Home > Community Bank of the Arbuckles > Income and Expense
Community Bank of the Arbuckles, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 4,775 |
| Total interest expense | $306,000 | 5,649 |
| Net interest income | $2,908,000 | 4,554 |
| Provision for loan and lease losses | $31,000 | 5,211 |
| Total noninterest income | $797,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $521,000 | 1,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $276,000 | 3,801 |
| Total noninterest expense | $2,692,000 | 4,341 |
| Salaries and employee benefits | $1,527,000 | 4,100 |
| Premises and equipment expense | $444,000 | 3,468 |
| Additional noninterest expense | $721,000 | 4,922 |
| Pre-tax net operating income | $982,000 | 3,673 |
| Securities gains (losses) | $57,000 | 2,357 |
| Applicable income taxes | $8,000 | 4,434 |
| Income before extraordinary items | $1,031,000 | 3,371 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,031,000 | 3,372 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,031,000 | 3,373 |
| Net charge-offs | $116,000 | 3,824 |
| Cash dividends | $504,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $974,570 | 3,323 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 4,795 |
| Total interest expense | $212,000 | 5,667 |
| Net interest income | $1,952,000 | 4,571 |
| Provision for loan and lease losses | $31,000 | 4,851 |
| Total noninterest income | $539,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $350,000 | 1,904 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 3,759 |
| Total noninterest expense | $1,779,000 | 4,392 |
| Salaries and employee benefits | $1,062,000 | 4,023 |
| Premises and equipment expense | $254,000 | 3,821 |
| Additional noninterest expense | $463,000 | 5,045 |
| Pre-tax net operating income | $681,000 | 3,585 |
| Securities gains (losses) | $53,000 | 2,024 |
| Applicable income taxes | $6,000 | 4,385 |
| Income before extraordinary items | $728,000 | 3,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $728,000 | 3,252 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $728,000 | 3,254 |
| Net charge-offs | $107,000 | 3,344 |
| Cash dividends | $504,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $675,530 | 3,221 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 4,789 |
| Total interest expense | $112,000 | 5,669 |
| Net interest income | $991,000 | 4,568 |
| Provision for loan and lease losses | $21,000 | 4,455 |
| Total noninterest income | $272,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $179,000 | 1,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 3,812 |
| Total noninterest expense | $877,000 | 4,460 |
| Salaries and employee benefits | $516,000 | 4,118 |
| Premises and equipment expense | $132,000 | 3,770 |
| Additional noninterest expense | $229,000 | 5,073 |
| Pre-tax net operating income | $365,000 | 3,476 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $363,000 | 3,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $363,000 | 3,273 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $363,000 | 3,273 |
| Net charge-offs | $87,000 | 2,565 |
| Cash dividends | $186,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $362,010 | 3,107 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 4,935 |
| Total interest expense | $520,000 | 5,780 |
| Net interest income | $3,830,000 | 4,658 |
| Provision for loan and lease losses | $204,000 | 4,615 |
| Total noninterest income | $1,114,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $753,000 | 1,871 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $361,000 | 3,581 |
| Total noninterest expense | $3,493,000 | 4,488 |
| Salaries and employee benefits | $1,945,000 | 4,247 |
| Premises and equipment expense | $526,000 | 3,899 |
| Additional noninterest expense | $1,022,000 | 4,849 |
| Pre-tax net operating income | $1,247,000 | 3,329 |
| Securities gains (losses) | $170,000 | 1,588 |
| Applicable income taxes | $11,000 | 4,285 |
| Income before extraordinary items | $1,406,000 | 2,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,406,000 | 2,909 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,406,000 | 2,909 |
| Net charge-offs | $14,000 | 6,005 |
| Cash dividends | $815,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,237,700 | 3,052 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 5,010 |
| Total interest expense | $407,000 | 5,817 |
| Net interest income | $2,832,000 | 4,715 |
| Provision for loan and lease losses | $129,000 | 4,707 |
| Total noninterest income | $844,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $576,000 | 1,849 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $268,000 | 3,629 |
| Total noninterest expense | $2,690,000 | 4,430 |
| Salaries and employee benefits | $1,466,000 | 4,232 |
| Premises and equipment expense | $398,000 | 3,927 |
| Additional noninterest expense | $826,000 | 4,700 |
| Pre-tax net operating income | $857,000 | 3,584 |
| Securities gains (losses) | $132,000 | 1,537 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $980,000 | 3,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $980,000 | 3,106 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $980,000 | 3,106 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $584,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $849,320 | 3,284 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 5,082 |
| Total interest expense | $282,000 | 5,854 |
| Net interest income | $1,854,000 | 4,788 |
| Provision for loan and lease losses | $56,000 | 5,047 |
| Total noninterest income | $573,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $398,000 | 1,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,705 |
| Total noninterest expense | $1,739,000 | 4,548 |
| Salaries and employee benefits | $964,000 | 4,297 |
