Home > Community Bank of Rowan > Assets and Liabilities
Community Bank of Rowan, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 23 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $144,544,000 | 3,963 |
| Cash and due from depository institutions | $7,672,000 | 4,982 |
| Interest-bearing balances | $5,890,000 | 3,868 |
| Securities | $13,690,000 | 5,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $108,440,000 | 3,368 |
| Loan loss allowance | $468,000 | 5,934 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,661,000 | 3,567 |
| Other real estate owned | $1,957,000 | 4,982 |
| Goodwill and other intangibles | $3,414,000 | 888 |
| All other assets | $6,710,000 | 2,512 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $144,544,000 | 3,963 |
| Total liabilities | $126,899,000 | 3,990 |
| Total deposits | $122,345,000 | 3,916 |
| Interest-bearing deposits | $109,367,000 | 3,705 |
| Deposits held in domestic offices | $122,345,000 | 3,915 |
| % insured | 93.05% | 2,664 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $4,000,000 | 2,975 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $554,000 | 4,339 |
| Total equity capital | $17,645,000 | 3,553 |
| Total bank equity capital | $17,645,000 | 3,552 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,924,000 | 678 |
| Surplus | $9,594,000 | 2,675 |
| Undivided profits | $1,127,000 | 5,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,076,000 | 3,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,101 |
| Income earned, not collected on loans | $513,000 | 4,717 |
| Earning assets | $128,020,000 | 4,028 |
| Long-term assets (5+ years) | $35,118,000 | 3,388 |
| Average Assets, year-to-date | $142,406,800 | 3,933 |
| Average Assets, quarterly | $145,971,500 | 3,921 |
| Volatile liabilities | $501,000 | 6,801 |
| Insider loans | $7,606,000 | 832 |
| FHLB advances | $4,000,000 | 2,860 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $12,736,000 | 3,361 |
| Tier 1 (core) risk-based capital | $13,530,000 | 4,120 |
| Tier 2 risk-based capital | $468,000 | 5,643 |
| Total risk weighted assets | $107,317,000 | 3,571 |
| Total unused commitments | $12,736,000 | 3,362 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 23 | 5,022 |
| Assets and Liabilities | ||
| Total Assets: | $147,399,000 | 3,903 |
| Cash and due from depository institutions | $29,375,000 | 5,022 |
| Interest-bearing balances | $27,810,000 | 1,446 |
| Securities | $8,521,000 | 5,940 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $96,884,000 | 3,688 |
| Loan loss allowance | $225,000 | 6,811 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,617,000 | 3,630 |
| Other real estate owned | $2,005,000 | 5,022 |
| Goodwill and other intangibles | $3,992,000 | 819 |
| All other assets | $4,005,000 | 3,569 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $147,399,000 | 3,903 |
| Total liabilities | $129,765,000 | 3,919 |
| Total deposits | $125,584,000 | 3,841 |
| Interest-bearing deposits | $110,550,000 | 3,703 |
| Deposits held in domestic offices | $125,584,000 | 3,841 |
| % insured | 91.78% | 3,278 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,000,000 | 3,046 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $181,000 | 6,373 |
| Total equity capital | $17,634,000 | 3,581 |
| Total bank equity capital | $17,634,000 | 3,581 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,924,000 | 688 |
| Surplus | $9,594,000 | 2,705 |
| Undivided profits | $1,116,000 | 5,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $2,341,000 | 3,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $425,000 | 5,292 |
| Earning assets | $133,215,000 | 3,916 |
| Long-term assets (5+ years) | $24,296,000 | 4,033 |
| Average Assets, year-to-date | $141,872,500 | 3,962 |
| Average Assets, quarterly | $146,342,500 | 3,896 |
| Volatile liabilities | $4,763,000 | 4,773 |
| Insider loans | $6,931,000 | 934 |
| FHLB advances | $4,000,000 | 2,925 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,283,000 | 3,777 |
| Tier 1 (core) risk-based capital | $13,017,000 | 4,255 |
| Tier 2 risk-based capital | $225,000 | 6,688 |
| Total risk weighted assets | $94,027,000 | 3,923 |
| Total unused commitments | $10,283,000 | 3,780 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 23 | 5,085 |
| Assets and Liabilities | ||
| Total Assets: | $145,286,000 | 3,929 |
| Cash and due from depository institutions | $31,807,000 | 5,085 |
| Interest-bearing balances | $28,577,000 | 1,281 |
| Securities | $6,535,000 | 6,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $94,853,000 | 3,758 |
| Loan loss allowance | $77,000 | 7,351 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,613,000 | 3,655 |
| Other real estate owned | $1,012,000 | 5,085 |
| Goodwill and other intangibles | $4,013,000 | 838 |
| All other assets | $4,453,000 | 3,355 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $145,286,000 | 3,929 |
| Total liabilities | $128,166,000 | 3,958 |
| Total deposits | $124,015,000 | 3,885 |
| Interest-bearing deposits | $113,454,000 | 3,660 |
| Deposits held in domestic offices | $124,015,000 | 3,884 |
| % insured | 90.81% | 3,763 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,000,000 | 3,116 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $151,000 | 6,499 |
| Total equity capital | $17,120,000 | 3,622 |
| Total bank equity capital | $17,120,000 | 3,622 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,924,000 | 701 |
| Surplus | $9,594,000 | 2,715 |
| Undivided profits | $602,000 | 6,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,204,000 | 2,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $433,000 | 5,257 |
| Earning assets | $129,965,000 | 3,980 |
| Long-term assets (5+ years) | $19,501,000 | 4,401 |
| Average Assets, year-to-date | $140,030,330 | 4,026 |
| Average Assets, quarterly | $139,907,500 | 4,037 |
