Home > Community Bank of Naples > Income and Expense
Community Bank of Naples, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 3,569 |
| Total interest expense | $1,223,000 | 3,402 |
| Net interest income | $1,428,000 | 3,612 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $114,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $68,000 | 4,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $783,000 | 4,996 |
| Salaries and employee benefits | $457,000 | 4,841 |
| Premises and equipment expense | $141,000 | 4,177 |
| Additional noninterest expense | $185,000 | 5,586 |
| Pre-tax net operating income | $759,000 | 2,269 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $281,000 | 1,549 |
| Income before extraordinary items | $478,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 619 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $478,000 | 2,719 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,257,000 | 1,464 |
| Total interest expense | $14,896,000 | 1,341 |
| Net interest income | $14,361,000 | 1,578 |
| Provision for loan and lease losses | $3,305,000 | 590 |
| Total noninterest income | $1,527,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $779,000 | 2,185 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $748,000 | 2,656 |
| Total noninterest expense | $7,655,000 | 2,382 |
| Salaries and employee benefits | $4,545,000 | 2,213 |
| Premises and equipment expense | $1,414,000 | 1,857 |
| Additional noninterest expense | $1,696,000 | 3,092 |
| Pre-tax net operating income | $4,928,000 | 1,664 |
| Securities gains (losses) | $37,000 | 900 |
| Applicable income taxes | $1,804,000 | 1,228 |
| Income before extraordinary items | $3,161,000 | 1,956 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,161,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,630,000 | 510 |
| Cash dividends | $3,400,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,137,320 | 1,953 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,214,000 | 1,454 |
| Total interest expense | $11,204,000 | 1,338 |
| Net interest income | $11,010,000 | 1,555 |
| Provision for loan and lease losses | $1,805,000 | 560 |
| Total noninterest income | $1,188,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $581,000 | 2,179 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $607,000 | 2,547 |
| Total noninterest expense | $5,659,000 | 2,394 |
| Salaries and employee benefits | $3,364,000 | 2,242 |
| Premises and equipment expense | $1,095,000 | 1,794 |
| Additional noninterest expense | $1,200,000 | 3,194 |
| Pre-tax net operating income | $4,734,000 | 1,433 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,743,000 | 1,075 |
| Income before extraordinary items | $2,991,000 | 1,702 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,991,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,927,000 | 416 |
| Cash dividends | $2,600,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,991,000 | 1,683 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,801,000 | 1,471 |
| Total interest expense | $7,363,000 | 1,362 |
| Net interest income | $7,438,000 | 1,555 |
| Provision for loan and lease losses | $1,105,000 | 541 |
| Total noninterest income | $807,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $357,000 | 2,322 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $450,000 | 2,407 |
| Total noninterest expense | $3,750,000 | 2,433 |
| Salaries and employee benefits | $2,254,000 | 2,271 |
| Premises and equipment expense | $734,000 | 1,798 |
| Additional noninterest expense | $762,000 | 3,328 |
| Pre-tax net operating income | $3,390,000 | 1,383 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,253,000 | 1,067 |
| Income before extraordinary items | $2,137,000 | 1,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,137,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 421 |
| Cash dividends | $1,800,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,137,000 | 1,608 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 1,476 |
| Total interest expense | $3,616,000 | 1,373 |
| Net interest income | $3,743,000 | 1,534 |
| Provision for loan and lease losses | $167,000 | 1,327 |
| Total noninterest income | $392,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $177,000 | 2,278 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $215,000 | 2,431 |
| Total noninterest expense | $1,939,000 | 2,350 |
| Salaries and employee benefits | $1,199,000 | 2,143 |
| Premises and equipment expense | $377,000 | 1,767 |
| Additional noninterest expense | $363,000 | 3,435 |
| Pre-tax net operating income | $2,029,000 | 1,153 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $755,000 | 916 |
| Income before extraordinary items | $1,274,000 | 1,381 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,274,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,485 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,274,000 | 1,371 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,769,000 | 1,491 |
| Total interest expense | $11,155,000 | 1,505 |
| Net interest income | $15,614,000 | 1,461 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $1,743,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $771,000 | 2,187 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $972,000 | 2,274 |
| Total noninterest expense | $7,098,000 | 2,488 |
| Salaries and employee benefits | $4,449,000 | 2,199 |
| Premises and equipment expense | $1,230,000 | 2,032 |
| Additional noninterest expense | $1,419,000 | 3,447 |
| Pre-tax net operating income | $9,994,000 | 978 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,767,000 | 797 |
| Income before extraordinary items | $6,227,000 | 1,186 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,227,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $750,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,227,000 | 1,173 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,574,000 | 1,518 |
| Total interest expense | $7,789,000 | 1,579 |
