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Community Bank Mankato, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$23,934,000	1,663
Total interest expense	$10,242,000	1,268
Net interest income	$13,692,000	1,950
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,190,000	2,537
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$193,000	2,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$997,000	2,275
Total noninterest expense	$10,510,000	1,986
Salaries and employee benefits	$6,369,000	1,879
Premises and equipment expense	$826,000	2,258
Additional noninterest expense	$997,000	2,275
Pre-tax net operating income	$4,372,000	2,079
Securities gains (losses)	$-61,000	3,695
Applicable income taxes	$1,230,000	1,302
Income before extraordinary items	$3,081,000	2,305
Extraordinary gains, net	$0	54
Net income	$3,081,000	2,329
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,081,000	2,308
Net charge-offs	$-7,000	3,780
Cash dividends	$1,000,000	2,148
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,129,190	2,302
2023-09-30 (YTD Data)		Rank
Total interest income	$17,395,000	1,672
Total interest expense	$6,909,000	1,280
Net interest income	$10,486,000	1,930
Provision for loan and lease losses	$0	3,085
Total noninterest income	$908,000	2,516
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$146,000	2,732
Trading account gains and fees	NA	NA
Additional Noninterest Income	$762,000	2,258
Total noninterest expense	$7,379,000	2,060
Salaries and employee benefits	$4,331,000	2,010
Premises and equipment expense	$633,000	2,241
Additional noninterest expense	$762,000	2,258
Pre-tax net operating income	$4,015,000	1,893
Securities gains (losses)	$0	849
Applicable income taxes	$1,130,000	1,197
Income before extraordinary items	$2,885,000	2,099
Extraordinary gains, net	$0	52
Net income	$2,885,000	2,119
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,885,000	2,101
Net charge-offs	$-5,000	3,673
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,885,000	2,123
2023-06-30 (YTD Data)		Rank
Total interest income	$11,058,000	1,703
Total interest expense	$3,887,000	1,329
Net interest income	$7,171,000	1,903
Provision for loan and lease losses	$0	2,940
Total noninterest income	$565,000	2,556
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$98,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$467,000	2,269
Total noninterest expense	$4,982,000	2,037
Salaries and employee benefits	$2,920,000	1,993
Premises and equipment expense	$428,000	2,213
Additional noninterest expense	$467,000	2,265
Pre-tax net operating income	$2,754,000	1,843
Securities gains (losses)	$0	938
Applicable income taxes	$784,000	1,176
Income before extraordinary items	$1,970,000	2,074
Extraordinary gains, net	$0	51
Net income	$1,970,000	2,099
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,970,000	2,074
Net charge-offs	$-3,000	3,600
Cash dividends	$1,000,000	1,361
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,970,000	2,088
2023-03-31 (YTD Data)		Rank
Total interest income	$5,212,000	1,750
Total interest expense	$1,663,000	1,336
Net interest income	$3,549,000	1,924
Provision for loan and lease losses	$0	2,612
Total noninterest income	$270,000	2,610
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$50,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	2,329
Total noninterest expense	$2,474,000	2,081
Salaries and employee benefits	$1,378,000	2,089
Premises and equipment expense	$249,000	2,052
Additional noninterest expense	$220,000	2,329
Pre-tax net operating income	$1,345,000	1,919
Securities gains (losses)	$0	950
Applicable income taxes	$392,000	1,180
Income before extraordinary items	$953,000	2,160
Extraordinary gains, net	$0	4
Net income	$953,000	2,160
Minority interest net income	$0	48
Net income of bank and minority interests.	$953,000	2,160
Net charge-offs	$9,000	1,398
Cash dividends	$1,000,000	804
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$953,000	2,181
2022-12-31 (YTD Data)		Rank
Total interest income	$18,809,000	1,659
Total interest expense	$2,896,000	1,213
Net interest income	$15,913,000	1,712
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,631,000	2,245
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$197,000	2,775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,434,000	1,947
Total noninterest expense	$10,113,000	1,992
Salaries and employee benefits	$6,257,000	1,904
Premises and equipment expense	$816,000	2,280
Additional noninterest expense	$1,434,000	1,947
Pre-tax net operating income	$7,431,000	1,568
Securities gains (losses)	$0	691
Applicable income taxes	$2,136,000	1,031
Income before extraordinary items	$5,295,000	1,744
Extraordinary gains, net	$0	5
Net income	$5,295,000	1,741
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,295,000	1,743
Net charge-offs	$-595,000	4,616
Cash dividends	$500,000	2,687
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,295,000	1,781
2022-09-30 (YTD Data)		Rank
Total interest income	$13,555,000	1,656
Total interest expense	$1,661,000	1,200
Net interest income	$11,894,000	1,699
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,322,000	2,207
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$148,000	2,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,174,000	1,888
Total noninterest expense	$7,192,000	2,062
Salaries and employee benefits	$4,424,000	1,973
Premises and equipment expense	$597,000	2,333
Additional noninterest expense	$1,174,000	1,888
Pre-tax net operating income	$6,024,000	1,484
Securities gains (losses)	$0	740
Applicable income taxes	$1,733,000	973
Income before extraordinary items	$4,291,000	1,650
Extraordinary gains, net	$0	4
Net income	$4,291,000	1,649
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,291,000	1,649
Net charge-offs	$-486,000	4,625
Cash dividends	$500,000	2,193
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,291,000	1,684
2022-06-30 (YTD Data)		Rank
Total interest income	$8,728,000	1,659
Total interest expense	$1,025,000	1,110
Net interest income	$7,703,000	1,710
Provision for loan and lease losses	$0	2,599
Total noninterest income	$896,000	2,182
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$94,000	2,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$802,000	1,907
Total noninterest expense	$4,767,000	2,053
Salaries and employee benefits	$2,958,000	1,962
Premises and equipment expense	$416,000	2,272
Additional noninterest expense	$1,393,000	2,104
Pre-tax net operating income	$3,832,000	1,461
Securities gains (losses)	$0	687
Applicable income taxes	$1,104,000	947
Income before extraordinary items	$2,728,000	1,616
Extraordinary gains, net	$0	4
Net income	$2,728,000	1,615
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,728,000	1,616
Net charge-offs	$-487,000	4,676
Cash dividends	$500,000	1,877
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,728,000	1,655
2022-03-31 (YTD Data)		Rank
Total interest income	$4,206,000	1,663
Total interest expense	$518,000	1,059
Net interest income	$3,688,000	1,731
Provision for loan and lease losses	$0	2,285
Total noninterest income	$494,000	2,081
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$46,000	2,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$448,000	1,788
Total noninterest expense	$2,259,000	2,112
Salaries and employee benefits	$1,369,000	2,050
Premises and equipment expense	$239,000	2,092
Additional noninterest expense	$651,000	2,176
Pre-tax net operating income	$1,923,000	1,386
Securities gains (losses)	$0	623
Applicable income taxes	$554,000	920
Income before extraordinary items	$1,369,000	1,547
Extraordinary gains, net	$0	4
Net income	$1,369,000	1,545
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,369,000	1,547
Net charge-offs	$-399,000	4,730
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,369,000	1,565
2021-12-31 (YTD Data)		Rank
Total interest income	$16,060,000	1,771
Total interest expense	$2,414,000	1,126
Net interest income	$13,646,000	1,862
Provision for loan and lease losses	$330,000	1,336
Total noninterest income	$2,424,000	2,034
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$161,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,263,000	1,793
Total noninterest expense	$9,079,000	2,101
Salaries and employee benefits	$5,562,000	2,040
Premises and equipment expense	$774,000	2,361
Additional noninterest expense	$2,743,000	2,107
Pre-tax net operating income	$6,661,000	1,694
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,916,000	1,133
Income before extraordinary items	$4,745,000	1,954
Extraordinary gains, net	$0	10
Net income	$4,745,000	1,954
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,745,000	1,955
Net charge-offs	$-239,000	4,587
Cash dividends	$600,000	2,674
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,745,000	1,927
2021-09-30 (YTD Data)		Rank
Total interest income	$11,635,000	1,842
Total interest expense	$1,890,000	1,138
Net interest income	$9,745,000	1,958
Provision for loan and lease losses	$280,000	1,206
Total noninterest income	$2,124,000	1,908
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$116,000	2,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,008,000	1,665
Total noninterest expense	$6,435,000	2,194
Salaries and employee benefits	$3,868,000	2,141
Premises and equipment expense	$559,000	2,444
Additional noninterest expense	$2,008,000	2,160
Pre-tax net operating income	$5,154,000	1,713
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,491,000	1,153
Income before extraordinary items	$3,663,000	1,989
Extraordinary gains, net	$0	8
Net income	$3,663,000	1,988
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,663,000	1,989
Net charge-offs	$-240,000	4,695
Cash dividends	$600,000	2,145
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,663,000	1,962
2021-06-30 (YTD Data)		Rank
Total interest income	$7,612,000	1,872
Total interest expense	$1,351,000	1,106
Net interest income	$6,261,000	1,986
Provision for loan and lease losses	$280,000	951
Total noninterest income	$1,684,000	1,683
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$73,000	3,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,611,000	1,451
Total noninterest expense	$3,983,000	2,301
Salaries and employee benefits	$2,271,000	2,306
Premises and equipment expense	$385,000	2,386
Additional noninterest expense	$1,327,000	2,141
Pre-tax net operating income	$3,682,000	1,617
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,297,000	977
Income before extraordinary items	$2,385,000	2,017
Extraordinary gains, net	$0	6
Net income	$2,385,000	2,017
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,385,000	2,017
Net charge-offs	$-235,000	4,779
Cash dividends	$600,000	1,779
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,385,000	1,982
2021-03-31 (YTD Data)		Rank
Total interest income	$4,355,000	1,676
Total interest expense	$718,000	1,108
Net interest income	$3,637,000	1,768
Provision for loan and lease losses	$280,000	638
Total noninterest income	$1,309,000	1,286
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$32,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,277,000	1,083
Total noninterest expense	$2,056,000	2,229
Salaries and employee benefits	$1,153,000	2,276
Premises and equipment expense	$219,000	2,235
Additional noninterest expense	$684,000	2,066
Pre-tax net operating income	$2,610,000	1,271
Securities gains (losses)	$0	1,392
Applicable income taxes	$753,000	872
Income before extraordinary items	$1,857,000	1,469
Extraordinary gains, net	$0	3
Net income	$1,857,000	1,469
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,857,000	1,469
Net charge-offs	$-254,000	4,883
Cash dividends	$600,000	1,054
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,857,000	1,433
2020-12-31 (YTD Data)		Rank
Total interest income	$17,027,000	1,715
Total interest expense	$3,613,000	1,273
Net interest income	$13,414,000	1,807
Provision for loan and lease losses	$1,325,000	1,341
Total noninterest income	$1,781,000	2,247
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$176,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,605,000	2,022
Total noninterest expense	$9,299,000	2,047
Salaries and employee benefits	$5,944,000	1,911
Premises and equipment expense	$705,000	2,513
Additional noninterest expense	$2,650,000	2,127
Pre-tax net operating income	$4,571,000	1,902
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,306,000	1,247
Income before extraordinary items	$3,265,000	2,183
Extraordinary gains, net	$0	4
Net income	$3,265,000	2,183
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,265,000	2,183
Net charge-offs	$960,000	665
Cash dividends	$600,000	2,669
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,265,000	2,135
2020-09-30 (YTD Data)		Rank
Total interest income	$13,024,000	1,690
Total interest expense	$2,805,000	1,311
Net interest income	$10,219,000	1,784
Provision for loan and lease losses	$600,000	1,810
Total noninterest income	$1,340,000	2,204
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$135,000	2,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,205,000	1,966
Total noninterest expense	$6,608,000	2,118
Salaries and employee benefits	$4,143,000	1,999
Premises and equipment expense	$505,000	2,588
Additional noninterest expense	$1,960,000	2,103
Pre-tax net operating income	$4,351,000	1,572
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,251,000	1,009
Income before extraordinary items	$3,100,000	1,864
Extraordinary gains, net	$0	4
Net income	$3,100,000	1,863
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,100,000	1,864
Net charge-offs	$453,000	796
Cash dividends	$600,000	2,142
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,100,000	1,815
2020-06-30 (YTD Data)		Rank
Total interest income	$9,074,000	1,646
Total interest expense	$1,941,000	1,343
Net interest income	$7,133,000	1,710
Provision for loan and lease losses	$600,000	1,444
Total noninterest income	$983,000	2,035
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$92,000	2,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$891,000	1,784
Total noninterest expense	$4,340,000	2,134
Salaries and employee benefits	$2,685,000	2,040
Premises and equipment expense	$342,000	2,553
Additional noninterest expense	$1,313,000	2,089
Pre-tax net operating income	$3,176,000	1,378
Securities gains (losses)	$0	2,249
Applicable income taxes	$914,000	889
Income before extraordinary items	$2,262,000	1,668
Extraordinary gains, net	$0	4
Net income	$2,262,000	1,669
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,262,000	1,669
Net charge-offs	$462,000	630
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,262,000	1,620
2020-03-31 (YTD Data)		Rank
Total interest income	$3,892,000	1,852
Total interest expense	$1,024,000	1,399
Net interest income	$2,868,000	1,989
Provision for loan and lease losses	$0	3,711
Total noninterest income	$450,000	2,049
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$60,000	2,832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$390,000	1,762
Total noninterest expense	$2,132,000	2,180
Salaries and employee benefits	$1,330,000	2,056
Premises and equipment expense	$168,000	2,602
Additional noninterest expense	$634,000	2,160
Pre-tax net operating income	$1,186,000	1,601
Securities gains (losses)	$0	1,705
Applicable income taxes	$415,000	849
Income before extraordinary items	$771,000	2,032
Extraordinary gains, net	$0	4
Net income	$771,000	2,031
Minority interest net income	$0	56
Net income of bank and minority interests.	$771,000	2,032
Net charge-offs	$-51,000	4,861
Cash dividends	$600,000	1,133
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$771,000	2,002
2019-12-31 (YTD Data)		Rank
Total interest income	$15,508,000	1,872
Total interest expense	$3,734,000	1,556
Net interest income	$11,774,000	1,952
Provision for loan and lease losses	$345,000	1,831
Total noninterest income	$918,000	2,938
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$275,000	2,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$643,000	2,761
Total noninterest expense	$8,180,000	2,212
Salaries and employee benefits	$5,198,000	2,052
Premises and equipment expense	$777,000	2,394
Additional noninterest expense	$2,205,000	2,397
Pre-tax net operating income	$4,167,000	1,997
Securities gains (losses)	$-2,000	4,594
Applicable income taxes	$1,199,000	1,280
Income before extraordinary items	$2,966,000	2,307
Extraordinary gains, net	$0	11
Net income	$2,966,000	2,309
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,966,000	2,309
Net charge-offs	$218,000	1,602
Cash dividends	$500,000	2,974
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,967,580	2,268
2019-09-30 (YTD Data)		Rank
Total interest income	$11,527,000	1,905
Total interest expense	$2,680,000	1,617
Net interest income	$8,847,000	1,972
Provision for loan and lease losses	$345,000	1,492
Total noninterest income	$642,000	3,044
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$209,000	2,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	2,884
Total noninterest expense	$5,894,000	2,288
Salaries and employee benefits	$3,680,000	2,143
Premises and equipment expense	$599,000	2,365
Additional noninterest expense	$1,615,000	2,441
Pre-tax net operating income	$3,250,000	2,011
Securities gains (losses)	$-2,000	4,702
Applicable income taxes	$937,000	1,283
Income before extraordinary items	$2,311,000	2,307
Extraordinary gains, net	$0	11
Net income	$2,311,000	2,308
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,311,000	2,308
Net charge-offs	$266,000	1,103
Cash dividends	$500,000	2,470
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,312,580	2,275
2019-06-30 (YTD Data)		Rank
Total interest income	$7,524,000	1,926
Total interest expense	$1,705,000	1,645
Net interest income	$5,819,000	2,001
Provision for loan and lease losses	$120,000	2,025
Total noninterest income	$513,000	2,774
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$130,000	2,850
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	2,533
Total noninterest expense	$3,837,000	2,335
Salaries and employee benefits	$2,394,000	2,191
Premises and equipment expense	$418,000	2,305
Additional noninterest expense	$1,025,000	2,538
Pre-tax net operating income	$2,375,000	1,852
Securities gains (losses)	$2,000	1,537
Applicable income taxes	$786,000	1,073
Income before extraordinary items	$1,591,000	2,247
Extraordinary gains, net	$0	11
Net income	$1,591,000	2,247
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,591,000	2,247
Net charge-offs	$-2,000	4,040
Cash dividends	$500,000	2,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,589,420	2,220
2019-03-31 (YTD Data)		Rank
Total interest income	$3,630,000	1,994
Total interest expense	$809,000	1,663
Net interest income	$2,821,000	2,057
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$247,000	2,765
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$61,000	2,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	2,491
Total noninterest expense	$1,809,000	2,425
Salaries and employee benefits	$1,258,000	2,125
Premises and equipment expense	$141,000	2,959
Additional noninterest expense	$410,000	2,950
Pre-tax net operating income	$1,214,000	1,792
Securities gains (losses)	$-2,000	4,901
Applicable income taxes	$351,000	1,148
Income before extraordinary items	$861,000	2,090
Extraordinary gains, net	$0	5
Net income	$861,000	2,089
Minority interest net income	$0	52
Net income of bank and minority interests.	$861,000	2,089
Net charge-offs	$6,000	2,153
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$862,580	2,073
2018-12-31 (YTD Data)		Rank
Total interest income	$14,031,000	1,956
Total interest expense	$2,665,000	1,565
Net interest income	$11,366,000	2,029
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$1,710,000	2,171
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$228,000	3,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,482,000	1,814
Total noninterest expense	$8,394,000	2,173
Salaries and employee benefits	$5,142,000	2,046
Premises and equipment expense	$973,000	2,091
Additional noninterest expense	$2,279,000	2,380
Pre-tax net operating income	$4,082,000	2,077
Securities gains (losses)	$-22,000	4,627
Applicable income taxes	$1,282,000	1,175
Income before extraordinary items	$2,778,000	2,433
Extraordinary gains, net	$0	6
Net income	$2,778,000	2,431
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,778,000	2,432
Net charge-offs	$450,000	1,018
Cash dividends	$550,000	2,881
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,795,380	2,424
2018-09-30 (YTD Data)		Rank
Total interest income	$10,427,000	1,959
Total interest expense	$1,894,000	1,557
Net interest income	$8,533,000	2,033
Provision for loan and lease losses	$180,000	2,069
Total noninterest income	$1,294,000	2,182
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$166,000	3,207
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	1,804
Total noninterest expense	$6,018,000	2,238
Salaries and employee benefits	$3,722,000	2,100
Premises and equipment expense	$626,000	2,320
Additional noninterest expense	$1,670,000	2,410
Pre-tax net operating income	$3,629,000	1,839
Securities gains (losses)	$-22,000	4,951
Applicable income taxes	$1,270,000	1,003
Income before extraordinary items	$2,337,000	2,283
Extraordinary gains, net	$0	5
Net income	$2,337,000	2,282
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,337,000	2,282
Net charge-offs	$-15,000	4,585
Cash dividends	$550,000	2,283
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,354,380	2,265
2018-06-30 (YTD Data)		Rank
Total interest income	$6,850,000	1,969
Total interest expense	$1,175,000	1,571
Net interest income	$5,675,000	2,038
Provision for loan and lease losses	$90,000	2,265
Total noninterest income	$562,000	2,728
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$102,000	3,305
Trading account gains and fees	NA	NA
Additional Noninterest Income	$460,000	2,337
Total noninterest expense	$4,065,000	2,238
Salaries and employee benefits	$2,430,000	2,148
Premises and equipment expense	$410,000	2,367
Additional noninterest expense	$1,225,000	2,258
Pre-tax net operating income	$2,082,000	2,043
Securities gains (losses)	$0	961
Applicable income taxes	$759,000	1,058
Income before extraordinary items	$1,323,000	2,518
Extraordinary gains, net	$0	6
Net income	$1,323,000	2,516
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,323,000	2,517
Net charge-offs	$23,000	2,165
Cash dividends	$550,000	1,883
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,323,000	2,511
2018-03-31 (YTD Data)		Rank
Total interest income	$3,305,000	2,019
Total interest expense	$566,000	1,565
Net interest income	$2,739,000	2,100
Provision for loan and lease losses	$10,000	3,121
Total noninterest income	$112,000	3,969
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$51,000	3,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	3,961
Total noninterest expense	$1,991,000	2,291
Salaries and employee benefits	$1,192,000	2,205