| Volatile liabilities | $4,760,000 | 4,794 |
| Insider loans | $6,234,000 | 1,059 |
| FHLB advances | $4,000,000 | 2,991 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $10,328,000 | 3,808 |
| Tier 1 (core) risk-based capital | $13,054,000 | 4,221 |
| Tier 2 risk-based capital | $77,000 | 7,318 |
| Total risk weighted assets | $92,136,000 | 4,005 |
| Total unused commitments | $10,328,000 | 3,811 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 21 | 5,333 |
| Assets and Liabilities | ||
| Total Assets: | $134,529,000 | 4,183 |
| Cash and due from depository institutions | $19,719,000 | 5,333 |
| Interest-bearing balances | $17,914,000 | 2,017 |
| Securities | $6,682,000 | 6,310 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $99,591,000 | 3,668 |
| Loan loss allowance | $1,628,000 | 3,668 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,656,000 | 3,654 |
| Other real estate owned | $2,099,000 | 5,333 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,782,000 | 3,745 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $134,529,000 | 4,183 |
| Total liabilities | $124,827,000 | 4,084 |
| Total deposits | $120,716,000 | 4,012 |
| Interest-bearing deposits | $111,470,000 | 3,769 |
| Deposits held in domestic offices | $120,716,000 | 4,010 |
| % insured | 90.04% | 4,104 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,145 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $111,000 | 6,771 |
| Total equity capital | $9,702,000 | 5,152 |
| Total bank equity capital | $9,702,000 | 5,151 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,065,000 | 1,089 |
| Surplus | $6,805,000 | 3,356 |
| Undivided profits | $-1,168,000 | 6,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,409,000 | 2,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,108 |
| Income earned, not collected on loans | $472,000 | 5,025 |
| Earning assets | $124,187,000 | 4,150 |
| Long-term assets (5+ years) | $19,034,000 | 4,382 |
| Average Assets, year-to-date | $137,402,500 | 4,114 |
| Average Assets, quarterly | $137,402,500 | 4,114 |
| Volatile liabilities | $4,258,000 | 5,031 |
| Insider loans | $6,228,000 | 1,075 |
| FHLB advances | $4,000,000 | 3,013 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $10,480,000 | 3,843 |
| Tier 1 (core) risk-based capital | $9,400,000 | 5,142 |
| Tier 2 risk-based capital | $1,235,000 | 3,629 |
| Total risk weighted assets | $98,381,000 | 3,875 |
| Total unused commitments | $10,480,000 | 3,845 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 22 | 5,278 |
| Assets and Liabilities | ||
| Total Assets: | $140,276,000 | 4,085 |
| Cash and due from depository institutions | $24,985,000 | 5,278 |
| Interest-bearing balances | $23,769,000 | 1,441 |
| Securities | $6,657,000 | 6,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $101,331,000 | 3,697 |
| Loan loss allowance | $1,736,000 | 3,500 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,697,000 | 3,659 |
| Other real estate owned | $779,000 | 5,278 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,827,000 | 3,792 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $140,276,000 | 4,085 |
| Total liabilities | $130,485,000 | 3,993 |
| Total deposits | $126,387,000 | 3,877 |
| Interest-bearing deposits | $117,891,000 | 3,609 |
| Deposits held in domestic offices | $126,387,000 | 3,874 |
| % insured | 89.29% | 4,282 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,369 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $98,000 | 6,926 |
| Total equity capital | $9,791,000 | 5,148 |
| Total bank equity capital | $9,791,000 | 5,147 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,065,000 | 1,097 |
| Surplus | $6,805,000 | 3,371 |
| Undivided profits | $-1,079,000 | 6,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,441,000 | 2,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $525,000 | 4,872 |
| Earning assets | $131,757,000 | 4,015 |
| Long-term assets (5+ years) | $11,999,000 | 5,095 |
| Average Assets, year-to-date | $141,599,800 | 4,028 |
| Average Assets, quarterly | $144,898,000 | 4,002 |
| Volatile liabilities | $13,307,000 | 5,543 |
| Insider loans | $6,256,000 | 1,098 |
| FHLB advances | $4,000,000 | 3,222 |
| Loans and leases held for sale | $141,000 | 1,814 |
| Unused loan commitments | $11,516,000 | 3,573 |
| Tier 1 (core) risk-based capital | $9,758,000 | 5,065 |
| Tier 2 risk-based capital | $1,221,000 | 3,687 |
| Total risk weighted assets | $97,127,000 | 3,982 |
| Total unused commitments | $11,516,000 | 3,574 |
| Derivatives | $141,000 | 1,140 |
| 2010-09-30 | Rank | |
| # of Employees: | 22 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $149,520,000 | 3,975 |
| Cash and due from depository institutions | $28,792,000 | 5,348 |
| Interest-bearing balances | $22,974,000 | 1,524 |
| Securities | $6,766,000 | 6,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $107,224,000 | 3,628 |
| Loan loss allowance | $1,900,000 | 3,311 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,744,000 | 3,665 |
| Other real estate owned | $332,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,662,000 | 3,958 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $149,520,000 | 3,975 |
| Total liabilities | $139,245,000 | 3,864 |
| Total deposits | $128,838,000 | 3,869 |
| Interest-bearing deposits | $119,401,000 | 3,638 |
| Deposits held in domestic offices | $128,838,000 | 3,867 |
| % insured | 83.73% | 5,400 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,300,000 | 2,327 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $107,000 | 7,186 |
| Total equity capital | $10,275,000 | 5,169 |
| Total bank equity capital | $10,275,000 | 5,168 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $4,065,000 | 1,107 |
| Surplus | $6,805,000 | 3,374 |
