Home > Community Bank of Nevada > Income and Expense
Community Bank of Nevada, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $32,308,000 | 543 |
| Total interest expense | $22,446,000 | 294 |
| Net interest income | $9,862,000 | 1,124 |
| Provision for loan and lease losses | $57,163,000 | 144 |
| Total noninterest income | $-17,553,000 | 8,188 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $600,000 | 1,423 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-18,153,000 | 8,197 |
| Total noninterest expense | $19,598,000 | 558 |
| Salaries and employee benefits | $7,820,000 | 632 |
| Premises and equipment expense | $2,280,000 | 610 |
| Additional noninterest expense | $9,498,000 | 442 |
| Pre-tax net operating income | $-84,452,000 | 8,134 |
| Securities gains (losses) | $83,000 | 1,613 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-84,369,000 | 8,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-84,369,000 | 8,133 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-84,369,000 | 8,133 |
| Net charge-offs | $41,186,000 | 139 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $624,000 | 324 |
| Net operating income | $-84,452,000 | 8,136 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,787,000 | 528 |
| Total interest expense | $11,658,000 | 296 |
| Net interest income | $5,129,000 | 1,063 |
| Provision for loan and lease losses | $44,962,000 | 113 |
| Total noninterest income | $1,058,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $311,000 | 1,325 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $747,000 | 1,067 |
| Total noninterest expense | $8,983,000 | 568 |
| Salaries and employee benefits | $3,861,000 | 646 |
| Premises and equipment expense | $1,104,000 | 642 |
| Additional noninterest expense | $4,018,000 | 442 |
| Pre-tax net operating income | $-47,758,000 | 8,192 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-47,758,000 | 8,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-47,758,000 | 8,192 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-47,758,000 | 8,192 |
| Net charge-offs | $41,277,000 | 82 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $313,000 | 232 |
| Net operating income | $-47,758,000 | 8,194 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $94,917,000 | 411 |
| Total interest expense | $40,559,000 | 398 |
| Net interest income | $54,358,000 | 410 |
| Provision for loan and lease losses | $118,505,000 | 107 |
| Total noninterest income | $3,371,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,556,000 | 1,154 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,815,000 | 1,394 |
| Total noninterest expense | $143,867,000 | 182 |
| Salaries and employee benefits | $9,980,000 | 999 |
| Premises and equipment expense | $4,430,000 | 625 |
| Additional noninterest expense | $129,457,000 | 114 |
| Pre-tax net operating income | $-204,643,000 | 8,269 |
| Securities gains (losses) | $196,000 | 726 |
| Applicable income taxes | $-15,553,000 | 8,211 |
| Income before extraordinary items | $-188,894,000 | 8,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-188,894,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,180,000 | 176 |
| Cash dividends | $9,495,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $1,251,000 | 394 |
| Net operating income | $-189,074,320 | 8,262 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $75,631,000 | 402 |
| Total interest expense | $29,483,000 | 431 |
| Net interest income | $46,148,000 | 389 |
| Provision for loan and lease losses | $78,219,000 | 108 |
| Total noninterest income | $3,090,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,187,000 | 1,147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,903,000 | 1,148 |
| Total noninterest expense | $23,730,000 | 618 |
| Salaries and employee benefits | $7,497,000 | 1,018 |
| Premises and equipment expense | $3,294,000 | 640 |
| Additional noninterest expense | $12,939,000 | 405 |
| Pre-tax net operating income | $-52,711,000 | 8,332 |
| Securities gains (losses) | $196,000 | 637 |
| Applicable income taxes | $-16,459,000 | 8,328 |
| Income before extraordinary items | $-36,056,000 | 8,311 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-36,056,000 | 8,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,126,000 | 297 |
| Cash dividends | $6,400,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $895,000 | 316 |
| Net operating income | $-36,191,240 | 8,320 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $52,834,000 | 397 |
| Total interest expense | $19,779,000 | 449 |
| Net interest income | $33,055,000 | 363 |
| Provision for loan and lease losses | $16,519,000 | 188 |
| Total noninterest income | $2,541,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $796,000 | 1,113 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,745,000 | 931 |
| Total noninterest expense | $15,621,000 | 618 |
