Home > Community Bank Financial > Income and Expense
Community Bank Financial, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 4,901 |
| Total interest expense | $2,534,000 | 4,440 |
| Net interest income | $2,451,000 | 5,283 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $435,000 | 4,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $242,000 | 3,935 |
| Trading account gains and fees | $15,000 | 165 |
| Additional Noninterest Income | $178,000 | 4,728 |
| Total noninterest expense | $2,328,000 | 4,880 |
| Salaries and employee benefits | $1,284,000 | 4,885 |
| Premises and equipment expense | $433,000 | 3,931 |
| Additional noninterest expense | $611,000 | 5,225 |
| Pre-tax net operating income | $558,000 | 5,574 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $146,000 | 4,070 |
| Income before extraordinary items | $412,000 | 5,773 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $412,000 | 5,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $412,000 | 5,758 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 4,913 |
| Total interest expense | $1,672,000 | 4,472 |
| Net interest income | $1,664,000 | 5,251 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $289,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $158,000 | 3,991 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $131,000 | 4,571 |
| Total noninterest expense | $1,553,000 | 4,909 |
| Salaries and employee benefits | $837,000 | 4,980 |
| Premises and equipment expense | $306,000 | 3,801 |
| Additional noninterest expense | $410,000 | 5,220 |
| Pre-tax net operating income | $400,000 | 5,522 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $113,000 | 3,992 |
| Income before extraordinary items | $287,000 | 5,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $287,000 | 5,741 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 4,913 |
| Total interest expense | $826,000 | 4,483 |
| Net interest income | $840,000 | 5,226 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $147,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $73,000 | 4,079 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $758,000 | 4,980 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $152,000 | 3,834 |
| Additional noninterest expense | $197,000 | 5,309 |
| Pre-tax net operating income | $229,000 | 5,231 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $67,000 | 3,794 |
| Income before extraordinary items | $162,000 | 5,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $162,000 | 5,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 4,930 |
| Total interest expense | $2,722,000 | 4,570 |
| Net interest income | $3,418,000 | 5,131 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $521,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $365,000 | 3,730 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 5,549 |
| Total noninterest expense | $3,219,000 | 4,666 |
| Salaries and employee benefits | $1,848,000 | 4,529 |
| Premises and equipment expense | $512,000 | 4,196 |
| Additional noninterest expense | $859,000 | 5,007 |
| Pre-tax net operating income | $720,000 | 5,868 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $195,000 | 4,316 |
| Income before extraordinary items | $525,000 | 6,061 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $525,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,181 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $525,000 | 6,060 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 4,951 |
| Total interest expense | $1,947,000 | 4,623 |
| Net interest income | $2,599,000 | 5,128 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $390,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $276,000 | 3,733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,606 |
| Total noninterest expense | $2,374,000 | 4,696 |
| Salaries and employee benefits | $1,380,000 | 4,525 |
| Premises and equipment expense | $372,000 | 4,303 |
| Additional noninterest expense | $622,000 | 5,104 |
| Pre-tax net operating income | $615,000 | 5,799 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $181,000 | 4,261 |
| Income before extraordinary items | $434,000 | 6,072 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $434,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,902 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $434,000 | 6,063 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 4,960 |
| Total interest expense | $1,251,000 | 4,594 |
| Net interest income | $1,737,000 | 5,142 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $256,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $177,000 | 3,795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 5,587 |
| Total noninterest expense | $1,565,000 | 4,755 |
| Salaries and employee benefits | $902,000 | 4,614 |
| Premises and equipment expense | $249,000 | 4,280 |
| Additional noninterest expense | $414,000 | 5,084 |
| Pre-tax net operating income | $428,000 | 5,749 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $134,000 | 4,161 |
| Income before extraordinary items | $294,000 | 6,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $294,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $294,000 | 6,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 5,018 |
| Total interest expense | $578,000 | 4,682 |
| Net interest income | $863,000 | 5,173 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $132,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $784,000 | 4,758 |
| Salaries and employee benefits | $445,000 | 4,681 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $208,000 | 5,058 |
| Pre-tax net operating income | $211,000 | 5,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $151,000 | 5,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $151,000 | 5,952 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 4,977 |
| Total interest expense | $1,720,000 | 4,867 |
| Net interest income | $3,568,000 | 4,966 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $580,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $328,000 | 3,980 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $252,000 | 4,711 |
