Home > Community Bank of Hopedale > Income and Expense
Community Bank of Hopedale, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 8,901 |
| Total interest expense | $179,000 | 8,796 |
| Net interest income | $404,000 | 8,895 |
| Provision for loan and lease losses | $13,000 | 7,258 |
| Total noninterest income | $84,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $455,000 | 8,894 |
| Salaries and employee benefits | $240,000 | 8,927 |
| Premises and equipment expense | $51,000 | 8,750 |
| Additional noninterest expense | $164,000 | 8,672 |
| Pre-tax net operating income | $20,000 | 8,467 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $18,000 | 8,573 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $18,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $18,000 | 8,484 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 8,980 |
| Total interest expense | $139,000 | 8,884 |
| Net interest income | $310,000 | 8,966 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $66,000 | 8,490 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $37,000 | 7,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $354,000 | 8,904 |
| Salaries and employee benefits | $187,000 | 8,940 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $129,000 | 8,640 |
| Pre-tax net operating income | $13,000 | 8,586 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $11,000 | 8,688 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $11,000 | 8,594 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $307,000 | 9,018 |
| Total interest expense | $96,000 | 8,926 |
| Net interest income | $211,000 | 8,992 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $234,000 | 8,938 |
| Salaries and employee benefits | $122,000 | 8,987 |
| Premises and equipment expense | $26,000 | 8,793 |
| Additional noninterest expense | $86,000 | 8,650 |
| Pre-tax net operating income | $16,000 | 8,578 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $14,000 | 8,685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $14,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $14,000 | 8,564 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 9,062 |
| Total interest expense | $48,000 | 8,990 |
| Net interest income | $109,000 | 9,030 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $122,000 | 8,954 |
| Salaries and employee benefits | $66,000 | 8,964 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $7,000 | 8,613 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 9,061 |
| Total interest expense | $231,000 | 9,019 |
| Net interest income | $466,000 | 9,033 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $80,000 | 8,644 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $58,000 | 7,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $457,000 | 9,054 |
| Salaries and employee benefits | $259,000 | 9,027 |
| Premises and equipment expense | $45,000 | 8,977 |
| Additional noninterest expense | $153,000 | 8,859 |
| Pre-tax net operating income | $79,000 | 8,373 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $67,000 | 8,479 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $67,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $67,000 | 8,389 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 9,266 |
| Total interest expense | $357,000 | 9,215 |
| Net interest income | $462,000 | 9,239 |
| Provision for loan and lease losses | $9,000 | 7,982 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $43,000 | 7,739 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $440,000 | 9,294 |
| Salaries and employee benefits | $243,000 | 9,271 |
| Premises and equipment expense | $44,000 | 9,231 |
| Additional noninterest expense | $153,000 | 9,032 |
| Pre-tax net operating income | $78,000 | 8,430 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $11,000 | 7,558 |
| Income before extraordinary items | $67,000 | 8,525 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $67,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $15,000 | 6,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $67,000 | 8,427 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 9,501 |
| Total interest expense | $367,000 | 9,464 |
| Net interest income | $492,000 | 9,472 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $56,000 | 9,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $457,000 | 9,478 |
| Salaries and employee benefits | $249,000 | 9,463 |
| Premises and equipment expense | $47,000 | 9,417 |
| Additional noninterest expense | $161,000 | 9,151 |
| Pre-tax net operating income | $85,000 | 8,853 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $9,000 | 8,091 |
| Income before extraordinary items | $58,000 | 8,931 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $58,000 | 8,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $15,000 | 6,726 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 9,726 |
| Net operating income | $73,660 | 8,846 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 9,761 |
| Total interest expense | $379,000 | 9,685 |
| Net interest income | $440,000 | 9,771 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $52,000 | 9,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $426,000 | 9,814 |
| Salaries and employee benefits | $238,000 | 9,761 |
| Premises and equipment expense | $43,000 | 9,778 |
| Additional noninterest expense | $145,000 | 9,559 |
| Pre-tax net operating income | $60,000 | 9,208 |
| Securities gains (losses) | $-18,000 | 9,513 |