| Net interest income | $11,785,000 | 1,468 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $1,333,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $576,000 | 2,201 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $757,000 | 2,209 |
| Total noninterest expense | $5,283,000 | 2,490 |
| Salaries and employee benefits | $3,368,000 | 2,177 |
| Premises and equipment expense | $933,000 | 2,027 |
| Additional noninterest expense | $982,000 | 3,660 |
| Pre-tax net operating income | $7,655,000 | 1,004 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,893,000 | 814 |
| Income before extraordinary items | $4,762,000 | 1,195 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,762,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,762,000 | 1,186 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,623,000 | 1,538 |
| Total interest expense | $4,751,000 | 1,641 |
| Net interest income | $7,872,000 | 1,463 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $920,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $363,000 | 2,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $557,000 | 2,070 |
| Total noninterest expense | $3,633,000 | 2,442 |
| Salaries and employee benefits | $2,229,000 | 2,204 |
| Premises and equipment expense | $596,000 | 2,093 |
| Additional noninterest expense | $808,000 | 3,107 |
| Pre-tax net operating income | $4,979,000 | 1,027 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,884,000 | 832 |
| Income before extraordinary items | $3,095,000 | 1,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,095,000 | 1,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,095,000 | 1,195 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 1,571 |
| Total interest expense | $2,167,000 | 1,699 |
| Net interest income | $3,872,000 | 1,484 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $506,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $180,000 | 2,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $326,000 | 1,820 |
| Total noninterest expense | $1,796,000 | 2,470 |
| Salaries and employee benefits | $1,108,000 | 2,222 |
| Premises and equipment expense | $297,000 | 2,120 |
| Additional noninterest expense | $391,000 | 3,191 |
| Pre-tax net operating income | $2,477,000 | 1,008 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $938,000 | 830 |
| Income before extraordinary items | $1,539,000 | 1,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,539,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,539,000 | 1,191 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,358,000 | 1,656 |
| Total interest expense | $6,160,000 | 1,845 |
| Net interest income | $14,198,000 | 1,547 |
| Provision for loan and lease losses | $881,000 | 1,172 |
| Total noninterest income | $1,736,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $672,000 | 2,423 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,064,000 | 2,119 |
| Total noninterest expense | $6,269,000 | 2,644 |
| Salaries and employee benefits | $3,946,000 | 2,320 |
| Premises and equipment expense | $958,000 | 2,461 |
| Additional noninterest expense | $1,365,000 | 3,489 |
| Pre-tax net operating income | $8,784,000 | 1,102 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,338,000 | 886 |
| Income before extraordinary items | $5,446,000 | 1,310 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,446,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,012 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,446,000 | 1,291 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,475,000 | 1,703 |
| Total interest expense | $4,131,000 | 1,929 |
| Net interest income | $10,344,000 | 1,571 |
| Provision for loan and lease losses | $842,000 | 894 |
| Total noninterest income | $1,335,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $465,000 | 2,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $870,000 | 2,001 |
| Total noninterest expense | $4,528,000 | 2,703 |
| Salaries and employee benefits | $2,861,000 | 2,363 |
| Premises and equipment expense | $667,000 | 2,609 |
| Additional noninterest expense | $1,000,000 | 3,499 |
| Pre-tax net operating income | $6,309,000 | 1,132 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,397,000 | 938 |
| Income before extraordinary items | $3,912,000 | 1,373 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,912,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,490 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,912,000 | 1,350 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,082,000 | 1,755 |
| Total interest expense | $2,460,000 | 2,024 |
| Net interest income | $6,622,000 | 1,621 |
| Provision for loan and lease losses | $582,000 | 857 |
| Total noninterest income | $844,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $295,000 | 2,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $549,000 | 2,052 |
| Total noninterest expense | $2,860,000 | 2,828 |
| Salaries and employee benefits | $1,800,000 | 2,480 |
| Premises and equipment expense | $414,000 | 2,760 |
| Additional noninterest expense | $646,000 | 3,584 |
| Pre-tax net operating income | $4,024,000 | 1,154 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,527,000 | 939 |
| Income before extraordinary items | $2,497,000 | 1,396 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,497,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,379 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,497,000 | 1,373 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 1,861 |
| Total interest expense | $1,075,000 | 2,182 |
| Net interest income | $3,103,000 | 1,724 |
| Provision for loan and lease losses | $256,000 | 903 |
| Total noninterest income | $348,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $143,000 | 2,665 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,446 |
| Total noninterest expense | $1,344,000 | 2,996 |
| Salaries and employee benefits | $855,000 | 2,616 |
| Premises and equipment expense | $191,000 | 2,991 |
| Additional noninterest expense | $298,000 | 3,818 |
