Home > Community Bank Financial > Assets and Liabilities
Community Bank Financial, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $101,025,000 | 5,032 |
| Cash and due from depository institutions | $2,973,000 | 3,568 |
| Interest-bearing balances | $22,000 | 5,859 |
| Securities | $12,016,000 | 5,720 |
| Federal funds sold & reverse repurchase agreements | $9,487,000 | 1,554 |
| Net loans & leases | $72,253,000 | 4,767 |
| Loan loss allowance | $519,000 | 5,935 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,265,000 | 3,446 |
| Other real estate owned | $0 | 3,568 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,031,000 | 6,744 |
| Life insurance assets | $39,000 | 3,964 |
| Total liabilities and capital | $101,025,000 | 5,032 |
| Total liabilities | $92,854,000 | 4,909 |
| Total deposits | $92,205,000 | 4,686 |
| Interest-bearing deposits | $84,418,000 | 4,458 |
| Deposits held in domestic offices | $92,205,000 | 4,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $649,000 | 5,154 |
| Total equity capital | $8,171,000 | 6,104 |
| Total bank equity capital | $8,171,000 | 6,104 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,280,000 | 2,520 |
| Surplus | $1,220,000 | 6,395 |
| Undivided profits | $5,671,000 | 4,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $824,000 | 3,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $666,000 | 5,525 |
| Earning assets | $93,778,000 | 4,998 |
| Long-term assets (5+ years) | $7,517,000 | 5,312 |
| Average Assets, year-to-date | $101,343,000 | 4,925 |
| Average Assets, quarterly | $101,680,000 | 4,963 |
| Volatile liabilities | $15,155,000 | 5,379 |
| Insider loans | $4,183,000 | 1,766 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $19,128,000 | 3,501 |
| Tier 1 (core) risk-based capital | $8,210,000 | 5,989 |
| Tier 2 risk-based capital | $519,000 | 5,741 |
| Total risk weighted assets | $81,174,000 | 4,607 |
| Total unused commitments | $19,128,000 | 3,501 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 50 | 3,380 |
| Assets and Liabilities | ||
| Total Assets: | $102,335,000 | 4,971 |
| Cash and due from depository institutions | $3,546,000 | 3,380 |
| Interest-bearing balances | $1,000 | 6,551 |
| Securities | $11,730,000 | 5,782 |
| Federal funds sold & reverse repurchase agreements | $11,594,000 | 1,373 |
| Net loans & leases | $71,214,000 | 4,790 |
| Loan loss allowance | $516,000 | 5,965 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,328,000 | 3,386 |
| Other real estate owned | $0 | 3,380 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $923,000 | 6,919 |
| Life insurance assets | $37,000 | 3,994 |
| Total liabilities and capital | $102,335,000 | 4,971 |
| Total liabilities | $94,426,000 | 4,848 |
| Total deposits | $92,839,000 | 4,655 |
| Interest-bearing deposits | $84,806,000 | 4,441 |
| Deposits held in domestic offices | $92,839,000 | 4,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 4,760 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $587,000 | 5,174 |
| Total equity capital | $7,909,000 | 6,140 |
| Total bank equity capital | $7,909,000 | 6,140 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,280,000 | 2,525 |
| Surplus | $1,220,000 | 6,418 |
| Undivided profits | $5,409,000 | 4,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $497,000 | 6,124 |
| Earning assets | $94,539,000 | 4,956 |
| Long-term assets (5+ years) | $7,317,000 | 5,322 |
| Average Assets, year-to-date | $101,449,000 | 4,963 |
| Average Assets, quarterly | $102,129,500 | 4,957 |
| Volatile liabilities | $13,826,000 | 5,540 |
| Insider loans | $4,023,000 | 1,810 |
| FHLB advances | $1,000,000 | 4,551 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,408,000 | 3,578 |
| Tier 1 (core) risk-based capital | $8,085,000 | 6,024 |
| Tier 2 risk-based capital | $516,000 | 5,754 |
| Total risk weighted assets | $78,636,000 | 4,677 |
| Total unused commitments | $18,408,000 | 3,579 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 46 | 3,587 |
| Assets and Liabilities | ||
| Total Assets: | $101,924,000 | 5,008 |
| Cash and due from depository institutions | $3,256,000 | 3,587 |
| Interest-bearing balances | $10,000 | 6,249 |
| Securities | $11,824,000 | 5,767 |
| Federal funds sold & reverse repurchase agreements | $11,988,000 | 1,700 |
| Net loans & leases | $70,545,000 | 4,776 |
| Loan loss allowance | $529,000 | 5,911 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,406,000 | 3,295 |
| Other real estate owned | $0 | 3,587 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $905,000 | 6,874 |
| Life insurance assets | $34,000 | 4,015 |
| Total liabilities and capital | $101,924,000 | 5,008 |
| Total liabilities | $93,999,000 | 4,888 |
| Total deposits | $92,388,000 | 4,702 |
| Interest-bearing deposits | $84,565,000 | 4,463 |
| Deposits held in domestic offices | $92,388,000 | 4,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $611,000 | 5,062 |
| Total equity capital | $7,925,000 | 6,134 |
| Total bank equity capital | $7,925,000 | 6,134 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,280,000 | 2,517 |
| Surplus | $1,220,000 | 6,424 |
| Undivided profits | $5,425,000 | 4,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 3,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $529,000 | 5,851 |
| Earning assets | $94,367,000 | 4,983 |
| Long-term assets (5+ years) | $6,411,000 | 5,496 |
| Average Assets, year-to-date | $101,006,000 | 5,017 |
| Average Assets, quarterly | $101,006,000 | 5,017 |
| Volatile liabilities | $12,558,000 | 5,671 |