| Applicable income taxes | $5,000 | 8,598 |
| Income before extraordinary items | $37,000 | 9,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $52,840 | 9,202 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 9,993 |
| Total interest expense | $391,000 | 9,902 |
| Net interest income | $447,000 | 10,017 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $422,000 | 9,996 |
| Salaries and employee benefits | $221,000 | 10,007 |
| Premises and equipment expense | $40,000 | 10,020 |
| Additional noninterest expense | $161,000 | 9,554 |
| Pre-tax net operating income | $58,000 | 9,590 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $7,000 | 9,157 |
| Income before extraordinary items | $51,000 | 9,620 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $51,000 | 9,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $51,000 | 9,559 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 10,489 |
| Total interest expense | $346,000 | 10,440 |
| Net interest income | $445,000 | 10,494 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $36,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $376,000 | 10,541 |
| Salaries and employee benefits | $205,000 | 10,513 |
| Premises and equipment expense | $38,000 | 10,474 |
| Additional noninterest expense | $133,000 | 10,198 |
| Pre-tax net operating income | $99,000 | 10,070 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $20,000 | 9,723 |
| Income before extraordinary items | $79,000 | 10,084 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $79,000 | 10,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $79,000 | 10,044 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 11,058 |
| Total interest expense | $314,000 | 11,051 |
| Net interest income | $453,000 | 10,983 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $49,000 | 10,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $383,000 | 11,022 |
| Salaries and employee benefits | $216,000 | 10,930 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $124,000 | 10,858 |
| Pre-tax net operating income | $116,000 | 10,289 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $25,000 | 10,115 |
| Income before extraordinary items | $87,000 | 10,340 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $87,000 | 10,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $23,000 | 8,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $90,120 | 10,262 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 11,637 |
| Total interest expense | $252,000 | 11,665 |
| Net interest income | $439,000 | 11,522 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $44,000 | 11,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $389,000 | 11,463 |
| Salaries and employee benefits | $204,000 | 11,481 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $139,000 | 11,195 |
| Pre-tax net operating income | $94,000 | 11,118 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $13,000 | 10,879 |
| Income before extraordinary items | $66,000 | 11,196 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $66,000 | 11,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $78,600 | 11,093 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 12,331 |
| Total interest expense | $204,000 | 12,330 |
| Net interest income | $387,000 | 12,252 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $49,000 | 11,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $357,000 | 12,191 |
| Salaries and employee benefits | $195,000 | 12,094 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $118,000 | 12,130 |
| Pre-tax net operating income | $79,000 | 11,758 |
| Securities gains (losses) | $-53,000 | 11,075 |
| Applicable income taxes | $3,000 | 11,532 |
| Income before extraordinary items | $23,000 | 11,957 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $23,000 | 11,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $157,000 | 5,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $69,640 | 11,700 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 12,929 |
| Total interest expense | $224,000 | 12,923 |
| Net interest income | $388,000 | 12,840 |
| Provision for loan and lease losses | $-1,000 | 12,428 |
| Total noninterest income | $44,000 | 12,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $367,000 | 12,769 |
| Salaries and employee benefits | $197,000 | 12,672 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $123,000 | 12,729 |
| Pre-tax net operating income | $64,000 | 12,097 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $55,000 | 12,216 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $55,000 | 12,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $53,000 | 7,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $55,000 | 12,068 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 13,431 |
| Total interest expense | $326,000 | 13,411 |
| Net interest income | $414,000 | 13,354 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $364,000 | 13,337 |
| Salaries and employee benefits | $194,000 | 13,217 |
| Premises and equipment expense | $45,000 | 12,878 |
| Additional noninterest expense | $125,000 | 13,276 |
| Pre-tax net operating income | $92,000 | 12,105 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $17,000 | 12,189 |
| Income before extraordinary items | $75,000 | 12,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $75,000 | 12,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $75,000 | 11,992 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.