Home > Community Bank of Lemont > Income and Expense
Community Bank of Lemont, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 6,511 |
| Total interest expense | $1,440,000 | 4,713 |
| Net interest income | $691,000 | 7,581 |
| Provision for loan and lease losses | $9,291,000 | 656 |
| Total noninterest income | $89,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $83,000 | 5,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $4,459,000 | 3,210 |
| Salaries and employee benefits | $967,000 | 5,672 |
| Premises and equipment expense | $248,000 | 5,486 |
| Additional noninterest expense | $3,244,000 | 1,669 |
| Pre-tax net operating income | $-12,970,000 | 7,804 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $507,000 | 1,390 |
| Income before extraordinary items | $-13,477,000 | 7,839 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-13,477,000 | 7,838 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-13,477,000 | 7,838 |
| Net charge-offs | $9,775,000 | 516 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 117 |
| Net operating income | $-13,477,000 | 7,842 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 6,362 |
| Total interest expense | $1,008,000 | 4,710 |
| Net interest income | $576,000 | 7,379 |
| Provision for loan and lease losses | $3,662,000 | 946 |
| Total noninterest income | $62,000 | 6,959 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $58,000 | 5,576 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $2,730,000 | 3,473 |
| Salaries and employee benefits | $654,000 | 5,696 |
| Premises and equipment expense | $167,000 | 5,518 |
| Additional noninterest expense | $1,909,000 | 1,876 |
| Pre-tax net operating income | $-5,754,000 | 7,777 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-184,000 | 7,287 |
| Income before extraordinary items | $-5,570,000 | 7,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,570,000 | 7,831 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,570,000 | 7,831 |
| Net charge-offs | $4,891,000 | 587 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 160 |
| Net operating income | $-5,570,000 | 7,840 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 6,136 |
| Total interest expense | $552,000 | 4,565 |
| Net interest income | $342,000 | 7,152 |
| Provision for loan and lease losses | $3,662,000 | 494 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $991,000 | 4,332 |
| Salaries and employee benefits | $333,000 | 5,702 |
| Premises and equipment expense | $89,000 | 5,406 |
| Additional noninterest expense | $569,000 | 2,683 |
| Pre-tax net operating income | $-4,277,000 | 7,996 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-184,000 | 7,690 |
| Income before extraordinary items | $-4,093,000 | 8,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,093,000 | 8,028 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,093,000 | 8,028 |
| Net charge-offs | $4,886,000 | 322 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,093,000 | 8,031 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 5,176 |
| Total interest expense | $3,219,000 | 4,047 |
| Net interest income | $2,302,000 | 6,094 |
| Provision for loan and lease losses | $2,397,000 | 1,607 |
| Total noninterest income | $159,000 | 6,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 5,337 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,000 | 7,689 |
| Total noninterest expense | $3,123,000 | 4,995 |
| Salaries and employee benefits | $1,527,000 | 5,283 |
| Premises and equipment expense | $324,000 | 5,608 |
| Additional noninterest expense | $1,272,000 | 4,097 |
| Pre-tax net operating income | $-3,059,000 | 7,600 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $-1,059,000 | 7,721 |
| Income before extraordinary items | $-1,986,000 | 7,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,986,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 2,438 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,995,100 | 7,476 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 4,886 |
| Total interest expense | $2,567,000 | 4,005 |
| Net interest income | $2,142,000 | 5,593 |
| Provision for loan and lease losses | $1,814,000 | 1,257 |
| Total noninterest income | $120,000 | 6,906 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $112,000 | 5,359 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $2,311,000 | 5,015 |
| Salaries and employee benefits | $1,178,000 | 5,230 |
| Premises and equipment expense | $243,000 | 5,639 |
| Additional noninterest expense | $890,000 | 4,245 |
| Pre-tax net operating income | $-1,863,000 | 7,832 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $-699,000 | 7,959 |
| Income before extraordinary items | $-1,150,000 | 7,574 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,150,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 1,560 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,158,960 | 7,690 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 4,513 |
| Total interest expense | $1,877,000 | 3,892 |
| Net interest income | $1,741,000 | 5,030 |
| Provision for loan and lease losses | $1,597,000 | 915 |
| Total noninterest income | $73,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $68,000 | 5,520 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $1,476,000 | 5,178 |
| Salaries and employee benefits | $780,000 | 5,304 |
| Premises and equipment expense | $162,000 | 5,682 |
| Additional noninterest expense | $534,000 | 4,548 |
| Pre-tax net operating income | $-1,259,000 | 8,016 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $-492,000 | 8,176 |
| Income before extraordinary items | $-753,000 | 7,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-753,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 1,023 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-761,960 | 7,854 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 4,260 |
| Total interest expense | $998,000 | 3,924 |
| Net interest income | $1,040,000 | 4,485 |
| Provision for loan and lease losses | $132,000 | 2,339 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $33,000 | 5,550 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $805,000 | 4,913 |
