Home > Community Bank of Central California > Net charge- offs to loans

Community Bank of Central California, Net charge- offs to loans

2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3685%8,694
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-2.0702%8,323
Percentage Net Loans Charged-off: Loans to individuals0.2039%5,065
Percentage Net Loans Charged-off: Credit card loans0.2739%1,417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0042%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE-16.4663%1,370
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%5,323
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0576%3,025
Percentage Net Loans Charged-off: Loans to individuals0.4235%3,453
Percentage Net Loans Charged-off: Credit card loans1.3765%923
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0060%1,392
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0336%4,329
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0966%2,399
Percentage Net Loans Charged-off: Loans to individuals1.1046%1,393
Percentage Net Loans Charged-off: Credit card loans1.6744%767
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0083%1,144
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0600%3,049
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.2137%1,414
Percentage Net Loans Charged-off: Loans to individuals1.7091%836
Percentage Net Loans Charged-off: Credit card loans1.2854%723
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4087%1,396
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,711
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0005%8,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial2.3498%614
Percentage Net Loans Charged-off: Loans to individuals0.2027%5,408
Percentage Net Loans Charged-off: Credit card loans0.8239%1,400
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE14.5775%6
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5615%830
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial3.1942%363
Percentage Net Loans Charged-off: Loans to individuals0.4006%3,876
Percentage Net Loans Charged-off: Credit card loans1.1054%1,207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%5,906
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0191%7,002
Percentage Net Loans Charged-off: Loans to individuals0.4845%3,271
Percentage Net Loans Charged-off: Credit card loans1.4803%1,010
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0005%5,093
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0329%7,118
Percentage Net Loans Charged-off: Loans to individuals0.4445%3,091
Percentage Net Loans Charged-off: Credit card loans1.1633%930
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0162%6,794
Percentage Net Loans Charged-off: Total real estate loans-0.0459%8,633
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0600%8,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0423%8,604
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.1439%8,801
Percentage Net Loans Charged-off: Commercial and industrial0.1854%3,705
Percentage Net Loans Charged-off: Loans to individuals0.8202%2,917
Percentage Net Loans Charged-off: Credit card loans2.0389%1,162
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0808%1,594
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0193%8,351
Percentage Net Loans Charged-off: Total real estate loans-0.0619%8,726
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.1018%8,727
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0353%2,168
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1142%1,347
Percentage Net Loans Charged-off: Commercial and industrial0.0484%3,852
Percentage Net Loans Charged-off: Loans to individuals0.6756%3,122
Percentage Net Loans Charged-off: Credit card loans1.6480%1,232
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1092%1,332
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0190%5,797
Percentage Net Loans Charged-off: Total real estate loans-0.0015%7,952
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0142%8,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0532%1,639
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1661%966
Percentage Net Loans Charged-off: Commercial and industrial0.0178%3,471
Percentage Net Loans Charged-off: Loans to individuals0.3340%4,272
Percentage Net Loans Charged-off: Credit card loans2.3054%931
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1548%1,094
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0379%8,158
Percentage Net Loans Charged-off: Total real estate loans-0.0186%8,516
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0287%8,698
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.1228%7,885
Percentage Net Loans Charged-off: Loans to individuals-0.2920%8,411
Percentage Net Loans Charged-off: Credit card loans-0.1689%2,617
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0153%7,058
Percentage Net Loans Charged-off: Total real estate loans0.0443%2,679
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0721%1,169
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial-0.1508%8,263
Percentage Net Loans Charged-off: Loans to individuals0.3897%4,855
Percentage Net Loans Charged-off: Credit card loans2.5755%1,064
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0077%1,938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%6,211
Percentage Net Loans Charged-off: Total real estate loans0.0005%3,974
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0009%1,431
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.1826%3,735
Percentage Net Loans Charged-off: Loans to individuals0.6046%3,673
Percentage Net Loans Charged-off: Credit card loans2.7514%968
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0023%7,605
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0488%5,817
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.0957%859
Percentage Net Loans Charged-off: Loans to individuals1.4292%272
Percentage Net Loans Charged-off: Credit card loans1.4240%665
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0031%380
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%5,605
Percentage Net Loans Charged-off: Total real estate loans0.0110%826
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0952%310
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.1782%166
Percentage Net Loans Charged-off: Commercial and industrial0.1748%707
Percentage Net Loans Charged-off: Loans to individuals0.2336%1,109
Percentage Net Loans Charged-off: Credit card loans1.2167%738
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0956%319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0156%9,358
Percentage Net Loans Charged-off: Total real estate loans-0.0450%1,377
Percentage Net Loans Charged-off:Construction & development-0.0734%1,314
Percentage Net Loans Charged-off: Commercial real estate-0.0676%1,289
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0581%443
Percentage Net Loans Charged-off: Home equity loans0.1251%202
All other 1-4 family - Percent of loans charged-off, net0.0084%757
Percentage Net Loans Charged-off: Commercial and industrial0.0335%890
Percentage Net Loans Charged-off: Loans to individuals0.1114%1,219
Percentage Net Loans Charged-off: Credit card loans0.5705%902
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0632%6,349
Percentage Net Loans Charged-off: Total real estate loans0.0481%527
Percentage Net Loans Charged-off:Construction & development-0.0436%1,269
Percentage Net Loans Charged-off: Commercial real estate-0.0224%1,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.4786%52
Percentage Net Loans Charged-off: Home equity loans1.2057%37
All other 1-4 family - Percent of loans charged-off, net0.0086%824
Percentage Net Loans Charged-off: Commercial and industrial0.1034%702
Percentage Net Loans Charged-off: Loans to individuals0.0407%1,283
Percentage Net Loans Charged-off: Credit card loans3.3226%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1358%5,066
Percentage Net Loans Charged-off: Total real estate loans0.1673%315
Percentage Net Loans Charged-off:Construction & development-0.0474%1,332
Percentage Net Loans Charged-off: Commercial real estate0.1754%297
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.3933%100
Percentage Net Loans Charged-off: Home equity loans1.3891%25
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0721%754
Percentage Net Loans Charged-off: Loans to individuals0.0682%1,315
Percentage Net Loans Charged-off: Credit card loans0.7508%936
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4299%148
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1670%4,369
Percentage Net Loans Charged-off: Total real estate loans0.0418%708
Percentage Net Loans Charged-off:Construction & development0.1920%214
Percentage Net Loans Charged-off: Commercial real estate0.0124%580
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.3060%423
Percentage Net Loans Charged-off: Loans to individuals1.2908%281
Percentage Net Loans Charged-off: Credit card loans1.5723%644
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1806%4,301
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1053%6,997
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1647%7,773
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA