	1,029
Provision for loan and lease losses	$1,462,000	1,670
Total noninterest income	$1,103,000	2,030
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$660,000	1,288
Trading account gains and fees	$0	193
Additional Noninterest Income	$443,000	2,402
Total noninterest expense	$7,822,000	1,331
Salaries and employee benefits	$4,136,000	1,222
Premises and equipment expense	$871,000	1,599
Additional noninterest expense	$2,815,000	1,318
Pre-tax net operating income	$2,421,000	945
Securities gains (losses)	$-1,000	7,343
Applicable income taxes	$802,000	749
Income before extraordinary items	$1,618,000	1,168
Extraordinary gains, net	$0	21
Net income	$1,618,000	1,167
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,618,000	1,168
Net charge-offs	$227,000	3,280
Cash dividends	$1,700,000	525
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,618,670	1,136
2009-03-31 (YTD Data)		Rank
Total interest income	$9,287,000	955
Total interest expense	$4,137,000	809
Net interest income	$5,150,000	1,051
Provision for loan and lease losses	$533,000	1,719
Total noninterest income	$503,000	2,130
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$255,000	1,591
Trading account gains and fees	$0	171
Additional Noninterest Income	$248,000	2,210
Total noninterest expense	$3,684,000	1,357
Salaries and employee benefits	$2,094,000	1,228
Premises and equipment expense	$405,000	1,743
Additional noninterest expense	$1,185,000	1,373
Pre-tax net operating income	$1,436,000	893
Securities gains (losses)	$0	2,434
Applicable income taxes	$484,000	704
Income before extraordinary items	$952,000	1,140
Extraordinary gains, net	$0	15
Net income	$952,000	1,142
Minority interest net income	$0	102
Net income of bank and minority interests.	$952,000	1,142
Net charge-offs	$12,000	4,660
Cash dividends	$1,700,000	249
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$952,000	1,067
2008-12-31 (YTD Data)		Rank
Total interest income	$37,594,000	1,007
Total interest expense	$17,394,000	920
Net interest income	$20,200,000	1,073
Provision for loan and lease losses	$1,301,000	2,329
Total noninterest income	$2,235,000	1,969
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,167,000	1,530
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,068,000	2,038
Total noninterest expense	$14,163,000	1,384
Salaries and employee benefits	$7,825,000	1,289
Premises and equipment expense	$1,691,000	1,630
Additional noninterest expense	$4,647,000	1,356
Pre-tax net operating income	$6,971,000	792
Securities gains (losses)	$-54,000	7,173
Applicable income taxes	$2,403,000	574
Income before extraordinary items	$4,514,000	908
Extraordinary gains, net	$0	39
Net income	$4,514,000	907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$638,000	2,477
Cash dividends	$2,500,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,549,100	968
2008-09-30 (YTD Data)		Rank
Total interest income	$28,362,000	1,027
Total interest expense	$13,049,000	953
Net interest income	$15,313,000	1,080
Provision for loan and lease losses	$617,000	2,442
Total noninterest income	$1,664,000	2,054
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$880,000	1,538
Trading account gains and fees	$0	148
Additional Noninterest Income	$784,000	2,145
Total noninterest expense	$10,467,000	1,382
Salaries and employee benefits	$5,983,000	1,284
Premises and equipment expense	$1,214,000	1,709
Additional noninterest expense	$3,270,000	1,369
Pre-tax net operating income	$5,893,000	867
Securities gains (losses)	$0	3,106
Applicable income taxes	$2,039,000	644
Income before extraordinary items	$3,854,000	950
Extraordinary gains, net	$0	31
Net income	$3,854,000	949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,571
Cash dividends	$2,500,000	832
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,854,000	1,009
2008-06-30 (YTD Data)		Rank
Total interest income	$18,961,000	1,040
Total interest expense	$8,710,000	992
Net interest income	$10,251,000	1,063
Provision for loan and lease losses	$155,000	3,554
Total noninterest income	$1,112,000	2,071
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$566,000	1,562
Trading account gains and fees	$0	149
Additional Noninterest Income	$546,000	2,111
Total noninterest expense	$6,927,000	1,386
Salaries and employee benefits	$3,984,000	1,301
Premises and equipment expense	$798,000	1,726
