Home > Community Bank of San Joaquin > Income and Expense
Community Bank of San Joaquin, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 4,466 |
| Total interest expense | $73,000 | 5,185 |
| Net interest income | $968,000 | 4,336 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $178,000 | 3,672 |
| Gross Fiduciary activities income | $88,000 | 680 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $31,000 | 5,125 |
| Total noninterest expense | $1,181,000 | 3,504 |
| Salaries and employee benefits | $596,000 | 3,660 |
| Premises and equipment expense | $229,000 | 2,490 |
| Additional noninterest expense | $356,000 | 3,679 |
| Pre-tax net operating income | $-35,000 | 6,333 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-35,000 | 6,347 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-35,000 | 6,347 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-35,000 | 6,348 |
| Net charge-offs | $-19,000 | 6,020 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-35,000 | 6,338 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 4,382 |
| Total interest expense | $569,000 | 4,186 |
| Net interest income | $3,854,000 | 4,372 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $709,000 | 3,838 |
| Gross Fiduciary activities income | $368,000 | 666 |
| Service charges on deposit accounts | $232,000 | 3,843 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,296 |
| Total noninterest expense | $4,882,000 | 3,462 |
| Salaries and employee benefits | $2,445,000 | 3,599 |
| Premises and equipment expense | $902,000 | 2,463 |
| Additional noninterest expense | $1,535,000 | 3,601 |
| Pre-tax net operating income | $-319,000 | 6,410 |
| Securities gains (losses) | $164,000 | 1,017 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-156,000 | 6,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-156,000 | 6,378 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-156,000 | 6,379 |
| Net charge-offs | $-114,000 | 6,548 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 897 |
| Net operating income | $-320,000 | 6,429 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 4,425 |
| Total interest expense | $492,000 | 3,982 |
| Net interest income | $2,825,000 | 4,447 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $520,000 | 3,941 |
| Gross Fiduciary activities income | $279,000 | 668 |
| Service charges on deposit accounts | $162,000 | 4,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $79,000 | 5,419 |
| Total noninterest expense | $3,752,000 | 3,412 |
| Salaries and employee benefits | $1,843,000 | 3,610 |
| Premises and equipment expense | $702,000 | 2,405 |
| Additional noninterest expense | $1,207,000 | 3,479 |
| Pre-tax net operating income | $-407,000 | 6,585 |
| Securities gains (losses) | $155,000 | 943 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $-253,000 | 6,551 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-253,000 | 6,552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-253,000 | 6,551 |
| Net charge-offs | $-100,000 | 6,599 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 828 |
| Net operating income | $-408,000 | 6,598 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 4,417 |
| Total interest expense | $297,000 | 4,245 |
| Net interest income | $1,934,000 | 4,397 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $330,000 | 4,043 |
| Gross Fiduciary activities income | $172,000 | 677 |
| Service charges on deposit accounts | $106,000 | 4,008 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,464 |
| Total noninterest expense | $2,443,000 | 3,494 |
| Salaries and employee benefits | $1,203,000 | 3,665 |
| Premises and equipment expense | $474,000 | 2,380 |
| Additional noninterest expense | $766,000 | 3,605 |
| Pre-tax net operating income | $-179,000 | 6,538 |
| Securities gains (losses) | $155,000 | 858 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $-25,000 | 6,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-25,000 | 6,420 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-25,000 | 6,420 |
| Net charge-offs | $-67,000 | 6,598 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 789 |
| Net operating income | $-180,000 | 6,558 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 4,420 |
| Total interest expense | $151,000 | 4,304 |
| Net interest income | $979,000 | 4,395 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $175,000 | 3,885 |
| Gross Fiduciary activities income | $85,000 | 689 |
| Service charges on deposit accounts | $51,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $1,233,000 | 3,492 |
| Salaries and employee benefits | $611,000 | 3,668 |
| Premises and equipment expense | $245,000 | 2,344 |
| Additional noninterest expense | $377,000 | 3,662 |
| Pre-tax net operating income | $-79,000 | 6,584 |
| Securities gains (losses) | $7,000 | 1,580 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-72,000 | 6,630 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-72,000 | 6,631 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-72,000 | 6,631 |
| Net charge-offs | $-62,000 | 6,756 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $-79,000 | 6,598 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 4,429 |
| Total interest expense | $702,000 | 4,402 |
| Net interest income | $4,063,000 | 4,371 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,629,000 | 2,494 |
| Gross Fiduciary activities income | $369,000 | 665 |
| Service charges on deposit accounts | $208,000 | 4,185 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,052,000 | 2,306 |
| Total noninterest expense | $5,139,000 | 3,398 |
| Salaries and employee benefits | $2,448,000 | 3,625 |
| Premises and equipment expense | $981,000 | 2,310 |
| Additional noninterest expense | $1,710,000 | 3,476 |
| Pre-tax net operating income | $553,000 | 4,807 |
| Securities gains (losses) | $69,000 | 2,532 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $621,000 | 4,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $621,000 | 4,640 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $621,000 | 4,641 |