| Total noninterest expense | $3,110,000 | 4,654 |
| Salaries and employee benefits | $1,761,000 | 4,545 |
| Premises and equipment expense | $526,000 | 4,024 |
| Additional noninterest expense | $823,000 | 5,073 |
| Pre-tax net operating income | $978,000 | 5,410 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $293,000 | 4,169 |
| Income before extraordinary items | $685,000 | 5,718 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $685,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,447 |
| Cash dividends | $728,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $685,000 | 5,692 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,885,000 | 5,012 |
| Total interest expense | $1,210,000 | 4,915 |
| Net interest income | $2,675,000 | 4,981 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $434,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 4,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 4,701 |
| Total noninterest expense | $2,298,000 | 4,678 |
| Salaries and employee benefits | $1,322,000 | 4,512 |
| Premises and equipment expense | $374,000 | 4,172 |
| Additional noninterest expense | $602,000 | 5,111 |
| Pre-tax net operating income | $766,000 | 5,438 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $238,000 | 4,159 |
| Income before extraordinary items | $528,000 | 5,776 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $528,000 | 5,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,265 |
| Cash dividends | $546,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $528,000 | 5,745 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 5,045 |
| Total interest expense | $754,000 | 4,940 |
| Net interest income | $1,760,000 | 5,009 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $252,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $147,000 | 4,204 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $105,000 | 5,089 |
| Total noninterest expense | $1,525,000 | 4,677 |
| Salaries and employee benefits | $890,000 | 4,469 |
| Premises and equipment expense | $254,000 | 4,103 |
| Additional noninterest expense | $381,000 | 5,255 |
| Pre-tax net operating income | $457,000 | 5,663 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $138,000 | 4,376 |
| Income before extraordinary items | $319,000 | 5,987 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $319,000 | 5,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $364,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $319,000 | 5,934 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 5,118 |
| Total interest expense | $359,000 | 4,984 |
| Net interest income | $864,000 | 5,091 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $110,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $789,000 | 4,598 |
| Salaries and employee benefits | $461,000 | 4,352 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $170,000 | 6,314 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $182,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,000 | 6,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 5,084 |
| Total interest expense | $1,182,000 | 5,158 |
| Net interest income | $3,448,000 | 4,958 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $404,000 | 5,769 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $198,000 | 5,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $206,000 | 5,047 |
| Total noninterest expense | $2,864,000 | 4,816 |
| Salaries and employee benefits | $1,645,000 | 4,646 |
| Premises and equipment expense | $372,000 | 5,003 |
| Additional noninterest expense | $847,000 | 4,903 |
| Pre-tax net operating income | $868,000 | 5,588 |
| Securities gains (losses) | $76,000 | 1,435 |
| Applicable income taxes | $289,000 | 4,225 |
| Income before extraordinary items | $655,000 | 5,757 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $655,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $656,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $602,560 | 5,868 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 5,121 |
| Total interest expense | $866,000 | 5,195 |
| Net interest income | $2,558,000 | 4,983 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $300,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $140,000 | 5,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 4,974 |
| Total noninterest expense | $2,153,000 | 4,759 |
| Salaries and employee benefits | $1,229,000 | 4,608 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $658,000 | 4,739 |
| Pre-tax net operating income | $615,000 | 5,837 |
| Securities gains (losses) | $76,000 | 1,360 |
| Applicable income taxes | $210,000 | 4,367 |
| Income before extraordinary items | $481,000 | 5,901 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $481,000 | 5,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $492,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $427,800 | 6,098 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 5,171 |
| Total interest expense | $571,000 | 5,257 |
| Net interest income | $1,681,000 | 5,031 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $202,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $87,000 | 5,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 4,884 |
| Total noninterest expense | $1,402,000 | 4,875 |
| Salaries and employee benefits | $825,000 | 4,604 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $404,000 | 5,029 |
| Pre-tax net operating income | $421,000 | 5,742 |
| Securities gains (losses) | $76,000 | 1,195 |
| Applicable income taxes | $152,000 | 4,229 |
| Income before extraordinary items | $345,000 | 5,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $328,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $292,560 | 6,015 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 5,197 |
| Total interest expense | $290,000 | 5,270 |
| Net interest income | $833,000 | 5,075 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $86,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $671,000 | 5,053 |
