Home > Community Bank of Lemont > Total Unused Commitments
Community Bank of Lemont, Total Unused Commitments
2009-09-30 | Rank | |
Total unused commitments | $2,570,000 | 6,590 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,254,000 | 3,093 |
Credit card lines | $0 | 1,612 |
Commercial real estate, construction & land development | $316,000 | 5,195 |
Commitments secured by real estate | $305,000 | 5,179 |
Commitments not secured by real estate | $11,000 | 830 |
Securities underwriting | $0 | 6 |
Other unused commitments | $0 | 7,385 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,221,000 | 3,201 |
Securities lent | $0 | 44 |
All other off-balance sheet liabilities | $0 | 624 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 7 |
2009-06-30 | Rank | |
Total unused commitments | $3,181,000 | 6,429 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,553,000 | 2,997 |
Credit card lines | $0 | 1,640 |
Commercial real estate, construction & land development | $628,000 | 4,768 |
Commitments secured by real estate | $64,000 | 5,852 |
Commitments not secured by real estate | $564,000 | 454 |
Securities underwriting | $0 | 5 |
Other unused commitments | $0 | 7,446 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,564,000 | 3,126 |
Securities lent | $0 | 42 |
All other off-balance sheet liabilities | $0 | 638 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 9 |
2009-03-31 | Rank | |
Total unused commitments | $5,754,000 | 5,566 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,972,000 | 2,836 |
Credit card lines | $0 | 1,669 |
Commercial real estate, construction & land development | $2,658,000 | 3,246 |
Commitments secured by real estate | $1,995,000 | 3,548 |
Commitments not secured by real estate | $663,000 | 472 |
Securities underwriting | $0 | 6 |
Other unused commitments | $124,000 | 7,238 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,932,000 | 3,064 |
Securities lent | $0 | 44 |
All other off-balance sheet liabilities | $0 | 614 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 8 |
2008-12-31 | Rank | |
Total unused commitments | $8,454,000 | 4,853 |
Loan commitments-revolving, open-end lines secured by 1-4's | $3,221,000 | 2,783 |
Credit card lines | $0 | 1,695 |
Commercial real estate, construction & land development | $5,221,000 | 2,497 |
Commitments secured by real estate | $2,598,000 | 3,383 |
Commitments not secured by real estate | $2,623,000 | 257 |
Securities underwriting | $0 | 7 |
Other unused commitments | $12,000 | 7,482 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $3,182,000 | 3,046 |
Securities lent | $0 | 47 |
All other off-balance sheet liabilities | $0 | 596 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 9 |
2008-09-30 | Rank | |
Total unused commitments | $16,760,000 | 3,584 |
Loan commitments-revolving, open-end lines secured by 1-4's | $3,437,000 | 2,749 |
Credit card lines | $0 | 1,718 |
Commercial real estate, construction & land development | $13,311,000 | 1,551 |
Commitments secured by real estate | $7,610,000 | 2,196 |
Commitments not secured by real estate | $5,701,000 | 172 |
Securities underwriting | $0 | 10 |
Other unused commitments | $12,000 | 7,530 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $3,399,000 | 3,017 |
Securities lent | $0 | 48 |
All other off-balance sheet liabilities | $0 | 565 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 8 |
2008-06-30 | Rank | |
Total unused commitments | $18,276,000 | 3,494 |
Loan commitments-revolving, open-end lines secured by 1-4's | $3,934,000 | 2,591 |
Credit card lines | $0 | 1,756 |
Commercial real estate, construction & land development | $14,330,000 | 1,561 |
Commitments secured by real estate | $9,815,000 | 1,998 |
Commitments not secured by real estate | $4,515,000 | 210 |
Securities underwriting | $0 | 10 |
Other unused commitments | $12,000 | 7,582 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $3,899,000 | 2,925 |
Securities lent | $0 | 54 |
All other off-balance sheet liabilities | $0 | 574 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 8 |
2008-03-31 | Rank | |
Total unused commitments | $21,543,000 | 3,230 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,195,000 | 2,513 |
Credit card lines | $0 | 1,791 |
Commercial real estate, construction & land development | $15,172,000 | 1,577 |
Commitments secured by real estate | $15,172,000 | 1,533 |
Commitments not secured by real estate | $0 | 986 |
Securities underwriting | $0 | 7 |
Other unused commitments | $2,176,000 | 5,684 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,160,000 | 2,883 |
Securities lent | $0 | 51 |
All other off-balance sheet liabilities | $0 | 562 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 8 |
