Home > Community Bank of Broward > Income and Expense
Community Bank of Broward, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,942,000 | 1,207 |
| Total interest expense | $1,757,000 | 1,651 |
| Net interest income | $19,185,000 | 1,177 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $2,081,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,407,000 | 941 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $674,000 | 2,879 |
| Total noninterest expense | $16,208,000 | 1,226 |
| Salaries and employee benefits | $8,908,000 | 1,221 |
| Premises and equipment expense | $2,255,000 | 1,070 |
| Additional noninterest expense | $5,045,000 | 1,292 |
| Pre-tax net operating income | $4,758,000 | 1,597 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,818,000 | 1,052 |
| Income before extraordinary items | $2,940,000 | 2,054 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,940,000 | 2,054 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,940,000 | 2,053 |
| Net charge-offs | $136,000 | 2,876 |
| Cash dividends | $294,000 | 3,428 |
| Sale, conversion, retirement of capital stock, net | $997,000 | 210 |
| Net operating income | $2,940,000 | 2,009 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,484,000 | 1,229 |
| Total interest expense | $1,297,000 | 1,694 |
| Net interest income | $14,187,000 | 1,193 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $1,539,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,076,000 | 926 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $463,000 | 3,015 |
| Total noninterest expense | $11,291,000 | 1,318 |
| Salaries and employee benefits | $6,311,000 | 1,275 |
| Premises and equipment expense | $1,656,000 | 1,093 |
| Additional noninterest expense | $3,324,000 | 1,432 |
| Pre-tax net operating income | $4,385,000 | 1,358 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,670,000 | 923 |
| Income before extraordinary items | $2,715,000 | 1,724 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,715,000 | 1,725 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,715,000 | 1,724 |
| Net charge-offs | $74,000 | 2,957 |
| Cash dividends | $220,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $398,000 | 266 |
| Net operating income | $2,715,000 | 1,689 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,203,000 | 1,236 |
| Total interest expense | $848,000 | 1,743 |
| Net interest income | $9,355,000 | 1,195 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $1,015,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $707,000 | 923 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $308,000 | 3,003 |
| Total noninterest expense | $7,542,000 | 1,317 |
| Salaries and employee benefits | $4,196,000 | 1,277 |
| Premises and equipment expense | $1,073,000 | 1,134 |
| Additional noninterest expense | $2,273,000 | 1,408 |
| Pre-tax net operating income | $2,778,000 | 1,372 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,058,000 | 928 |
| Income before extraordinary items | $1,720,000 | 1,756 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,720,000 | 1,759 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,720,000 | 1,758 |
| Net charge-offs | $53,000 | 2,743 |
| Cash dividends | $147,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 230 |
| Net operating income | $1,720,000 | 1,714 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 1,241 |
| Total interest expense | $398,000 | 1,870 |
| Net interest income | $4,697,000 | 1,194 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $493,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $345,000 | 938 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $3,714,000 | 1,345 |
| Salaries and employee benefits | $2,092,000 | 1,302 |
| Premises and equipment expense | $537,000 | 1,155 |
| Additional noninterest expense | $1,085,000 | 1,448 |
| Pre-tax net operating income | $1,451,000 | 1,292 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $552,000 | 868 |
| Income before extraordinary items | $899,000 | 1,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $899,000 | 1,632 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $899,000 | 1,632 |
| Net charge-offs | $-28,000 | 6,147 |
| Cash dividends | $73,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 241 |
| Net operating income | $899,000 | 1,597 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,728,000 | 1,289 |
| Total interest expense | $2,008,000 | 1,699 |
| Net interest income | $17,720,000 | 1,246 |
| Provision for loan and lease losses | $730,000 | 1,433 |
| Total noninterest income | $1,437,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,328,000 | 1,046 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,296 |
| Total noninterest expense | $14,960,000 | 1,325 |
| Salaries and employee benefits | $7,824,000 | 1,356 |
| Premises and equipment expense | $2,155,000 | 1,105 |
| Additional noninterest expense | $4,981,000 | 1,348 |
| Pre-tax net operating income | $3,467,000 | 1,923 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,262,000 | 1,265 |
| Income before extraordinary items | $2,205,000 | 2,424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,205,000 | 2,428 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,205,000 | 2,427 |
| Net charge-offs | $1,642,000 | 883 |
| Cash dividends | $74,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 595 |
| Net operating income | $2,205,000 | 2,371 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,682,000 | 1,304 |
| Total interest expense | $1,533,000 | 1,712 |
| Net interest income | $13,149,000 | 1,253 |
| Provision for loan and lease losses | $655,000 | 1,251 |
| Total noninterest income | $1,065,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $976,000 | 1,062 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $89,000 | 5,286 |
| Total noninterest expense | $11,139,000 | 1,338 |
| Salaries and employee benefits | $5,832,000 | 1,363 |
| Premises and equipment expense | $1,636,000 | 1,091 |
| Additional noninterest expense | $3,671,000 | 1,361 |
| Pre-tax net operating income | $2,420,000 | 2,123 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $878,000 | 1,368 |
| Income before extraordinary items | $1,542,000 | 2,609 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,542,000 | 2,613 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,542,000 | 2,613 |
