Home > Community Bank of Charlotte > Income and Expense
Community Bank of Charlotte, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 8,672 |
| Total interest expense | $1,278,000 | 7,964 |
| Net interest income | $1,515,000 | 9,057 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $105,000 | 11,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $1,237,000 | 8,748 |
| Salaries and employee benefits | $523,000 | 9,435 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $556,000 | 7,713 |
| Pre-tax net operating income | $333,000 | 9,958 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $-145,000 | 12,993 |
| Net income | $92,000 | 11,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,097 |
| Net operating income | $222,260 | 10,139 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 9,239 |
| Total interest expense | $1,467,000 | 8,615 |
| Net interest income | $1,384,000 | 9,680 |
| Provision for loan and lease losses | $91,000 | 7,521 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $1,089,000 | 9,571 |
| Salaries and employee benefits | $435,000 | 10,461 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $464,000 | 8,819 |
| Pre-tax net operating income | $305,000 | 10,089 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $388,000 | 8,339 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $388,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 704 |
| Net operating income | $298,820 | 8,955 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.