| Undivided profits | $-595,000 | 6,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,536,000 | 2,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $503,000 | 5,206 |
| Earning assets | $136,964,000 | 3,960 |
| Long-term assets (5+ years) | $10,409,000 | 5,306 |
| Average Assets, year-to-date | $141,930,750 | 4,081 |
| Average Assets, quarterly | $144,461,500 | 4,050 |
| Volatile liabilities | $21,230,000 | 4,656 |
| Insider loans | $7,848,000 | 882 |
| FHLB advances | $10,300,000 | 2,215 |
| Loans and leases held for sale | $212,000 | 1,760 |
| Unused loan commitments | $11,686,000 | 3,634 |
| Tier 1 (core) risk-based capital | $10,134,000 | 5,024 |
| Tier 2 risk-based capital | $1,298,000 | 3,628 |
| Total risk weighted assets | $103,237,000 | 3,891 |
| Total unused commitments | $11,686,000 | 3,637 |
| Derivatives | $212,000 | 1,162 |
| 2010-06-30 | Rank | |
| # of Employees: | 21 | 5,488 |
| Assets and Liabilities | ||
| Total Assets: | $139,403,000 | 4,168 |
| Cash and due from depository institutions | $18,949,000 | 5,488 |
| Interest-bearing balances | $17,360,000 | 1,820 |
| Securities | $6,832,000 | 6,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $106,862,000 | 3,669 |
| Loan loss allowance | $1,769,000 | 3,487 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,774,000 | 3,675 |
| Other real estate owned | $287,000 | 5,488 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,699,000 | 3,966 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $139,403,000 | 4,168 |
| Total liabilities | $129,168,000 | 4,072 |
| Total deposits | $118,688,000 | 4,108 |
| Interest-bearing deposits | $109,810,000 | 3,883 |
| Deposits held in domestic offices | $118,688,000 | 4,106 |
| % insured | 88.10% | 4,275 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,300,000 | 2,423 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $180,000 | 6,656 |
| Total equity capital | $10,235,000 | 5,165 |
| Total bank equity capital | $10,235,000 | 5,164 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,065,000 | 1,125 |
| Surplus | $6,805,000 | 3,382 |
| Undivided profits | $-635,000 | 6,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,941,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $558,000 | 4,881 |
| Earning assets | $131,054,000 | 4,097 |
| Long-term assets (5+ years) | $9,834,000 | 5,376 |
| Average Assets, year-to-date | $139,401,000 | 4,147 |
| Average Assets, quarterly | $140,232,000 | 4,143 |
| Volatile liabilities | $17,185,000 | 5,172 |
| Insider loans | $5,701,000 | 1,277 |
| FHLB advances | $10,300,000 | 2,314 |
| Loans and leases held for sale | $748,000 | 1,171 |
| Unused loan commitments | $12,876,000 | 3,482 |
| Tier 1 (core) risk-based capital | $10,075,000 | 5,052 |
| Tier 2 risk-based capital | $1,298,000 | 3,624 |
| Total risk weighted assets | $103,398,000 | 3,920 |
| Total unused commitments | $12,876,000 | 3,489 |
| Derivatives | $748,000 | 1,003 |
| 2010-03-31 | Rank | |
| # of Employees: | 21 | 5,559 |
| Assets and Liabilities | ||
| Total Assets: | $141,061,000 | 4,197 |
| Cash and due from depository institutions | $19,789,000 | 5,559 |
| Interest-bearing balances | $18,973,000 | 1,693 |
| Securities | $6,870,000 | 6,375 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $107,735,000 | 3,702 |
| Loan loss allowance | $1,613,000 | 3,710 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,796,000 | 3,726 |
| Other real estate owned | $745,000 | 5,559 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,126,000 | 4,421 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $141,061,000 | 4,197 |
| Total liabilities | $130,044,000 | 4,111 |
| Total deposits | $115,610,000 | 4,233 |
| Interest-bearing deposits | $107,103,000 | 4,003 |
| Deposits held in domestic offices | $115,610,000 | 4,231 |
| % insured | 87.93% | 4,391 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,300,000 | 2,161 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $134,000 | 7,008 |
| Total equity capital | $11,017,000 | 4,980 |
| Total bank equity capital | $11,017,000 | 4,978 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $4,065,000 | 1,150 |
| Surplus | $6,805,000 | 3,428 |
| Undivided profits | $147,000 | 6,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,858,000 | 3,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $512,000 | 5,185 |
| Earning assets | $133,578,000 | 4,101 |
| Long-term assets (5+ years) | $9,690,000 | 5,421 |
| Average Assets, year-to-date | $139,400,000 | 4,205 |
| Average Assets, quarterly | $139,400,000 | 4,205 |
| Volatile liabilities | $20,447,000 | 4,840 |
| Insider loans | $4,795,000 | 1,562 |
| FHLB advances | $14,300,000 | 2,063 |
| Loans and leases held for sale | $485,000 | 1,201 |
| Unused loan commitments | $14,180,000 | 3,420 |
| Tier 1 (core) risk-based capital | $10,942,000 | 4,865 |
| Tier 2 risk-based capital | $1,310,000 | 3,632 |
| Total risk weighted assets | $104,462,000 | 3,948 |
| Total unused commitments | $14,180,000 | 3,423 |
| Derivatives | $485,000 | 1,022 |
| 2009-12-31 | Rank | |
| # of Employees: | 18 | 5,987 |
| Assets and Liabilities | ||
| Total Assets: | $137,739,000 | 4,250 |
| Cash and due from depository institutions | $18,122,000 | 5,987 |
| Interest-bearing balances | $16,587,000 | 1,629 |
| Securities | $6,886,000 | 6,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $105,750,000 | 3,779 |
| Loan loss allowance | $1,738,000 | 3,531 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,676,000 | 3,837 |
| Other real estate owned | $1,048,000 | 5,987 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,257,000 | 4,430 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $137,739,000 | 4,250 |
| Total liabilities | $126,828,000 | 4,181 |
| Total deposits | $112,388,000 | 4,304 |
| Interest-bearing deposits | $103,999,000 | 4,068 |
| Deposits held in domestic offices | $112,388,000 | 4,303 |