| Net charge-offs | $1,550,000 | 723 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 571 |
| Net operating income | $1,542,000 | 2,519 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,771,000 | 1,299 |
| Total interest expense | $1,061,000 | 1,684 |
| Net interest income | $8,710,000 | 1,249 |
| Provision for loan and lease losses | $580,000 | 1,046 |
| Total noninterest income | $690,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $618,000 | 1,090 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 5,124 |
| Total noninterest expense | $7,352,000 | 1,354 |
| Salaries and employee benefits | $3,871,000 | 1,363 |
| Premises and equipment expense | $1,078,000 | 1,102 |
| Additional noninterest expense | $2,403,000 | 1,374 |
| Pre-tax net operating income | $1,468,000 | 2,228 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $532,000 | 1,451 |
| Income before extraordinary items | $936,000 | 2,781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $936,000 | 2,786 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $936,000 | 2,786 |
| Net charge-offs | $1,361,000 | 614 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 547 |
| Net operating income | $936,000 | 2,677 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 1,305 |
| Total interest expense | $554,000 | 1,672 |
| Net interest income | $4,325,000 | 1,255 |
| Provision for loan and lease losses | $175,000 | 1,482 |
| Total noninterest income | $266,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $296,000 | 1,130 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-30,000 | 6,851 |
| Total noninterest expense | $3,661,000 | 1,366 |
| Salaries and employee benefits | $1,938,000 | 1,373 |
| Premises and equipment expense | $534,000 | 1,139 |
| Additional noninterest expense | $1,189,000 | 1,373 |
| Pre-tax net operating income | $755,000 | 2,133 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $274,000 | 1,420 |
| Income before extraordinary items | $481,000 | 2,666 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $481,000 | 2,669 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $481,000 | 2,668 |
| Net charge-offs | $339,000 | 972 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 500 |
| Net operating income | $481,000 | 2,590 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,123,000 | 1,331 |
| Total interest expense | $2,796,000 | 1,588 |
| Net interest income | $17,327,000 | 1,270 |
| Provision for loan and lease losses | $1,503,000 | 1,324 |
| Total noninterest income | $1,713,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,558,000 | 911 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $155,000 | 4,902 |
| Total noninterest expense | $14,703,000 | 1,350 |
| Salaries and employee benefits | $6,942,000 | 1,472 |
| Premises and equipment expense | $2,263,000 | 1,051 |
| Additional noninterest expense | $5,498,000 | 1,236 |
| Pre-tax net operating income | $2,834,000 | 2,199 |
| Securities gains (losses) | $171,000 | 1,831 |
| Applicable income taxes | $1,087,000 | 1,389 |
| Income before extraordinary items | $1,918,000 | 2,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,918,000 | 2,656 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,918,000 | 2,654 |
| Net charge-offs | $2,403,000 | 1,011 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 508 |
| Net operating income | $1,808,560 | 2,652 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,359,000 | 1,328 |
| Total interest expense | $2,196,000 | 1,586 |
| Net interest income | $13,163,000 | 1,267 |
| Provision for loan and lease losses | $1,375,000 | 1,156 |
| Total noninterest income | $1,679,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,195,000 | 895 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $484,000 | 2,999 |
| Total noninterest expense | $10,912,000 | 1,361 |
| Salaries and employee benefits | $5,280,000 | 1,444 |
| Premises and equipment expense | $1,683,000 | 1,069 |
| Additional noninterest expense | $3,949,000 | 1,288 |
| Pre-tax net operating income | $2,555,000 | 1,938 |
| Securities gains (losses) | $171,000 | 1,561 |
| Applicable income taxes | $992,000 | 1,238 |
| Income before extraordinary items | $1,734,000 | 2,379 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,734,000 | 2,380 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,734,000 | 2,380 |
| Net charge-offs | $2,059,000 | 909 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 437 |
| Net operating income | $1,624,560 | 2,372 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,330,000 | 1,334 |
| Total interest expense | $1,528,000 | 1,576 |
| Net interest income | $8,802,000 | 1,265 |
| Provision for loan and lease losses | $900,000 | 1,191 |
| Total noninterest income | $1,023,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $793,000 | 888 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 3,468 |
| Total noninterest expense | $7,362,000 | 1,348 |
| Salaries and employee benefits | $3,638,000 | 1,412 |
| Premises and equipment expense | $1,142,000 | 1,035 |
| Additional noninterest expense | $2,582,000 | 1,316 |
| Pre-tax net operating income | $1,563,000 | 2,070 |
| Securities gains (losses) | $171,000 | 1,215 |
| Applicable income taxes | $647,000 | 1,249 |
| Income before extraordinary items | $1,087,000 | 2,458 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,087,000 | 2,458 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,087,000 | 2,458 |
| Net charge-offs | $1,357,000 | 922 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 366 |
| Net operating income | $977,560 | 2,524 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 1,337 |
| Total interest expense | $812,000 | 1,551 |
| Net interest income | $4,338,000 | 1,282 |
| Provision for loan and lease losses | $625,000 | 890 |
| Total noninterest income | $561,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $391,000 | 884 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $170,000 | 2,883 |
| Total noninterest expense | $3,562,000 | 1,377 |
| Salaries and employee benefits | $1,810,000 | 1,431 |
| Premises and equipment expense | $534,000 | 1,124 |
| Additional noninterest expense | $1,218,000 | 1,385 |