| Premises and equipment expense | $268,000 | 3,933 |
| Additional noninterest expense | $507,000 | 4,969 |
| Pre-tax net operating income | $632,000 | 3,366 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $626,000 | 3,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $626,000 | 3,118 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $626,000 | 3,118 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $435,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $626,000 | 3,025 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,151 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $899,000 | 4,866 |
| Provision for loan and lease losses | $14,000 | 5,282 |
| Total noninterest income | $274,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $189,000 | 1,825 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $855,000 | 4,616 |
| Salaries and employee benefits | $465,000 | 4,425 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $257,000 | 4,941 |
| Pre-tax net operating income | $304,000 | 3,502 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $301,000 | 3,236 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $301,000 | 3,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $301,000 | 3,235 |
| Net charge-offs | $-11,000 | 7,030 |
| Cash dividends | $174,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $301,000 | 3,172 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 5,123 |
| Total interest expense | $756,000 | 5,825 |
| Net interest income | $3,718,000 | 4,785 |
| Provision for loan and lease losses | $416,000 | 4,405 |
| Total noninterest income | $1,313,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $932,000 | 1,594 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $381,000 | 3,591 |
| Total noninterest expense | $3,345,000 | 4,710 |
| Salaries and employee benefits | $1,883,000 | 4,408 |
| Premises and equipment expense | $514,000 | 4,098 |
| Additional noninterest expense | $948,000 | 5,230 |
| Pre-tax net operating income | $1,270,000 | 2,999 |
| Securities gains (losses) | $185,000 | 1,651 |
| Applicable income taxes | $21,000 | 3,989 |
| Income before extraordinary items | $1,434,000 | 2,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,434,000 | 2,586 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,434,000 | 2,592 |
| Net charge-offs | $364,000 | 4,057 |
| Cash dividends | $690,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,250,850 | 2,732 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 5,199 |
| Total interest expense | $591,000 | 5,888 |
| Net interest income | $2,788,000 | 4,847 |
| Provision for loan and lease losses | $340,000 | 4,146 |
| Total noninterest income | $1,007,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $721,000 | 1,597 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $286,000 | 3,616 |
| Total noninterest expense | $2,616,000 | 4,624 |
| Salaries and employee benefits | $1,443,000 | 4,386 |
| Premises and equipment expense | $471,000 | 3,647 |
| Additional noninterest expense | $702,000 | 5,253 |
| Pre-tax net operating income | $839,000 | 3,383 |
| Securities gains (losses) | $174,000 | 1,485 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $1,004,000 | 2,876 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,004,000 | 2,871 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,004,000 | 2,875 |
| Net charge-offs | $294,000 | 3,755 |
| Cash dividends | $540,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $831,740 | 3,097 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 5,240 |
| Total interest expense | $400,000 | 5,960 |
| Net interest income | $1,847,000 | 4,873 |
| Provision for loan and lease losses | $230,000 | 4,028 |
| Total noninterest income | $703,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $496,000 | 1,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $207,000 | 3,459 |
| Total noninterest expense | $1,699,000 | 4,704 |
| Salaries and employee benefits | $945,000 | 4,449 |
| Premises and equipment expense | $305,000 | 3,760 |
| Additional noninterest expense | $449,000 | 5,371 |
| Pre-tax net operating income | $621,000 | 3,235 |
| Securities gains (losses) | $65,000 | 1,719 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $680,000 | 2,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $680,000 | 2,822 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $680,000 | 2,825 |
| Net charge-offs | $136,000 | 3,929 |
| Cash dividends | $408,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $615,650 | 2,908 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,271 |
| Total interest expense | $201,000 | 6,074 |
| Net interest income | $937,000 | 4,863 |
| Provision for loan and lease losses | $141,000 | 3,534 |
| Total noninterest income | $385,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $252,000 | 1,551 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $133,000 | 3,042 |
| Total noninterest expense | $812,000 | 4,873 |
| Salaries and employee benefits | $456,000 | 4,613 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $213,000 | 5,534 |
| Pre-tax net operating income | $369,000 | 2,974 |
| Securities gains (losses) | $57,000 | 1,082 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $423,000 | 2,461 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $423,000 | 2,459 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $423,000 | 2,461 |
| Net charge-offs | $34,000 | 4,045 |
| Cash dividends | $117,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $366,570 | 2,608 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 5,401 |
| Total interest expense | $997,000 | 6,034 |
| Net interest income | $3,540,000 | 4,929 |
| Provision for loan and lease losses | $573,000 | 4,335 |
