Home > Community Bank, North Mississippi > Income and Expense
Community Bank, North Mississippi, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,026,000 | 1,409 |
| Total interest expense | $1,806,000 | 1,661 |
| Net interest income | $17,220,000 | 1,364 |
| Provision for loan and lease losses | $349,000 | 1,834 |
| Total noninterest income | $2,739,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,442,000 | 848 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,297,000 | 1,978 |
| Total noninterest expense | $14,069,000 | 1,421 |
| Salaries and employee benefits | $6,280,000 | 1,750 |
| Premises and equipment expense | $1,512,000 | 1,516 |
| Additional noninterest expense | $6,277,000 | 1,031 |
| Pre-tax net operating income | $5,541,000 | 1,572 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,652,000 | 1,053 |
| Income before extraordinary items | $2,889,000 | 2,118 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,889,000 | 2,119 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,889,000 | 2,119 |
| Net charge-offs | $16,000 | 3,520 |
| Cash dividends | $3,050,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 600 |
| Net operating income | $2,889,000 | 2,096 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,074,000 | 1,428 |
| Total interest expense | $1,308,000 | 1,687 |
| Net interest income | $12,766,000 | 1,387 |
| Provision for loan and lease losses | $285,000 | 1,676 |
| Total noninterest income | $2,318,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,068,000 | 862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,250,000 | 1,719 |
| Total noninterest expense | $10,549,000 | 1,420 |
| Salaries and employee benefits | $4,651,000 | 1,773 |
| Premises and equipment expense | $1,148,000 | 1,503 |
| Additional noninterest expense | $4,750,000 | 1,017 |
| Pre-tax net operating income | $4,250,000 | 1,550 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,468,000 | 1,140 |
| Income before extraordinary items | $2,782,000 | 1,846 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,782,000 | 1,846 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,782,000 | 1,846 |
| Net charge-offs | $-1,000 | 4,281 |
| Cash dividends | $2,150,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $2,782,000 | 1,815 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 1,440 |
| Total interest expense | $869,000 | 1,658 |
| Net interest income | $8,348,000 | 1,407 |
| Provision for loan and lease losses | $190,000 | 1,605 |
| Total noninterest income | $1,515,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $678,000 | 895 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $837,000 | 1,730 |
| Total noninterest expense | $6,979,000 | 1,440 |
| Salaries and employee benefits | $3,060,000 | 1,800 |
| Premises and equipment expense | $772,000 | 1,495 |
| Additional noninterest expense | $3,147,000 | 1,031 |
| Pre-tax net operating income | $2,694,000 | 1,604 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $927,000 | 1,163 |
| Income before extraordinary items | $1,768,000 | 1,878 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,768,000 | 1,878 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,768,000 | 1,878 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $1,250,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 589 |
| Net operating income | $1,767,340 | 1,855 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 1,446 |
| Total interest expense | $456,000 | 1,565 |
| Net interest income | $4,089,000 | 1,421 |
| Provision for loan and lease losses | $95,000 | 1,496 |
| Total noninterest income | $755,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $328,000 | 925 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $427,000 | 1,687 |
| Total noninterest expense | $3,472,000 | 1,447 |
| Salaries and employee benefits | $1,529,000 | 1,810 |
| Premises and equipment expense | $397,000 | 1,466 |
| Additional noninterest expense | $1,546,000 | 1,035 |
| Pre-tax net operating income | $1,277,000 | 1,635 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $438,000 | 1,178 |
| Income before extraordinary items | $840,000 | 1,905 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $840,000 | 1,905 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $840,000 | 1,905 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 5,816 |
| Net operating income | $839,340 | 1,894 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,756,000 | 1,435 |
| Total interest expense | $2,280,000 | 1,268 |
| Net interest income | $15,476,000 | 1,458 |
| Provision for loan and lease losses | $666,000 | 1,218 |
| Total noninterest income | $2,498,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,414,000 | 891 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,084,000 | 2,304 |
| Total noninterest expense | $14,206,000 | 1,379 |
| Salaries and employee benefits | $6,207,000 | 1,736 |
| Premises and equipment expense | $1,788,000 | 1,305 |
| Additional noninterest expense | $6,211,000 | 1,057 |
| Pre-tax net operating income | $3,102,000 | 2,348 |
| Securities gains (losses) | $319,000 | 630 |
| Applicable income taxes | $1,046,000 | 1,597 |
| Income before extraordinary items | $2,375,000 | 2,496 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,375,000 | 2,495 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,375,000 | 2,496 |
| Net charge-offs | $33,000 | 3,401 |
| Cash dividends | $1,500,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 566 |
| Net operating income | $2,154,890 | 2,606 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,158,000 | 1,452 |
| Total interest expense | $1,742,000 | 1,251 |
| Net interest income | $11,416,000 | 1,479 |
| Provision for loan and lease losses | $666,000 | 944 |
| Total noninterest income | $2,085,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,061,000 | 889 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,024,000 | 2,009 |
| Total noninterest expense | $10,671,000 | 1,367 |
| Salaries and employee benefits | $4,589,000 | 1,755 |
| Premises and equipment expense | $1,409,000 | 1,253 |
| Additional noninterest expense | $4,673,000 | 1,056 |
| Pre-tax net operating income | $2,164,000 | 2,494 |
| Securities gains (losses) | $319,000 | 579 |
| Applicable income taxes | $808,000 | 1,615 |
| Income before extraordinary items | $1,675,000 | 2,628 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,675,000 | 2,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,675,000 | 2,629 |
| Net charge-offs | $53,000 | 2,550 |
| Cash dividends | $900,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 534 |
| Net operating income | $1,461,270 | 2,810 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,621,000 | 1,483 |
| Total interest expense | $1,168,000 | 1,232 |
| Net interest income | $7,453,000 | 1,507 |
| Provision for loan and lease losses | $441,000 | 954 |
| Total noninterest income | $1,270,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $685,000 | 906 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $585,000 | 2,179 |
| Total noninterest expense | $7,121,000 | 1,384 |
| Salaries and employee benefits | $3,025,000 | 1,772 |
| Premises and equipment expense | $1,001,000 | 1,180 |
| Additional noninterest expense | $3,095,000 | 1,062 |
| Pre-tax net operating income | $1,161,000 | 2,807 |
| Securities gains (losses) | $319,000 | 413 |
| Applicable income taxes | $475,000 | 1,715 |
| Income before extraordinary items | $1,005,000 | 2,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,005,000 | 2,786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,005,000 | 2,787 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 519 |
| Net operating income | $788,080 | 3,147 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 1,492 |
| Total interest expense | $580,000 | 1,230 |
| Net interest income | $3,665,000 | 1,526 |
| Provision for loan and lease losses | $265,000 | 765 |
| Total noninterest income | $719,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $341,000 | 900 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $378,000 | 1,816 |
| Total noninterest expense | $3,477,000 | 1,411 |
| Salaries and employee benefits | $1,497,000 | 1,798 |
| Premises and equipment expense | $437,000 | 1,336 |
| Additional noninterest expense | $1,543,000 | 1,060 |
| Pre-tax net operating income | $642,000 | 2,623 |
| Securities gains (losses) | $67,000 | 694 |
| Applicable income taxes | $227,000 | 1,731 |
| Income before extraordinary items | $482,000 | 2,810 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $482,000 | 2,809 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $482,000 | 2,810 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 478 |
| Net operating income | $436,440 | 2,911 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,513,000 | 1,490 |
| Total interest expense | $1,887,000 | 1,463 |