| Net charge-offs | $422,000 | 2,877 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 801 |
| Net operating income | $552,000 | 4,628 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 4,499 |
| Total interest expense | $540,000 | 4,462 |
| Net interest income | $3,031,000 | 4,456 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,422,000 | 2,261 |
| Gross Fiduciary activities income | $279,000 | 662 |
| Service charges on deposit accounts | $147,000 | 4,354 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $996,000 | 2,002 |
| Total noninterest expense | $3,955,000 | 3,362 |
| Salaries and employee benefits | $1,906,000 | 3,548 |
| Premises and equipment expense | $741,000 | 2,328 |
| Additional noninterest expense | $1,308,000 | 3,429 |
| Pre-tax net operating income | $498,000 | 4,723 |
| Securities gains (losses) | $69,000 | 2,241 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $566,000 | 4,472 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $566,000 | 4,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $566,000 | 4,470 |
| Net charge-offs | $404,000 | 2,447 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 764 |
| Net operating income | $497,000 | 4,473 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 4,563 |
| Total interest expense | $370,000 | 4,511 |
| Net interest income | $1,991,000 | 4,503 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,135,000 | 1,975 |
| Gross Fiduciary activities income | $177,000 | 679 |
| Service charges on deposit accounts | $98,000 | 4,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $860,000 | 1,682 |
| Total noninterest expense | $2,587,000 | 3,426 |
| Salaries and employee benefits | $1,245,000 | 3,611 |
| Premises and equipment expense | $497,000 | 2,302 |
| Additional noninterest expense | $845,000 | 3,533 |
| Pre-tax net operating income | $539,000 | 4,000 |
| Securities gains (losses) | $64,000 | 1,886 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $602,000 | 3,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $602,000 | 3,648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $602,000 | 3,649 |
| Net charge-offs | $443,000 | 1,905 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 725 |
| Net operating income | $538,000 | 3,659 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 4,592 |
| Total interest expense | $188,000 | 4,587 |
| Net interest income | $997,000 | 4,536 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $961,000 | 1,361 |
| Gross Fiduciary activities income | $87,000 | 686 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $826,000 | 1,047 |
| Total noninterest expense | $1,371,000 | 3,292 |
| Salaries and employee benefits | $674,000 | 3,442 |
| Premises and equipment expense | $251,000 | 2,290 |
| Additional noninterest expense | $446,000 | 3,379 |
| Pre-tax net operating income | $587,000 | 2,570 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $588,000 | 2,292 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 2,294 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $588,000 | 2,295 |
| Net charge-offs | $-210,000 | 7,235 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 688 |
| Net operating income | $587,000 | 2,183 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 4,520 |
| Total interest expense | $849,000 | 4,792 |
| Net interest income | $4,254,000 | 4,369 |
| Provision for loan and lease losses | $825,000 | 2,693 |
| Total noninterest income | $1,129,000 | 2,916 |
| Gross Fiduciary activities income | $368,000 | 622 |
| Service charges on deposit accounts | $244,000 | 4,012 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $517,000 | 3,071 |
| Total noninterest expense | $5,502,000 | 3,277 |
| Salaries and employee benefits | $2,360,000 | 3,723 |
| Premises and equipment expense | $951,000 | 2,514 |
| Additional noninterest expense | $2,191,000 | 2,874 |
| Pre-tax net operating income | $-944,000 | 6,565 |
| Securities gains (losses) | $271,000 | 1,202 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-674,000 | 6,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-674,000 | 6,545 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-674,000 | 6,544 |
| Net charge-offs | $1,362,000 | 2,006 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 490 |
| Net operating income | $-945,000 | 6,598 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 4,531 |
| Total interest expense | $649,000 | 4,860 |
| Net interest income | $3,228,000 | 4,363 |
| Provision for loan and lease losses | $825,000 | 2,227 |
| Total noninterest income | $964,000 | 2,679 |
| Gross Fiduciary activities income | $282,000 | 614 |
| Service charges on deposit accounts | $176,000 | 4,108 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $506,000 | 2,681 |
| Total noninterest expense | $4,167,000 | 3,258 |
| Salaries and employee benefits | $1,795,000 | 3,685 |
| Premises and equipment expense | $710,000 | 2,537 |
| Additional noninterest expense | $1,662,000 | 2,865 |
| Pre-tax net operating income | $-800,000 | 6,729 |
| Securities gains (losses) | $271,000 | 978 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-530,000 | 6,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-530,000 | 6,702 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-530,000 | 6,702 |
| Net charge-offs | $907,000 | 2,006 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 417 |
| Net operating income | $-801,000 | 6,763 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 4,580 |
| Total interest expense | $444,000 | 4,910 |
| Net interest income | $2,133,000 | 4,395 |
| Provision for loan and lease losses | $775,000 | 1,765 |
| Total noninterest income | $445,000 | 3,348 |
| Gross Fiduciary activities income | $195,000 | 614 |
| Service charges on deposit accounts | $125,000 | 3,955 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,235 |
| Total noninterest expense | $2,725,000 | 3,351 |
