Home > Community Bank of Galesburg > Income and Expense
Community Bank of Galesburg, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 6,936 |
| Total interest expense | $928,000 | 6,498 |
| Net interest income | $1,056,000 | 7,175 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $179,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 5,236 |
| Total noninterest expense | $936,000 | 7,214 |
| Salaries and employee benefits | $536,000 | 7,126 |
| Premises and equipment expense | $139,000 | 6,846 |
| Additional noninterest expense | $261,000 | 7,257 |
| Pre-tax net operating income | $279,000 | 5,725 |
| Securities gains (losses) | $50,000 | 1,422 |
| Applicable income taxes | $80,000 | 3,785 |
| Income before extraordinary items | $249,000 | 5,450 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $249,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $211,000 | 5,818 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 6,915 |
| Total interest expense | $701,000 | 6,353 |
| Net interest income | $681,000 | 7,252 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $122,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $626,000 | 7,271 |
| Salaries and employee benefits | $359,000 | 7,181 |
| Premises and equipment expense | $92,000 | 6,897 |
| Additional noninterest expense | $175,000 | 7,270 |
| Pre-tax net operating income | $157,000 | 6,076 |
| Securities gains (losses) | $50,000 | 1,445 |
| Applicable income taxes | $48,000 | 4,100 |
| Income before extraordinary items | $159,000 | 5,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $120,500 | 6,140 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 6,911 |
| Total interest expense | $383,000 | 6,332 |
| Net interest income | $338,000 | 7,310 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $313,000 | 7,302 |
| Salaries and employee benefits | $180,000 | 7,191 |
| Premises and equipment expense | $47,000 | 6,884 |
| Additional noninterest expense | $86,000 | 7,317 |
| Pre-tax net operating income | $69,000 | 6,372 |
| Securities gains (losses) | $50,000 | 1,087 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $82,000 | 6,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $47,500 | 6,527 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 7,072 |
| Total interest expense | $1,427,000 | 6,526 |
| Net interest income | $1,246,000 | 7,439 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $409,000 | 5,448 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $58,000 | 6,627 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $351,000 | 3,980 |
| Total noninterest expense | $1,237,000 | 7,308 |
| Salaries and employee benefits | $705,000 | 7,237 |
| Premises and equipment expense | $183,000 | 6,903 |
| Additional noninterest expense | $349,000 | 7,306 |
| Pre-tax net operating income | $373,000 | 6,346 |
| Securities gains (losses) | $-96,000 | 8,135 |
| Applicable income taxes | $28,000 | 5,263 |
| Income before extraordinary items | $249,000 | 6,616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $249,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,770 |
| Cash dividends | $90,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $335,400 | 6,282 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 7,171 |
| Total interest expense | $1,039,000 | 6,624 |
| Net interest income | $920,000 | 7,513 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $359,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $316,000 | 3,637 |
| Total noninterest expense | $933,000 | 7,276 |
| Salaries and employee benefits | $531,000 | 7,200 |
| Premises and equipment expense | $137,000 | 6,896 |
| Additional noninterest expense | $265,000 | 7,277 |
| Pre-tax net operating income | $316,000 | 6,507 |
| Securities gains (losses) | $-97,000 | 8,281 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $205,000 | 6,792 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $205,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,603 |
| Cash dividends | $40,000 | 4,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $296,180 | 6,329 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 7,271 |
| Total interest expense | $674,000 | 6,694 |
| Net interest income | $585,000 | 7,645 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $102,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $76,000 | 5,609 |
| Total noninterest expense | $618,000 | 7,332 |
| Salaries and employee benefits | $353,000 | 7,259 |
| Premises and equipment expense | $93,000 | 6,892 |
| Additional noninterest expense | $172,000 | 7,338 |
| Pre-tax net operating income | $54,000 | 7,503 |
| Securities gains (losses) | $-101,000 | 8,396 |
| Applicable income taxes | $-53,000 | 8,298 |
| Income before extraordinary items | $6,000 | 7,766 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,000 | 7,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $40,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $70,640 | 7,325 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 7,355 |
| Total interest expense | $334,000 | 6,738 |
| Net interest income | $276,000 | 7,760 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $311,000 | 7,354 |
| Salaries and employee benefits | $176,000 | 7,310 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $88,000 | 7,318 |
| Pre-tax net operating income | $11,000 | 7,734 |
| Securities gains (losses) | $-96,000 | 8,545 |
| Applicable income taxes | $-53,000 | 8,425 |