Premises and equipment expense	$210,000	2,368
Additional noninterest expense	$589,000	2,316
Pre-tax net operating income	$850,000	2,286
Securities gains (losses)	$0	735
Applicable income taxes	$368,000	1,066
Income before extraordinary items	$482,000	2,959
Extraordinary gains, net	$0	7
Net income	$482,000	2,960
Minority interest net income	$0	52
Net income of bank and minority interests.	$482,000	2,959
Net charge-offs	$32,000	1,419
Cash dividends	$350,000	1,476
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$482,000	2,949
2017-12-31 (YTD Data)		Rank
Total interest income	$12,872,000	1,997
Total interest expense	$2,012,000	1,528
Net interest income	$10,860,000	2,089
Provision for loan and lease losses	$410,000	1,628
Total noninterest income	$1,050,000	2,877
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$222,000	3,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$828,000	2,531
Total noninterest expense	$7,479,000	2,393
Salaries and employee benefits	$4,406,000	2,314
Premises and equipment expense	$798,000	2,457
Additional noninterest expense	$2,275,000	2,420
Pre-tax net operating income	$4,021,000	2,033
Securities gains (losses)	$-11,000	5,076
Applicable income taxes	$4,000	3,980
Income before extraordinary items	$4,006,000	1,610
Extraordinary gains, net	$0	9
Net income	$4,006,000	1,610
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,006,000	1,610
Net charge-offs	$310,000	1,457
Cash dividends	$1,975,000	1,453
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,017,000	1,589
2017-09-30 (YTD Data)		Rank
Total interest income	$9,444,000	2,047
Total interest expense	$1,448,000	1,561
Net interest income	$7,996,000	2,126
Provision for loan and lease losses	$0	4,088
Total noninterest income	$762,000	2,941
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$172,000	3,294
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	2,601
Total noninterest expense	$5,334,000	2,496
Salaries and employee benefits	$3,135,000	2,407
Premises and equipment expense	$587,000	2,511
Additional noninterest expense	$1,612,000	2,535
Pre-tax net operating income	$3,424,000	1,865
Securities gains (losses)	$0	2,274
Applicable income taxes	$4,000	3,992
Income before extraordinary items	$3,420,000	1,543
Extraordinary gains, net	$0	9
Net income	$3,420,000	1,543
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,420,000	1,543
Net charge-offs	$-120,000	5,389
Cash dividends	$1,875,000	1,119
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,420,000	1,526
2017-06-30 (YTD Data)		Rank
Total interest income	$6,183,000	2,063
Total interest expense	$935,000	1,559
Net interest income	$5,248,000	2,138
Provision for loan and lease losses	$0	3,871
Total noninterest income	$512,000	2,931
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$117,000	3,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$395,000	2,598
Total noninterest expense	$3,431,000	2,557
Salaries and employee benefits	$2,019,000	2,469
Premises and equipment expense	$410,000	2,432
Additional noninterest expense	$1,002,000	2,664
Pre-tax net operating income	$2,329,000	1,801
Securities gains (losses)	$0	1,906
Applicable income taxes	$4,000	3,987
Income before extraordinary items	$2,325,000	1,508
Extraordinary gains, net	$0	11
Net income	$2,325,000	1,507
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,325,000	1,508
Net charge-offs	$-100,000	5,442
Cash dividends	$1,375,000	1,025
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,325,000	1,494
2017-03-31 (YTD Data)		Rank
Total interest income	$3,032,000	2,091
Total interest expense	$460,000	1,555
Net interest income	$2,572,000	2,179
Provision for loan and lease losses	$0	3,537
Total noninterest income	$187,000	3,390
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$67,000	3,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	3,217
Total noninterest expense	$1,549,000	2,764
Salaries and employee benefits	$984,000	2,544
Premises and equipment expense	$192,000	2,576
Additional noninterest expense	$373,000	3,251
Pre-tax net operating income	$1,210,000	1,710
Securities gains (losses)	$0	1,153
Applicable income taxes	$4,000	3,816
Income before extraordinary items	$1,206,000	1,460
Extraordinary gains, net	$0	8
Net income	$1,206,000	1,460
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,206,000	1,460
Net charge-offs	$-74,000	5,554
Cash dividends	$375,000	1,444
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,206,000	1,443
2016-12-31 (YTD Data)		Rank
Total interest income	$12,018,000	2,077
Total interest expense	$1,870,000	1,498
Net interest income	$10,148,000	2,159
Provision for loan and lease losses	$860,000	1,036
Total noninterest income	$1,758,000	2,272
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$252,000	3,253
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,506,000	1,877
Total noninterest expense	$7,157,000	2,513
Salaries and employee benefits	$3,912,000	2,539
Premises and equipment expense	$1,243,000	1,805
Additional noninterest expense	$2,002,000	2,760
Pre-tax net operating income	$3,889,000	1,977
Securities gains (losses)	$0	3,212
Applicable income taxes	$4,000	4,104
Income before extraordinary items	$3,885,000	1,682
Extraordinary gains, net	$0	5
Net income	$3,885,000	1,680
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,885,000	1,681
Net charge-offs	$651,000	908
Cash dividends	$1,955,000	1,454
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,885,000	1,650
2016-09-30 (YTD Data)		Rank
Total interest income	$9,062,000	2,065
Total interest expense	$1,398,000	1,501
Net interest income	$7,664,000	2,142
Provision for loan and lease losses	$175,000	2,207
Total noninterest income	$766,000	3,009
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$186,000	3,288
Trading account gains and fees	$0	169
Additional Noninterest Income	$580,000	2,688
Total noninterest expense	$4,860,000	2,695
Salaries and employee benefits	$2,778,000	2,635
Premises and equipment expense	$782,000	2,085
Additional noninterest expense	$1,300,000	3,031
Pre-tax net operating income	$3,395,000	1,785
Securities gains (losses)	$0	3,160
Applicable income taxes	$4,000	4,144
Income before extraordinary items	$3,391,000	1,525
Extraordinary gains, net	$0	5
Net income	$3,391,000	1,524
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,391,000	1,525
Net charge-offs	$-26,000	5,159
Cash dividends	$1,955,000	1,061
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,391,000	1,488
2016-06-30 (YTD Data)		Rank
Total interest income	$5,850,000	2,121
Total interest expense	$902,000	1,537
Net interest income	$4,948,000	2,202
Provision for loan and lease losses	$175,000	1,766
Total noninterest income	$469,000	3,147
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$124,000	3,286
Trading account gains and fees	$0	157
Additional Noninterest Income	$345,000	2,853
Total noninterest expense	$3,120,000	2,770
Salaries and employee benefits	$1,796,000	2,722
Premises and equipment expense	$465,000	2,265
Additional noninterest expense	$859,000	3,078
Pre-tax net operating income	$2,122,000	1,846
Securities gains (losses)	$0	2,835
Applicable income taxes	$4,000	4,116
Income before extraordinary items	$2,118,000	1,576
Extraordinary gains, net	$0	16
Net income	$2,118,000	1,576
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,118,000	1,576
Net charge-offs	$-2,000	4,474
Cash dividends	$1,385,000	1,036
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,118,000	1,538
2016-03-31 (YTD Data)		Rank
Total interest income	$2,863,000	2,164
Total interest expense	$445,000	1,557
Net interest income	$2,418,000	2,244
Provision for loan and lease losses	$100,000	1,495
Total noninterest income	$212,000	3,268
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$61,000	3,298
Trading account gains and fees	$0	142
Additional Noninterest Income	$151,000	2,972
Total noninterest expense	$1,492,000	2,883
Salaries and employee benefits	$860,000	2,809
Premises and equipment expense	$206,000	2,492
Additional noninterest expense	$426,000	3,094
Pre-tax net operating income	$1,038,000	1,867
Securities gains (losses)	$0	2,077
Applicable income taxes	$4,000	3,979
Income before extraordinary items	$1,034,000	1,573
Extraordinary gains, net	$0	12
Net income	$1,034,000	1,573
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,034,000	1,574
Net charge-offs	$-18,000	5,431
Cash dividends	$370,000	1,443
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,034,000	1,533
2015-12-31 (YTD Data)		Rank
Total interest income	$11,697,000	2,070
Total interest expense	$1,615,000	1,667
Net interest income	$10,082,000	2,116
Provision for loan and lease losses	$1,380,000	612
Total noninterest income	$728,000	3,581
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$270,000	3,226
Trading account gains and fees	$0	159
Additional Noninterest Income	$458,000	3,417
Total noninterest expense	$6,192,000	2,804
Salaries and employee benefits	$3,566,000	2,703
Premises and equipment expense	$889,000	2,374
Additional noninterest expense	$1,737,000	3,086
Pre-tax net operating income	$3,238,000	2,201
Securities gains (losses)	$0	3,216
Applicable income taxes	$4,000	4,225
Income before extraordinary items	$3,234,000	1,925
Extraordinary gains, net	$0	23
Net income	$3,234,000	1,926
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,234,000	1,927
Net charge-offs	$848,000	791
Cash dividends	$1,540,000	1,616
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,234,000	1,889
2015-09-30 (YTD Data)		Rank
Total interest income	$8,493,000	2,145
Total interest expense	$1,159,000	1,757
Net interest income	$7,334,000	2,201
Provision for loan and lease losses	$360,000	1,343
Total noninterest income	$612,000	3,431
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$203,000	3,237
Trading account gains and fees	$0	153
Additional Noninterest Income	$409,000	3,184
Total noninterest expense	$4,382,000	2,933
Salaries and employee benefits	$2,542,000	2,813
Premises and equipment expense	$615,000	2,543
Additional noninterest expense	$1,225,000	3,237
Pre-tax net operating income	$3,204,000	1,813
Securities gains (losses)	$0	3,031
Applicable income taxes	$4,000	4,294
Income before extraordinary items	$3,200,000	1,542
Extraordinary gains, net	$0	21
Net income	$3,200,000	1,543
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,200,000	1,543
Net charge-offs	$-167,000	5,924
Cash dividends	$1,540,000	1,181
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,200,000	1,510
2015-06-30 (YTD Data)		Rank
Total interest income	$5,510,000	2,192
Total interest expense	$738,000	1,823
Net interest income	$4,772,000	2,242
Provision for loan and lease losses	$240,000	1,328
Total noninterest income	$383,000	3,529
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$129,000	3,308
Trading account gains and fees	$0	157
Additional Noninterest Income	$254,000	3,284
Total noninterest expense	$2,879,000	2,975
Salaries and employee benefits	$1,688,000	2,831
Premises and equipment expense	$378,000	2,723
Additional noninterest expense	$813,000	3,271
Pre-tax net operating income	$2,036,000	1,874
Securities gains (losses)	$0	2,636
Applicable income taxes	$4,000	4,265
Income before extraordinary items	$2,032,000	1,594
Extraordinary gains, net	$0	22
Net income	$2,032,000	1,597
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,032,000	1,597
Net charge-offs	$-59,000	5,792
Cash dividends	$1,090,000	1,148
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,032,000	1,553