| Insider loans | $5,830,000 | 1,241 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $18,219,000 | 3,583 |
| Tier 1 (core) risk-based capital | $7,960,000 | 6,048 |
| Tier 2 risk-based capital | $529,000 | 5,700 |
| Total risk weighted assets | $80,119,000 | 4,601 |
| Total unused commitments | $18,219,000 | 3,584 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 47 | 3,545 |
| Assets and Liabilities | ||
| Total Assets: | $100,088,000 | 5,056 |
| Cash and due from depository institutions | $3,968,000 | 3,545 |
| Interest-bearing balances | $8,000 | 6,329 |
| Securities | $11,704,000 | 5,839 |
| Federal funds sold & reverse repurchase agreements | $4,994,000 | 2,876 |
| Net loans & leases | $75,018,000 | 4,588 |
| Loan loss allowance | $538,000 | 5,877 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,451,000 | 3,247 |
| Other real estate owned | $0 | 3,545 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $953,000 | 6,851 |
| Life insurance assets | $30,000 | 4,021 |
| Total liabilities and capital | $100,088,000 | 5,056 |
| Total liabilities | $92,349,000 | 4,923 |
| Total deposits | $90,748,000 | 4,716 |
| Interest-bearing deposits | $82,231,000 | 4,484 |
| Deposits held in domestic offices | $90,748,000 | 4,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $601,000 | 5,043 |
| Total equity capital | $7,739,000 | 6,174 |
| Total bank equity capital | $7,739,000 | 6,174 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,280,000 | 2,514 |
| Surplus | $1,220,000 | 6,421 |
| Undivided profits | $5,239,000 | 4,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 3,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $511,000 | 6,069 |
| Earning assets | $91,724,000 | 5,050 |
| Long-term assets (5+ years) | $6,330,000 | 5,464 |
| Average Assets, year-to-date | $95,352,200 | 5,046 |
| Average Assets, quarterly | $98,216,500 | 5,049 |
| Volatile liabilities | $13,990,000 | 5,489 |
| Insider loans | $5,721,000 | 1,259 |
| FHLB advances | $1,000,000 | 4,667 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $15,612,000 | 3,826 |
| Tier 1 (core) risk-based capital | $7,798,000 | 6,084 |
| Tier 2 risk-based capital | $538,000 | 5,663 |
| Total risk weighted assets | $81,031,000 | 4,546 |
| Total unused commitments | $15,612,000 | 3,826 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 46 | 3,597 |
| Assets and Liabilities | ||
| Total Assets: | $96,345,000 | 5,133 |
| Cash and due from depository institutions | $3,265,000 | 3,597 |
| Interest-bearing balances | $16,000 | 6,152 |
| Securities | $12,340,000 | 5,770 |
| Federal funds sold & reverse repurchase agreements | $1,656,000 | 4,120 |
| Net loans & leases | $74,550,000 | 4,613 |
| Loan loss allowance | $572,000 | 5,736 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,454,000 | 3,208 |
| Other real estate owned | $0 | 3,597 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,080,000 | 6,642 |
| Life insurance assets | $27,000 | 4,006 |
| Total liabilities and capital | $96,345,000 | 5,133 |
| Total liabilities | $88,721,000 | 5,015 |
| Total deposits | $87,066,000 | 4,797 |
| Interest-bearing deposits | $80,116,000 | 4,528 |
| Deposits held in domestic offices | $87,066,000 | 4,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $655,000 | 4,907 |
| Total equity capital | $7,624,000 | 6,201 |
| Total bank equity capital | $7,624,000 | 6,201 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,280,000 | 2,522 |
| Surplus | $1,220,000 | 6,443 |
| Undivided profits | $5,124,000 | 4,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 4,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $553,000 | 5,912 |
| Earning assets | $88,562,000 | 5,127 |
| Long-term assets (5+ years) | $7,076,000 | 5,252 |
| Average Assets, year-to-date | $94,168,250 | 5,121 |
| Average Assets, quarterly | $95,559,000 | 5,128 |
| Volatile liabilities | $15,572,000 | 5,283 |
| Insider loans | $5,688,000 | 1,242 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $14,733,000 | 3,931 |
| Tier 1 (core) risk-based capital | $7,707,000 | 6,127 |
| Tier 2 risk-based capital | $572,000 | 5,496 |
| Total risk weighted assets | $80,843,000 | 4,559 |
| Total unused commitments | $14,733,000 | 3,932 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $94,773,000 | 5,168 |
| Cash and due from depository institutions | $4,288,000 | 3,669 |
| Interest-bearing balances | $23,000 | 6,012 |
| Securities | $12,059,000 | 5,823 |
| Federal funds sold & reverse repurchase agreements | $43,000 | 5,776 |
| Net loans & leases | $74,649,000 | 4,576 |
| Loan loss allowance | $603,000 | 5,582 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,707,000 | 3,711 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,027,000 | 6,684 |
| Life insurance assets | $23,000 | 3,995 |
| Total liabilities and capital | $94,773,000 | 5,168 |
| Total liabilities | $87,417,000 | 5,056 |
| Total deposits | $82,285,000 | 4,973 |
| Interest-bearing deposits | $74,617,000 | 4,725 |
| Deposits held in domestic offices | $82,285,000 | 4,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 1,973 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $532,000 | 5,085 |
| Total equity capital | $7,356,000 | 6,193 |
| Total bank equity capital | $7,356,000 | 6,193 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,280,000 | 2,510 |
| Surplus | $1,220,000 | 6,442 |
| Undivided profits | $4,856,000 | 4,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $458,000 | 6,107 |
| Earning assets | $86,774,000 | 5,164 |
| Long-term assets (5+ years) | $7,112,000 | 5,203 |
| Average Assets, year-to-date | $93,442,670 | 5,158 |