| Pre-tax net operating income | $712,000 | 2,248 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $268,000 | 1,407 |
| Income before extraordinary items | $444,000 | 2,859 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $444,000 | 2,862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $444,000 | 2,863 |
| Net charge-offs | $793,000 | 788 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 375 |
| Net operating income | $444,000 | 2,718 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,874,000 | 1,312 |
| Total interest expense | $4,092,000 | 1,481 |
| Net interest income | $17,782,000 | 1,250 |
| Provision for loan and lease losses | $5,155,000 | 769 |
| Total noninterest income | $140,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,608,000 | 919 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,468,000 | 7,235 |
| Total noninterest expense | $15,011,000 | 1,309 |
| Salaries and employee benefits | $6,994,000 | 1,406 |
| Premises and equipment expense | $2,310,000 | 1,077 |
| Additional noninterest expense | $5,707,000 | 1,223 |
| Pre-tax net operating income | $-2,244,000 | 6,827 |
| Securities gains (losses) | $409,000 | 916 |
| Applicable income taxes | $-725,000 | 7,124 |
| Income before extraordinary items | $-1,110,000 | 6,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,110,000 | 6,673 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,110,000 | 6,672 |
| Net charge-offs | $5,740,000 | 719 |
| Cash dividends | $194,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 688 |
| Net operating income | $-1,371,760 | 6,702 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,445,000 | 1,321 |
| Total interest expense | $3,167,000 | 1,495 |
| Net interest income | $13,278,000 | 1,263 |
| Provision for loan and lease losses | $4,167,000 | 717 |
| Total noninterest income | $52,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,216,000 | 910 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,164,000 | 7,334 |
| Total noninterest expense | $11,496,000 | 1,287 |
| Salaries and employee benefits | $5,476,000 | 1,366 |
| Premises and equipment expense | $1,729,000 | 1,091 |
| Additional noninterest expense | $4,291,000 | 1,207 |
| Pre-tax net operating income | $-2,333,000 | 7,046 |
| Securities gains (losses) | $409,000 | 744 |
| Applicable income taxes | $-748,000 | 7,268 |
| Income before extraordinary items | $-1,176,000 | 6,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,176,000 | 6,914 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,176,000 | 6,913 |
| Net charge-offs | $5,450,000 | 591 |
| Cash dividends | $145,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 688 |
| Net operating income | $-1,437,760 | 6,940 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,086,000 | 1,313 |
| Total interest expense | $2,213,000 | 1,478 |
| Net interest income | $8,873,000 | 1,258 |
| Provision for loan and lease losses | $875,000 | 1,635 |
| Total noninterest income | $92,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $808,000 | 904 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-716,000 | 7,415 |
| Total noninterest expense | $7,602,000 | 1,307 |
| Salaries and employee benefits | $3,647,000 | 1,371 |
| Premises and equipment expense | $1,127,000 | 1,134 |
| Additional noninterest expense | $2,828,000 | 1,250 |
| Pre-tax net operating income | $488,000 | 3,865 |
| Securities gains (losses) | $196,000 | 746 |
| Applicable income taxes | $242,000 | 2,020 |
| Income before extraordinary items | $442,000 | 3,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $442,000 | 3,798 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $442,000 | 3,799 |
| Net charge-offs | $2,173,000 | 866 |
| Cash dividends | $97,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 612 |
| Net operating income | $314,600 | 4,289 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 1,314 |
| Total interest expense | $1,113,000 | 1,522 |
| Net interest income | $4,469,000 | 1,250 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $454,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $403,000 | 888 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $3,865,000 | 1,295 |
| Salaries and employee benefits | $1,911,000 | 1,317 |
| Premises and equipment expense | $565,000 | 1,166 |
| Additional noninterest expense | $1,389,000 | 1,270 |
| Pre-tax net operating income | $458,000 | 2,727 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $166,000 | 1,692 |
| Income before extraordinary items | $292,000 | 3,302 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $292,000 | 3,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $292,000 | 3,300 |
| Net charge-offs | $1,344,000 | 701 |
| Cash dividends | $49,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 559 |
| Net operating income | $292,000 | 3,245 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,556,000 | 1,308 |
| Total interest expense | $5,112,000 | 1,631 |
| Net interest income | $18,444,000 | 1,214 |
| Provision for loan and lease losses | $6,106,000 | 978 |
| Total noninterest income | $2,788,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,631,000 | 934 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,157,000 | 2,001 |
| Total noninterest expense | $14,794,000 | 1,356 |
| Salaries and employee benefits | $7,522,000 | 1,311 |
| Premises and equipment expense | $2,283,000 | 1,140 |
| Additional noninterest expense | $4,989,000 | 1,452 |
| Pre-tax net operating income | $332,000 | 4,808 |
| Securities gains (losses) | $333,000 | 1,171 |
| Applicable income taxes | $247,000 | 2,541 |
| Income before extraordinary items | $418,000 | 4,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $418,000 | 4,574 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $418,000 | 4,574 |
| Net charge-offs | $2,981,000 | 1,473 |
| Cash dividends | $191,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $653,000 | 422 |
| Net operating income | $204,880 | 5,125 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,863,000 | 1,309 |
| Total interest expense | $3,925,000 | 1,652 |
| Net interest income | $13,938,000 | 1,223 |
| Provision for loan and lease losses | $5,100,000 | 862 |