| Salaries and employee benefits | $1,172,000 | 3,778 |
| Premises and equipment expense | $460,000 | 2,616 |
| Additional noninterest expense | $1,093,000 | 2,961 |
| Pre-tax net operating income | $-922,000 | 6,955 |
| Securities gains (losses) | $262,000 | 600 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-661,000 | 6,908 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-661,000 | 6,907 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-661,000 | 6,908 |
| Net charge-offs | $838,000 | 1,621 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 289 |
| Net operating income | $-923,000 | 6,990 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 4,615 |
| Total interest expense | $228,000 | 4,966 |
| Net interest income | $1,050,000 | 4,430 |
| Provision for loan and lease losses | $455,000 | 1,505 |
| Total noninterest income | $151,000 | 4,142 |
| Gross Fiduciary activities income | $101,000 | 609 |
| Service charges on deposit accounts | $60,000 | 4,009 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-10,000 | 7,184 |
| Total noninterest expense | $1,374,000 | 3,339 |
| Salaries and employee benefits | $601,000 | 3,721 |
| Premises and equipment expense | $232,000 | 2,643 |
| Additional noninterest expense | $541,000 | 2,986 |
| Pre-tax net operating income | $-628,000 | 7,141 |
| Securities gains (losses) | $262,000 | 282 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-366,000 | 7,047 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-366,000 | 7,047 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-366,000 | 7,047 |
| Net charge-offs | $743,000 | 1,036 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 192 |
| Net operating income | $-628,000 | 7,171 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 4,433 |
| Total interest expense | $1,213,000 | 4,791 |
| Net interest income | $4,562,000 | 4,198 |
| Provision for loan and lease losses | $5,175,000 | 1,120 |
| Total noninterest income | $513,000 | 4,519 |
| Gross Fiduciary activities income | $255,000 | 703 |
| Service charges on deposit accounts | $265,000 | 3,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-7,000 | 7,026 |
| Total noninterest expense | $5,434,000 | 3,368 |
| Salaries and employee benefits | $2,200,000 | 3,957 |
| Premises and equipment expense | $878,000 | 2,757 |
| Additional noninterest expense | $2,356,000 | 2,807 |
| Pre-tax net operating income | $-5,534,000 | 7,149 |
| Securities gains (losses) | $357,000 | 1,119 |
| Applicable income taxes | $441,000 | 2,012 |
| Income before extraordinary items | $-5,618,000 | 7,215 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,618,000 | 7,216 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,618,000 | 7,216 |
| Net charge-offs | $5,036,000 | 1,007 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 918 |
| Net operating income | $-5,975,000 | 7,215 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 4,433 |
| Total interest expense | $940,000 | 4,856 |
| Net interest income | $3,510,000 | 4,197 |
| Provision for loan and lease losses | $3,500,000 | 1,141 |
| Total noninterest income | $332,000 | 4,866 |
| Gross Fiduciary activities income | $183,000 | 703 |
| Service charges on deposit accounts | $188,000 | 4,073 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-39,000 | 7,300 |
| Total noninterest expense | $3,816,000 | 3,556 |
| Salaries and employee benefits | $1,627,000 | 4,039 |
| Premises and equipment expense | $654,000 | 2,832 |
| Additional noninterest expense | $1,535,000 | 3,158 |
| Pre-tax net operating income | $-3,474,000 | 7,256 |
| Securities gains (losses) | $357,000 | 953 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-3,118,000 | 7,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,118,000 | 7,288 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,118,000 | 7,288 |
| Net charge-offs | $2,320,000 | 1,370 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 856 |
| Net operating income | $-3,475,000 | 7,308 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 4,490 |
| Total interest expense | $645,000 | 4,886 |
| Net interest income | $2,307,000 | 4,244 |
| Provision for loan and lease losses | $3,305,000 | 885 |
| Total noninterest income | $281,000 | 4,400 |
| Gross Fiduciary activities income | $127,000 | 699 |
| Service charges on deposit accounts | $128,000 | 4,023 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $2,405,000 | 3,734 |
| Salaries and employee benefits | $1,077,000 | 4,078 |
| Premises and equipment expense | $432,000 | 2,865 |
| Additional noninterest expense | $896,000 | 3,490 |
| Pre-tax net operating income | $-3,122,000 | 7,408 |
| Securities gains (losses) | $356,000 | 620 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-2,767,000 | 7,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,767,000 | 7,428 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,767,000 | 7,428 |
| Net charge-offs | $1,693,000 | 1,278 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 796 |
| Net operating income | $-3,123,000 | 7,449 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,455 |
| Total interest expense | $342,000 | 4,883 |
| Net interest income | $1,182,000 | 4,202 |
| Provision for loan and lease losses | $310,000 | 2,339 |
| Total noninterest income | $142,000 | 4,391 |
| Gross Fiduciary activities income | $62,000 | 714 |
| Service charges on deposit accounts | $65,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $1,211,000 | 3,735 |
| Salaries and employee benefits | $547,000 | 4,087 |
| Premises and equipment expense | $216,000 | 2,938 |
| Additional noninterest expense | $448,000 | 3,472 |
| Pre-tax net operating income | $-197,000 | 6,827 |
| Securities gains (losses) | $356,000 | 333 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $159,000 | 4,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,279 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $159,000 | 4,277 |
| Net charge-offs | $943,000 | 1,080 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 730 |