| Average Assets, quarterly | $93,811,500 | 5,164 |
| Volatile liabilities | $18,526,000 | 4,840 |
| Insider loans | $4,365,000 | 1,576 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,386,000 | 4,172 |
| Tier 1 (core) risk-based capital | $7,567,000 | 6,140 |
| Tier 2 risk-based capital | $603,000 | 5,346 |
| Total risk weighted assets | $80,190,000 | 4,537 |
| Total unused commitments | $13,386,000 | 4,172 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 46 | 3,594 |
| Assets and Liabilities | ||
| Total Assets: | $92,850,000 | 5,215 |
| Cash and due from depository institutions | $3,234,000 | 3,594 |
| Interest-bearing balances | $6,000 | 6,512 |
| Securities | $12,023,000 | 5,868 |
| Federal funds sold & reverse repurchase agreements | $41,000 | 6,226 |
| Net loans & leases | $74,041,000 | 4,529 |
| Loan loss allowance | $600,000 | 5,579 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,565,000 | 3,790 |
| Other real estate owned | $0 | 3,594 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $946,000 | 6,772 |
| Life insurance assets | $19,000 | 3,963 |
| Total liabilities and capital | $92,850,000 | 5,215 |
| Total liabilities | $85,555,000 | 5,097 |
| Total deposits | $83,715,000 | 4,900 |
| Interest-bearing deposits | $76,878,000 | 4,612 |
| Deposits held in domestic offices | $83,715,000 | 4,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $429,000 | 2,999 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,977 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $411,000 | 5,674 |
| Total equity capital | $7,295,000 | 6,206 |
| Total bank equity capital | $7,295,000 | 6,206 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,280,000 | 2,500 |
| Surplus | $1,220,000 | 6,413 |
| Undivided profits | $4,795,000 | 4,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $489,000 | 5,753 |
| Earning assets | $86,111,000 | 5,190 |
| Long-term assets (5+ years) | $6,345,000 | 5,384 |
| Average Assets, year-to-date | $92,777,500 | 5,183 |
| Average Assets, quarterly | $92,777,500 | 5,183 |
| Volatile liabilities | $15,461,000 | 5,148 |
| Insider loans | $4,336,000 | 1,551 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,384,000 | 4,515 |
| Tier 1 (core) risk-based capital | $7,424,000 | 6,138 |
| Tier 2 risk-based capital | $600,000 | 5,317 |
| Total risk weighted assets | $77,746,000 | 4,550 |
| Total unused commitments | $11,384,000 | 4,516 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 47 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $92,705,000 | 5,209 |
| Cash and due from depository institutions | $4,953,000 | 3,539 |
| Interest-bearing balances | $17,000 | 6,231 |
| Securities | $11,991,000 | 5,914 |
| Federal funds sold & reverse repurchase agreements | $148,000 | 5,864 |
| Net loans & leases | $72,098,000 | 4,580 |
| Loan loss allowance | $635,000 | 5,408 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,607,000 | 3,740 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $908,000 | 6,887 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $92,705,000 | 5,209 |
| Total liabilities | $85,544,000 | 5,095 |
| Total deposits | $84,130,000 | 4,868 |
| Interest-bearing deposits | $75,912,000 | 4,621 |
| Deposits held in domestic offices | $84,130,000 | 4,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $414,000 | 5,553 |
| Total equity capital | $7,161,000 | 6,259 |
| Total bank equity capital | $7,161,000 | 6,259 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,280,000 | 2,496 |
| Surplus | $1,220,000 | 6,421 |
| Undivided profits | $4,661,000 | 4,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $388,000 | 6,490 |
| Earning assets | $84,254,000 | 5,231 |
| Long-term assets (5+ years) | $8,661,000 | 4,849 |
| Average Assets, year-to-date | $92,348,200 | 5,073 |
| Average Assets, quarterly | $91,547,000 | 5,217 |
| Volatile liabilities | $14,130,000 | 5,288 |
| Insider loans | $4,354,000 | 1,531 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,268,000 | 4,673 |
| Tier 1 (core) risk-based capital | $7,273,000 | 6,182 |
| Tier 2 risk-based capital | $635,000 | 5,161 |
| Total risk weighted assets | $76,623,000 | 4,578 |
| Total unused commitments | $10,268,000 | 4,673 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $90,389,000 | 5,249 |
| Cash and due from depository institutions | $3,058,000 | 3,586 |
| Interest-bearing balances | $23,000 | 6,164 |
| Securities | $12,005,000 | 5,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $71,738,000 | 4,561 |
| Loan loss allowance | $638,000 | 5,390 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,550,000 | 3,779 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,038,000 | 6,605 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $90,389,000 | 5,249 |
| Total liabilities | $83,115,000 | 5,139 |
| Total deposits | $76,804,000 | 5,114 |
| Interest-bearing deposits | $68,851,000 | 4,884 |
| Deposits held in domestic offices | $76,804,000 | 5,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,967,000 | 1,636 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $344,000 | 6,105 |
| Total equity capital | $7,274,000 | 6,212 |
| Total bank equity capital | $7,274,000 | 6,212 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,280,000 | 2,471 |
| Surplus | $1,220,000 | 6,410 |
| Undivided profits | $4,774,000 | 4,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $531,000 | 5,548 |
| Earning assets | $83,766,000 | 5,213 |
| Long-term assets (5+ years) | $8,265,000 | 4,986 |
| Average Assets, year-to-date | $92,259,000 | 5,077 |
| Average Assets, quarterly | $91,687,000 | 5,161 |