| Pre-tax net operating income | $1,851,000 | 1,228 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $701,000 | 1,004 |
| Income before extraordinary items | $1,150,000 | 1,474 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,150,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,150,000 | 1,450 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,412,000 | 2,140 |
| Total interest expense | $3,155,000 | 2,516 |
| Net interest income | $10,257,000 | 1,979 |
| Provision for loan and lease losses | $432,000 | 2,227 |
| Total noninterest income | $1,342,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $620,000 | 2,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $722,000 | 2,667 |
| Total noninterest expense | $4,537,000 | 3,387 |
| Salaries and employee benefits | $3,117,000 | 2,748 |
| Premises and equipment expense | $699,000 | 3,130 |
| Additional noninterest expense | $721,000 | 5,420 |
| Pre-tax net operating income | $6,630,000 | 1,304 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,506,000 | 1,048 |
| Income before extraordinary items | $4,124,000 | 1,569 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,124,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $275,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,124,000 | 1,525 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 2,193 |
| Total interest expense | $2,287,000 | 2,557 |
| Net interest income | $7,430,000 | 2,026 |
| Provision for loan and lease losses | $388,000 | 1,827 |
| Total noninterest income | $989,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $451,000 | 2,714 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $538,000 | 2,677 |
| Total noninterest expense | $3,254,000 | 3,491 |
| Salaries and employee benefits | $2,222,000 | 2,841 |
| Premises and equipment expense | $519,000 | 3,150 |
| Additional noninterest expense | $513,000 | 5,562 |
| Pre-tax net operating income | $4,777,000 | 1,360 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,805,000 | 1,108 |
| Income before extraordinary items | $2,972,000 | 1,637 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,972,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,153 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,972,000 | 1,587 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 2,239 |
| Total interest expense | $1,492,000 | 2,587 |
| Net interest income | $4,758,000 | 2,108 |
| Provision for loan and lease losses | $153,000 | 2,669 |
| Total noninterest income | $709,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $309,000 | 2,649 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $400,000 | 2,513 |
| Total noninterest expense | $2,083,000 | 3,625 |
| Salaries and employee benefits | $1,468,000 | 2,890 |
| Premises and equipment expense | $318,000 | 3,391 |
| Additional noninterest expense | $297,000 | 6,004 |
| Pre-tax net operating income | $3,231,000 | 1,323 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,222,000 | 1,093 |
| Income before extraordinary items | $2,009,000 | 1,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,009,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,487 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,009,000 | 1,539 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 2,328 |
| Total interest expense | $725,000 | 2,675 |
| Net interest income | $2,300,000 | 2,175 |
| Provision for loan and lease losses | $82,000 | 2,451 |
| Total noninterest income | $353,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 2,644 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $201,000 | 2,472 |
| Total noninterest expense | $1,007,000 | 3,740 |
| Salaries and employee benefits | $708,000 | 3,004 |
| Premises and equipment expense | $147,000 | 3,640 |
| Additional noninterest expense | $152,000 | 5,957 |
| Pre-tax net operating income | $1,564,000 | 1,342 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $591,000 | 1,137 |
| Income before extraordinary items | $973,000 | 1,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $973,000 | 1,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $973,000 | 1,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,943,000 | 2,396 |
| Total interest expense | $3,126,000 | 2,759 |
| Net interest income | $8,817,000 | 2,198 |
| Provision for loan and lease losses | $427,000 | 2,454 |
| Total noninterest income | $1,543,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $554,000 | 2,863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $989,000 | 2,406 |
| Total noninterest expense | $4,141,000 | 3,618 |
| Salaries and employee benefits | $2,716,000 | 3,035 |
| Premises and equipment expense | $601,000 | 3,513 |
| Additional noninterest expense | $824,000 | 4,949 |
| Pre-tax net operating income | $5,792,000 | 1,426 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,182,000 | 1,206 |
| Income before extraordinary items | $3,610,000 | 1,724 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,610,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,610,000 | 1,639 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 2,431 |
| Total interest expense | $2,412,000 | 2,776 |
| Net interest income | $6,537,000 | 2,234 |
| Provision for loan and lease losses | $372,000 | 2,139 |
| Total noninterest income | $1,216,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $405,000 | 2,928 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $811,000 | 2,350 |
| Total noninterest expense | $3,136,000 | 3,566 |
| Salaries and employee benefits | $2,059,000 | 3,007 |
| Premises and equipment expense | $452,000 | 3,511 |
| Additional noninterest expense | $625,000 | 4,874 |
| Pre-tax net operating income | $4,245,000 | 1,497 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,605,000 | 1,268 |
| Income before extraordinary items | $2,640,000 | 1,832 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,640,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,640,000 | 1,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,908,000 | 2,470 |