| Total noninterest income | $1,234,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $980,000 | 1,716 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $254,000 | 4,244 |
| Total noninterest expense | $3,259,000 | 4,938 |
| Salaries and employee benefits | $1,852,000 | 4,600 |
| Premises and equipment expense | $485,000 | 4,460 |
| Additional noninterest expense | $922,000 | 5,470 |
| Pre-tax net operating income | $942,000 | 3,078 |
| Securities gains (losses) | $306,000 | 1,228 |
| Applicable income taxes | $10,000 | 3,886 |
| Income before extraordinary items | $1,238,000 | 2,423 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,238,000 | 2,421 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,238,000 | 2,422 |
| Net charge-offs | $527,000 | 3,717 |
| Cash dividends | $741,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $935,060 | 2,817 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 5,471 |
| Total interest expense | $788,000 | 6,057 |
| Net interest income | $2,608,000 | 5,001 |
| Provision for loan and lease losses | $448,000 | 4,009 |
| Total noninterest income | $927,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $735,000 | 1,725 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $192,000 | 4,351 |
| Total noninterest expense | $2,459,000 | 4,930 |
| Salaries and employee benefits | $1,417,000 | 4,566 |
| Premises and equipment expense | $334,000 | 4,742 |
| Additional noninterest expense | $708,000 | 5,382 |
| Pre-tax net operating income | $628,000 | 3,512 |
| Securities gains (losses) | $306,000 | 986 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $925,000 | 2,600 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $925,000 | 2,597 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $925,000 | 2,600 |
| Net charge-offs | $363,000 | 3,453 |
| Cash dividends | $661,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $622,060 | 3,229 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 5,492 |
| Total interest expense | $550,000 | 6,091 |
| Net interest income | $1,739,000 | 4,977 |
| Provision for loan and lease losses | $393,000 | 3,306 |
| Total noninterest income | $655,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $526,000 | 1,579 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $1,635,000 | 4,977 |
| Salaries and employee benefits | $938,000 | 4,631 |
| Premises and equipment expense | $224,000 | 4,754 |
| Additional noninterest expense | $473,000 | 5,393 |
| Pre-tax net operating income | $366,000 | 3,839 |
| Securities gains (losses) | $249,000 | 879 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $609,000 | 2,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $609,000 | 2,747 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $609,000 | 2,749 |
| Net charge-offs | $350,000 | 2,764 |
| Cash dividends | $389,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $362,490 | 3,538 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,514 |
| Total interest expense | $292,000 | 6,071 |
| Net interest income | $867,000 | 4,994 |
| Provision for loan and lease losses | $190,000 | 2,929 |
| Total noninterest income | $322,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $257,000 | 1,578 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $763,000 | 5,122 |
| Salaries and employee benefits | $446,000 | 4,826 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $236,000 | 3,749 |
| Securities gains (losses) | $193,000 | 686 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $426,000 | 2,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $426,000 | 2,436 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $426,000 | 2,438 |
| Net charge-offs | $304,000 | 1,760 |
| Cash dividends | $132,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $234,930 | 3,437 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,503 |
| Total interest expense | $1,560,000 | 5,901 |
| Net interest income | $3,367,000 | 5,080 |
| Provision for loan and lease losses | $487,000 | 3,851 |
| Total noninterest income | $1,258,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,035,000 | 1,709 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $223,000 | 4,667 |
| Total noninterest expense | $2,976,000 | 5,136 |
| Salaries and employee benefits | $1,810,000 | 4,768 |
| Premises and equipment expense | $459,000 | 4,705 |
| Additional noninterest expense | $707,000 | 5,779 |
| Pre-tax net operating income | $1,162,000 | 3,475 |
| Securities gains (losses) | $127,000 | 961 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $1,276,000 | 2,798 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,276,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 3,841 |
| Cash dividends | $716,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,150,270 | 3,151 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 5,576 |
| Total interest expense | $1,221,000 | 5,920 |
| Net interest income | $2,474,000 | 5,179 |
| Provision for loan and lease losses | $389,000 | 3,130 |
| Total noninterest income | $943,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $772,000 | 1,737 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 4,732 |
| Total noninterest expense | $2,165,000 | 5,226 |
| Salaries and employee benefits | $1,341,000 | 4,824 |
| Premises and equipment expense | $316,000 | 4,968 |
| Additional noninterest expense | $508,000 | 5,864 |
| Pre-tax net operating income | $863,000 | 3,955 |
| Securities gains (losses) | $95,000 | 1,000 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $951,000 | 3,211 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $951,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,148 |
| Cash dividends | $666,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $856,950 | 3,568 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 5,632 |