Additional noninterest expense	$2,145,000	1,372
Pre-tax net operating income	$4,281,000	829
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,468,000	675
Income before extraordinary items	$2,813,000	973
Extraordinary gains, net	$0	21
Net income	$2,813,000	973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,109
Cash dividends	$2,500,000	650
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,813,000	953
2008-03-31 (YTD Data)		Rank
Total interest income	$9,564,000	1,050
Total interest expense	$4,436,000	1,055
Net interest income	$5,128,000	1,053
Provision for loan and lease losses	$160,000	2,060
Total noninterest income	$530,000	2,157
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$271,000	1,603
Trading account gains and fees	$0	158
Additional Noninterest Income	$259,000	2,166
Total noninterest expense	$3,271,000	1,465
Salaries and employee benefits	$1,954,000	1,333
Premises and equipment expense	$363,000	1,872
Additional noninterest expense	$954,000	1,508
Pre-tax net operating income	$2,227,000	854
Securities gains (losses)	$0	2,688
Applicable income taxes	$716,000	753
Income before extraordinary items	$1,511,000	998
Extraordinary gains, net	$0	15
Net income	$1,511,000	1,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,065
Cash dividends	$1,500,000	524
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,511,000	956
2007-12-31 (YTD Data)		Rank
Total interest income	$39,024,000	1,083
Total interest expense	$18,991,000	1,029
Net interest income	$20,033,000	1,101
Provision for loan and lease losses	$855,000	1,604
Total noninterest income	$3,295,000	1,534
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,043,000	1,705
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,252,000	1,266
Total noninterest expense	$12,490,000	1,479
Salaries and employee benefits	$6,906,000	1,461
Premises and equipment expense	$1,341,000	1,942
Additional noninterest expense	$4,243,000	1,326
Pre-tax net operating income	$9,983,000	851
Securities gains (losses)	$-27,000	7,838
Applicable income taxes	$3,578,000	698
Income before extraordinary items	$6,378,000	1,026
Extraordinary gains, net	$0	39
Net income	$6,378,000	1,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	3,180
Cash dividends	$2,000,000	1,596
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,395,280	1,005
2007-09-30 (YTD Data)		Rank
Total interest income	$29,282,000	1,084
Total interest expense	$14,358,000	1,022
Net interest income	$14,924,000	1,118
Provision for loan and lease losses	$659,000	1,262
Total noninterest income	$2,768,000	1,393
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$779,000	1,693
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,989,000	1,119
Total noninterest expense	$9,053,000	1,505
Salaries and employee benefits	$5,122,000	1,480
Premises and equipment expense	$978,000	1,980
Additional noninterest expense	$2,953,000	1,365
Pre-tax net operating income	$7,980,000	869
Securities gains (losses)	$16,000	875
Applicable income taxes	$2,895,000	711
Income before extraordinary items	$5,101,000	1,033
Extraordinary gains, net	$0	33
Net income	$5,101,000	1,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	2,308
Cash dividends	$2,000,000	1,205
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$5,090,760	1,018
2007-06-30 (YTD Data)		Rank
Total interest income	$19,312,000	1,108
Total interest expense	$9,482,000	1,041
Net interest income	$9,830,000	1,154
Provision for loan and lease losses	$354,000	1,356
Total noninterest income	$1,036,000	2,193
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$510,000	1,728
Trading account gains and fees	$0	168
Additional Noninterest Income	$526,000	2,179
Total noninterest expense	$6,161,000	1,494
Salaries and employee benefits	$3,573,000	1,443
Premises and equipment expense	$657,000	1,981
Additional noninterest expense	$1,931,000	1,402
Pre-tax net operating income	$4,351,000	1,096
Securities gains (losses)	$16,000	755
Applicable income taxes	$1,566,000	883
Income before extraordinary items	$2,801,000	1,279
Extraordinary gains, net	$0	29
Net income	$2,801,000	1,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	2,176
Cash dividends	$1,500,000	1,106
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,790,760	1,266
2007-03-31 (YTD Data)		Rank
Total interest income	$9,522,000	1,121
Total interest expense	$4,744,000	1,037