| Net interest income | $14,626,000 | 1,510 |
| Provision for loan and lease losses | $680,000 | 1,080 |
| Total noninterest income | $1,836,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,411,000 | 907 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $425,000 | 3,517 |
| Total noninterest expense | $13,536,000 | 1,439 |
| Salaries and employee benefits | $5,966,000 | 1,751 |
| Premises and equipment expense | $1,642,000 | 1,405 |
| Additional noninterest expense | $5,928,000 | 1,095 |
| Pre-tax net operating income | $2,246,000 | 2,806 |
| Securities gains (losses) | $27,000 | 2,055 |
| Applicable income taxes | $716,000 | 1,901 |
| Income before extraordinary items | $1,557,000 | 3,163 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,557,000 | 3,164 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,557,000 | 3,165 |
| Net charge-offs | $780,000 | 829 |
| Cash dividends | $2,000,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 501 |
| Net operating income | $1,538,640 | 3,134 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,342,000 | 1,510 |
| Total interest expense | $1,350,000 | 1,534 |
| Net interest income | $10,992,000 | 1,526 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $2,219,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,037,000 | 928 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,182,000 | 1,818 |
| Total noninterest expense | $10,143,000 | 1,441 |
| Salaries and employee benefits | $4,528,000 | 1,749 |
| Premises and equipment expense | $1,220,000 | 1,423 |
| Additional noninterest expense | $4,395,000 | 1,108 |
| Pre-tax net operating income | $2,708,000 | 2,069 |
| Securities gains (losses) | $-37,000 | 6,124 |
| Applicable income taxes | $901,000 | 1,467 |
| Income before extraordinary items | $1,770,000 | 2,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,770,000 | 2,471 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,770,000 | 2,471 |
| Net charge-offs | $385,000 | 1,040 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 479 |
| Net operating income | $1,794,420 | 2,411 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,130,000 | 1,533 |
| Total interest expense | $850,000 | 1,624 |
| Net interest income | $7,280,000 | 1,528 |
| Provision for loan and lease losses | $240,000 | 1,328 |
| Total noninterest income | $1,461,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $653,000 | 959 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $808,000 | 1,797 |
| Total noninterest expense | $6,676,000 | 1,465 |
| Salaries and employee benefits | $2,948,000 | 1,791 |
| Premises and equipment expense | $809,000 | 1,448 |
| Additional noninterest expense | $2,919,000 | 1,113 |
| Pre-tax net operating income | $1,825,000 | 2,035 |
| Securities gains (losses) | $-37,000 | 6,224 |
| Applicable income taxes | $606,000 | 1,464 |
| Income before extraordinary items | $1,182,000 | 2,459 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,182,000 | 2,461 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,182,000 | 2,461 |
| Net charge-offs | $277,000 | 963 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 467 |
| Net operating income | $1,206,420 | 2,374 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 1,532 |
| Total interest expense | $417,000 | 1,666 |
| Net interest income | $3,633,000 | 1,520 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $691,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $311,000 | 980 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $380,000 | 1,836 |
| Total noninterest expense | $3,307,000 | 1,477 |
| Salaries and employee benefits | $1,447,000 | 1,825 |
| Premises and equipment expense | $405,000 | 1,468 |
| Additional noninterest expense | $1,455,000 | 1,102 |
| Pre-tax net operating income | $897,000 | 2,028 |
| Securities gains (losses) | $-23,000 | 6,307 |
| Applicable income taxes | $297,000 | 1,451 |
| Income before extraordinary items | $577,000 | 2,456 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $577,000 | 2,459 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $577,000 | 2,458 |
| Net charge-offs | $74,000 | 1,302 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 435 |
| Net operating income | $592,180 | 2,345 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,207,000 | 1,457 |
| Total interest expense | $1,779,000 | 1,630 |
| Net interest income | $15,428,000 | 1,436 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $2,627,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,355,000 | 977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,272,000 | 1,994 |
| Total noninterest expense | $13,035,000 | 1,459 |
| Salaries and employee benefits | $5,551,000 | 1,860 |
| Premises and equipment expense | $1,696,000 | 1,397 |
| Additional noninterest expense | $5,788,000 | 1,132 |
| Pre-tax net operating income | $4,840,000 | 1,567 |
| Securities gains (losses) | $57,000 | 1,642 |
| Applicable income taxes | $1,733,000 | 1,089 |
| Income before extraordinary items | $3,164,000 | 1,930 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,164,000 | 1,929 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,164,000 | 1,928 |
| Net charge-offs | $1,039,000 | 867 |
| Cash dividends | $2,400,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 674 |
| Net operating income | $3,126,950 | 1,911 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,062,000 | 1,455 |
| Total interest expense | $1,353,000 | 1,631 |
| Net interest income | $11,709,000 | 1,431 |
| Provision for loan and lease losses | $130,000 | 2,543 |
| Total noninterest income | $2,030,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $997,000 | 999 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,033,000 | 1,889 |
| Total noninterest expense | $9,794,000 | 1,471 |
| Salaries and employee benefits | $4,170,000 | 1,858 |
| Premises and equipment expense | $1,278,000 | 1,400 |
| Additional noninterest expense | $4,346,000 | 1,136 |
| Pre-tax net operating income | $3,815,000 | 1,514 |
| Securities gains (losses) | $131,000 | 836 |
| Applicable income taxes | $1,406,000 | 1,042 |
| Income before extraordinary items | $2,540,000 | 1,825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,540,000 | 1,825 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,540,000 | 1,824 |
| Net charge-offs | $333,000 | 1,508 |
| Cash dividends | $1,500,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 633 |
| Net operating income | $2,456,160 | 1,838 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 1,448 |
| Total interest expense | $920,000 | 1,630 |
| Net interest income | $7,803,000 | 1,422 |
| Provision for loan and lease losses | $80,000 | 2,568 |
| Total noninterest income | $1,307,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $645,000 | 1,022 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $662,000 | 1,920 |
| Total noninterest expense | $6,539,000 | 1,469 |
| Salaries and employee benefits | $2,768,000 | 1,865 |
| Premises and equipment expense | $856,000 | 1,401 |
| Additional noninterest expense | $2,915,000 | 1,117 |
| Pre-tax net operating income | $2,491,000 | 1,502 |
| Securities gains (losses) | $-14,000 | 6,332 |
| Applicable income taxes | $885,000 | 1,056 |
| Income before extraordinary items | $1,592,000 | 1,884 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,592,000 | 1,889 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,592,000 | 1,887 |
| Net charge-offs | $125,000 | 1,990 |
| Cash dividends | $750,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $1,600,960 | 1,825 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 1,466 |
| Total interest expense | $463,000 | 1,635 |
| Net interest income | $3,828,000 | 1,440 |
| Provision for loan and lease losses | $80,000 | 1,764 |
| Total noninterest income | $759,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $309,000 | 1,040 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $450,000 | 1,514 |
| Total noninterest expense | $3,232,000 | 1,488 |
| Salaries and employee benefits | $1,388,000 | 1,871 |
| Premises and equipment expense | $430,000 | 1,415 |
| Additional noninterest expense | $1,414,000 | 1,128 |
| Pre-tax net operating income | $1,275,000 | 1,437 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $457,000 | 990 |
| Income before extraordinary items | $820,000 | 1,775 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $820,000 | 1,779 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $820,000 | 1,778 |
| Net charge-offs | $105,000 | 1,346 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 541 |
| Net operating income | $818,720 | 1,750 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,399,000 | 1,457 |
| Total interest expense | $2,235,000 | 1,524 |
| Net interest income | $15,164,000 | 1,431 |
| Provision for loan and lease losses | $97,000 | 3,746 |
