Home > Community Bank of Naples > Assets and Liabilities
Community Bank of Naples, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 59 | 2,897 |
| Assets and Liabilities | ||
| Total Assets: | $406,417,000 | 1,691 |
| Cash and due from depository institutions | $6,672,000 | 2,897 |
| Interest-bearing balances | $1,305,000 | 2,756 |
| Securities | $41,047,000 | 2,696 |
| Federal funds sold & reverse repurchase agreements | $4,388,000 | 3,501 |
| Net loans & leases | $329,496,000 | 1,472 |
| Loan loss allowance | $3,471,000 | 1,636 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,724,000 | 1,064 |
| Other real estate owned | $1,672,000 | 2,897 |
| Goodwill and other intangibles | $2,800,000 | 1,244 |
| All other assets | $8,618,000 | 2,037 |
| Life insurance assets | $2,501,000 | 2,043 |
| Total liabilities and capital | $406,417,000 | 1,691 |
| Total liabilities | $370,862,000 | 1,664 |
| Total deposits | $245,502,000 | 2,153 |
| Interest-bearing deposits | $207,754,000 | 2,198 |
| Deposits held in domestic offices | $245,502,000 | 2,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,496,000 | 277 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $864,000 | 4,362 |
| Total equity capital | $35,555,000 | 1,978 |
| Total bank equity capital | $35,555,000 | 1,978 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $7,658,000 | 3,153 |
| Undivided profits | $25,397,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,497,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,693,000 | 2,319 |
| Earning assets | $376,236,000 | 1,669 |
| Long-term assets (5+ years) | $52,298,000 | 2,090 |
| Average Assets, year-to-date | $406,246,500 | 1,684 |
| Average Assets, quarterly | $406,246,500 | 1,684 |
| Volatile liabilities | $189,803,000 | 776 |
| Insider loans | $4,863,000 | 1,598 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $4,931,000 | 397 |
| Unused loan commitments | $49,399,000 | 1,778 |
| Tier 1 (core) risk-based capital | $32,370,000 | 2,040 |
| Tier 2 risk-based capital | $3,471,000 | 1,537 |
| Total risk weighted assets | $330,139,000 | 1,545 |
| Total unused commitments | $49,399,000 | 1,780 |
| Derivatives | $3,886,000 | 682 |
| 2007-12-31 | Rank | |
| # of Employees: | 71 | 2,450 |
| Assets and Liabilities | ||
| Total Assets: | $406,076,000 | 1,688 |
| Cash and due from depository institutions | $6,626,000 | 2,450 |
| Interest-bearing balances | $487,000 | 3,219 |
| Securities | $37,865,000 | 2,904 |
| Federal funds sold & reverse repurchase agreements | $521,000 | 5,422 |
| Net loans & leases | $337,156,000 | 1,422 |
| Loan loss allowance | $4,923,000 | 1,111 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,147,000 | 1,030 |
| Other real estate owned | $2,683,000 | 2,450 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,078,000 | 1,930 |
| Life insurance assets | $2,473,000 | 2,046 |
| Total liabilities and capital | $406,076,000 | 1,688 |
| Total liabilities | $370,952,000 | 1,665 |
| Total deposits | $297,652,000 | 1,796 |
| Interest-bearing deposits | $260,521,000 | 1,785 |
| Deposits held in domestic offices | $297,652,000 | 1,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,726,000 | 763 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $47,000,000 | 1,070 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,574,000 | 2,943 |
| Total equity capital | $35,124,000 | 1,983 |
| Total bank equity capital | $35,124,000 | 1,983 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $7,658,000 | 3,127 |
| Undivided profits | $24,966,000 | 1,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,444,000 | 1,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,761,000 | 2,428 |
| Earning assets | $376,029,000 | 1,659 |
| Long-term assets (5+ years) | $44,667,000 | 2,189 |
| Average Assets, year-to-date | $421,018,000 | 1,567 |
| Average Assets, quarterly | $408,623,500 | 1,661 |
| Volatile liabilities | $131,298,000 | 1,115 |
| Insider loans | $5,766,000 | 1,327 |
| FHLB advances | $47,000,000 | 994 |
| Loans and leases held for sale | $254,000 | 1,423 |
| Unused loan commitments | $55,570,000 | 1,625 |
| Tier 1 (core) risk-based capital | $35,142,000 | 1,856 |
| Tier 2 risk-based capital | $4,203,000 | 1,261 |
| Total risk weighted assets | $335,513,000 | 1,523 |
| Total unused commitments | $55,570,000 | 1,625 |
| Derivatives | $368,000 | 922 |
| 2007-09-30 | Rank | |
| # of Employees: | 75 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $411,171,000 | 1,642 |
| Cash and due from depository institutions | $8,787,000 | 2,305 |
| Interest-bearing balances | $783,000 | 2,640 |
| Securities | $38,484,000 | 2,859 |
| Federal funds sold & reverse repurchase agreements | $4,552,000 | 2,733 |
| Net loans & leases | $335,462,000 | 1,401 |
| Loan loss allowance | $4,126,000 | 1,283 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,118,000 | 1,007 |
| Other real estate owned | $2,627,000 | 2,305 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,141,000 | 1,912 |
| Life insurance assets | $2,445,000 | 2,015 |
| Total liabilities and capital | $411,171,000 | 1,642 |
| Total liabilities | $375,438,000 | 1,624 |
| Total deposits | $308,631,000 | 1,724 |
| Interest-bearing deposits | $271,163,000 | 1,715 |
| Deposits held in domestic offices | $308,631,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,003,000 | 897 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $47,000,000 | 987 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,804,000 | 2,699 |
| Total equity capital | $35,733,000 | 1,920 |
| Total bank equity capital | $35,733,000 | 1,920 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $7,658,000 | 3,072 |
| Undivided profits | $25,575,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,003,000 | 1,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,851,000 | 2,494 |
| Earning assets | $379,281,000 | 1,636 |
| Long-term assets (5+ years) | $45,587,000 | 2,074 |
| Average Assets, year-to-date | $424,753,500 | 1,551 |
| Average Assets, quarterly | $416,954,500 | 1,606 |
| Volatile liabilities | $125,810,000 | 1,121 |
| Insider loans | $5,630,000 | 1,320 |
| FHLB advances | $47,000,000 | 912 |
| Loans and leases held for sale | $170,000 | 1,517 |
| Unused loan commitments | $61,824,000 | 1,529 |
| Tier 1 (core) risk-based capital | $35,771,000 | 1,807 |
| Tier 2 risk-based capital | $4,126,000 | 1,272 |
| Total risk weighted assets | $332,788,000 | 1,512 |
| Total unused commitments | $61,824,000 | 1,530 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 75 | 2,338 |
| Assets and Liabilities | ||