2015-03-31 (YTD Data)		Rank
Total interest income	$2,712,000	2,218
Total interest expense	$363,000	1,850
Net interest income	$2,349,000	2,272
Provision for loan and lease losses	$120,000	1,278
Total noninterest income	$183,000	3,561
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$63,000	3,309
Trading account gains and fees	$0	152
Additional Noninterest Income	$120,000	3,327
Total noninterest expense	$1,415,000	3,025
Salaries and employee benefits	$844,000	2,854
Premises and equipment expense	$197,000	2,681
Additional noninterest expense	$374,000	3,431
Pre-tax net operating income	$997,000	1,860
Securities gains (losses)	$0	2,027
Applicable income taxes	$4,000	4,088
Income before extraordinary items	$993,000	1,613
Extraordinary gains, net	$0	13
Net income	$993,000	1,614
Minority interest net income	$0	64
Net income of bank and minority interests.	$993,000	1,615
Net charge-offs	$-7,000	5,272
Cash dividends	$90,000	2,386
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$993,000	1,545
2014-12-31 (YTD Data)		Rank
Total interest income	$10,106,000	2,375
Total interest expense	$1,441,000	1,958
Net interest income	$8,665,000	2,448
Provision for loan and lease losses	$1,085,000	818
Total noninterest income	$703,000	3,692
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$280,000	3,339
Trading account gains and fees	$0	180
Additional Noninterest Income	$423,000	3,516
Total noninterest expense	$5,764,000	3,002
Salaries and employee benefits	$3,326,000	2,867
Premises and equipment expense	$842,000	2,561
Additional noninterest expense	$1,596,000	3,409
Pre-tax net operating income	$2,519,000	2,576
Securities gains (losses)	$1,000	3,149
Applicable income taxes	$2,000	4,394
Income before extraordinary items	$2,518,000	2,299
Extraordinary gains, net	$0	17
Net income	$2,518,000	2,299
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,518,000	2,299
Net charge-offs	$1,075,000	834
Cash dividends	$1,367,000	1,677
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,517,000	2,251
2014-09-30 (YTD Data)		Rank
Total interest income	$7,495,000	2,410
Total interest expense	$1,069,000	2,002
Net interest income	$6,426,000	2,483
Provision for loan and lease losses	$925,000	712
Total noninterest income	$594,000	3,531
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$207,000	3,400
Trading account gains and fees	$0	174
Additional Noninterest Income	$387,000	3,260
Total noninterest expense	$4,090,000	3,150
Salaries and employee benefits	$2,383,000	2,983
Premises and equipment expense	$597,000	2,699
Additional noninterest expense	$1,110,000	3,593
Pre-tax net operating income	$2,005,000	2,505
Securities gains (losses)	$0	2,980
Applicable income taxes	$2,000	4,434
Income before extraordinary items	$2,003,000	2,216
Extraordinary gains, net	$0	15
Net income	$2,003,000	2,216
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,003,000	2,215
Net charge-offs	$910,000	723
Cash dividends	$1,239,000	1,326
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,003,000	2,165
2014-06-30 (YTD Data)		Rank
Total interest income	$5,046,000	2,388
Total interest expense	$701,000	2,049
Net interest income	$4,345,000	2,447
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$385,000	3,570
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$134,000	3,443
Trading account gains and fees	$0	172
Additional Noninterest Income	$251,000	3,287
Total noninterest expense	$2,719,000	3,157
Salaries and employee benefits	$1,563,000	3,032
Premises and equipment expense	$403,000	2,697
Additional noninterest expense	$753,000	3,574
Pre-tax net operating income	$1,711,000	2,046
Securities gains (losses)	$0	2,580
Applicable income taxes	$2,000	4,388
Income before extraordinary items	$1,709,000	1,765
Extraordinary gains, net	$0	20
Net income	$1,709,000	1,768
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,709,000	1,767
Net charge-offs	$-50,000	6,148
Cash dividends	$989,000	1,184
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,709,000	1,723
2014-03-31 (YTD Data)		Rank
Total interest income	$2,493,000	2,412
Total interest expense	$346,000	2,102
Net interest income	$2,147,000	2,462
Provision for loan and lease losses	$100,000	1,586
Total noninterest income	$166,000	3,816
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$63,000	3,532
Trading account gains and fees	$0	147
Additional Noninterest Income	$103,000	3,518
Total noninterest expense	$1,334,000	3,223
Salaries and employee benefits	$780,000	3,046
Premises and equipment expense	$206,000	2,708
Additional noninterest expense	$348,000	3,744
Pre-tax net operating income	$879,000	1,954
Securities gains (losses)	$0	1,715
Applicable income taxes	$2,000	4,234
Income before extraordinary items	$877,000	1,674
Extraordinary gains, net	$0	16
Net income	$877,000	1,678
Minority interest net income	$0	66
Net income of bank and minority interests.	$877,000	1,677
Net charge-offs	$-42,000	6,265
Cash dividends	$160,000	1,919
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$877,000	1,638
2013-12-31 (YTD Data)		Rank
Total interest income	$9,757,000	2,486
Total interest expense	$1,444,000	2,234
Net interest income	$8,313,000	2,512
Provision for loan and lease losses	$775,000	1,368
Total noninterest income	$634,000	4,038
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$265,000	3,604
Trading account gains and fees	$0	184
Additional Noninterest Income	$369,000	3,792
Total noninterest expense	$5,685,000	3,101
Salaries and employee benefits	$3,275,000	2,934
Premises and equipment expense	$810,000	2,680
Additional noninterest expense	$1,600,000	3,489
Pre-tax net operating income	$2,487,000	2,478
Securities gains (losses)	$0	3,182
Applicable income taxes	$5,000	4,396
Income before extraordinary items	$2,482,000	2,204
Extraordinary gains, net	$0	29
Net income	$2,482,000	2,208
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,482,000	2,207
Net charge-offs	$785,000	1,510
Cash dividends	$1,174,000	1,741
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,482,000	2,153
2013-09-30 (YTD Data)		Rank
Total interest income	$7,269,000	2,514
Total interest expense	$1,079,000	2,299
Net interest income	$6,190,000	2,544
Provision for loan and lease losses	$275,000	2,169
Total noninterest income	$707,000	3,357
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$195,000	3,653
Trading account gains and fees	$0	180
Additional Noninterest Income	$512,000	2,977
Total noninterest expense	$4,114,000	3,189
Salaries and employee benefits	$2,361,000	3,026
Premises and equipment expense	$568,000	2,828
Additional noninterest expense	$1,185,000	3,530
Pre-tax net operating income	$2,508,000	2,051
Securities gains (losses)	$0	3,040
Applicable income taxes	$5,000	4,449
Income before extraordinary items	$2,503,000	1,769
Extraordinary gains, net	$0	25
Net income	$2,503,000	1,773
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,503,000	1,774
Net charge-offs	$67,000	3,636
Cash dividends	$1,074,000	1,372
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,503,000	1,728
2013-06-30 (YTD Data)		Rank
Total interest income	$4,829,000	2,517
Total interest expense	$736,000	2,307
Net interest income	$4,093,000	2,557
Provision for loan and lease losses	$275,000	1,759
Total noninterest income	$501,000	3,298
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$126,000	3,685
Trading account gains and fees	$0	157
Additional Noninterest Income	$375,000	2,895
Total noninterest expense	$2,687,000	3,239
Salaries and employee benefits	$1,549,000	3,076
Premises and equipment expense	$357,000	2,950
Additional noninterest expense	$781,000	3,556
Pre-tax net operating income	$1,632,000	2,060
Securities gains (losses)	$0	2,791
Applicable income taxes	$5,000	4,362
Income before extraordinary items	$1,627,000	1,798
Extraordinary gains, net	$0	22
Net income	$1,627,000	1,802
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,627,000	1,804
Net charge-offs	$49,000	3,369
Cash dividends	$774,000	1,319
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,627,000	1,739
2013-03-31 (YTD Data)		Rank
Total interest income	$2,371,000	2,577
Total interest expense	$381,000	2,304
Net interest income	$1,990,000	2,624
Provision for loan and lease losses	$275,000	1,084
Total noninterest income	$196,000	3,689
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$62,000	3,704
Trading account gains and fees	$0	148
Additional Noninterest Income	$134,000	3,346
Total noninterest expense	$1,288,000	3,373
Salaries and employee benefits	$757,000	3,159
Premises and equipment expense	$189,000	2,868
Additional noninterest expense	$342,000	3,907
Pre-tax net operating income	$623,000	2,490
Securities gains (losses)	$0	1,966
Applicable income taxes	$5,000	4,175
Income before extraordinary items	$618,000	2,207
Extraordinary gains, net	$0	10
Net income	$618,000	2,209
Minority interest net income	$0	76
Net income of bank and minority interests.	$618,000	2,209
Net charge-offs	$60,000	2,289
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$618,000	2,124
2012-12-31 (YTD Data)		Rank
Total interest income	$9,527,000	2,679
Total interest expense	$1,849,000	2,280
Net interest income	$7,678,000	2,752
Provision for loan and lease losses	$917,000	1,870
Total noninterest income	$624,000	4,104
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$273,000	3,665
Trading account gains and fees	$0	166
Additional Noninterest Income	$351,000	3,826
Total noninterest expense	$5,555,000	3,208
Salaries and employee benefits	$2,938,000	3,176
Premises and equipment expense	$794,000	2,768
Additional noninterest expense	$1,823,000	3,319
Pre-tax net operating income	$1,830,000	2,987
Securities gains (losses)	$0	3,810
Applicable income taxes	$5,000	4,499
Income before extraordinary items	$1,825,000	2,756
Extraordinary gains, net	$0	29
Net income	$1,825,000	2,759
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,825,000	2,758
Net charge-offs	$765,000	2,111
Cash dividends	$1,254,000	1,685
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,825,000	2,639
2012-09-30 (YTD Data)		Rank
Total interest income	$7,015,000	2,790
Total interest expense	$1,413,000	2,332
Net interest income	$5,602,000	2,863
Provision for loan and lease losses	$450,000	2,400
Total noninterest income	$645,000	3,555
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$204,000	3,711
Trading account gains and fees	$0	157
Additional Noninterest Income	$441,000	3,129
Total noninterest expense	$3,642,000	3,563
Salaries and employee benefits	$2,100,000	3,307
Premises and equipment expense	$635,000	2,649
Additional noninterest expense	$907,000	4,357
Pre-tax net operating income	$2,155,000	2,215
Securities gains (losses)	$0	3,575
Applicable income taxes	$5,000	4,514
Income before extraordinary items	$2,150,000	1,979
Extraordinary gains, net	$0	20
Net income	$2,150,000	1,978
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,150,000	1,980
Net charge-offs	$401,000	2,455
Cash dividends	$1,254,000	1,136
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,150,000	1,858
2012-06-30 (YTD Data)		Rank
Total interest income	$4,710,000	2,799
Total interest expense	$974,000	2,333
Net interest income	$3,736,000	2,870
Provision for loan and lease losses	$180,000	3,106
Total noninterest income	$522,000	3,163
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$142,000	3,620
Trading account gains and fees	$0	153
Additional Noninterest Income	$380,000	2,716
Total noninterest expense	$2,372,000	3,647