| Total noninterest income | $2,337,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,371,000 | 1,009 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $966,000 | 2,430 |
| Total noninterest expense | $13,199,000 | 1,478 |
| Salaries and employee benefits | $5,243,000 | 1,941 |
| Premises and equipment expense | $1,738,000 | 1,371 |
| Additional noninterest expense | $6,218,000 | 1,090 |
| Pre-tax net operating income | $4,205,000 | 1,661 |
| Securities gains (losses) | $234,000 | 810 |
| Applicable income taxes | $1,504,000 | 1,122 |
| Income before extraordinary items | $2,935,000 | 1,931 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,935,000 | 1,933 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,935,000 | 1,933 |
| Net charge-offs | $420,000 | 2,205 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 663 |
| Net operating income | $2,780,560 | 1,961 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,969,000 | 1,465 |
| Total interest expense | $1,742,000 | 1,504 |
| Net interest income | $11,227,000 | 1,455 |
| Provision for loan and lease losses | $97,000 | 3,410 |
| Total noninterest income | $1,936,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,032,000 | 1,000 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $904,000 | 2,194 |
| Total noninterest expense | $9,798,000 | 1,497 |
| Salaries and employee benefits | $3,832,000 | 2,011 |
| Premises and equipment expense | $1,292,000 | 1,390 |
| Additional noninterest expense | $4,674,000 | 1,080 |
| Pre-tax net operating income | $3,268,000 | 1,621 |
| Securities gains (losses) | $234,000 | 754 |
| Applicable income taxes | $1,235,000 | 1,080 |
| Income before extraordinary items | $2,267,000 | 1,922 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,267,000 | 1,929 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,267,000 | 1,928 |
| Net charge-offs | $371,000 | 1,905 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 638 |
| Net operating income | $2,114,900 | 1,977 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 1,479 |
| Total interest expense | $1,210,000 | 1,483 |
| Net interest income | $7,334,000 | 1,468 |
| Provision for loan and lease losses | $47,000 | 3,685 |
| Total noninterest income | $1,307,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $663,000 | 1,020 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $644,000 | 2,138 |
| Total noninterest expense | $6,552,000 | 1,497 |
| Salaries and employee benefits | $2,546,000 | 2,024 |
| Premises and equipment expense | $855,000 | 1,409 |
| Additional noninterest expense | $3,151,000 | 1,070 |
| Pre-tax net operating income | $2,042,000 | 1,688 |
| Securities gains (losses) | $219,000 | 700 |
| Applicable income taxes | $795,000 | 1,107 |
| Income before extraordinary items | $1,466,000 | 1,959 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,466,000 | 1,965 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,466,000 | 1,965 |
| Net charge-offs | $274,000 | 1,776 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 612 |
| Net operating income | $1,323,650 | 2,051 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 1,499 |
| Total interest expense | $625,000 | 1,480 |
| Net interest income | $3,633,000 | 1,484 |
| Provision for loan and lease losses | $47,000 | 2,874 |
| Total noninterest income | $991,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $320,000 | 1,046 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $671,000 | 1,290 |
| Total noninterest expense | $3,735,000 | 1,347 |
| Salaries and employee benefits | $1,261,000 | 2,062 |
| Premises and equipment expense | $418,000 | 1,456 |
| Additional noninterest expense | $2,056,000 | 829 |
| Pre-tax net operating income | $842,000 | 1,961 |
| Securities gains (losses) | $80,000 | 750 |
| Applicable income taxes | $319,000 | 1,271 |
| Income before extraordinary items | $603,000 | 2,257 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $603,000 | 2,259 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $603,000 | 2,259 |
| Net charge-offs | $170,000 | 1,491 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 593 |
| Net operating income | $551,000 | 2,312 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,126,000 | 1,468 |
| Total interest expense | $3,078,000 | 1,449 |
| Net interest income | $15,048,000 | 1,457 |
| Provision for loan and lease losses | $650,000 | 2,345 |
| Total noninterest income | $1,063,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,307,000 | 1,087 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-244,000 | 6,836 |
| Total noninterest expense | $13,579,000 | 1,438 |
| Salaries and employee benefits | $5,209,000 | 1,932 |
| Premises and equipment expense | $1,783,000 | 1,328 |
| Additional noninterest expense | $6,587,000 | 1,056 |
| Pre-tax net operating income | $1,882,000 | 2,924 |
| Securities gains (losses) | $235,000 | 1,564 |
| Applicable income taxes | $678,000 | 1,870 |
| Income before extraordinary items | $1,439,000 | 3,207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,439,000 | 3,207 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,439,000 | 3,207 |
| Net charge-offs | $792,000 | 2,064 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 761 |
| Net operating income | $1,279,200 | 3,276 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 1,472 |
| Total interest expense | $2,393,000 | 1,462 |
| Net interest income | $11,373,000 | 1,462 |
| Provision for loan and lease losses | $570,000 | 2,114 |
| Total noninterest income | $1,221,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $949,000 | 1,130 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $272,000 | 3,821 |
| Total noninterest expense | $10,170,000 | 1,447 |
| Salaries and employee benefits | $3,945,000 | 1,907 |
| Premises and equipment expense | $1,395,000 | 1,285 |
| Additional noninterest expense | $4,830,000 | 1,071 |
| Pre-tax net operating income | $1,854,000 | 2,493 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $598,000 | 1,751 |
| Income before extraordinary items | $1,257,000 | 2,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,257,000 | 2,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,257,000 | 2,969 |
| Net charge-offs | $490,000 | 2,216 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 716 |
| Net operating income | $1,256,320 | 2,828 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,232,000 | 1,475 |
| Total interest expense | $1,658,000 | 1,454 |
| Net interest income | $7,574,000 | 1,469 |
| Provision for loan and lease losses | $320,000 | 2,321 |
| Total noninterest income | $736,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $600,000 | 1,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 4,217 |
| Total noninterest expense | $6,745,000 | 1,447 |
| Salaries and employee benefits | $2,552,000 | 1,972 |
| Premises and equipment expense | $937,000 | 1,271 |
| Additional noninterest expense | $3,256,000 | 1,056 |
| Pre-tax net operating income | $1,245,000 | 2,453 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $392,000 | 1,736 |
| Income before extraordinary items | $854,000 | 2,907 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $854,000 | 2,907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $854,000 | 2,907 |
| Net charge-offs | $388,000 | 2,037 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 709 |
| Net operating income | $853,310 | 2,766 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 1,499 |
| Total interest expense | $847,000 | 1,483 |
| Net interest income | $3,758,000 | 1,486 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $688,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $299,000 | 1,180 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $389,000 | 1,790 |
| Total noninterest expense | $3,516,000 | 1,395 |
| Salaries and employee benefits | $1,270,000 | 1,974 |
| Premises and equipment expense | $467,000 | 1,285 |
| Additional noninterest expense | $1,779,000 | 952 |
| Pre-tax net operating income | $630,000 | 2,448 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $213,000 | 1,654 |
| Income before extraordinary items | $417,000 | 2,969 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $417,000 | 2,972 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $417,000 | 2,973 |
| Net charge-offs | $327,000 | 1,409 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 651 |
| Net operating income | $417,000 | 2,820 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,271,000 | 1,477 |
| Total interest expense | $4,498,000 | 1,350 |
| Net interest income | $14,773,000 | 1,516 |
| Provision for loan and lease losses | $2,358,000 | 1,397 |
| Total noninterest income | $2,281,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,321,000 | 1,113 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $960,000 | 2,194 |
| Total noninterest expense | $14,750,000 | 1,328 |