| Total interest expense | $852,000 | 5,963 |
| Net interest income | $1,622,000 | 5,243 |
| Provision for loan and lease losses | $209,000 | 3,091 |
| Total noninterest income | $630,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $517,000 | 1,704 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $113,000 | 4,835 |
| Total noninterest expense | $1,421,000 | 5,298 |
| Salaries and employee benefits | $889,000 | 4,878 |
| Premises and equipment expense | $218,000 | 4,891 |
| Additional noninterest expense | $314,000 | 6,069 |
| Pre-tax net operating income | $622,000 | 3,936 |
| Securities gains (losses) | $95,000 | 1,008 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $713,000 | 3,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $713,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $552,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $618,950 | 3,522 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 5,725 |
| Total interest expense | $451,000 | 5,995 |
| Net interest income | $790,000 | 5,350 |
| Provision for loan and lease losses | $96,000 | 2,788 |
| Total noninterest income | $309,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $261,000 | 1,662 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $693,000 | 5,398 |
| Salaries and employee benefits | $437,000 | 4,965 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $157,000 | 6,058 |
| Pre-tax net operating income | $310,000 | 4,074 |
| Securities gains (losses) | $95,000 | 741 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $404,000 | 3,175 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $404,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $112,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $309,000 | 3,652 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,751 |
| Total interest expense | $1,920,000 | 5,911 |
| Net interest income | $3,027,000 | 5,476 |
| Provision for loan and lease losses | $118,000 | 4,701 |
| Total noninterest income | $1,072,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $844,000 | 2,046 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $228,000 | 4,796 |
| Total noninterest expense | $2,840,000 | 5,179 |
| Salaries and employee benefits | $1,814,000 | 4,725 |
| Premises and equipment expense | $442,000 | 4,727 |
| Additional noninterest expense | $584,000 | 6,199 |
| Pre-tax net operating income | $1,141,000 | 4,463 |
| Securities gains (losses) | $-283,000 | 8,300 |
| Applicable income taxes | $18,000 | 5,466 |
| Income before extraordinary items | $840,000 | 4,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $840,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,273 |
| Cash dividends | $595,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,117,340 | 4,067 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 5,786 |
| Total interest expense | $1,432,000 | 5,955 |
| Net interest income | $2,266,000 | 5,511 |
| Provision for loan and lease losses | $74,000 | 4,611 |
| Total noninterest income | $740,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $586,000 | 2,157 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 5,035 |
| Total noninterest expense | $2,073,000 | 5,243 |
| Salaries and employee benefits | $1,343,000 | 4,733 |
| Premises and equipment expense | $304,000 | 4,976 |
| Additional noninterest expense | $426,000 | 6,229 |
| Pre-tax net operating income | $859,000 | 4,701 |
| Securities gains (losses) | $-295,000 | 8,413 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $550,000 | 5,203 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $550,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,620 |
| Cash dividends | $488,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $839,100 | 4,234 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,845 |
| Total interest expense | $942,000 | 6,002 |
| Net interest income | $1,492,000 | 5,565 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $473,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $359,000 | 2,304 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $114,000 | 4,859 |
| Total noninterest expense | $1,333,000 | 5,391 |
| Salaries and employee benefits | $875,000 | 4,847 |
| Premises and equipment expense | $184,000 | 5,276 |
| Additional noninterest expense | $274,000 | 6,358 |
| Pre-tax net operating income | $577,000 | 4,767 |
| Securities gains (losses) | $-295,000 | 8,496 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $279,000 | 5,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,180 |
| Cash dividends | $231,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $571,050 | 4,257 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,949 |
| Total interest expense | $467,000 | 6,016 |
| Net interest income | $702,000 | 5,748 |
| Provision for loan and lease losses | $19,000 | 4,447 |
| Total noninterest income | $179,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $136,000 | 2,808 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $657,000 | 5,472 |
| Salaries and employee benefits | $417,000 | 5,029 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $143,000 | 6,257 |
| Pre-tax net operating income | $205,000 | 5,456 |
| Securities gains (losses) | $-300,000 | 8,600 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $-97,000 | 8,175 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-97,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $122,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $203,000 | 5,022 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 6,266 |
| Total interest expense | $1,138,000 | 6,683 |
| Net interest income | $2,626,000 | 5,876 |
| Provision for loan and lease losses | $65,000 | 5,245 |