| Income before extraordinary items | $-32,000 | 8,006 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-32,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $29,440 | 7,457 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 7,286 |
| Total interest expense | $1,047,000 | 6,850 |
| Net interest income | $1,276,000 | 7,476 |
| Provision for loan and lease losses | $118,000 | 4,530 |
| Total noninterest income | $216,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $46,000 | 6,956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $170,000 | 5,407 |
| Total noninterest expense | $1,201,000 | 7,378 |
| Salaries and employee benefits | $711,000 | 7,237 |
| Premises and equipment expense | $182,000 | 6,902 |
| Additional noninterest expense | $308,000 | 7,538 |
| Pre-tax net operating income | $173,000 | 7,493 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $-29,000 | 8,243 |
| Income before extraordinary items | $192,000 | 7,310 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $192,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,873 |
| Cash dividends | $138,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $202,000 | 7,263 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 7,317 |
| Total interest expense | $754,000 | 6,918 |
| Net interest income | $990,000 | 7,488 |
| Provision for loan and lease losses | $118,000 | 3,852 |
| Total noninterest income | $168,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $35,000 | 7,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,349 |
| Total noninterest expense | $905,000 | 7,371 |
| Salaries and employee benefits | $535,000 | 7,223 |
| Premises and equipment expense | $137,000 | 6,927 |
| Additional noninterest expense | $233,000 | 7,524 |
| Pre-tax net operating income | $135,000 | 7,692 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $-6,000 | 8,400 |
| Income before extraordinary items | $144,000 | 7,514 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $144,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,282 |
| Cash dividends | $68,000 | 4,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $141,000 | 7,529 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 7,321 |
| Total interest expense | $480,000 | 6,937 |
| Net interest income | $684,000 | 7,466 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,108 |
| Total noninterest expense | $613,000 | 7,383 |
| Salaries and employee benefits | $358,000 | 7,248 |
| Premises and equipment expense | $91,000 | 6,962 |
| Additional noninterest expense | $164,000 | 7,468 |
| Pre-tax net operating income | $195,000 | 7,115 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $181,000 | 6,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $181,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $68,000 | 4,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $178,270 | 6,938 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 7,338 |
| Total interest expense | $225,000 | 7,005 |
| Net interest income | $352,000 | 7,435 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $310,000 | 7,374 |
| Salaries and employee benefits | $179,000 | 7,271 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $84,000 | 7,422 |
| Pre-tax net operating income | $106,000 | 6,982 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $103,000 | 6,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $100,180 | 6,735 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 7,240 |
| Total interest expense | $750,000 | 6,902 |
| Net interest income | $1,474,000 | 7,329 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $194,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $133,000 | 5,931 |
| Total noninterest expense | $1,166,000 | 7,457 |
| Salaries and employee benefits | $689,000 | 7,306 |
| Premises and equipment expense | $179,000 | 6,956 |
| Additional noninterest expense | $298,000 | 7,666 |
| Pre-tax net operating income | $502,000 | 6,747 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $117,000 | 5,236 |
| Income before extraordinary items | $401,000 | 6,773 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $401,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $134,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $388,680 | 6,795 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 7,269 |
| Total interest expense | $526,000 | 6,982 |
| Net interest income | $1,122,000 | 7,343 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $148,000 | 7,109 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 6,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,914 |
| Total noninterest expense | $880,000 | 7,444 |
| Salaries and employee benefits | $520,000 | 7,273 |
| Premises and equipment expense | $135,000 | 6,936 |
| Additional noninterest expense | $225,000 | 7,649 |
| Pre-tax net operating income | $390,000 | 6,834 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $97,000 | 5,275 |
| Income before extraordinary items | $309,000 | 6,872 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $309,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $66,000 | 4,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $296,840 | 6,900 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 7,258 |
| Total interest expense | $331,000 | 7,005 |
| Net interest income | $762,000 | 7,314 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $104,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $32,000 | 6,885 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $587,000 | 7,443 |