| Salaries and employee benefits | $5,425,000 | 1,790 |
| Premises and equipment expense | $1,854,000 | 1,339 |
| Additional noninterest expense | $7,471,000 | 944 |
| Pre-tax net operating income | $-54,000 | 6,093 |
| Securities gains (losses) | $661,000 | 633 |
| Applicable income taxes | $165,000 | 3,048 |
| Income before extraordinary items | $442,000 | 4,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $442,000 | 4,817 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $442,000 | 4,816 |
| Net charge-offs | $2,499,000 | 1,354 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 870 |
| Net operating income | $-40,530 | 6,105 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,548,000 | 1,488 |
| Total interest expense | $3,587,000 | 1,331 |
| Net interest income | $10,961,000 | 1,533 |
| Provision for loan and lease losses | $2,148,000 | 1,182 |
| Total noninterest income | $1,767,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $979,000 | 1,129 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $788,000 | 2,057 |
| Total noninterest expense | $11,251,000 | 1,318 |
| Salaries and employee benefits | $4,007,000 | 1,827 |
| Premises and equipment expense | $1,416,000 | 1,331 |
| Additional noninterest expense | $5,828,000 | 903 |
| Pre-tax net operating income | $-671,000 | 6,683 |
| Securities gains (losses) | $655,000 | 510 |
| Applicable income taxes | $-45,000 | 6,920 |
| Income before extraordinary items | $29,000 | 6,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 6,165 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $29,000 | 6,165 |
| Net charge-offs | $2,290,000 | 1,117 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 819 |
| Net operating income | $-390,200 | 6,581 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,674,000 | 1,502 |
| Total interest expense | $2,505,000 | 1,311 |
| Net interest income | $7,169,000 | 1,568 |
| Provision for loan and lease losses | $1,328,000 | 1,247 |
| Total noninterest income | $1,131,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $638,000 | 1,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 2,121 |
| Total noninterest expense | $7,658,000 | 1,298 |
| Salaries and employee benefits | $2,629,000 | 1,870 |
| Premises and equipment expense | $943,000 | 1,340 |
| Additional noninterest expense | $4,086,000 | 888 |
| Pre-tax net operating income | $-686,000 | 6,873 |
| Securities gains (losses) | $238,000 | 647 |
| Applicable income taxes | $-186,000 | 7,205 |
| Income before extraordinary items | $-262,000 | 6,694 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-262,000 | 6,695 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-262,000 | 6,695 |
| Net charge-offs | $2,105,000 | 894 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 769 |
| Net operating income | $-414,320 | 6,787 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 1,536 |
| Total interest expense | $1,294,000 | 1,317 |
| Net interest income | $3,487,000 | 1,605 |
| Provision for loan and lease losses | $210,000 | 2,372 |
| Total noninterest income | $588,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $305,000 | 1,171 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $283,000 | 1,979 |
| Total noninterest expense | $3,475,000 | 1,424 |
| Salaries and employee benefits | $1,369,000 | 1,806 |
| Premises and equipment expense | $460,000 | 1,408 |
| Additional noninterest expense | $1,646,000 | 1,083 |
| Pre-tax net operating income | $390,000 | 3,026 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $127,000 | 1,939 |
| Income before extraordinary items | $263,000 | 3,484 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $263,000 | 3,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $263,000 | 3,482 |
| Net charge-offs | $1,224,000 | 746 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 722 |
| Net operating income | $263,000 | 3,422 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,049,000 | 1,455 |
| Total interest expense | $6,558,000 | 1,259 |
| Net interest income | $14,491,000 | 1,545 |
| Provision for loan and lease losses | $3,356,000 | 1,499 |
| Total noninterest income | $2,539,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,386,000 | 1,089 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,153,000 | 2,008 |
| Total noninterest expense | $14,042,000 | 1,417 |
| Salaries and employee benefits | $5,500,000 | 1,766 |
| Premises and equipment expense | $1,839,000 | 1,395 |
| Additional noninterest expense | $6,703,000 | 1,098 |
| Pre-tax net operating income | $-368,000 | 6,169 |
| Securities gains (losses) | $132,000 | 1,927 |
| Applicable income taxes | $-124,000 | 6,868 |
| Income before extraordinary items | $-112,000 | 6,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-112,000 | 6,086 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-112,000 | 6,087 |
| Net charge-offs | $4,485,000 | 1,116 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,150 |
| Net operating income | $-196,480 | 6,095 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,820,000 | 1,493 |
| Total interest expense | $5,075,000 | 1,261 |
| Net interest income | $10,745,000 | 1,577 |
| Provision for loan and lease losses | $3,286,000 | 1,193 |
| Total noninterest income | $1,912,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,024,000 | 1,129 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $888,000 | 1,944 |
| Total noninterest expense | $10,370,000 | 1,434 |
| Salaries and employee benefits | $4,163,000 | 1,763 |
| Premises and equipment expense | $1,350,000 | 1,443 |
| Additional noninterest expense | $4,857,000 | 1,111 |
| Pre-tax net operating income | $-999,000 | 6,789 |
| Securities gains (losses) | $96,000 | 1,979 |
| Applicable income taxes | $-338,000 | 7,296 |
| Income before extraordinary items | $-565,000 | 6,705 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-565,000 | 6,706 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-565,000 | 6,706 |
| Net charge-offs | $3,166,000 | 1,097 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,104 |
| Net operating income | $-626,440 | 6,682 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,649,000 | 1,501 |
| Total interest expense | $3,486,000 | 1,281 |
| Net interest income | $7,163,000 | 1,578 |
| Provision for loan and lease losses | $3,170,000 | 912 |
| Total noninterest income | $1,217,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $649,000 | 1,203 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $568,000 | 1,935 |
| Total noninterest expense | $6,792,000 | 1,451 |
| Salaries and employee benefits | $2,791,000 | 1,762 |
| Premises and equipment expense | $880,000 | 1,495 |
| Additional noninterest expense | $3,121,000 | 1,144 |
| Pre-tax net operating income | $-1,582,000 | 7,186 |
| Securities gains (losses) | $93,000 | 1,465 |
| Applicable income taxes | $-552,000 | 7,498 |
| Income before extraordinary items | $-937,000 | 7,066 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-937,000 | 7,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-937,000 | 7,066 |
| Net charge-offs | $2,260,000 | 1,039 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 882 |
| Net operating income | $-996,520 | 7,064 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 1,490 |
| Total interest expense | $1,840,000 | 1,266 |
| Net interest income | $3,612,000 | 1,593 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $615,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $308,000 | 1,269 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $307,000 | 1,813 |
| Total noninterest expense | $3,532,000 | 1,422 |
| Salaries and employee benefits | $1,520,000 | 1,645 |
| Premises and equipment expense | $449,000 | 1,504 |
| Additional noninterest expense | $1,563,000 | 1,121 |
| Pre-tax net operating income | $595,000 | 2,112 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $228,000 | 1,308 |
| Income before extraordinary items | $390,000 | 2,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $390,000 | 2,598 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $390,000 | 2,602 |
| Net charge-offs | $1,397,000 | 827 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $375,280 | 2,565 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,204,000 | 1,488 |
| Total interest expense | $10,010,000 | 1,191 |
| Net interest income | $13,194,000 | 1,700 |
| Provision for loan and lease losses | $4,918,000 | 1,448 |
| Total noninterest income | $2,321,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,384,000 | 1,242 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $937,000 | 2,233 |
| Total noninterest expense | $16,763,000 | 1,241 |
| Salaries and employee benefits | $5,849,000 | 1,694 |
| Premises and equipment expense | $1,835,000 | 1,473 |
| Additional noninterest expense | $9,079,000 | 874 |
| Pre-tax net operating income | $-6,166,000 | 7,291 |