| Total noninterest income | $2,128,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,219,000 | 966 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $909,000 | 1,914 |
| Total noninterest expense | $10,916,000 | 1,373 |
| Salaries and employee benefits | $5,668,000 | 1,304 |
| Premises and equipment expense | $1,719,000 | 1,152 |
| Additional noninterest expense | $3,529,000 | 1,502 |
| Pre-tax net operating income | $50,000 | 5,796 |
| Securities gains (losses) | $333,000 | 1,000 |
| Applicable income taxes | $143,000 | 2,831 |
| Income before extraordinary items | $240,000 | 5,135 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $240,000 | 5,137 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $240,000 | 5,138 |
| Net charge-offs | $1,707,000 | 1,663 |
| Cash dividends | $143,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $608,000 | 344 |
| Net operating income | $26,880 | 5,899 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,936,000 | 1,323 |
| Total interest expense | $2,688,000 | 1,676 |
| Net interest income | $9,248,000 | 1,232 |
| Provision for loan and lease losses | $2,690,000 | 1,031 |
| Total noninterest income | $1,483,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $794,000 | 993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $689,000 | 1,699 |
| Total noninterest expense | $7,355,000 | 1,351 |
| Salaries and employee benefits | $3,956,000 | 1,240 |
| Premises and equipment expense | $1,145,000 | 1,160 |
| Additional noninterest expense | $2,254,000 | 1,566 |
| Pre-tax net operating income | $686,000 | 3,072 |
| Securities gains (losses) | $98,000 | 1,431 |
| Applicable income taxes | $293,000 | 1,758 |
| Income before extraordinary items | $491,000 | 3,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $491,000 | 3,447 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $491,000 | 3,449 |
| Net charge-offs | $723,000 | 2,048 |
| Cash dividends | $94,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $582,000 | 248 |
| Net operating income | $428,280 | 3,561 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,947,000 | 1,362 |
| Total interest expense | $1,361,000 | 1,737 |
| Net interest income | $4,586,000 | 1,250 |
| Provision for loan and lease losses | $1,189,000 | 1,054 |
| Total noninterest income | $576,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $392,000 | 1,008 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $184,000 | 2,520 |
| Total noninterest expense | $3,576,000 | 1,406 |
| Salaries and employee benefits | $1,975,000 | 1,269 |
| Premises and equipment expense | $568,000 | 1,197 |
| Additional noninterest expense | $1,033,000 | 1,698 |
| Pre-tax net operating income | $397,000 | 2,847 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $149,000 | 1,738 |
| Income before extraordinary items | $248,000 | 3,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $248,000 | 3,509 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $248,000 | 3,511 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $46,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $553,000 | 149 |
| Net operating income | $248,000 | 3,379 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,432,000 | 1,414 |
| Total interest expense | $7,630,000 | 1,536 |
| Net interest income | $16,802,000 | 1,323 |
| Provision for loan and lease losses | $2,925,000 | 2,016 |
| Total noninterest income | $1,780,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,631,000 | 1,067 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $149,000 | 5,099 |
| Total noninterest expense | $13,464,000 | 1,537 |
| Salaries and employee benefits | $7,346,000 | 1,370 |
| Premises and equipment expense | $2,269,000 | 1,198 |
| Additional noninterest expense | $3,849,000 | 1,908 |
| Pre-tax net operating income | $2,193,000 | 1,775 |
| Securities gains (losses) | $313,000 | 1,201 |
| Applicable income taxes | $935,000 | 1,017 |
| Income before extraordinary items | $1,571,000 | 2,040 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,571,000 | 2,036 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,571,000 | 2,038 |
| Net charge-offs | $1,215,000 | 2,638 |
| Cash dividends | $72,000 | 4,311 |
| Sale, conversion, retirement of capital stock, net | $2,962,000 | 272 |
| Net operating income | $1,370,680 | 2,227 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,355,000 | 1,430 |
| Total interest expense | $5,896,000 | 1,570 |
| Net interest income | $12,459,000 | 1,335 |
| Provision for loan and lease losses | $1,872,000 | 1,999 |
| Total noninterest income | $1,729,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,238,000 | 1,053 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $491,000 | 2,843 |
| Total noninterest expense | $10,111,000 | 1,523 |
| Salaries and employee benefits | $5,674,000 | 1,337 |
| Premises and equipment expense | $1,692,000 | 1,220 |
| Additional noninterest expense | $2,745,000 | 1,926 |
| Pre-tax net operating income | $2,205,000 | 1,475 |
| Securities gains (losses) | $199,000 | 1,285 |
| Applicable income taxes | $898,000 | 914 |
| Income before extraordinary items | $1,506,000 | 1,768 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,506,000 | 1,768 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,506,000 | 1,768 |
| Net charge-offs | $834,000 | 2,414 |
| Cash dividends | $36,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $2,554,000 | 242 |
| Net operating income | $1,378,640 | 1,882 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,139,000 | 1,474 |
| Total interest expense | $4,018,000 | 1,626 |
| Net interest income | $8,121,000 | 1,372 |
| Provision for loan and lease losses | $1,112,000 | 1,944 |
| Total noninterest income | $1,139,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $826,000 | 1,037 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $313,000 | 2,929 |
| Total noninterest expense | $6,768,000 | 1,534 |
| Salaries and employee benefits | $3,794,000 | 1,368 |
| Premises and equipment expense | $1,127,000 | 1,250 |
| Additional noninterest expense | $1,847,000 | 1,933 |
| Pre-tax net operating income | $1,380,000 | 1,634 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $512,000 | 1,068 |
| Income before extraordinary items | $868,000 | 2,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 2,089 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $868,000 | 2,091 |