| % insured | 88.09% | 4,354 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,316,000 | 2,293 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $124,000 | 7,154 |
| Total equity capital | $10,911,000 | 5,001 |
| Total bank equity capital | $10,911,000 | 4,999 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $4,065,000 | 1,165 |
| Surplus | $6,805,000 | 3,440 |
| Undivided profits | $41,000 | 6,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 3,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $507,000 | 5,361 |
| Earning assets | $129,223,000 | 4,179 |
| Long-term assets (5+ years) | $9,065,000 | 5,518 |
| Average Assets, year-to-date | $141,579,600 | 4,086 |
| Average Assets, quarterly | $140,656,500 | 4,179 |
| Volatile liabilities | $20,578,000 | 4,857 |
| Insider loans | $5,233,000 | 1,467 |
| FHLB advances | $14,316,000 | 2,182 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $13,847,000 | 3,482 |
| Tier 1 (core) risk-based capital | $10,865,000 | 4,882 |
| Tier 2 risk-based capital | $1,297,000 | 3,664 |
| Total risk weighted assets | $103,299,000 | 4,010 |
| Total unused commitments | $13,847,000 | 3,485 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 20 | 5,765 |
| Assets and Liabilities | ||
| Total Assets: | $143,574,000 | 4,140 |
| Cash and due from depository institutions | $21,373,000 | 5,765 |
| Interest-bearing balances | $20,427,000 | 1,206 |
| Securities | $6,963,000 | 6,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $108,317,000 | 3,760 |
| Loan loss allowance | $1,672,000 | 3,533 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,638,000 | 3,872 |
| Other real estate owned | $1,106,000 | 5,765 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,177,000 | 4,106 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $143,574,000 | 4,140 |
| Total liabilities | $132,515,000 | 4,065 |
| Total deposits | $117,355,000 | 4,144 |
| Interest-bearing deposits | $108,955,000 | 3,926 |
| Deposits held in domestic offices | $117,355,000 | 4,142 |
| % insured | 87.35% | 4,813 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $160,000 | 7,215 |
| Total equity capital | $11,059,000 | 5,072 |
| Total bank equity capital | $11,059,000 | 5,071 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $4,065,000 | 1,190 |
| Surplus | $6,805,000 | 3,450 |
| Undivided profits | $189,000 | 6,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,185,000 | 4,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $474,000 | 5,755 |
| Earning assets | $135,707,000 | 4,071 |
| Long-term assets (5+ years) | $8,924,000 | 5,567 |
| Average Assets, year-to-date | $142,539,750 | 4,085 |
| Average Assets, quarterly | $142,593,000 | 4,134 |
| Volatile liabilities | $22,965,000 | 4,648 |
| Insider loans | $5,310,000 | 1,452 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,476,000 | 3,502 |
| Tier 1 (core) risk-based capital | $10,996,000 | 4,922 |
| Tier 2 risk-based capital | $1,324,000 | 3,586 |
| Total risk weighted assets | $105,592,000 | 3,980 |
| Total unused commitments | $14,476,000 | 3,503 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 19 | 5,966 |
| Assets and Liabilities | ||
| Total Assets: | $141,612,000 | 4,183 |
| Cash and due from depository institutions | $19,540,000 | 5,966 |
| Interest-bearing balances | $18,136,000 | 1,161 |
| Securities | $4,587,000 | 6,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $111,744,000 | 3,710 |
| Loan loss allowance | $1,702,000 | 3,428 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,676,000 | 3,876 |
| Other real estate owned | $694,000 | 5,966 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,371,000 | 4,736 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $141,612,000 | 4,183 |
| Total liabilities | $130,878,000 | 4,110 |
| Total deposits | $113,626,000 | 4,248 |
| Interest-bearing deposits | $103,945,000 | 4,066 |
| Deposits held in domestic offices | $113,626,000 | 4,245 |
| % insured | 79.11% | 4,002 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $17,000,000 | 2,205 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $252,000 | 6,663 |
| Total equity capital | $10,734,000 | 5,135 |
| Total bank equity capital | $10,734,000 | 5,134 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,065,000 | 1,205 |
| Surplus | $6,805,000 | 3,473 |
| Undivided profits | $-136,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,357,000 | 3,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $452,000 | 5,820 |
| Earning assets | $134,467,000 | 4,092 |
| Long-term assets (5+ years) | $9,614,000 | 5,465 |
| Average Assets, year-to-date | $142,195,000 | 4,135 |
| Average Assets, quarterly | $144,128,500 | 4,122 |
| Volatile liabilities | $28,219,000 | 4,139 |
| Insider loans | $5,294,000 | 1,478 |
| FHLB advances | $17,000,000 | 2,083 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,035,000 | 3,256 |
| Tier 1 (core) risk-based capital | $10,835,000 | 5,011 |
| Tier 2 risk-based capital | $1,334,000 | 3,535 |
| Total risk weighted assets | $106,346,000 | 3,984 |
| Total unused commitments | $17,035,000 | 3,256 |
| Derivatives | $4,934,000 | 707 |
| 2009-03-31 | Rank | |
| # of Employees: | 18 | 6,126 |
| Assets and Liabilities | ||
| Total Assets: | $146,645,000 | 4,109 |
| Cash and due from depository institutions | $22,202,000 | 6,126 |
| Interest-bearing balances | $21,267,000 | 892 |
| Securities | $7,053,000 | 6,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $112,423,000 | 3,703 |
| Loan loss allowance | $1,706,000 | 3,335 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,693,000 | 3,894 |
| Other real estate owned | $33,000 | 6,126 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,241,000 | 4,867 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $146,645,000 | 4,109 |
| Total liabilities | $136,030,000 | 4,014 |
| Total deposits | $120,051,000 | 4,088 |
| Interest-bearing deposits | $111,566,000 | 3,856 |
