Home > Community Bank of Pickens County > Income and Expense

Community Bank of Pickens County, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$31,341,0001,351
Total interest expense$7,357,0001,584
Net interest income$23,984,0001,248
Provision for loan and lease losses$375,0001,482
Total noninterest income$2,201,0001,911
Gross Fiduciary activities income$0981
Service charges on deposit accounts$494,0001,654
Trading account gains and feesNANA
Additional Noninterest Income$1,707,0001,755
Total noninterest expense$10,893,0001,933
Salaries and employee benefits$5,765,0002,006
Premises and equipment expense$646,0002,596
Additional noninterest expense$1,707,0001,755
Pre-tax net operating income$14,917,000860
Securities gains (losses)$0988
Applicable income taxes$3,439,000687
Income before extraordinary items$11,478,000902
Extraordinary gains, net$054
Net income$11,478,000915
Minority interest net income$088
Net income of bank and minority interests.$11,478,000905
Net charge-offs$248,0001,056
Cash dividends$3,956,000974
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,478,000918
2023-09-30 (YTD Data)Rank
Total interest income$22,775,0001,355
Total interest expense$5,049,0001,567
Net interest income$17,726,0001,263
Provision for loan and lease losses$125,0001,999
Total noninterest income$1,629,0001,926
Gross Fiduciary activities income$0950
Service charges on deposit accounts$363,0001,678
Trading account gains and feesNANA
Additional Noninterest Income$1,266,0001,769
Total noninterest expense$8,239,0001,920
Salaries and employee benefits$4,304,0002,015
Premises and equipment expense$499,0002,557
Additional noninterest expense$1,266,0001,769
Pre-tax net operating income$10,991,000905
Securities gains (losses)$0849
Applicable income taxes$2,538,000720
Income before extraordinary items$8,453,000959
Extraordinary gains, net$052
Net income$8,453,000962
Minority interest net income$081
Net income of bank and minority interests.$8,453,000959
Net charge-offs$143,0001,025
Cash dividends$3,956,000734
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,453,000970
2023-06-30 (YTD Data)Rank
Total interest income$14,642,0001,363
Total interest expense$2,992,0001,566
Net interest income$11,650,0001,293
Provision for loan and lease losses$125,0001,671
Total noninterest income$1,097,0001,857
Gross Fiduciary activities income$0931
Service charges on deposit accounts$245,0001,647
Trading account gains and feesNANA
Additional Noninterest Income$852,0001,687
Total noninterest expense$5,379,0001,940
Salaries and employee benefits$2,826,0002,036
Premises and equipment expense$339,0002,527
Additional noninterest expense$852,0001,685
Pre-tax net operating income$7,243,000922
Securities gains (losses)$0938
Applicable income taxes$1,680,000733
Income before extraordinary items$5,563,000978
Extraordinary gains, net$051
Net income$5,563,000991
Minority interest net income$081
Net income of bank and minority interests.$5,563,000978
Net charge-offs$-13,0003,991
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,563,000987
2023-03-31 (YTD Data)Rank
Total interest income$7,024,0001,385
Total interest expense$1,296,0001,562
Net interest income$5,728,0001,314
Provision for loan and lease losses$125,0001,142
Total noninterest income$536,0001,872
Gross Fiduciary activities income$0913
Service charges on deposit accounts$125,0001,643
Trading account gains and feesNANA
Additional Noninterest Income$411,0001,693
Total noninterest expense$2,650,0001,984
Salaries and employee benefits$1,408,0002,070
Premises and equipment expense$185,0002,455
Additional noninterest expense$411,0001,693
Pre-tax net operating income$3,489,000968
Securities gains (losses)$0950
Applicable income taxes$798,000773
Income before extraordinary items$2,691,0001,017
Extraordinary gains, net$04
Net income$2,691,0001,016
Minority interest net income$048
Net income of bank and minority interests.$2,691,0001,016
Net charge-offs$-8,0003,980
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,691,0001,029
2022-12-31 (YTD Data)Rank
Total interest income$22,182,0001,445
Total interest expense$2,804,0001,240
Net interest income$19,378,0001,472
Provision for loan and lease losses$400,0001,341
Total noninterest income$2,115,0001,986
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$447,0001,818
Trading account gains and feesNANA
Additional Noninterest Income$1,668,0001,802
Total noninterest expense$9,501,0002,081
Salaries and employee benefits$5,246,0002,110
Premises and equipment expense$607,0002,697
Additional noninterest expense$1,668,0001,802
Pre-tax net operating income$11,592,0001,148
Securities gains (losses)$0691
Applicable income taxes$2,727,000880
Income before extraordinary items$8,865,0001,209
Extraordinary gains, net$05
Net income$8,865,0001,208
Minority interest net income$063
Net income of bank and minority interests.$8,865,0001,209
Net charge-offs$-11,0003,661
Cash dividends$3,406,0001,053
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,865,0001,231
2022-09-30 (YTD Data)Rank
Total interest income$15,449,0001,478
Total interest expense$1,829,0001,098
Net interest income$13,620,0001,536
Provision for loan and lease losses$100,0001,857
Total noninterest income$1,669,0001,958
Gross Fiduciary activities income$0968
Service charges on deposit accounts$305,0001,944
Trading account gains and feesNANA
Additional Noninterest Income$1,364,0001,734
Total noninterest expense$7,288,0002,044
Salaries and employee benefits$3,921,0002,107
Premises and equipment expense$465,0002,666
Additional noninterest expense$1,364,0001,734
Pre-tax net operating income$7,901,0001,220
Securities gains (losses)$0740
Applicable income taxes$1,859,000932
Income before extraordinary items$6,042,0001,286
Extraordinary gains, net$04
Net income$6,042,0001,285
Minority interest net income$057
Net income of bank and minority interests.$6,042,0001,286
Net charge-offs$-11,0003,629
Cash dividends$3,406,000772
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,042,0001,311
2022-06-30 (YTD Data)Rank
Total interest income$9,557,0001,525
Total interest expense$1,224,000939
Net interest income$8,333,0001,606
Provision for loan and lease losses$02,599
Total noninterest income$1,141,0001,921
Gross Fiduciary activities income$0925
Service charges on deposit accounts$190,0002,018
Trading account gains and feesNANA
Additional Noninterest Income$951,0001,722
Total noninterest expense$4,812,0002,043
Salaries and employee benefits$2,601,0002,121
Premises and equipment expense$302,0002,712
Additional noninterest expense$1,909,0001,662
Pre-tax net operating income$4,662,0001,260
Securities gains (losses)$0687
Applicable income taxes$1,097,000954
Income before extraordinary items$3,565,0001,339
Extraordinary gains, net$04
Net income$3,565,0001,338
Minority interest net income$060
Net income of bank and minority interests.$3,565,0001,339
Net charge-offs$-9,0003,628
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,565,0001,371
2022-03-31 (YTD Data)Rank
Total interest income$4,621,0001,528
Total interest expense$619,000891
Net interest income$4,002,0001,612
Provision for loan and lease losses$02,285
Total noninterest income$626,0001,827
Gross Fiduciary activities income$0892
Service charges on deposit accounts$97,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$529,0001,613
Total noninterest expense$2,418,0002,024
Salaries and employee benefits$1,297,0002,134
Premises and equipment expense$146,0002,782
Additional noninterest expense$975,0001,607
Pre-tax net operating income$2,210,0001,266
Securities gains (losses)$0623
Applicable income taxes$525,000942
Income before extraordinary items$1,685,0001,344
Extraordinary gains, net$04
Net income$1,685,0001,344
Minority interest net income$050
Net income of bank and minority interests.$1,685,0001,344
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,685,0001,361
2021-12-31 (YTD Data)Rank
Total interest income$20,102,0001,477
Total interest expense$3,006,000900
Net interest income$17,096,0001,558
Provision for loan and lease losses$610,000870
Total noninterest income$2,456,0002,017
Gross Fiduciary activities income$0994
Service charges on deposit accounts$352,0002,013
Trading account gains and feesNANA
Additional Noninterest Income$2,104,0001,854
Total noninterest expense$8,964,0002,124
Salaries and employee benefits$4,694,0002,246
Premises and equipment expense$601,0002,736
Additional noninterest expense$3,669,0001,690
Pre-tax net operating income$9,978,0001,284
Securities gains (losses)$02,062
Applicable income taxes$2,378,000986
Income before extraordinary items$7,600,0001,395
Extraordinary gains, net$010
Net income$7,600,0001,395
Minority interest net income$074
Net income of bank and minority interests.$7,600,0001,395
Net charge-offs$131,0001,218
Cash dividends$2,280,0001,406
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,600,0001,373
2021-09-30 (YTD Data)Rank
Total interest income$15,557,0001,464
Total interest expense$2,334,000920
Net interest income$13,223,0001,542
Provision for loan and lease losses$100,0001,926
Total noninterest income$1,694,0002,140
Gross Fiduciary activities income$0957
Service charges on deposit accounts$252,0002,064
Trading account gains and feesNANA
Additional Noninterest Income$1,442,0001,997
Total noninterest expense$6,510,0002,176
Salaries and employee benefits$3,531,0002,247
Premises and equipment expense$438,0002,800
Additional noninterest expense$2,541,0001,801
Pre-tax net operating income$8,307,0001,245
Securities gains (losses)$02,015
Applicable income taxes$1,990,000978
Income before extraordinary items$6,317,0001,343
Extraordinary gains, net$08
Net income$6,317,0001,343
Minority interest net income$069
Net income of bank and minority interests.$6,317,0001,343
Net charge-offs$125,000991
Cash dividends$1,780,0001,260
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,317,0001,324
2021-06-30 (YTD Data)Rank
Total interest income$10,951,0001,387
Total interest expense$1,604,000930
Net interest income$9,347,0001,457
Provision for loan and lease losses$02,862
Total noninterest income$1,133,0002,101
Gross Fiduciary activities income$0951