| Net charge-offs | $181,000 | 3,554 |
| Cash dividends | $6,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $2,075,000 | 204 |
| Net operating income | $868,000 | 2,029 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 1,509 |
| Total interest expense | $2,075,000 | 1,633 |
| Net interest income | $3,955,000 | 1,401 |
| Provision for loan and lease losses | $675,000 | 1,498 |
| Total noninterest income | $562,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $417,000 | 991 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $145,000 | 3,022 |
| Total noninterest expense | $3,286,000 | 1,525 |
| Salaries and employee benefits | $1,920,000 | 1,348 |
| Premises and equipment expense | $563,000 | 1,267 |
| Additional noninterest expense | $803,000 | 1,986 |
| Pre-tax net operating income | $556,000 | 2,190 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $204,000 | 1,431 |
| Income before extraordinary items | $352,000 | 2,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $352,000 | 2,802 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $352,000 | 2,804 |
| Net charge-offs | $58,000 | 3,408 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $477,000 | 205 |
| Net operating income | $352,000 | 2,670 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,975,000 | 1,553 |
| Total interest expense | $9,816,000 | 1,656 |
| Net interest income | $15,159,000 | 1,480 |
| Provision for loan and lease losses | $1,094,000 | 2,575 |
| Total noninterest income | $2,089,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,489,000 | 1,209 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $600,000 | 2,892 |
| Total noninterest expense | $12,494,000 | 1,563 |
| Salaries and employee benefits | $7,340,000 | 1,391 |
| Premises and equipment expense | $2,265,000 | 1,207 |
| Additional noninterest expense | $2,889,000 | 2,075 |
| Pre-tax net operating income | $3,660,000 | 1,489 |
| Securities gains (losses) | $111,000 | 1,056 |
| Applicable income taxes | $1,386,000 | 926 |
| Income before extraordinary items | $2,385,000 | 1,681 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,385,000 | 1,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 3,841 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $3,402,000 | 254 |
| Net operating income | $2,313,960 | 1,845 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,649,000 | 1,599 |
| Total interest expense | $7,481,000 | 1,688 |
| Net interest income | $11,168,000 | 1,518 |
| Provision for loan and lease losses | $662,000 | 2,331 |
| Total noninterest income | $1,519,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,071,000 | 1,263 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $448,000 | 2,990 |
| Total noninterest expense | $9,235,000 | 1,575 |
| Salaries and employee benefits | $5,481,000 | 1,416 |
| Premises and equipment expense | $1,677,000 | 1,221 |
| Additional noninterest expense | $2,077,000 | 2,085 |
| Pre-tax net operating income | $2,790,000 | 1,747 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,026,000 | 1,130 |
| Income before extraordinary items | $1,764,000 | 2,000 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,764,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,413 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $3,161,000 | 182 |
| Net operating income | $1,764,000 | 2,097 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 1,637 |
| Total interest expense | $5,089,000 | 1,727 |
| Net interest income | $7,232,000 | 1,548 |
| Provision for loan and lease losses | $389,000 | 2,204 |
| Total noninterest income | $992,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $687,000 | 1,293 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $305,000 | 2,989 |
| Total noninterest expense | $6,151,000 | 1,577 |
| Salaries and employee benefits | $3,660,000 | 1,430 |
| Premises and equipment expense | $1,109,000 | 1,233 |
| Additional noninterest expense | $1,382,000 | 2,061 |
| Pre-tax net operating income | $1,684,000 | 1,970 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $618,000 | 1,365 |
| Income before extraordinary items | $1,066,000 | 2,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,066,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,032 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 620 |
| Net operating income | $1,066,000 | 2,392 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 1,675 |
| Total interest expense | $2,696,000 | 1,744 |
| Net interest income | $3,514,000 | 1,582 |
| Provision for loan and lease losses | $94,000 | 2,813 |
| Total noninterest income | $464,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $337,000 | 1,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,340 |
| Total noninterest expense | $3,066,000 | 1,574 |
| Salaries and employee benefits | $1,827,000 | 1,448 |
| Premises and equipment expense | $548,000 | 1,251 |
| Additional noninterest expense | $691,000 | 2,035 |
| Pre-tax net operating income | $818,000 | 2,110 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $299,000 | 1,481 |
| Income before extraordinary items | $519,000 | 2,607 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $519,000 | 2,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 493 |
| Net operating income | $519,000 | 2,539 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,627,000 | 1,689 |
| Total interest expense | $11,734,000 | 1,708 |
| Net interest income | $13,893,000 | 1,628 |
| Provision for loan and lease losses | $423,000 | 2,608 |
| Total noninterest income | $1,935,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,447,000 | 1,225 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $488,000 | 3,359 |
| Total noninterest expense | $11,719,000 | 1,572 |
| Salaries and employee benefits | $6,862,000 | 1,472 |
| Premises and equipment expense | $2,091,000 | 1,268 |
| Additional noninterest expense | $2,766,000 | 1,991 |
| Pre-tax net operating income | $3,686,000 | 2,117 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $1,362,000 | 1,505 |
| Income before extraordinary items | $2,328,000 | 2,520 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,328,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,910 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 656 |