| Volatile liabilities | $15,272,000 | 5,073 |
| Insider loans | $3,345,000 | 1,919 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,699,000 | 4,314 |
| Tier 1 (core) risk-based capital | $7,298,000 | 6,148 |
| Tier 2 risk-based capital | $638,000 | 5,115 |
| Total risk weighted assets | $76,635,000 | 4,541 |
| Total unused commitments | $11,699,000 | 4,316 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $92,985,000 | 5,118 |
| Cash and due from depository institutions | $5,401,000 | 4,082 |
| Interest-bearing balances | $10,000 | 6,434 |
| Securities | $12,002,000 | 5,959 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $71,862,000 | 4,501 |
| Loan loss allowance | $641,000 | 5,325 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,782,000 | 3,505 |
| Other real estate owned | $0 | 4,082 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $938,000 | 6,672 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $92,985,000 | 5,118 |
| Total liabilities | $85,702,000 | 5,003 |
| Total deposits | $80,908,000 | 4,895 |
| Interest-bearing deposits | $71,115,000 | 4,740 |
| Deposits held in domestic offices | $80,908,000 | 4,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,474,000 | 2,206 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,639 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $320,000 | 6,019 |
| Total equity capital | $7,283,000 | 6,155 |
| Total bank equity capital | $7,283,000 | 6,155 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,280,000 | 2,450 |
| Surplus | $1,220,000 | 6,392 |
| Undivided profits | $4,783,000 | 4,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 4,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $430,000 | 5,931 |
| Earning assets | $83,874,000 | 5,158 |
| Long-term assets (5+ years) | $7,692,000 | 5,199 |
| Average Assets, year-to-date | $92,882,330 | 5,042 |
| Average Assets, quarterly | $91,652,000 | 5,116 |
| Volatile liabilities | $17,434,000 | 4,600 |
| Insider loans | $3,528,000 | 1,777 |
| FHLB advances | $2,000,000 | 4,469 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,807,000 | 4,274 |
| Tier 1 (core) risk-based capital | $7,271,000 | 6,081 |
| Tier 2 risk-based capital | $641,000 | 5,052 |
| Total risk weighted assets | $76,680,000 | 4,476 |
| Total unused commitments | $11,807,000 | 4,274 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 37 | 4,247 |
| Assets and Liabilities | ||
| Total Assets: | $90,319,000 | 5,212 |
| Cash and due from depository institutions | $3,475,000 | 4,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,281,000 | 5,777 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,310 |
| Net loans & leases | $66,902,000 | 4,667 |
| Loan loss allowance | $628,000 | 5,429 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,803,000 | 3,460 |
| Other real estate owned | $0 | 4,247 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $858,000 | 6,883 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $90,319,000 | 5,212 |
| Total liabilities | $83,109,000 | 5,108 |
| Total deposits | $80,777,000 | 4,929 |
| Interest-bearing deposits | $72,856,000 | 4,689 |
| Deposits held in domestic offices | $80,777,000 | 4,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,000 | 3,263 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $254,000 | 6,424 |
| Total equity capital | $7,210,000 | 6,130 |
| Total bank equity capital | $7,210,000 | 6,130 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,280,000 | 2,459 |
| Surplus | $1,220,000 | 6,420 |
| Undivided profits | $4,710,000 | 4,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $397,000 | 6,077 |
| Earning assets | $83,183,000 | 5,195 |
| Long-term assets (5+ years) | $6,638,000 | 5,524 |
| Average Assets, year-to-date | $92,831,000 | 5,094 |
| Average Assets, quarterly | $92,831,000 | 5,094 |
| Volatile liabilities | $14,625,000 | 4,933 |
| Insider loans | $4,369,000 | 1,423 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,176,000 | 4,808 |
| Tier 1 (core) risk-based capital | $7,258,000 | 6,062 |
| Tier 2 risk-based capital | $628,000 | 5,122 |
| Total risk weighted assets | $74,691,000 | 4,523 |
| Total unused commitments | $9,176,000 | 4,810 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $95,343,000 | 5,042 |
| Cash and due from depository institutions | $7,236,000 | 4,006 |
| Interest-bearing balances | $4,000 | 6,686 |
| Securities | $11,819,000 | 6,119 |
| Federal funds sold & reverse repurchase agreements | $6,355,000 | 1,783 |
| Net loans & leases | $66,220,000 | 4,670 |
| Loan loss allowance | $619,000 | 5,456 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,850,000 | 3,409 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $863,000 | 6,854 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $95,343,000 | 5,042 |
| Total liabilities | $87,994,000 | 4,934 |
| Total deposits | $85,773,000 | 4,732 |
| Interest-bearing deposits | $74,833,000 | 4,590 |
| Deposits held in domestic offices | $85,773,000 | 4,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $221,000 | 6,662 |
| Total equity capital | $7,349,000 | 6,075 |
| Total bank equity capital | $7,349,000 | 6,075 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,280,000 | 2,445 |
| Surplus | $1,220,000 | 6,429 |
| Undivided profits | $4,849,000 | 4,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $384,000 | 6,187 |
| Earning assets | $84,398,000 | 5,145 |
| Long-term assets (5+ years) | $6,660,000 | 5,586 |
| Average Assets, year-to-date | $87,595,600 | 5,180 |
| Average Assets, quarterly | $91,583,500 | 5,138 |
| Volatile liabilities | $12,744,000 | 5,231 |
