Home > Community Bank of Charlotte > Assets and Liabilities
Community Bank of Charlotte, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $41,052,000 | 8,687 |
| Cash and due from depository institutions | $1,602,000 | 9,983 |
| Interest-bearing balances | $361,000 | 4,837 |
| Securities | $4,240,000 | 11,633 |
| Federal funds sold & reverse repurchase agreements | $3,961,000 | 3,483 |
| Net loans & leases | $29,564,000 | 7,063 |
| Loan loss allowance | $346,000 | 8,058 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $284,000 | 10,376 |
| Other real estate owned | $659,000 | 9,983 |
| Goodwill and other intangibles | $43,000 | 2,529 |
| All other assets | $699,000 | 7,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,052,000 | 8,687 |
| Total liabilities | $35,600,000 | 8,911 |
| Total deposits | $35,306,000 | 8,786 |
| Interest-bearing deposits | $31,181,000 | 8,622 |
| Deposits held in domestic offices | $35,306,000 | 8,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $294,000 | 7,635 |
| Total equity capital | $5,452,000 | 6,820 |
| Total bank equity capital | $5,452,000 | 6,820 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,579,000 | 1,556 |
| Surplus | $2,450,000 | 4,796 |
| Undivided profits | $423,000 | 11,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 5,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $498,000 | 3,740 |
| Earning assets | $38,126,000 | 8,627 |
| Long-term assets (5+ years) | $8,428,000 | 4,853 |
| Average Assets, year-to-date | $39,301,800 | 8,767 |
| Average Assets, quarterly | $39,931,500 | 8,776 |
| Volatile liabilities | $3,527,000 | 7,816 |
| Insider loans | $487,000 | 5,790 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,953,000 | 7,590 |
| Tier 1 (core) risk-based capital | $5,409,000 | 6,776 |
| Tier 2 risk-based capital | $338,590 | 7,019 |
| Total risk weighted assets | $27,079,690 | 7,746 |
| Total unused commitments | $1,953,000 | 7,616 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $39,163,000 | 9,105 |
| Cash and due from depository institutions | $1,202,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,100,000 | 11,010 |
| Federal funds sold & reverse repurchase agreements | $2,829,000 | 5,236 |
| Net loans & leases | $27,474,000 | 7,464 |
| Loan loss allowance | $358,000 | 7,985 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $195,000 | 11,627 |
| Other real estate owned | $638,000 | 9,428 |
| Goodwill and other intangibles | $275,000 | 1,657 |
| All other assets | $450,000 | 10,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,163,000 | 9,105 |
| Total liabilities | $33,821,000 | 9,358 |
| Total deposits | $33,663,000 | 9,231 |
| Interest-bearing deposits | $30,141,000 | 9,022 |
| Deposits held in domestic offices | $33,663,000 | 9,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $158,000 | 10,973 |
| Total equity capital | $5,342,000 | 6,751 |
| Total bank equity capital | $5,342,000 | 6,751 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,579,000 | 1,592 |
| Surplus | $2,432,000 | 4,759 |
| Undivided profits | $331,000 | 11,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $649,000 | 4,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $312,000 | 6,327 |
| Earning assets | $36,403,000 | 8,984 |
| Long-term assets (5+ years) | $1,669,000 | 9,345 |
| Average Assets, year-to-date | $36,250,800 | 9,344 |
| Average Assets, quarterly | $39,087,000 | 9,057 |
| Volatile liabilities | $1,722,000 | 10,418 |
| Insider loans | $310,000 | 2,852 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,474,000 | 6,703 |
| Tier 1 (core) risk-based capital | $5,067,000 | 6,949 |
| Tier 2 risk-based capital | $291,670 | 7,746 |
| Total risk weighted assets | $23,266,970 | 8,617 |
| Total unused commitments | $2,474,000 | 6,733 |
| Derivatives | $0 | 651 |