| Securities gains (losses) | $1,118,000 | 447 |
| Applicable income taxes | $-1,879,000 | 7,502 |
| Income before extraordinary items | $-3,169,000 | 7,027 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,169,000 | 7,025 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,169,000 | 7,026 |
| Net charge-offs | $3,102,000 | 1,570 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,250 |
| Net operating income | $-3,884,520 | 7,136 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,635,000 | 1,484 |
| Total interest expense | $7,921,000 | 1,185 |
| Net interest income | $9,714,000 | 1,733 |
| Provision for loan and lease losses | $1,993,000 | 1,908 |
| Total noninterest income | $1,654,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $995,000 | 1,291 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $659,000 | 2,376 |
| Total noninterest expense | $10,630,000 | 1,444 |
| Salaries and employee benefits | $4,472,000 | 1,684 |
| Premises and equipment expense | $1,396,000 | 1,469 |
| Additional noninterest expense | $4,762,000 | 1,182 |
| Pre-tax net operating income | $-1,255,000 | 6,760 |
| Securities gains (losses) | $1,051,000 | 365 |
| Applicable income taxes | $-87,000 | 6,912 |
| Income before extraordinary items | $-117,000 | 6,005 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-117,000 | 6,005 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-117,000 | 6,005 |
| Net charge-offs | $2,695,000 | 1,257 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,045 |
| Net operating income | $-789,640 | 6,616 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,880,000 | 1,507 |
| Total interest expense | $5,504,000 | 1,191 |
| Net interest income | $6,376,000 | 1,752 |
| Provision for loan and lease losses | $4,148,000 | 869 |
| Total noninterest income | $1,033,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $615,000 | 1,385 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $418,000 | 2,488 |
| Total noninterest expense | $6,750,000 | 1,539 |
| Salaries and employee benefits | $2,867,000 | 1,770 |
| Premises and equipment expense | $924,000 | 1,507 |
| Additional noninterest expense | $2,959,000 | 1,268 |
| Pre-tax net operating income | $-3,489,000 | 7,617 |
| Securities gains (losses) | $606,000 | 427 |
| Applicable income taxes | $-1,067,000 | 7,772 |
| Income before extraordinary items | $-1,816,000 | 7,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,816,000 | 7,424 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,816,000 | 7,423 |
| Net charge-offs | $821,000 | 1,812 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,002 |
| Net operating income | $-2,203,840 | 7,525 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 1,499 |
| Total interest expense | $2,884,000 | 1,193 |
| Net interest income | $3,165,000 | 1,751 |
| Provision for loan and lease losses | $659,000 | 1,522 |
| Total noninterest income | $511,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $297,000 | 1,390 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $214,000 | 2,423 |
| Total noninterest expense | $3,377,000 | 1,483 |
| Salaries and employee benefits | $1,582,000 | 1,638 |
| Premises and equipment expense | $469,000 | 1,519 |
| Additional noninterest expense | $1,326,000 | 1,234 |
| Pre-tax net operating income | $-360,000 | 7,150 |
| Securities gains (losses) | $606,000 | 272 |
| Applicable income taxes | $71,000 | 2,539 |
| Income before extraordinary items | $175,000 | 4,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 4,089 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $175,000 | 4,089 |
| Net charge-offs | $625,000 | 1,227 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-255,260 | 7,062 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,788,000 | 2,682 |
| Total interest expense | $6,087,000 | 2,488 |
| Net interest income | $7,701,000 | 2,807 |
| Provision for loan and lease losses | $274,000 | 4,781 |
| Total noninterest income | $1,697,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,162,000 | 1,540 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $535,000 | 3,073 |
| Total noninterest expense | $7,076,000 | 2,666 |
| Salaries and employee benefits | $3,322,000 | 2,970 |
| Premises and equipment expense | $997,000 | 2,631 |
| Additional noninterest expense | $2,757,000 | 2,171 |
| Pre-tax net operating income | $2,048,000 | 2,400 |
| Securities gains (losses) | $48,000 | 1,634 |
| Applicable income taxes | $691,000 | 1,532 |
| Income before extraordinary items | $1,405,000 | 2,629 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,405,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 4,119 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,245 |
| Net operating income | $1,372,840 | 2,819 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,273,000 | 2,754 |
| Total interest expense | $4,660,000 | 2,531 |
| Net interest income | $5,613,000 | 2,900 |
| Provision for loan and lease losses | $129,000 | 4,833 |
| Total noninterest income | $1,277,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $863,000 | 1,562 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $414,000 | 3,125 |
| Total noninterest expense | $5,107,000 | 2,733 |
| Salaries and employee benefits | $2,425,000 | 3,077 |
| Premises and equipment expense | $718,000 | 2,738 |
| Additional noninterest expense | $1,964,000 | 2,194 |
| Pre-tax net operating income | $1,654,000 | 2,645 |
| Securities gains (losses) | $30,000 | 1,749 |
| Applicable income taxes | $558,000 | 1,763 |
| Income before extraordinary items | $1,126,000 | 2,868 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,126,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,182 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,184 |
| Net operating income | $1,105,900 | 3,057 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 2,812 |
| Total interest expense | $3,165,000 | 2,583 |
| Net interest income | $3,605,000 | 2,986 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $806,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $554,000 | 1,596 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $252,000 | 3,340 |
| Total noninterest expense | $3,337,000 | 2,790 |
| Salaries and employee benefits | $1,597,000 | 3,152 |
| Premises and equipment expense | $473,000 | 2,772 |
| Additional noninterest expense | $1,267,000 | 2,238 |
| Pre-tax net operating income | $1,009,000 | 2,924 |
| Securities gains (losses) | $30,000 | 1,782 |
| Applicable income taxes | $346,000 | 2,032 |
| Income before extraordinary items | $693,000 | 3,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $693,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $672,900 | 3,350 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 2,873 |
| Total interest expense | $1,683,000 | 2,606 |
| Net interest income | $1,715,000 | 3,130 |
| Provision for loan and lease losses | $43,000 | 4,054 |
| Total noninterest income | $405,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $282,000 | 1,553 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $123,000 | 3,399 |
| Total noninterest expense | $1,657,000 | 2,788 |
| Salaries and employee benefits | $789,000 | 3,206 |
| Premises and equipment expense | $234,000 | 2,813 |
| Additional noninterest expense | $634,000 | 2,204 |
| Pre-tax net operating income | $420,000 | 3,433 |
| Securities gains (losses) | $29,000 | 1,385 |
| Applicable income taxes | $150,000 | 2,320 |
| Income before extraordinary items | $299,000 | 3,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $279,570 | 3,886 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,935,000 | 2,874 |
| Total interest expense | $6,960,000 | 2,647 |
| Net interest income | $6,975,000 | 3,119 |
| Provision for loan and lease losses | $655,000 | 1,936 |
| Total noninterest income | $2,247,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,095,000 | 1,637 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,152,000 | 2,026 |
| Total noninterest expense | $6,202,000 | 2,877 |
| Salaries and employee benefits | $2,839,000 | 3,373 |
| Premises and equipment expense | $1,066,000 | 2,433 |
| Additional noninterest expense | $2,297,000 | 2,354 |
| Pre-tax net operating income | $2,365,000 | 2,945 |
| Securities gains (losses) | $-152,000 | 8,223 |
| Applicable income taxes | $734,000 | 2,241 |
| Income before extraordinary items | $1,479,000 | 3,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,479,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $935,000 | 1,081 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,271 |
| Net operating income | $1,580,840 | 3,314 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,121,000 | 2,957 |
| Total interest expense | $5,199,000 | 2,645 |
| Net interest income | $4,922,000 | 3,276 |
| Provision for loan and lease losses | $95,000 | 4,180 |