| Total Assets: | $422,738,000 | 1,610 |
| Cash and due from depository institutions | $11,164,000 | 2,338 |
| Interest-bearing balances | $3,939,000 | 1,253 |
| Securities | $39,849,000 | 2,780 |
| Federal funds sold & reverse repurchase agreements | $642,000 | 5,449 |
| Net loans & leases | $348,483,000 | 1,356 |
| Loan loss allowance | $4,254,000 | 1,233 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,182,000 | 989 |
| Other real estate owned | $1,317,000 | 2,338 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,101,000 | 1,923 |
| Life insurance assets | $2,417,000 | 2,027 |
| Total liabilities and capital | $422,738,000 | 1,610 |
| Total liabilities | $387,174,000 | 1,571 |
| Total deposits | $307,773,000 | 1,749 |
| Interest-bearing deposits | $268,354,000 | 1,747 |
| Deposits held in domestic offices | $307,773,000 | 1,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,941,000 | 577 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $42,000,000 | 1,009 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,460,000 | 2,975 |
| Total equity capital | $35,564,000 | 1,903 |
| Total bank equity capital | $35,564,000 | 1,903 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $7,658,000 | 3,061 |
| Undivided profits | $25,406,000 | 1,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,207,000 | 1,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,906,000 | 2,213 |
| Earning assets | $392,913,000 | 1,579 |
| Long-term assets (5+ years) | $49,363,000 | 1,921 |
| Average Assets, year-to-date | $429,281,000 | 1,555 |
| Average Assets, quarterly | $429,438,500 | 1,570 |
| Volatile liabilities | $133,276,000 | 1,063 |
| Insider loans | $4,925,000 | 1,503 |
| FHLB advances | $42,000,000 | 931 |
| Loans and leases held for sale | $1,993,000 | 724 |
| Unused loan commitments | $66,988,000 | 1,454 |
| Tier 1 (core) risk-based capital | $35,718,000 | 1,800 |
| Tier 2 risk-based capital | $4,254,000 | 1,232 |
| Total risk weighted assets | $342,852,000 | 1,468 |
| Total unused commitments | $66,988,000 | 1,455 |
| Derivatives | $5,454,000 | 615 |
| 2007-03-31 | Rank | |
| # of Employees: | 77 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $436,139,000 | 1,544 |
| Cash and due from depository institutions | $12,181,000 | 2,275 |
| Interest-bearing balances | $4,715,000 | 1,199 |
| Securities | $39,579,000 | 2,806 |
| Federal funds sold & reverse repurchase agreements | $20,216,000 | 954 |
| Net loans & leases | $342,333,000 | 1,354 |
| Loan loss allowance | $4,348,000 | 1,194 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,246,000 | 957 |
| Other real estate owned | $0 | 2,275 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,584,000 | 1,784 |
| Life insurance assets | $2,390,000 | 2,019 |
| Total liabilities and capital | $436,139,000 | 1,544 |
| Total liabilities | $400,566,000 | 1,502 |
| Total deposits | $338,870,000 | 1,582 |
| Interest-bearing deposits | $280,150,000 | 1,670 |
| Deposits held in domestic offices | $338,870,000 | 1,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,890,000 | 931 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $45,000,000 | 916 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,806,000 | 2,616 |
| Total equity capital | $35,573,000 | 1,916 |
| Total bank equity capital | $35,573,000 | 1,916 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $7,658,000 | 3,007 |
| Undivided profits | $25,415,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,792,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,900,000 | 2,142 |
| Earning assets | $406,843,000 | 1,511 |
| Long-term assets (5+ years) | $52,043,000 | 1,814 |
| Average Assets, year-to-date | $432,552,500 | 1,543 |
| Average Assets, quarterly | $432,552,500 | 1,543 |
| Volatile liabilities | $124,537,000 | 1,114 |
| Insider loans | $4,643,000 | 1,541 |
| FHLB advances | $45,000,000 | 845 |
| Loans and leases held for sale | $715,000 | 1,116 |
| Unused loan commitments | $68,134,000 | 1,446 |
| Tier 1 (core) risk-based capital | $35,655,000 | 1,800 |
| Tier 2 risk-based capital | $4,218,000 | 1,233 |
| Total risk weighted assets | $337,281,000 | 1,464 |
| Total unused commitments | $68,134,000 | 1,446 |
| Derivatives | $4,930,000 | 628 |
| 2006-12-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $428,966,000 | 1,549 |
| Cash and due from depository institutions | $11,149,000 | 2,313 |
| Interest-bearing balances | $1,183,000 | 2,333 |
| Securities | $44,882,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $13,999,000 | 1,153 |
| Net loans & leases | $337,092,000 | 1,362 |
| Loan loss allowance | $4,248,000 | 1,209 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,297,000 | 930 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,547,000 | 1,798 |
| Life insurance assets | $2,363,000 | 2,003 |
| Total liabilities and capital | $428,966,000 | 1,549 |
| Total liabilities | $393,725,000 | 1,514 |
| Total deposits | $329,431,000 | 1,609 |
| Interest-bearing deposits | $257,336,000 | 1,771 |
| Deposits held in domestic offices | $329,431,000 | 1,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,317,000 | 901 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,000,000 | 957 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,977,000 | 2,402 |
| Total equity capital | $35,241,000 | 1,904 |
| Total bank equity capital | $35,241,000 | 1,904 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $7,658,000 | 2,961 |
| Undivided profits | $25,083,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,930,000 | 808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,958,000 | 2,151 |
| Earning assets | $397,156,000 | 1,520 |
| Long-term assets (5+ years) | $57,524,000 | 1,677 |
| Average Assets, year-to-date | $400,012,400 | 1,599 |
| Average Assets, quarterly | $418,023,500 | 1,572 |
| Volatile liabilities | $112,612,000 | 1,336 |
| Insider loans | $4,690,000 | 1,520 |
| FHLB advances | $45,000,000 | 884 |
| Loans and leases held for sale | $1,542,000 | 798 |
| Unused loan commitments | $74,764,000 | 1,308 |
| Tier 1 (core) risk-based capital | $35,381,000 | 1,787 |
| Tier 2 risk-based capital | $4,201,000 | 1,222 |
| Total risk weighted assets | $335,999,000 | 1,446 |
| Total unused commitments | $74,764,000 | 1,308 |
| Derivatives | $2,426,000 | 713 |
| 2006-09-30 | Rank | |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $407,081,000 | 1,624 |
| Cash and due from depository institutions | $12,311,000 | 2,378 |
| Interest-bearing balances | $538,000 | 3,002 |
| Securities | $41,189,000 | 2,758 |
| Federal funds sold & reverse repurchase agreements | $6,060,000 | 2,139 |