| Net operating income | $-197,000 | 6,888 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 4,344 |
| Total interest expense | $1,715,000 | 4,845 |
| Net interest income | $4,891,000 | 4,006 |
| Provision for loan and lease losses | $1,815,000 | 2,611 |
| Total noninterest income | $-165,000 | 7,808 |
| Gross Fiduciary activities income | $230,000 | 723 |
| Service charges on deposit accounts | $269,000 | 4,086 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-664,000 | 7,835 |
| Total noninterest expense | $5,089,000 | 3,637 |
| Salaries and employee benefits | $2,287,000 | 3,965 |
| Premises and equipment expense | $915,000 | 2,782 |
| Additional noninterest expense | $1,887,000 | 3,469 |
| Pre-tax net operating income | $-2,178,000 | 6,681 |
| Securities gains (losses) | $11,000 | 3,232 |
| Applicable income taxes | $137,000 | 2,664 |
| Income before extraordinary items | $-2,304,000 | 6,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,304,000 | 6,831 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,304,000 | 6,832 |
| Net charge-offs | $2,061,000 | 1,994 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $609,000 | 503 |
| Net operating income | $-2,315,000 | 6,838 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 4,373 |
| Total interest expense | $1,339,000 | 4,889 |
| Net interest income | $3,660,000 | 4,013 |
| Provision for loan and lease losses | $695,000 | 3,294 |
| Total noninterest income | $-163,000 | 7,946 |
| Gross Fiduciary activities income | $170,000 | 727 |
| Service charges on deposit accounts | $190,000 | 4,224 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-523,000 | 7,963 |
| Total noninterest expense | $3,810,000 | 3,638 |
| Salaries and employee benefits | $1,757,000 | 3,922 |
| Premises and equipment expense | $674,000 | 2,865 |
| Additional noninterest expense | $1,379,000 | 3,497 |
| Pre-tax net operating income | $-1,008,000 | 6,655 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $139,000 | 2,629 |
| Income before extraordinary items | $-1,136,000 | 6,816 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,136,000 | 6,816 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,136,000 | 6,817 |
| Net charge-offs | $1,038,000 | 2,165 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 770 |
| Net operating income | $-1,147,000 | 6,815 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 4,345 |
| Total interest expense | $959,000 | 4,838 |
| Net interest income | $2,450,000 | 3,989 |
| Provision for loan and lease losses | $615,000 | 2,660 |
| Total noninterest income | $5,000 | 7,873 |
| Gross Fiduciary activities income | $111,000 | 740 |
| Service charges on deposit accounts | $121,000 | 4,290 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-227,000 | 8,031 |
| Total noninterest expense | $2,612,000 | 3,590 |
| Salaries and employee benefits | $1,251,000 | 3,768 |
| Premises and equipment expense | $449,000 | 2,903 |
| Additional noninterest expense | $912,000 | 3,515 |
| Pre-tax net operating income | $-772,000 | 6,874 |
| Securities gains (losses) | $11,000 | 2,552 |
| Applicable income taxes | $-469,000 | 7,558 |
| Income before extraordinary items | $-292,000 | 6,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-292,000 | 6,528 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-292,000 | 6,528 |
| Net charge-offs | $864,000 | 1,756 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 672 |
| Net operating income | $-299,040 | 6,529 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 4,354 |
| Total interest expense | $512,000 | 4,777 |
| Net interest income | $1,206,000 | 4,039 |
| Provision for loan and lease losses | $495,000 | 1,786 |
| Total noninterest income | $-168,000 | 8,168 |
| Gross Fiduciary activities income | $52,000 | 764 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-276,000 | 8,172 |
| Total noninterest expense | $1,303,000 | 3,519 |
| Salaries and employee benefits | $646,000 | 3,705 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $434,000 | 3,359 |
| Pre-tax net operating income | $-760,000 | 7,519 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-329,000 | 7,813 |
| Income before extraordinary items | $-431,000 | 7,376 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-431,000 | 7,377 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-431,000 | 7,377 |
| Net charge-offs | $774,000 | 1,095 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 814 |
| Net operating income | $-431,000 | 7,343 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 4,107 |
| Total interest expense | $2,929,000 | 4,322 |
| Net interest income | $5,145,000 | 3,869 |
| Provision for loan and lease losses | $5,710,000 | 916 |
| Total noninterest income | $385,000 | 5,346 |
| Gross Fiduciary activities income | $229,000 | 758 |
| Service charges on deposit accounts | $252,000 | 4,340 |
| Trading account gains and fees | $10,000 | 136 |
| Additional Noninterest Income | $-106,000 | 8,135 |
| Total noninterest expense | $4,981,000 | 3,577 |
| Salaries and employee benefits | $2,663,000 | 3,590 |
| Premises and equipment expense | $858,000 | 3,002 |
| Additional noninterest expense | $1,460,000 | 3,693 |
| Pre-tax net operating income | $-5,161,000 | 7,810 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,192,000 | 7,937 |
| Income before extraordinary items | $-2,969,000 | 7,606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,969,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,493,000 | 759 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 1,101 |
| Net operating income | $-2,969,000 | 7,676 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 4,069 |
| Total interest expense | $2,340,000 | 4,267 |
| Net interest income | $3,949,000 | 3,835 |
| Provision for loan and lease losses | $2,400,000 | 1,047 |
| Total noninterest income | $477,000 | 4,433 |
| Gross Fiduciary activities income | $169,000 | 759 |
| Service charges on deposit accounts | $180,000 | 4,472 |
| Trading account gains and fees | $10,000 | 129 |
