Home > Community Bank of DuPage > Income and Expense

Community Bank of DuPage, Income and Expense

2010-12-31 (YTD Data)Rank
Total interest income$2,865,0006,124
Total interest expense$646,0006,119
Net interest income$2,219,0006,040
Provision for loan and lease losses$2,512,0001,801
Total noninterest income$117,0006,547
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$144,0004,976
Trading account gains and fees$0175
Additional Noninterest Income$-27,0007,076
Total noninterest expense$1,857,0006,149
Salaries and employee benefits$669,0006,758
Premises and equipment expense$565,0003,879
Additional noninterest expense$623,0006,144
Pre-tax net operating income$-2,033,0006,780
Securities gains (losses)$9,0003,335
Applicable income taxes$-707,0007,249
Income before extraordinary items$-1,317,0006,696
Extraordinary gains, net$029
Net income$-1,317,0006,696
Minority interest net income$0111
Net income of bank and minority interests.$-1,317,0006,697
Net charge-offs$1,116,0002,537
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,322,8506,675
2010-09-30 (YTD Data)Rank
Total interest income$2,198,0006,194
Total interest expense$513,0006,162
Net interest income$1,685,0006,108
Provision for loan and lease losses$1,766,0001,800
Total noninterest income$159,0005,990
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$109,0005,043
Trading account gains and fees$0165
Additional Noninterest Income$50,0005,979
Total noninterest expense$1,468,0006,102
Salaries and employee benefits$513,0006,778
Premises and equipment expense$464,0003,698
Additional noninterest expense$491,0006,082
Pre-tax net operating income$-1,390,0006,911
Securities gains (losses)$9,0003,136
Applicable income taxes$-483,0007,364
Income before extraordinary items$-898,0006,862
Extraordinary gains, net$023
Net income$-898,0006,862
Minority interest net income$0110
Net income of bank and minority interests.$-898,0006,862
Net charge-offs$526,0003,009
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-903,8506,812
2010-06-30 (YTD Data)Rank
Total interest income$1,553,0006,109
Total interest expense$353,0006,192
Net interest income$1,200,0005,956
Provision for loan and lease losses$1,551,0001,483
Total noninterest income$91,0006,216
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$64,0005,249
Trading account gains and fees$0152
Additional Noninterest Income$27,0006,237
Total noninterest expense$987,0006,113
Salaries and employee benefits$340,0006,835
Premises and equipment expense$306,0003,743
Additional noninterest expense$341,0006,023
Pre-tax net operating income$-1,247,0007,101
Securities gains (losses)$6,0002,744
Applicable income taxes$-436,0007,463
Income before extraordinary items$-805,0007,011
Extraordinary gains, net$019
Net income$-805,0007,011
Minority interest net income$0105
Net income of bank and minority interests.$-805,0007,011
Net charge-offs$-179,0007,788
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-808,9006,977
2010-03-31 (YTD Data)Rank
Total interest income$774,0006,190
Total interest expense$186,0006,211
Net interest income$588,0006,052
Provision for loan and lease losses$1,341,000958
Total noninterest income$41,0006,374
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$32,0005,262
Trading account gains and fees$0175
Additional Noninterest Income$9,0006,695
Total noninterest expense$461,0006,337
Salaries and employee benefits$176,0006,856
Premises and equipment expense$154,0003,821
Additional noninterest expense$131,0006,578
Pre-tax net operating income$-1,173,0007,464
Securities gains (losses)$02,284
Applicable income taxes$-411,0007,682
Income before extraordinary items$-762,0007,392
Extraordinary gains, net$016
Net income$-762,0007,392
Minority interest net income$091
Net income of bank and minority interests.$-762,0007,393
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-762,0007,375
2009-12-31 (YTD Data)Rank
Total interest income$3,572,0005,979
Total interest expense$1,127,0005,790
Net interest income$2,445,0005,886
Provision for loan and lease losses$1,065,0003,400
Total noninterest income$-14,0007,724
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$103,0005,714
Trading account gains and fees$0211
Additional Noninterest Income$-117,0007,612
Total noninterest expense$1,849,0006,404
Salaries and employee benefits$871,0006,537
Premises and equipment expense$501,0004,370
Additional noninterest expense$477,0006,854
Pre-tax net operating income$-483,0005,975
Securities gains (losses)$03,754
Applicable income taxes$-161,0006,692
Income before extraordinary items$-322,0005,946
Extraordinary gains, net$034
Net income$-322,0005,945
Minority interest net income$0115
Net income of bank and minority interests.$-322,0005,945
Net charge-offs$1,084,0002,770
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-322,0005,945
2009-09-30 (YTD Data)Rank
Total interest income$2,701,0006,021
Total interest expense$915,0005,770
Net interest income$1,786,0005,973
Provision for loan and lease losses$379,0004,260
Total noninterest income$104,0006,792
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$84,0005,633
Trading account gains and fees$0212
Additional Noninterest Income$20,0006,986
Total noninterest expense$1,366,0006,464
Salaries and employee benefits$659,0006,537
Premises and equipment expense$358,0004,549