| Net loans & leases | $324,432,000 | 1,411 |
| Loan loss allowance | $4,164,000 | 1,248 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,073,000 | 929 |
| Other real estate owned | $0 | 2,378 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,016,000 | 1,594 |
| Life insurance assets | $2,336,000 | 1,980 |
| Total liabilities and capital | $407,081,000 | 1,624 |
| Total liabilities | $372,624,000 | 1,593 |
| Total deposits | $301,319,000 | 1,737 |
| Interest-bearing deposits | $248,382,000 | 1,813 |
| Deposits held in domestic offices | $301,319,000 | 1,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,081,000 | 620 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $38,000,000 | 1,124 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,224,000 | 2,153 |
| Total equity capital | $34,457,000 | 1,923 |
| Total bank equity capital | $34,457,000 | 1,923 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $7,658,000 | 2,936 |
| Undivided profits | $24,299,000 | 1,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,013,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,792,000 | 2,362 |
| Earning assets | $372,219,000 | 1,631 |
| Long-term assets (5+ years) | $54,337,000 | 1,740 |
| Average Assets, year-to-date | $392,774,000 | 1,639 |
| Average Assets, quarterly | $401,861,500 | 1,638 |
| Volatile liabilities | $113,714,000 | 1,315 |
| Insider loans | $4,888,000 | 1,457 |
| FHLB advances | $38,000,000 | 1,039 |
| Loans and leases held for sale | $1,438,000 | 780 |
| Unused loan commitments | $78,165,000 | 1,296 |
| Tier 1 (core) risk-based capital | $34,666,000 | 1,818 |
| Tier 2 risk-based capital | $4,089,000 | 1,255 |
| Total risk weighted assets | $327,061,000 | 1,480 |
| Total unused commitments | $78,165,000 | 1,297 |
| Derivatives | $1,530,000 | 799 |
| 2006-06-30 | Rank | |
| # of Employees: | 70 | 2,528 |
| Assets and Liabilities | ||
| Total Assets: | $396,642,000 | 1,657 |
| Cash and due from depository institutions | $12,619,000 | 2,528 |
| Interest-bearing balances | $294,000 | 3,679 |
| Securities | $34,936,000 | 3,136 |
| Federal funds sold & reverse repurchase agreements | $8,205,000 | 1,537 |
| Net loans & leases | $320,973,000 | 1,397 |
| Loan loss allowance | $4,168,000 | 1,237 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,055,000 | 916 |
| Other real estate owned | $0 | 2,528 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,854,000 | 2,096 |
| Life insurance assets | $1,599,000 | 2,419 |
| Total liabilities and capital | $396,642,000 | 1,657 |
| Total liabilities | $364,042,000 | 1,621 |
| Total deposits | $311,230,000 | 1,666 |
| Interest-bearing deposits | $254,466,000 | 1,740 |
| Deposits held in domestic offices | $311,230,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,785,000 | 831 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $31,000,000 | 1,325 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,027,000 | 2,133 |
| Total equity capital | $32,600,000 | 1,961 |
| Total bank equity capital | $32,600,000 | 1,961 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $7,658,000 | 2,875 |
| Undivided profits | $22,442,000 | 1,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 5,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,607,000 | 2,337 |
| Earning assets | $364,408,000 | 1,649 |
| Long-term assets (5+ years) | $49,298,000 | 1,846 |
| Average Assets, year-to-date | $388,005,000 | 1,662 |
| Average Assets, quarterly | $389,322,000 | 1,671 |
| Volatile liabilities | $93,537,000 | 1,566 |
| Insider loans | $5,904,000 | 1,165 |
| FHLB advances | $31,000,000 | 1,234 |
| Loans and leases held for sale | $1,069,000 | 889 |
| Unused loan commitments | $71,452,000 | 1,384 |
| Tier 1 (core) risk-based capital | $32,999,000 | 1,885 |
| Tier 2 risk-based capital | $4,056,000 | 1,253 |
| Total risk weighted assets | $324,334,000 | 1,476 |
| Total unused commitments | $71,452,000 | 1,385 |
| Derivatives | $2,646,000 | 698 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $382,002,000 | 1,692 |
| Cash and due from depository institutions | $14,989,000 | 2,619 |
| Interest-bearing balances | $515,000 | 3,183 |
| Securities | $31,971,000 | 3,391 |
| Federal funds sold & reverse repurchase agreements | $5,181,000 | 2,569 |
| Net loans & leases | $309,753,000 | 1,409 |
| Loan loss allowance | $4,095,000 | 1,236 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,123,000 | 879 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,985,000 | 2,012 |
| Life insurance assets | $1,581,000 | 2,388 |
| Total liabilities and capital | $382,002,000 | 1,692 |
| Total liabilities | $350,842,000 | 1,653 |
| Total deposits | $296,348,000 | 1,731 |
| Interest-bearing deposits | $231,739,000 | 1,877 |
| Deposits held in domestic offices | $296,348,000 | 1,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,548,000 | 742 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,000,000 | 1,276 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,946,000 | 2,216 |
| Total equity capital | $31,160,000 | 2,027 |
| Total bank equity capital | $31,160,000 | 2,027 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $7,658,000 | 2,807 |
| Undivided profits | $21,002,000 | 1,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 6,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,431,000 | 2,458 |
| Earning assets | $347,420,000 | 1,710 |
| Long-term assets (5+ years) | $44,193,000 | 1,953 |
| Average Assets, year-to-date | $383,686,500 | 1,670 |
| Average Assets, quarterly | $383,686,500 | 1,670 |
| Volatile liabilities | $110,652,000 | 1,270 |
| Insider loans | $5,727,000 | 1,191 |
| FHLB advances | $31,000,000 | 1,198 |
| Loans and leases held for sale | $1,081,000 | 806 |
| Unused loan commitments | $67,553,000 | 1,429 |
| Tier 1 (core) risk-based capital | $31,443,000 | 1,939 |
| Tier 2 risk-based capital | $3,960,000 | 1,262 |
| Total risk weighted assets | $316,673,000 | 1,461 |
| Total unused commitments | $67,553,000 | 1,429 |
| Derivatives | $8,606,000 | 511 |
| 2005-12-31 | Rank | |
| # of Employees: | 70 | 2,491 |
| Assets and Liabilities | ||
| Total Assets: | $385,371,000 | 1,660 |
| Cash and due from depository institutions | $19,427,000 | 2,491 |
| Interest-bearing balances | $539,000 | 3,262 |
| Securities | $31,794,000 | 3,402 |
| Federal funds sold & reverse repurchase agreements | $10,153,000 | 1,346 |
| Net loans & leases | $304,240,000 | 1,413 |
| Loan loss allowance | $3,992,000 | 1,249 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,189,000 | 849 |