| Salaries and employee benefits | $5,435,000 | 957 |
| Premises and equipment expense | $2,150,000 | 647 |
| Additional noninterest expense | $8,036,000 | 418 |
| Pre-tax net operating income | $3,456,000 | 1,037 |
| Securities gains (losses) | $196,000 | 624 |
| Applicable income taxes | $1,289,000 | 749 |
| Income before extraordinary items | $2,363,000 | 1,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,363,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,508,000 | 229 |
| Cash dividends | $3,250,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $614,000 | 241 |
| Net operating income | $2,235,600 | 1,222 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $28,356,000 | 384 |
| Total interest expense | $10,843,000 | 439 |
| Net interest income | $17,513,000 | 342 |
| Provision for loan and lease losses | $4,035,000 | 250 |
| Total noninterest income | $1,902,000 | 783 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $414,000 | 1,049 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,488,000 | 618 |
| Total noninterest expense | $8,909,000 | 553 |
| Salaries and employee benefits | $4,457,000 | 568 |
| Premises and equipment expense | $1,056,000 | 665 |
| Additional noninterest expense | $3,396,000 | 457 |
| Pre-tax net operating income | $6,471,000 | 327 |
| Securities gains (losses) | $165,000 | 508 |
| Applicable income taxes | $2,357,000 | 294 |
| Income before extraordinary items | $4,279,000 | 363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,279,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,400,000 | 364 |
| Cash dividends | $1,950,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $355,000 | 157 |
| Net operating income | $4,173,400 | 353 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $121,899,000 | 373 |
| Total interest expense | $48,878,000 | 425 |
| Net interest income | $73,021,000 | 342 |
| Provision for loan and lease losses | $2,647,000 | 676 |
| Total noninterest income | $3,099,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,264,000 | 1,416 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,835,000 | 1,442 |
| Total noninterest expense | $33,799,000 | 550 |
| Salaries and employee benefits | $19,531,000 | 500 |
| Premises and equipment expense | $4,294,000 | 622 |
| Additional noninterest expense | $9,974,000 | 584 |
| Pre-tax net operating income | $39,674,000 | 277 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $13,935,000 | 257 |
| Income before extraordinary items | $25,743,000 | 296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $25,743,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 1,049 |
| Cash dividends | $14,065,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $1,016,000 | 428 |
| Net operating income | $25,740,400 | 291 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $91,890,000 | 375 |
| Total interest expense | $36,762,000 | 431 |
| Net interest income | $55,128,000 | 334 |
| Provision for loan and lease losses | $1,125,000 | 817 |
| Total noninterest income | $2,270,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $872,000 | 1,509 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,398,000 | 1,446 |
| Total noninterest expense | $24,649,000 | 562 |
| Salaries and employee benefits | $14,648,000 | 505 |
| Premises and equipment expense | $3,179,000 | 624 |
| Additional noninterest expense | $6,822,000 | 614 |
| Pre-tax net operating income | $31,624,000 | 288 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $11,105,000 | 273 |
| Income before extraordinary items | $20,523,000 | 310 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $20,523,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $6,177,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $660,000 | 365 |
| Net operating income | $20,520,400 | 308 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $60,299,000 | 389 |
| Total interest expense | $23,906,000 | 448 |
| Net interest income | $36,393,000 | 347 |
| Provision for loan and lease losses | $768,000 | 725 |
| Total noninterest income | $1,537,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $533,000 | 1,658 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,004,000 | 1,398 |
| Total noninterest expense | $16,412,000 | 574 |
| Salaries and employee benefits | $10,014,000 | 506 |
| Premises and equipment expense | $2,052,000 | 663 |
| Additional noninterest expense | $4,346,000 | 651 |
| Pre-tax net operating income | $20,750,000 | 313 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $7,315,000 | 291 |
| Income before extraordinary items | $13,439,000 | 334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,439,000 | 333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,261 |
| Cash dividends | $3,400,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $383,000 | 335 |