| Net operating income | $2,325,440 | 2,512 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,005,000 | 1,702 |
| Total interest expense | $8,655,000 | 1,728 |
| Net interest income | $10,350,000 | 1,642 |
| Provision for loan and lease losses | $154,000 | 3,440 |
| Total noninterest income | $1,445,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,066,000 | 1,230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $379,000 | 3,307 |
| Total noninterest expense | $8,716,000 | 1,562 |
| Salaries and employee benefits | $5,117,000 | 1,481 |
| Premises and equipment expense | $1,562,000 | 1,269 |
| Additional noninterest expense | $2,037,000 | 1,972 |
| Pre-tax net operating income | $2,925,000 | 2,151 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,031,000 | 1,608 |
| Income before extraordinary items | $1,894,000 | 2,488 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,894,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,129 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 553 |
| Net operating income | $1,894,000 | 2,462 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,258,000 | 1,767 |
| Total interest expense | $5,494,000 | 1,813 |
| Net interest income | $6,764,000 | 1,704 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $949,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $692,000 | 1,274 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $257,000 | 3,292 |
| Total noninterest expense | $5,794,000 | 1,595 |
| Salaries and employee benefits | $3,416,000 | 1,503 |
| Premises and equipment expense | $1,007,000 | 1,327 |
| Additional noninterest expense | $1,371,000 | 1,965 |
| Pre-tax net operating income | $1,849,000 | 2,301 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $658,000 | 1,731 |
| Income before extraordinary items | $1,191,000 | 2,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,191,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 435 |
| Net operating income | $1,191,000 | 2,641 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 1,823 |
| Total interest expense | $2,594,000 | 1,889 |
| Net interest income | $3,310,000 | 1,737 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $460,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $336,000 | 1,281 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $124,000 | 3,357 |
| Total noninterest expense | $2,893,000 | 1,589 |
| Salaries and employee benefits | $1,685,000 | 1,541 |
| Premises and equipment expense | $510,000 | 1,317 |
| Additional noninterest expense | $698,000 | 1,912 |
| Pre-tax net operating income | $847,000 | 2,465 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $304,000 | 1,837 |
| Income before extraordinary items | $543,000 | 2,841 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $543,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 258 |
| Net operating income | $543,000 | 2,834 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,154,000 | 1,962 |
| Total interest expense | $7,197,000 | 2,234 |
| Net interest income | $12,957,000 | 1,780 |
| Provision for loan and lease losses | $565,000 | 1,714 |
| Total noninterest income | $1,627,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,103,000 | 1,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $524,000 | 3,251 |
| Total noninterest expense | $10,011,000 | 1,783 |
| Salaries and employee benefits | $5,970,000 | 1,644 |
| Premises and equipment expense | $1,811,000 | 1,416 |
| Additional noninterest expense | $2,230,000 | 2,327 |
| Pre-tax net operating income | $4,008,000 | 2,256 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,449,000 | 1,721 |
| Income before extraordinary items | $2,559,000 | 2,568 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,559,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,111,000 | 476 |
| Net operating income | $2,559,000 | 2,548 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,568,000 | 2,019 |
| Total interest expense | $5,002,000 | 2,321 |
| Net interest income | $9,566,000 | 1,826 |
| Provision for loan and lease losses | $372,000 | 1,806 |
| Total noninterest income | $1,186,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $789,000 | 1,678 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $397,000 | 3,233 |
| Total noninterest expense | $7,520,000 | 1,769 |
| Salaries and employee benefits | $4,580,000 | 1,620 |
| Premises and equipment expense | $1,290,000 | 1,503 |
| Additional noninterest expense | $1,650,000 | 2,347 |
| Pre-tax net operating income | $2,860,000 | 2,410 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,033,000 | 1,844 |
| Income before extraordinary items | $1,827,000 | 2,762 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,827,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 397 |
| Net operating income | $1,827,000 | 2,748 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,330,000 | 2,064 |
| Total interest expense | $3,048,000 | 2,402 |
| Net interest income | $6,282,000 | 1,852 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $743,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $479,000 | 1,806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 3,236 |
| Total noninterest expense | $4,954,000 | 1,799 |
| Salaries and employee benefits | $3,016,000 | 1,638 |
| Premises and equipment expense | $918,000 | 1,415 |
| Additional noninterest expense | $1,020,000 | 2,508 |
| Pre-tax net operating income | $1,821,000 | 2,491 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $654,000 | 1,939 |
| Income before extraordinary items | $1,167,000 | 2,858 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,167,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $559,000 | 316 |
| Net operating income | $1,167,000 | 2,846 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 2,103 |
| Total interest expense | $1,376,000 | 2,503 |
| Net interest income | $3,100,000 | 1,862 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $354,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $225,000 | 1,852 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $2,468,000 | 1,794 |
| Salaries and employee benefits | $1,521,000 | 1,632 |
| Premises and equipment expense | $406,000 | 1,608 |