| Total noninterest income | $1,553,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $790,000 | 1,672 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $763,000 | 2,182 |
| Total noninterest expense | $4,595,000 | 2,892 |
| Salaries and employee benefits | $2,120,000 | 3,371 |
| Premises and equipment expense | $808,000 | 2,395 |
| Additional noninterest expense | $1,667,000 | 2,374 |
| Pre-tax net operating income | $1,785,000 | 3,081 |
| Securities gains (losses) | $-7,000 | 7,691 |
| Applicable income taxes | $593,000 | 2,308 |
| Income before extraordinary items | $1,185,000 | 3,495 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,185,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,475 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,189,690 | 3,472 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 3,079 |
| Total interest expense | $3,335,000 | 2,734 |
| Net interest income | $3,116,000 | 3,435 |
| Provision for loan and lease losses | $35,000 | 4,774 |
| Total noninterest income | $1,101,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $462,000 | 1,884 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $639,000 | 1,895 |
| Total noninterest expense | $2,952,000 | 3,008 |
| Salaries and employee benefits | $1,327,000 | 3,581 |
| Premises and equipment expense | $553,000 | 2,340 |
| Additional noninterest expense | $1,072,000 | 2,469 |
| Pre-tax net operating income | $1,230,000 | 3,065 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $409,000 | 2,346 |
| Income before extraordinary items | $814,000 | 3,480 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $814,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 984 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $818,690 | 3,452 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 3,652 |
| Total interest expense | $1,407,000 | 3,158 |
| Net interest income | $1,212,000 | 4,125 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $168,000 | 2,378 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $1,211,000 | 3,547 |
| Salaries and employee benefits | $554,000 | 4,116 |
| Premises and equipment expense | $234,000 | 2,740 |
| Additional noninterest expense | $423,000 | 3,028 |
| Pre-tax net operating income | $258,000 | 4,979 |
| Securities gains (losses) | $-7,000 | 8,210 |
| Applicable income taxes | $84,000 | 3,516 |
| Income before extraordinary items | $167,000 | 5,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $167,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $171,690 | 5,374 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 4,216 |
| Total interest expense | $4,114,000 | 3,525 |
| Net interest income | $3,823,000 | 4,788 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $969,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $653,000 | 2,517 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $316,000 | 4,204 |
| Total noninterest expense | $4,648,000 | 3,545 |
| Salaries and employee benefits | $2,485,000 | 3,625 |
| Premises and equipment expense | $515,000 | 4,184 |
| Additional noninterest expense | $1,648,000 | 3,050 |
| Pre-tax net operating income | $144,000 | 7,573 |
| Securities gains (losses) | $-24,000 | 7,627 |
| Applicable income taxes | $39,000 | 5,601 |
| Income before extraordinary items | $81,000 | 7,740 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $81,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $97,080 | 7,676 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 4,410 |
| Total interest expense | $2,758,000 | 3,714 |
| Net interest income | $2,761,000 | 4,936 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $760,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $510,000 | 2,437 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $250,000 | 4,097 |
| Total noninterest expense | $3,332,000 | 3,663 |
| Salaries and employee benefits | $1,812,000 | 3,703 |
| Premises and equipment expense | $312,000 | 4,803 |
| Additional noninterest expense | $1,208,000 | 3,113 |
| Pre-tax net operating income | $189,000 | 7,456 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $146,000 | 4,502 |
| Income before extraordinary items | $43,000 | 7,989 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $43,000 | 7,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $43,000 | 7,981 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,525 |
| Total interest expense | $1,639,000 | 3,895 |
| Net interest income | $1,844,000 | 4,956 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $495,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $339,000 | 2,416 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 4,229 |
| Total noninterest expense | $2,139,000 | 3,784 |
| Salaries and employee benefits | $1,193,000 | 3,761 |
| Premises and equipment expense | $180,000 | 5,255 |
| Additional noninterest expense | $766,000 | 3,238 |
| Pre-tax net operating income | $200,000 | 7,087 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $124,000 | 4,267 |
| Income before extraordinary items | $76,000 | 7,713 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $76,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $76,000 | 7,716 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,626 |
| Total interest expense | $784,000 | 3,869 |
| Net interest income | $866,000 | 5,156 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $242,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $165,000 | 2,396 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,231 |
| Total noninterest expense | $984,000 | 4,058 |
| Salaries and employee benefits | $576,000 | 3,875 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $335,000 | 3,570 |
| Pre-tax net operating income | $124,000 | 6,757 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $67,000 | 4,109 |
| Income before extraordinary items | $57,000 | 7,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $57,000 | 7,422 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 4,493 |
| Total interest expense | $2,753,000 | 3,565 |
| Net interest income | $3,501,000 | 5,018 |
| Provision for loan and lease losses | $110,000 | 4,684 |
| Total noninterest income | $1,120,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $649,000 | 2,497 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $471,000 | 3,483 |
| Total noninterest expense | $3,193,000 | 4,576 |
| Salaries and employee benefits | $1,908,000 | 4,269 |
| Premises and equipment expense | $388,000 | 4,947 |
| Additional noninterest expense | $897,000 | 4,779 |
| Pre-tax net operating income | $1,318,000 | 4,689 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $423,000 | 3,614 |
| Income before extraordinary items | $875,000 | 5,146 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $875,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,483 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $888,400 | 5,070 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 4,471 |
| Total interest expense | $2,024,000 | 3,478 |
| Net interest income | $2,644,000 | 5,011 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $760,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $455,000 | 2,635 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $305,000 | 3,766 |
| Total noninterest expense | $2,374,000 | 4,582 |
| Salaries and employee benefits | $1,499,000 | 4,097 |
| Premises and equipment expense | $296,000 | 4,886 |
| Additional noninterest expense | $579,000 | 5,230 |
| Pre-tax net operating income | $950,000 | 4,903 |
| Securities gains (losses) | $-20,000 | 8,173 |
| Applicable income taxes | $297,000 | 3,826 |
| Income before extraordinary items | $633,000 | 5,324 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $633,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $646,600 | 5,240 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 4,424 |
| Total interest expense | $1,327,000 | 3,370 |
| Net interest income | $1,763,000 | 5,000 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $495,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $257,000 | 2,955 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $238,000 | 3,454 |
| Total noninterest expense | $1,621,000 | 4,497 |
| Salaries and employee benefits | $1,032,000 | 3,978 |
| Premises and equipment expense | $202,000 | 4,786 |
| Additional noninterest expense | $387,000 | 5,195 |
| Pre-tax net operating income | $577,000 | 5,096 |
| Securities gains (losses) | $-20,000 | 8,361 |
| Applicable income taxes | $171,000 | 4,054 |
| Income before extraordinary items | $386,000 | 5,530 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $386,000 | 5,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,193 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $399,800 | 5,408 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 4,391 |
| Total interest expense | $661,000 | 3,256 |