| Insider loans | $4,057,000 | 1,497 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,667,000 | 5,023 |
| Tier 1 (core) risk-based capital | $7,316,000 | 5,984 |
| Tier 2 risk-based capital | $619,000 | 5,149 |
| Total risk weighted assets | $75,489,000 | 4,478 |
| Total unused commitments | $7,667,000 | 5,024 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $87,824,000 | 5,263 |
| Cash and due from depository institutions | $3,857,000 | 3,279 |
| Interest-bearing balances | $3,000 | 6,772 |
| Securities | $11,796,000 | 6,137 |
| Federal funds sold & reverse repurchase agreements | $934,000 | 4,627 |
| Net loans & leases | $67,554,000 | 4,602 |
| Loan loss allowance | $603,000 | 5,518 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,801,000 | 3,404 |
| Other real estate owned | $0 | 3,279 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $882,000 | 6,859 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $87,824,000 | 5,263 |
| Total liabilities | $80,457,000 | 5,177 |
| Total deposits | $78,255,000 | 4,995 |
| Interest-bearing deposits | $69,739,000 | 4,799 |
| Deposits held in domestic offices | $78,255,000 | 4,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000 | 3,675 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $198,000 | 7,143 |
| Total equity capital | $7,367,000 | 6,068 |
| Total bank equity capital | $7,367,000 | 6,068 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,280,000 | 2,443 |
| Surplus | $1,220,000 | 6,427 |
| Undivided profits | $4,867,000 | 4,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 5,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $442,000 | 5,899 |
| Earning assets | $80,287,000 | 5,252 |
| Long-term assets (5+ years) | $8,128,000 | 5,328 |
| Average Assets, year-to-date | $85,658,750 | 5,249 |
| Average Assets, quarterly | $86,906,500 | 5,264 |
| Volatile liabilities | $13,594,000 | 5,053 |
| Insider loans | $4,103,000 | 1,423 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,793,000 | 5,211 |
| Tier 1 (core) risk-based capital | $7,306,000 | 5,973 |
| Tier 2 risk-based capital | $603,000 | 5,213 |
| Total risk weighted assets | $73,924,000 | 4,508 |
| Total unused commitments | $6,793,000 | 5,217 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $85,989,000 | 5,308 |
| Cash and due from depository institutions | $3,760,000 | 3,953 |
| Interest-bearing balances | $14,000 | 6,448 |
| Securities | $11,515,000 | 6,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $67,079,000 | 4,591 |
| Loan loss allowance | $574,000 | 5,678 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,758,000 | 3,407 |
| Other real estate owned | $0 | 3,953 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $877,000 | 6,846 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $85,989,000 | 5,308 |
| Total liabilities | $78,745,000 | 5,243 |
| Total deposits | $76,206,000 | 5,068 |
| Interest-bearing deposits | $67,427,000 | 4,915 |
| Deposits held in domestic offices | $76,206,000 | 5,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $339,000 | 3,403 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $200,000 | 6,815 |
| Total equity capital | $7,244,000 | 5,995 |
| Total bank equity capital | $7,244,000 | 5,995 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,280,000 | 2,446 |
| Surplus | $1,220,000 | 6,442 |
| Undivided profits | $4,744,000 | 4,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $373,000 | 6,241 |
| Earning assets | $78,608,000 | 5,327 |
| Long-term assets (5+ years) | $8,057,000 | 5,456 |
| Average Assets, year-to-date | $84,937,000 | 5,302 |
| Average Assets, quarterly | $84,529,500 | 5,338 |
| Volatile liabilities | $12,500,000 | 5,227 |
| Insider loans | $3,994,000 | 1,444 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,458,000 | 6,125 |
| Tier 1 (core) risk-based capital | $7,334,000 | 5,904 |
| Tier 2 risk-based capital | $574,000 | 5,341 |
| Total risk weighted assets | $72,656,000 | 4,519 |
| Total unused commitments | $4,458,000 | 6,128 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $83,070,000 | 5,433 |
| Cash and due from depository institutions | $3,054,000 | 4,118 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $11,721,000 | 6,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $64,964,000 | 4,604 |
| Loan loss allowance | $553,000 | 5,767 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,608,000 | 3,514 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $723,000 | 7,170 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $83,070,000 | 5,433 |
| Total liabilities | $75,632,000 | 5,370 |
| Total deposits | $72,836,000 | 5,243 |
| Interest-bearing deposits | $66,413,000 | 4,990 |
| Deposits held in domestic offices | $72,836,000 | 5,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $536,000 | 2,764 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $260,000 | 6,510 |
| Total equity capital | $7,438,000 | 6,003 |
| Total bank equity capital | $7,438,000 | 6,003 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,280,000 | 2,443 |
| Surplus | $1,220,000 | 6,443 |
| Undivided profits | $4,938,000 | 4,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 6,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $346,000 | 6,416 |
| Earning assets | $76,687,000 | 5,428 |
| Long-term assets (5+ years) | $5,962,000 | 5,957 |
| Average Assets, year-to-date | $84,411,000 | 5,350 |
| Average Assets, quarterly | $84,411,000 | 5,350 |
| Volatile liabilities | $11,181,000 | 5,419 |
| Insider loans | $3,639,000 | 1,573 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $177,000 | 1,643 |