| Additional noninterest expense | $541,000 | 2,378 |
| Pre-tax net operating income | $836,000 | 2,619 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $299,000 | 2,032 |
| Income before extraordinary items | $537,000 | 2,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $501,000 | 183 |
| Net operating income | $537,000 | 2,971 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,193,000 | 2,330 |
| Total interest expense | $3,377,000 | 3,029 |
| Net interest income | $10,816,000 | 2,054 |
| Provision for loan and lease losses | $780,000 | 1,290 |
| Total noninterest income | $1,341,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $803,000 | 2,098 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $538,000 | 3,243 |
| Total noninterest expense | $8,590,000 | 1,951 |
| Salaries and employee benefits | $4,967,000 | 1,877 |
| Premises and equipment expense | $1,677,000 | 1,456 |
| Additional noninterest expense | $1,946,000 | 2,554 |
| Pre-tax net operating income | $2,787,000 | 2,932 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,023,000 | 2,236 |
| Income before extraordinary items | $1,764,000 | 3,410 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,764,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 723 |
| Net operating income | $1,764,000 | 3,381 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,076,000 | 2,395 |
| Total interest expense | $2,278,000 | 3,161 |
| Net interest income | $7,798,000 | 2,113 |
| Provision for loan and lease losses | $752,000 | 992 |
| Total noninterest income | $864,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $609,000 | 2,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 4,095 |
| Total noninterest expense | $6,202,000 | 2,001 |
| Salaries and employee benefits | $3,573,000 | 1,921 |
| Premises and equipment expense | $1,193,000 | 1,522 |
| Additional noninterest expense | $1,436,000 | 2,564 |
| Pre-tax net operating income | $1,708,000 | 3,441 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $648,000 | 2,519 |
| Income before extraordinary items | $1,060,000 | 4,006 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,060,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,446 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 690 |
| Net operating income | $1,060,000 | 3,959 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,193,000 | 2,536 |
| Total interest expense | $1,314,000 | 3,392 |
| Net interest income | $4,879,000 | 2,218 |
| Provision for loan and lease losses | $339,000 | 1,374 |
| Total noninterest income | $544,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $408,000 | 2,041 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $136,000 | 4,526 |
| Total noninterest expense | $4,001,000 | 2,056 |
| Salaries and employee benefits | $2,291,000 | 1,976 |
| Premises and equipment expense | $780,000 | 1,545 |
| Additional noninterest expense | $930,000 | 2,621 |
| Pre-tax net operating income | $1,083,000 | 3,515 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $411,000 | 2,568 |
| Income before extraordinary items | $672,000 | 4,102 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $672,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 578 |
| Net operating income | $672,000 | 4,048 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 2,697 |
| Total interest expense | $576,000 | 3,621 |
| Net interest income | $2,265,000 | 2,369 |
| Provision for loan and lease losses | $163,000 | 1,317 |
| Total noninterest income | $249,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $186,000 | 2,145 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $1,939,000 | 2,133 |
| Salaries and employee benefits | $1,119,000 | 2,042 |
| Premises and equipment expense | $371,000 | 1,633 |
| Additional noninterest expense | $449,000 | 2,697 |
| Pre-tax net operating income | $412,000 | 4,186 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $156,000 | 3,045 |
| Income before extraordinary items | $256,000 | 4,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 445 |
| Net operating income | $256,000 | 4,765 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,661,000 | 3,204 |
| Total interest expense | $1,391,000 | 4,723 |
| Net interest income | $7,270,000 | 2,790 |
| Provision for loan and lease losses | $531,000 | 1,868 |
| Total noninterest income | $971,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $746,000 | 2,266 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $225,000 | 4,850 |
| Total noninterest expense | $6,674,000 | 2,393 |
| Salaries and employee benefits | $3,745,000 | 2,321 |
| Premises and equipment expense | $1,452,000 | 1,600 |
| Additional noninterest expense | $1,477,000 | 3,167 |
| Pre-tax net operating income | $1,036,000 | 5,151 |
| Securities gains (losses) | $46,000 | 1,813 |
| Applicable income taxes | $414,000 | 3,666 |
| Income before extraordinary items | $668,000 | 5,702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $668,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $4,487,000 | 242 |
| Net operating income | $638,560 | 5,739 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 3,343 |
| Total interest expense | $939,000 | 4,964 |
| Net interest income | $5,172,000 | 2,912 |
| Provision for loan and lease losses | $396,000 | 1,799 |
| Total noninterest income | $706,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $538,000 | 2,353 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 4,870 |
| Total noninterest expense | $4,876,000 | 2,434 |
| Salaries and employee benefits | $2,734,000 | 2,366 |
| Premises and equipment expense | $1,087,000 | 1,605 |
| Additional noninterest expense | $1,055,000 | 3,265 |
| Pre-tax net operating income | $606,000 | 5,880 |
| Securities gains (losses) | $46,000 | 1,731 |
| Applicable income taxes | $252,000 | 4,073 |
| Income before extraordinary items | $400,000 | 6,323 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $400,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $4,485,000 | 174 |
| Net operating income | $370,560 | 6,423 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,496 |
| Total interest expense | $570,000 | 5,261 |
| Net interest income | $3,258,000 | 3,056 |
| Provision for loan and lease losses | $289,000 | 1,643 |