| Total noninterest income | $901,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $738,000 | 2,272 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $163,000 | 5,474 |
| Total noninterest expense | $2,539,000 | 5,437 |
| Salaries and employee benefits | $1,541,000 | 5,102 |
| Premises and equipment expense | $400,000 | 4,911 |
| Additional noninterest expense | $598,000 | 6,068 |
| Pre-tax net operating income | $923,000 | 5,370 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $904,000 | 4,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $904,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $812,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $913,900 | 4,908 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 6,348 |
| Total interest expense | $807,000 | 6,772 |
| Net interest income | $1,939,000 | 5,985 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $707,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $584,000 | 2,177 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,486 |
| Total noninterest expense | $1,874,000 | 5,472 |
| Salaries and employee benefits | $1,134,000 | 5,146 |
| Premises and equipment expense | $285,000 | 5,112 |
| Additional noninterest expense | $455,000 | 6,037 |
| Pre-tax net operating income | $707,000 | 5,509 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $690,000 | 5,034 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $690,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $705,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $699,900 | 5,003 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 6,392 |
| Total interest expense | $509,000 | 6,811 |
| Net interest income | $1,285,000 | 6,033 |
| Provision for loan and lease losses | $44,000 | 4,630 |
| Total noninterest income | $516,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $435,000 | 1,953 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 5,545 |
| Total noninterest expense | $1,230,000 | 5,527 |
| Salaries and employee benefits | $743,000 | 5,212 |
| Premises and equipment expense | $177,000 | 5,303 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $527,000 | 5,291 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $-3,000 | 8,446 |
| Income before extraordinary items | $520,000 | 4,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $520,000 | 4,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $508,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $530,000 | 4,726 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,423 |
| Total interest expense | $237,000 | 6,885 |
| Net interest income | $637,000 | 6,080 |
| Provision for loan and lease losses | $27,000 | 4,199 |
| Total noninterest income | $301,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 1,619 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $634,000 | 5,439 |
| Salaries and employee benefits | $369,000 | 5,268 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $175,000 | 5,592 |
| Pre-tax net operating income | $277,000 | 5,136 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-4,000 | 8,482 |
| Income before extraordinary items | $281,000 | 4,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 4,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $152,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $281,000 | 4,571 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 6,377 |
| Total interest expense | $790,000 | 6,818 |
| Net interest income | $2,477,000 | 6,070 |
| Provision for loan and lease losses | $172,000 | 3,897 |
| Total noninterest income | $1,063,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $961,000 | 1,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $102,000 | 6,372 |
| Total noninterest expense | $2,483,000 | 5,398 |
| Salaries and employee benefits | $1,544,000 | 4,957 |
| Premises and equipment expense | $361,000 | 5,186 |
| Additional noninterest expense | $578,000 | 6,170 |
| Pre-tax net operating income | $885,000 | 5,669 |
| Securities gains (losses) | $-128,000 | 8,491 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $756,000 | 5,485 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $756,000 | 5,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,449 |
| Cash dividends | $654,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $884,000 | 5,090 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 6,433 |
| Total interest expense | $563,000 | 6,853 |
| Net interest income | $1,826,000 | 6,147 |
| Provision for loan and lease losses | $102,000 | 4,129 |
| Total noninterest income | $766,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $689,000 | 1,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,377 |
| Total noninterest expense | $1,796,000 | 5,487 |
| Salaries and employee benefits | $1,088,000 | 5,139 |
| Premises and equipment expense | $272,000 | 5,157 |
| Additional noninterest expense | $436,000 | 6,111 |
| Pre-tax net operating income | $694,000 | 5,666 |
| Securities gains (losses) | $-128,000 | 8,664 |
| Applicable income taxes | $-1,000 | 8,537 |
| Income before extraordinary items | $567,000 | 5,598 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $567,000 | 5,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,217 |
| Cash dividends | $506,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $695,000 | 5,063 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 6,444 |
| Total interest expense | $351,000 | 6,888 |
| Net interest income | $1,217,000 | 6,144 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $476,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $423,000 | 1,978 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $1,135,000 | 5,644 |
| Salaries and employee benefits | $702,000 | 5,239 |
| Premises and equipment expense | $181,000 | 5,157 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $523,000 | 5,367 |