Additional noninterest expense$349,0006,921
Pre-tax net operating income$145,0005,139
Securities gains (losses)$03,497
Applicable income taxes$57,0003,247
Income before extraordinary items$88,0005,368
Extraordinary gains, net$027
Net income$88,0005,367
Minority interest net income$0118
Net income of bank and minority interests.$88,0005,367
Net charge-offs$313,0003,646
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$88,0005,308
2009-06-30 (YTD Data)Rank
Total interest income$1,787,0006,098
Total interest expense$668,0005,681
Net interest income$1,119,0006,130
Provision for loan and lease losses$275,0003,863
Total noninterest income$64,0006,926
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$53,0005,721
Trading account gains and fees$0193
Additional Noninterest Income$11,0007,209
Total noninterest expense$892,0006,547
Salaries and employee benefits$445,0006,590
Premises and equipment expense$234,0004,645
Additional noninterest expense$213,0007,088
Pre-tax net operating income$16,0005,708
Securities gains (losses)$03,136
Applicable income taxes$6,0004,180
Income before extraordinary items$10,0005,862
Extraordinary gains, net$021
Net income$10,0005,860
Minority interest net income$0112
Net income of bank and minority interests.$10,0005,860
Net charge-offs$313,0002,878
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$10,0005,770
2009-03-31 (YTD Data)Rank
Total interest income$887,0006,159
Total interest expense$367,0005,565
Net interest income$520,0006,329
Provision for loan and lease losses$71,0004,458
Total noninterest income$23,0007,294
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$5,0007,314
Total noninterest expense$442,0006,546
Salaries and employee benefits$226,0006,614
Premises and equipment expense$118,0004,670
Additional noninterest expense$98,0007,123
Pre-tax net operating income$30,0005,887
Securities gains (losses)$02,434
Applicable income taxes$12,0003,875
Income before extraordinary items$18,0006,186
Extraordinary gains, net$015
Net income$18,0006,188
Minority interest net income$0102
Net income of bank and minority interests.$18,0006,188
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$18,0006,028
2008-12-31 (YTD Data)Rank
Total interest income$2,837,0006,732
Total interest expense$1,237,0006,372
Net interest income$1,600,0006,875
Provision for loan and lease losses$206,0005,170
Total noninterest income$55,0007,707
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$40,0006,778
Trading account gains and fees$0154
Additional Noninterest Income$15,0007,562
Total noninterest expense$1,441,0006,946
Salaries and employee benefits$827,0006,837
Premises and equipment expense$295,0005,843
Additional noninterest expense$319,0007,367
Pre-tax net operating income$8,0006,283
Securities gains (losses)$03,220
Applicable income taxes$4,0004,719
Income before extraordinary items$4,0006,211
Extraordinary gains, net$039
Net income$4,0006,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,0006,347
2008-09-30 (YTD Data)Rank
Total interest income$2,029,0006,886
Total interest expense$899,0006,559
Net interest income$1,130,0007,047
Provision for loan and lease losses$56,0005,776
Total noninterest income$37,0007,875
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$27,0006,881
Trading account gains and fees$0148
Additional Noninterest Income$10,0007,769
Total noninterest expense$1,009,0007,098
Salaries and employee benefits$593,0006,928
Premises and equipment expense$202,0006,077
Additional noninterest expense$214,0007,530
Pre-tax net operating income$102,0006,398
Securities gains (losses)$03,106
Applicable income taxes$36,0004,301
Income before extraordinary items$66,0006,335
Extraordinary gains, net$031
Net income$66,0006,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$66,0006,494
2008-06-30 (YTD Data)Rank
Total interest income$1,297,0007,040
Total interest expense$593,0006,707
Net interest income$704,0007,193
Provision for loan and lease losses$37,0005,448
Total noninterest income$23,0007,974
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$18,0006,910
Trading account gains and fees$0149
Additional Noninterest Income$5,0007,937
Total noninterest expense$639,0007,239
Salaries and employee benefits$411,0006,917
Premises and equipment expense$115,0006,480
Additional noninterest expense$113,0007,843
Pre-tax net operating income$51,0006,668
Securities gains (losses)$03,233
Applicable income taxes$17,0004,768
Income before extraordinary items$34,0006,801
Extraordinary gains, net$021
Net income$34,0006,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$34,0006,740
2008-03-31 (YTD Data)Rank
Total interest income$635,0007,192
Total interest expense$335,0006,612
Net interest income$300,0007,495
Provision for loan and lease losses$3,0005,879
Total noninterest income$10,0008,048
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$292,0007,429
Salaries and employee benefits$195,0007,065
Premises and equipment expense$48,0006,848
Additional noninterest expense$49,0008,012
Pre-tax net operating income$15,0007,008
Securities gains (losses)$02,688
Applicable income taxes$5,0005,114
Income before extraordinary items$10,0007,142
Extraordinary gains, net$015
Net income$10,0007,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$10,0007,056
2007-12-31 (YTD Data)Rank