| Net operating income | $13,436,400 | 331 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $29,519,000 | 396 |
| Total interest expense | $11,383,000 | 458 |
| Net interest income | $18,136,000 | 347 |
| Provision for loan and lease losses | $382,000 | 651 |
| Total noninterest income | $620,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $270,000 | 1,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $350,000 | 1,750 |
| Total noninterest expense | $8,300,000 | 572 |
| Salaries and employee benefits | $5,087,000 | 506 |
| Premises and equipment expense | $1,037,000 | 652 |
| Additional noninterest expense | $2,176,000 | 639 |
| Pre-tax net operating income | $10,074,000 | 322 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,566,000 | 303 |
| Income before extraordinary items | $6,508,000 | 340 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,508,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-161,000 | 8,561 |
| Cash dividends | $1,600,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 259 |
| Net operating income | $6,508,000 | 336 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $83,265,000 | 501 |
| Total interest expense | $29,671,000 | 577 |
| Net interest income | $53,594,000 | 429 |
| Provision for loan and lease losses | $3,350,000 | 346 |
| Total noninterest income | $2,250,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,248,000 | 1,439 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,002,000 | 2,225 |
| Total noninterest expense | $25,154,000 | 709 |
| Salaries and employee benefits | $14,057,000 | 662 |
| Premises and equipment expense | $3,263,000 | 771 |
| Additional noninterest expense | $7,834,000 | 695 |
| Pre-tax net operating income | $27,340,000 | 440 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $9,612,000 | 405 |
| Income before extraordinary items | $17,730,000 | 468 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,730,000 | 467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,233 |
| Cash dividends | $4,787,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $753,000 | 531 |
| Net operating income | $17,728,700 | 456 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $54,619,000 | 566 |
| Total interest expense | $18,537,000 | 673 |
| Net interest income | $36,082,000 | 495 |
| Provision for loan and lease losses | $3,027,000 | 271 |
| Total noninterest income | $1,585,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $961,000 | 1,402 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $624,000 | 2,514 |
| Total noninterest expense | $17,225,000 | 777 |
| Salaries and employee benefits | $9,557,000 | 753 |
| Premises and equipment expense | $2,270,000 | 842 |
| Additional noninterest expense | $5,398,000 | 754 |
| Pre-tax net operating income | $17,415,000 | 501 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,702,000 | 489 |
| Income before extraordinary items | $11,713,000 | 529 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,713,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 719 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $587,000 | 439 |
| Net operating income | $11,713,000 | 517 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $34,686,000 | 582 |
| Total interest expense | $11,036,000 | 712 |
| Net interest income | $23,650,000 | 506 |
| Provision for loan and lease losses | $1,510,000 | 339 |
| Total noninterest income | $978,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $639,000 | 1,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $339,000 | 2,796 |
| Total noninterest expense | $10,790,000 | 828 |
| Salaries and employee benefits | $5,977,000 | 812 |
| Premises and equipment expense | $1,439,000 | 882 |
| Additional noninterest expense | $3,374,000 | 806 |
| Pre-tax net operating income | $12,328,000 | 488 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,700,000 | 503 |
| Income before extraordinary items | $8,628,000 | 493 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,628,000 | 492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,628,000 | 480 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,103,000 | 601 |
| Total interest expense | $4,808,000 | 766 |
| Net interest income | $11,295,000 | 519 |
| Provision for loan and lease losses | $885,000 | 301 |
| Total noninterest income | $521,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $303,000 | 1,416 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $218,000 | 2,368 |
| Total noninterest expense | $5,221,000 | 856 |
| Salaries and employee benefits | $2,855,000 | 858 |
| Premises and equipment expense | $718,000 | 888 |
| Additional noninterest expense | $1,648,000 | 809 |
| Pre-tax net operating income | $5,710,000 | 505 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,723,000 | 522 |