| Salaries and employee benefits | $395,000 | 5,278 |
| Premises and equipment expense | $85,000 | 5,587 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $138,000 | 5,574 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $53,000 | 3,501 |
| Income before extraordinary items | $100,000 | 5,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,293 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $90,250 | 5,886 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 4,482 |
| Total interest expense | $3,635,000 | 4,248 |
| Net interest income | $4,030,000 | 4,609 |
| Provision for loan and lease losses | $298,000 | 3,219 |
| Total noninterest income | $152,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $135,000 | 5,592 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $17,000 | 7,873 |
| Total noninterest expense | $2,411,000 | 5,725 |
| Salaries and employee benefits | $1,389,000 | 5,534 |
| Premises and equipment expense | $320,000 | 5,632 |
| Additional noninterest expense | $702,000 | 5,726 |
| Pre-tax net operating income | $1,473,000 | 3,936 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $504,000 | 2,728 |
| Income before extraordinary items | $972,000 | 4,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $972,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,397 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $970,020 | 4,379 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 4,602 |
| Total interest expense | $2,598,000 | 4,369 |
| Net interest income | $2,948,000 | 4,685 |
| Provision for loan and lease losses | $241,000 | 2,674 |
| Total noninterest income | $114,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,632 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $1,798,000 | 5,701 |
| Salaries and employee benefits | $1,050,000 | 5,493 |
| Premises and equipment expense | $240,000 | 5,610 |
| Additional noninterest expense | $508,000 | 5,771 |
| Pre-tax net operating income | $1,023,000 | 4,304 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $350,000 | 2,980 |
| Income before extraordinary items | $673,000 | 4,773 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $673,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $673,000 | 4,757 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 4,787 |
| Total interest expense | $1,589,000 | 4,608 |
| Net interest income | $1,884,000 | 4,849 |
| Provision for loan and lease losses | $143,000 | 2,732 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $65,000 | 5,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $1,188,000 | 5,760 |
| Salaries and employee benefits | $700,000 | 5,551 |
| Premises and equipment expense | $162,000 | 5,630 |
| Additional noninterest expense | $326,000 | 5,888 |
| Pre-tax net operating income | $628,000 | 4,545 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $215,000 | 3,174 |
| Income before extraordinary items | $413,000 | 4,991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $413,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,451 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $413,000 | 4,987 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 4,970 |
| Total interest expense | $775,000 | 4,658 |
| Net interest income | $855,000 | 5,162 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $585,000 | 5,828 |
| Salaries and employee benefits | $340,000 | 5,687 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $160,000 | 5,927 |
| Pre-tax net operating income | $287,000 | 4,748 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $99,000 | 3,281 |
| Income before extraordinary items | $188,000 | 5,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $188,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $188,000 | 5,193 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,704,000 | 5,177 |
| Total interest expense | $2,542,000 | 4,776 |
| Net interest income | $3,162,000 | 5,360 |
| Provision for loan and lease losses | $291,000 | 2,853 |
| Total noninterest income | $166,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $130,000 | 5,768 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 7,566 |
| Total noninterest expense | $2,169,000 | 5,923 |
| Salaries and employee benefits | $1,264,000 | 5,746 |
| Premises and equipment expense | $255,000 | 6,160 |
| Additional noninterest expense | $650,000 | 5,847 |
| Pre-tax net operating income | $868,000 | 5,488 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $300,000 | 3,806 |
| Income before extraordinary items | $573,000 | 5,911 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $573,000 | 5,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $569,700 | 5,925 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 5,344 |
| Total interest expense | $1,731,000 | 4,954 |
| Net interest income | $2,298,000 | 5,505 |
| Provision for loan and lease losses | $216,000 | 2,745 |
| Total noninterest income | $129,000 | 7,190 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $98,000 | 5,833 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $1,676,000 | 5,820 |
| Salaries and employee benefits | $936,000 | 5,756 |
| Premises and equipment expense | $251,000 | 5,465 |
| Additional noninterest expense | $489,000 | 5,832 |
| Pre-tax net operating income | $535,000 | 6,087 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $185,000 | 4,225 |
| Income before extraordinary items | $355,000 | 6,444 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $355,000 | 6,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,970 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $351,700 | 6,459 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 5,640 |
| Total interest expense | $992,000 | 5,248 |
| Net interest income | $1,414,000 | 5,776 |
| Provision for loan and lease losses | $141,000 | 2,751 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 5,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $1,068,000 | 5,967 |
| Salaries and employee benefits | $584,000 | 5,997 |
| Premises and equipment expense | $164,000 | 5,536 |