Net interest income	$4,778,000	1,180
Provision for loan and lease losses	$256,000	939
Total noninterest income	$535,000	2,119
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$240,000	1,767
Trading account gains and fees	$0	195
Additional Noninterest Income	$295,000	1,983
Total noninterest expense	$3,136,000	1,474
Salaries and employee benefits	$1,845,000	1,399
Premises and equipment expense	$312,000	2,089
Additional noninterest expense	$979,000	1,367
Pre-tax net operating income	$1,921,000	1,223
Securities gains (losses)	$17,000	594
Applicable income taxes	$690,000	991
Income before extraordinary items	$1,248,000	1,403
Extraordinary gains, net	$0	22
Net income	$1,248,000	1,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	1,654
Cash dividends	$1,500,000	577
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,237,120	1,402
2006-12-31 (YTD Data)		Rank
Total interest income	$35,851,000	1,100
Total interest expense	$17,483,000	960
Net interest income	$18,368,000	1,233
Provision for loan and lease losses	$406,000	2,237
Total noninterest income	$1,884,000	2,328
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$975,000	1,787
Trading account gains and fees	$0	130
Additional Noninterest Income	$909,000	2,374
Total noninterest expense	$12,142,000	1,469
Salaries and employee benefits	$6,817,000	1,450
Premises and equipment expense	$1,316,000	1,914
Additional noninterest expense	$4,009,000	1,329
Pre-tax net operating income	$7,704,000	1,269
Securities gains (losses)	$197,000	390
Applicable income taxes	$2,604,000	1,064
Income before extraordinary items	$5,297,000	1,379
Extraordinary gains, net	$0	51
Net income	$5,297,000	1,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,843
Cash dividends	$2,000,000	1,524
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,165,010	1,401
2006-09-30 (YTD Data)		Rank
Total interest income	$26,620,000	1,113
Total interest expense	$12,716,000	958
Net interest income	$13,904,000	1,228
Provision for loan and lease losses	$289,000	2,229
Total noninterest income	$1,196,000	2,607
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$726,000	1,806
Trading account gains and fees	$0	126
Additional Noninterest Income	$470,000	2,951
Total noninterest expense	$9,069,000	1,479
Salaries and employee benefits	$5,025,000	1,483
Premises and equipment expense	$934,000	2,023
Additional noninterest expense	$3,110,000	1,289
Pre-tax net operating income	$5,742,000	1,328
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,962,000	1,111
Income before extraordinary items	$3,780,000	1,478
Extraordinary gains, net	$0	45
Net income	$3,780,000	1,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,187
Cash dividends	$2,000,000	1,144
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,780,000	1,461
2006-06-30 (YTD Data)		Rank
Total interest income	$17,245,000	1,123
Total interest expense	$8,103,000	956
Net interest income	$9,142,000	1,245
Provision for loan and lease losses	$172,000	2,383
Total noninterest income	$867,000	2,463
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$468,000	1,836
Trading account gains and fees	$0	126
Additional Noninterest Income	$399,000	2,563
Total noninterest expense	$6,077,000	1,482
Salaries and employee benefits	$3,308,000	1,505
Premises and equipment expense	$604,000	2,075
Additional noninterest expense	$2,165,000	1,249
Pre-tax net operating income	$3,760,000	1,345
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,286,000	1,132
Income before extraordinary items	$2,474,000	1,496
Extraordinary gains, net	$0	39
Net income	$2,474,000	1,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,447
Cash dividends	$2,000,000	795
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,474,000	1,474
2006-03-31 (YTD Data)		Rank
Total interest income	$8,314,000	1,134
Total interest expense	$3,841,000	949
Net interest income	$4,473,000	1,273
Provision for loan and lease losses	$86,000	2,261
Total noninterest income	$463,000	2,305
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$246,000	1,709
Trading account gains and fees	$0	115
Additional Noninterest Income	$217,000	2,374
Total noninterest expense	$3,001,000	1,500
Salaries and employee benefits	$1,618,000	1,543
Premises and equipment expense	$279,000	2,240
Additional noninterest expense	$1,104,000	1,203
Pre-tax net operating income	$1,849,000	1,333