| Unused loan commitments | $5,491,000 | 5,710 |
| Tier 1 (core) risk-based capital | $7,356,000 | 5,828 |
| Tier 2 risk-based capital | $553,000 | 5,412 |
| Total risk weighted assets | $69,520,000 | 4,600 |
| Total unused commitments | $5,491,000 | 5,717 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $85,752,000 | 5,301 |
| Cash and due from depository institutions | $5,886,000 | 4,492 |
| Interest-bearing balances | $11,000 | 6,590 |
| Securities | $12,552,000 | 6,091 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 3,919 |
| Net loans & leases | $62,473,000 | 4,720 |
| Loan loss allowance | $543,000 | 5,802 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,051,000 | 4,122 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $680,000 | 7,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,752,000 | 5,301 |
| Total liabilities | $78,332,000 | 5,240 |
| Total deposits | $76,184,000 | 5,061 |
| Interest-bearing deposits | $68,498,000 | 4,870 |
| Deposits held in domestic offices | $76,184,000 | 5,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $148,000 | 7,546 |
| Total equity capital | $7,420,000 | 5,915 |
| Total bank equity capital | $7,420,000 | 5,915 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,280,000 | 2,460 |
| Surplus | $1,220,000 | 6,454 |
| Undivided profits | $4,920,000 | 4,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $298,000 | 6,998 |
| Earning assets | $77,146,000 | 5,359 |
| Long-term assets (5+ years) | $4,181,000 | 6,483 |
| Average Assets, year-to-date | $80,263,200 | 5,432 |
| Average Assets, quarterly | $83,921,000 | 5,348 |
| Volatile liabilities | $10,217,000 | 5,653 |
| Insider loans | $3,674,000 | 1,522 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,860,000 | 5,112 |
| Tier 1 (core) risk-based capital | $7,317,000 | 5,798 |
| Tier 2 risk-based capital | $543,000 | 5,472 |
| Total risk weighted assets | $67,293,000 | 4,696 |
| Total unused commitments | $6,860,000 | 5,116 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $82,090,000 | 5,459 |
| Cash and due from depository institutions | $4,860,000 | 7,212 |
| Interest-bearing balances | $22,000 | 6,368 |
| Securities | $12,439,000 | 6,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $62,495,000 | 4,709 |
| Loan loss allowance | $529,000 | 5,896 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,518,000 | 4,900 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $778,000 | 7,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,090,000 | 5,459 |
| Total liabilities | $74,746,000 | 5,389 |
| Total deposits | $72,011,000 | 5,261 |
| Interest-bearing deposits | $64,489,000 | 5,077 |
| Deposits held in domestic offices | $72,011,000 | 5,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $531,000 | 2,869 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $204,000 | 7,288 |
| Total equity capital | $7,344,000 | 5,954 |
| Total bank equity capital | $7,344,000 | 5,954 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,280,000 | 2,475 |
| Surplus | $1,220,000 | 6,466 |
| Undivided profits | $4,844,000 | 4,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 7,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $372,000 | 6,496 |
| Earning assets | $74,956,000 | 5,466 |
| Long-term assets (5+ years) | $4,341,000 | 6,446 |
| Average Assets, year-to-date | $78,891,000 | 5,516 |
| Average Assets, quarterly | $81,042,500 | 5,485 |
| Volatile liabilities | $10,711,000 | 5,533 |
| Insider loans | $3,667,000 | 1,510 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $62,000 | 1,929 |
| Unused loan commitments | $5,441,000 | 5,601 |
| Tier 1 (core) risk-based capital | $7,229,000 | 5,846 |
| Tier 2 risk-based capital | $529,000 | 5,557 |
| Total risk weighted assets | $66,093,000 | 4,731 |
| Total unused commitments | $5,441,000 | 5,605 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $79,995,000 | 5,542 |
| Cash and due from depository institutions | $5,053,000 | 7,417 |
| Interest-bearing balances | $23,000 | 6,394 |
| Securities | $12,646,000 | 5,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $60,291,000 | 4,796 |
| Loan loss allowance | $502,000 | 6,030 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,284,000 | 5,307 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $721,000 | 7,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,995,000 | 5,542 |
| Total liabilities | $72,676,000 | 5,467 |
| Total deposits | $71,706,000 | 5,269 |
| Interest-bearing deposits | $64,396,000 | 5,054 |
| Deposits held in domestic offices | $71,706,000 | 5,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $775,000 | 2,632 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $195,000 | 7,429 |
| Total equity capital | $7,319,000 | 5,954 |
| Total bank equity capital | $7,319,000 | 5,954 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,280,000 | 2,474 |
| Surplus | $1,220,000 | 6,463 |
| Undivided profits | $4,819,000 | 4,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $352,000 | 6,541 |
| Earning assets | $72,960,000 | 5,530 |
| Long-term assets (5+ years) | $4,706,000 | 6,262 |
| Average Assets, year-to-date | $77,824,670 | 5,564 |
| Average Assets, quarterly | $79,005,500 | 5,551 |
| Volatile liabilities | $8,913,000 | 6,013 |
| Insider loans | $3,670,000 | 1,498 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $599,000 | 1,629 |
| Unused loan commitments | $10,246,000 | 4,165 |
| Tier 1 (core) risk-based capital | $7,108,000 | 5,826 |
| Tier 2 risk-based capital | $502,000 | 5,676 |
| Total risk weighted assets | $63,837,000 | 4,802 |