Service charges on deposit accounts$153,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$980,0001,931
Total noninterest expense$4,403,0002,157
Salaries and employee benefits$2,416,0002,215
Premises and equipment expense$298,0002,757
Additional noninterest expense$1,689,0001,785
Pre-tax net operating income$6,077,0001,138
Securities gains (losses)$01,818
Applicable income taxes$1,474,000902
Income before extraordinary items$4,603,0001,262
Extraordinary gains, net$06
Net income$4,603,0001,262
Minority interest net income$067
Net income of bank and minority interests.$4,603,0001,262
Net charge-offs$127,000819
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,603,0001,235
2021-03-31 (YTD Data)Rank
Total interest income$5,168,0001,464
Total interest expense$837,000948
Net interest income$4,331,0001,540
Provision for loan and lease losses$02,741
Total noninterest income$579,0002,078
Gross Fiduciary activities income$0922
Service charges on deposit accounts$77,0002,104
Trading account gains and feesNANA
Additional Noninterest Income$502,0001,916
Total noninterest expense$2,101,0002,196
Salaries and employee benefits$1,143,0002,289
Premises and equipment expense$139,0002,900
Additional noninterest expense$819,0001,804
Pre-tax net operating income$2,809,0001,193
Securities gains (losses)$01,392
Applicable income taxes$672,000949
Income before extraordinary items$2,137,0001,333
Extraordinary gains, net$03
Net income$2,137,0001,332
Minority interest net income$055
Net income of bank and minority interests.$2,137,0001,333
Net charge-offs$201,000425
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,137,0001,301
2020-12-31 (YTD Data)Rank
Total interest income$18,494,0001,593
Total interest expense$4,119,0001,135
Net interest income$14,375,0001,708
Provision for loan and lease losses$1,530,0001,240
Total noninterest income$4,704,0001,315
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$387,0001,935
Trading account gains and feesNANA
Additional Noninterest Income$4,317,0001,137
Total noninterest expense$9,275,0002,054
Salaries and employee benefits$4,549,0002,274
Premises and equipment expense$557,0002,872
Additional noninterest expense$4,169,0001,486
Pre-tax net operating income$8,274,0001,227
Securities gains (losses)$02,675
Applicable income taxes$1,359,0001,207
Income before extraordinary items$6,915,0001,271
Extraordinary gains, net$04
Net income$6,915,0001,272
Minority interest net income$072
Net income of bank and minority interests.$6,915,0001,272
Net charge-offs$755,000761
Cash dividends$1,429,0001,827
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,915,0001,236
2020-09-30 (YTD Data)Rank
Total interest income$14,213,0001,568
Total interest expense$3,194,0001,169
Net interest income$11,019,0001,670
Provision for loan and lease losses$1,200,0001,222
Total noninterest income$4,071,0001,165
Gross Fiduciary activities income$0981
Service charges on deposit accounts$292,0001,926
Trading account gains and feesNANA
Additional Noninterest Income$3,779,000978
Total noninterest expense$6,435,0002,148
Salaries and employee benefits$3,376,0002,275
Premises and equipment expense$415,0002,894
Additional noninterest expense$2,644,0001,669
Pre-tax net operating income$7,455,0001,027
Securities gains (losses)$02,494
Applicable income taxes$1,182,0001,059
Income before extraordinary items$6,273,0001,063
Extraordinary gains, net$04
Net income$6,273,0001,063
Minority interest net income$065
Net income of bank and minority interests.$6,273,0001,063
Net charge-offs$216,0001,211
Cash dividends$1,429,0001,391
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,273,0001,041
2020-06-30 (YTD Data)Rank
Total interest income$9,758,0001,548
Total interest expense$2,196,0001,213
Net interest income$7,562,0001,626
Provision for loan and lease losses$600,0001,444
Total noninterest income$3,603,000927
Gross Fiduciary activities income$0970
Service charges on deposit accounts$198,0001,927
Trading account gains and feesNANA
Additional Noninterest Income$3,405,000749
Total noninterest expense$4,386,0002,123
Salaries and employee benefits$2,255,0002,277
Premises and equipment expense$276,0002,900
Additional noninterest expense$1,855,0001,594
Pre-tax net operating income$6,179,000779
Securities gains (losses)$02,249
Applicable income taxes$892,000904
Income before extraordinary items$5,287,000809
Extraordinary gains, net$04
Net income$5,287,000809
Minority interest net income$065
Net income of bank and minority interests.$5,287,000809
Net charge-offs$172,0001,089
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,287,000776
2020-03-31 (YTD Data)Rank
Total interest income$4,241,0001,728
Total interest expense$1,145,0001,286
Net interest income$3,096,0001,871
Provision for loan and lease losses$03,711
Total noninterest income$739,0001,543
Gross Fiduciary activities income$0941
Service charges on deposit accounts$126,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$613,0001,336
Total noninterest expense$2,110,0002,199
Salaries and employee benefits$1,111,0002,312
Premises and equipment expense$140,0002,908
Additional noninterest expense$859,0001,721
Pre-tax net operating income$1,725,0001,186
Securities gains (losses)$01,705
Applicable income taxes$387,000897
Income before extraordinary items$1,338,0001,306
Extraordinary gains, net$04
Net income$1,338,0001,305
Minority interest net income$056
Net income of bank and minority interests.$1,338,0001,306
Net charge-offs$174,000675
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,338,0001,281
2019-12-31 (YTD Data)Rank
Total interest income$17,923,0001,667
Total interest expense$4,253,0001,418
Net interest income$13,670,0001,741
Provision for loan and lease losses$03,973
Total noninterest income$2,347,0001,813
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$480,0001,975
Trading account gains and feesNANA
Additional Noninterest Income$1,867,0001,601
Total noninterest expense$8,932,0002,085
Salaries and employee benefits$4,510,0002,251
Premises and equipment expense$562,0002,905
Additional noninterest expense$3,860,0001,559
Pre-tax net operating income$7,085,0001,352
Securities gains (losses)$02,379
Applicable income taxes$1,608,0001,050
Income before extraordinary items$5,477,0001,485
Extraordinary gains, net$011
Net income$5,477,0001,486
Minority interest net income$076
Net income of bank and minority interests.$5,477,0001,487
Net charge-offs$338,0001,278
Cash dividends$1,441,0001,930
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,477,0001,450
2019-09-30 (YTD Data)Rank
Total interest income$13,402,0001,689
Total interest expense$3,084,0001,454
Net interest income$10,318,0001,752
Provision for loan and lease losses$03,836
Total noninterest income$1,806,0001,780
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$348,0002,023
Trading account gains and feesNANA
Additional Noninterest Income$1,458,0001,562
Total noninterest expense$6,489,0002,133
Salaries and employee benefits$3,440,0002,241
Premises and equipment expense$425,0002,910
Additional noninterest expense$2,624,0001,678
Pre-tax net operating income$5,635,0001,325
Securities gains (losses)$02,167
Applicable income taxes$1,289,0001,038
Income before extraordinary items$4,346,0001,451
Extraordinary gains, net$011
Net income$4,346,0001,451
Minority interest net income$072
Net income of bank and minority interests.$4,346,0001,453
Net charge-offs$302,0001,027
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,346,0001,418
2019-06-30 (YTD Data)Rank
Total interest income$8,865,0001,697
Total interest expense$1,972,0001,480
Net interest income$6,893,0001,747
Provision for loan and lease losses$03,685
Total noninterest income$1,263,0001,703
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$221,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$1,042,0001,457
Total noninterest expense$4,495,0002,089
Salaries and employee benefits$2,393,0002,193
Premises and equipment expense$284,0002,919
Additional noninterest expense$1,818,0001,635
Pre-tax net operating income$3,661,0001,322
Securities gains (losses)$01,702
Applicable income taxes$837,0001,017
Income before extraordinary items$2,824,0001,455
Extraordinary gains, net$011
Net income$2,824,0001,454
Minority interest net income$069
Net income of bank and minority interests.$2,824,0001,455
Net charge-offs$215,000952
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,824,0001,428
2019-03-31 (YTD Data)Rank
Total interest income$4,409,0001,706
Total interest expense$945,0001,493
Net interest income$3,464,0001,744
Provision for loan and lease losses$03,406
Total noninterest income$682,0001,596
Gross Fiduciary activities income$0972
Service charges on deposit accounts$108,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$574,0001,320
Total noninterest expense$2,370,0002,020
Salaries and employee benefits$1,340,0002,026
Premises and equipment expense$146,0002,898
Additional noninterest expense$884,0001,680
Pre-tax net operating income$1,776,0001,329
Securities gains (losses)$01,087
Applicable income taxes$404,0001,040
Income before extraordinary items$1,372,0001,453
Extraordinary gains, net$05
Net income$1,372,0001,452
Minority interest net income$052
Net income of bank and minority interests.$1,372,0001,452
Net charge-offs$220,000582
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,372,0001,429
2018-12-31 (YTD Data)Rank
Total interest income$17,390,0001,637
Total interest expense$3,299,0001,327
Net interest income$14,091,0001,703
Provision for loan and lease losses$04,082
Total noninterest income$2,692,0001,662
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$498,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$2,194,0001,412
Total noninterest expense$10,556,0001,819
Salaries and employee benefits$4,333,0002,331
Premises and equipment expense$581,0002,892
Additional noninterest expense$5,642,0001,134
Pre-tax net operating income$6,227,0001,468
Securities gains (losses)$01,125
Applicable income taxes$1,437,0001,079
Income before extraordinary items$4,790,0001,635
Extraordinary gains, net$06
Net income$4,790,0001,634
Minority interest net income$072
Net income of bank and minority interests.$4,790,0001,634
Net charge-offs$47,0002,671
Cash dividends$1,096,0002,115