| Salaries and employee benefits | $348,000 | 7,272 |
| Premises and equipment expense | $88,000 | 6,964 |
| Additional noninterest expense | $151,000 | 7,609 |
| Pre-tax net operating income | $279,000 | 6,715 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $72,000 | 5,186 |
| Income before extraordinary items | $223,000 | 6,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $223,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $66,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $210,840 | 6,808 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,336 |
| Total interest expense | $164,000 | 6,998 |
| Net interest income | $374,000 | 7,405 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $58,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $296,000 | 7,481 |
| Salaries and employee benefits | $172,000 | 7,349 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $136,000 | 6,741 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $32,000 | 5,242 |
| Income before extraordinary items | $104,000 | 6,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $104,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $104,000 | 6,796 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 7,269 |
| Total interest expense | $603,000 | 6,929 |
| Net interest income | $1,506,000 | 7,299 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $239,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $92,000 | 6,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $147,000 | 5,731 |
| Total noninterest expense | $1,198,000 | 7,445 |
| Salaries and employee benefits | $704,000 | 7,263 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $300,000 | 7,704 |
| Pre-tax net operating income | $547,000 | 6,556 |
| Securities gains (losses) | $67,000 | 1,515 |
| Applicable income taxes | $163,000 | 4,995 |
| Income before extraordinary items | $451,000 | 6,544 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $451,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $130,000 | 5,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $402,090 | 6,697 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,298 |
| Total interest expense | $442,000 | 6,989 |
| Net interest income | $1,132,000 | 7,321 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $163,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $67,000 | 6,680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 5,987 |
| Total noninterest expense | $891,000 | 7,426 |
| Salaries and employee benefits | $516,000 | 7,280 |
| Premises and equipment expense | $149,000 | 6,746 |
| Additional noninterest expense | $226,000 | 7,696 |
| Pre-tax net operating income | $404,000 | 6,721 |
| Securities gains (losses) | $67,000 | 1,441 |
| Applicable income taxes | $127,000 | 5,074 |
| Income before extraordinary items | $344,000 | 6,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $344,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $64,000 | 4,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $295,090 | 6,857 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,329 |
| Total interest expense | $296,000 | 7,002 |
| Net interest income | $757,000 | 7,350 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $104,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $599,000 | 7,464 |
| Salaries and employee benefits | $342,000 | 7,354 |
| Premises and equipment expense | $102,000 | 6,737 |
| Additional noninterest expense | $155,000 | 7,665 |
| Pre-tax net operating income | $262,000 | 6,752 |
| Securities gains (losses) | $61,000 | 1,333 |
| Applicable income taxes | $88,000 | 5,004 |
| Income before extraordinary items | $235,000 | 6,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 6,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $64,000 | 4,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $190,470 | 6,920 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 7,321 |
| Total interest expense | $152,000 | 7,013 |
| Net interest income | $391,000 | 7,310 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $299,000 | 7,506 |
| Salaries and employee benefits | $169,000 | 7,427 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $139,000 | 6,590 |
| Securities gains (losses) | $34,000 | 1,420 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $126,000 | 6,407 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $126,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,180 | 6,757 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 7,267 |
| Total interest expense | $731,000 | 6,930 |
| Net interest income | $1,558,000 | 7,276 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $214,000 | 7,226 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $1,188,000 | 7,493 |
| Salaries and employee benefits | $675,000 | 7,398 |
| Premises and equipment expense | $194,000 | 6,854 |
| Additional noninterest expense | $319,000 | 7,643 |
| Pre-tax net operating income | $584,000 | 6,396 |
| Securities gains (losses) | $96,000 | 1,933 |
| Applicable income taxes | $189,000 | 5,001 |
| Income before extraordinary items | $491,000 | 6,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $491,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,380 |
| Cash dividends | $126,000 | 5,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $421,880 | 6,546 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 7,326 |
| Total interest expense | $569,000 | 6,990 |