| Total unused commitments | $10,246,000 | 4,178 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $78,016,000 | 5,581 |
| Cash and due from depository institutions | $4,043,000 | 4,788 |
| Interest-bearing balances | $23,000 | 6,340 |
| Securities | $12,847,000 | 5,906 |
| Federal funds sold & reverse repurchase agreements | $8,406,000 | 2,052 |
| Net loans & leases | $50,796,000 | 5,277 |
| Loan loss allowance | $542,000 | 5,746 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,246,000 | 5,342 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $678,000 | 7,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,016,000 | 5,581 |
| Total liabilities | $70,826,000 | 5,526 |
| Total deposits | $70,349,000 | 5,287 |
| Interest-bearing deposits | $62,942,000 | 5,117 |
| Deposits held in domestic offices | $70,349,000 | 5,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $218,000 | 5,318 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $259,000 | 6,879 |
| Total equity capital | $7,190,000 | 5,940 |
| Total bank equity capital | $7,190,000 | 5,940 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,280,000 | 2,488 |
| Surplus | $1,220,000 | 6,467 |
| Undivided profits | $4,690,000 | 4,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $360,000 | 6,517 |
| Earning assets | $72,072,000 | 5,553 |
| Long-term assets (5+ years) | $5,031,000 | 6,102 |
| Average Assets, year-to-date | $76,739,500 | 5,595 |
| Average Assets, quarterly | $76,739,500 | 5,595 |
| Volatile liabilities | $8,462,000 | 6,126 |
| Insider loans | $3,179,000 | 1,704 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $384,000 | 1,649 |
| Unused loan commitments | $6,966,000 | 4,955 |
| Tier 1 (core) risk-based capital | $7,004,000 | 5,829 |
| Tier 2 risk-based capital | $542,000 | 5,405 |
| Total risk weighted assets | $55,690,000 | 5,172 |
| Total unused commitments | $6,966,000 | 4,969 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $75,463,000 | 5,651 |
| Cash and due from depository institutions | $6,307,000 | 5,143 |
| Interest-bearing balances | $22,000 | 6,308 |
| Securities | $12,573,000 | 5,942 |
| Federal funds sold & reverse repurchase agreements | $2,536,000 | 4,334 |
| Net loans & leases | $52,225,000 | 5,191 |
| Loan loss allowance | $528,000 | 5,790 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,229,000 | 5,365 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $593,000 | 7,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,463,000 | 5,651 |
| Total liabilities | $68,356,000 | 5,600 |
| Total deposits | $67,825,000 | 5,368 |
| Interest-bearing deposits | $59,457,000 | 5,254 |
| Deposits held in domestic offices | $67,825,000 | 5,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $302,000 | 5,401 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $229,000 | 7,256 |
| Total equity capital | $7,107,000 | 5,941 |
| Total bank equity capital | $7,107,000 | 5,941 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,280,000 | 2,488 |
| Surplus | $1,220,000 | 6,459 |
| Undivided profits | $4,607,000 | 4,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $311,000 | 7,149 |
| Earning assets | $67,356,000 | 5,722 |
| Long-term assets (5+ years) | $4,927,000 | 6,090 |
| Average Assets, year-to-date | $69,561,200 | 5,759 |
| Average Assets, quarterly | $75,252,000 | 5,625 |
| Volatile liabilities | $7,957,000 | 6,281 |
| Insider loans | $2,949,000 | 1,798 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,030,000 | 1,337 |
| Unused loan commitments | $5,064,000 | 5,523 |
| Tier 1 (core) risk-based capital | $6,918,000 | 5,803 |
| Tier 2 risk-based capital | $528,000 | 5,459 |
| Total risk weighted assets | $55,885,000 | 5,136 |
| Total unused commitments | $5,064,000 | 5,525 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $66,416,000 | 5,976 |
| Cash and due from depository institutions | $6,241,000 | 6,455 |
| Interest-bearing balances | $22,000 | 6,241 |
| Securities | $13,285,000 | 5,731 |
| Federal funds sold & reverse repurchase agreements | $869,000 | 6,047 |
| Net loans & leases | $44,386,000 | 5,612 |
| Loan loss allowance | $496,000 | 5,859 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $920,000 | 6,091 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $715,000 | 7,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,416,000 | 5,976 |
| Total liabilities | $60,001,000 | 5,953 |
| Total deposits | $59,696,000 | 5,699 |
| Interest-bearing deposits | $51,690,000 | 5,663 |
| Deposits held in domestic offices | $59,696,000 | 5,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $74,000 | 5,467 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $231,000 | 7,584 |
| Total equity capital | $6,415,000 | 6,165 |
| Total bank equity capital | $6,415,000 | 6,165 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,280,000 | 2,540 |
| Surplus | $1,220,000 | 6,536 |
| Undivided profits | $3,915,000 | 5,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $343,000 | 7,161 |
| Earning assets | $58,562,000 | 6,087 |
| Long-term assets (5+ years) | $3,318,000 | 6,795 |
| Average Assets, year-to-date | $65,410,000 | 5,855 |
| Average Assets, quarterly | $67,880,500 | 5,879 |
| Volatile liabilities | $7,016,000 | 6,599 |
| Insider loans | $1,477,000 | 3,027 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $409,000 | 1,466 |
| Unused loan commitments | $4,105,000 | 5,949 |
| Tier 1 (core) risk-based capital | $6,298,000 | 6,071 |
| Tier 2 risk-based capital | $496,000 | 5,542 |
| Total risk weighted assets | $51,381,000 | 5,328 |
| Total unused commitments | $4,105,000 | 5,953 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $62,612,000 | 6,077 |
