Home > Community Bank of Lexington > Income and Expense
Community Bank of Lexington, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 6,418 |
| Total interest expense | $2,358,000 | 4,880 |
| Net interest income | $1,891,000 | 7,828 |
| Provision for loan and lease losses | $87,000 | 4,874 |
| Total noninterest income | $353,000 | 6,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,274 |
| Total noninterest expense | $2,513,000 | 5,136 |
| Salaries and employee benefits | $1,057,000 | 5,819 |
| Premises and equipment expense | $466,000 | 4,046 |
| Additional noninterest expense | $990,000 | 4,744 |
| Pre-tax net operating income | $-356,000 | 12,328 |
| Securities gains (losses) | $-462,000 | 12,224 |
| Applicable income taxes | $-305,000 | 12,436 |
| Income before extraordinary items | $-513,000 | 12,357 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-513,000 | 12,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 829 |
| Net operating income | $-217,320 | 12,259 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 6,502 |
| Total interest expense | $2,099,000 | 5,607 |
| Net interest income | $2,223,000 | 7,121 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $691,000 | 4,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,796 |
| Total noninterest expense | $2,582,000 | 5,128 |
| Salaries and employee benefits | $1,144,000 | 5,457 |
| Premises and equipment expense | $360,000 | 5,114 |
| Additional noninterest expense | $1,078,000 | 4,618 |
| Pre-tax net operating income | $323,000 | 10,035 |
| Securities gains (losses) | $81,000 | 2,783 |
| Applicable income taxes | $145,000 | 8,762 |
| Income before extraordinary items | $259,000 | 9,939 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $259,000 | 10,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 478 |
| Net operating income | $207,160 | 10,335 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 7,675 |
| Total interest expense | $2,180,000 | 6,665 |
| Net interest income | $1,694,000 | 8,672 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $487,000 | 5,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 3,503 |
| Total noninterest expense | $1,686,000 | 7,297 |
| Salaries and employee benefits | $881,000 | 6,730 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $539,000 | 8,097 |
| Pre-tax net operating income | $436,000 | 8,918 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $18,000 | 12,166 |
| Income before extraordinary items | $448,000 | 7,758 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $448,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $419,200 | 7,673 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.