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,790,0001,632
2018-09-30 (YTD Data)Rank
Total interest income$12,911,0001,638
Total interest expense$2,394,0001,290
Net interest income$10,517,0001,705
Provision for loan and lease losses$03,948
Total noninterest income$1,760,0001,841
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$372,0002,001
Trading account gains and feesNANA
Additional Noninterest Income$1,388,0001,590
Total noninterest expense$7,614,0001,875
Salaries and employee benefits$3,246,0002,331
Premises and equipment expense$437,0002,910
Additional noninterest expense$3,931,0001,200
Pre-tax net operating income$4,663,0001,496
Securities gains (losses)$01,118
Applicable income taxes$1,047,0001,135
Income before extraordinary items$3,616,0001,643
Extraordinary gains, net$05
Net income$3,616,0001,641
Minority interest net income$066
Net income of bank and minority interests.$3,616,0001,642
Net charge-offs$19,0002,737
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,616,0001,628
2018-06-30 (YTD Data)Rank
Total interest income$8,466,0001,641
Total interest expense$1,534,0001,264
Net interest income$6,932,0001,718
Provision for loan and lease losses$03,782
Total noninterest income$1,106,0001,895
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$239,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$867,0001,660
Total noninterest expense$5,317,0001,815
Salaries and employee benefits$2,173,0002,343
Premises and equipment expense$290,0002,936
Additional noninterest expense$2,854,0001,117
Pre-tax net operating income$2,721,0001,634
Securities gains (losses)$0961
Applicable income taxes$603,0001,243
Income before extraordinary items$2,118,0001,801
Extraordinary gains, net$06
Net income$2,118,0001,800
Minority interest net income$065
Net income of bank and minority interests.$2,118,0001,800
Net charge-offs$13,0002,478
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,118,0001,785
2018-03-31 (YTD Data)Rank
Total interest income$4,082,0001,681
Total interest expense$714,0001,285
Net interest income$3,368,0001,764
Provision for loan and lease losses$03,508
Total noninterest income$687,0001,646
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$571,0001,381
Total noninterest expense$2,721,0001,800
Salaries and employee benefits$1,076,0002,381
Premises and equipment expense$138,0003,059
Additional noninterest expense$1,507,0001,072
Pre-tax net operating income$1,334,0001,634
Securities gains (losses)$0735
Applicable income taxes$295,0001,239
Income before extraordinary items$1,039,0001,782
Extraordinary gains, net$07
Net income$1,039,0001,781
Minority interest net income$052
Net income of bank and minority interests.$1,039,0001,782
Net charge-offs$13,0001,854
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,039,0001,772
2017-12-31 (YTD Data)Rank
Total interest income$15,407,0001,718
Total interest expense$2,441,0001,319
Net interest income$12,966,0001,787
Provision for loan and lease losses$820,0001,026
Total noninterest income$3,941,0001,301
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$487,0002,065
Trading account gains and feesNANA
Additional Noninterest Income$3,454,0001,052
Total noninterest expense$10,668,0001,811
Salaries and employee benefits$4,004,0002,471
Premises and equipment expense$573,0003,006
Additional noninterest expense$6,091,0001,065
Pre-tax net operating income$5,419,0001,604
Securities gains (losses)$02,243
Applicable income taxes$2,331,0001,165
Income before extraordinary items$3,088,0001,984
Extraordinary gains, net$09
Net income$3,088,0001,982
Minority interest net income$076
Net income of bank and minority interests.$3,088,0001,984
Net charge-offs$639,000939
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,088,0001,965
2017-09-30 (YTD Data)Rank
Total interest income$11,481,0001,718
Total interest expense$1,795,0001,321
Net interest income$9,686,0001,791
Provision for loan and lease losses$820,000827
Total noninterest income$3,322,0001,230
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$364,0002,088
Trading account gains and feesNANA
Additional Noninterest Income$2,958,000982
Total noninterest expense$8,065,0001,797
Salaries and employee benefits$2,965,0002,502
Premises and equipment expense$432,0003,028
Additional noninterest expense$4,668,0001,039
Pre-tax net operating income$4,123,0001,605
Securities gains (losses)$02,274
Applicable income taxes$1,415,0001,167
Income before extraordinary items$2,708,0001,892
Extraordinary gains, net$09
Net income$2,708,0001,892
Minority interest net income$071
Net income of bank and minority interests.$2,708,0001,892
Net charge-offs$636,000678
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,708,0001,864
2017-06-30 (YTD Data)Rank
Total interest income$7,486,0001,750
Total interest expense$1,186,0001,286
Net interest income$6,300,0001,823
Provision for loan and lease losses$660,000691
Total noninterest income$1,386,0001,674
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$238,0002,112
Trading account gains and feesNANA
Additional Noninterest Income$1,148,0001,416
Total noninterest expense$4,556,0002,068
Salaries and employee benefits$1,974,0002,516
Premises and equipment expense$282,0003,064
Additional noninterest expense$2,300,0001,326
Pre-tax net operating income$2,470,0001,717
Securities gains (losses)$01,906
Applicable income taxes$839,0001,236
Income before extraordinary items$1,631,0002,022
Extraordinary gains, net$011
Net income$1,631,0002,022
Minority interest net income$071
Net income of bank and minority interests.$1,631,0002,022
Net charge-offs$401,000676
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,631,0001,993
2017-03-31 (YTD Data)Rank
Total interest income$3,619,0001,794
Total interest expense$595,0001,252
Net interest income$3,024,0001,875
Provision for loan and lease losses$330,000620
Total noninterest income$1,022,0001,291
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$109,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$913,0001,023
Total noninterest expense$2,306,0002,064
Salaries and employee benefits$987,0002,538
Premises and equipment expense$137,0003,164
Additional noninterest expense$1,182,0001,305
Pre-tax net operating income$1,410,0001,500
Securities gains (losses)$01,153
Applicable income taxes$486,0001,102
Income before extraordinary items$924,0001,761
Extraordinary gains, net$08
Net income$924,0001,760
Minority interest net income$055
Net income of bank and minority interests.$924,0001,761
Net charge-offs$83,0001,039
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$924,0001,749
2016-12-31 (YTD Data)Rank
Total interest income$14,544,0001,742
Total interest expense$2,551,0001,131
Net interest income$11,993,0001,865
Provision for loan and lease losses$2,265,000480
Total noninterest income$2,027,0002,099
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$494,0002,096
Trading account gains and fees$0170
Additional Noninterest Income$1,533,0001,859
Total noninterest expense$8,992,0002,097
Salaries and employee benefits$3,813,0002,588
Premises and equipment expense$572,0003,115
Additional noninterest expense$4,607,0001,356
Pre-tax net operating income$2,763,0002,518
Securities gains (losses)$28,0002,207
Applicable income taxes$824,0001,811
Income before extraordinary items$1,967,0002,827
Extraordinary gains, net$05
Net income$1,967,0002,824
Minority interest net income$082
Net income of bank and minority interests.$1,967,0002,826
Net charge-offs$1,984,000390
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,947,4002,794
2016-09-30 (YTD Data)Rank
Total interest income$10,848,0001,752
Total interest expense$1,932,0001,110
Net interest income$8,916,0001,879
Provision for loan and lease losses$1,835,000438
Total noninterest income$1,184,0002,422
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$373,0002,104
Trading account gains and fees$0169
Additional Noninterest Income$811,0002,306
Total noninterest expense$6,536,0002,140
Salaries and employee benefits$2,862,0002,575
Premises and equipment expense$428,0003,135
Additional noninterest expense$3,246,0001,432
Pre-tax net operating income$1,729,0002,860
Securities gains (losses)$28,0002,144
Applicable income taxes$457,0002,133
Income before extraordinary items$1,300,0003,058
Extraordinary gains, net$05
Net income$1,300,0003,058
Minority interest net income$071
Net income of bank and minority interests.$1,300,0003,058
Net charge-offs$1,589,000345
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,279,2803,027
2016-06-30 (YTD Data)Rank
Total interest income$7,197,0001,769
Total interest expense$1,286,0001,113
Net interest income$5,911,0001,891
Provision for loan and lease losses$1,385,000391
Total noninterest income$1,057,0002,029
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$247,0002,089
Trading account gains and fees$0157
Additional Noninterest Income$810,0001,781
Total noninterest expense$4,321,0002,162
Salaries and employee benefits$1,905,0002,593
Premises and equipment expense$271,0003,245
Additional noninterest expense$2,145,0001,437
Pre-tax net operating income$1,262,0002,681
Securities gains (losses)$9,0002,280
Applicable income taxes$381,0001,923
Income before extraordinary items$890,0002,984
Extraordinary gains, net$016
Net income$890,0002,982
Minority interest net income$071
Net income of bank and minority interests.$890,0002,983
Net charge-offs$782,000434
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$883,7002,941
2016-03-31 (YTD Data)Rank
Total interest income$3,577,0001,783
Total interest expense$642,0001,114
Net interest income$2,935,0001,906
Provision for loan and lease losses$530,000442
Total noninterest income$303,0002,712
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$122,0002,088
Trading account gains and fees$0142
Additional Noninterest Income$181,0002,749
Total noninterest expense$2,208,0002,126
Salaries and employee benefits$962,0002,590
Premises and equipment expense$137,0003,255
Additional noninterest expense$1,109,0001,395
Pre-tax net operating income$500,0003,045
Securities gains (losses)$02,077
Applicable income taxes$141,0002,160
Income before extraordinary items$359,0003,325
Extraordinary gains, net$012