| Net interest income | $881,000 | 5,020 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $285,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $110,000 | 3,235 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $175,000 | 2,703 |
| Total noninterest expense | $786,000 | 4,609 |
| Salaries and employee benefits | $524,000 | 3,951 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $350,000 | 4,592 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $235,000 | 5,030 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $235,000 | 5,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,689 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $235,000 | 4,990 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 4,902 |
| Total interest expense | $2,220,000 | 3,348 |
| Net interest income | $2,696,000 | 5,761 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $810,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $446,000 | 3,406 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $364,000 | 3,889 |
| Total noninterest expense | $2,587,000 | 5,181 |
| Salaries and employee benefits | $1,631,000 | 4,671 |
| Premises and equipment expense | $358,000 | 5,133 |
| Additional noninterest expense | $598,000 | 5,985 |
| Pre-tax net operating income | $809,000 | 5,767 |
| Securities gains (losses) | $-231,000 | 8,814 |
| Applicable income taxes | $169,000 | 4,954 |
| Income before extraordinary items | $409,000 | 6,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $409,000 | 6,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,254 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $573,010 | 5,996 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 5,176 |
| Total interest expense | $1,571,000 | 3,481 |
| Net interest income | $1,790,000 | 6,153 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $562,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $319,000 | 3,511 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $243,000 | 4,109 |
| Total noninterest expense | $1,813,000 | 5,389 |
| Salaries and employee benefits | $1,140,000 | 4,848 |
| Premises and equipment expense | $293,000 | 4,823 |
| Additional noninterest expense | $380,000 | 6,457 |
| Pre-tax net operating income | $459,000 | 6,506 |
| Securities gains (losses) | $-231,000 | 8,946 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $182,000 | 7,584 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $182,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $366,800 | 6,438 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 5,864 |
| Total interest expense | $915,000 | 3,876 |
| Net interest income | $898,000 | 6,957 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $305,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $179,000 | 3,927 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 4,677 |
| Total noninterest expense | $1,074,000 | 5,774 |
| Salaries and employee benefits | $662,000 | 5,379 |
| Premises and equipment expense | $140,000 | 5,870 |
| Additional noninterest expense | $272,000 | 6,279 |
| Pre-tax net operating income | $79,000 | 8,062 |
| Securities gains (losses) | $-237,000 | 9,012 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-158,000 | 8,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-158,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $79,000 | 7,923 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,815 |
| Total interest expense | $236,000 | 5,862 |
| Net interest income | $187,000 | 8,503 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $240,000 | 7,952 |
| Salaries and employee benefits | $158,000 | 7,580 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $47,000 | 8,471 |
| Pre-tax net operating income | $6,000 | 8,480 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $6,000 | 8,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,000 | 8,459 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 3,999 |
| Total interest expense | $3,276,000 | 2,648 |
| Net interest income | $3,324,000 | 4,967 |
| Provision for loan and lease losses | $456,000 | 2,325 |
| Total noninterest income | $1,269,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $589,000 | 2,737 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $680,000 | 3,023 |
| Total noninterest expense | $3,269,000 | 4,344 |
| Salaries and employee benefits | $2,004,000 | 3,916 |
| Premises and equipment expense | $473,000 | 4,235 |
| Additional noninterest expense | $792,000 | 5,084 |
| Pre-tax net operating income | $868,000 | 5,496 |
| Securities gains (losses) | $62,000 | 2,314 |
| Applicable income taxes | $89,000 | 5,838 |
| Income before extraordinary items | $841,000 | 5,120 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $841,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $522,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $785,200 | 5,134 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,960,000 | 4,051 |
| Total interest expense | $2,533,000 | 2,659 |
| Net interest income | $2,427,000 | 5,076 |
| Provision for loan and lease losses | $396,000 | 2,045 |
| Total noninterest income | $995,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $441,000 | 2,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $554,000 | 2,956 |
| Total noninterest expense | $2,215,000 | 4,630 |
| Salaries and employee benefits | $1,429,000 | 4,082 |
| Premises and equipment expense | $332,000 | 4,419 |
| Additional noninterest expense | $454,000 | 5,952 |
| Pre-tax net operating income | $811,000 | 5,085 |
| Securities gains (losses) | $62,000 | 2,133 |
| Applicable income taxes | $89,000 | 5,697 |
| Income before extraordinary items | $784,000 | 4,650 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $784,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $522,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $728,200 | 4,687 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 4,027 |
| Total interest expense | $1,738,000 | 2,658 |
| Net interest income | $1,643,000 | 5,008 |
| Provision for loan and lease losses | $336,000 | 1,650 |
| Total noninterest income | $759,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $293,000 | 2,703 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $466,000 | 2,548 |
| Total noninterest expense | $1,475,000 | 4,650 |
| Salaries and employee benefits | $959,000 | 4,047 |
| Premises and equipment expense | $223,000 | 4,402 |
| Additional noninterest expense | $293,000 | 6,059 |
| Pre-tax net operating income | $591,000 | 4,872 |
| Securities gains (losses) | $62,000 | 1,873 |
| Applicable income taxes | $89,000 | 5,272 |
| Income before extraordinary items | $564,000 | 4,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $564,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $510,680 | 4,541 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 3,874 |
| Total interest expense | $880,000 | 2,690 |
| Net interest income | $892,000 | 4,735 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $227,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $150,000 | 2,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $741,000 | 4,614 |
| Salaries and employee benefits | $483,000 | 4,013 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $145,000 | 6,052 |
| Pre-tax net operating income | $318,000 | 4,639 |
| Securities gains (losses) | $32,000 | 1,647 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $261,000 | 4,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $237,000 | 4,662 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,761,000 | 3,741 |
| Total interest expense | $4,389,000 | 2,537 |
| Net interest income | $3,372,000 | 4,882 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $945,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $536,000 | 2,808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $409,000 | 3,659 |
| Total noninterest expense | $3,041,000 | 4,414 |
| Salaries and employee benefits | $1,917,000 | 3,875 |
| Premises and equipment expense | $474,000 | 4,096 |
| Additional noninterest expense | $650,000 | 5,656 |
| Pre-tax net operating income | $1,056,000 | 5,065 |
| Securities gains (losses) | $205,000 | 1,149 |
| Applicable income taxes | $320,000 | 4,332 |
| Income before extraordinary items | $941,000 | 4,759 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $941,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $909,000 | 1,059 |
| Cash dividends | $201,000 | 4,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $787,250 | 5,114 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,580,000 | 3,439 |
| Total interest expense | $6,647,000 | 2,412 |
| Net interest income | $2,933,000 | 5,155 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $994,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $552,000 | 2,617 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $442,000 | 3,346 |
| Total noninterest expense | $3,157,000 | 4,167 |