| Other real estate owned | $0 | 2,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,568,000 | 2,111 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $385,371,000 | 1,660 |
| Total liabilities | $355,663,000 | 1,602 |
| Total deposits | $294,499,000 | 1,704 |
| Interest-bearing deposits | $235,589,000 | 1,813 |
| Deposits held in domestic offices | $294,499,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,083,000 | 645 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,000,000 | 1,309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,081,000 | 2,081 |
| Total equity capital | $29,708,000 | 2,113 |
| Total bank equity capital | $29,708,000 | 2,113 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $7,658,000 | 2,767 |
| Undivided profits | $19,550,000 | 1,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,537,000 | 2,302 |
| Earning assets | $346,726,000 | 1,678 |
| Long-term assets (5+ years) | $49,450,000 | 1,782 |
| Average Assets, year-to-date | $354,358,800 | 1,702 |
| Average Assets, quarterly | $382,715,500 | 1,639 |
| Volatile liabilities | $115,648,000 | 1,206 |
| Insider loans | $11,231,000 | 557 |
| FHLB advances | $31,000,000 | 1,213 |
| Loans and leases held for sale | $1,464,000 | 711 |
| Unused loan commitments | $67,528,000 | 1,399 |
| Tier 1 (core) risk-based capital | $29,904,000 | 2,018 |
| Tier 2 risk-based capital | $3,903,000 | 1,250 |
| Total risk weighted assets | $312,332,000 | 1,450 |
| Total unused commitments | $67,528,000 | 1,399 |
| Derivatives | $9,778,000 | 453 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $380,060,000 | 1,638 |
| Cash and due from depository institutions | $19,925,000 | 2,479 |
| Interest-bearing balances | $244,000 | 4,161 |
| Securities | $32,869,000 | 3,298 |
| Federal funds sold & reverse repurchase agreements | $4,268,000 | 2,552 |
| Net loans & leases | $305,891,000 | 1,370 |
| Loan loss allowance | $3,963,000 | 1,243 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,659,000 | 1,099 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,448,000 | 2,081 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $380,060,000 | 1,638 |
| Total liabilities | $351,816,000 | 1,584 |
| Total deposits | $283,046,000 | 1,737 |
| Interest-bearing deposits | $215,224,000 | 1,922 |
| Deposits held in domestic offices | $283,046,000 | 1,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,898,000 | 604 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $36,000,000 | 1,163 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,872,000 | 2,186 |
| Total equity capital | $28,244,000 | 2,178 |
| Total bank equity capital | $28,244,000 | 2,178 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $7,658,000 | 2,706 |
| Undivided profits | $18,086,000 | 1,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 5,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,313,000 | 2,664 |
| Earning assets | $343,272,000 | 1,668 |
| Long-term assets (5+ years) | $45,362,000 | 1,901 |
| Average Assets, year-to-date | $346,605,750 | 1,726 |
| Average Assets, quarterly | $371,841,500 | 1,664 |
| Volatile liabilities | $119,561,000 | 1,122 |
| Insider loans | $10,415,000 | 584 |
| FHLB advances | $36,000,000 | 1,084 |
| Loans and leases held for sale | $4,980,000 | 408 |
| Unused loan commitments | $61,537,000 | 1,491 |
| Tier 1 (core) risk-based capital | $28,370,000 | 2,091 |
| Tier 2 risk-based capital | $3,849,000 | 1,239 |
| Total risk weighted assets | $307,831,000 | 1,442 |
| Total unused commitments | $61,537,000 | 1,491 |
| Derivatives | $4,306,000 | 582 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $363,623,000 | 1,683 |
| Cash and due from depository institutions | $19,122,000 | 2,851 |
| Interest-bearing balances | $254,000 | 4,048 |
| Securities | $40,235,000 | 2,828 |
| Federal funds sold & reverse repurchase agreements | $5,461,000 | 1,948 |
| Net loans & leases | $283,855,000 | 1,446 |
| Loan loss allowance | $3,687,000 | 1,313 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,959,000 | 1,341 |
| Other real estate owned | $0 | 2,851 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,991,000 | 2,110 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $363,623,000 | 1,683 |
| Total liabilities | $337,662,000 | 1,633 |
| Total deposits | $269,607,000 | 1,791 |
| Interest-bearing deposits | $207,182,000 | 1,962 |
| Deposits held in domestic offices | $269,607,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,789,000 | 597 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,000,000 | 1,192 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,266,000 | 2,744 |
| Total equity capital | $25,961,000 | 2,313 |
| Total bank equity capital | $25,961,000 | 2,313 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $6,658,000 | 2,978 |
| Undivided profits | $16,803,000 | 1,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,254,000 | 2,536 |
| Earning assets | $329,805,000 | 1,692 |
| Long-term assets (5+ years) | $46,690,000 | 1,877 |
| Average Assets, year-to-date | $335,454,330 | 1,751 |
| Average Assets, quarterly | $356,502,000 | 1,692 |
| Volatile liabilities | $113,924,000 | 1,153 |
| Insider loans | $10,364,000 | 564 |
| FHLB advances | $36,000,000 | 1,104 |
| Loans and leases held for sale | $2,924,000 | 590 |
| Unused loan commitments | $62,806,000 | 1,413 |
| Tier 1 (core) risk-based capital | $25,956,000 | 2,209 |
| Tier 2 risk-based capital | $3,616,000 | 1,305 |
| Total risk weighted assets | $289,195,000 | 1,497 |
| Total unused commitments | $62,806,000 | 1,414 |
| Derivatives | $4,834,000 | 540 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $349,381,000 | 1,716 |
| Cash and due from depository institutions | $13,138,000 | 2,920 |
| Interest-bearing balances | $296,000 | 3,971 |
| Securities | $44,818,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $7,343,000 | 1,664 |
| Net loans & leases | $269,466,000 | 1,477 |
| Loan loss allowance | $3,385,000 | 1,411 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,898,000 | 1,315 |
| Other real estate owned | $376,000 | 2,920 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,342,000 | 2,262 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $349,381,000 | 1,716 |
| Total liabilities | $324,892,000 | 1,669 |
| Total deposits | $254,742,000 | 1,862 |
| Interest-bearing deposits | $192,651,000 | 2,092 |
| Deposits held in domestic offices | $254,742,000 | 1,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,140,000 | 491 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,000,000 | 1,429 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,010,000 | 1,963 |
