Home > Community Bank of Georgia > Assets and Liabilities
Community Bank of Georgia, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $92,788,000 | 4,704 |
| Cash and due from depository institutions | $4,786,000 | 5,233 |
| Interest-bearing balances | $1,047,000 | 2,363 |
| Securities | $14,539,000 | 5,901 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,085,000 | 4,066 |
| Loan loss allowance | $935,000 | 3,631 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,877,000 | 2,954 |
| Other real estate owned | $105,000 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,396,000 | 3,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,788,000 | 4,704 |
| Total liabilities | $85,227,000 | 4,624 |
| Total deposits | $79,094,000 | 4,601 |
| Interest-bearing deposits | $64,341,000 | 4,797 |
| Deposits held in domestic offices | $79,094,000 | 4,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,595,000 | 2,258 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 3,465 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $538,000 | 5,113 |
| Total equity capital | $7,561,000 | 5,332 |
| Total bank equity capital | $7,561,000 | 5,332 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,337,000 | 1,672 |
| Surplus | $3,838,000 | 3,681 |
| Undivided profits | $1,386,000 | 7,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 5,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $374,000 | 5,651 |
| Earning assets | $83,671,000 | 4,736 |
| Long-term assets (5+ years) | $24,491,000 | 2,908 |
| Average Assets, year-to-date | $89,177,000 | 4,699 |
| Average Assets, quarterly | $93,885,500 | 4,616 |
| Volatile liabilities | $12,994,000 | 4,676 |
| Insider loans | $271,000 | 6,676 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,827,000 | 1,943 |
| Tier 1 (core) risk-based capital | $8,430,000 | 4,907 |
| Tier 2 risk-based capital | $935,000 | 3,333 |
| Total risk weighted assets | $82,065,700 | 3,538 |
| Total unused commitments | $25,827,000 | 1,948 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $82,677,000 | 5,090 |
| Cash and due from depository institutions | $3,454,000 | 5,850 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $17,430,000 | 5,296 |
| Federal funds sold & reverse repurchase agreements | $2,776,000 | 5,022 |
| Net loans & leases | $54,164,000 | 4,681 |
| Loan loss allowance | $741,000 | 4,267 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,679,000 | 3,006 |
| Other real estate owned | $179,000 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,995,000 | 3,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,677,000 | 5,090 |
| Total liabilities | $75,346,000 | 5,017 |
| Total deposits | $72,042,000 | 4,942 |
| Interest-bearing deposits | $60,237,000 | 5,022 |
| Deposits held in domestic offices | $72,042,000 | 4,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $304,000 | 7,401 |
| Total equity capital | $7,331,000 | 5,587 |
| Total bank equity capital | $7,331,000 | 5,587 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,337,000 | 1,619 |
| Surplus | $2,838,000 | 4,386 |
| Undivided profits | $2,156,000 | 6,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 4,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $335,000 | 6,159 |
| Earning assets | $74,370,000 | 5,168 |
| Long-term assets (5+ years) | $21,381,000 | 3,030 |
| Average Assets, year-to-date | $78,902,000 | 5,029 |
| Average Assets, quarterly | $79,885,500 | 5,141 |
| Volatile liabilities | $11,269,000 | 4,650 |
| Insider loans | $361,000 | 6,059 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,428,000 | 2,597 |
| Tier 1 (core) risk-based capital | $7,457,000 | 5,325 |
| Tier 2 risk-based capital | $741,000 | 3,899 |
| Total risk weighted assets | $66,955,100 | 4,019 |
| Total unused commitments | $16,428,000 | 2,604 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $79,326,000 | 5,215 |
| Cash and due from depository institutions | $3,519,000 | 5,932 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $18,835,000 | 5,138 |
| Federal funds sold & reverse repurchase agreements | $7,436,000 | 1,880 |
| Net loans & leases | $44,649,000 | 5,400 |
| Loan loss allowance | $697,000 | 4,518 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,752,000 | 2,872 |
| Other real estate owned | $300,000 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,835,000 | 3,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,326,000 | 5,215 |
| Total liabilities | $72,717,000 | 5,124 |
| Total deposits | $72,411,000 | 4,906 |
| Interest-bearing deposits | $61,850,000 | 4,955 |
| Deposits held in domestic offices | $72,411,000 | 4,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $306,000 | 7,712 |
| Total equity capital | $6,609,000 | 6,011 |
| Total bank equity capital | $6,609,000 | 6,011 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,337,000 | 1,603 |
| Surplus | $2,828,000 | 4,361 |
| Undivided profits | $1,444,000 | 7,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $275,000 | 7,146 |