Total interest income$2,175,0007,432
Total interest expense$1,000,0007,171
Net interest income$1,175,0007,535
Provision for loan and lease losses$86,0005,116
Total noninterest income$39,0008,114
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$19,0007,165
Trading account gains and fees$0178
Additional Noninterest Income$20,0007,796
Total noninterest expense$1,074,0007,548
Salaries and employee benefits$701,0007,246
Premises and equipment expense$148,0007,268
Additional noninterest expense$225,0007,913
Pre-tax net operating income$54,0007,283
Securities gains (losses)$02,146
Applicable income taxes$20,0005,425
Income before extraordinary items$34,0007,385
Extraordinary gains, net$039
Net income$34,0007,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$34,0007,355
2007-09-30 (YTD Data)Rank
Total interest income$1,553,0007,544
Total interest expense$655,0007,402
Net interest income$898,0007,559
Provision for loan and lease losses$78,0004,535
Total noninterest income$21,0008,245
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$10,0007,287
Trading account gains and fees$0184
Additional Noninterest Income$11,0007,986
Total noninterest expense$780,0007,575
Salaries and employee benefits$494,0007,349
Premises and equipment expense$126,0007,037
Additional noninterest expense$160,0007,947
Pre-tax net operating income$61,0007,451
Securities gains (losses)$01,655
Applicable income taxes$21,0005,447
Income before extraordinary items$40,0007,527
Extraordinary gains, net$033
Net income$40,0007,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$40,0007,515
2007-06-30 (YTD Data)Rank
Total interest income$942,0007,730
Total interest expense$422,0007,480
Net interest income$520,0007,803
Provision for loan and lease losses$28,0005,075
Total noninterest income$15,0008,290
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$5,0007,379
Trading account gains and fees$0168
Additional Noninterest Income$10,0007,880
Total noninterest expense$474,0007,767
Salaries and employee benefits$302,0007,555
Premises and equipment expense$78,0007,202
Additional noninterest expense$94,0008,110
Pre-tax net operating income$33,0007,621
Securities gains (losses)$01,444
Applicable income taxes$11,0005,629
Income before extraordinary items$22,0007,668
Extraordinary gains, net$029
Net income$22,0007,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$22,0007,652
2007-03-31 (YTD Data)Rank
Total interest income$439,0007,858
Total interest expense$197,0007,609
Net interest income$242,0007,959
Provision for loan and lease losses$17,0004,548
Total noninterest income$2,0008,473
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$213,0007,936
Salaries and employee benefits$130,0007,830
Premises and equipment expense$38,0007,268
Additional noninterest expense$45,0008,184
Pre-tax net operating income$14,0007,706
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$9,0007,763
Extraordinary gains, net$022
Net income$9,0007,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$9,0007,743
2006-12-31 (YTD Data)Rank
Total interest income$567,0008,512
Total interest expense$147,0008,486
Net interest income$420,0008,478
Provision for loan and lease losses$73,0005,124
Total noninterest income$10,0008,485
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,0007,545
Trading account gains and fees$0130
Additional Noninterest Income$7,0008,343
Total noninterest expense$340,0008,585
Salaries and employee benefits$160,0008,591
Premises and equipment expense$75,0008,085
Additional noninterest expense$105,0008,541
Pre-tax net operating income$17,0007,904
Securities gains (losses)$01,687
Applicable income taxes$6,0006,282
Income before extraordinary items$11,0007,946
Extraordinary gains, net$051
Net income$11,0007,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$8,000,000250
Net operating income$11,0007,932
2006-09-30 (YTD Data)Rank
Total interest income$244,0008,668
Total interest expense$23,0008,660
Net interest income$221,0008,630
Provision for loan and lease losses$4,0006,573
Total noninterest income$1,0008,655
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,0007,639
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$208,0008,671
Salaries and employee benefits$87,0008,685
Premises and equipment expense$49,0008,232
Additional noninterest expense$72,0008,616
Pre-tax net operating income$10,0008,081
Securities gains (losses)$01,388
Applicable income taxes$4,0006,438
Income before extraordinary items$6,0008,115
Extraordinary gains, net$045
Net income$6,0008,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$8,000,000189
Net operating income$6,0008,103
2006-06-30 (YTD Data)Rank
Total interest income$28,0008,770
Total interest expense$08,755
Net interest income$28,0008,764
Provision for loan and lease losses$1,0006,387
Total noninterest income$08,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$24,0008,769
Salaries and employee benefits$2,0008,752
Premises and equipment expense$22,0008,491
Additional noninterest expense$08,773
Pre-tax net operating income$3,0008,151
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$2,0008,165
Extraordinary gains, net$039
Net income$2,0008,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$8,000,000131
Net operating income$2,0008,154

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.