| Net interest income | $1,165,000 | 7,335 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $162,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,163 |
| Total noninterest expense | $890,000 | 7,489 |
| Salaries and employee benefits | $507,000 | 7,360 |
| Premises and equipment expense | $142,000 | 6,925 |
| Additional noninterest expense | $241,000 | 7,645 |
| Pre-tax net operating income | $437,000 | 6,565 |
| Securities gains (losses) | $56,000 | 2,221 |
| Applicable income taxes | $135,000 | 5,242 |
| Income before extraordinary items | $358,000 | 6,611 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $358,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $62,000 | 5,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $317,120 | 6,675 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 7,310 |
| Total interest expense | $398,000 | 6,986 |
| Net interest income | $792,000 | 7,307 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $114,000 | 7,163 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $587,000 | 7,519 |
| Salaries and employee benefits | $338,000 | 7,384 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $156,000 | 7,686 |
| Pre-tax net operating income | $319,000 | 6,370 |
| Securities gains (losses) | $56,000 | 1,935 |
| Applicable income taxes | $104,000 | 5,080 |
| Income before extraordinary items | $271,000 | 6,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $271,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $62,000 | 4,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $230,680 | 6,491 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 7,265 |
| Total interest expense | $211,000 | 6,924 |
| Net interest income | $400,000 | 7,294 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $295,000 | 7,554 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $78,000 | 7,720 |
| Pre-tax net operating income | $157,000 | 6,379 |
| Securities gains (losses) | $56,000 | 1,326 |
| Applicable income taxes | $68,000 | 4,629 |
| Income before extraordinary items | $145,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,920 | 6,610 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 7,214 |
| Total interest expense | $1,006,000 | 6,912 |
| Net interest income | $1,638,000 | 7,207 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $221,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $116,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $1,147,000 | 7,599 |
| Salaries and employee benefits | $630,000 | 7,585 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $309,000 | 7,748 |
| Pre-tax net operating income | $712,000 | 6,036 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $236,000 | 4,854 |
| Income before extraordinary items | $506,000 | 6,373 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $506,000 | 6,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,094 |
| Cash dividends | $116,000 | 5,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $485,600 | 6,321 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 7,471 |
| Total interest expense | $1,419,000 | 7,148 |
| Net interest income | $1,359,000 | 7,581 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $211,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $120,000 | 6,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $91,000 | 6,630 |
| Total noninterest expense | $1,047,000 | 7,835 |
| Salaries and employee benefits | $589,000 | 7,726 |
| Premises and equipment expense | $190,000 | 6,925 |
| Additional noninterest expense | $268,000 | 8,090 |
| Pre-tax net operating income | $523,000 | 6,466 |
| Securities gains (losses) | $58,000 | 2,211 |
| Applicable income taxes | $189,000 | 5,130 |
| Income before extraordinary items | $392,000 | 6,617 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $392,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $104,000 | 5,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $353,140 | 6,700 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 7,718 |
| Total interest expense | $1,413,000 | 7,326 |
| Net interest income | $1,277,000 | 7,917 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $168,000 | 7,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $969,000 | 8,114 |
| Salaries and employee benefits | $560,000 | 7,920 |
| Premises and equipment expense | $135,000 | 7,833 |
| Additional noninterest expense | $274,000 | 8,156 |
| Pre-tax net operating income | $466,000 | 7,169 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $132,000 | 6,132 |
| Income before extraordinary items | $341,000 | 7,214 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $341,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $98,000 | 6,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $335,960 | 7,250 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 7,945 |
| Total interest expense | $1,138,000 | 7,809 |
| Net interest income | $1,330,000 | 7,921 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $141,000 | 8,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,263 |
| Total noninterest expense | $911,000 | 8,381 |
| Salaries and employee benefits | $524,000 | 8,195 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $268,000 | 8,394 |
| Pre-tax net operating income | $560,000 | 6,867 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $170,000 | 6,037 |
| Income before extraordinary items | $390,000 | 7,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $390,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,886 |