| Total equity capital | $24,489,000 | 2,366 |
| Total bank equity capital | $24,489,000 | 2,366 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $6,658,000 | 2,951 |
| Undivided profits | $15,331,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 5,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,054,000 | 2,911 |
| Earning assets | $321,923,000 | 1,704 |
| Long-term assets (5+ years) | $58,725,000 | 1,616 |
| Average Assets, year-to-date | $321,370,000 | 1,823 |
| Average Assets, quarterly | $321,370,000 | 1,823 |
| Volatile liabilities | $111,872,000 | 1,111 |
| Insider loans | $10,732,000 | 536 |
| FHLB advances | $26,000,000 | 1,337 |
| Loans and leases held for sale | $1,417,000 | 765 |
| Unused loan commitments | $53,764,000 | 1,542 |
| Tier 1 (core) risk-based capital | $24,608,000 | 2,276 |
| Tier 2 risk-based capital | $3,385,000 | 1,378 |
| Total risk weighted assets | $273,249,000 | 1,544 |
| Total unused commitments | $53,764,000 | 1,542 |
| Derivatives | $8,976,000 | 419 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $293,359,000 | 1,994 |
| Cash and due from depository institutions | $9,008,000 | 3,070 |
| Interest-bearing balances | $382,000 | 3,752 |
| Securities | $24,645,000 | 4,175 |
| Federal funds sold & reverse repurchase agreements | $2,962,000 | 3,244 |
| Net loans & leases | $244,207,000 | 1,613 |
| Loan loss allowance | $3,172,000 | 1,484 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,501,000 | 1,590 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,036,000 | 2,312 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $293,359,000 | 1,994 |
| Total liabilities | $269,893,000 | 1,953 |
| Total deposits | $207,173,000 | 2,280 |
| Interest-bearing deposits | $161,351,000 | 2,458 |
| Deposits held in domestic offices | $207,173,000 | 2,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,397,000 | 544 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,000,000 | 1,441 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,323,000 | 2,594 |
| Total equity capital | $23,466,000 | 2,459 |
| Total bank equity capital | $23,466,000 | 2,459 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $6,658,000 | 2,902 |
| Undivided profits | $14,308,000 | 2,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,010,000 | 3,005 |
| Earning assets | $272,196,000 | 1,978 |
| Long-term assets (5+ years) | $43,245,000 | 2,069 |
| Average Assets, year-to-date | $268,416,600 | 2,073 |
| Average Assets, quarterly | $285,342,500 | 2,029 |
| Volatile liabilities | $92,491,000 | 1,284 |
| Insider loans | $10,573,000 | 537 |
| FHLB advances | $26,000,000 | 1,339 |
| Loans and leases held for sale | $1,167,000 | 807 |
| Unused loan commitments | $51,631,000 | 1,534 |
| Tier 1 (core) risk-based capital | $23,458,000 | 2,354 |
| Tier 2 risk-based capital | $3,045,000 | 1,508 |
| Total risk weighted assets | $243,470,000 | 1,697 |
| Total unused commitments | $51,631,000 | 1,534 |
| Derivatives | $3,394,000 | 519 |
| 2004-09-30 | Rank | |
| # of Employees: | 53 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $277,326,000 | 2,072 |
| Cash and due from depository institutions | $10,518,000 | 3,169 |
| Interest-bearing balances | $229,000 | 4,285 |
| Securities | $23,039,000 | 4,336 |
| Federal funds sold & reverse repurchase agreements | $63,000 | 5,808 |
| Net loans & leases | $232,062,000 | 1,668 |
| Loan loss allowance | $3,121,000 | 1,506 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,525,000 | 1,547 |
| Other real estate owned | $0 | 3,169 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,119,000 | 2,570 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $277,326,000 | 2,072 |
| Total liabilities | $254,733,000 | 2,030 |
| Total deposits | $206,491,000 | 2,256 |
| Interest-bearing deposits | $163,394,000 | 2,400 |
| Deposits held in domestic offices | $206,491,000 | 2,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,539,000 | 654 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,000,000 | 1,664 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,703,000 | 2,170 |
| Total equity capital | $22,593,000 | 2,539 |
| Total bank equity capital | $22,593,000 | 2,539 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $6,658,000 | 2,861 |
| Undivided profits | $13,435,000 | 2,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $603,000 | 3,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $899,000 | 3,474 |
| Earning assets | $255,393,000 | 2,072 |
| Long-term assets (5+ years) | $41,935,000 | 2,145 |
| Average Assets, year-to-date | $262,181,000 | 2,122 |
| Average Assets, quarterly | $272,215,500 | 2,086 |
| Volatile liabilities | $71,304,000 | 1,552 |
| Insider loans | $11,371,000 | 480 |
| FHLB advances | $21,000,000 | 1,549 |
| Loans and leases held for sale | $1,669,000 | 672 |
| Unused loan commitments | $40,672,000 | 1,845 |
| Tier 1 (core) risk-based capital | $22,581,000 | 2,404 |
| Tier 2 risk-based capital | $2,858,000 | 1,563 |
| Total risk weighted assets | $228,334,000 | 1,763 |
| Total unused commitments | $40,672,000 | 1,848 |
| Derivatives | $4,380,000 | 502 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $267,105,000 | 2,123 |
| Cash and due from depository institutions | $13,409,000 | 3,612 |
| Interest-bearing balances | $392,000 | 3,849 |
| Securities | $20,505,000 | 4,724 |
| Federal funds sold & reverse repurchase agreements | $2,192,000 | 3,352 |
| Net loans & leases | $219,595,000 | 1,723 |
| Loan loss allowance | $2,887,000 | 1,588 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,567,000 | 1,515 |
| Other real estate owned | $0 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,837,000 | 2,683 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $267,105,000 | 2,123 |
| Total liabilities | $246,501,000 | 2,076 |
| Total deposits | $203,787,000 | 2,263 |
| Interest-bearing deposits | $159,803,000 | 2,422 |
| Deposits held in domestic offices | $203,787,000 | 2,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,116,000 | 649 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,000,000 | 1,944 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,598,000 | 2,100 |
| Total equity capital | $20,604,000 | 2,659 |
| Total bank equity capital | $20,604,000 | 2,659 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $5,658,000 | 3,165 |
| Undivided profits | $12,446,000 | 2,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 3,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $939,000 | 3,120 |
| Earning assets | $242,684,000 | 2,147 |