Securities gains (losses)	$0	955
Applicable income taxes	$634,000	1,142
Income before extraordinary items	$1,215,000	1,490
Extraordinary gains, net	$0	21
Net income	$1,215,000	1,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,331
Cash dividends	$2,000,000	412
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,215,000	1,470
2005-12-31 (YTD Data)		Rank
Total interest income	$29,211,000	1,127
Total interest expense	$13,019,000	867
Net interest income	$16,192,000	1,360
Provision for loan and lease losses	$329,000	2,647
Total noninterest income	$1,601,000	2,580
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$806,000	2,095
Trading account gains and fees	$0	138
Additional Noninterest Income	$795,000	2,552
Total noninterest expense	$10,597,000	1,615
Salaries and employee benefits	$5,710,000	1,641
Premises and equipment expense	$1,157,000	2,071
Additional noninterest expense	$3,730,000	1,366
Pre-tax net operating income	$6,867,000	1,397
Securities gains (losses)	$-15,000	7,693
Applicable income taxes	$2,331,000	1,204
Income before extraordinary items	$4,521,000	1,553
Extraordinary gains, net	$0	46
Net income	$4,521,000	1,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,288
Cash dividends	$1,700,000	1,662
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,530,900	1,527
2005-09-30 (YTD Data)		Rank
Total interest income	$21,388,000	1,120
Total interest expense	$9,372,000	851
Net interest income	$12,016,000	1,355
Provision for loan and lease losses	$200,000	2,952
Total noninterest income	$1,211,000	2,567
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$602,000	2,101
Trading account gains and fees	$0	126
Additional Noninterest Income	$609,000	2,533
Total noninterest expense	$7,790,000	1,628
Salaries and employee benefits	$4,330,000	1,607
Premises and equipment expense	$836,000	2,138
Additional noninterest expense	$2,624,000	1,435
Pre-tax net operating income	$5,237,000	1,374
Securities gains (losses)	$-15,000	8,058
Applicable income taxes	$1,769,000	1,200
Income before extraordinary items	$3,453,000	1,528
Extraordinary gains, net	$0	35
Net income	$3,453,000	1,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,295
Cash dividends	$1,700,000	1,207
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,462,900	1,499
2005-06-30 (YTD Data)		Rank
Total interest income	$13,915,000	1,122
Total interest expense	$5,982,000	837
Net interest income	$7,933,000	1,352
Provision for loan and lease losses	$189,000	2,249
Total noninterest income	$782,000	2,584
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$384,000	2,137
Trading account gains and fees	$0	116
Additional Noninterest Income	$398,000	2,553
Total noninterest expense	$5,029,000	1,663
Salaries and employee benefits	$2,787,000	1,652
Premises and equipment expense	$525,000	2,241
Additional noninterest expense	$1,717,000	1,452
Pre-tax net operating income	$3,497,000	1,338
Securities gains (losses)	$-15,000	8,274
Applicable income taxes	$1,178,000	1,191
Income before extraordinary items	$2,304,000	1,500
Extraordinary gains, net	$0	30
Net income	$2,304,000	1,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,136
Cash dividends	$1,200,000	1,114
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,313,900	1,467
2005-03-31 (YTD Data)		Rank
Total interest income	$6,560,000	1,175
Total interest expense	$2,686,000	875
Net interest income	$3,874,000	1,372
Provision for loan and lease losses	$63,000	2,791
Total noninterest income	$381,000	2,582
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$182,000	2,178
Trading account gains and fees	$0	115
Additional Noninterest Income	$199,000	2,488
Total noninterest expense	$2,491,000	1,687
Salaries and employee benefits	$1,432,000	1,612
Premises and equipment expense	$232,000	2,518
Additional noninterest expense	$827,000	1,506
Pre-tax net operating income	$1,701,000	1,348
Securities gains (losses)	$-15,000	8,617
Applicable income taxes	$569,000	1,203
Income before extraordinary items	$1,117,000	1,516
Extraordinary gains, net	$0	24
Net income	$1,117,000	1,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$1,200,000	551
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,126,900	1,478
2004-12-31 (YTD Data)		Rank
Total interest income	$21,717,000	1,305
Total interest expense	$7,638,000	1,060
Net interest income	$14,079,000	1,433