| Cash dividends | $92,000 | 6,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $390,000 | 7,017 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 8,247 |
| Total interest expense | $1,127,000 | 8,086 |
| Net interest income | $1,231,000 | 8,262 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $100,000 | 9,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $824,000 | 8,695 |
| Salaries and employee benefits | $485,000 | 8,449 |
| Premises and equipment expense | $101,000 | 8,682 |
| Additional noninterest expense | $238,000 | 8,712 |
| Pre-tax net operating income | $507,000 | 7,327 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $169,000 | 6,594 |
| Income before extraordinary items | $360,000 | 7,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $360,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 10,046 |
| Cash dividends | $84,000 | 6,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $345,040 | 7,481 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 8,769 |
| Total interest expense | $1,008,000 | 8,674 |
| Net interest income | $1,204,000 | 8,668 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $795,000 | 9,053 |
| Salaries and employee benefits | $459,000 | 8,891 |
| Premises and equipment expense | $108,000 | 8,773 |
| Additional noninterest expense | $228,000 | 9,090 |
| Pre-tax net operating income | $501,000 | 7,910 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $164,000 | 7,403 |
| Income before extraordinary items | $342,000 | 8,060 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $342,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,160 |
| Cash dividends | $74,000 | 6,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $338,600 | 8,044 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 9,426 |
| Total interest expense | $899,000 | 9,337 |
| Net interest income | $1,063,000 | 9,384 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $89,000 | 10,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $741,000 | 9,671 |
| Salaries and employee benefits | $441,000 | 9,320 |
| Premises and equipment expense | $102,000 | 9,234 |
| Additional noninterest expense | $198,000 | 9,951 |
| Pre-tax net operating income | $411,000 | 8,443 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $140,000 | 8,024 |
| Income before extraordinary items | $275,000 | 8,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $275,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $272,360 | 8,580 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 10,126 |
| Total interest expense | $777,000 | 10,033 |
| Net interest income | $952,000 | 10,074 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $747,000 | 9,996 |
| Salaries and employee benefits | $424,000 | 9,745 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $228,000 | 10,088 |
| Pre-tax net operating income | $294,000 | 9,785 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $96,000 | 9,254 |
| Income before extraordinary items | $219,000 | 9,726 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $219,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,179 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $204,300 | 9,855 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 10,993 |
| Total interest expense | $492,000 | 11,139 |
| Net interest income | $881,000 | 10,783 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $673,000 | 10,820 |
| Salaries and employee benefits | $360,000 | 10,644 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $219,000 | 10,903 |
| Pre-tax net operating income | $287,000 | 10,221 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $73,000 | 9,966 |
| Income before extraordinary items | $212,000 | 10,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $212,000 | 10,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $68,000 | 7,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $213,480 | 10,170 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 11,418 |
| Total interest expense | $523,000 | 11,575 |
| Net interest income | $891,000 | 11,200 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $622,000 | 11,529 |
| Salaries and employee benefits | $325,000 | 11,404 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $220,000 | 11,470 |
| Pre-tax net operating income | $304,000 | 10,206 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $209,000 | 10,545 |
| Extraordinary gains, net | $-26,000 | 12,519 |
| Net income | $183,000 | 10,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $209,690 | 10,311 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 11,625 |
| Total interest expense | $699,000 | 11,816 |
| Net interest income | $942,000 | 11,334 |
| Provision for loan and lease losses | $285,000 | 4,262 |
| Total noninterest income | $110,000 | 11,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $661,000 | 11,727 |
| Salaries and employee benefits | $351,000 | 11,423 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $222,000 | 11,932 |
| Pre-tax net operating income | $106,000 | 11,961 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $18,000 | 12,166 |
| Income before extraordinary items | $90,000 | 12,074 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $90,000 | 12,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 3,613 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $88,340 | 11,798 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.