Home > Community Bank of Maryland > Income and Expense
Community Bank of Maryland, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 5,383 |
| Total interest expense | $2,719,000 | 5,284 |
| Net interest income | $2,782,000 | 5,429 |
| Provision for loan and lease losses | $97,000 | 5,392 |
| Total noninterest income | $858,000 | 3,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,966 |
| Total noninterest expense | $3,790,000 | 3,476 |
| Salaries and employee benefits | $1,640,000 | 4,070 |
| Premises and equipment expense | $715,000 | 2,832 |
| Additional noninterest expense | $1,435,000 | 2,931 |
| Pre-tax net operating income | $-247,000 | 9,380 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $-248,000 | 9,412 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-248,000 | 9,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $180,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-248,000 | 9,412 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 5,768 |
| Total interest expense | $2,082,000 | 5,858 |
| Net interest income | $2,641,000 | 5,613 |
| Provision for loan and lease losses | $136,000 | 4,489 |
| Total noninterest income | $718,000 | 3,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 3,389 |
| Total noninterest expense | $2,415,000 | 4,998 |
| Salaries and employee benefits | $1,153,000 | 5,319 |
| Premises and equipment expense | $584,000 | 3,346 |
| Additional noninterest expense | $678,000 | 5,367 |
| Pre-tax net operating income | $808,000 | 5,897 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $195,000 | 5,765 |
| Income before extraordinary items | $613,000 | 5,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $613,000 | 5,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $170,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $613,000 | 5,806 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 6,215 |
| Total interest expense | $1,883,000 | 6,385 |
| Net interest income | $2,429,000 | 5,950 |
| Provision for loan and lease losses | $113,000 | 4,873 |
| Total noninterest income | $567,000 | 4,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,641 |
| Total noninterest expense | $2,186,000 | 5,248 |
| Salaries and employee benefits | $1,001,000 | 5,791 |
| Premises and equipment expense | $520,000 | 3,571 |
| Additional noninterest expense | $665,000 | 5,366 |
| Pre-tax net operating income | $697,000 | 6,491 |
| Securities gains (losses) | $44,000 | 1,829 |
| Applicable income taxes | $219,000 | 5,969 |
| Income before extraordinary items | $522,000 | 6,477 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $522,000 | 6,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,732 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $491,200 | 6,544 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 6,982 |
| Total interest expense | $1,485,000 | 7,384 |
| Net interest income | $2,189,000 | 6,554 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $609,000 | 4,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,901 |
| Total noninterest expense | $1,896,000 | 5,856 |
| Salaries and employee benefits | $881,000 | 6,393 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $562,000 | 6,036 |
| Pre-tax net operating income | $762,000 | 6,720 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $501,000 | 6,968 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $501,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $152,000 | 5,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $501,000 | 6,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 7,583 |
| Total interest expense | $1,322,000 | 8,043 |
| Net interest income | $2,004,000 | 7,135 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,619 |
| Total noninterest expense | $1,661,000 | 6,693 |
| Salaries and employee benefits | $758,000 | 7,216 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $484,000 | 7,189 |
| Pre-tax net operating income | $674,000 | 7,049 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $258,000 | 6,342 |
| Income before extraordinary items | $419,000 | 7,462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $419,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $121,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $417,080 | 7,422 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 8,236 |
| Total interest expense | $1,258,000 | 8,413 |
| Net interest income | $1,722,000 | 7,960 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $314,000 | 6,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $1,379,000 | 7,647 |
| Salaries and employee benefits | $685,000 | 7,815 |
| Premises and equipment expense | $267,000 | 6,100 |
| Additional noninterest expense | $427,000 | 7,930 |
| Pre-tax net operating income | $629,000 | 7,711 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $228,000 | 6,988 |
| Income before extraordinary items | $401,000 | 8,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $401,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $74,000 | 7,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $401,000 | 8,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 9,189 |
| Total interest expense | $803,000 | 9,591 |
| Net interest income | $1,534,000 | 8,784 |
| Provision for loan and lease losses | $97,000 | 4,641 |
| Total noninterest income | $282,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $1,414,000 | 7,872 |
| Salaries and employee benefits | $693,000 | 7,936 |
| Premises and equipment expense | $237,000 | 6,745 |
| Additional noninterest expense | $484,000 | 8,018 |
| Pre-tax net operating income | $305,000 | 10,112 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-43,000 | 12,192 |
| Income before extraordinary items | $348,000 | 8,643 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $348,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $49,000 | 8,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $348,000 | 8,705 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 10,188 |
| Total interest expense | $617,000 | 11,037 |
| Net interest income | $1,380,000 | 9,475 |
| Provision for loan and lease losses | $93,000 | 5,955 |
| Total noninterest income | $194,000 | 9,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $1,280,000 | 8,579 |
| Salaries and employee benefits | $626,000 | 8,595 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $424,000 | 8,987 |
| Pre-tax net operating income | $201,000 | 11,025 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-15,000 | 12,805 |
| Income before extraordinary items | $216,000 | 10,461 |
| Extraordinary gains, net | $29,000 | 2,505 |
| Net income | $245,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $216,000 | 10,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 11,717 |
| Total interest expense | $606,000 | 12,264 |
| Net interest income | $1,001,000 | 11,102 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $1,058,000 | 9,713 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $206,000 | 7,697 |
| Additional noninterest expense | $392,000 | 9,654 |
| Pre-tax net operating income | $49,000 | 12,422 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $41,000 | 12,631 |
| Extraordinary gains, net | $11,000 | 1,325 |
| Net income | $52,000 | 12,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $38,630 | 12,399 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.