| Securities gains (losses) | $-104,000 | 8,713 |
| Applicable income taxes | $-17,000 | 8,648 |
| Income before extraordinary items | $436,000 | 5,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $436,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,505 |
| Cash dividends | $324,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $540,000 | 4,643 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,652 |
| Total interest expense | $170,000 | 6,918 |
| Net interest income | $556,000 | 6,424 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $193,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $165,000 | 2,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $566,000 | 5,689 |
| Salaries and employee benefits | $342,000 | 5,371 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $135,000 | 6,349 |
| Pre-tax net operating income | $163,000 | 6,393 |
| Securities gains (losses) | $-43,000 | 8,764 |
| Applicable income taxes | $-19,000 | 8,745 |
| Income before extraordinary items | $139,000 | 6,272 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $139,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $128,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $182,000 | 5,607 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 6,323 |
| Total interest expense | $634,000 | 6,833 |
| Net interest income | $2,472,000 | 6,040 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $762,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $620,000 | 2,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,787 |
| Total noninterest expense | $2,279,000 | 5,583 |
| Salaries and employee benefits | $1,348,000 | 5,314 |
| Premises and equipment expense | $371,000 | 5,018 |
| Additional noninterest expense | $560,000 | 6,216 |
| Pre-tax net operating income | $885,000 | 5,532 |
| Securities gains (losses) | $-77,000 | 8,677 |
| Applicable income taxes | $34,000 | 6,272 |
| Income before extraordinary items | $774,000 | 5,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $774,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $632,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $847,920 | 5,061 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 6,328 |
| Total interest expense | $471,000 | 6,849 |
| Net interest income | $1,861,000 | 6,040 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $570,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $464,000 | 2,653 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 5,817 |
| Total noninterest expense | $1,701,000 | 5,582 |
| Salaries and employee benefits | $993,000 | 5,348 |
| Premises and equipment expense | $279,000 | 4,993 |
| Additional noninterest expense | $429,000 | 6,093 |
| Pre-tax net operating income | $690,000 | 5,556 |
| Securities gains (losses) | $-76,000 | 8,864 |
| Applicable income taxes | $27,000 | 6,358 |
| Income before extraordinary items | $587,000 | 5,418 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $587,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $513,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $659,960 | 5,029 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 6,421 |
| Total interest expense | $324,000 | 6,794 |
| Net interest income | $1,195,000 | 6,159 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $370,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $305,000 | 2,680 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $1,125,000 | 5,645 |
| Salaries and employee benefits | $659,000 | 5,398 |
| Premises and equipment expense | $190,000 | 4,934 |
| Additional noninterest expense | $276,000 | 6,232 |
| Pre-tax net operating income | $430,000 | 5,689 |
| Securities gains (losses) | $-78,000 | 8,954 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $338,000 | 5,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $285,000 | 2,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $412,880 | 5,162 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,494 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $573,000 | 6,296 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $171,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $148,000 | 2,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $550,000 | 5,726 |
| Salaries and employee benefits | $322,000 | 5,507 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $194,000 | 5,890 |
| Securities gains (losses) | $-78,000 | 9,056 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $115,000 | 6,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $129,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $192,220 | 5,321 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 6,568 |
| Total interest expense | $754,000 | 6,859 |
| Net interest income | $2,202,000 | 6,315 |
| Provision for loan and lease losses | $-25,000 | 8,939 |
| Total noninterest income | $664,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $560,000 | 2,841 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $104,000 | 6,474 |
| Total noninterest expense | $2,228,000 | 5,635 |
| Salaries and employee benefits | $1,283,000 | 5,397 |
| Premises and equipment expense | $391,000 | 4,792 |
| Additional noninterest expense | $554,000 | 6,232 |
| Pre-tax net operating income | $663,000 | 6,122 |
| Securities gains (losses) | $61,000 | 2,329 |
| Applicable income taxes | $35,000 | 6,511 |
| Income before extraordinary items | $689,000 | 5,631 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $689,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,751 |
| Cash dividends | $458,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $631,050 | 5,673 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 6,623 |
| Total interest expense | $589,000 | 6,896 |