Provision for loan and lease losses	$453,000	2,134
Total noninterest income	$1,563,000	2,615
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$751,000	2,256
Trading account gains and fees	$0	138
Additional Noninterest Income	$812,000	2,474
Total noninterest expense	$9,601,000	1,695
Salaries and employee benefits	$5,369,000	1,638
Premises and equipment expense	$859,000	2,622
Additional noninterest expense	$3,373,000	1,470
Pre-tax net operating income	$5,588,000	1,526
Securities gains (losses)	$-127,000	8,756
Applicable income taxes	$1,543,000	1,569
Income before extraordinary items	$3,918,000	1,646
Extraordinary gains, net	$0	34
Net income	$3,918,000	1,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	8,571
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,009,440	1,568
2004-09-30 (YTD Data)		Rank
Total interest income	$15,269,000	1,385
Total interest expense	$5,156,000	1,158
Net interest income	$10,113,000	1,490
Provision for loan and lease losses	$317,000	2,163
Total noninterest income	$1,134,000	2,675
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$552,000	2,305
Trading account gains and fees	$0	134
Additional Noninterest Income	$582,000	2,548
Total noninterest expense	$6,925,000	1,747
Salaries and employee benefits	$3,880,000	1,701
Premises and equipment expense	$578,000	2,888
Additional noninterest expense	$2,467,000	1,488
Pre-tax net operating income	$4,005,000	1,606
Securities gains (losses)	$-127,000	8,912
Applicable income taxes	$1,005,000	1,774
Income before extraordinary items	$2,873,000	1,692
Extraordinary gains, net	$0	26
Net income	$2,873,000	1,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,610
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,966,980	1,591
2004-06-30 (YTD Data)		Rank
Total interest income	$9,351,000	1,515
Total interest expense	$3,169,000	1,245
Net interest income	$6,182,000	1,614
Provision for loan and lease losses	$84,000	3,858
Total noninterest income	$749,000	2,710
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$348,000	2,406
Trading account gains and fees	$0	130
Additional Noninterest Income	$401,000	2,507
Total noninterest expense	$4,623,000	1,732
Salaries and employee benefits	$2,577,000	1,707
Premises and equipment expense	$390,000	2,843
Additional noninterest expense	$1,656,000	1,459
Pre-tax net operating income	$2,224,000	1,875
Securities gains (losses)	$-28,000	8,845
Applicable income taxes	$446,000	2,383
Income before extraordinary items	$1,750,000	1,806
Extraordinary gains, net	$0	21
Net income	$1,750,000	1,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,060
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,772,400	1,731
2004-03-31 (YTD Data)		Rank
Total interest income	$4,639,000	1,529
Total interest expense	$1,565,000	1,275
Net interest income	$3,074,000	1,619
Provision for loan and lease losses	$70,000	2,755
Total noninterest income	$351,000	2,786
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$164,000	2,483
Trading account gains and fees	$0	121
Additional Noninterest Income	$187,000	2,589
Total noninterest expense	$2,359,000	1,724
Salaries and employee benefits	$1,263,000	1,754
Premises and equipment expense	$276,000	2,100
Additional noninterest expense	$820,000	1,467
Pre-tax net operating income	$996,000	2,012
Securities gains (losses)	$0	2,934
Applicable income taxes	$83,000	4,079
Income before extraordinary items	$913,000	1,717
Extraordinary gains, net	$0	16
Net income	$913,000	1,717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,115
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$913,000	1,636
2003-12-31 (YTD Data)		Rank
Total interest income	$16,383,000	1,741
Total interest expense	$5,705,000	1,572
Net interest income	$10,678,000	1,833
Provision for loan and lease losses	$317,000	3,043
Total noninterest income	$1,534,000	2,802
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$631,000	2,603
Trading account gains and fees	$0	160
Additional Noninterest Income	$903,000	2,540
Total noninterest expense	$8,253,000	1,924
Salaries and employee benefits	$4,461,000	1,927
Premises and equipment expense	$1,254,000	1,824
Additional noninterest expense	$2,538,000	1,898
Pre-tax net operating income	$3,642,000	2,143
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,088,000	2,060
Income before extraordinary items	$2,554,000	2,326