| Additional Noninterest Income | $118,000 | 5,326 |
| Total noninterest expense | $3,480,000 | 3,772 |
| Salaries and employee benefits | $2,020,000 | 3,590 |
| Premises and equipment expense | $586,000 | 3,256 |
| Additional noninterest expense | $874,000 | 4,295 |
| Pre-tax net operating income | $-1,454,000 | 7,717 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-650,000 | 7,942 |
| Income before extraordinary items | $-804,000 | 7,406 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-804,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,567,000 | 708 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 986 |
| Net operating income | $-804,000 | 7,523 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 4,029 |
| Total interest expense | $1,676,000 | 4,187 |
| Net interest income | $2,651,000 | 3,819 |
| Provision for loan and lease losses | $2,015,000 | 788 |
| Total noninterest income | $321,000 | 4,487 |
| Gross Fiduciary activities income | $106,000 | 790 |
| Service charges on deposit accounts | $117,000 | 4,532 |
| Trading account gains and fees | $10,000 | 129 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $2,303,000 | 3,823 |
| Salaries and employee benefits | $1,348,000 | 3,617 |
| Premises and equipment expense | $402,000 | 3,203 |
| Additional noninterest expense | $553,000 | 4,428 |
| Pre-tax net operating income | $-1,346,000 | 8,045 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-589,000 | 8,202 |
| Income before extraordinary items | $-757,000 | 7,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-757,000 | 7,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,839,000 | 582 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 900 |
| Net operating income | $-757,000 | 7,849 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 3,969 |
| Total interest expense | $919,000 | 4,130 |
| Net interest income | $1,358,000 | 3,749 |
| Provision for loan and lease losses | $480,000 | 1,023 |
| Total noninterest income | $181,000 | 4,195 |
| Gross Fiduciary activities income | $50,000 | 803 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $29,000 | 120 |
| Additional Noninterest Income | $44,000 | 5,289 |
| Total noninterest expense | $1,139,000 | 3,856 |
| Salaries and employee benefits | $675,000 | 3,645 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $263,000 | 4,531 |
| Pre-tax net operating income | $-80,000 | 7,498 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-52,000 | 8,035 |
| Income before extraordinary items | $-28,000 | 7,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-28,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,945 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 708 |
| Net operating income | $-28,000 | 7,356 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,397,000 | 3,932 |
| Total interest expense | $3,477,000 | 4,355 |
| Net interest income | $5,920,000 | 3,534 |
| Provision for loan and lease losses | $445,000 | 2,528 |
| Total noninterest income | $626,000 | 4,554 |
| Gross Fiduciary activities income | $176,000 | 827 |
| Service charges on deposit accounts | $203,000 | 4,886 |
| Trading account gains and fees | $49,000 | 139 |
| Additional Noninterest Income | $198,000 | 5,077 |
| Total noninterest expense | $4,324,000 | 3,884 |
| Salaries and employee benefits | $2,352,000 | 3,900 |
| Premises and equipment expense | $803,000 | 3,068 |
| Additional noninterest expense | $1,169,000 | 4,147 |
| Pre-tax net operating income | $1,777,000 | 3,570 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $657,000 | 2,381 |
| Income before extraordinary items | $1,123,000 | 4,056 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,123,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 1,062 |
| Net operating income | $1,121,080 | 4,060 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 3,989 |
| Total interest expense | $2,450,000 | 4,540 |
| Net interest income | $4,478,000 | 3,522 |
| Provision for loan and lease losses | $165,000 | 3,339 |
| Total noninterest income | $449,000 | 4,646 |
| Gross Fiduciary activities income | $122,000 | 839 |
| Service charges on deposit accounts | $143,000 | 5,025 |
| Trading account gains and fees | $32,000 | 151 |
| Additional Noninterest Income | $152,000 | 5,065 |
| Total noninterest expense | $3,166,000 | 3,933 |
| Salaries and employee benefits | $1,706,000 | 3,972 |
| Premises and equipment expense | $594,000 | 3,091 |
| Additional noninterest expense | $866,000 | 4,133 |
| Pre-tax net operating income | $1,596,000 | 3,335 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $604,000 | 2,276 |
| Income before extraordinary items | $995,000 | 3,901 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $995,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 958 |
| Net operating income | $993,080 | 3,893 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 4,020 |
| Total interest expense | $1,604,000 | 4,587 |
| Net interest income | $2,986,000 | 3,547 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $283,000 | 4,799 |
| Gross Fiduciary activities income | $71,000 | 870 |
| Service charges on deposit accounts | $93,000 | 5,085 |
| Trading account gains and fees | $15,000 | 151 |
| Additional Noninterest Income | $104,000 | 5,056 |
| Total noninterest expense | $2,046,000 | 4,068 |
| Salaries and employee benefits | $1,107,000 | 4,082 |
| Premises and equipment expense | $391,000 | 3,140 |
| Additional noninterest expense | $548,000 | 4,293 |
| Pre-tax net operating income | $1,163,000 | 3,170 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $446,000 | 2,225 |
| Income before extraordinary items | $720,000 | 3,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $720,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,982 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 903 |
| Net operating income | $718,080 | 3,742 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 4,038 |
| Total interest expense | $793,000 | 4,591 |