| Income before extraordinary items | $3,987,000 | 517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,987,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,987,000 | 508 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $45,074,000 | 715 |
| Total interest expense | $11,117,000 | 1,003 |
| Net interest income | $33,957,000 | 631 |
| Provision for loan and lease losses | $956,000 | 1,090 |
| Total noninterest income | $2,537,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,058,000 | 1,642 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,479,000 | 1,684 |
| Total noninterest expense | $19,579,000 | 865 |
| Salaries and employee benefits | $12,205,000 | 735 |
| Premises and equipment expense | $2,109,000 | 1,156 |
| Additional noninterest expense | $5,265,000 | 996 |
| Pre-tax net operating income | $15,959,000 | 640 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,832,000 | 661 |
| Income before extraordinary items | $11,127,000 | 666 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,127,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 602 |
| Net operating income | $11,127,000 | 651 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,106,000 | 776 |
| Total interest expense | $7,048,000 | 1,130 |
| Net interest income | $23,058,000 | 677 |
| Provision for loan and lease losses | $717,000 | 1,038 |
| Total noninterest income | $1,733,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $685,000 | 1,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,048,000 | 1,765 |
| Total noninterest expense | $12,993,000 | 971 |
| Salaries and employee benefits | $8,319,000 | 806 |
| Premises and equipment expense | $1,337,000 | 1,367 |
| Additional noninterest expense | $3,337,000 | 1,128 |
| Pre-tax net operating income | $11,081,000 | 674 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,466,000 | 690 |
| Income before extraordinary items | $7,615,000 | 714 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,615,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,454 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 458 |
| Net operating income | $7,615,000 | 694 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,948,000 | 861 |
| Total interest expense | $4,001,000 | 1,249 |
| Net interest income | $13,947,000 | 736 |
| Provision for loan and lease losses | $31,000 | 5,120 |
| Total noninterest income | $1,009,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $382,000 | 2,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $627,000 | 1,870 |
| Total noninterest expense | $7,770,000 | 1,075 |
| Salaries and employee benefits | $5,135,000 | 866 |
| Premises and equipment expense | $703,000 | 1,709 |
| Additional noninterest expense | $1,932,000 | 1,292 |
| Pre-tax net operating income | $7,155,000 | 680 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,176,000 | 719 |
| Income before extraordinary items | $4,979,000 | 717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,979,000 | 718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,437 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 427 |
| Net operating income | $4,979,000 | 695 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 897 |
| Total interest expense | $1,947,000 | 1,214 |
| Net interest income | $6,593,000 | 785 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $591,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $179,000 | 2,210 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $412,000 | 1,520 |
| Total noninterest expense | $3,696,000 | 1,126 |
| Salaries and employee benefits | $2,395,000 | 932 |
| Premises and equipment expense | $349,000 | 1,722 |
| Additional noninterest expense | $952,000 | 1,300 |
| Pre-tax net operating income | $3,488,000 | 701 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,139,000 | 686 |
| Income before extraordinary items | $2,349,000 | 748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,349,000 | 749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 257 |
| Net operating income | $2,349,000 | 725 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,911,000 | 942 |
| Total interest expense | $6,098,000 | 1,347 |
| Net interest income | $23,813,000 | 834 |
| Provision for loan and lease losses | $855,000 | 1,208 |
| Total noninterest income | $1,399,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $741,000 | 2,274 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $658,000 | 2,823 |
| Total noninterest expense | $14,222,000 | 1,148 |
| Salaries and employee benefits | $9,081,000 | 944 |
| Premises and equipment expense | $1,444,000 | 1,610 |
| Additional noninterest expense | $3,697,000 | 1,352 |
| Pre-tax net operating income | $10,135,000 | 867 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $3,111,000 | 875 |
| Income before extraordinary items | $7,036,000 | 939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,036,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,593 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-285,000 | 8,921 |