| Net interest income | $1,640,000 | 6,375 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $479,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $395,000 | 2,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $1,626,000 | 5,701 |
| Salaries and employee benefits | $935,000 | 5,473 |
| Premises and equipment expense | $279,000 | 4,966 |
| Additional noninterest expense | $412,000 | 6,259 |
| Pre-tax net operating income | $483,000 | 6,355 |
| Securities gains (losses) | $61,000 | 2,145 |
| Applicable income taxes | $28,000 | 6,613 |
| Income before extraordinary items | $516,000 | 5,776 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $516,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 9,126 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $458,050 | 5,884 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 6,692 |
| Total interest expense | $406,000 | 6,942 |
| Net interest income | $1,079,000 | 6,414 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $307,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $253,000 | 3,038 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $1,071,000 | 5,750 |
| Salaries and employee benefits | $612,000 | 5,553 |
| Premises and equipment expense | $191,000 | 4,851 |
| Additional noninterest expense | $268,000 | 6,326 |
| Pre-tax net operating income | $305,000 | 6,471 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $14,000 | 6,809 |
| Income before extraordinary items | $334,000 | 5,845 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $334,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 9,164 |
| Cash dividends | $230,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $292,720 | 5,955 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $763,000 | 6,634 |
| Total interest expense | $209,000 | 6,956 |
| Net interest income | $554,000 | 6,316 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $536,000 | 5,749 |
| Salaries and employee benefits | $301,000 | 5,616 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $135,000 | 6,319 |
| Pre-tax net operating income | $157,000 | 6,379 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $191,000 | 5,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $130,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $156,350 | 5,732 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 6,461 |
| Total interest expense | $978,000 | 6,994 |
| Net interest income | $2,396,000 | 6,049 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $552,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $474,000 | 3,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,931 |
| Total noninterest expense | $2,117,000 | 5,673 |
| Salaries and employee benefits | $1,218,000 | 5,426 |
| Premises and equipment expense | $391,000 | 4,728 |
| Additional noninterest expense | $508,000 | 6,461 |
| Pre-tax net operating income | $726,000 | 5,993 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $117,000 | 5,812 |
| Income before extraordinary items | $617,000 | 5,895 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $617,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $439,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $610,280 | 5,782 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,919,000 | 6,427 |
| Total interest expense | $1,551,000 | 6,887 |
| Net interest income | $2,368,000 | 5,900 |
| Provision for loan and lease losses | $322,000 | 3,063 |
| Total noninterest income | $353,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $368,000 | 3,624 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-15,000 | 9,580 |
| Total noninterest expense | $2,090,000 | 5,583 |
| Salaries and employee benefits | $1,151,000 | 5,478 |
| Premises and equipment expense | $413,000 | 4,502 |
| Additional noninterest expense | $526,000 | 6,278 |
| Pre-tax net operating income | $309,000 | 7,369 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $140,000 | 5,550 |
| Income before extraordinary items | $171,000 | 7,908 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $171,000 | 7,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,935 |
| Cash dividends | $110,000 | 5,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $169,720 | 7,807 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 6,718 |
| Total interest expense | $1,557,000 | 7,047 |
| Net interest income | $2,156,000 | 6,338 |
| Provision for loan and lease losses | $338,000 | 2,639 |
| Total noninterest income | $445,000 | 5,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $1,910,000 | 5,846 |
| Salaries and employee benefits | $1,034,000 | 5,790 |
| Premises and equipment expense | $373,000 | 4,729 |
| Additional noninterest expense | $503,000 | 6,410 |
| Pre-tax net operating income | $353,000 | 7,678 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $144,000 | 5,996 |
| Income before extraordinary items | $209,000 | 8,014 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $209,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,251 |
| Cash dividends | $90,000 | 6,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $209,000 | 8,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 6,684 |
| Total interest expense | $1,478,000 | 7,035 |
| Net interest income | $2,164,000 | 6,351 |
| Provision for loan and lease losses | $366,000 | 2,246 |
| Total noninterest income | $428,000 | 5,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $2,062,000 | 5,576 |
| Salaries and employee benefits | $1,038,000 | 5,736 |
| Premises and equipment expense | $504,000 | 3,741 |
| Additional noninterest expense | $520,000 | 6,363 |
| Pre-tax net operating income | $164,000 | 8,738 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $163,000 | 8,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $163,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,392 |