Salaries and employee benefits	$1,380,000	3,359
Premises and equipment expense	$409,000	2,730
Additional noninterest expense	$583,000	4,465
Pre-tax net operating income	$1,706,000	1,915
Securities gains (losses)	$0	3,178
Applicable income taxes	$5,000	4,421
Income before extraordinary items	$1,701,000	1,705
Extraordinary gains, net	$0	19
Net income	$1,701,000	1,704
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,701,000	1,705
Net charge-offs	$40,000	4,215
Cash dividends	$1,004,000	955
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,701,000	1,621
2012-03-31 (YTD Data)		Rank
Total interest income	$2,396,000	2,781
Total interest expense	$511,000	2,322
Net interest income	$1,885,000	2,855
Provision for loan and lease losses	$55,000	3,595
Total noninterest income	$316,000	2,867
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$73,000	3,561
Trading account gains and fees	$0	148
Additional Noninterest Income	$243,000	2,381
Total noninterest expense	$1,164,000	3,714
Salaries and employee benefits	$676,000	3,433
Premises and equipment expense	$204,000	2,754
Additional noninterest expense	$284,000	4,517
Pre-tax net operating income	$982,000	1,708
Securities gains (losses)	$0	2,210
Applicable income taxes	$5,000	4,246
Income before extraordinary items	$977,000	1,494
Extraordinary gains, net	$0	19
Net income	$977,000	1,495
Minority interest net income	$0	78
Net income of bank and minority interests.	$977,000	1,495
Net charge-offs	$46,000	3,075
Cash dividends	$334,000	1,195
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$977,000	1,403
2011-12-31 (YTD Data)		Rank
Total interest income	$9,109,000	3,011
Total interest expense	$2,220,000	2,548
Net interest income	$6,889,000	3,112
Provision for loan and lease losses	$1,200,000	2,155
Total noninterest income	$591,000	4,102
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$296,000	3,616
Trading account gains and fees	$0	146
Additional Noninterest Income	$295,000	3,896
Total noninterest expense	$4,421,000	3,846
Salaries and employee benefits	$2,582,000	3,470
Premises and equipment expense	$617,000	3,514
Additional noninterest expense	$1,222,000	4,400
Pre-tax net operating income	$1,859,000	2,645
Securities gains (losses)	$36,000	2,789
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$1,890,000	2,366
Extraordinary gains, net	$0	29
Net income	$1,890,000	2,366
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,890,000	2,367
Net charge-offs	$829,000	2,584
Cash dividends	$918,000	1,727
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,854,000	2,320
2011-09-30 (YTD Data)		Rank
Total interest income	$6,860,000	3,037
Total interest expense	$1,679,000	2,628
Net interest income	$5,181,000	3,117
Provision for loan and lease losses	$620,000	2,599
Total noninterest income	$355,000	4,538
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$216,000	3,685
Trading account gains and fees	$0	145
Additional Noninterest Income	$139,000	4,644
Total noninterest expense	$3,261,000	3,897
Salaries and employee benefits	$1,852,000	3,586
Premises and equipment expense	$490,000	3,399
Additional noninterest expense	$919,000	4,392
Pre-tax net operating income	$1,655,000	2,396
Securities gains (losses)	$0	3,555
Applicable income taxes	$5,000	4,418
Income before extraordinary items	$1,650,000	2,150
Extraordinary gains, net	$0	21
Net income	$1,650,000	2,150
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,650,000	2,151
Net charge-offs	$232,000	3,549
Cash dividends	$918,000	1,237
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,650,000	2,059
2011-06-30 (YTD Data)		Rank
Total interest income	$4,510,000	3,084
Total interest expense	$1,127,000	2,691
Net interest income	$3,383,000	3,184
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$205,000	4,837
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$133,000	3,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$72,000	5,041
Total noninterest expense	$2,157,000	3,969
Salaries and employee benefits	$1,209,000	3,682
Premises and equipment expense	$325,000	3,451
Additional noninterest expense	$623,000	4,428
Pre-tax net operating income	$1,131,000	2,333
Securities gains (losses)	$0	2,914
Applicable income taxes	$5,000	4,311
Income before extraordinary items	$1,126,000	2,055
Extraordinary gains, net	$0	15
Net income	$1,126,000	2,055
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,126,000	2,055
Net charge-offs	$114,000	3,709
Cash dividends	$718,000	1,092
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,126,000	1,991
2011-03-31 (YTD Data)		Rank
Total interest income	$2,238,000	3,112
Total interest expense	$573,000	2,733
Net interest income	$1,665,000	3,215
Provision for loan and lease losses	$70,000	3,831
Total noninterest income	$114,000	4,679
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$61,000	3,971
Trading account gains and fees	$0	158
Additional Noninterest Income	$53,000	4,572
Total noninterest expense	$1,039,000	4,083
Salaries and employee benefits	$586,000	3,796
Premises and equipment expense	$188,000	3,145
Additional noninterest expense	$265,000	4,849
Pre-tax net operating income	$670,000	2,034
Securities gains (losses)	$0	1,772
Applicable income taxes	$5,000	4,051
Income before extraordinary items	$665,000	1,754
Extraordinary gains, net	$0	9
Net income	$665,000	1,754
Minority interest net income	$0	86
Net income of bank and minority interests.	$665,000	1,754
Net charge-offs	$-60,000	7,385
Cash dividends	$247,000	1,278
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$665,000	1,708
2010-12-31 (YTD Data)		Rank
Total interest income	$9,270,000	3,143
Total interest expense	$2,703,000	2,816
Net interest income	$6,567,000	3,243
Provision for loan and lease losses	$1,060,000	2,960
Total noninterest income	$806,000	3,639
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$354,000	3,316
Trading account gains and fees	$0	175
Additional Noninterest Income	$452,000	3,330
Total noninterest expense	$4,572,000	3,856
Salaries and employee benefits	$2,418,000	3,671
Premises and equipment expense	$649,000	3,506
Additional noninterest expense	$1,505,000	3,996
Pre-tax net operating income	$1,741,000	2,486
Securities gains (losses)	$0	3,793
Applicable income taxes	$8,000	4,266
Income before extraordinary items	$1,733,000	2,263
Extraordinary gains, net	$0	29
Net income	$1,733,000	2,262
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,733,000	2,264
Net charge-offs	$1,230,000	2,414
Cash dividends	$645,000	2,034
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,733,000	2,169
2010-09-30 (YTD Data)		Rank
Total interest income	$6,896,000	3,230
Total interest expense	$2,067,000	2,887
Net interest income	$4,829,000	3,338
Provision for loan and lease losses	$370,000	4,024
Total noninterest income	$600,000	3,688
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$270,000	3,355
Trading account gains and fees	$0	165
Additional Noninterest Income	$330,000	3,400
Total noninterest expense	$3,224,000	4,024
Salaries and employee benefits	$1,764,000	3,793
Premises and equipment expense	$478,000	3,607
Additional noninterest expense	$982,000	4,345
Pre-tax net operating income	$1,835,000	2,030
Securities gains (losses)	$0	3,651
Applicable income taxes	$8,000	4,311
Income before extraordinary items	$1,827,000	1,802
Extraordinary gains, net	$0	23
Net income	$1,827,000	1,803
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,827,000	1,804
Net charge-offs	$320,000	3,647
Cash dividends	$645,000	1,492
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,827,000	1,710
2010-06-30 (YTD Data)		Rank
Total interest income	$4,564,000	3,283
Total interest expense	$1,413,000	2,921
Net interest income	$3,151,000	3,411
Provision for loan and lease losses	$175,000	4,429
Total noninterest income	$398,000	3,649
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$191,000	3,231
Trading account gains and fees	$0	152
Additional Noninterest Income	$207,000	3,459
Total noninterest expense	$2,102,000	4,102
Salaries and employee benefits	$1,161,000	3,863
Premises and equipment expense	$313,000	3,690
Additional noninterest expense	$628,000	4,469
Pre-tax net operating income	$1,272,000	1,959
Securities gains (losses)	$0	3,184
Applicable income taxes	$8,000	4,167
Income before extraordinary items	$1,264,000	1,717
Extraordinary gains, net	$0	19
Net income	$1,264,000	1,715
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,264,000	1,717
Net charge-offs	$50,000	4,884
Cash dividends	$548,000	1,240
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,264,000	1,643
2010-03-31 (YTD Data)		Rank
Total interest income	$2,233,000	3,407
Total interest expense	$735,000	2,950
Net interest income	$1,498,000	3,558
Provision for loan and lease losses	$25,000	5,585
Total noninterest income	$212,000	3,526
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$100,000	3,146
Trading account gains and fees	$0	175
Additional Noninterest Income	$112,000	3,298
Total noninterest expense	$1,053,000	4,126
Salaries and employee benefits	$573,000	3,952
Premises and equipment expense	$159,000	3,729
Additional noninterest expense	$321,000	4,404
Pre-tax net operating income	$632,000	2,019
Securities gains (losses)	$0	2,284
Applicable income taxes	$8,000	3,919
Income before extraordinary items	$624,000	1,767
Extraordinary gains, net	$0	16
Net income	$624,000	1,766
Minority interest net income	$0	91
Net income of bank and minority interests.	$624,000	1,768
Net charge-offs	$7,000	5,008
Cash dividends	$100,000	1,873
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$624,000	1,686
2009-12-31 (YTD Data)		Rank
Total interest income	$8,886,000	3,543
Total interest expense	$3,682,000	2,928
Net interest income	$5,204,000	3,843
Provision for loan and lease losses	$1,265,000	3,130
Total noninterest income	$712,000	4,032
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$437,000	3,153
Trading account gains and fees	$0	211
Additional Noninterest Income	$275,000	4,099
Total noninterest expense	$3,950,000	4,375
Salaries and employee benefits	$2,323,000	3,912
Premises and equipment expense	$560,000	4,083
Additional noninterest expense	$1,067,000	5,059
Pre-tax net operating income	$701,000	3,553
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,000	4,160
Income before extraordinary items	$699,000	3,364
Extraordinary gains, net	$0	34
Net income	$699,000	3,362
Minority interest net income	$0	115
Net income of bank and minority interests.	$699,000	3,363
Net charge-offs	$786,000	3,199
Cash dividends	$400,000	2,826
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$699,000	3,302
2009-09-30 (YTD Data)		Rank
Total interest income	$6,580,000	3,627
Total interest expense	$2,821,000	2,996
Net interest income	$3,759,000	3,945
Provision for loan and lease losses	$305,000	4,563
Total noninterest income	$556,000	3,995
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$317,000	3,240
Trading account gains and fees	$0	212
Additional Noninterest Income	$239,000	3,982
Total noninterest expense	$2,935,000	4,415
Salaries and employee benefits	$1,708,000	3,993
Premises and equipment expense	$450,000	3,906
Additional noninterest expense	$777,000	5,139
Pre-tax net operating income	$1,075,000	2,612
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,000	4,371
Income before extraordinary items	$1,073,000	2,357
Extraordinary gains, net	$0	27
Net income	$1,073,000	2,354
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,073,000	2,357
Net charge-offs	$125,000	4,849
