Home > Community Bank, FSB > Income and Expense
Community Bank, FSB, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 7,243 |
| Total interest expense | $1,759,000 | 6,636 |
| Net interest income | $1,485,000 | 7,719 |
| Provision for loan and lease losses | $204,000 | 3,472 |
| Total noninterest income | $803,000 | 3,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $803,000 | 2,168 |
| Total noninterest expense | $2,704,000 | 4,502 |
| Salaries and employee benefits | $1,646,000 | 3,948 |
| Premises and equipment expense | $458,000 | 3,944 |
| Additional noninterest expense | $600,000 | 5,757 |
| Pre-tax net operating income | $-620,000 | 10,239 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-232,000 | 10,329 |
| Income before extraordinary items | $-388,000 | 10,174 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-388,000 | 10,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 501 |
| Net operating income | $-388,000 | 10,146 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 9,979 |
| Total interest expense | $549,000 | 9,971 |
| Net interest income | $709,000 | 9,920 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $254,000 | 7,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $254,000 | 4,326 |
| Total noninterest expense | $1,158,000 | 7,823 |
| Salaries and employee benefits | $700,000 | 7,318 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $303,000 | 8,290 |
| Pre-tax net operating income | $-237,000 | 10,591 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-126,000 | 10,738 |
| Income before extraordinary items | $-111,000 | 10,532 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-111,000 | 10,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-111,000 | 10,501 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 11,029 |
| Total interest expense | $491,000 | 10,621 |
| Net interest income | $303,000 | 11,222 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $253,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $253,000 | 4,500 |
| Total noninterest expense | $869,000 | 9,163 |
| Salaries and employee benefits | $510,000 | 8,795 |
| Premises and equipment expense | $150,000 | 8,057 |
| Additional noninterest expense | $209,000 | 9,841 |
| Pre-tax net operating income | $-358,000 | 11,170 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-115,000 | 11,192 |
| Income before extraordinary items | $-243,000 | 11,139 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-243,000 | 11,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-243,000 | 11,104 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $85,000 | 11,945 |
| Total interest expense | $33,000 | 11,913 |
| Net interest income | $52,000 | 11,948 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $24,000 | 11,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $319,000 | 11,667 |
| Salaries and employee benefits | $173,000 | 11,641 |
| Premises and equipment expense | $36,000 | 11,479 |
| Additional noninterest expense | $110,000 | 11,520 |
| Pre-tax net operating income | $-273,000 | 11,713 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-92,000 | 11,703 |
| Income before extraordinary items | $-181,000 | 11,670 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-181,000 | 11,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-181,000 | 11,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.