| Deposits held in domestic offices | $120,051,000 | 4,086 |
| % insured | 81.71% | 3,283 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,750,000 | 2,368 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $229,000 | 6,730 |
| Total equity capital | $10,615,000 | 5,221 |
| Total bank equity capital | $10,615,000 | 5,220 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,065,000 | 1,210 |
| Surplus | $6,805,000 | 3,451 |
| Undivided profits | $-255,000 | 7,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,245,000 | 3,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $476,000 | 5,696 |
| Earning assets | $140,743,000 | 3,971 |
| Long-term assets (5+ years) | $10,319,000 | 5,336 |
| Average Assets, year-to-date | $142,486,500 | 4,139 |
| Average Assets, quarterly | $142,486,500 | 4,139 |
| Volatile liabilities | $30,498,000 | 3,948 |
| Insider loans | $5,334,000 | 1,466 |
| FHLB advances | $15,750,000 | 2,256 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $18,656,000 | 3,191 |
| Tier 1 (core) risk-based capital | $10,660,000 | 5,093 |
| Tier 2 risk-based capital | $1,325,000 | 3,571 |
| Total risk weighted assets | $105,639,000 | 4,018 |
| Total unused commitments | $18,656,000 | 3,191 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 20 | 5,904 |
| Assets and Liabilities | ||
| Total Assets: | $138,328,000 | 4,221 |
| Cash and due from depository institutions | $1,268,000 | 5,904 |
| Interest-bearing balances | $71,000 | 5,962 |
| Securities | $8,239,000 | 6,263 |
| Federal funds sold & reverse repurchase agreements | $16,149,000 | 561 |
| Net loans & leases | $107,656,000 | 3,838 |
| Loan loss allowance | $1,634,000 | 3,384 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,736,000 | 3,897 |
| Other real estate owned | $0 | 5,904 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,280,000 | 4,908 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $138,328,000 | 4,221 |
| Total liabilities | $127,758,000 | 4,125 |
| Total deposits | $109,480,000 | 4,275 |
| Interest-bearing deposits | $101,497,000 | 4,059 |
| Deposits held in domestic offices | $109,480,000 | 4,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $18,000,000 | 2,343 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $278,000 | 6,487 |
| Total equity capital | $10,570,000 | 5,230 |
| Total bank equity capital | $10,570,000 | 5,230 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,065,000 | 1,205 |
| Surplus | $6,805,000 | 3,447 |
| Undivided profits | $-300,000 | 7,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $917,000 | 4,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $468,000 | 5,929 |
| Earning assets | $132,115,000 | 4,100 |
| Long-term assets (5+ years) | $9,369,000 | 5,452 |
| Average Assets, year-to-date | $130,226,600 | 4,279 |
| Average Assets, quarterly | $142,379,500 | 4,108 |
| Volatile liabilities | $32,908,000 | 3,690 |
| Insider loans | $5,094,000 | 1,581 |
| FHLB advances | $18,000,000 | 2,236 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $20,362,000 | 3,029 |
| Tier 1 (core) risk-based capital | $10,537,000 | 5,129 |
| Tier 2 risk-based capital | $1,377,000 | 3,459 |
| Total risk weighted assets | $109,869,000 | 3,917 |
| Total unused commitments | $20,362,000 | 3,029 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 23 | 5,599 |
| Assets and Liabilities | ||
| Total Assets: | $146,431,000 | 4,060 |
| Cash and due from depository institutions | $3,116,000 | 5,599 |
| Interest-bearing balances | $1,338,000 | 2,718 |
| Securities | $10,176,000 | 5,854 |
| Federal funds sold & reverse repurchase agreements | $17,063,000 | 682 |
| Net loans & leases | $110,702,000 | 3,743 |
| Loan loss allowance | $1,686,000 | 3,099 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,779,000 | 3,875 |
| Other real estate owned | $0 | 5,599 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,595,000 | 4,645 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $146,431,000 | 4,060 |
| Total liabilities | $136,150,000 | 3,942 |
| Total deposits | $118,667,000 | 4,000 |
| Interest-bearing deposits | $111,103,000 | 3,770 |
| Deposits held in domestic offices | $118,667,000 | 3,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $17,100,000 | 2,429 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $383,000 | 6,066 |
| Total equity capital | $10,281,000 | 5,360 |
| Total bank equity capital | $10,281,000 | 5,360 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,065,000 | 1,205 |
| Surplus | $6,805,000 | 3,441 |
| Undivided profits | $-589,000 | 7,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 4,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $549,000 | 5,636 |
| Earning assets | $139,279,000 | 3,960 |
| Long-term assets (5+ years) | $10,098,000 | 5,302 |
| Average Assets, year-to-date | $128,201,250 | 4,331 |
| Average Assets, quarterly | $138,476,000 | 4,170 |
| Volatile liabilities | $32,337,000 | 3,633 |
| Insider loans | $5,988,000 | 1,325 |
| FHLB advances | $17,100,000 | 2,326 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $26,421,000 | 2,703 |
| Tier 1 (core) risk-based capital | $10,275,000 | 5,288 |
| Tier 2 risk-based capital | $1,447,000 | 3,263 |
| Total risk weighted assets | $115,545,000 | 3,774 |
| Total unused commitments | $26,421,000 | 2,705 |
| Derivatives | $948,000 | 853 |
| 2008-06-30 | Rank | |
| # of Employees: | 21 | 5,912 |
| Assets and Liabilities | ||
| Total Assets: | $130,521,000 | 4,366 |
| Cash and due from depository institutions | $2,260,000 | 5,912 |
| Interest-bearing balances | $1,093,000 | 2,806 |
| Securities | $4,229,000 | 7,161 |
| Federal funds sold & reverse repurchase agreements | $14,556,000 | 794 |
| Net loans & leases | $104,513,000 | 3,888 |
| Loan loss allowance | $1,592,000 | 3,166 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,796,000 | 3,848 |