Cash dividends	$401,000	2,251
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,073,000	2,312
2009-06-30 (YTD Data)		Rank
Total interest income	$4,323,000	3,700
Total interest expense	$1,923,000	3,057
Net interest income	$2,400,000	4,038
Provision for loan and lease losses	$110,000	5,210
Total noninterest income	$377,000	3,962
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$197,000	3,348
Trading account gains and fees	$0	193
Additional Noninterest Income	$180,000	3,813
Total noninterest expense	$1,919,000	4,494
Salaries and employee benefits	$1,136,000	4,035
Premises and equipment expense	$293,000	4,010
Additional noninterest expense	$490,000	5,298
Pre-tax net operating income	$748,000	2,638
Securities gains (losses)	$0	3,136
Applicable income taxes	$2,000	4,423
Income before extraordinary items	$746,000	2,358
Extraordinary gains, net	$0	21
Net income	$746,000	2,354
Minority interest net income	$0	112
Net income of bank and minority interests.	$746,000	2,357
Net charge-offs	$154,000	3,741
Cash dividends	$262,000	2,365
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$746,000	2,292
2009-03-31 (YTD Data)		Rank
Total interest income	$2,123,000	3,771
Total interest expense	$970,000	3,127
Net interest income	$1,153,000	4,133
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$160,000	4,257
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$87,000	3,531
Trading account gains and fees	$0	171
Additional Noninterest Income	$73,000	4,164
Total noninterest expense	$930,000	4,515
Salaries and employee benefits	$572,000	4,037
Premises and equipment expense	$132,000	4,337
Additional noninterest expense	$226,000	5,251
Pre-tax net operating income	$353,000	3,056
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$352,000	2,803
Extraordinary gains, net	$0	15
Net income	$352,000	2,802
Minority interest net income	$0	102
Net income of bank and minority interests.	$352,000	2,804
Net charge-offs	$-104,000	8,193
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$352,000	2,670
2008-12-31 (YTD Data)		Rank
Total interest income	$8,496,000	3,965
Total interest expense	$4,164,000	3,415
Net interest income	$4,332,000	4,326
Provision for loan and lease losses	$510,000	3,769
Total noninterest income	$663,000	4,257
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$432,000	3,306
Trading account gains and fees	$0	154
Additional Noninterest Income	$231,000	4,601
Total noninterest expense	$3,712,000	4,461
Salaries and employee benefits	$2,278,000	4,051
Premises and equipment expense	$540,000	4,255
Additional noninterest expense	$894,000	5,162
Pre-tax net operating income	$773,000	4,229
Securities gains (losses)	$0	3,220
Applicable income taxes	$4,000	4,719
Income before extraordinary items	$769,000	3,784
Extraordinary gains, net	$0	39
Net income	$769,000	3,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$432,000	3,007
Cash dividends	$391,000	3,731
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$769,000	3,905
2008-09-30 (YTD Data)		Rank
Total interest income	$6,359,000	4,029
Total interest expense	$3,165,000	3,491
Net interest income	$3,194,000	4,416
Provision for loan and lease losses	$100,000	5,137
Total noninterest income	$499,000	4,338
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$328,000	3,312
Trading account gains and fees	$0	148
Additional Noninterest Income	$171,000	4,732
Total noninterest expense	$2,716,000	4,515
Salaries and employee benefits	$1,680,000	4,124
Premises and equipment expense	$378,000	4,457
Additional noninterest expense	$658,000	5,150
Pre-tax net operating income	$877,000	3,925
Securities gains (losses)	$0	3,106
Applicable income taxes	$4,000	5,079
Income before extraordinary items	$873,000	3,393
Extraordinary gains, net	$0	31
Net income	$873,000	3,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,131
Cash dividends	$266,000	3,564
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$873,000	3,528
2008-06-30 (YTD Data)		Rank
Total interest income	$4,217,000	4,111
Total interest expense	$2,157,000	3,555
Net interest income	$2,060,000	4,513
Provision for loan and lease losses	$85,000	4,532
Total noninterest income	$321,000	4,487
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$211,000	3,373
Trading account gains and fees	$0	149
Additional Noninterest Income	$110,000	4,890
Total noninterest expense	$1,754,000	4,648
Salaries and employee benefits	$1,105,000	4,198
Premises and equipment expense	$229,000	4,749
Additional noninterest expense	$420,000	5,277
Pre-tax net operating income	$542,000	4,233
Securities gains (losses)	$0	3,233
Applicable income taxes	$4,000	5,280
Income before extraordinary items	$538,000	3,870
Extraordinary gains, net	$0	21
Net income	$538,000	3,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,654
Cash dividends	$266,000	3,120
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$538,000	3,815
2008-03-31 (YTD Data)		Rank
Total interest income	$2,173,000	4,106
Total interest expense	$1,113,000	3,636
Net interest income	$1,060,000	4,425
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$125,000	4,991
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$102,000	3,412
Trading account gains and fees	$0	158
Additional Noninterest Income	$23,000	6,281
Total noninterest expense	$884,000	4,630
Salaries and employee benefits	$526,000	4,374
Premises and equipment expense	$138,000	4,248
Additional noninterest expense	$220,000	5,078
Pre-tax net operating income	$286,000	4,257
Securities gains (losses)	$0	2,688
Applicable income taxes	$4,000	5,199
Income before extraordinary items	$282,000	3,944
Extraordinary gains, net	$0	15
Net income	$282,000	3,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,369
Cash dividends	$100,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$282,000	3,858
2007-12-31 (YTD Data)		Rank
Total interest income	$8,318,000	4,262
Total interest expense	$4,300,000	3,823
Net interest income	$4,018,000	4,613
Provision for loan and lease losses	$125,000	4,554
Total noninterest income	$821,000	3,963
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$463,000	3,221
Trading account gains and fees	$0	178
Additional Noninterest Income	$358,000	3,947
Total noninterest expense	$3,116,000	4,897
Salaries and employee benefits	$1,911,000	4,546
Premises and equipment expense	$390,000	5,105
Additional noninterest expense	$815,000	5,289
Pre-tax net operating income	$1,598,000	3,795
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,000	5,973
Income before extraordinary items	$1,597,000	3,306
Extraordinary gains, net	$0	39
Net income	$1,597,000	3,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-59,000	8,306
Cash dividends	$732,000	3,117
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,597,000	3,290
2007-09-30 (YTD Data)		Rank
Total interest income	$6,098,000	4,333
Total interest expense	$3,157,000	3,889
Net interest income	$2,941,000	4,695
Provision for loan and lease losses	$0	6,528
Total noninterest income	$638,000	3,887
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$345,000	3,217
Trading account gains and fees	$0	184
Additional Noninterest Income	$293,000	3,781
Total noninterest expense	$2,221,000	5,017
Salaries and employee benefits	$1,390,000	4,609
Premises and equipment expense	$232,000	5,703
Additional noninterest expense	$599,000	5,301
Pre-tax net operating income	$1,358,000	3,675
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,000	6,113
Income before extraordinary items	$1,357,000	3,188
Extraordinary gains, net	$0	33
Net income	$1,357,000	3,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-118,000	8,409
Cash dividends	$732,000	2,422
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,357,000	3,172
2007-06-30 (YTD Data)		Rank
Total interest income	$3,995,000	4,400
Total interest expense	$2,069,000	3,931
Net interest income	$1,926,000	4,784
Provision for loan and lease losses	$0	6,209
Total noninterest income	$397,000	4,054
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$222,000	3,290
Trading account gains and fees	$0	168
Additional Noninterest Income	$175,000	4,046
Total noninterest expense	$1,422,000	5,182
Salaries and employee benefits	$896,000	4,772
Premises and equipment expense	$134,000	6,101
Additional noninterest expense	$392,000	5,360
Pre-tax net operating income	$901,000	3,757
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,000	6,141
Income before extraordinary items	$900,000	3,245
Extraordinary gains, net	$0	29
Net income	$900,000	3,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-67,000	8,351
Cash dividends	$556,000	2,309
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$900,000	3,227
2007-03-31 (YTD Data)		Rank
Total interest income	$1,951,000	4,462
Total interest expense	$991,000	4,041
Net interest income	$960,000	4,801
Provision for loan and lease losses	$0	5,779
Total noninterest income	$187,000	4,166
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$98,000	3,492
Trading account gains and fees	$0	195
Additional Noninterest Income	$89,000	3,989
Total noninterest expense	$679,000	5,350
Salaries and employee benefits	$406,000	5,115
Premises and equipment expense	$77,000	5,781
Additional noninterest expense	$196,000	5,325
Pre-tax net operating income	$468,000	3,664
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,000	6,046
Income before extraordinary items	$467,000	3,168
Extraordinary gains, net	$0	22
Net income	$467,000	3,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,992
Cash dividends	$200,000	2,393
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$467,000	3,144
2006-12-31 (YTD Data)		Rank
Total interest income	$6,955,000	4,589
Total interest expense	$3,170,000	4,175
Net interest income	$3,785,000	4,823
Provision for loan and lease losses	$210,000	3,430
Total noninterest income	$684,000	4,412
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$483,000	3,128
Trading account gains and fees	$0	130
Additional Noninterest Income	$201,000	5,115
Total noninterest expense	$2,972,000	4,930
Salaries and employee benefits	$1,777,000	4,656
Premises and equipment expense	$452,000	4,551
Additional noninterest expense	$743,000	5,468
Pre-tax net operating income	$1,287,000	4,638
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,000	6,401
Income before extraordinary items	$1,284,000	4,135
Extraordinary gains, net	$0	51
Net income	$1,284,000	4,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	2,558
Cash dividends	$843,000	2,861
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,284,000	4,100
2006-09-30 (YTD Data)		Rank
Total interest income	$5,138,000	4,613
Total interest expense	$2,244,000	4,238
Net interest income	$2,894,000	4,796
Provision for loan and lease losses	$30,000	5,631
Total noninterest income	$463,000	4,692
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$368,000	3,111
Trading account gains and fees	$0	126
Additional Noninterest Income	$95,000	5,936
Total noninterest expense	$2,098,000	5,107
Salaries and employee benefits	$1,273,000	4,775
Premises and equipment expense	$323,000	4,702
Additional noninterest expense	$502,000	5,765
Pre-tax net operating income	$1,229,000	4,241
Securities gains (losses)	$0	1,388
Applicable income taxes	$3,000	6,487
Income before extraordinary items	$1,226,000	3,682
Extraordinary gains, net	$0	45
Net income	$1,226,000	3,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,251
Cash dividends	$801,000	2,240
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,226,000	3,670