Net income$359,0003,322
Minority interest net income$062
Net income of bank and minority interests.$359,0003,323
Net charge-offs$550,000312
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$359,0003,260
2015-12-31 (YTD Data)Rank
Total interest income$14,314,0001,734
Total interest expense$2,849,000993
Net interest income$11,465,0001,887
Provision for loan and lease losses$1,889,000479
Total noninterest income$2,328,0001,912
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$540,0002,006
Trading account gains and fees$0159
Additional Noninterest Income$1,788,0001,656
Total noninterest expense$10,505,0001,801
Salaries and employee benefits$3,641,0002,650
Premises and equipment expense$569,0003,220
Additional noninterest expense$6,295,0001,040
Pre-tax net operating income$1,399,0003,605
Securities gains (losses)$10,0002,597
Applicable income taxes$369,0002,484
Income before extraordinary items$1,040,0003,867
Extraordinary gains, net$023
Net income$1,040,0003,868
Minority interest net income$081
Net income of bank and minority interests.$1,040,0003,869
Net charge-offs$2,529,000308
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,032,6003,819
2015-09-30 (YTD Data)Rank
Total interest income$10,750,0001,741
Total interest expense$2,172,000980
Net interest income$8,578,0001,916
Provision for loan and lease losses$949,000634
Total noninterest income$1,794,0001,901
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$411,0001,997
Trading account gains and fees$0153
Additional Noninterest Income$1,383,0001,624
Total noninterest expense$7,990,0001,788
Salaries and employee benefits$2,732,0002,662
Premises and equipment expense$423,0003,276
Additional noninterest expense$4,835,0001,027
Pre-tax net operating income$1,433,0003,165
Securities gains (losses)$10,0002,368
Applicable income taxes$396,0002,218
Income before extraordinary items$1,047,0003,421
Extraordinary gains, net$021
Net income$1,047,0003,419
Minority interest net income$078
Net income of bank and minority interests.$1,047,0003,420
Net charge-offs$1,486,000348
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,039,7003,377
2015-06-30 (YTD Data)Rank
Total interest income$7,151,0001,753
Total interest expense$1,458,000975
Net interest income$5,693,0001,923
Provision for loan and lease losses$310,0001,078
Total noninterest income$699,0002,620
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$264,0002,011
Trading account gains and fees$0157
Additional Noninterest Income$435,0002,573
Total noninterest expense$5,124,0001,860
Salaries and employee benefits$1,800,0002,698
Premises and equipment expense$284,0003,280
Additional noninterest expense$3,040,0001,074
Pre-tax net operating income$958,0003,138
Securities gains (losses)$02,636
Applicable income taxes$263,0002,221
Income before extraordinary items$695,0003,427
Extraordinary gains, net$022
Net income$695,0003,427
Minority interest net income$075
Net income of bank and minority interests.$695,0003,428
Net charge-offs$759,000445
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$695,0003,366
2015-03-31 (YTD Data)Rank
Total interest income$3,613,0001,728
Total interest expense$726,000995
Net interest income$2,887,0001,900
Provision for loan and lease losses$03,703
Total noninterest income$161,0003,785
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$125,0002,093
Trading account gains and fees$0152
Additional Noninterest Income$36,0004,864
Total noninterest expense$2,120,0002,217
Salaries and employee benefits$902,0002,720
Premises and equipment expense$143,0003,298
Additional noninterest expense$1,075,0001,433
Pre-tax net operating income$928,0001,982
Securities gains (losses)$02,027
Applicable income taxes$302,0001,433
Income before extraordinary items$626,0002,317
Extraordinary gains, net$013
Net income$626,0002,318
Minority interest net income$064
Net income of bank and minority interests.$626,0002,318
Net charge-offs$408,000428
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$626,0002,252
2014-12-31 (YTD Data)Rank
Total interest income$15,314,0001,625
Total interest expense$3,116,000971
Net interest income$12,198,0001,800
Provision for loan and lease losses$2,030,000459
Total noninterest income$3,162,0001,501
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$591,0001,998
Trading account gains and fees$0180
Additional Noninterest Income$2,571,0001,224
Total noninterest expense$8,734,0002,161
Salaries and employee benefits$3,350,0002,851
Premises and equipment expense$609,0003,199
Additional noninterest expense$4,775,0001,349
Pre-tax net operating income$4,596,0001,641
Securities gains (losses)$03,259
Applicable income taxes$1,572,0001,160
Income before extraordinary items$3,024,0002,009
Extraordinary gains, net$017
Net income$3,024,0002,008
Minority interest net income$084
Net income of bank and minority interests.$3,024,0002,008
Net charge-offs$2,041,000506
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,024,0001,967
2014-09-30 (YTD Data)Rank
Total interest income$11,535,0001,625
Total interest expense$2,362,000964
Net interest income$9,173,0001,800
Provision for loan and lease losses$530,0001,086
Total noninterest income$2,222,0001,584
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$447,0001,983
Trading account gains and fees$0174
Additional Noninterest Income$1,775,0001,299
Total noninterest expense$6,464,0002,189
Salaries and employee benefits$2,482,0002,887
Premises and equipment expense$455,0003,254
Additional noninterest expense$3,527,0001,368
Pre-tax net operating income$4,401,0001,353
Securities gains (losses)$02,980
Applicable income taxes$1,506,000990
Income before extraordinary items$2,895,0001,636
Extraordinary gains, net$015
Net income$2,895,0001,637
Minority interest net income$081
Net income of bank and minority interests.$2,895,0001,636
Net charge-offs$1,649,000454
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,895,0001,604
2014-06-30 (YTD Data)Rank
Total interest income$7,617,0001,631
Total interest expense$1,582,000957
Net interest income$6,035,0001,822
Provision for loan and lease losses$530,000796
Total noninterest income$1,556,0001,520
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$295,0001,976
Trading account gains and fees$0172
Additional Noninterest Income$1,261,0001,241
Total noninterest expense$4,228,0002,225
Salaries and employee benefits$1,619,0002,959
Premises and equipment expense$294,0003,340
Additional noninterest expense$2,315,0001,388
Pre-tax net operating income$2,833,0001,349
Securities gains (losses)$02,580
Applicable income taxes$963,000993
Income before extraordinary items$1,870,0001,625
Extraordinary gains, net$020
Net income$1,870,0001,628
Minority interest net income$080
Net income of bank and minority interests.$1,870,0001,627
Net charge-offs$1,583,000349
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,870,0001,595
2014-03-31 (YTD Data)Rank
Total interest income$3,854,0001,607
Total interest expense$789,000967
Net interest income$3,065,0001,776
Provision for loan and lease losses$03,817
Total noninterest income$666,0001,651
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$145,0001,997
Trading account gains and fees$0147
Additional Noninterest Income$521,0001,377
Total noninterest expense$2,075,0002,260
Salaries and employee benefits$789,0003,025
Premises and equipment expense$143,0003,460
Additional noninterest expense$1,143,0001,396
Pre-tax net operating income$1,656,0001,159
Securities gains (losses)$01,715
Applicable income taxes$570,000838
Income before extraordinary items$1,086,0001,392
Extraordinary gains, net$016
Net income$1,086,0001,394
Minority interest net income$066
Net income of bank and minority interests.$1,086,0001,394
Net charge-offs$324,000680
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,086,0001,369
2013-12-31 (YTD Data)Rank
Total interest income$15,069,0001,654
Total interest expense$3,419,000986
Net interest income$11,650,0001,842
Provision for loan and lease losses$958,0001,138
Total noninterest income$3,495,0001,453
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$473,0002,499
Trading account gains and fees$0184
Additional Noninterest Income$3,022,0001,143
Total noninterest expense$9,696,0001,955
Salaries and employee benefits$3,031,0003,086
Premises and equipment expense$555,0003,495
Additional noninterest expense$6,110,0001,111
Pre-tax net operating income$4,491,0001,558
Securities gains (losses)$03,182
Applicable income taxes$-1,378,0006,707
Income before extraordinary items$5,869,0001,055
Extraordinary gains, net$029
Net income$5,869,0001,056
Minority interest net income$090
Net income of bank and minority interests.$5,869,0001,057
Net charge-offs$1,346,0001,015
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,869,0001,030
2013-09-30 (YTD Data)Rank
Total interest income$11,107,0001,692
Total interest expense$2,599,0001,008
Net interest income$8,508,0001,890
Provision for loan and lease losses$958,000916
Total noninterest income$2,546,0001,514
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$353,0002,517
Trading account gains and fees$0180
Additional Noninterest Income$2,193,0001,196
Total noninterest expense$7,048,0002,015
Salaries and employee benefits$2,203,0003,174
Premises and equipment expense$407,0003,572
Additional noninterest expense$4,438,0001,135
Pre-tax net operating income$3,048,0001,715
Securities gains (losses)$03,040
Applicable income taxes$-1,871,0006,845
Income before extraordinary items$4,919,000948
Extraordinary gains, net$025
Net income$4,919,000950
Minority interest net income$084
Net income of bank and minority interests.$4,919,000950
Net charge-offs$198,0002,573
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,919,000919
2013-06-30 (YTD Data)Rank
Total interest income$7,299,0001,717
Total interest expense$1,749,0001,026
Net interest income$5,550,0001,915
Provision for loan and lease losses$533,0001,102
Total noninterest income$1,377,0001,762
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$228,0002,545
Trading account gains and fees$0157
Additional Noninterest Income$1,149,0001,444
Total noninterest expense$4,565,0002,072
Salaries and employee benefits$1,441,0003,234
Premises and equipment expense$277,0003,535