| Additional noninterest expense | $320,000 | 5,875 |
| Pre-tax net operating income | $296,000 | 6,488 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $102,000 | 4,492 |
| Income before extraordinary items | $194,000 | 6,798 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $194,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,304 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $194,000 | 6,804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 5,954 |
| Total interest expense | $413,000 | 5,606 |
| Net interest income | $646,000 | 6,050 |
| Provision for loan and lease losses | $66,000 | 2,697 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $501,000 | 6,178 |
| Salaries and employee benefits | $264,000 | 6,301 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $155,000 | 5,960 |
| Pre-tax net operating income | $115,000 | 6,881 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $40,000 | 4,735 |
| Income before extraordinary items | $75,000 | 7,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,591 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $75,000 | 7,120 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 6,308 |
| Total interest expense | $1,132,000 | 5,972 |
| Net interest income | $2,227,000 | 6,343 |
| Provision for loan and lease losses | $225,000 | 3,375 |
| Total noninterest income | $491,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $129,000 | 5,884 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,944 |
| Total noninterest expense | $1,851,000 | 6,348 |
| Salaries and employee benefits | $963,000 | 6,472 |
| Premises and equipment expense | $323,000 | 5,523 |
| Additional noninterest expense | $565,000 | 6,230 |
| Pre-tax net operating income | $642,000 | 6,295 |
| Securities gains (losses) | $-60,000 | 8,254 |
| Applicable income taxes | $200,000 | 4,669 |
| Income before extraordinary items | $382,000 | 6,852 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $382,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,613 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $421,600 | 6,650 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 6,452 |
| Total interest expense | $784,000 | 6,064 |
| Net interest income | $1,589,000 | 6,514 |
| Provision for loan and lease losses | $188,000 | 3,061 |
| Total noninterest income | $461,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 5,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $360,000 | 3,477 |
| Total noninterest expense | $1,325,000 | 6,457 |
| Salaries and employee benefits | $725,000 | 6,443 |
| Premises and equipment expense | $188,000 | 6,184 |
| Additional noninterest expense | $412,000 | 6,279 |
| Pre-tax net operating income | $537,000 | 6,254 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $184,000 | 4,533 |
| Income before extraordinary items | $353,000 | 6,631 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $353,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,878 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $353,000 | 6,589 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 6,555 |
| Total interest expense | $474,000 | 6,175 |
| Net interest income | $1,030,000 | 6,591 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $403,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $337,000 | 2,848 |
| Total noninterest expense | $864,000 | 6,519 |
| Salaries and employee benefits | $466,000 | 6,540 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $274,000 | 6,266 |
| Pre-tax net operating income | $419,000 | 5,867 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,322 |
| Income before extraordinary items | $276,000 | 6,302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $276,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $276,000 | 6,249 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 6,746 |
| Total interest expense | $201,000 | 6,528 |
| Net interest income | $499,000 | 6,717 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $394,000 | 6,807 |
| Salaries and employee benefits | $218,000 | 6,774 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $98,000 | 7,251 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $55,000 | 7,676 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $55,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $55,000 | 7,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 6,982 |
| Total interest expense | $652,000 | 6,758 |
| Net interest income | $1,754,000 | 6,959 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $130,000 | 7,795 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $93,000 | 6,583 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,000 | 7,758 |
| Total noninterest expense | $1,456,000 | 6,958 |
| Salaries and employee benefits | $798,000 | 6,945 |
| Premises and equipment expense | $223,000 | 6,488 |
| Additional noninterest expense | $435,000 | 6,925 |
| Pre-tax net operating income | $278,000 | 7,512 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $94,000 | 5,572 |
| Income before extraordinary items | $188,000 | 7,708 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $188,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,418 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $185,320 | 7,681 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 7,059 |
| Total interest expense | $477,000 | 6,812 |
| Net interest income | $1,291,000 | 7,026 |
| Provision for loan and lease losses | $112,000 | 4,102 |
| Total noninterest income | $97,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $72,000 | 6,590 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $1,085,000 | 6,952 |
| Salaries and employee benefits | $597,000 | 6,915 |
| Premises and equipment expense | $167,000 | 6,480 |
| Additional noninterest expense | $321,000 | 6,932 |
| Pre-tax net operating income | $191,000 | 7,739 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $58,000 | 5,852 |
| Income before extraordinary items | $131,000 | 7,909 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $131,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,142 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $132,380 | 7,850 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 7,140 |