| Net interest income | $1,486,000 | 3,559 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $208,000 | 3,922 |
| Gross Fiduciary activities income | $39,000 | 863 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $20,000 | 162 |
| Additional Noninterest Income | $104,000 | 3,699 |
| Total noninterest expense | $1,047,000 | 4,001 |
| Salaries and employee benefits | $573,000 | 4,014 |
| Premises and equipment expense | $193,000 | 3,208 |
| Additional noninterest expense | $281,000 | 4,155 |
| Pre-tax net operating income | $602,000 | 3,107 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $235,000 | 2,176 |
| Income before extraordinary items | $370,000 | 3,677 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $370,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $368,080 | 3,677 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 4,136 |
| Total interest expense | $2,357,000 | 4,978 |
| Net interest income | $5,848,000 | 3,589 |
| Provision for loan and lease losses | $136,000 | 4,204 |
| Total noninterest income | $656,000 | 4,513 |
| Gross Fiduciary activities income | $232,000 | 765 |
| Service charges on deposit accounts | $183,000 | 5,157 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $241,000 | 4,733 |
| Total noninterest expense | $4,122,000 | 3,903 |
| Salaries and employee benefits | $2,420,000 | 3,698 |
| Premises and equipment expense | $639,000 | 3,587 |
| Additional noninterest expense | $1,063,000 | 4,320 |
| Pre-tax net operating income | $2,246,000 | 3,385 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $796,000 | 2,483 |
| Income before extraordinary items | $1,450,000 | 3,844 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,450,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,976 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,007 |
| Net operating income | $1,450,000 | 3,822 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,174 |
| Total interest expense | $1,622,000 | 5,138 |
| Net interest income | $4,399,000 | 3,603 |
| Provision for loan and lease losses | $121,000 | 3,808 |
| Total noninterest income | $516,000 | 4,398 |
| Gross Fiduciary activities income | $188,000 | 747 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 4,573 |
| Total noninterest expense | $3,077,000 | 3,911 |
| Salaries and employee benefits | $1,755,000 | 3,796 |
| Premises and equipment expense | $471,000 | 3,642 |
| Additional noninterest expense | $851,000 | 4,083 |
| Pre-tax net operating income | $1,717,000 | 3,473 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $657,000 | 2,460 |
| Income before extraordinary items | $1,060,000 | 4,031 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,060,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,158 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,060,000 | 4,021 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,229 |
| Total interest expense | $994,000 | 5,238 |
| Net interest income | $2,873,000 | 3,662 |
| Provision for loan and lease losses | $96,000 | 3,387 |
| Total noninterest income | $389,000 | 4,106 |
| Gross Fiduciary activities income | $147,000 | 719 |
| Service charges on deposit accounts | $88,000 | 5,282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 4,257 |
| Total noninterest expense | $2,030,000 | 3,970 |
| Salaries and employee benefits | $1,151,000 | 3,859 |
| Premises and equipment expense | $312,000 | 3,653 |
| Additional noninterest expense | $567,000 | 4,092 |
| Pre-tax net operating income | $1,136,000 | 3,485 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $435,000 | 2,498 |
| Income before extraordinary items | $701,000 | 4,065 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $701,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $701,000 | 4,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 4,248 |
| Total interest expense | $456,000 | 5,364 |
| Net interest income | $1,429,000 | 3,677 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $70,000 | 748 |
| Service charges on deposit accounts | $44,000 | 5,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $1,015,000 | 3,981 |
| Salaries and employee benefits | $571,000 | 3,895 |
| Premises and equipment expense | $152,000 | 3,747 |
| Additional noninterest expense | $292,000 | 3,980 |
| Pre-tax net operating income | $518,000 | 3,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $198,000 | 2,619 |
| Income before extraordinary items | $320,000 | 4,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $320,000 | 4,237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 4,064 |
| Total interest expense | $1,422,000 | 5,370 |
| Net interest income | $5,763,000 | 3,544 |
| Provision for loan and lease losses | $711,000 | 1,398 |
| Total noninterest income | $787,000 | 4,078 |
| Gross Fiduciary activities income | $290,000 | 720 |
| Service charges on deposit accounts | $172,000 | 5,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $325,000 | 4,166 |
| Total noninterest expense | $3,701,000 | 4,111 |
| Salaries and employee benefits | $2,066,000 | 4,030 |
| Premises and equipment expense | $578,000 | 3,764 |
| Additional noninterest expense | $1,057,000 | 4,226 |
| Pre-tax net operating income | $2,138,000 | 3,537 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $831,000 | 2,554 |
| Income before extraordinary items | $1,307,000 | 4,132 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,307,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,384 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,307,000 | 4,105 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 4,098 |
| Total interest expense | $1,006,000 | 5,416 |
| Net interest income | $4,238,000 | 3,596 |
| Provision for loan and lease losses | $648,000 | 1,141 |
| Total noninterest income | $586,000 | 4,114 |
| Gross Fiduciary activities income | $220,000 | 703 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 4,195 |
| Total noninterest expense | $2,732,000 | 4,117 |
| Salaries and employee benefits | $1,537,000 | 4,018 |