| Long-term assets (5+ years) | $43,062,000 | 2,146 |
| Average Assets, year-to-date | $257,132,670 | 2,165 |
| Average Assets, quarterly | $266,521,500 | 2,104 |
| Volatile liabilities | $66,502,000 | 1,614 |
| Insider loans | $11,331,000 | 479 |
| FHLB advances | $16,000,000 | 1,828 |
| Loans and leases held for sale | $1,099,000 | 854 |
| Unused loan commitments | $34,497,000 | 2,080 |
| Tier 1 (core) risk-based capital | $20,618,000 | 2,578 |
| Tier 2 risk-based capital | $2,698,000 | 1,632 |
| Total risk weighted assets | $215,670,000 | 1,819 |
| Total unused commitments | $34,497,000 | 2,084 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $265,938,000 | 2,106 |
| Cash and due from depository institutions | $10,133,000 | 3,957 |
| Interest-bearing balances | $111,000 | 5,155 |
| Securities | $26,462,000 | 4,007 |
| Federal funds sold & reverse repurchase agreements | $7,367,000 | 2,019 |
| Net loans & leases | $210,827,000 | 1,738 |
| Loan loss allowance | $2,891,000 | 1,591 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,661,000 | 1,759 |
| Other real estate owned | $0 | 3,957 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,488,000 | 2,311 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $265,938,000 | 2,106 |
| Total liabilities | $246,276,000 | 2,055 |
| Total deposits | $186,091,000 | 2,440 |
| Interest-bearing deposits | $147,796,000 | 2,610 |
| Deposits held in domestic offices | $186,091,000 | 2,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,594,000 | 647 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,000,000 | 1,218 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,591,000 | 769 |
| Total equity capital | $19,662,000 | 2,831 |
| Total bank equity capital | $19,662,000 | 2,831 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $5,658,000 | 3,131 |
| Undivided profits | $11,504,000 | 2,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 2,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $847,000 | 3,362 |
| Earning assets | $244,767,000 | 2,110 |
| Long-term assets (5+ years) | $45,413,000 | 2,029 |
| Average Assets, year-to-date | $252,146,500 | 2,209 |
| Average Assets, quarterly | $252,146,500 | 2,209 |
| Volatile liabilities | $78,401,000 | 1,334 |
| Insider loans | $11,420,000 | 442 |
| FHLB advances | $30,000,000 | 1,111 |
| Loans and leases held for sale | $1,520,000 | 820 |
| Unused loan commitments | $43,690,000 | 1,682 |
| Tier 1 (core) risk-based capital | $19,582,000 | 2,679 |
| Tier 2 risk-based capital | $2,536,000 | 1,703 |
| Total risk weighted assets | $202,514,000 | 1,884 |
| Total unused commitments | $43,690,000 | 1,686 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $238,355,000 | 2,363 |
| Cash and due from depository institutions | $9,804,000 | 3,960 |
| Interest-bearing balances | $76,000 | 5,598 |
| Securities | $17,793,000 | 5,133 |
| Federal funds sold & reverse repurchase agreements | $666,000 | 5,389 |
| Net loans & leases | $199,828,000 | 1,805 |
| Loan loss allowance | $2,812,000 | 1,622 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,760,000 | 2,081 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,504,000 | 2,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,355,000 | 2,363 |
| Total liabilities | $219,689,000 | 2,311 |
| Total deposits | $173,223,000 | 2,599 |
| Interest-bearing deposits | $143,709,000 | 2,659 |
| Deposits held in domestic offices | $173,223,000 | 2,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,186,000 | 867 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,280,000 | 2,615 |
| Total equity capital | $18,666,000 | 2,889 |
| Total bank equity capital | $18,666,000 | 2,889 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $5,658,000 | 3,097 |
| Undivided profits | $10,508,000 | 2,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $938,000 | 3,177 |
| Earning assets | $218,363,000 | 2,358 |
| Long-term assets (5+ years) | $32,448,000 | 2,639 |
| Average Assets, year-to-date | $225,038,000 | 2,407 |
| Average Assets, quarterly | $235,871,500 | 2,364 |
| Volatile liabilities | $71,456,000 | 1,465 |
| Insider loans | $9,975,000 | 497 |
| FHLB advances | $30,000,000 | 1,138 |
| Loans and leases held for sale | $157,000 | 1,570 |
| Unused loan commitments | $41,126,000 | 1,717 |
| Tier 1 (core) risk-based capital | $18,609,000 | 2,766 |
| Tier 2 risk-based capital | $2,361,000 | 1,814 |
| Total risk weighted assets | $188,422,000 | 1,998 |
| Total unused commitments | $41,126,000 | 1,720 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $233,388,000 | 2,402 |
| Cash and due from depository institutions | $13,454,000 | 3,990 |
| Interest-bearing balances | $415,000 | 3,994 |
| Securities | $17,497,000 | 5,114 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 5,874 |
| Net loans & leases | $192,322,000 | 1,859 |
| Loan loss allowance | $2,754,000 | 1,676 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,391,000 | 2,216 |
| Other real estate owned | $0 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,162,000 | 2,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,388,000 | 2,402 |
| Total liabilities | $215,693,000 | 2,338 |
| Total deposits | $173,846,000 | 2,593 |
| Interest-bearing deposits | $144,545,000 | 2,637 |
| Deposits held in domestic offices | $173,846,000 | 2,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,636,000 | 848 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,359 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,211,000 | 2,830 |
| Total equity capital | $17,695,000 | 3,014 |
| Total bank equity capital | $17,695,000 | 3,014 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $5,658,000 | 3,039 |
| Undivided profits | $9,537,000 | 3,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $802,000 | 3,840 |
| Earning assets | $210,796,000 | 2,438 |
| Long-term assets (5+ years) | $13,110,000 | 4,502 |
| Average Assets, year-to-date | $221,708,750 | 2,459 |
| Average Assets, quarterly | $229,549,500 | 2,428 |
| Volatile liabilities | $68,106,000 | 1,480 |
| Insider loans | $8,939,000 | 556 |
| FHLB advances | $25,000,000 | 1,249 |
| Loans and leases held for sale | $2,789,000 | 738 |
| Unused loan commitments | $35,737,000 | 1,922 |
| Tier 1 (core) risk-based capital | $17,640,000 | 2,894 |
| Tier 2 risk-based capital | $2,197,000 | 1,928 |
| Total risk weighted assets | $175,164,000 | 2,109 |
| Total unused commitments | $35,737,000 | 1,925 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $225,711,000 | 2,464 |
| Cash and due from depository institutions | $10,035,000 | 4,085 |