Extraordinary gains, net	$0	54
Net income	$2,554,000	2,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,889
Cash dividends	$500,000	3,502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,554,000	2,223
2003-09-30 (YTD Data)		Rank
Total interest income	$12,042,000	1,800
Total interest expense	$4,183,000	1,692
Net interest income	$7,859,000	1,880
Provision for loan and lease losses	$145,000	3,973
Total noninterest income	$1,186,000	2,807
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$455,000	2,682
Trading account gains and fees	$0	153
Additional Noninterest Income	$731,000	2,492
Total noninterest expense	$6,142,000	1,936
Salaries and employee benefits	$3,472,000	1,866
Premises and equipment expense	$905,000	1,892
Additional noninterest expense	$1,765,000	2,027
Pre-tax net operating income	$2,758,000	2,188
Securities gains (losses)	$0	4,204
Applicable income taxes	$937,000	1,959
Income before extraordinary items	$1,821,000	2,535
Extraordinary gains, net	$0	40
Net income	$1,821,000	2,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,265
Cash dividends	$500,000	2,668
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,821,000	2,405
2003-06-30 (YTD Data)		Rank
Total interest income	$7,931,000	1,849
Total interest expense	$2,749,000	1,760
Net interest income	$5,182,000	1,893
Provision for loan and lease losses	$114,000	3,657
Total noninterest income	$753,000	2,874
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$284,000	2,770
Trading account gains and fees	$0	150
Additional Noninterest Income	$469,000	2,536
Total noninterest expense	$3,965,000	1,991
Salaries and employee benefits	$2,174,000	1,961
Premises and equipment expense	$600,000	1,902
Additional noninterest expense	$1,191,000	2,009
Pre-tax net operating income	$1,856,000	2,172
Securities gains (losses)	$0	3,782
Applicable income taxes	$628,000	1,975
Income before extraordinary items	$1,228,000	2,524
Extraordinary gains, net	$0	30
Net income	$1,228,000	2,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	3,423
Cash dividends	$500,000	2,126
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,228,000	2,372
2003-03-31 (YTD Data)		Rank
Total interest income	$3,924,000	1,871
Total interest expense	$1,369,000	1,813
Net interest income	$2,555,000	1,905
Provision for loan and lease losses	$5,000	6,526
Total noninterest income	$382,000	2,758
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$161,000	2,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$221,000	2,545
Total noninterest expense	$1,874,000	2,083
Salaries and employee benefits	$1,085,000	1,961
Premises and equipment expense	$227,000	2,452
Additional noninterest expense	$562,000	2,096
Pre-tax net operating income	$1,058,000	1,938
Securities gains (losses)	$0	2,891
Applicable income taxes	$324,000	1,944
Income before extraordinary items	$734,000	2,125
Extraordinary gains, net	$0	21
Net income	$734,000	2,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$734,000	2,009
2002-12-31 (YTD Data)		Rank
Total interest income	$16,861,000	1,829
Total interest expense	$5,985,000	1,903
Net interest income	$10,876,000	1,777
Provision for loan and lease losses	$160,000	4,794
Total noninterest income	$1,746,000	2,366
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$859,000	1,879
Trading account gains and fees	$0	153
Additional Noninterest Income	$887,000	2,349
Total noninterest expense	$9,291,000	1,644
Salaries and employee benefits	$4,177,000	1,932
Premises and equipment expense	$831,000	2,598
Additional noninterest expense	$4,283,000	1,149
Pre-tax net operating income	$3,171,000	2,372
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,113,000	2,044
Income before extraordinary items	$2,058,000	2,737
Extraordinary gains, net	$0	70
Net income	$2,058,000	2,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,793
Cash dividends	$1,000,000	2,224
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,058,000	2,646
2001-12-31 (YTD Data)		Rank
Total interest income	$18,741,000	1,832
Total interest expense	$8,785,000	1,841
Net interest income	$9,956,000	1,790
Provision for loan and lease losses	$360,000	2,816
Total noninterest income	$1,175,000	2,970
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$847,000	1,792
Trading account gains and fees	$0	177
Additional Noninterest Income	$328,000	3,918