| Premises and equipment expense | $419,000 | 3,839 |
| Additional noninterest expense | $776,000 | 4,280 |
| Pre-tax net operating income | $1,444,000 | 3,862 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $558,000 | 2,764 |
| Income before extraordinary items | $886,000 | 4,498 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $886,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $886,000 | 4,456 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 4,198 |
| Total interest expense | $604,000 | 5,544 |
| Net interest income | $2,701,000 | 3,690 |
| Provision for loan and lease losses | $115,000 | 3,168 |
| Total noninterest income | $334,000 | 4,499 |
| Gross Fiduciary activities income | $147,000 | 705 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $108,000 | 5,022 |
| Total noninterest expense | $1,758,000 | 4,224 |
| Salaries and employee benefits | $978,000 | 4,140 |
| Premises and equipment expense | $268,000 | 3,939 |
| Additional noninterest expense | $512,000 | 4,293 |
| Pre-tax net operating income | $1,162,000 | 3,334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $455,000 | 2,403 |
| Income before extraordinary items | $707,000 | 3,962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $707,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $707,000 | 3,910 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,380 |
| Total interest expense | $265,000 | 5,815 |
| Net interest income | $1,281,000 | 3,841 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $72,000 | 718 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $855,000 | 4,329 |
| Salaries and employee benefits | $470,000 | 4,286 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $254,000 | 4,317 |
| Pre-tax net operating income | $512,000 | 3,610 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $200,000 | 2,592 |
| Income before extraordinary items | $312,000 | 4,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $312,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $312,000 | 4,209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 4,811 |
| Total interest expense | $894,000 | 5,963 |
| Net interest income | $4,170,000 | 4,352 |
| Provision for loan and lease losses | $221,000 | 3,531 |
| Total noninterest income | $500,000 | 5,260 |
| Gross Fiduciary activities income | $244,000 | 745 |
| Service charges on deposit accounts | $145,000 | 5,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,236 |
| Total noninterest expense | $2,914,000 | 4,759 |
| Salaries and employee benefits | $1,621,000 | 4,695 |
| Premises and equipment expense | $480,000 | 4,221 |
| Additional noninterest expense | $813,000 | 5,042 |
| Pre-tax net operating income | $1,535,000 | 4,196 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $596,000 | 3,043 |
| Income before extraordinary items | $939,000 | 4,856 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $939,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $939,000 | 4,788 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 4,970 |
| Total interest expense | $648,000 | 6,045 |
| Net interest income | $2,953,000 | 4,527 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $367,000 | 5,342 |
| Gross Fiduciary activities income | $172,000 | 758 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 6,209 |
| Total noninterest expense | $2,088,000 | 4,873 |
| Salaries and employee benefits | $1,132,000 | 4,873 |
| Premises and equipment expense | $365,000 | 4,164 |
| Additional noninterest expense | $591,000 | 5,095 |
| Pre-tax net operating income | $1,042,000 | 4,505 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $404,000 | 3,285 |
| Income before extraordinary items | $638,000 | 5,200 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $638,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $638,000 | 5,111 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 5,188 |
| Total interest expense | $428,000 | 6,094 |
| Net interest income | $1,810,000 | 4,794 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $247,000 | 5,320 |
| Gross Fiduciary activities income | $115,000 | 763 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $1,312,000 | 5,104 |
| Salaries and employee benefits | $717,000 | 5,077 |
| Premises and equipment expense | $226,000 | 4,401 |
| Additional noninterest expense | $369,000 | 5,341 |
| Pre-tax net operating income | $595,000 | 4,858 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $231,000 | 3,521 |
| Income before extraordinary items | $364,000 | 5,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $364,000 | 5,480 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 5,448 |
| Total interest expense | $211,000 | 6,201 |
| Net interest income | $829,000 | 5,088 |
| Provision for loan and lease losses | $85,000 | 2,404 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $56,000 | 776 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $644,000 | 5,200 |
| Salaries and employee benefits | $357,000 | 5,120 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $176,000 | 5,500 |
| Pre-tax net operating income | $220,000 | 5,603 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $86,000 | 4,024 |
| Income before extraordinary items | $134,000 | 6,266 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $134,000 | 6,155 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 5,809 |
| Total interest expense | $877,000 | 6,484 |
| Net interest income | $2,920,000 | 5,395 |
| Provision for loan and lease losses | $183,000 | 4,182 |
| Total noninterest income | $397,000 | 5,980 |
| Gross Fiduciary activities income | $190,000 | 817 |
| Service charges on deposit accounts | $90,000 | 6,720 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $117,000 | 6,265 |
| Total noninterest expense | $2,419,000 | 5,336 |
| Salaries and employee benefits | $1,326,000 | 5,284 |
| Premises and equipment expense | $412,000 | 4,641 |
| Additional noninterest expense | $681,000 | 5,589 |
| Pre-tax net operating income | $715,000 | 5,959 |