Additional noninterest expense$2,847,0001,168
Pre-tax net operating income$1,829,0001,861
Securities gains (losses)$02,791
Applicable income taxes$592,0001,368
Income before extraordinary items$1,237,0002,252
Extraordinary gains, net$022
Net income$1,237,0002,261
Minority interest net income$082
Net income of bank and minority interests.$1,237,0002,259
Net charge-offs$323,0001,621
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,237,0002,165
2013-03-31 (YTD Data)Rank
Total interest income$3,563,0001,769
Total interest expense$881,0001,045
Net interest income$2,682,0001,983
Provision for loan and lease losses$150,0001,610
Total noninterest income$411,0002,515
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$116,0002,505
Trading account gains and fees$0148
Additional Noninterest Income$295,0002,243
Total noninterest expense$2,188,0002,169
Salaries and employee benefits$720,0003,260
Premises and equipment expense$145,0003,472
Additional noninterest expense$1,323,0001,244
Pre-tax net operating income$755,0002,133
Securities gains (losses)$01,966
Applicable income taxes$236,0001,555
Income before extraordinary items$519,0002,513
Extraordinary gains, net$010
Net income$519,0002,515
Minority interest net income$076
Net income of bank and minority interests.$519,0002,515
Net charge-offs$193,0001,387
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$519,0002,428
2012-12-31 (YTD Data)Rank
Total interest income$13,490,0001,949
Total interest expense$4,085,0001,096
Net interest income$9,405,0002,278
Provision for loan and lease losses$1,925,0001,098
Total noninterest income$3,269,0001,549
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$500,0002,485
Trading account gains and fees$0166
Additional Noninterest Income$2,769,0001,232
Total noninterest expense$9,976,0001,916
Salaries and employee benefits$2,716,0003,349
Premises and equipment expense$518,0003,732
Additional noninterest expense$6,742,0001,033
Pre-tax net operating income$773,0004,378
Securities gains (losses)$116,0002,156
Applicable income taxes$164,0003,153
Income before extraordinary items$725,0004,421
Extraordinary gains, net$029
Net income$725,0004,418
Minority interest net income$093
Net income of bank and minority interests.$725,0004,420
Net charge-offs$3,203,000810
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$629,8804,448
2012-09-30 (YTD Data)Rank
Total interest income$9,852,0002,031
Total interest expense$3,144,0001,122
Net interest income$6,708,0002,447
Provision for loan and lease losses$700,0001,850
Total noninterest income$2,244,0001,639
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$379,0002,491
Trading account gains and fees$0157
Additional Noninterest Income$1,865,0001,337
Total noninterest expense$7,924,0001,811
Salaries and employee benefits$1,985,0003,436
Premises and equipment expense$401,0003,698
Additional noninterest expense$5,538,000946
Pre-tax net operating income$328,0005,203
Securities gains (losses)$116,0001,868
Applicable income taxes$37,0003,929
Income before extraordinary items$407,0004,961
Extraordinary gains, net$020
Net income$407,0004,962
Minority interest net income$086
Net income of bank and minority interests.$407,0004,962
Net charge-offs$960,0001,508
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$300,2805,127
2012-06-30 (YTD Data)Rank
Total interest income$6,474,0002,075
Total interest expense$2,153,0001,140
Net interest income$4,321,0002,519
Provision for loan and lease losses$05,619
Total noninterest income$1,178,0001,936
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$252,0002,462
Trading account gains and fees$0153
Additional Noninterest Income$926,0001,591
Total noninterest expense$5,517,0001,755
Salaries and employee benefits$1,343,0003,422
Premises and equipment expense$272,0003,664
Additional noninterest expense$3,902,000885
Pre-tax net operating income$-18,0006,368
Securities gains (losses)$116,0001,489
Applicable income taxes$-46,0006,934
Income before extraordinary items$144,0005,674
Extraordinary gains, net$019
Net income$144,0005,673
Minority interest net income$084
Net income of bank and minority interests.$144,0005,673
Net charge-offs$736,0001,391
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$28,0006,207
2012-03-31 (YTD Data)Rank
Total interest income$3,231,0002,097
Total interest expense$1,100,0001,152
Net interest income$2,131,0002,567
Provision for loan and lease losses$05,254
Total noninterest income$379,0002,565
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$113,0002,677
Trading account gains and fees$0148
Additional Noninterest Income$266,0002,252
Total noninterest expense$2,489,0001,929
Salaries and employee benefits$685,0003,394
Premises and equipment expense$149,0003,487
Additional noninterest expense$1,655,0001,032
Pre-tax net operating income$21,0006,211
Securities gains (losses)$02,210
Applicable income taxes$-34,0007,081
Income before extraordinary items$55,0005,922
Extraordinary gains, net$019
Net income$55,0005,921
Minority interest net income$078
Net income of bank and minority interests.$55,0005,921
Net charge-offs$267,0001,592
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$55,0005,787
2011-12-31 (YTD Data)Rank
Total interest income$12,898,0002,163
Total interest expense$4,835,0001,257
Net interest income$8,063,0002,709
Provision for loan and lease losses$6,891,000608
Total noninterest income$207,0005,696
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$504,0002,552
Trading account gains and fees$0146
Additional Noninterest Income$-297,0007,015
Total noninterest expense$8,060,0002,345
Salaries and employee benefits$2,555,0003,503
Premises and equipment expense$550,0003,800
Additional noninterest expense$4,955,0001,396
Pre-tax net operating income$-6,681,0007,131
Securities gains (losses)$-47,0007,013
Applicable income taxes$169,0003,032
Income before extraordinary items$-6,897,0007,139
Extraordinary gains, net$029
Net income$-6,897,0007,138
Minority interest net income$096
Net income of bank and minority interests.$-6,897,0007,140
Net charge-offs$6,337,000659
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-6,850,0007,134
2011-09-30 (YTD Data)Rank
Total interest income$9,797,0002,158
Total interest expense$3,680,0001,294
Net interest income$6,117,0002,691
Provision for loan and lease losses$6,701,000475
Total noninterest income$54,0006,739
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$380,0002,560
Trading account gains and fees$0145
Additional Noninterest Income$-326,0007,189
Total noninterest expense$5,345,0002,635
Salaries and employee benefits$1,928,0003,490
Premises and equipment expense$416,0003,818
Additional noninterest expense$3,001,0001,694
Pre-tax net operating income$-5,875,0007,263
Securities gains (losses)$-47,0007,146
Applicable income taxes$-2,375,0007,374
Income before extraordinary items$-3,547,0007,193
Extraordinary gains, net$021
Net income$-3,547,0007,190
Minority interest net income$087
Net income of bank and minority interests.$-3,547,0007,193
Net charge-offs$5,883,000555
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,516,9207,175
2011-06-30 (YTD Data)Rank
Total interest income$6,299,0002,257
Total interest expense$2,492,0001,318
Net interest income$3,807,0002,857
Provision for loan and lease losses$5,576,000388
Total noninterest income$-168,0007,336
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$253,0002,538
Trading account gains and fees$0153
Additional Noninterest Income$-421,0007,361
Total noninterest expense$3,736,0002,545
Salaries and employee benefits$1,291,0003,495
Premises and equipment expense$280,0003,826
Additional noninterest expense$2,165,0001,593
Pre-tax net operating income$-5,673,0007,384
Securities gains (losses)$-86,0007,300
Applicable income taxes$-2,266,0007,465
Income before extraordinary items$-3,493,0007,319
Extraordinary gains, net$015
Net income$-3,493,0007,319
Minority interest net income$089
Net income of bank and minority interests.$-3,493,0007,319
Net charge-offs$5,438,000432
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,437,9607,311
2011-03-31 (YTD Data)Rank
Total interest income$3,266,0002,196
Total interest expense$1,266,0001,341
Net interest income$2,000,0002,731
Provision for loan and lease losses$800,0001,013
Total noninterest income$286,0002,909
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$131,0002,442
Trading account gains and fees$0158
Additional Noninterest Income$155,0002,847
Total noninterest expense$1,946,0002,474
Salaries and employee benefits$653,0003,493
Premises and equipment expense$139,0003,897
Additional noninterest expense$1,154,0001,507
Pre-tax net operating income$-460,0007,062
Securities gains (losses)$01,772
Applicable income taxes$-219,0007,386
Income before extraordinary items$-241,0006,935
Extraordinary gains, net$09
Net income$-241,0006,935
Minority interest net income$086
Net income of bank and minority interests.$-241,0006,935
Net charge-offs$1,131,000790
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-241,0006,923
2010-12-31 (YTD Data)Rank
Total interest income$15,441,0001,959
Total interest expense$6,660,0001,232
Net interest income$8,781,0002,502
Provision for loan and lease losses$6,815,000897
Total noninterest income$1,045,0003,161
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$601,0002,287
Trading account gains and fees$0175
Additional Noninterest Income$444,0003,361
Total noninterest expense$7,717,0002,505
Salaries and employee benefits$2,575,0003,503
Premises and equipment expense$552,0003,941
Additional noninterest expense$4,590,0001,569
Pre-tax net operating income$-4,706,0007,084
Securities gains (losses)$353,0001,130
Applicable income taxes$-1,821,0007,437
Income before extraordinary items$-2,532,0006,940
Extraordinary gains, net$029
Net income$-2,532,0006,940
Minority interest net income$0111
Net income of bank and minority interests.$-2,532,0006,941
Net charge-offs$7,483,000753
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,757,9206,944
2010-09-30 (YTD Data)Rank
Total interest income$11,583,0002,003
Total interest expense$5,217,0001,225
Net interest income$6,366,0002,610
Provision for loan and lease losses$6,080,000749