| Salaries and employee benefits | $392,000 | 4,808 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $186,000 | 5,320 |
| Pre-tax net operating income | $218,000 | 5,621 |
| Securities gains (losses) | $76,000 | 950 |
| Applicable income taxes | $91,000 | 3,946 |
| Income before extraordinary items | $203,000 | 5,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $164,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $150,560 | 5,891 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 5,259 |
| Total interest expense | $1,269,000 | 5,386 |
| Net interest income | $3,207,000 | 5,089 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $419,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $272,000 | 4,688 |
| Total noninterest expense | $2,337,000 | 5,464 |
| Salaries and employee benefits | $1,375,000 | 5,151 |
| Premises and equipment expense | $240,000 | 6,296 |
| Additional noninterest expense | $722,000 | 5,396 |
| Pre-tax net operating income | $1,229,000 | 4,629 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $382,000 | 3,877 |
| Income before extraordinary items | $847,000 | 5,100 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $847,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $448,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $847,000 | 4,933 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 5,337 |
| Total interest expense | $970,000 | 5,469 |
| Net interest income | $2,376,000 | 5,159 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $342,000 | 5,723 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 4,496 |
| Total noninterest expense | $1,736,000 | 5,472 |
| Salaries and employee benefits | $1,047,000 | 5,087 |
| Premises and equipment expense | $159,000 | 6,640 |
| Additional noninterest expense | $530,000 | 5,447 |
| Pre-tax net operating income | $937,000 | 4,728 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $290,000 | 3,979 |
| Income before extraordinary items | $647,000 | 5,189 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $647,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,438 |
| Cash dividends | $336,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $647,000 | 5,010 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 5,408 |
| Total interest expense | $660,000 | 5,527 |
| Net interest income | $1,547,000 | 5,245 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $228,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $157,000 | 4,499 |
| Total noninterest expense | $1,152,000 | 5,486 |
| Salaries and employee benefits | $689,000 | 5,145 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $355,000 | 5,427 |
| Pre-tax net operating income | $593,000 | 4,859 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $179,000 | 4,187 |
| Income before extraordinary items | $414,000 | 5,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $414,000 | 5,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,270 |
| Cash dividends | $224,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $414,000 | 5,102 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,484 |
| Total interest expense | $333,000 | 5,603 |
| Net interest income | $756,000 | 5,291 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $562,000 | 5,559 |
| Salaries and employee benefits | $342,000 | 5,174 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $169,000 | 5,559 |
| Pre-tax net operating income | $280,000 | 4,965 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $198,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $112,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $198,000 | 5,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 5,708 |
| Total interest expense | $1,420,000 | 5,891 |
| Net interest income | $2,844,000 | 5,464 |
| Provision for loan and lease losses | $58,000 | 6,574 |
| Total noninterest income | $425,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $118,000 | 6,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 4,208 |
| Total noninterest expense | $1,878,000 | 6,099 |
| Salaries and employee benefits | $1,083,000 | 5,860 |
| Premises and equipment expense | $181,000 | 7,015 |
| Additional noninterest expense | $614,000 | 5,837 |
| Pre-tax net operating income | $1,333,000 | 4,419 |
| Securities gains (losses) | $42,000 | 2,561 |
| Applicable income taxes | $409,000 | 3,841 |
| Income before extraordinary items | $966,000 | 4,688 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $966,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $346,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $936,600 | 4,641 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 5,898 |
| Total interest expense | $2,306,000 | 5,653 |
| Net interest income | $2,299,000 | 5,998 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $420,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $115,000 | 6,317 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $305,000 | 4,084 |
| Total noninterest expense | $1,475,000 | 6,849 |
| Salaries and employee benefits | $886,000 | 6,432 |
| Premises and equipment expense | $154,000 | 7,452 |
| Additional noninterest expense | $435,000 | 6,892 |
| Pre-tax net operating income | $1,208,000 | 4,404 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $353,000 | 3,966 |
| Income before extraordinary items | $855,000 | 4,701 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $855,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $262,000 | 4,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $855,000 | 4,584 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 6,292 |
| Total interest expense | $2,313,000 | 5,818 |
| Net interest income | $1,939,000 | 6,655 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $342,000 | 5,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 4,684 |
| Total noninterest expense | $1,395,000 | 7,012 |
| Salaries and employee benefits | $846,000 | 6,520 |
| Premises and equipment expense | $152,000 | 7,569 |
| Additional noninterest expense | $397,000 | 7,171 |
| Pre-tax net operating income | $850,000 | 5,700 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $208,000 | 5,313 |