| Total interest expense | $1,668,000 | 2,752 |
| Net interest income | $4,240,000 | 2,290 |
| Provision for loan and lease losses | $221,000 | 2,334 |
| Total noninterest income | $788,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $262,000 | 2,954 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $526,000 | 2,381 |
| Total noninterest expense | $2,060,000 | 3,603 |
| Salaries and employee benefits | $1,332,000 | 3,092 |
| Premises and equipment expense | $304,000 | 3,442 |
| Additional noninterest expense | $424,000 | 4,804 |
| Pre-tax net operating income | $2,747,000 | 1,533 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,038,000 | 1,327 |
| Income before extraordinary items | $1,709,000 | 1,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,709,000 | 1,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,709,000 | 1,764 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 2,535 |
| Total interest expense | $844,000 | 2,792 |
| Net interest income | $2,048,000 | 2,372 |
| Provision for loan and lease losses | $131,000 | 1,953 |
| Total noninterest income | $373,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $251,000 | 2,353 |
| Total noninterest expense | $930,000 | 3,891 |
| Salaries and employee benefits | $633,000 | 3,213 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $1,360,000 | 1,550 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $514,000 | 1,347 |
| Income before extraordinary items | $846,000 | 1,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $846,000 | 1,765 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 2,802 |
| Total interest expense | $3,717,000 | 2,930 |
| Net interest income | $7,141,000 | 2,674 |
| Provision for loan and lease losses | $721,000 | 1,773 |
| Total noninterest income | $1,233,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $427,000 | 3,373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $806,000 | 2,492 |
| Total noninterest expense | $3,552,000 | 3,910 |
| Salaries and employee benefits | $2,422,000 | 3,194 |
| Premises and equipment expense | $578,000 | 3,521 |
| Additional noninterest expense | $552,000 | 6,217 |
| Pre-tax net operating income | $4,101,000 | 1,949 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,520,000 | 1,631 |
| Income before extraordinary items | $2,581,000 | 2,290 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,581,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,581,000 | 2,222 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,144,000 | 3,263 |
| Total interest expense | $4,607,000 | 3,384 |
| Net interest income | $5,537,000 | 3,163 |
| Provision for loan and lease losses | $375,000 | 2,752 |
| Total noninterest income | $1,038,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $374,000 | 3,579 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $664,000 | 2,651 |
| Total noninterest expense | $3,152,000 | 4,176 |
| Salaries and employee benefits | $2,060,000 | 3,518 |
| Premises and equipment expense | $556,000 | 3,578 |
| Additional noninterest expense | $536,000 | 6,226 |
| Pre-tax net operating income | $3,048,000 | 2,228 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $1,128,000 | 1,911 |
| Income before extraordinary items | $2,000,000 | 2,539 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,000,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,948,800 | 2,514 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,777,000 | 3,808 |
| Total interest expense | $4,180,000 | 3,838 |
| Net interest income | $4,597,000 | 3,730 |
| Provision for loan and lease losses | $362,000 | 2,476 |
| Total noninterest income | $749,000 | 3,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,605 |
| Total noninterest expense | $2,367,000 | 5,048 |
| Salaries and employee benefits | $1,618,000 | 4,115 |
| Premises and equipment expense | $438,000 | 4,212 |
| Additional noninterest expense | $311,000 | 7,858 |
| Pre-tax net operating income | $2,617,000 | 2,662 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $927,000 | 2,266 |
| Income before extraordinary items | $1,690,000 | 2,947 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,690,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $165,000 | 5,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,690,000 | 2,932 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 4,945 |
| Total interest expense | $2,801,000 | 4,855 |
| Net interest income | $3,213,000 | 4,923 |
| Provision for loan and lease losses | $356,000 | 2,323 |
| Total noninterest income | $590,000 | 4,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $1,739,000 | 6,214 |
| Salaries and employee benefits | $1,151,000 | 5,327 |
| Premises and equipment expense | $355,000 | 4,929 |
| Additional noninterest expense | $233,000 | 8,723 |
| Pre-tax net operating income | $1,708,000 | 3,762 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $647,000 | 3,062 |
| Income before extraordinary items | $1,061,000 | 4,244 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,061,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,061,000 | 4,204 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 5,367 |
| Total interest expense | $2,657,000 | 5,160 |
| Net interest income | $2,758,000 | 5,473 |
| Provision for loan and lease losses | $343,000 | 2,348 |
| Total noninterest income | $323,000 | 6,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $2,432,000 | 4,868 |
| Salaries and employee benefits | $1,081,000 | 5,472 |
| Premises and equipment expense | $298,000 | 5,399 |
| Additional noninterest expense | $1,053,000 | 3,777 |
| Pre-tax net operating income | $306,000 | 8,357 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $263,000 | 5,514 |
| Income before extraordinary items | $43,000 | 9,658 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $43,000 | 9,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $6,247,000 | 182 |
| Net operating income | $43,000 | 9,596 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.