| Interest-bearing balances | $784,000 | 3,474 |
| Securities | $18,758,000 | 4,861 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,711 |
| Net loans & leases | $185,052,000 | 1,884 |
| Loan loss allowance | $2,608,000 | 1,732 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,202,000 | 2,278 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,564,000 | 2,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,711,000 | 2,464 |
| Total liabilities | $208,852,000 | 2,402 |
| Total deposits | $169,964,000 | 2,640 |
| Interest-bearing deposits | $141,511,000 | 2,683 |
| Deposits held in domestic offices | $169,964,000 | 2,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,662,000 | 849 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,000,000 | 1,432 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,226,000 | 2,887 |
| Total equity capital | $16,859,000 | 3,158 |
| Total bank equity capital | $16,859,000 | 3,158 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $5,658,000 | 3,006 |
| Undivided profits | $8,701,000 | 3,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $486,000 | 4,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $930,000 | 3,224 |
| Earning assets | $206,694,000 | 2,457 |
| Long-term assets (5+ years) | $12,471,000 | 4,461 |
| Average Assets, year-to-date | $217,815,670 | 2,490 |
| Average Assets, quarterly | $223,250,000 | 2,456 |
| Volatile liabilities | $67,445,000 | 1,473 |
| Insider loans | $6,359,000 | 811 |
| FHLB advances | $23,000,000 | 1,321 |
| Loans and leases held for sale | $3,976,000 | 787 |
| Unused loan commitments | $26,606,000 | 2,321 |
| Tier 1 (core) risk-based capital | $16,709,000 | 2,976 |
| Tier 2 risk-based capital | $2,128,000 | 1,937 |
| Total risk weighted assets | $169,734,000 | 2,138 |
| Total unused commitments | $26,606,000 | 2,329 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $220,789,000 | 2,470 |
| Cash and due from depository institutions | $7,685,000 | 4,051 |
| Interest-bearing balances | $94,000 | 5,473 |
| Securities | $20,833,000 | 4,532 |
| Federal funds sold & reverse repurchase agreements | $744,000 | 6,548 |
| Net loans & leases | $182,346,000 | 1,882 |
| Loan loss allowance | $2,533,000 | 1,741 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,120,000 | 2,307 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,061,000 | 2,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,789,000 | 2,470 |
| Total liabilities | $204,878,000 | 2,404 |
| Total deposits | $154,307,000 | 2,844 |
| Interest-bearing deposits | $128,228,000 | 2,915 |
| Deposits held in domestic offices | $154,307,000 | 2,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,507,000 | 675 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $29,000,000 | 1,183 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,064,000 | 3,208 |
| Total equity capital | $15,911,000 | 3,262 |
| Total bank equity capital | $15,911,000 | 3,262 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $5,658,000 | 2,961 |
| Undivided profits | $7,753,000 | 3,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $840,000 | 3,563 |
| Earning assets | $204,017,000 | 2,453 |
| Long-term assets (5+ years) | $16,134,000 | 3,837 |
| Average Assets, year-to-date | $213,868,000 | 2,520 |
| Average Assets, quarterly | $213,868,000 | 2,520 |
| Volatile liabilities | $69,593,000 | 1,411 |
| Insider loans | $3,610,000 | 1,486 |
| FHLB advances | $29,000,000 | 1,091 |
| Loans and leases held for sale | $4,725,000 | 641 |
| Unused loan commitments | $27,796,000 | 2,170 |
| Tier 1 (core) risk-based capital | $15,845,000 | 3,094 |
| Tier 2 risk-based capital | $2,111,000 | 1,906 |
| Total risk weighted assets | $167,835,000 | 2,119 |
| Total unused commitments | $27,796,000 | 2,177 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $206,947,000 | 2,589 |
| Cash and due from depository institutions | $7,692,000 | 3,959 |
| Interest-bearing balances | $1,715,000 | 2,557 |
| Securities | $18,493,000 | 4,871 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $171,673,000 | 1,989 |
| Loan loss allowance | $2,400,000 | 1,786 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,154,000 | 2,267 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,935,000 | 2,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,947,000 | 2,589 |
| Total liabilities | $191,866,000 | 2,521 |
| Total deposits | $143,897,000 | 2,985 |
| Interest-bearing deposits | $119,632,000 | 3,033 |
| Deposits held in domestic offices | $143,897,000 | 2,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,196,000 | 753 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $29,000,000 | 1,193 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $773,000 | 4,029 |
| Total equity capital | $15,081,000 | 3,389 |
| Total bank equity capital | $15,081,000 | 3,389 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $5,659,000 | 2,927 |
| Undivided profits | $6,922,000 | 3,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $777,000 | 3,998 |
| Earning assets | $191,881,000 | 2,552 |
| Long-term assets (5+ years) | $14,140,000 | 4,087 |
| Average Assets, year-to-date | $184,093,400 | 2,733 |
| Average Assets, quarterly | $201,526,000 | 2,631 |
| Volatile liabilities | $63,582,000 | 1,505 |
| Insider loans | $4,876,000 | 1,056 |
| FHLB advances | $29,000,000 | 1,091 |
| Loans and leases held for sale | $4,265,000 | 754 |
| Unused loan commitments | $21,249,000 | 2,535 |
| Tier 1 (core) risk-based capital | $15,000,000 | 3,191 |
| Tier 2 risk-based capital | $1,959,000 | 2,009 |
| Total risk weighted assets | $156,306,000 | 2,245 |
| Total unused commitments | $21,249,000 | 2,540 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $159,297,000 | 3,105 |
| Cash and due from depository institutions | $5,258,000 | 4,380 |
| Interest-bearing balances | $240,000 | 4,308 |
| Securities | $14,125,000 | 5,546 |
| Federal funds sold & reverse repurchase agreements | $1,229,000 | 5,572 |
| Net loans & leases | $130,892,000 | 2,474 |
| Loan loss allowance | $1,682,000 | 2,334 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,732,000 | 2,433 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,061,000 | 2,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,297,000 | 3,105 |
| Total liabilities | $148,355,000 | 3,015 |
| Total deposits | $117,892,000 | 3,390 |
| Interest-bearing deposits | $97,124,000 | 3,522 |
| Deposits held in domestic offices | $117,892,000 | 3,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,778,000 | 1,031 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,000,000 | 1,472 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $685,000 | 4,493 |