Total noninterest income$439,0004,329
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$458,0002,317
Trading account gains and fees$0165
Additional Noninterest Income$-19,0007,260
Total noninterest expense$5,920,0002,449
Salaries and employee benefits$1,924,0003,547
Premises and equipment expense$406,0004,059
Additional noninterest expense$3,590,0001,477
Pre-tax net operating income$-5,195,0007,374
Securities gains (losses)$54,0002,362
Applicable income taxes$-2,160,0007,612
Income before extraordinary items$-2,981,0007,271
Extraordinary gains, net$023
Net income$-2,981,0007,271
Minority interest net income$0110
Net income of bank and minority interests.$-2,981,0007,271
Net charge-offs$6,856,000631
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,015,5607,247
2010-06-30 (YTD Data)Rank
Total interest income$7,770,0002,017
Total interest expense$3,602,0001,233
Net interest income$4,168,0002,656
Provision for loan and lease losses$2,880,000971
Total noninterest income$505,0003,206
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$301,0002,350
Trading account gains and fees$0152
Additional Noninterest Income$204,0003,478
Total noninterest expense$3,433,0002,771
Salaries and employee benefits$1,283,0003,572
Premises and equipment expense$270,0004,082
Additional noninterest expense$1,880,0001,857
Pre-tax net operating income$-1,640,0007,204
Securities gains (losses)$47,0001,928
Applicable income taxes$-745,0007,562
Income before extraordinary items$-848,0007,026
Extraordinary gains, net$019
Net income$-848,0007,026
Minority interest net income$0105
Net income of bank and minority interests.$-848,0007,026
Net charge-offs$906,0001,826
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-878,0807,005
2010-03-31 (YTD Data)Rank
Total interest income$3,982,0002,011
Total interest expense$1,814,0001,283
Net interest income$2,168,0002,589
Provision for loan and lease losses$891,0001,276
Total noninterest income$381,0002,456
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$149,0002,354
Trading account gains and fees$0175
Additional Noninterest Income$232,0002,177
Total noninterest expense$1,598,0002,980
Salaries and employee benefits$644,0003,617
Premises and equipment expense$132,0004,226
Additional noninterest expense$822,0002,064
Pre-tax net operating income$60,0005,542
Securities gains (losses)$14,0001,636
Applicable income taxes$-45,0007,307
Income before extraordinary items$119,0004,738
Extraordinary gains, net$016
Net income$119,0004,738
Minority interest net income$091
Net income of bank and minority interests.$119,0004,737
Net charge-offs$384,0001,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$105,0004,797
2009-12-31 (YTD Data)Rank
Total interest income$16,519,0002,061
Total interest expense$8,743,0001,375
Net interest income$7,776,0002,792
Provision for loan and lease losses$5,474,0001,332
Total noninterest income$1,039,0003,259
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$666,0002,342
Trading account gains and fees$0211
Additional Noninterest Income$373,0003,659
Total noninterest expense$7,341,0002,679
Salaries and employee benefits$2,663,0003,524
Premises and equipment expense$554,0004,115
Additional noninterest expense$4,124,0001,802
Pre-tax net operating income$-4,000,0007,063
Securities gains (losses)$-242,0007,455
Applicable income taxes$-1,595,0007,445
Income before extraordinary items$-2,647,0006,921
Extraordinary gains, net$034
Net income$-2,647,0006,922
Minority interest net income$0115
Net income of bank and minority interests.$-2,647,0006,922
Net charge-offs$4,008,0001,341
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,492,1206,888
2009-09-30 (YTD Data)Rank
Total interest income$12,739,0002,034
Total interest expense$6,759,0001,405
Net interest income$5,980,0002,745
Provision for loan and lease losses$2,769,0001,554
Total noninterest income$697,0003,538
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$495,0002,376
Trading account gains and fees$0212
Additional Noninterest Income$202,0004,268
Total noninterest expense$5,615,0002,635
Salaries and employee benefits$2,089,0003,417
Premises and equipment expense$413,0004,163
Additional noninterest expense$3,113,0001,721
Pre-tax net operating income$-1,707,0006,951
Securities gains (losses)$123,0001,664
Applicable income taxes$-684,0007,434
Income before extraordinary items$-900,0006,693
Extraordinary gains, net$027
Net income$-900,0006,694
Minority interest net income$0118
Net income of bank and minority interests.$-900,0006,694
Net charge-offs$1,088,0002,111
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-978,7206,732
2009-06-30 (YTD Data)Rank
Total interest income$8,518,0002,063
Total interest expense$4,550,0001,465
Net interest income$3,968,0002,740
Provision for loan and lease losses$2,469,0001,236
Total noninterest income$487,0003,468
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$322,0002,393
Trading account gains and fees$0193
Additional Noninterest Income$165,0003,955
Total noninterest expense$3,770,0002,649
Salaries and employee benefits$1,421,0003,388
Premises and equipment expense$274,0004,203
Additional noninterest expense$2,075,0001,755
Pre-tax net operating income$-1,784,0007,331
Securities gains (losses)$104,0001,465
Applicable income taxes$-640,0007,639
Income before extraordinary items$-1,040,0007,161
Extraordinary gains, net$021
Net income$-1,040,0007,161
Minority interest net income$0112
Net income of bank and minority interests.$-1,040,0007,162
Net charge-offs$851,0001,773
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,106,5607,180
2009-03-31 (YTD Data)Rank
Total interest income$4,300,0002,066
Total interest expense$2,307,0001,495
Net interest income$1,993,0002,717
Provision for loan and lease losses$449,0001,907
Total noninterest income$216,0003,665
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$158,0002,355
Trading account gains and fees$0171
Additional Noninterest Income$58,0004,572
Total noninterest expense$1,606,0002,954
Salaries and employee benefits$753,0003,266
Premises and equipment expense$159,0003,817
Additional noninterest expense$694,0002,247
Pre-tax net operating income$154,0004,464
Securities gains (losses)$02,434
Applicable income taxes$12,0003,875
Income before extraordinary items$142,0004,436
Extraordinary gains, net$015
Net income$142,0004,439
Minority interest net income$0102
Net income of bank and minority interests.$142,0004,439
Net charge-offs$254,0001,938
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$142,0004,276
2008-12-31 (YTD Data)Rank
Total interest income$19,243,0001,981
Total interest expense$10,734,0001,515
Net interest income$8,509,0002,553
Provision for loan and lease losses$3,635,0001,231
Total noninterest income$1,095,0003,226
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$669,0002,435
Trading account gains and fees$0154
Additional Noninterest Income$426,0003,473
Total noninterest expense$5,536,0003,299
Salaries and employee benefits$2,836,0003,411
Premises and equipment expense$638,0003,744
Additional noninterest expense$2,062,0002,795
Pre-tax net operating income$433,0005,061
Securities gains (losses)$03,220
Applicable income taxes$58,0003,775
Income before extraordinary items$375,0004,828
Extraordinary gains, net$039
Net income$375,0004,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,622,0001,100
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$375,0005,000
2008-09-30 (YTD Data)Rank
Total interest income$14,765,0001,982
Total interest expense$8,234,0001,538
Net interest income$6,531,0002,517
Provision for loan and lease losses$1,500,0001,422
Total noninterest income$841,0003,238
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$505,0002,440
Trading account gains and fees$0148
Additional Noninterest Income$336,0003,483
Total noninterest expense$4,197,0003,260
Salaries and employee benefits$2,265,0003,265
Premises and equipment expense$465,0003,848
Additional noninterest expense$1,467,0002,824
Pre-tax net operating income$1,675,0002,618
Securities gains (losses)$03,106
Applicable income taxes$499,0001,902
Income before extraordinary items$1,176,0002,797
Extraordinary gains, net$031
Net income$1,176,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,805
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,176,0002,936
2008-06-30 (YTD Data)Rank
Total interest income$10,082,0001,969
Total interest expense$5,610,0001,559
Net interest income$4,472,0002,448
Provision for loan and lease losses$745,0001,478
Total noninterest income$557,0003,278
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$326,0002,469
Trading account gains and fees$0149
Additional Noninterest Income$231,0003,489
Total noninterest expense$2,777,0003,293
Salaries and employee benefits$1,516,0003,302
Premises and equipment expense$291,0004,047
Additional noninterest expense$970,0002,823
Pre-tax net operating income$1,507,0002,192
Securities gains (losses)$03,233
Applicable income taxes$483,0001,645
Income before extraordinary items$1,024,0002,524
Extraordinary gains, net$021
Net income$1,024,0002,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,182
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,024,0002,482
2008-03-31 (YTD Data)Rank
Total interest income$5,168,0001,968
Total interest expense$2,877,0001,631
Net interest income$2,291,0002,389
Provision for loan and lease losses$175,0001,958
Total noninterest income$286,0003,230
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$160,0002,478
Trading account gains and fees$0158
Additional Noninterest Income$126,0003,352
Total noninterest expense$1,331,0003,412
Salaries and employee benefits$747,0003,367
Premises and equipment expense$108,0004,941
Additional noninterest expense$476,0002,840
Pre-tax net operating income$1,071,0001,676
Securities gains (losses)$02,688
Applicable income taxes$357,0001,297
Income before extraordinary items$714,0001,999
Extraordinary gains, net$015
Net income$714,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,569
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$714,0001,940
2007-12-31 (YTD Data)Rank
Total interest income$20,271,0002,068
Total interest expense$10,850,0001,831
Net interest income$9,421,0002,363