| Total noninterest income | $412,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $340,000 | 2,456 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 5,800 |
| Total noninterest expense | $3,194,000 | 2,490 |
| Salaries and employee benefits | $1,774,000 | 2,418 |
| Premises and equipment expense | $703,000 | 1,646 |
| Additional noninterest expense | $717,000 | 3,240 |
| Pre-tax net operating income | $187,000 | 7,278 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $84,000 | 5,065 |
| Income before extraordinary items | $122,000 | 7,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $4,483,000 | 117 |
| Net operating income | $109,840 | 7,621 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 3,720 |
| Total interest expense | $271,000 | 5,475 |
| Net interest income | $1,520,000 | 3,222 |
| Provision for loan and lease losses | $142,000 | 1,602 |
| Total noninterest income | $207,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $175,000 | 2,340 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $1,548,000 | 2,562 |
| Salaries and employee benefits | $859,000 | 2,525 |
| Premises and equipment expense | $337,000 | 1,727 |
| Additional noninterest expense | $352,000 | 3,268 |
| Pre-tax net operating income | $37,000 | 8,090 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $32,000 | 8,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $2,845,000 | 75 |
| Net operating income | $19,840 | 8,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 4,928 |
| Total interest expense | $833,000 | 6,609 |
| Net interest income | $4,119,000 | 4,277 |
| Provision for loan and lease losses | $575,000 | 1,949 |
| Total noninterest income | $737,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $566,000 | 2,812 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $171,000 | 5,591 |
| Total noninterest expense | $5,133,000 | 2,988 |
| Salaries and employee benefits | $2,847,000 | 2,902 |
| Premises and equipment expense | $1,145,000 | 1,991 |
| Additional noninterest expense | $1,141,000 | 3,881 |
| Pre-tax net operating income | $-852,000 | 8,933 |
| Securities gains (losses) | $123,000 | 1,706 |
| Applicable income taxes | $-265,000 | 9,047 |
| Income before extraordinary items | $-464,000 | 8,890 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-464,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $5,962,000 | 171 |
| Net operating income | $-542,720 | 8,860 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 5,314 |
| Total interest expense | $627,000 | 6,750 |
| Net interest income | $2,733,000 | 4,680 |
| Provision for loan and lease losses | $482,000 | 1,716 |
| Total noninterest income | $515,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $384,000 | 3,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,597 |
| Total noninterest expense | $3,760,000 | 3,041 |
| Salaries and employee benefits | $2,132,000 | 2,913 |
| Premises and equipment expense | $806,000 | 2,123 |
| Additional noninterest expense | $822,000 | 3,983 |
| Pre-tax net operating income | $-994,000 | 9,082 |
| Securities gains (losses) | $114,000 | 1,635 |
| Applicable income taxes | $-324,000 | 9,152 |
| Income before extraordinary items | $-556,000 | 9,041 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-556,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $5,962,000 | 111 |
| Net operating income | $-628,960 | 9,011 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 5,698 |
| Total interest expense | $420,000 | 6,848 |
| Net interest income | $1,603,000 | 5,113 |
| Provision for loan and lease losses | $372,000 | 1,496 |
| Total noninterest income | $317,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $230,000 | 3,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $87,000 | 5,586 |
| Total noninterest expense | $2,458,000 | 3,087 |
| Salaries and employee benefits | $1,404,000 | 2,955 |
| Premises and equipment expense | $485,000 | 2,314 |
| Additional noninterest expense | $569,000 | 3,868 |
| Pre-tax net operating income | $-910,000 | 9,145 |
| Securities gains (losses) | $105,000 | 1,472 |
| Applicable income taxes | $-298,000 | 9,201 |
| Income before extraordinary items | $-507,000 | 9,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-507,000 | 9,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $5,962,000 | 73 |
| Net operating income | $-574,200 | 9,097 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 6,106 |
| Total interest expense | $202,000 | 7,045 |
| Net interest income | $697,000 | 5,560 |
| Provision for loan and lease losses | $194,000 | 1,416 |
| Total noninterest income | $146,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $105,000 | 3,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $1,192,000 | 3,171 |
| Salaries and employee benefits | $700,000 | 2,953 |
| Premises and equipment expense | $235,000 | 2,366 |
| Additional noninterest expense | $257,000 | 4,121 |
| Pre-tax net operating income | $-543,000 | 9,209 |
| Securities gains (losses) | $68,000 | 1,210 |
| Applicable income taxes | $-178,000 | 9,250 |
| Income before extraordinary items | $-297,000 | 9,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-297,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $5,312,000 | 39 |
| Net operating income | $-340,520 | 9,150 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 8,099 |
| Total interest expense | $439,000 | 8,546 |
| Net interest income | $1,333,000 | 7,708 |
| Provision for loan and lease losses | $557,000 | 2,200 |
| Total noninterest income | $219,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $174,000 | 5,541 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $3,624,000 | 3,844 |
| Salaries and employee benefits | $1,930,000 | 3,853 |
| Premises and equipment expense | $711,000 | 2,968 |
| Additional noninterest expense | $983,000 | 4,235 |
| Pre-tax net operating income | $-2,629,000 | 9,270 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $-1,090,000 | 9,294 |
| Income before extraordinary items | $-1,529,000 | 9,250 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,529,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $11,185,000 | 48 |
| Net operating income | $-1,535,400 | 9,219 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.