Home > Community Bank of Central Texas, SSB > Income and Expense

Community Bank of Central Texas, SSB, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$2,610,0007,621
Total interest expense$1,340,0007,320
Net interest income$1,270,0007,744
Provision for loan and lease losses$36,0007,043
Total noninterest income$215,0007,169
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$95,0006,675
Trading account gains and fees$0177
Additional Noninterest Income$120,0006,007
Total noninterest expense$1,092,0007,711
Salaries and employee benefits$606,0007,637
Premises and equipment expense$134,0007,784
Additional noninterest expense$352,0007,498
Pre-tax net operating income$357,0007,160
Securities gains (losses)$104,0001,712
Applicable income taxes$146,0005,491
Income before extraordinary items$315,0007,044
Extraordinary gains, net$0105
Net income$315,0007,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,083
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$244,2807,349
2000-12-31 (YTD Data)Rank
Total interest income$2,974,0007,437
Total interest expense$1,624,0006,905
Net interest income$1,350,0007,756
Provision for loan and lease losses$34,0007,119
Total noninterest income$148,0007,920
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$75,0007,101
Trading account gains and feesNANA
Additional Noninterest Income$73,0007,104
Total noninterest expense$1,213,0007,460
Salaries and employee benefits$560,0007,920
Premises and equipment expense$152,0007,569
Additional noninterest expense$501,0006,425
Pre-tax net operating income$251,0008,123
Securities gains (losses)$-863,0009,748
Applicable income taxes$-246,0009,718
Income before extraordinary items$-366,0009,495
Extraordinary gains, net$038
Net income$-366,0009,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,122
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$1,100,000426
Net operating income$186,3208,160
1999-12-31 (YTD Data)Rank
Total interest income$3,012,0007,367
Total interest expense$1,902,0006,173
Net interest income$1,110,0008,383
Provision for loan and lease losses$08,503
Total noninterest income$159,0007,996
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,0008,167
Trading account gains and feesNANA
Additional Noninterest Income$123,0006,110
Total noninterest expense$1,106,0007,831
Salaries and employee benefits$468,0008,519
Premises and equipment expense$161,0007,475
Additional noninterest expense$477,0006,693
Pre-tax net operating income$163,0008,745
Securities gains (losses)$76,000842
Applicable income taxes$71,0007,326
Income before extraordinary items$168,0008,523
Extraordinary gains, net$035
Net income$168,0008,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0009,790
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$114,8008,833
1998-12-31 (YTD Data)Rank
Total interest income$2,551,0008,042
Total interest expense$1,564,0007,060
Net interest income$987,0008,822
Provision for loan and lease losses$08,652
Total noninterest income$144,0008,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$16,0008,778
Trading account gains and feesNANA
Additional Noninterest Income$128,0006,053
Total noninterest expense$858,0008,575
Salaries and employee benefits$353,0009,276
Premises and equipment expense$123,0008,204
Additional noninterest expense$382,0007,375
Pre-tax net operating income$273,0008,550
Securities gains (losses)$30,0002,123
Applicable income taxes$91,0007,671
Income before extraordinary items$212,0008,534
Extraordinary gains, net$032
Net income$212,0008,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0009,919
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$191,0008,615
1997-12-31 (YTD Data)Rank
Total interest income$2,516,0008,353
Total interest expense$1,484,0007,388
Net interest income$1,032,0009,109
Provision for loan and lease losses$3,0008,731
Total noninterest income$73,0009,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0009,014
Trading account gains and feesNANA
Additional Noninterest Income$48,0008,525
Total noninterest expense$837,0008,901
Salaries and employee benefits$303,0009,936
Premises and equipment expense$105,0008,851
Additional noninterest expense$429,0007,110
Pre-tax net operating income$265,0009,213
Securities gains (losses)$-3,0009,416
Applicable income taxes$86,0008,645
Income before extraordinary items$176,0009,365
Extraordinary gains, net$044
Net income$176,0009,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,093
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$178,0109,305
1996-12-31 (YTD Data)Rank
Total interest income$2,386,0008,843
Total interest expense$1,514,0007,541
Net interest income$872,0009,904
Provision for loan and lease losses$09,041
Total noninterest income$310,0006,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$310,0003,995
Total noninterest expense$962,0008,815
Salaries and employee benefits$325,00010,137
Premises and equipment expense$192,0007,172
Additional noninterest expense$445,0007,510
Pre-tax net operating income$220,0009,660
Securities gains (losses)$04,148
Applicable income taxes$69,0009,344
Income before extraordinary items$151,0009,784
Extraordinary gains, net$053
Net income$151,0009,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00010,842
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$151,0009,727
1995-12-31 (YTD Data)Rank
Total interest income$2,262,0009,313
Total interest expense$1,353,0008,108
Net interest income$909,00010,215
Provision for loan and lease losses$08,958
Total noninterest income$133,0009,603
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$133,0006,332
Total noninterest expense$709,00010,145
Salaries and employee benefits$334,00010,459
Premises and equipment expense$181,0007,579
Additional noninterest expense$194,00010,487
Pre-tax net operating income$333,0009,509
Securities gains (losses)$03,831
Applicable income taxes$99,0009,204
Income before extraordinary items$234,0009,560
Extraordinary gains, net$065
Net income$234,0009,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$234,0009,541
1994-12-31 (YTD Data)Rank
Total interest income$2,003,0009,795
Total interest expense$1,030,0008,562
Net interest income$973,00010,481
Provision for loan and lease losses$09,146
Total noninterest income$80,00011,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$80,0008,247
Total noninterest expense$709,00010,655
Salaries and employee benefits$330,00010,936
Premises and equipment expense$133,0009,004
Additional noninterest expense$246,00010,570
Pre-tax net operating income$344,0009,775
Securities gains (losses)$03,600
Applicable income taxes$79,0009,837
Income before extraordinary items$265,0009,542
Extraordinary gains, net$0249
Net income$265,0009,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$265,0009,597
1993-12-31 (YTD Data)Rank
Total interest income$2,122,0009,944
Total interest expense$1,138,0008,527
Net interest income$984,00010,847
Provision for loan and lease losses$010,371
Total noninterest income$98,00011,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$98,0007,923
Total noninterest expense$752,00010,908
Salaries and employee benefits$343,00011,219
Premises and equipment expense$138,0009,226
Additional noninterest expense$271,00010,808
Pre-tax net operating income$330,0009,981
Securities gains (losses)$78,0002,824
Applicable income taxes$116,0009,390
Income before extraordinary items$292,0009,584
Extraordinary gains, net$76,0001,827
Net income$368,0008,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$235,8409,971
1992-12-31 (YTD Data)Rank
Total interest income$2,378,00010,136
Total interest expense$1,441,0008,695
Net interest income$937,00011,352
Provision for loan and lease losses$011,756
Total noninterest income$104,00011,616
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$104,0007,922
Total noninterest expense$767,00011,167
Salaries and employee benefits$285,00012,188
Premises and equipment expense$130,0009,690
Additional noninterest expense$352,00010,171
Pre-tax net operating income$274,00010,381
Securities gains (losses)$78,0003,414
Applicable income taxes$012,680
Income before extraordinary items$352,0008,701
Extraordinary gains, net$01,422
Net income$352,0008,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00013,326
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$274,0009,262

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.