| Total equity capital | $10,942,000 | 4,195 |
| Total bank equity capital | $10,942,000 | 4,195 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $4,158,000 | 3,555 |
| Undivided profits | $4,284,000 | 4,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $668,000 | 4,880 |
| Earning assets | $146,486,000 | 3,083 |
| Long-term assets (5+ years) | $14,451,000 | 3,981 |
| Average Assets, year-to-date | $146,028,600 | 3,212 |
| Average Assets, quarterly | $154,798,500 | 3,154 |
| Volatile liabilities | $47,256,000 | 1,865 |
| Insider loans | $1,885,000 | 2,521 |
| FHLB advances | $19,000,000 | 1,354 |
| Loans and leases held for sale | $2,805,000 | 788 |
| Unused loan commitments | $17,936,000 | 2,686 |
| Tier 1 (core) risk-based capital | $10,919,000 | 4,041 |
| Tier 2 risk-based capital | $1,438,000 | 2,486 |
| Total risk weighted assets | $114,765,000 | 2,868 |
| Total unused commitments | $17,936,000 | 2,696 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $130,882,000 | 3,548 |
| Cash and due from depository institutions | $7,510,000 | 4,445 |
| Interest-bearing balances | $306,000 | 3,427 |
| Securities | $24,375,000 | 4,020 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $92,871,000 | 3,242 |
| Loan loss allowance | $1,303,000 | 2,757 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,508,000 | 2,513 |
| Other real estate owned | $85,000 | 4,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,533,000 | 3,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,882,000 | 3,548 |
| Total liabilities | $122,062,000 | 3,426 |
| Total deposits | $93,593,000 | 4,001 |
| Interest-bearing deposits | $76,286,000 | 4,172 |
| Deposits held in domestic offices | $93,593,000 | 3,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,772,000 | 701 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 2,621 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $697,000 | 4,697 |
| Total equity capital | $8,820,000 | 4,869 |
| Total bank equity capital | $8,820,000 | 4,869 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $4,158,000 | 3,487 |
| Undivided profits | $2,162,000 | 6,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $531,000 | 4,902 |
| Earning assets | $117,552,000 | 3,595 |
| Long-term assets (5+ years) | $11,700,000 | 4,248 |
| Average Assets, year-to-date | $121,264,800 | 3,625 |
| Average Assets, quarterly | $130,206,500 | 3,520 |
| Volatile liabilities | $34,215,000 | 2,382 |
| Insider loans | $1,643,000 | 2,724 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $530,000 | 912 |
| Unused loan commitments | $17,425,000 | 2,587 |
| Tier 1 (core) risk-based capital | $8,918,000 | 4,713 |
| Tier 2 risk-based capital | $1,096,560 | 3,023 |
| Total risk weighted assets | $87,518,360 | 3,479 |
| Total unused commitments | $17,425,000 | 2,591 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 28 | 5,503 |
| Assets and Liabilities | ||
| Total Assets: | $106,619,000 | 4,185 |
| Cash and due from depository institutions | $6,646,000 | 5,503 |
| Interest-bearing balances | $791,000 | 2,693 |
| Securities | $25,006,000 | 4,137 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,858 |
| Net loans & leases | $68,106,000 | 4,063 |
| Loan loss allowance | $963,000 | 3,535 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,682,000 | 3,169 |
| Other real estate owned | $0 | 5,503 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,179,000 | 5,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,619,000 | 4,185 |
| Total liabilities | $99,916,000 | 4,033 |
| Total deposits | $84,790,000 | 4,322 |
| Interest-bearing deposits | $71,303,000 | 4,401 |
| Deposits held in domestic offices | $84,790,000 | 4,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,656,000 | 1,231 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $470,000 | 5,548 |
| Total equity capital | $6,703,000 | 5,826 |
| Total bank equity capital | $6,703,000 | 5,826 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $203,000 | 8,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $342,000 | 5,999 |
| Earning assets | $96,903,000 | 4,187 |
| Long-term assets (5+ years) | $12,251,000 | 4,406 |
| Average Assets, year-to-date | $96,440,400 | 4,385 |
| Average Assets, quarterly | $100,696,000 | 4,330 |
| Volatile liabilities | $22,383,000 | 3,215 |
| Insider loans | $1,664,000 | 2,594 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $876,000 | 737 |
| Unused loan commitments | $11,103,000 | 3,504 |
| Tier 1 (core) risk-based capital | $7,236,000 | 5,540 |
| Tier 2 risk-based capital | $857,160 | 3,594 |
| Total risk weighted assets | $68,466,960 | 4,142 |
| Total unused commitments | $11,103,000 | 3,509 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $92,639,000 | 4,642 |
| Cash and due from depository institutions | $6,461,000 | 7,418 |
| Interest-bearing balances | $15,000 | 6,148 |
| Securities | $32,952,000 | 3,354 |
| Federal funds sold & reverse repurchase agreements | $11,550,000 | 1,503 |
| Net loans & leases | $39,759,000 | 5,732 |
| Loan loss allowance | $606,000 | 4,952 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,288,000 | 5,235 |
| Other real estate owned | $0 | 7,418 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $629,000 | 7,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,639,000 | 4,642 |
| Total liabilities | $86,398,000 | 4,490 |
| Total deposits | $73,609,000 | 4,868 |
| Interest-bearing deposits | $61,934,000 | 4,942 |
| Deposits held in domestic offices | $73,609,000 | 4,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,881,000 | 1,044 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $908,000 | 3,812 |
| Total equity capital | $6,241,000 | 6,213 |
| Total bank equity capital | $6,241,000 | 6,213 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $-259,000 | 9,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $192,000 | 8,022 |
| Earning assets | $84,276,000 | 4,665 |
| Long-term assets (5+ years) | $16,151,000 | 3,600 |
| Average Assets, year-to-date | $92,639,000 | 4,441 |
| Average Assets, quarterly | $92,639,000 | 4,572 |
| Volatile liabilities | $27,873,000 | 2,297 |
| Insider loans | $305,000 | 6,403 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $950,000 | 1,075 |
| Unused loan commitments | $5,687,000 | 5,008 |
| Tier 1 (core) risk-based capital | $6,175,000 | 6,084 |
| Tier 2 risk-based capital | $570,750 | 4,758 |
| Total risk weighted assets | $45,624,450 | 5,416 |
| Total unused commitments | $5,687,000 | 5,014 |
| Derivatives | $0 | 527 |