| Earning assets | $70,920,000 | 5,325 |
| Long-term assets (5+ years) | $14,215,000 | 3,478 |
| Average Assets, year-to-date | $67,436,400 | 5,696 |
| Average Assets, quarterly | $76,561,000 | 5,290 |
| Volatile liabilities | $16,461,000 | 3,502 |
| Insider loans | $622,000 | 4,814 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,070,000 | 2,488 |
| Tier 1 (core) risk-based capital | $6,728,000 | 5,795 |
| Tier 2 risk-based capital | $697,000 | 3,995 |
| Total risk weighted assets | $56,756,300 | 4,572 |
| Total unused commitments | $16,070,000 | 2,495 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $58,314,000 | 6,640 |
| Cash and due from depository institutions | $1,899,000 | 6,541 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,870,000 | 6,206 |
| Federal funds sold & reverse repurchase agreements | $4,654,000 | 2,762 |
| Net loans & leases | $31,181,000 | 6,812 |
| Loan loss allowance | $459,000 | 6,260 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,858,000 | 2,728 |
| Other real estate owned | $125,000 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,727,000 | 4,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,314,000 | 6,640 |
| Total liabilities | $52,277,000 | 6,630 |
| Total deposits | $52,063,000 | 6,432 |
| Interest-bearing deposits | $43,817,000 | 6,498 |
| Deposits held in domestic offices | $52,063,000 | 6,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $214,000 | 9,065 |
| Total equity capital | $6,037,000 | 6,422 |
| Total bank equity capital | $6,037,000 | 6,422 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,337,000 | 1,678 |
| Surplus | $2,828,000 | 4,430 |
| Undivided profits | $872,000 | 9,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 9,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $199,000 | 8,481 |
| Earning assets | $51,705,000 | 6,767 |
| Long-term assets (5+ years) | $11,064,000 | 3,980 |
| Average Assets, year-to-date | $52,282,200 | 6,908 |
| Average Assets, quarterly | $56,307,500 | 6,729 |
| Volatile liabilities | $9,005,000 | 5,191 |
| Insider loans | $327,000 | 6,634 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,985,000 | 3,391 |
| Tier 1 (core) risk-based capital | $6,206,000 | 6,231 |
| Tier 2 risk-based capital | $459,000 | 5,594 |
| Total risk weighted assets | $41,557,000 | 5,818 |
| Total unused commitments | $9,985,000 | 3,404 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $47,346,000 | 7,634 |
| Cash and due from depository institutions | $1,534,000 | 7,970 |
| Interest-bearing balances | $299,000 | 3,823 |
| Securities | $13,832,000 | 7,015 |
| Federal funds sold & reverse repurchase agreements | $3,072,000 | 4,272 |
| Net loans & leases | $25,221,000 | 7,692 |
| Loan loss allowance | $401,000 | 6,971 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,934,000 | 3,823 |
| Other real estate owned | $221,000 | 7,970 |
| Goodwill and other intangibles | $14,000 | 2,942 |
| All other assets | $1,518,000 | 4,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,346,000 | 7,634 |
| Total liabilities | $41,686,000 | 7,714 |
| Total deposits | $41,493,000 | 7,559 |
| Interest-bearing deposits | $34,036,000 | 7,732 |
| Deposits held in domestic offices | $41,493,000 | 7,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $64,000 | 4,587 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $129,000 | 10,729 |
| Total equity capital | $5,660,000 | 6,813 |
| Total bank equity capital | $5,660,000 | 6,813 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,337,000 | 1,715 |
| Surplus | $2,828,000 | 4,401 |
| Undivided profits | $495,000 | 10,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 9,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $200,000 | 8,777 |
| Earning assets | $42,424,000 | 7,731 |
| Long-term assets (5+ years) | $3,980,000 | 6,382 |
| Average Assets, year-to-date | $44,223,600 | 7,754 |
| Average Assets, quarterly | $47,361,000 | 7,585 |
| Volatile liabilities | $5,398,000 | 6,669 |
| Insider loans | $1,070,000 | 3,571 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,232,000 | 3,466 |
| Tier 1 (core) risk-based capital | $5,734,000 | 6,632 |
| Tier 2 risk-based capital | $401,000 | 6,177 |
| Total risk weighted assets | $33,030,200 | 6,789 |
| Total unused commitments | $9,232,000 | 3,480 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $39,693,000 | 8,624 |
| Cash and due from depository institutions | $2,504,000 | 8,823 |
| Interest-bearing balances | $795,000 | 2,707 |
| Securities | $11,158,000 | 8,346 |
| Federal funds sold & reverse repurchase agreements | $1,834,000 | 3,985 |
| Net loans & leases | $21,567,000 | 8,414 |
| Loan loss allowance | $325,000 | 8,053 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,025,000 | 3,616 |
| Other real estate owned | $175,000 | 8,823 |
| Goodwill and other intangibles | $37,000 | 2,629 |
| All other assets | $393,000 | 10,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,693,000 | 8,624 |
| Total liabilities | $35,142,000 | 8,679 |