2007-12-31 | Rank | |
Total unused commitments | $23,466,000 | 3,071 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,651,000 | 2,400 |
Credit card lines | $0 | 1,820 |
Commercial real estate, construction & land development | $18,815,000 | 1,390 |
Commitments secured by real estate | $18,815,000 | 1,348 |
Commitments not secured by real estate | $0 | 975 |
Securities underwriting | $0 | 6 |
Other unused commitments | $0 | 7,673 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,616,000 | 2,750 |
Securities lent | $0 | 59 |
All other off-balance sheet liabilities | $0 | 527 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 7 |
2007-09-30 | Rank | |
Total unused commitments | $22,442,000 | 3,184 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,678,000 | 2,402 |
Credit card lines | $0 | 1,839 |
Commercial real estate, construction & land development | $17,764,000 | 1,530 |
Commitments secured by real estate | $17,764,000 | 1,485 |
Commitments not secured by real estate | $0 | 942 |
Securities underwriting | $0 | 6 |
Other unused commitments | $0 | 7,692 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,642,000 | 2,682 |
Securities lent | $0 | 52 |
All other off-balance sheet liabilities | $0 | 505 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 8 |
2007-06-30 | Rank | |
Total unused commitments | $17,881,000 | 3,647 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,566,000 | 2,445 |
Credit card lines | $0 | 1,868 |
Commercial real estate, construction & land development | $13,315,000 | 1,886 |
Commitments secured by real estate | $13,315,000 | 1,844 |
Commitments not secured by real estate | $0 | 963 |
Securities underwriting | $0 | 7 |
Other unused commitments | $0 | 7,737 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,534,000 | 2,695 |
Securities lent | $0 | 53 |
All other off-balance sheet liabilities | $0 | 513 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2007-03-31 | Rank | |
Total unused commitments | $17,901,000 | 3,626 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,854,000 | 2,391 |
Credit card lines | $0 | 1,881 |
Commercial real estate, construction & land development | $13,047,000 | 1,867 |
Commitments secured by real estate | $13,047,000 | 1,841 |
Commitments not secured by real estate | $0 | 923 |
Securities underwriting | $0 | 6 |
Other unused commitments | $0 | 7,743 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,854,000 | 2,617 |
Securities lent | $0 | 56 |
All other off-balance sheet liabilities | $0 | 487 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2006-12-31 | Rank | |
Total unused commitments | $21,542,000 | 3,167 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,375,000 | 2,487 |
Credit card lines | $0 | 1,896 |
Commercial real estate, construction & land development | $17,167,000 | 1,541 |
Commitments secured by real estate | $17,167,000 | 1,511 |
Commitments not secured by real estate | $0 | 874 |
Securities underwriting | $0 | 7 |
Other unused commitments | $0 | 7,778 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,375,000 | 2,708 |
Securities lent | $0 | 49 |
All other off-balance sheet liabilities | $0 | 481 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2006-09-30 | Rank | |
Total unused commitments | $27,136,000 | 2,806 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,815,000 | 2,375 |
Credit card lines | $0 | 1,917 |
Commercial real estate, construction & land development | $22,321,000 | 1,272 |
Commitments secured by real estate | $22,321,000 | 1,247 |
Commitments not secured by real estate | $0 | 840 |
Securities underwriting | $0 | 7 |
Other unused commitments | $0 | 7,828 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,818,000 | 2,546 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 461 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2006-06-30 | Rank | |
Total unused commitments | $21,187,000 | 3,268 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,315,000 | 2,507 |
Credit card lines | $0 | 1,932 |
Commercial real estate, construction & land development | $16,872,000 | 1,577 |
Commitments secured by real estate | $16,872,000 | 1,559 |
Commitments not secured by real estate | $0 | 846 |
Securities underwriting | $0 | 7 |
Other unused commitments | $0 | 7,866 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,315,000 | 2,664 |
Securities lent | $0 | 47 |
All other off-balance sheet liabilities | $0 | 442 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 11 |
2006-03-31 | Rank | |
Total unused commitments | $9,775,000 | 4,825 |
Loan commitments-revolving, open-end lines secured by 1-4's | $3,381,000 | 2,785 |
Credit card lines | $0 | 1,970 |
Commercial real estate, construction & land development | $6,378,000 | 2,673 |