| Net operating income | $7,027,720 | 893 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,771,000 | 959 |
| Total interest expense | $4,494,000 | 1,343 |
| Net interest income | $17,277,000 | 852 |
| Provision for loan and lease losses | $615,000 | 1,212 |
| Total noninterest income | $998,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $563,000 | 2,271 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $435,000 | 3,048 |
| Total noninterest expense | $10,241,000 | 1,189 |
| Salaries and employee benefits | $6,539,000 | 976 |
| Premises and equipment expense | $1,076,000 | 1,625 |
| Additional noninterest expense | $2,626,000 | 1,406 |
| Pre-tax net operating income | $7,419,000 | 897 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $2,235,000 | 924 |
| Income before extraordinary items | $5,196,000 | 951 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,196,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,164 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,187,600 | 925 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,236,000 | 963 |
| Total interest expense | $3,011,000 | 1,317 |
| Net interest income | $11,225,000 | 866 |
| Provision for loan and lease losses | $255,000 | 1,798 |
| Total noninterest income | $629,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $392,000 | 2,185 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $237,000 | 3,420 |
| Total noninterest expense | $6,630,000 | 1,223 |
| Salaries and employee benefits | $4,353,000 | 981 |
| Premises and equipment expense | $703,000 | 1,646 |
| Additional noninterest expense | $1,574,000 | 1,537 |
| Pre-tax net operating income | $4,969,000 | 878 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $1,681,000 | 837 |
| Income before extraordinary items | $3,290,000 | 996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,290,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,736 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,288,680 | 956 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,997,000 | 989 |
| Total interest expense | $1,443,000 | 1,385 |
| Net interest income | $5,554,000 | 890 |
| Provision for loan and lease losses | $255,000 | 932 |
| Total noninterest income | $263,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $203,000 | 2,053 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $3,244,000 | 1,255 |
| Salaries and employee benefits | $2,147,000 | 1,004 |
| Premises and equipment expense | $343,000 | 1,701 |
| Additional noninterest expense | $754,000 | 1,582 |
| Pre-tax net operating income | $2,318,000 | 925 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $783,000 | 904 |
| Income before extraordinary items | $1,535,000 | 1,072 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,535,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,535,000 | 1,011 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,848,000 | 1,051 |
| Total interest expense | $6,751,000 | 1,311 |
| Net interest income | $20,097,000 | 954 |
| Provision for loan and lease losses | $1,977,000 | 657 |
| Total noninterest income | $1,492,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $816,000 | 2,091 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $676,000 | 3,036 |
| Total noninterest expense | $11,479,000 | 1,397 |
| Salaries and employee benefits | $7,230,000 | 1,182 |
| Premises and equipment expense | $1,379,000 | 1,646 |
| Additional noninterest expense | $2,870,000 | 1,688 |
| Pre-tax net operating income | $8,133,000 | 1,024 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $2,465,000 | 1,086 |
| Income before extraordinary items | $5,670,000 | 1,131 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,670,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,002,000 | 927 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,668,600 | 1,069 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,673,000 | 1,105 |
| Total interest expense | $5,272,000 | 1,315 |
| Net interest income | $14,401,000 | 1,018 |
| Provision for loan and lease losses | $1,494,000 | 658 |
| Total noninterest income | $1,066,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $604,000 | 2,132 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $462,000 | 3,270 |
| Total noninterest expense | $8,432,000 | 1,439 |
| Salaries and employee benefits | $5,370,000 | 1,198 |
| Premises and equipment expense | $1,020,000 | 1,678 |
| Additional noninterest expense | $2,042,000 | 1,770 |
| Pre-tax net operating income | $5,541,000 | 1,167 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $1,886,000 | 1,108 |
| Income before extraordinary items | $3,660,000 | 1,362 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,660,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,147 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,656,700 | 1,283 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,900,000 | 1,133 |
