Home > Community Bank of Georgia > Income and Expense
Community Bank of Georgia, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 4,183 |
| Total interest expense | $2,927,000 | 4,694 |
| Net interest income | $4,504,000 | 3,783 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $481,000 | 5,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,301 |
| Total noninterest expense | $2,844,000 | 4,407 |
| Salaries and employee benefits | $1,517,000 | 4,300 |
| Premises and equipment expense | $436,000 | 4,228 |
| Additional noninterest expense | $891,000 | 4,418 |
| Pre-tax net operating income | $1,901,000 | 3,468 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $652,000 | 3,042 |
| Income before extraordinary items | $1,246,000 | 3,755 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,246,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $273,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,247,980 | 3,718 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,316,000 | 4,815 |
| Total interest expense | $2,736,000 | 5,044 |
| Net interest income | $3,580,000 | 4,496 |
| Provision for loan and lease losses | $263,000 | 2,907 |
| Total noninterest income | $467,000 | 5,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,250 |
| Total noninterest expense | $2,441,000 | 4,852 |
| Salaries and employee benefits | $1,250,000 | 4,914 |
| Premises and equipment expense | $392,000 | 4,494 |
| Additional noninterest expense | $799,000 | 4,688 |
| Pre-tax net operating income | $1,343,000 | 4,518 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $413,000 | 4,334 |
| Income before extraordinary items | $954,000 | 4,650 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $954,000 | 4,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,303 |
| Cash dividends | $226,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $937,200 | 4,609 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 5,480 |
| Total interest expense | $2,429,000 | 5,521 |
| Net interest income | $2,972,000 | 5,338 |
| Provision for loan and lease losses | $236,000 | 3,102 |
| Total noninterest income | $418,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,614 |
| Total noninterest expense | $2,164,000 | 5,346 |
| Salaries and employee benefits | $1,099,000 | 5,473 |
| Premises and equipment expense | $353,000 | 4,860 |
| Additional noninterest expense | $712,000 | 5,153 |
| Pre-tax net operating income | $990,000 | 5,860 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $348,000 | 5,329 |
| Income before extraordinary items | $639,000 | 6,164 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $639,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $116,000 | 6,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $640,950 | 6,111 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 6,731 |
| Total interest expense | $1,826,000 | 6,789 |
| Net interest income | $2,312,000 | 6,547 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $360,000 | 6,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $1,802,000 | 6,382 |
| Salaries and employee benefits | $924,000 | 6,342 |
| Premises and equipment expense | $329,000 | 5,238 |
| Additional noninterest expense | $549,000 | 6,684 |
| Pre-tax net operating income | $780,000 | 6,583 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $234,000 | 6,651 |
| Income before extraordinary items | $546,000 | 6,582 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $546,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $88,000 | 6,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $546,000 | 6,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 7,458 |
| Total interest expense | $1,549,000 | 7,563 |
| Net interest income | $2,021,000 | 7,261 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $297,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,530,000 | 7,175 |
| Salaries and employee benefits | $759,000 | 7,349 |
| Premises and equipment expense | $296,000 | 5,689 |
| Additional noninterest expense | $475,000 | 7,473 |
| Pre-tax net operating income | $661,000 | 7,537 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $-310,000 | 11,837 |
| Income before extraordinary items | $960,000 | 4,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $960,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $971,000 | 4,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 8,507 |
| Total interest expense | $1,109,000 | 8,259 |
| Net interest income | $1,616,000 | 8,541 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $286,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,473,000 | 7,681 |
| Salaries and employee benefits | $708,000 | 7,811 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $485,000 | 8,002 |
| Pre-tax net operating income | $314,000 | 10,026 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $316,000 | 8,974 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $316,000 | 8,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $314,000 | 9,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 10,048 |
| Total interest expense | $874,000 | 9,666 |
| Net interest income | $1,191,000 | 10,089 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,346,000 | 8,349 |
| Salaries and employee benefits | $659,000 | 8,309 |
| Premises and equipment expense | $206,000 | 7,564 |
| Additional noninterest expense | $481,000 | 8,418 |
| Pre-tax net operating income | $52,000 | 12,172 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $56,000 | 12,209 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $56,000 | 12,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $808,000 | 516 |
| Net operating income | $52,000 | 12,089 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 12,289 |
| Total interest expense | $748,000 | 11,586 |
| Net interest income | $601,000 | 12,708 |
| Provision for loan and lease losses | $124,000 | 6,630 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,222,000 | 8,947 |
| Salaries and employee benefits | $565,000 | 9,128 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $466,000 | 8,795 |
| Pre-tax net operating income | $-575,000 | 13,335 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-578,000 | 13,411 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-578,000 | 13,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 13,798 |
| Net operating income | $-575,000 | 13,309 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.