| Other real estate owned | $0 | 5,912 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,167,000 | 5,062 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $130,521,000 | 4,366 |
| Total liabilities | $120,486,000 | 4,256 |
| Total deposits | $108,135,000 | 4,303 |
| Interest-bearing deposits | $100,942,000 | 4,038 |
| Deposits held in domestic offices | $108,135,000 | 4,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $12,000,000 | 2,815 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $351,000 | 6,220 |
| Total equity capital | $10,035,000 | 5,465 |
| Total bank equity capital | $10,035,000 | 5,465 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,065,000 | 1,201 |
| Surplus | $6,805,000 | 3,434 |
| Undivided profits | $-835,000 | 7,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $530,000 | 5,720 |
| Earning assets | $124,391,000 | 4,264 |
| Long-term assets (5+ years) | $10,819,000 | 5,159 |
| Average Assets, year-to-date | $122,124,670 | 4,499 |
| Average Assets, quarterly | $125,005,500 | 4,470 |
| Volatile liabilities | $26,109,000 | 4,133 |
| Insider loans | $5,893,000 | 1,361 |
| FHLB advances | $12,000,000 | 2,708 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $31,358,000 | 2,466 |
| Tier 1 (core) risk-based capital | $10,003,000 | 5,389 |
| Tier 2 risk-based capital | $1,362,000 | 3,374 |
| Total risk weighted assets | $108,740,000 | 3,942 |
| Total unused commitments | $31,358,000 | 2,469 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 21 | 5,933 |
| Assets and Liabilities | ||
| Total Assets: | $119,490,000 | 4,615 |
| Cash and due from depository institutions | $12,190,000 | 5,933 |
| Interest-bearing balances | $307,000 | 4,054 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $101,892,000 | 3,920 |
| Loan loss allowance | $1,567,000 | 3,138 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,842,000 | 3,807 |
| Other real estate owned | $0 | 5,933 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,566,000 | 4,546 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $119,490,000 | 4,615 |
| Total liabilities | $109,778,000 | 4,505 |
| Total deposits | $83,508,000 | 5,062 |
| Interest-bearing deposits | $76,822,000 | 4,833 |
| Deposits held in domestic offices | $83,508,000 | 5,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,585,000 | 1,730 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $21,421,000 | 1,905 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $264,000 | 6,929 |
| Total equity capital | $9,712,000 | 5,641 |
| Total bank equity capital | $9,712,000 | 5,641 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,065,000 | 1,197 |
| Surplus | $6,675,000 | 3,447 |
| Undivided profits | $-1,028,000 | 7,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $554,000 | 5,560 |
| Earning assets | $102,199,000 | 4,832 |
| Long-term assets (5+ years) | $10,770,000 | 5,068 |
| Average Assets, year-to-date | $117,926,500 | 4,615 |
| Average Assets, quarterly | $117,926,500 | 4,615 |
| Volatile liabilities | $37,700,000 | 3,255 |
| Insider loans | $5,985,000 | 1,306 |
| FHLB advances | $21,421,000 | 1,822 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $27,868,000 | 2,732 |
| Tier 1 (core) risk-based capital | $9,084,000 | 5,698 |
| Tier 2 risk-based capital | $1,276,000 | 3,470 |
| Total risk weighted assets | $101,791,000 | 4,069 |
| Total unused commitments | $27,868,000 | 2,735 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 21 | 5,951 |
| Assets and Liabilities | ||
| Total Assets: | $116,363,000 | 4,647 |
| Cash and due from depository institutions | $16,436,000 | 5,951 |
| Interest-bearing balances | $378,000 | 3,440 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $94,827,000 | 4,080 |
| Loan loss allowance | $1,444,000 | 3,324 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,853,000 | 3,782 |
| Other real estate owned | $0 | 5,951 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,247,000 | 4,907 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $116,363,000 | 4,647 |
| Total liabilities | $108,061,000 | 4,519 |
| Total deposits | $89,969,000 | 4,787 |
| Interest-bearing deposits | $83,622,000 | 4,515 |
| Deposits held in domestic offices | $89,969,000 | 4,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,679,000 | 2,027 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $413,000 | 6,073 |
| Total equity capital | $8,302,000 | 6,083 |
| Total bank equity capital | $8,302,000 | 6,083 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,065,000 | 1,188 |
| Surplus | $5,515,000 | 3,831 |
| Undivided profits | $-1,278,000 | 7,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $455,000 | 6,326 |
| Earning assets | $95,205,000 | 4,986 |
| Long-term assets (5+ years) | $9,668,000 | 5,006 |
| Average Assets, year-to-date | $78,235,200 | 5,717 |
| Average Assets, quarterly | $105,523,500 | 4,887 |
| Volatile liabilities | $38,098,000 | 3,207 |
| Insider loans | $6,275,000 | 1,236 |
| FHLB advances | $17,679,000 | 1,928 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $26,857,000 | 2,786 |
| Tier 1 (core) risk-based capital | $7,515,000 | 6,273 |
| Tier 2 risk-based capital | $1,229,000 | 3,537 |
| Total risk weighted assets | $98,096,000 | 4,131 |
| Total unused commitments | $26,857,000 | 2,787 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 20 | 6,092 |
| Assets and Liabilities | ||
| Total Assets: | $94,684,000 | 5,237 |
| Cash and due from depository institutions | $1,688,000 | 6,092 |
| Interest-bearing balances | $4,000 | 6,428 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $8,089,000 | 1,776 |
| Net loans & leases | $80,086,000 | 4,479 |
| Loan loss allowance | $1,220,000 | 3,679 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,899,000 | 3,717 |