| Total interest expense | $3,642,000 | 1,311 |
| Net interest income | $9,258,000 | 1,051 |
| Provision for loan and lease losses | $843,000 | 739 |
| Total noninterest income | $666,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $392,000 | 2,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $274,000 | 3,464 |
| Total noninterest expense | $5,537,000 | 1,450 |
| Salaries and employee benefits | $3,572,000 | 1,207 |
| Premises and equipment expense | $680,000 | 1,677 |
| Additional noninterest expense | $1,285,000 | 1,869 |
| Pre-tax net operating income | $3,544,000 | 1,209 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $1,206,000 | 1,173 |
| Income before extraordinary items | $2,343,000 | 1,408 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,343,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 997 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,339,700 | 1,321 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 1,173 |
| Total interest expense | $1,824,000 | 1,341 |
| Net interest income | $4,467,000 | 1,099 |
| Provision for loan and lease losses | $645,000 | 517 |
| Total noninterest income | $276,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $208,000 | 1,956 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $2,686,000 | 1,480 |
| Salaries and employee benefits | $1,745,000 | 1,224 |
| Premises and equipment expense | $335,000 | 1,702 |
| Additional noninterest expense | $606,000 | 1,944 |
| Pre-tax net operating income | $1,412,000 | 1,501 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $480,000 | 1,421 |
| Income before extraordinary items | $932,000 | 1,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $932,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 595 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $932,000 | 1,605 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,384,000 | 1,210 |
| Total interest expense | $8,509,000 | 1,312 |
| Net interest income | $16,875,000 | 1,152 |
| Provision for loan and lease losses | $1,958,000 | 746 |
| Total noninterest income | $1,702,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $873,000 | 1,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $829,000 | 2,450 |
| Total noninterest expense | $9,369,000 | 1,635 |
| Salaries and employee benefits | $5,807,000 | 1,402 |
| Premises and equipment expense | $1,045,000 | 2,095 |
| Additional noninterest expense | $2,517,000 | 1,841 |
| Pre-tax net operating income | $7,250,000 | 1,160 |
| Securities gains (losses) | $-17,000 | 8,973 |
| Applicable income taxes | $2,375,000 | 1,120 |
| Income before extraordinary items | $4,858,000 | 1,298 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,858,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 996 |
| Cash dividends | $171,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 752 |
| Net operating income | $4,869,390 | 1,244 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,119,000 | 1,410 |
| Total interest expense | $10,737,000 | 1,516 |
| Net interest income | $13,382,000 | 1,324 |
| Provision for loan and lease losses | $1,909,000 | 742 |
| Total noninterest income | $1,690,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $736,000 | 2,051 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $954,000 | 2,110 |
| Total noninterest expense | $8,480,000 | 1,720 |
| Salaries and employee benefits | $5,316,000 | 1,424 |
| Premises and equipment expense | $919,000 | 2,316 |
| Additional noninterest expense | $2,245,000 | 2,006 |
| Pre-tax net operating income | $4,683,000 | 1,533 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,526,000 | 1,474 |
| Income before extraordinary items | $3,157,000 | 1,662 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,157,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,036,000 | 917 |
| Cash dividends | $275,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 811 |
| Net operating income | $3,157,000 | 1,597 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,680,000 | 1,590 |
| Total interest expense | $8,699,000 | 1,984 |
| Net interest income | $12,981,000 | 1,352 |
| Provision for loan and lease losses | $1,655,000 | 707 |
| Total noninterest income | $981,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $709,000 | 1,948 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $272,000 | 4,127 |
| Total noninterest expense | $7,133,000 | 1,954 |
| Salaries and employee benefits | $4,442,000 | 1,604 |
| Premises and equipment expense | $759,000 | 2,695 |
| Additional noninterest expense | $1,932,000 | 2,241 |
| Pre-tax net operating income | $5,174,000 | 1,428 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,745,000 | 1,316 |