| Salaries and employee benefits | $1,993,000 | 3,602 |
| Premises and equipment expense | $502,000 | 3,851 |
| Additional noninterest expense | $662,000 | 5,475 |
| Pre-tax net operating income | $517,000 | 6,485 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $138,000 | 5,577 |
| Income before extraordinary items | $379,000 | 6,689 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $379,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,642 |
| Cash dividends | $233,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $379,000 | 6,559 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,996,000 | 3,146 |
| Total interest expense | $6,587,000 | 2,541 |
| Net interest income | $4,409,000 | 3,877 |
| Provision for loan and lease losses | $1,188,000 | 929 |
| Total noninterest income | $1,585,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $579,000 | 2,368 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,006,000 | 1,845 |
| Total noninterest expense | $3,186,000 | 4,029 |
| Salaries and employee benefits | $1,958,000 | 3,530 |
| Premises and equipment expense | $497,000 | 3,810 |
| Additional noninterest expense | $731,000 | 5,025 |
| Pre-tax net operating income | $1,620,000 | 3,858 |
| Securities gains (losses) | $-30,000 | 8,946 |
| Applicable income taxes | $507,000 | 3,460 |
| Income before extraordinary items | $1,083,000 | 4,155 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,083,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,680 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,103,400 | 4,095 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,201,000 | 3,173 |
| Total interest expense | $5,945,000 | 2,484 |
| Net interest income | $4,256,000 | 3,963 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $918,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $522,000 | 2,527 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $396,000 | 3,447 |
| Total noninterest expense | $2,940,000 | 4,282 |
| Salaries and employee benefits | $1,771,000 | 3,789 |
| Premises and equipment expense | $452,000 | 4,105 |
| Additional noninterest expense | $717,000 | 5,164 |
| Pre-tax net operating income | $2,174,000 | 3,126 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $615,000 | 3,167 |
| Income before extraordinary items | $1,559,000 | 3,149 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,559,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,549 |
| Cash dividends | $301,000 | 4,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,559,000 | 3,117 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,681,000 | 3,332 |
| Total interest expense | $5,772,000 | 2,626 |
| Net interest income | $3,909,000 | 4,199 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $499,000 | 4,941 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $423,000 | 2,979 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $2,574,000 | 4,672 |
| Salaries and employee benefits | $1,690,000 | 3,857 |
| Premises and equipment expense | $338,000 | 5,006 |
| Additional noninterest expense | $546,000 | 6,117 |
| Pre-tax net operating income | $1,774,000 | 3,675 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $600,000 | 3,408 |
| Income before extraordinary items | $1,174,000 | 3,999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,174,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,206 |
| Cash dividends | $422,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,174,000 | 3,908 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,414,000 | 3,437 |
| Total interest expense | $5,534,000 | 2,702 |
| Net interest income | $3,880,000 | 4,352 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $480,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $429,000 | 3,041 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $2,594,000 | 4,646 |
| Salaries and employee benefits | $1,652,000 | 3,922 |
| Premises and equipment expense | $329,000 | 5,130 |
| Additional noninterest expense | $613,000 | 5,727 |
| Pre-tax net operating income | $1,706,000 | 4,027 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $689,000 | 3,277 |
| Income before extraordinary items | $1,016,000 | 4,650 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,016,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $221,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,016,640 | 4,582 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,709,000 | 3,717 |
| Total interest expense | $5,376,000 | 2,830 |
| Net interest income | $3,333,000 | 5,031 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $481,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $427,000 | 3,150 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $2,519,000 | 4,970 |
| Salaries and employee benefits | $1,591,000 | 4,088 |
| Premises and equipment expense | $325,000 | 5,283 |
| Additional noninterest expense | $603,000 | 6,332 |
| Pre-tax net operating income | $1,295,000 | 4,840 |
| Securities gains (losses) | $33,000 | 1,622 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $1,328,000 | 3,566 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,328,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $161,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,295,000 | 3,578 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,272,000 | 3,893 |
| Total interest expense | $5,631,000 | 2,730 |
| Net interest income | $2,641,000 | 6,065 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $361,000 | 3,671 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $2,580,000 | 4,856 |
| Salaries and employee benefits | $1,558,000 | 4,150 |
| Premises and equipment expense | $308,000 | 5,516 |
| Additional noninterest expense | $714,000 | 5,748 |
| Pre-tax net operating income | $537,000 | 8,230 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $532,000 | 7,015 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $532,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 11,605 |
| Cash dividends | $121,000 | 6,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $537,000 | 6,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 3,855 |
| Total interest expense | $4,671,000 | 2,626 |
| Net interest income | $3,056,000 | 5,542 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $387,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $253,000 | 5,001 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $2,839,000 | 4,627 |
| Salaries and employee benefits | $1,529,000 | 4,218 |
| Premises and equipment expense | $277,000 | 6,051 |
| Additional noninterest expense | $1,033,000 | 4,590 |
| Pre-tax net operating income | $604,000 | 7,973 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $608,000 | 6,482 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $608,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,917 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $604,000 | 6,558 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 3,869 |
| Total interest expense | $4,644,000 | 2,773 |
| Net interest income | $3,231,000 | 5,306 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $498,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $248,000 | 5,030 |
| Total noninterest expense | $2,639,000 | 5,030 |
| Salaries and employee benefits | $1,526,000 | 4,209 |
| Premises and equipment expense | $304,000 | 5,786 |
| Additional noninterest expense | $809,000 | 5,876 |
| Pre-tax net operating income | $970,000 | 6,021 |
| Securities gains (losses) | $140,000 | 2,061 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $880,000 | 5,184 |
| Extraordinary gains, net | $230,000 | 908 |
| Net income | $1,110,000 | 4,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $121,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $538,000 | 583 |
| Net operating income | $769,400 | 5,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 3,944 |
| Total interest expense | $5,245,000 | 3,166 |
| Net interest income | $3,544,000 | 4,953 |
| Provision for loan and lease losses | $755,000 | 2,231 |
| Total noninterest income | $590,000 | 5,019 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $301,000 | 4,427 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $289,000 | 4,526 |
| Total noninterest expense | $2,592,000 | 5,141 |
| Salaries and employee benefits | $1,497,000 | 4,240 |
| Premises and equipment expense | $276,000 | 6,348 |
| Additional noninterest expense | $819,000 | 5,955 |
| Pre-tax net operating income | $787,000 | 6,624 |
| Securities gains (losses) | $-40,000 | 13,634 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $563,000 | 6,829 |
| Extraordinary gains, net | $184,000 | 462 |
| Net income | $747,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 1,795 |
| Cash dividends | $113,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $593,000 | 6,267 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.