| Securities gains (losses) | $-3,000 | 8,643 |
| Applicable income taxes | $291,000 | 4,330 |
| Income before extraordinary items | $421,000 | 6,708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $421,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $422,920 | 6,538 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 5,917 |
| Total interest expense | $668,000 | 6,590 |
| Net interest income | $2,145,000 | 5,483 |
| Provision for loan and lease losses | $143,000 | 4,000 |
| Total noninterest income | $288,000 | 6,105 |
| Gross Fiduciary activities income | $134,000 | 837 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,195 |
| Total noninterest expense | $1,777,000 | 5,381 |
| Salaries and employee benefits | $950,000 | 5,422 |
| Premises and equipment expense | $305,000 | 4,655 |
| Additional noninterest expense | $522,000 | 5,498 |
| Pre-tax net operating income | $513,000 | 6,226 |
| Securities gains (losses) | $-3,000 | 8,827 |
| Applicable income taxes | $210,000 | 4,580 |
| Income before extraordinary items | $300,000 | 6,951 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $300,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $301,920 | 6,779 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 5,983 |
| Total interest expense | $456,000 | 6,645 |
| Net interest income | $1,393,000 | 5,577 |
| Provision for loan and lease losses | $101,000 | 3,832 |
| Total noninterest income | $184,000 | 6,183 |
| Gross Fiduciary activities income | $85,000 | 854 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $1,168,000 | 5,421 |
| Salaries and employee benefits | $615,000 | 5,534 |
| Premises and equipment expense | $202,000 | 4,671 |
| Additional noninterest expense | $351,000 | 5,464 |
| Pre-tax net operating income | $308,000 | 6,453 |
| Securities gains (losses) | $-3,000 | 8,957 |
| Applicable income taxes | $125,000 | 4,795 |
| Income before extraordinary items | $180,000 | 7,167 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $180,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $181,920 | 6,968 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,093 |
| Total interest expense | $230,000 | 6,711 |
| Net interest income | $672,000 | 5,673 |
| Provision for loan and lease losses | $48,000 | 3,749 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $39,000 | 876 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $594,000 | 5,371 |
| Salaries and employee benefits | $315,000 | 5,474 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $178,000 | 5,386 |
| Pre-tax net operating income | $120,000 | 6,900 |
| Securities gains (losses) | $-4,000 | 9,096 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $70,560 | 7,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 6,407 |
| Total interest expense | $1,022,000 | 6,876 |
| Net interest income | $2,406,000 | 6,034 |
| Provision for loan and lease losses | $138,000 | 5,097 |
| Total noninterest income | $269,000 | 6,703 |
| Gross Fiduciary activities income | $98,000 | 995 |
| Service charges on deposit accounts | $72,000 | 7,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,467 |
| Total noninterest expense | $2,231,000 | 5,486 |
| Salaries and employee benefits | $1,088,000 | 5,846 |
| Premises and equipment expense | $534,000 | 3,751 |
| Additional noninterest expense | $609,000 | 5,872 |
| Pre-tax net operating income | $306,000 | 7,517 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $-532,000 | 9,249 |
| Income before extraordinary items | $850,000 | 5,040 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $850,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $838,000 | 4,947 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 6,936 |
| Total interest expense | $1,455,000 | 7,068 |
| Net interest income | $1,841,000 | 6,720 |
| Provision for loan and lease losses | $277,000 | 3,387 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $8,000 | 1,472 |
| Service charges on deposit accounts | $46,000 | 7,679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,986,000 | 5,750 |
| Salaries and employee benefits | $942,000 | 6,199 |
| Premises and equipment expense | $542,000 | 3,647 |
| Additional noninterest expense | $502,000 | 6,423 |
| Pre-tax net operating income | $-300,000 | 9,031 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-290,000 | 9,111 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-290,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-300,000 | 9,069 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 8,175 |
| Total interest expense | $934,000 | 8,373 |
| Net interest income | $1,314,000 | 7,837 |
| Provision for loan and lease losses | $209,000 | 3,650 |
| Total noninterest income | $54,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $1,936,000 | 5,789 |
| Salaries and employee benefits | $988,000 | 5,960 |
| Premises and equipment expense | $571,000 | 3,405 |
| Additional noninterest expense | $377,000 | 7,342 |
| Pre-tax net operating income | $-777,000 | 9,658 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-777,000 | 9,679 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-777,000 | 9,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-777,000 | 9,678 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $120,000 | 10,168 |
| Total interest expense | $31,000 | 10,124 |
| Net interest income | $89,000 | 10,167 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $1,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $734,000 | 8,931 |
| Salaries and employee benefits | $175,000 | 9,990 |
| Premises and equipment expense | $80,000 | 9,026 |
| Additional noninterest expense | $479,000 | 6,676 |
| Pre-tax net operating income | $-660,000 | 9,954 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-660,000 | 9,987 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-660,000 | 9,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 74 |
| Net operating income | $-660,000 | 9,974 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.