Commitments secured by real estate | $6,378,000 | 2,641 |
Commitments not secured by real estate | $0 | 816 |
Securities underwriting | $0 | 7 |
Other unused commitments | $16,000 | 7,870 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $3,381,000 | 2,873 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 430 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 14 |
2005-12-31 | Rank | |
Total unused commitments | $11,750,000 | 4,381 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,091,000 | 2,496 |
Credit card lines | $0 | 1,992 |
Commercial real estate, construction & land development | $7,647,000 | 2,442 |
Commitments secured by real estate | $7,647,000 | 2,411 |
Commitments not secured by real estate | $0 | 803 |
Securities underwriting | $0 | 7 |
Other unused commitments | $12,000 | 7,865 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,091,000 | 2,641 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 302 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 15 |
2005-09-30 | Rank | |
Total unused commitments | $12,612,000 | 4,159 |
Loan commitments-revolving, open-end lines secured by 1-4's | $3,370,000 | 2,722 |
Credit card lines | $0 | 2,022 |
Commercial real estate, construction & land development | $9,235,000 | 2,174 |
Commitments secured by real estate | $9,235,000 | 2,148 |
Commitments not secured by real estate | $0 | 800 |
Securities underwriting | $0 | 7 |
Other unused commitments | $7,000 | 7,899 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $3,370,000 | 2,757 |
Securities lent | $0 | 47 |
All other off-balance sheet liabilities | $0 | 296 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 16 |
2005-06-30 | Rank | |
Total unused commitments | $13,261,000 | 4,027 |
Loan commitments-revolving, open-end lines secured by 1-4's | $3,036,000 | 2,790 |
Credit card lines | $0 | 2,052 |
Commercial real estate, construction & land development | $10,218,000 | 2,012 |
Commitments secured by real estate | $10,218,000 | 1,984 |
Commitments not secured by real estate | $0 | 763 |
Securities underwriting | $0 | 7 |
Other unused commitments | $7,000 | 7,932 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $10,127,000 | 1,603 |
Securities lent | $0 | 44 |
All other off-balance sheet liabilities | $0 | 290 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 15 |
2005-03-31 | Rank | |
Total unused commitments | $11,036,000 | 4,382 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,867,000 | 2,856 |
Credit card lines | $0 | 2,078 |
Commercial real estate, construction & land development | $8,157,000 | 2,167 |
Commitments secured by real estate | $8,157,000 | 2,151 |
Commitments not secured by real estate | $0 | 778 |
Securities underwriting | $0 | 7 |
Other unused commitments | $12,000 | 7,961 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $10,844,000 | 1,490 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 300 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 16 |
2004-12-31 | Rank | |
Total unused commitments | $15,252,000 | 3,567 |
Loan commitments-revolving, open-end lines secured by 1-4's | $10,316,000 | 1,362 |
Credit card lines | $0 | 2,092 |
Commercial real estate, construction & land development | $4,921,000 | 2,736 |
Commitments secured by real estate | $4,921,000 | 2,707 |
Commitments not secured by real estate | $0 | 755 |
Securities underwriting | $0 | 8 |
Other unused commitments | $15,000 | 7,976 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,819,000 | 2,775 |
Securities lent | $0 | 39 |
All other off-balance sheet liabilities | $0 | 281 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 17 |
2004-09-30 | Rank | |
Total unused commitments | $5,573,000 | 5,664 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,321,000 | 3,024 |
Credit card lines | $0 | 2,153 |
Commercial real estate, construction & land development | $3,238,000 | 3,265 |
Commitments secured by real estate | $3,238,000 | 3,231 |
Commitments not secured by real estate | $0 | 802 |
Securities underwriting | $0 | 7 |
Other unused commitments | $14,000 | 8,030 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $5,573,000 | 2,008 |
Securities lent | $0 | 42 |
All other off-balance sheet liabilities | $0 | 271 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 13 |
2004-06-30 | Rank | |
Total unused commitments | $11,342,000 | 4,163 |
Loan commitments-revolving, open-end lines secured by 1-4's | $6,966,000 | 1,754 |
Credit card lines | $0 | 2,201 |
Commercial real estate, construction & land development | $4,363,000 | 2,826 |
Commitments secured by real estate | $4,363,000 | 2,791 |
Commitments not secured by real estate | $0 | 797 |
Securities underwriting | $0 | 6 |