Total noninterest expense	$6,826,000	2,098
Salaries and employee benefits	$3,679,000	2,050
Premises and equipment expense	$690,000	2,982
Additional noninterest expense	$2,457,000	1,861
Pre-tax net operating income	$3,945,000	1,795
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,359,000	1,643
Income before extraordinary items	$2,586,000	2,019
Extraordinary gains, net	$0	105
Net income	$2,586,000	2,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$2,250,000	1,198
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,586,000	1,942
2000-12-31 (YTD Data)		Rank
Total interest income	$18,433,000	1,898
Total interest expense	$9,445,000	1,822
Net interest income	$8,988,000	1,961
Provision for loan and lease losses	$360,000	2,489
Total noninterest income	$1,035,000	3,052
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$820,000	1,694
Trading account gains and fees	$0	180
Additional Noninterest Income	$215,000	4,635
Total noninterest expense	$6,242,000	2,201
Salaries and employee benefits	$3,479,000	2,045
Premises and equipment expense	$812,000	2,539
Additional noninterest expense	$1,951,000	2,224
Pre-tax net operating income	$3,421,000	2,122
Securities gains (losses)	$185,000	427
Applicable income taxes	$1,207,000	1,817
Income before extraordinary items	$2,399,000	2,165
Extraordinary gains, net	$0	38
Net income	$2,399,000	2,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	3,874
Cash dividends	$500,000	3,528
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,275,050	2,276
1999-12-31 (YTD Data)		Rank
Total interest income	$16,035,000	2,017
Total interest expense	$7,450,000	2,006
Net interest income	$8,585,000	2,061
Provision for loan and lease losses	$240,000	3,119
Total noninterest income	$1,076,000	2,933
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$799,000	1,661
Trading account gains and fees	$0	173
Additional Noninterest Income	$277,000	4,197
Total noninterest expense	$6,198,000	2,202
Salaries and employee benefits	$3,475,000	2,019
Premises and equipment expense	$0	10,185
Additional noninterest expense	$2,723,000	1,640
Pre-tax net operating income	$3,223,000	2,257
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,035,000	2,163
Income before extraordinary items	$2,188,000	2,383
Extraordinary gains, net	$0	35
Net income	$2,188,000	2,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,125
Cash dividends	$1,000,000	2,245
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,188,000	2,354
1998-12-31 (YTD Data)		Rank
Total interest income	$16,213,000	2,001
Total interest expense	$7,596,000	2,013
Net interest income	$8,617,000	1,984
Provision for loan and lease losses	$240,000	3,065
Total noninterest income	$1,202,000	2,686
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$593,000	2,171
Trading account gains and fees	$0	224
Additional Noninterest Income	$609,000	2,623
Total noninterest expense	$5,668,000	2,308
Salaries and employee benefits	$2,994,000	2,250
Premises and equipment expense	$947,000	2,054
Additional noninterest expense	$1,727,000	2,406
Pre-tax net operating income	$3,911,000	1,862
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,472,000	1,665
Income before extraordinary items	$2,439,000	2,138
Extraordinary gains, net	$0	32
Net income	$2,439,000	2,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,038
Cash dividends	$750,000	2,706
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,439,000	2,070
1997-12-31 (YTD Data)		Rank
Total interest income	$14,956,000	2,185
Total interest expense	$7,355,000	2,067
Net interest income	$7,601,000	2,308
Provision for loan and lease losses	$240,000	3,015
Total noninterest income	$1,133,000	2,757
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$497,000	2,638
Trading account gains and fees	$0	239
Additional Noninterest Income	$636,000	2,378
Total noninterest expense	$4,990,000	2,570
Salaries and employee benefits	$2,580,000	2,566
Premises and equipment expense	$396,000	4,482
Additional noninterest expense	$2,014,000	2,076
Pre-tax net operating income	$3,504,000	2,148
Securities gains (losses)	$-17,000	10,300
Applicable income taxes	$1,372,000	1,851
Income before extraordinary items	$2,115,000	2,456
Extraordinary gains, net	$0	44
Net income	$2,115,000	2,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,126
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,125,880	2,383