| Total interest expense | $307,000 | 6,935 |
| Net interest income | $844,000 | 7,112 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $704,000 | 7,074 |
| Salaries and employee benefits | $393,000 | 6,990 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $200,000 | 7,124 |
| Pre-tax net operating income | $127,000 | 7,709 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $38,000 | 5,863 |
| Income before extraordinary items | $88,000 | 7,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,694 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $88,700 | 7,840 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 7,160 |
| Total interest expense | $149,000 | 7,054 |
| Net interest income | $433,000 | 7,080 |
| Provision for loan and lease losses | $37,000 | 3,840 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-6,000 | 9,083 |
| Total noninterest expense | $330,000 | 7,273 |
| Salaries and employee benefits | $190,000 | 7,115 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $87,000 | 7,462 |
| Pre-tax net operating income | $84,000 | 7,410 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $60,000 | 7,586 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,919 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $59,290 | 7,524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 7,454 |
| Total interest expense | $582,000 | 7,443 |
| Net interest income | $1,515,000 | 7,338 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $129,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $98,000 | 6,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $1,204,000 | 7,466 |
| Salaries and employee benefits | $664,000 | 7,447 |
| Premises and equipment expense | $213,000 | 6,632 |
| Additional noninterest expense | $327,000 | 7,592 |
| Pre-tax net operating income | $290,000 | 7,470 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $41,000 | 6,412 |
| Income before extraordinary items | $248,000 | 7,537 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $248,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,205 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $248,860 | 7,399 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 7,581 |
| Total interest expense | $436,000 | 7,609 |
| Net interest income | $1,093,000 | 7,476 |
| Provision for loan and lease losses | $113,000 | 4,460 |
| Total noninterest income | $90,000 | 8,157 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $70,000 | 6,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $880,000 | 7,519 |
| Salaries and employee benefits | $474,000 | 7,523 |
| Premises and equipment expense | $162,000 | 6,596 |
| Additional noninterest expense | $244,000 | 7,615 |
| Pre-tax net operating income | $190,000 | 7,778 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $183,000 | 7,692 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $183,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $183,000 | 7,549 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $990,000 | 7,716 |
| Total interest expense | $295,000 | 7,704 |
| Net interest income | $695,000 | 7,599 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $61,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $55,000 | 6,423 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $572,000 | 7,592 |
| Salaries and employee benefits | $309,000 | 7,616 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $151,000 | 7,757 |
| Pre-tax net operating income | $109,000 | 7,930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $109,000 | 7,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $109,000 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $109,000 | 7,681 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,750 |
| Total interest expense | $150,000 | 7,759 |
| Net interest income | $347,000 | 7,630 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $270,000 | 7,748 |
| Salaries and employee benefits | $141,000 | 7,881 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $68,000 | 7,999 |
| Pre-tax net operating income | $70,000 | 7,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $70,000 | 7,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $70,000 | 7,334 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 8,167 |
| Total interest expense | $570,000 | 8,191 |
| Net interest income | $1,132,000 | 8,060 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $98,000 | 8,423 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $82,000 | 6,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $922,000 | 8,106 |
| Salaries and employee benefits | $548,000 | 7,939 |
| Premises and equipment expense | $116,000 | 7,934 |
| Additional noninterest expense | $258,000 | 8,114 |
| Pre-tax net operating income | $158,000 | 8,087 |
| Securities gains (losses) | $-6,000 | 8,842 |
| Applicable income taxes | $-85,000 | 9,047 |
| Income before extraordinary items | $237,000 | 7,640 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $237,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $243,000 | 7,515 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 9,316 |
| Total interest expense | $211,000 | 9,377 |
| Net interest income | $501,000 | 9,188 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $69,000 | 8,926 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $20,000 | 8,125 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $49,000 | 7,713 |
| Total noninterest expense | $1,097,000 | 7,692 |
| Salaries and employee benefits | $423,000 | 8,526 |
| Premises and equipment expense | $52,000 | 9,091 |
| Additional noninterest expense | $622,000 | 5,712 |
| Pre-tax net operating income | $-777,000 | 9,275 |
| Securities gains (losses) | $-13,000 | 9,325 |
| Applicable income taxes | $-71,000 | 9,206 |
| Income before extraordinary items | $-719,000 | 9,317 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-719,000 | 9,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,296,000 | 171 |
| Net operating income | $-707,170 | 9,283 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.