Other unused commitments | $13,000 | 8,077 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,443,000 | 2,800 |
Securities lent | $0 | 41 |
All other off-balance sheet liabilities | $0 | 293 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 11 |
2004-03-31 | Rank | |
Total unused commitments | $4,457,000 | 6,136 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,603,000 | 2,783 |
Credit card lines | $0 | 2,253 |
Commercial real estate, construction & land development | $1,840,000 | 3,802 |
Commitments secured by real estate | $1,840,000 | 3,756 |
Commitments not secured by real estate | $0 | 806 |
Securities underwriting | $0 | 6 |
Other unused commitments | $14,000 | 8,069 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,457,000 | 2,145 |
Securities lent | $0 | 43 |
All other off-balance sheet liabilities | $0 | 311 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 12 |
2003-12-31 | Rank | |
Total unused commitments | $3,112,000 | 6,679 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,410,000 | 2,442 |
Credit card lines | $0 | 2,174 |
Commercial real estate, construction & land development | $702,000 | 4,755 |
Commitments secured by real estate | $702,000 | 4,707 |
Commitments not secured by real estate | $0 | 819 |
Securities underwriting | $0 | 7 |
Other unused commitments | $0 | 7,804 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $0 | 4,774 |
Securities lent | $0 | 52 |
All other off-balance sheet liabilities | $0 | 292 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 13 |
2003-09-30 | Rank | |
Total unused commitments | $3,233,000 | 6,607 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,757,000 | 2,282 |
Credit card lines | $0 | 2,194 |
Commercial real estate, construction & land development | $476,000 | 5,122 |
Commitments secured by real estate | $476,000 | 5,078 |
Commitments not secured by real estate | $0 | 858 |
Securities underwriting | $0 | 6 |
Other unused commitments | $0 | 7,843 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $476,000 | 3,918 |
Securities lent | $0 | 63 |
All other off-balance sheet liabilities | $0 | 324 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 13 |
2003-06-30 | Rank | |
Total unused commitments | $2,940,000 | 6,770 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,139,000 | 2,509 |
Credit card lines | $0 | 2,230 |
Commercial real estate, construction & land development | $801,000 | 4,648 |
Commitments secured by real estate | $801,000 | 4,604 |
Commitments not secured by real estate | $0 | 913 |
Securities underwriting | $0 | 6 |
Other unused commitments | $0 | 7,843 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,940,000 | 2,417 |
Securities lent | $0 | 61 |
All other off-balance sheet liabilities | $0 | 348 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 13 |
2003-03-31 | Rank | |
Total unused commitments | $4,366,000 | 5,969 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,503,000 | 2,262 |
Credit card lines | $0 | 2,280 |
Commercial real estate, construction & land development | $1,253,000 | 4,064 |
Commitments secured by real estate | $1,253,000 | 4,010 |
Commitments not secured by real estate | $0 | 929 |
Securities underwriting | $0 | 7 |
Other unused commitments | $610,000 | 6,983 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,366,000 | 1,960 |
Securities lent | $0 | 61 |
All other off-balance sheet liabilities | $0 | 341 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 13 |
2002-12-31 | Rank | |
Total unused commitments | $3,334,000 | 6,388 |
Loan commitments-revolving, open-end lines secured by 1-4's | $2,607,000 | 2,143 |
Credit card lines | $0 | 2,321 |
Commercial real estate, construction & land development | $727,000 | 4,650 |
Commitments secured by real estate | $727,000 | 4,591 |
Commitments not secured by real estate | $0 | 921 |
Securities underwriting | $0 | 7 |
Other unused commitments | $0 | 7,898 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,607,000 | 2,430 |
Securities lent | $0 | 61 |
All other off-balance sheet liabilities | $0 | 293 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 14 |
2001-12-31 | Rank | |
Total unused commitments | $3,805,000 | 6,119 |
Loan commitments-revolving, open-end lines secured by 1-4's | $1,683,000 | 2,437 |
Credit card lines | $0 | 2,495 |
Commercial real estate, construction & land development | $1,747,000 | 3,468 |
Commitments secured by real estate | $1,747,000 | 3,397 |
Commitments not secured by real estate | $0 | 981 |
Securities underwriting | $0 | 8 |
Other unused commitments | $375,000 | 7,389 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,845,000 | 2,194 |
Securities lent | $0 | 63 |
All other off-balance sheet liabilities | $0 | 274 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 20 |