| Other real estate owned | $0 | 6,092 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,922,000 | 5,359 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $94,684,000 | 5,237 |
| Total liabilities | $86,428,000 | 5,125 |
| Total deposits | $75,974,000 | 5,272 |
| Interest-bearing deposits | $70,172,000 | 5,005 |
| Deposits held in domestic offices | $75,974,000 | 5,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $454,000 | 6,005 |
| Total equity capital | $8,256,000 | 6,073 |
| Total bank equity capital | $8,256,000 | 6,073 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,065,000 | 1,170 |
| Surplus | $5,515,000 | 3,781 |
| Undivided profits | $-1,324,000 | 8,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $419,000 | 6,753 |
| Earning assets | $88,179,000 | 5,179 |
| Long-term assets (5+ years) | $7,413,000 | 5,345 |
| Average Assets, year-to-date | $68,703,250 | 6,040 |
| Average Assets, quarterly | $85,723,500 | 5,510 |
| Volatile liabilities | $35,256,000 | 3,364 |
| Insider loans | $5,482,000 | 1,363 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $28,560,000 | 2,718 |
| Tier 1 (core) risk-based capital | $7,438,000 | 6,304 |
| Tier 2 risk-based capital | $1,060,000 | 3,863 |
| Total risk weighted assets | $84,627,000 | 4,516 |
| Total unused commitments | $28,560,000 | 2,718 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 20 | 6,123 |
| Assets and Liabilities | ||
| Total Assets: | $76,763,000 | 5,865 |
| Cash and due from depository institutions | $1,770,000 | 6,123 |
| Interest-bearing balances | $2,000 | 6,507 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $8,343,000 | 1,844 |
| Net loans & leases | $62,138,000 | 5,150 |
| Loan loss allowance | $920,000 | 4,430 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,928,000 | 3,663 |
| Other real estate owned | $0 | 6,123 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,584,000 | 5,757 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $76,763,000 | 5,865 |
| Total liabilities | $69,295,000 | 5,782 |
| Total deposits | $63,960,000 | 5,786 |
| Interest-bearing deposits | $58,267,000 | 5,550 |
| Deposits held in domestic offices | $63,960,000 | 5,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $335,000 | 6,494 |
| Total equity capital | $7,468,000 | 6,324 |
| Total bank equity capital | $7,468,000 | 6,324 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,065,000 | 1,157 |
| Surplus | $4,675,000 | 4,139 |
| Undivided profits | $-1,272,000 | 8,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $359,000 | 6,906 |
| Earning assets | $70,483,000 | 5,856 |
| Long-term assets (5+ years) | $5,259,000 | 5,820 |
| Average Assets, year-to-date | $60,043,000 | 6,415 |
| Average Assets, quarterly | $67,305,500 | 6,157 |
| Volatile liabilities | $29,878,000 | 3,714 |
| Insider loans | $5,508,000 | 1,337 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $17,451,000 | 3,694 |
| Tier 1 (core) risk-based capital | $6,681,000 | 6,608 |
| Tier 2 risk-based capital | $827,000 | 4,538 |
| Total risk weighted assets | $66,098,000 | 5,175 |
| Total unused commitments | $17,451,000 | 3,696 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 20 | 6,118 |
| Assets and Liabilities | ||
| Total Assets: | $57,848,000 | 6,558 |
| Cash and due from depository institutions | $1,010,000 | 6,118 |
| Interest-bearing balances | $7,000 | 6,341 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $5,147,000 | 3,278 |
| Net loans & leases | $47,473,000 | 5,782 |
| Loan loss allowance | $704,000 | 5,190 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,964,000 | 3,594 |
| Other real estate owned | $0 | 6,118 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,254,000 | 6,199 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $57,848,000 | 6,558 |
| Total liabilities | $50,290,000 | 6,571 |
| Total deposits | $50,143,000 | 6,429 |
| Interest-bearing deposits | $44,967,000 | 6,264 |
| Deposits held in domestic offices | $50,143,000 | 6,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $147,000 | 7,764 |
| Total equity capital | $7,558,000 | 6,295 |
| Total bank equity capital | $7,558,000 | 6,295 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,065,000 | 1,141 |
| Surplus | $4,675,000 | 4,105 |
| Undivided profits | $-1,182,000 | 8,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $255,000 | 7,502 |
| Earning assets | $52,627,000 | 6,584 |
| Long-term assets (5+ years) | $1,997,000 | 6,788 |
| Average Assets, year-to-date | $51,683,000 | 6,820 |
| Average Assets, quarterly | $51,683,000 | 6,820 |
| Volatile liabilities | $16,851,000 | 5,045 |
| Insider loans | $7,050,000 | 1,021 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $16,247,000 | 3,837 |
| Tier 1 (core) risk-based capital | $6,825,000 | 6,510 |
| Tier 2 risk-based capital | $642,000 | 5,207 |
| Total risk weighted assets | $51,329,000 | 5,808 |
| Total unused commitments | $16,247,000 | 3,837 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 19 | 6,279 |
| Assets and Liabilities | ||
| Total Assets: | $45,518,000 | 7,102 |
| Cash and due from depository institutions | $534,000 | 6,279 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,907 |
| Net loans & leases | $35,999,000 | 6,437 |
| Loan loss allowance | $534,000 | 5,892 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,005,000 | 3,529 |
| Other real estate owned | $0 | 6,279 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,080,000 | 6,595 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $45,518,000 | 7,102 |
| Total liabilities | $37,873,000 | 7,168 |
| Total deposits | $37,763,000 | 7,030 |
| Interest-bearing deposits | $33,643,000 | 6,879 |
| Deposits held in domestic offices | $37,763,000 | 7,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $110,000 | 8,019 |
| Total equity capital | $7,645,000 | 6,215 |
| Total bank equity capital | $7,645,000 | 6,215 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,065,000 | 1,130 |