2006-06-30 (YTD Data)		Rank
Total interest income	$3,342,000	4,646
Total interest expense	$1,379,000	4,333
Net interest income	$1,963,000	4,767
Provision for loan and lease losses	$0	6,419
Total noninterest income	$304,000	4,702
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$244,000	3,107
Trading account gains and fees	$0	126
Additional Noninterest Income	$60,000	6,084
Total noninterest expense	$1,361,000	5,211
Salaries and employee benefits	$849,000	4,812
Premises and equipment expense	$210,000	4,785
Additional noninterest expense	$302,000	6,066
Pre-tax net operating income	$906,000	4,032
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,000	6,457
Income before extraordinary items	$903,000	3,441
Extraordinary gains, net	$0	39
Net income	$903,000	3,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,784
Cash dividends	$620,000	2,042
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$903,000	3,434
2006-03-31 (YTD Data)		Rank
Total interest income	$1,601,000	4,709
Total interest expense	$643,000	4,404
Net interest income	$958,000	4,839
Provision for loan and lease losses	$0	6,013
Total noninterest income	$150,000	4,678
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$121,000	3,061
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,131
Total noninterest expense	$656,000	5,330
Salaries and employee benefits	$403,000	4,986
Premises and equipment expense	$95,000	5,109
Additional noninterest expense	$158,000	5,910
Pre-tax net operating income	$452,000	3,987
Securities gains (losses)	$0	955
Applicable income taxes	$3,000	6,254
Income before extraordinary items	$449,000	3,413
Extraordinary gains, net	$0	21
Net income	$449,000	3,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,005
Cash dividends	$156,000	2,671
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$449,000	3,389
2005-12-31 (YTD Data)		Rank
Total interest income	$5,737,000	4,726
Total interest expense	$2,093,000	4,299
Net interest income	$3,644,000	4,897
Provision for loan and lease losses	$200,000	3,577
Total noninterest income	$709,000	4,342
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$486,000	3,109
Trading account gains and fees	$0	138
Additional Noninterest Income	$223,000	4,959
Total noninterest expense	$2,684,000	5,141
Salaries and employee benefits	$1,595,000	4,852
Premises and equipment expense	$431,000	4,632
Additional noninterest expense	$658,000	5,773
Pre-tax net operating income	$1,469,000	4,441
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,000	6,850
Income before extraordinary items	$1,468,000	3,833
Extraordinary gains, net	$0	46
Net income	$1,468,000	3,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,132
Cash dividends	$659,000	3,187
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,468,000	3,803
2005-09-30 (YTD Data)		Rank
Total interest income	$4,203,000	4,767
Total interest expense	$1,483,000	4,329
Net interest income	$2,720,000	4,934
Provision for loan and lease losses	$0	6,899
Total noninterest income	$519,000	4,441
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$344,000	3,255
Trading account gains and fees	$0	126
Additional Noninterest Income	$175,000	4,897
Total noninterest expense	$1,937,000	5,245
Salaries and employee benefits	$1,153,000	4,944
Premises and equipment expense	$291,000	4,939
Additional noninterest expense	$493,000	5,743
Pre-tax net operating income	$1,302,000	4,112
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,000	6,867
Income before extraordinary items	$1,301,000	3,481
Extraordinary gains, net	$0	35
Net income	$1,301,000	3,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	8,653
Cash dividends	$660,000	2,389
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,301,000	3,437
2005-06-30 (YTD Data)		Rank
Total interest income	$2,701,000	4,823
Total interest expense	$899,000	4,449
Net interest income	$1,802,000	4,938
Provision for loan and lease losses	$0	6,626
Total noninterest income	$322,000	4,603
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$193,000	3,576
Trading account gains and fees	$0	116
Additional Noninterest Income	$129,000	4,634
Total noninterest expense	$1,280,000	5,256
Salaries and employee benefits	$776,000	4,911
Premises and equipment expense	$182,000	5,135
Additional noninterest expense	$322,000	5,789
Pre-tax net operating income	$844,000	4,156
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,000	6,848
Income before extraordinary items	$843,000	3,509
Extraordinary gains, net	$0	30
Net income	$843,000	3,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-114,000	8,690
Cash dividends	$535,000	2,099
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$843,000	3,463
2005-03-31 (YTD Data)		Rank
Total interest income	$1,312,000	4,895
Total interest expense	$436,000	4,423
Net interest income	$876,000	5,040
Provision for loan and lease losses	$0	6,226
Total noninterest income	$186,000	4,166
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$76,000	4,047
Trading account gains and fees	$0	115
Additional Noninterest Income	$110,000	3,560
Total noninterest expense	$632,000	5,336
Salaries and employee benefits	$367,000	5,125
Premises and equipment expense	$118,000	4,349
Additional noninterest expense	$147,000	6,073
Pre-tax net operating income	$430,000	4,077
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,000	6,740
Income before extraordinary items	$429,000	3,442
Extraordinary gains, net	$0	24
Net income	$429,000	3,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-122,000	8,821
Cash dividends	$80,000	3,120
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$429,000	3,408
2004-12-31 (YTD Data)		Rank
Total interest income	$4,963,000	4,875
Total interest expense	$1,637,000	4,259
Net interest income	$3,326,000	5,081
Provision for loan and lease losses	$65,000	5,573
Total noninterest income	$623,000	4,724
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$346,000	3,968
Trading account gains and fees	$0	138
Additional Noninterest Income	$277,000	4,415
Total noninterest expense	$2,500,000	5,311
Salaries and employee benefits	$1,500,000	4,951
Premises and equipment expense	$401,000	4,755
Additional noninterest expense	$599,000	5,981
Pre-tax net operating income	$1,384,000	4,462
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,384,000	3,827
Extraordinary gains, net	$0	34
Net income	$1,384,000	3,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,216
Cash dividends	$749,000	2,857
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,384,000	3,774
2004-09-30 (YTD Data)		Rank
Total interest income	$3,715,000	4,857
Total interest expense	$1,210,000	4,256
Net interest income	$2,505,000	5,056
Provision for loan and lease losses	$10,000	6,700
Total noninterest income	$478,000	4,664
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$259,000	4,008
Trading account gains and fees	$0	134
Additional Noninterest Income	$219,000	4,335
Total noninterest expense	$1,793,000	5,422
Salaries and employee benefits	$1,117,000	4,927
Premises and equipment expense	$273,000	5,062
Additional noninterest expense	$403,000	6,291
Pre-tax net operating income	$1,180,000	4,197
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,180,000	3,585
Extraordinary gains, net	$0	26
Net income	$1,180,000	3,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,750
Cash dividends	$748,000	2,126
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,180,000	3,515
2004-06-30 (YTD Data)		Rank
Total interest income	$2,434,000	4,929
Total interest expense	$793,000	4,312
Net interest income	$1,641,000	5,111
Provision for loan and lease losses	$0	6,885
Total noninterest income	$314,000	4,715
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$173,000	4,010
Trading account gains and fees	$0	130
Additional Noninterest Income	$141,000	4,431
Total noninterest expense	$1,210,000	5,413
Salaries and employee benefits	$733,000	5,001
Premises and equipment expense	$210,000	4,621
Additional noninterest expense	$267,000	6,326
Pre-tax net operating income	$745,000	4,293
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$745,000	3,713
Extraordinary gains, net	$0	21
Net income	$745,000	3,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,947
Cash dividends	$603,000	1,854
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$745,000	3,623
2004-03-31 (YTD Data)		Rank
Total interest income	$1,195,000	5,017
Total interest expense	$396,000	4,369
Net interest income	$799,000	5,220
Provision for loan and lease losses	$0	6,501
Total noninterest income	$169,000	4,476
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$84,000	4,000
Trading account gains and fees	$0	121
Additional Noninterest Income	$85,000	4,044
Total noninterest expense	$549,000	5,731
Salaries and employee benefits	$362,000	5,069
Premises and equipment expense	$74,000	5,726
Additional noninterest expense	$113,000	6,847
Pre-tax net operating income	$419,000	3,965
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$419,000	3,381
Extraordinary gains, net	$0	16
Net income	$419,000	3,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	1,730
Cash dividends	$146,000	2,549
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$419,000	3,259
2003-12-31 (YTD Data)		Rank
Total interest income	$4,957,000	4,922
Total interest expense	$1,807,000	4,342
Net interest income	$3,150,000	5,146
Provision for loan and lease losses	$20,000	7,057
Total noninterest income	$491,000	5,494
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$288,000	4,396
Trading account gains and fees	$0	160
Additional Noninterest Income	$203,000	5,252
Total noninterest expense	$2,311,000	5,501
Salaries and employee benefits	$1,449,000	4,961
Premises and equipment expense	$299,000	5,671
Additional noninterest expense	$563,000	6,180
Pre-tax net operating income	$1,310,000	4,467
Securities gains (losses)	$0	4,500
Applicable income taxes	$4,000	7,246
Income before extraordinary items	$1,306,000	3,901
Extraordinary gains, net	$0	54
Net income	$1,306,000	3,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,532
Cash dividends	$559,000	3,327
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,306,000	3,738
2003-09-30 (YTD Data)		Rank
Total interest income	$3,764,000	4,943
Total interest expense	$1,399,000	4,362
Net interest income	$2,365,000	5,171
Provision for loan and lease losses	$20,000	6,734
Total noninterest income	$382,000	5,429
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$217,000	4,403
Trading account gains and fees	$0	153
Additional Noninterest Income	$165,000	5,155
Total noninterest expense	$1,673,000	5,599
Salaries and employee benefits	$1,070,000	5,017
Premises and equipment expense	$214,000	5,799
Additional noninterest expense	$389,000	6,421
Pre-tax net operating income	$1,054,000	4,416
Securities gains (losses)	$0	4,204
Applicable income taxes	$-2,000	8,861
Income before extraordinary items	$1,056,000	3,855
Extraordinary gains, net	$0	40
Net income	$1,056,000	3,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,587
Cash dividends	$559,000	2,515
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,056,000	3,693
2003-06-30 (YTD Data)		Rank
Total interest income	$2,517,000	4,962
Total interest expense	$965,000	4,365
Net interest income	$1,552,000	5,232
Provision for loan and lease losses	$20,000	6,304
Total noninterest income	$235,000	5,628
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$140,000	4,453
Trading account gains and fees	$0	150
Additional Noninterest Income	$95,000	5,412