| Cash dividends | $70,000 | 6,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $163,000 | 8,524 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 6,887 |
| Total interest expense | $1,500,000 | 7,191 |
| Net interest income | $2,063,000 | 6,557 |
| Provision for loan and lease losses | $205,000 | 3,461 |
| Total noninterest income | $485,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,827,000 | 5,927 |
| Salaries and employee benefits | $1,057,000 | 5,564 |
| Premises and equipment expense | $239,000 | 6,124 |
| Additional noninterest expense | $531,000 | 6,228 |
| Pre-tax net operating income | $516,000 | 7,283 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $207,000 | 6,113 |
| Income before extraordinary items | $320,000 | 7,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $320,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,472 |
| Cash dividends | $110,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $312,960 | 7,699 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 7,236 |
| Total interest expense | $1,346,000 | 7,725 |
| Net interest income | $2,088,000 | 6,733 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $486,000 | 5,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $1,614,000 | 6,501 |
| Salaries and employee benefits | $967,000 | 5,976 |
| Premises and equipment expense | $223,000 | 6,453 |
| Additional noninterest expense | $424,000 | 7,161 |
| Pre-tax net operating income | $735,000 | 6,843 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $259,000 | 6,170 |
| Income before extraordinary items | $474,000 | 7,141 |
| Extraordinary gains, net | $-9,000 | 10,906 |
| Net income | $465,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,715 |
| Cash dividends | $132,000 | 6,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $475,300 | 7,082 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 7,854 |
| Total interest expense | $1,245,000 | 8,256 |
| Net interest income | $1,875,000 | 7,413 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $425,000 | 5,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $1,612,000 | 6,812 |
| Salaries and employee benefits | $984,000 | 6,067 |
| Premises and equipment expense | $227,000 | 6,573 |
| Additional noninterest expense | $401,000 | 7,863 |
| Pre-tax net operating income | $633,000 | 7,263 |
| Securities gains (losses) | $-59,000 | 11,079 |
| Applicable income taxes | $183,000 | 7,402 |
| Income before extraordinary items | $391,000 | 7,694 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $391,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $110,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 744 |
| Net operating income | $431,120 | 7,320 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 8,159 |
| Total interest expense | $1,180,000 | 8,653 |
| Net interest income | $1,854,000 | 7,637 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $402,000 | 5,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,563,000 | 7,092 |
| Salaries and employee benefits | $946,000 | 6,312 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $410,000 | 8,093 |
| Pre-tax net operating income | $563,000 | 8,094 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $144,000 | 8,373 |
| Income before extraordinary items | $396,000 | 8,117 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $396,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,550 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $412,790 | 7,911 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 8,449 |
| Total interest expense | $954,000 | 8,893 |
| Net interest income | $1,806,000 | 8,029 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $398,000 | 6,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $1,559,000 | 7,417 |
| Salaries and employee benefits | $931,000 | 6,460 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $442,000 | 8,396 |
| Pre-tax net operating income | $520,000 | 8,520 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $357,000 | 8,579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $357,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,289 |
| Cash dividends | $98,000 | 7,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $345,780 | 8,729 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 9,010 |
| Total interest expense | $801,000 | 10,050 |
| Net interest income | $1,796,000 | 8,260 |
| Provision for loan and lease losses | $262,000 | 3,284 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $1,489,000 | 7,873 |
| Salaries and employee benefits | $891,000 | 6,768 |
| Premises and equipment expense | $182,000 | 8,093 |
| Additional noninterest expense | $416,000 | 9,082 |
| Pre-tax net operating income | $455,000 | 8,985 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $316,000 | 9,283 |
| Extraordinary gains, net | $-100,000 | 12,917 |
| Net income | $216,000 | 10,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,681 |
| Cash dividends | $113,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $315,310 | 9,044 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 9,680 |
| Total interest expense | $986,000 | 10,457 |
| Net interest income | $1,635,000 | 8,865 |
| Provision for loan and lease losses | $148,000 | 6,150 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $1,422,000 | 8,207 |
| Salaries and employee benefits | $828,000 | 7,080 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $425,000 | 9,260 |
| Pre-tax net operating income | $457,000 | 8,734 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $315,000 | 9,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $315,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $88,000 | 6,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $284,920 | 9,115 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.