| Income before extraordinary items | $3,429,000 | 1,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,429,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $681,000 | 993 |
| Cash dividends | $274,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 795 |
| Net operating income | $3,429,000 | 1,524 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,857,000 | 2,196 |
| Total interest expense | $5,254,000 | 2,786 |
| Net interest income | $9,603,000 | 1,818 |
| Provision for loan and lease losses | $751,000 | 1,248 |
| Total noninterest income | $1,083,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $597,000 | 2,246 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $486,000 | 3,003 |
| Total noninterest expense | $5,912,000 | 2,307 |
| Salaries and employee benefits | $3,688,000 | 1,892 |
| Premises and equipment expense | $620,000 | 3,162 |
| Additional noninterest expense | $1,604,000 | 2,695 |
| Pre-tax net operating income | $4,023,000 | 1,834 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,362,000 | 1,719 |
| Income before extraordinary items | $2,661,000 | 1,991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,661,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,671 |
| Cash dividends | $273,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $413,000 | 636 |
| Net operating income | $2,661,000 | 1,956 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,681,000 | 2,770 |
| Total interest expense | $4,933,000 | 3,035 |
| Net interest income | $6,748,000 | 2,516 |
| Provision for loan and lease losses | $526,000 | 1,651 |
| Total noninterest income | $909,000 | 3,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $603,000 | 2,643 |
| Total noninterest expense | $4,641,000 | 2,796 |
| Salaries and employee benefits | $2,911,000 | 2,316 |
| Premises and equipment expense | $501,000 | 3,691 |
| Additional noninterest expense | $1,229,000 | 3,303 |
| Pre-tax net operating income | $2,490,000 | 2,800 |
| Securities gains (losses) | $92,000 | 1,334 |
| Applicable income taxes | $848,000 | 2,602 |
| Income before extraordinary items | $1,734,000 | 2,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,734,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,139 |
| Cash dividends | $132,000 | 5,953 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 891 |
| Net operating income | $1,672,360 | 2,881 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,312,000 | 3,470 |
| Total interest expense | $4,127,000 | 3,560 |
| Net interest income | $5,185,000 | 3,371 |
| Provision for loan and lease losses | $309,000 | 2,531 |
| Total noninterest income | $435,000 | 5,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $2,903,000 | 4,208 |
| Salaries and employee benefits | $1,713,000 | 3,814 |
| Premises and equipment expense | $316,000 | 5,267 |
| Additional noninterest expense | $874,000 | 4,426 |
| Pre-tax net operating income | $2,408,000 | 3,009 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $806,000 | 2,907 |
| Income before extraordinary items | $1,602,000 | 3,160 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,602,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,166,000 | 442 |
| Net operating income | $1,602,000 | 3,095 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 5,663 |
| Total interest expense | $2,137,000 | 6,151 |
| Net interest income | $3,184,000 | 5,209 |
| Provision for loan and lease losses | $423,000 | 1,999 |
| Total noninterest income | $222,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $1,878,000 | 6,217 |
| Salaries and employee benefits | $1,130,000 | 5,480 |
| Premises and equipment expense | $197,000 | 7,082 |
| Additional noninterest expense | $551,000 | 6,674 |
| Pre-tax net operating income | $1,105,000 | 5,395 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $349,000 | 5,337 |
| Income before extraordinary items | $759,000 | 5,474 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $759,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $756,930 | 5,437 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 10,686 |
| Total interest expense | $369,000 | 11,415 |
| Net interest income | $1,032,000 | 9,849 |
| Provision for loan and lease losses | $246,000 | 2,601 |
| Total noninterest income | $17,000 | 11,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,841 |
| Total noninterest expense | $880,000 | 9,429 |
| Salaries and employee benefits | $524,000 | 8,910 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $236,000 | 9,985 |
| Pre-tax net operating income | $-77,000 | 11,584 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-77,000 | 11,589 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-77,000 | 11,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $8,144,000 | 58 |
| Net operating income | $-77,000 | 11,566 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.