1996-12-31 (YTD Data)		Rank
Total interest income	$13,363,000	2,498
Total interest expense	$6,446,000	2,392
Net interest income	$6,917,000	2,552
Provision for loan and lease losses	$408,000	2,054
Total noninterest income	$1,038,000	3,046
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,038,000	1,777
Total noninterest expense	$5,317,000	2,564
Salaries and employee benefits	$2,332,000	2,866
Premises and equipment expense	$632,000	3,045
Additional noninterest expense	$2,353,000	2,122
Pre-tax net operating income	$2,230,000	3,117
Securities gains (losses)	$0	4,148
Applicable income taxes	$826,000	2,768
Income before extraordinary items	$1,404,000	3,401
Extraordinary gains, net	$0	53
Net income	$1,404,000	3,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,621
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,404,000	3,359
1995-12-31 (YTD Data)		Rank
Total interest income	$12,748,000	2,625
Total interest expense	$6,101,000	2,509
Net interest income	$6,647,000	2,681
Provision for loan and lease losses	$210,000	2,900
Total noninterest income	$1,023,000	3,052
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,023,000	1,778
Total noninterest expense	$4,052,000	3,288
Salaries and employee benefits	$2,103,000	3,152
Premises and equipment expense	$730,000	2,697
Additional noninterest expense	$1,219,000	3,688
Pre-tax net operating income	$3,408,000	2,160
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$1,370,000	1,780
Income before extraordinary items	$2,041,000	2,464
Extraordinary gains, net	$0	65
Net income	$2,041,000	2,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,712
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$2,039,080	2,442
1994-12-31 (YTD Data)		Rank
Total interest income	$11,130,000	2,735
Total interest expense	$5,135,000	2,401
Net interest income	$5,995,000	2,995
Provision for loan and lease losses	$154,000	3,551
Total noninterest income	$798,000	3,733
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$798,000	2,142
Total noninterest expense	$3,859,000	3,536
Salaries and employee benefits	$1,939,000	3,384
Premises and equipment expense	$804,000	2,516
Additional noninterest expense	$1,116,000	4,311
Pre-tax net operating income	$2,780,000	2,549
Securities gains (losses)	$-111,000	11,601
Applicable income taxes	$1,110,000	2,031
Income before extraordinary items	$1,559,000	3,075
Extraordinary gains, net	$0	249
Net income	$1,559,000	3,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,521
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,630,040	2,976
1993-12-31 (YTD Data)		Rank
Total interest income	$11,249,000	2,755
Total interest expense	$5,404,000	2,390
Net interest income	$5,845,000	3,099
Provision for loan and lease losses	$144,000	4,763
Total noninterest income	$654,000	4,658
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$654,000	2,716
Total noninterest expense	$3,447,000	3,963
Salaries and employee benefits	$1,757,000	3,698
Premises and equipment expense	$840,000	2,435
Additional noninterest expense	$850,000	5,626
Pre-tax net operating income	$2,908,000	2,356
Securities gains (losses)	$226,000	1,553
Applicable income taxes	$1,207,000	1,908
Income before extraordinary items	$1,927,000	2,610
Extraordinary gains, net	$0	3,149
Net income	$1,927,000	2,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	4,512
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,782,360	2,642
1992-12-31 (YTD Data)		Rank
Total interest income	$11,501,000	3,059
Total interest expense	$6,344,000	2,655
Net interest income	$5,157,000	3,533
Provision for loan and lease losses	$151,000	6,055
Total noninterest income	$573,000	5,132
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$573,000	2,920
Total noninterest expense	$3,347,000	4,098
Salaries and employee benefits	$1,691,000	3,786
Premises and equipment expense	$814,000	2,543
Additional noninterest expense	$842,000	5,833
Pre-tax net operating income	$2,232,000	2,792
Securities gains (losses)	$314,000	1,490
Applicable income taxes	$963,000	2,183
Income before extraordinary items	$1,583,000	2,911
Extraordinary gains, net	$0	1,422
Net income	$1,583,000	2,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	7,424
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,382,040	3,086

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.