| Total deposits | $34,946,000 | 8,500 |
| Interest-bearing deposits | $29,901,000 | 8,462 |
| Deposits held in domestic offices | $34,946,000 | 8,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $95,000 | 4,822 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $101,000 | 11,103 |
| Total equity capital | $4,551,000 | 7,591 |
| Total bank equity capital | $4,551,000 | 7,591 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,337,000 | 1,764 |
| Surplus | $2,828,000 | 4,343 |
| Undivided profits | $-614,000 | 12,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 10,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $158,000 | 9,483 |
| Earning assets | $35,354,000 | 8,700 |
| Long-term assets (5+ years) | $5,924,000 | 5,560 |
| Average Assets, year-to-date | $37,756,400 | 8,717 |
| Average Assets, quarterly | $39,415,000 | 8,612 |
| Volatile liabilities | $2,982,000 | 8,493 |
| Insider loans | $756,000 | 4,453 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,507,000 | 3,815 |
| Tier 1 (core) risk-based capital | $4,826,000 | 7,411 |
| Tier 2 risk-based capital | $325,000 | 7,152 |
| Total risk weighted assets | $27,213,000 | 7,668 |
| Total unused commitments | $7,507,000 | 3,822 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $35,054,000 | 9,478 |
| Cash and due from depository institutions | $1,528,000 | 9,167 |
| Interest-bearing balances | $199,000 | 5,601 |
| Securities | $9,640,000 | 9,220 |
| Federal funds sold & reverse repurchase agreements | $3,091,000 | 4,287 |
| Net loans & leases | $18,332,000 | 9,210 |
| Loan loss allowance | $211,000 | 10,029 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,108,000 | 3,441 |
| Other real estate owned | $0 | 9,167 |
| Goodwill and other intangibles | $60,000 | 2,426 |
| All other assets | $295,000 | 11,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,054,000 | 9,478 |
| Total liabilities | $30,507,000 | 9,647 |
| Total deposits | $30,247,000 | 9,526 |
| Interest-bearing deposits | $26,190,000 | 9,460 |
| Deposits held in domestic offices | $30,247,000 | 9,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $154,000 | 4,168 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $106,000 | 11,405 |
| Total equity capital | $4,547,000 | 7,742 |
| Total bank equity capital | $4,547,000 | 7,742 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,337,000 | 1,781 |
| Surplus | $2,828,000 | 4,318 |
| Undivided profits | $-618,000 | 12,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 7,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $103,000 | 10,926 |
| Earning assets | $31,262,000 | 9,572 |
| Long-term assets (5+ years) | $2,088,000 | 8,676 |
| Average Assets, year-to-date | $30,898,400 | 9,905 |
| Average Assets, quarterly | $35,008,000 | 9,416 |
| Volatile liabilities | $1,853,000 | 9,941 |
| Insider loans | $716,000 | 4,660 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,945,000 | 3,643 |
| Tier 1 (core) risk-based capital | $4,487,000 | 7,739 |
| Tier 2 risk-based capital | $211,000 | 9,107 |
| Total risk weighted assets | $23,607,000 | 8,404 |
| Total unused commitments | $7,945,000 | 3,660 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $27,175,000 | 10,852 |
| Cash and due from depository institutions | $1,729,000 | 9,734 |
| Interest-bearing balances | $486,000 | 5,066 |
| Securities | $5,796,000 | 11,177 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,956 |
| Net loans & leases | $15,350,000 | 10,098 |
| Loan loss allowance | $160,000 | 11,318 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,193,000 | 3,311 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $84,000 | 2,287 |
| All other assets | $273,000 | 12,060 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,175,000 | 10,852 |
| Total liabilities | $23,492,000 | 11,043 |
| Total deposits | $23,079,000 | 10,996 |
| Interest-bearing deposits | $19,772,000 | 11,001 |
| Deposits held in domestic offices | $23,079,000 | 10,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $211,000 | 3,850 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $202,000 | 9,994 |
| Total equity capital | $3,683,000 | 8,678 |
| Total bank equity capital | $3,683,000 | 8,678 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,038,000 | 2,081 |
| Surplus | $2,320,000 | 4,905 |
| Undivided profits | $-675,000 | 13,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $84,000 | 12,056 |
| Earning assets | $23,382,000 | 11,057 |
| Long-term assets (5+ years) | $2,274,000 | 8,666 |
| Average Assets, year-to-date | $21,087,200 | 11,730 |
| Average Assets, quarterly | $26,618,500 | 10,891 |
| Volatile liabilities | $1,425,000 | 10,965 |
| Insider loans | $136,000 | 4,902 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,003,000 | 6,084 |
| Tier 1 (core) risk-based capital | $3,599,000 | 8,725 |
| Tier 2 risk-based capital | $160,000 | 10,396 |
| Total risk weighted assets | $18,419,300 | 9,707 |
| Total unused commitments | $3,003,000 | 6,113 |
| Derivatives | $0 | 651 |