Provision for loan and lease losses$945,0001,478
Total noninterest income$1,058,0003,431
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$595,0002,690
Trading account gains and fees$0178
Additional Noninterest Income$463,0003,454
Total noninterest expense$4,624,0003,684
Salaries and employee benefits$2,407,0003,837
Premises and equipment expense$478,0004,502
Additional noninterest expense$1,739,0003,028
Pre-tax net operating income$4,910,0001,671
Securities gains (losses)$02,146
Applicable income taxes$1,683,0001,294
Income before extraordinary items$3,227,0001,920
Extraordinary gains, net$039
Net income$3,227,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,535
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,227,0001,907
2007-09-30 (YTD Data)Rank
Total interest income$14,798,0002,124
Total interest expense$7,941,0001,870
Net interest income$6,857,0002,437
Provision for loan and lease losses$375,0001,954
Total noninterest income$759,0003,516
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$406,0002,866
Trading account gains and fees$0184
Additional Noninterest Income$353,0003,436
Total noninterest expense$3,406,0003,707
Salaries and employee benefits$1,797,0003,830
Premises and equipment expense$360,0004,465
Additional noninterest expense$1,249,0003,079
Pre-tax net operating income$3,835,0001,730
Securities gains (losses)$01,655
Applicable income taxes$1,307,0001,355
Income before extraordinary items$2,528,0001,988
Extraordinary gains, net$033
Net income$2,528,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,382
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,528,0001,973
2007-06-30 (YTD Data)Rank
Total interest income$9,465,0002,205
Total interest expense$5,018,0001,952
Net interest income$4,447,0002,512
Provision for loan and lease losses$175,0002,387
Total noninterest income$447,0003,787
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$208,0003,432
Trading account gains and fees$0168
Additional Noninterest Income$239,0003,437
Total noninterest expense$2,218,0003,806
Salaries and employee benefits$1,169,0003,932
Premises and equipment expense$238,0004,518
Additional noninterest expense$811,0003,153
Pre-tax net operating income$2,501,0001,814
Securities gains (losses)$01,444
Applicable income taxes$854,0001,431
Income before extraordinary items$1,647,0002,067
Extraordinary gains, net$029
Net income$1,647,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,303
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,647,0002,047
2007-03-31 (YTD Data)Rank
Total interest income$4,532,0002,283
Total interest expense$2,387,0002,013
Net interest income$2,145,0002,598
Provision for loan and lease losses$115,0001,841
Total noninterest income$218,0003,827
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$95,0003,560
Trading account gains and fees$0195
Additional Noninterest Income$123,0003,375
Total noninterest expense$1,090,0003,860
Salaries and employee benefits$566,0004,041
Premises and equipment expense$114,0004,662
Additional noninterest expense$410,0003,102
Pre-tax net operating income$1,158,0001,919
Securities gains (losses)$01,187
Applicable income taxes$399,0001,524
Income before extraordinary items$759,0002,158
Extraordinary gains, net$022
Net income$759,0002,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,781
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$759,0002,153
2006-12-31 (YTD Data)Rank
Total interest income$16,184,0002,399
Total interest expense$8,274,0001,995
Net interest income$7,910,0002,780
Provision for loan and lease losses$722,0001,374
Total noninterest income$853,0003,905
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$414,0003,465
Trading account gains and fees$0130
Additional Noninterest Income$439,0003,572
Total noninterest expense$3,651,0004,254
Salaries and employee benefits$1,899,0004,447
Premises and equipment expense$447,0004,590
Additional noninterest expense$1,305,0003,692
Pre-tax net operating income$4,390,0002,089
Securities gains (losses)$3,0001,365
Applicable income taxes$1,625,0001,554
Income before extraordinary items$2,768,0002,415
Extraordinary gains, net$051
Net income$2,768,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,370
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,766,0802,397
2006-09-30 (YTD Data)Rank
Total interest income$11,796,0002,443
Total interest expense$5,946,0002,008
Net interest income$5,850,0002,834
Provision for loan and lease losses$622,0001,174
Total noninterest income$603,0004,046
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$319,0003,432
Trading account gains and fees$0126
Additional Noninterest Income$284,0003,833
Total noninterest expense$2,691,0004,299
Salaries and employee benefits$1,409,0004,458
Premises and equipment expense$322,0004,711
Additional noninterest expense$960,0003,736
Pre-tax net operating income$3,140,0002,250
Securities gains (losses)$3,0001,123
Applicable income taxes$1,161,0001,684
Income before extraordinary items$1,982,0002,580
Extraordinary gains, net$045
Net income$1,982,0002,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,127
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,980,0802,574
2006-06-30 (YTD Data)Rank
Total interest income$7,572,0002,485
Total interest expense$3,779,0001,992
Net interest income$3,793,0002,925
Provision for loan and lease losses$472,0001,032
Total noninterest income$412,0003,987
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$216,0003,377
Trading account gains and fees$0126
Additional Noninterest Income$196,0003,782
Total noninterest expense$1,736,0004,431
Salaries and employee benefits$920,0004,540
Premises and equipment expense$206,0004,842
Additional noninterest expense$610,0003,863
Pre-tax net operating income$1,997,0002,313
Securities gains (losses)$3,000925
Applicable income taxes$735,0001,787
Income before extraordinary items$1,265,0002,678
Extraordinary gains, net$039
Net income$1,265,0002,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,000797
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,263,0802,669
2006-03-31 (YTD Data)Rank
Total interest income$3,592,0002,566
Total interest expense$1,802,0001,996
Net interest income$1,790,0003,075
Provision for loan and lease losses$192,0001,188
Total noninterest income$171,0004,326
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$103,0003,410
Trading account gains and fees$0115
Additional Noninterest Income$68,0004,477
Total noninterest expense$870,0004,422
Salaries and employee benefits$461,0004,549
Premises and equipment expense$104,0004,836
Additional noninterest expense$305,0003,840
Pre-tax net operating income$899,0002,467
Securities gains (losses)$2,000793
Applicable income taxes$330,0001,895
Income before extraordinary items$571,0002,845
Extraordinary gains, net$021
Net income$571,0002,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,099
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$569,7202,835
2005-12-31 (YTD Data)Rank
Total interest income$11,640,0002,775
Total interest expense$5,085,0002,170
Net interest income$6,555,0003,193
Provision for loan and lease losses$643,0001,550
Total noninterest income$651,0004,584
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$403,0003,539
Trading account gains and fees$0138
Additional Noninterest Income$248,0004,743
Total noninterest expense$3,361,0004,431
Salaries and employee benefits$1,714,0004,629
Premises and equipment expense$407,0004,796
Additional noninterest expense$1,240,0003,766
Pre-tax net operating income$3,202,0002,624
Securities gains (losses)$02,296
Applicable income taxes$1,078,0002,161
Income before extraordinary items$2,124,0002,940
Extraordinary gains, net$046
Net income$2,124,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,613
Cash dividends$925,0002,612
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,124,0002,910
2005-09-30 (YTD Data)Rank
Total interest income$8,279,0002,852
Total interest expense$3,449,0002,250
Net interest income$4,830,0003,233
Provision for loan and lease losses$343,0001,979
Total noninterest income$452,0004,809
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$293,0003,613
Trading account gains and fees$0126
Additional Noninterest Income$159,0005,086
Total noninterest expense$2,507,0004,415
Salaries and employee benefits$1,279,0004,625
Premises and equipment expense$303,0004,808
Additional noninterest expense$925,0003,724
Pre-tax net operating income$2,432,0002,626
Securities gains (losses)$02,317
Applicable income taxes$825,0002,155
Income before extraordinary items$1,607,0002,967
Extraordinary gains, net$035
Net income$1,607,0002,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,199
Cash dividends$925,0001,908
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,607,0002,929
2005-06-30 (YTD Data)Rank
Total interest income$5,236,0002,915
Total interest expense$2,070,0002,367
Net interest income$3,166,0003,257
Provision for loan and lease losses$192,0002,222
Total noninterest income$298,0004,804
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$191,0003,608
Trading account gains and fees$0116
Additional Noninterest Income$107,0005,049
Total noninterest expense$1,648,0004,442
Salaries and employee benefits$837,0004,667
Premises and equipment expense$195,0004,902
Additional noninterest expense$616,0003,717
Pre-tax net operating income$1,624,0002,589
Securities gains (losses)$02,146
Applicable income taxes$528,0002,186
Income before extraordinary items$1,096,0002,888
Extraordinary gains, net$030
Net income$1,096,0002,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,332
Cash dividends$150,0003,809
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,096,0002,844
2005-03-31 (YTD Data)Rank
Total interest income$2,499,0002,993
Total interest expense$924,0002,493
Net interest income$1,575,0003,275
Provision for loan and lease losses$132,0001,622
Total noninterest income$146,0004,772
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$90,0003,686
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,934
Total noninterest expense$844,0004,383
Salaries and employee benefits$404,0004,807
Premises and equipment expense$101,0004,827
Additional noninterest expense$339,0003,451