| Surplus | $4,675,000 | 4,060 |
| Undivided profits | $-1,095,000 | 8,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $208,000 | 7,870 |
| Earning assets | $40,899,000 | 7,115 |
| Long-term assets (5+ years) | $1,841,000 | 6,844 |
| Average Assets, year-to-date | $30,890,250 | 7,726 |
| Average Assets, quarterly | $40,022,000 | 7,325 |
| Volatile liabilities | $13,475,000 | 5,586 |
| Insider loans | $7,020,000 | 1,011 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $15,303,000 | 3,870 |
| Tier 1 (core) risk-based capital | $6,965,000 | 6,412 |
| Tier 2 risk-based capital | $534,000 | 5,677 |
| Total risk weighted assets | $43,643,000 | 6,187 |
| Total unused commitments | $15,303,000 | 3,870 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 18 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $34,526,000 | 7,641 |
| Cash and due from depository institutions | $581,000 | 6,462 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $6,496,000 | 2,025 |
| Net loans & leases | $23,656,000 | 7,299 |
| Loan loss allowance | $351,000 | 6,875 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,047,000 | 3,472 |
| Other real estate owned | $0 | 6,462 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $746,000 | 7,352 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $34,526,000 | 7,641 |
| Total liabilities | $26,736,000 | 7,786 |
| Total deposits | $26,678,000 | 7,682 |
| Interest-bearing deposits | $24,013,000 | 7,539 |
| Deposits held in domestic offices | $26,678,000 | 7,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $58,000 | 8,515 |
| Total equity capital | $7,790,000 | 6,138 |
| Total bank equity capital | $7,790,000 | 6,138 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,065,000 | 1,116 |
| Surplus | $4,675,000 | 4,043 |
| Undivided profits | $-950,000 | 8,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $120,000 | 8,353 |
| Earning assets | $30,152,000 | 7,715 |
| Long-term assets (5+ years) | $760,000 | 7,341 |
| Average Assets, year-to-date | $26,014,330 | 8,025 |
| Average Assets, quarterly | $29,108,000 | 7,883 |
| Volatile liabilities | $8,080,000 | 6,630 |
| Insider loans | $5,078,000 | 1,404 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,303,000 | 4,326 |
| Tier 1 (core) risk-based capital | $7,305,000 | 6,287 |
| Tier 2 risk-based capital | $351,000 | 6,664 |
| Total risk weighted assets | $29,869,000 | 7,028 |
| Total unused commitments | $12,303,000 | 4,326 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $23,690,000 | 8,185 |
| Cash and due from depository institutions | $1,568,000 | 6,475 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $3,536,000 | 2,773 |
| Net loans & leases | $15,193,000 | 7,917 |
| Loan loss allowance | $225,000 | 7,632 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,830,000 | 3,618 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $563,000 | 7,745 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $23,690,000 | 8,185 |
| Total liabilities | $15,685,000 | 8,369 |
| Total deposits | $15,637,000 | 8,311 |
| Interest-bearing deposits | $15,090,000 | 8,140 |
| Deposits held in domestic offices | $15,637,000 | 8,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $48,000 | 8,572 |
| Total equity capital | $8,005,000 | 5,935 |
| Total bank equity capital | $8,005,000 | 5,935 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,065,000 | 1,100 |
| Surplus | $4,675,000 | 4,001 |
| Undivided profits | $-735,000 | 8,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $72,000 | 8,529 |
| Earning assets | $18,729,000 | 8,323 |
| Long-term assets (5+ years) | $1,373,000 | 7,069 |
| Average Assets, year-to-date | $21,758,500 | 8,272 |
| Average Assets, quarterly | $21,758,500 | 8,273 |
| Volatile liabilities | $3,964,000 | 7,688 |
| Insider loans | $2,838,000 | 2,263 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $7,436,000 | 5,385 |
| Tier 1 (core) risk-based capital | $7,627,000 | 6,112 |
| Tier 2 risk-based capital | $225,000 | 7,482 |
| Total risk weighted assets | $19,777,000 | 7,772 |
| Total unused commitments | $7,436,000 | 5,386 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 10 | 7,808 |
| Assets and Liabilities | ||
| Total Assets: | $19,827,000 | 8,371 |
| Cash and due from depository institutions | $308,000 | 7,808 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $6,441,000 | 2,185 |
| Net loans & leases | $10,557,000 | 8,244 |
| Loan loss allowance | $160,000 | 8,030 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,142,000 | 4,258 |
| Other real estate owned | $0 | 7,808 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $379,000 | 8,154 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $19,827,000 | 8,371 |
| Total liabilities | $11,649,000 | 8,550 |
| Total deposits | $11,042,000 | 8,534 |
| Interest-bearing deposits | $9,972,000 | 8,457 |
| Deposits held in domestic offices | $11,042,000 | 8,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $607,000 | 4,699 |
| Total equity capital | $8,178,000 | 5,825 |
| Total bank equity capital | $8,178,000 | 5,825 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,066,000 | 1,089 |
| Surplus | $4,675,000 | 3,929 |
| Undivided profits | $-563,000 | 8,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $33,000 | 8,655 |
| Earning assets | $16,998,000 | 8,412 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $19,827,000 | 8,365 |
| Average Assets, quarterly | $19,827,000 | 8,365 |
| Volatile liabilities | $6,501,000 | 6,926 |
| Insider loans | $2,433,000 | 2,510 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,389,000 | 6,328 |
| Tier 1 (core) risk-based capital | $7,888,000 | 5,930 |
| Tier 2 risk-based capital | $160,000 | 7,922 |
| Total risk weighted assets | $14,686,000 | 8,100 |
| Total unused commitments | $4,389,000 | 6,329 |
| Derivatives | $0 | 990 |