Total noninterest expense	$1,102,000	5,646
Salaries and employee benefits	$701,000	5,084
Premises and equipment expense	$162,000	5,400
Additional noninterest expense	$239,000	6,656
Pre-tax net operating income	$665,000	4,563
Securities gains (losses)	$0	3,782
Applicable income taxes	$-2,000	8,933
Income before extraordinary items	$667,000	4,001
Extraordinary gains, net	$0	30
Net income	$667,000	4,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,602
Cash dividends	$386,000	2,527
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$667,000	3,824
2003-03-31 (YTD Data)		Rank
Total interest income	$1,262,000	4,973
Total interest expense	$494,000	4,372
Net interest income	$768,000	5,242
Provision for loan and lease losses	$0	6,934
Total noninterest income	$120,000	5,462
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$64,000	4,593
Trading account gains and fees	$0	134
Additional Noninterest Income	$56,000	5,056
Total noninterest expense	$552,000	5,622
Salaries and employee benefits	$353,000	5,047
Premises and equipment expense	$86,000	5,190
Additional noninterest expense	$113,000	6,807
Pre-tax net operating income	$336,000	4,492
Securities gains (losses)	$0	2,891
Applicable income taxes	$-2,000	8,998
Income before extraordinary items	$338,000	3,905
Extraordinary gains, net	$0	21
Net income	$338,000	3,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,613
Cash dividends	$129,000	2,683
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$338,000	3,722
2002-12-31 (YTD Data)		Rank
Total interest income	$5,505,000	4,837
Total interest expense	$2,379,000	4,262
Net interest income	$3,126,000	5,167
Provision for loan and lease losses	$267,000	3,717
Total noninterest income	$428,000	5,607
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$250,000	4,695
Trading account gains and fees	$0	153
Additional Noninterest Income	$178,000	5,245
Total noninterest expense	$2,129,000	5,651
Salaries and employee benefits	$1,277,000	5,254
Premises and equipment expense	$313,000	5,433
Additional noninterest expense	$539,000	6,283
Pre-tax net operating income	$1,158,000	4,811
Securities gains (losses)	$-1,000	8,656
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,157,000	4,184
Extraordinary gains, net	$0	70
Net income	$1,157,000	4,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	3,486
Cash dividends	$529,000	3,355
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,158,000	4,088
2001-12-31 (YTD Data)		Rank
Total interest income	$5,892,000	5,029
Total interest expense	$3,338,000	4,354
Net interest income	$2,554,000	5,647
Provision for loan and lease losses	$280,000	3,357
Total noninterest income	$428,000	5,505
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$225,000	4,881
Trading account gains and fees	$0	177
Additional Noninterest Income	$203,000	4,899
Total noninterest expense	$1,867,000	5,998
Salaries and employee benefits	$1,144,000	5,499
Premises and equipment expense	$188,000	6,954
Additional noninterest expense	$535,000	6,233
Pre-tax net operating income	$835,000	5,373
Securities gains (losses)	$-9,000	9,278
Applicable income taxes	$-21,000	9,060
Income before extraordinary items	$847,000	4,732
Extraordinary gains, net	$0	105
Net income	$847,000	4,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,729
Cash dividends	$604,000	3,112
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$856,000	4,579
2000-12-31 (YTD Data)		Rank
Total interest income	$5,689,000	5,275
Total interest expense	$3,096,000	4,804
Net interest income	$2,593,000	5,676
Provision for loan and lease losses	$20,000	7,595
Total noninterest income	$387,000	5,611
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	5,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	4,905
Total noninterest expense	$1,859,000	5,949
Salaries and employee benefits	$1,176,000	5,304
Premises and equipment expense	$195,000	6,852
Additional noninterest expense	$488,000	6,520
Pre-tax net operating income	$1,101,000	4,993
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$159,000	5,816
Income before extraordinary items	$937,000	4,567
Extraordinary gains, net	$0	38
Net income	$937,000	4,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,048
Cash dividends	$391,000	4,018
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$941,250	4,553
1999-12-31 (YTD Data)		Rank
Total interest income	$5,113,000	5,488
Total interest expense	$2,742,000	4,927
Net interest income	$2,371,000	5,993
Provision for loan and lease losses	$0	8,503
Total noninterest income	$356,000	5,954
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$211,000	4,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	5,687
Total noninterest expense	$1,753,000	6,173
Salaries and employee benefits	$1,067,000	5,639
Premises and equipment expense	$275,000	5,750
Additional noninterest expense	$411,000	7,170
Pre-tax net operating income	$974,000	5,386
Securities gains (losses)	$0	3,155
Applicable income taxes	$146,000	6,331
Income before extraordinary items	$828,000	4,993
Extraordinary gains, net	$0	35
Net income	$828,000	4,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-73,000	9,991
Cash dividends	$690,000	2,927
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$828,000	4,958
1998-12-31 (YTD Data)		Rank
Total interest income	$4,840,000	5,806
Total interest expense	$2,678,000	5,127
Net interest income	$2,162,000	6,365
Provision for loan and lease losses	$0	8,652
Total noninterest income	$394,000	5,665
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	4,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	5,229
Total noninterest expense	$1,702,000	6,225
Salaries and employee benefits	$1,002,000	5,786
Premises and equipment expense	$263,000	5,784
Additional noninterest expense	$437,000	6,913
Pre-tax net operating income	$854,000	5,888
Securities gains (losses)	$0	4,449
Applicable income taxes	$302,000	5,150
Income before extraordinary items	$552,000	6,312
Extraordinary gains, net	$0	32
Net income	$552,000	6,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,453
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$552,000	6,198
1997-12-31 (YTD Data)		Rank
Total interest income	$4,269,000	6,414
Total interest expense	$2,271,000	5,763
Net interest income	$1,998,000	6,916
Provision for loan and lease losses	$0	8,829
Total noninterest income	$369,000	5,995
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$221,000	5,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	5,729
Total noninterest expense	$1,637,000	6,448
Salaries and employee benefits	$997,000	5,882
Premises and equipment expense	$257,000	5,958
Additional noninterest expense	$383,000	7,499
Pre-tax net operating income	$730,000	6,857
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$263,000	6,125
Income before extraordinary items	$465,000	7,198
Extraordinary gains, net	$0	44
Net income	$465,000	7,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	4,010
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$466,280	7,140
1996-12-31 (YTD Data)		Rank
Total interest income	$3,748,000	7,104
Total interest expense	$1,983,000	6,443
Net interest income	$1,765,000	7,634
Provision for loan and lease losses	$0	9,041
Total noninterest income	$410,000	5,863
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	4,611
Total noninterest expense	$1,520,000	7,051
Salaries and employee benefits	$914,000	6,398
Premises and equipment expense	$175,000	7,528
Additional noninterest expense	$431,000	7,620
Pre-tax net operating income	$655,000	7,139
Securities gains (losses)	$0	4,148
Applicable income taxes	$240,000	6,578
Income before extraordinary items	$415,000	7,503
Extraordinary gains, net	$0	53
Net income	$415,000	7,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	10,789
Cash dividends	$100,000	6,641
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$415,000	7,446
1995-12-31 (YTD Data)		Rank
Total interest income	$3,074,000	8,092
Total interest expense	$1,566,000	7,514
Net interest income	$1,508,000	8,514
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$229,000	8,010
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	6,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	8,356
Total noninterest expense	$1,157,000	8,362
Salaries and employee benefits	$670,000	7,926
Premises and equipment expense	$142,000	8,472
Additional noninterest expense	$345,000	8,741
Pre-tax net operating income	$560,000	8,121
Securities gains (losses)	$-15,000	10,368
Applicable income taxes	$199,000	7,429
Income before extraordinary items	$346,000	8,518
Extraordinary gains, net	$0	65
Net income	$346,000	8,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	11,542
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$355,600	8,411
1994-12-31 (YTD Data)		Rank
Total interest income	$2,465,000	8,963
Total interest expense	$1,052,000	8,472
Net interest income	$1,413,000	9,118
Provision for loan and lease losses	$0	9,146
Total noninterest income	$213,000	8,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$150,000	6,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	8,968
Total noninterest expense	$1,092,000	9,016
Salaries and employee benefits	$680,000	8,027
Premises and equipment expense	$111,000	9,669
Additional noninterest expense	$301,000	9,951
Pre-tax net operating income	$534,000	8,428
Securities gains (losses)	$0	3,600
Applicable income taxes	$194,000	7,444
Income before extraordinary items	$340,000	8,721
Extraordinary gains, net	$0	249
Net income	$340,000	8,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$50,000	7,903
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$340,000	8,787
1993-12-31 (YTD Data)		Rank
Total interest income	$2,196,000	9,795
Total interest expense	$938,000	9,393
Net interest income	$1,258,000	9,879
Provision for loan and lease losses	$0	10,371
Total noninterest income	$240,000	8,531
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$157,000	6,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	8,496
Total noninterest expense	$1,025,000	9,626
Salaries and employee benefits	$644,000	8,441
Premises and equipment expense	$105,000	10,294
Additional noninterest expense	$276,000	10,747
Pre-tax net operating income	$473,000	8,836
Securities gains (losses)	$0	7,477
Applicable income taxes	$171,000	8,187
Income before extraordinary items	$302,000	9,465
Extraordinary gains, net	$0	3,149
Net income	$302,000	9,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-139,000	13,032
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$302,000	9,200
1992-12-31 (YTD Data)		Rank
Total interest income	$2,171,000	10,534
Total interest expense	$1,020,000	10,308
Net interest income	$1,151,000	10,505
Provision for loan and lease losses	$0	11,756
Total noninterest income	$206,000	9,295
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	7,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	10,088
Total noninterest expense	$886,000	10,575
Salaries and employee benefits	$539,000	9,376
Premises and equipment expense	$118,000	10,101
Additional noninterest expense	$229,000	11,831
Pre-tax net operating income	$471,000	8,627
Securities gains (losses)	$0	8,369
Applicable income taxes	$169,000	8,190
Income before extraordinary items	$302,000	9,299
Extraordinary gains, net	$0	1,422
Net income	$302,000	9,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$269,000	3,563
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$302,000	8,917

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.