Pre-tax net operating income$745,0002,719
Securities gains (losses)$01,685
Applicable income taxes$211,0002,509
Income before extraordinary items$534,0002,896
Extraordinary gains, net$024
Net income$534,0002,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,000770
Cash dividends$150,0002,522
Sale, conversion, retirement of capital stock, net$0491
Net operating income$534,0002,846
2004-12-31 (YTD Data)Rank
Total interest income$8,519,0003,249
Total interest expense$2,841,0002,741
Net interest income$5,678,0003,442
Provision for loan and lease losses$325,0002,753
Total noninterest income$564,0004,969
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$340,0004,014
Trading account gains and fees$0138
Additional Noninterest Income$224,0004,865
Total noninterest expense$2,783,0004,917
Salaries and employee benefits$1,373,0005,247
Premises and equipment expense$360,0005,113
Additional noninterest expense$1,050,0004,170
Pre-tax net operating income$3,134,0002,497
Securities gains (losses)$03,819
Applicable income taxes$1,170,0001,938
Income before extraordinary items$1,964,0002,962
Extraordinary gains, net$034
Net income$1,964,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,645
Cash dividends$75,0005,663
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,964,0002,906
2004-09-30 (YTD Data)Rank
Total interest income$6,174,0003,311
Total interest expense$1,993,0002,851
Net interest income$4,181,0003,468
Provision for loan and lease losses$245,0002,606
Total noninterest income$394,0005,169
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$251,0004,094
Trading account gains and fees$0134
Additional Noninterest Income$143,0005,219
Total noninterest expense$2,063,0004,934
Salaries and employee benefits$1,049,0005,139
Premises and equipment expense$262,0005,190
Additional noninterest expense$752,0004,277
Pre-tax net operating income$2,267,0002,592
Securities gains (losses)$03,710
Applicable income taxes$848,0002,020
Income before extraordinary items$1,419,0003,103
Extraordinary gains, net$026
Net income$1,419,0003,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,426
Cash dividends$75,0004,794
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,419,0003,032
2004-06-30 (YTD Data)Rank
Total interest income$3,963,0003,408
Total interest expense$1,246,0002,998
Net interest income$2,717,0003,532
Provision for loan and lease losses$140,0002,884
Total noninterest income$255,0005,235
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$162,0004,157
Trading account gains and fees$0130
Additional Noninterest Income$93,0005,304
Total noninterest expense$1,318,0005,081
Salaries and employee benefits$684,0005,265
Premises and equipment expense$173,0005,252
Additional noninterest expense$461,0004,600
Pre-tax net operating income$1,514,0002,571
Securities gains (losses)$03,413
Applicable income taxes$570,0002,015
Income before extraordinary items$944,0003,075
Extraordinary gains, net$021
Net income$944,0003,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,398
Cash dividends$75,0004,419
Sale, conversion, retirement of capital stock, net$0638
Net operating income$944,0002,993
2004-03-31 (YTD Data)Rank
Total interest income$1,906,0003,526
Total interest expense$595,0003,139
Net interest income$1,311,0003,630
Provision for loan and lease losses$40,0003,725
Total noninterest income$119,0005,364
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$72,0004,358
Trading account gains and fees$0121
Additional Noninterest Income$47,0005,234
Total noninterest expense$635,0005,251
Salaries and employee benefits$329,0005,418
Premises and equipment expense$87,0005,269
Additional noninterest expense$219,0004,739
Pre-tax net operating income$755,0002,550
Securities gains (losses)$02,934
Applicable income taxes$287,0001,992
Income before extraordinary items$468,0003,098
Extraordinary gains, net$016
Net income$468,0003,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$75,0003,114
Sale, conversion, retirement of capital stock, net$0464
Net operating income$468,0002,981
2003-12-31 (YTD Data)Rank
Total interest income$6,442,0004,080
Total interest expense$2,083,0003,898
Net interest income$4,359,0004,096
Provision for loan and lease losses$558,0001,985
Total noninterest income$437,0005,767
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$228,0004,971
Trading account gains and fees$0160
Additional Noninterest Income$209,0005,204
Total noninterest expense$2,243,0005,611
Salaries and employee benefits$1,108,0005,907
Premises and equipment expense$317,0005,499
Additional noninterest expense$818,0004,973
Pre-tax net operating income$1,995,0003,406
Securities gains (losses)$75,0002,153
Applicable income taxes$762,0002,622
Income before extraordinary items$1,308,0003,896
Extraordinary gains, net$054
Net income$1,308,0003,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,285
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$1,572,000365
Net operating income$1,260,0003,833
2003-09-30 (YTD Data)Rank
Total interest income$4,536,0004,343
Total interest expense$1,499,0004,143
Net interest income$3,037,0004,355
Provision for loan and lease losses$508,0001,645
Total noninterest income$318,0005,902
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$157,0005,204
Trading account gains and fees$0153
Additional Noninterest Income$161,0005,199
Total noninterest expense$1,660,0005,630
Salaries and employee benefits$843,0005,833
Premises and equipment expense$233,0005,546
Additional noninterest expense$584,0005,103
Pre-tax net operating income$1,187,0004,104
Securities gains (losses)$75,0001,990
Applicable income taxes$459,0003,176
Income before extraordinary items$803,0004,588
Extraordinary gains, net$040
Net income$803,0004,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,593
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$1,572,000263
Net operating income$755,0004,576
2003-06-30 (YTD Data)Rank
Total interest income$2,786,0004,622
Total interest expense$963,0004,373
Net interest income$1,823,0004,676
Provision for loan and lease losses$233,0002,266
Total noninterest income$215,0005,841
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$91,0005,480
Trading account gains and fees$0150
Additional Noninterest Income$124,0004,941
Total noninterest expense$1,076,0005,734
Salaries and employee benefits$548,0005,931
Premises and equipment expense$156,0005,529
Additional noninterest expense$372,0005,262
Pre-tax net operating income$729,0004,321
Securities gains (losses)$75,0001,736
Applicable income taxes$294,0003,281
Income before extraordinary items$510,0004,754
Extraordinary gains, net$030
Net income$510,0004,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$1,572,000173
Net operating income$462,0004,804
2003-03-31 (YTD Data)Rank
Total interest income$1,296,0004,885
Total interest expense$453,0004,644
Net interest income$843,0004,905
Provision for loan and lease losses$116,0002,144
Total noninterest income$108,0005,715
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$41,0005,632
Trading account gains and fees$0134
Additional Noninterest Income$67,0004,710
Total noninterest expense$513,0005,919
Salaries and employee benefits$267,0006,021
Premises and equipment expense$72,0005,758
Additional noninterest expense$174,0005,473
Pre-tax net operating income$322,0004,610
Securities gains (losses)$02,891
Applicable income taxes$118,0003,661
Income before extraordinary items$204,0005,283
Extraordinary gains, net$021
Net income$204,0005,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$1,572,00084
Net operating income$204,0005,091
2002-12-31 (YTD Data)Rank
Total interest income$3,721,0006,141
Total interest expense$1,619,0005,491
Net interest income$2,102,0006,468
Provision for loan and lease losses$330,0003,240
Total noninterest income$216,0007,152
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$136,0006,022
Trading account gains and fees$0153
Additional Noninterest Income$80,0006,874
Total noninterest expense$1,683,0006,494
Salaries and employee benefits$868,0006,623
Premises and equipment expense$260,0006,001
Additional noninterest expense$555,0006,195
Pre-tax net operating income$305,0007,522
Securities gains (losses)$04,537
Applicable income taxes$90,0006,057
Income before extraordinary items$215,0007,758
Extraordinary gains, net$070
Net income$215,0007,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,742
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$3,390,000215
Net operating income$215,0007,671
2001-12-31 (YTD Data)Rank
Total interest income$1,935,0008,285
Total interest expense$1,042,0007,943
Net interest income$893,0008,488
Provision for loan and lease losses$250,0003,605
Total noninterest income$111,0008,353
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$72,0007,129
Trading account gains and fees$0177
Additional Noninterest Income$39,0008,049
Total noninterest expense$1,118,0007,651
Salaries and employee benefits$642,0007,465
Premises and equipment expense$146,0007,591
Additional noninterest expense$330,0007,642
Pre-tax net operating income$-364,0009,086
Securities gains (losses)$04,612
Applicable income taxes$-342,0009,445
Income before extraordinary items$-22,0008,863
Extraordinary gains, net$0105
Net income$-22,0008,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,648
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-22,0008,783
2000-12-31 (YTD Data)Rank
Total interest income$237,0009,811
Total interest expense$47,0009,782
Net interest income$190,0009,778
Provision for loan and lease losses$80,0005,752
Total noninterest income$3,0009,812
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,577
Trading account gains and feesNANA
Additional Noninterest Income$2,0009,744
Total noninterest expense$660,0008,935
Salaries and employee benefits$361,0008,943
Premises and equipment expense$70,0008,983
Additional noninterest expense$229,0008,516
Pre-tax net operating income$-547,0009,555
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-547,0009,593
Extraordinary gains, net$038
Net income$-547,0009,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$5,700,000182
Net operating income$-547,0009,590

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.