| Income before extraordinary items | $642,000 | 5,660 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $642,000 | 5,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $642,000 | 5,671 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 6,513 |
| Total interest expense | $1,864,000 | 6,235 |
| Net interest income | $1,950,000 | 6,734 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $278,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,932 |
| Total noninterest expense | $1,325,000 | 7,232 |
| Salaries and employee benefits | $787,000 | 6,813 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $391,000 | 7,347 |
| Pre-tax net operating income | $885,000 | 5,647 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $224,000 | 5,458 |
| Income before extraordinary items | $661,000 | 5,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $661,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $661,000 | 5,596 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 6,797 |
| Total interest expense | $1,860,000 | 6,435 |
| Net interest income | $1,788,000 | 7,078 |
| Provision for loan and lease losses | $34,000 | 7,219 |
| Total noninterest income | $349,000 | 6,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,286 |
| Total noninterest expense | $1,274,000 | 7,340 |
| Salaries and employee benefits | $769,000 | 6,820 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $358,000 | 7,594 |
| Pre-tax net operating income | $829,000 | 5,971 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $198,000 | 6,217 |
| Income before extraordinary items | $631,000 | 5,904 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $631,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $631,000 | 5,801 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 7,285 |
| Total interest expense | $1,660,000 | 6,981 |
| Net interest income | $1,744,000 | 7,443 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $277,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,173 |
| Total noninterest expense | $1,197,000 | 7,690 |
| Salaries and employee benefits | $727,000 | 7,155 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $347,000 | 7,834 |
| Pre-tax net operating income | $794,000 | 6,566 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $229,000 | 6,507 |
| Income before extraordinary items | $565,000 | 6,565 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $565,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $565,000 | 6,511 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 7,578 |
| Total interest expense | $1,622,000 | 7,277 |
| Net interest income | $1,707,000 | 7,766 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $274,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $1,042,000 | 8,532 |
| Salaries and employee benefits | $640,000 | 7,896 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $292,000 | 8,962 |
| Pre-tax net operating income | $901,000 | 6,083 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $290,000 | 5,940 |
| Income before extraordinary items | $611,000 | 6,208 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $611,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $611,000 | 6,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 7,944 |
| Total interest expense | $1,642,000 | 7,298 |
| Net interest income | $1,545,000 | 8,407 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $216,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,498 |
| Total noninterest expense | $999,000 | 8,955 |
| Salaries and employee benefits | $554,000 | 8,685 |
| Premises and equipment expense | $116,000 | 9,162 |
| Additional noninterest expense | $329,000 | 8,926 |
| Pre-tax net operating income | $692,000 | 7,362 |
| Securities gains (losses) | $-128,000 | 11,576 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $347,000 | 8,506 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $347,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $428,920 | 7,787 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 8,572 |
| Total interest expense | $1,252,000 | 7,712 |
| Net interest income | $1,439,000 | 9,045 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $1,000,000 | 9,350 |
| Salaries and employee benefits | $533,000 | 9,102 |
| Premises and equipment expense | $116,000 | 9,514 |
| Additional noninterest expense | $351,000 | 9,331 |
| Pre-tax net operating income | $606,000 | 7,963 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $192,000 | 7,478 |
| Income before extraordinary items | $414,000 | 8,069 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $414,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $414,000 | 8,099 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 9,156 |
| Total interest expense | $1,203,000 | 8,239 |
| Net interest income | $1,310,000 | 9,699 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $213,000 | 8,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,833 |
| Total noninterest expense | $948,000 | 9,984 |
| Salaries and employee benefits | $504,000 | 9,630 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $523,000 | 8,509 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $158,000 | 8,455 |
| Income before extraordinary items | $364,000 | 8,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $364,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $364,700 | 8,533 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 10,051 |
| Total interest expense | $1,241,000 | 9,453 |
| Net interest income | $1,183,000 | 10,385 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $779,000 | 11,108 |
| Salaries and employee benefits | $392,000 | 10,964 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $296,000 | 10,876 |
| Pre-tax net operating income | $515,000 | 8,307 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $171,000 | 8,144 |
| Income before extraordinary items | $344,000 | 8,783 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $344,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $344,000 | 8,416 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.