| Cash and due from depository institutions | $3,922,000 | 6,388 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $18,732,000 | 4,861 |
| Federal funds sold & reverse repurchase agreements | $473,000 | 6,216 |
| Net loans & leases | $37,796,000 | 6,108 |
| Loan loss allowance | $501,000 | 5,712 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $969,000 | 6,051 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $720,000 | 7,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,612,000 | 6,077 |
| Total liabilities | $56,898,000 | 6,019 |
| Total deposits | $56,299,000 | 5,786 |
| Interest-bearing deposits | $49,473,000 | 5,689 |
| Deposits held in domestic offices | $56,299,000 | 5,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $213,000 | 5,294 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $386,000 | 6,592 |
| Total equity capital | $5,714,000 | 6,558 |
| Total bank equity capital | $5,714,000 | 6,558 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,280,000 | 2,596 |
| Surplus | $1,220,000 | 6,627 |
| Undivided profits | $3,214,000 | 5,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 7,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $251,000 | 7,441 |
| Earning assets | $57,022,000 | 6,110 |
| Long-term assets (5+ years) | $5,527,000 | 5,823 |
| Average Assets, year-to-date | $58,974,400 | 6,087 |
| Average Assets, quarterly | $62,163,000 | 6,050 |
| Volatile liabilities | $5,637,000 | 7,169 |
| Insider loans | $2,174,000 | 2,163 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $219,000 | 1,172 |
| Unused loan commitments | $3,940,000 | 5,943 |
| Tier 1 (core) risk-based capital | $5,704,000 | 6,434 |
| Tier 2 risk-based capital | $501,000 | 5,403 |
| Total risk weighted assets | $44,850,700 | 5,690 |
| Total unused commitments | $3,940,000 | 5,946 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $58,881,000 | 6,314 |
| Cash and due from depository institutions | $3,731,000 | 6,562 |
| Interest-bearing balances | $117,000 | 4,479 |
| Securities | $19,430,000 | 4,952 |
| Federal funds sold & reverse repurchase agreements | $3,247,000 | 2,722 |
| Net loans & leases | $30,717,000 | 6,715 |
| Loan loss allowance | $464,000 | 5,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,041,000 | 5,914 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $715,000 | 7,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,881,000 | 6,314 |
| Total liabilities | $53,596,000 | 6,258 |
| Total deposits | $52,913,000 | 6,032 |
| Interest-bearing deposits | $46,932,000 | 5,894 |
| Deposits held in domestic offices | $52,913,000 | 6,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $381,000 | 5,131 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $302,000 | 6,941 |
| Total equity capital | $5,285,000 | 6,766 |
| Total bank equity capital | $5,285,000 | 6,766 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,280,000 | 2,651 |
| Surplus | $1,220,000 | 6,734 |
| Undivided profits | $2,785,000 | 5,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $150,000 | 8,444 |
| Earning assets | $53,511,000 | 6,310 |
| Long-term assets (5+ years) | $4,900,000 | 6,346 |
| Average Assets, year-to-date | $55,154,000 | 6,388 |
| Average Assets, quarterly | $56,691,000 | 6,404 |
| Volatile liabilities | $6,346,000 | 6,708 |
| Insider loans | $1,778,000 | 2,437 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $221,000 | 1,176 |
| Unused loan commitments | $6,963,000 | 4,621 |
| Tier 1 (core) risk-based capital | $5,416,000 | 6,668 |
| Tier 2 risk-based capital | $464,000 | 5,576 |
| Total risk weighted assets | $37,981,500 | 6,195 |
| Total unused commitments | $6,963,000 | 4,624 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $53,313,000 | 6,744 |
| Cash and due from depository institutions | $3,369,000 | 6,706 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $12,864,000 | 6,321 |
| Federal funds sold & reverse repurchase agreements | $5,726,000 | 3,002 |
| Net loans & leases | $30,120,000 | 6,715 |
| Loan loss allowance | $468,000 | 5,843 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $851,000 | 6,432 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $383,000 | 8,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,313,000 | 6,744 |
| Total liabilities | $48,193,000 | 6,680 |
| Total deposits | $47,760,000 | 6,502 |
| Interest-bearing deposits | $41,390,000 | 6,435 |
| Deposits held in domestic offices | $47,760,000 | 6,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $174,000 | 4,621 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $259,000 | 7,931 |
| Total equity capital | $5,120,000 | 6,997 |
| Total bank equity capital | $5,120,000 | 6,997 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,280,000 | 2,636 |
| Surplus | $1,220,000 | 6,726 |
| Undivided profits | $2,620,000 | 6,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 7,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $187,000 | 8,091 |
| Earning assets | $48,710,000 | 6,733 |
| Long-term assets (5+ years) | $5,082,000 | 6,198 |
| Average Assets, year-to-date | $49,652,400 | 6,774 |
| Average Assets, quarterly | $51,471,000 | 6,792 |
| Volatile liabilities | $3,350,000 | 8,024 |
| Insider loans | $2,497,000 | 1,721 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $100,000 | 1,574 |
| Unused loan commitments | $5,866,000 | 4,932 |
| Tier 1 (core) risk-based capital | $4,996,000 | 6,937 |
| Tier 2 risk-based capital | $424,290 | 5,790 |
| Total risk weighted assets | $33,899,490 | 6,484 |
| Total unused commitments | $5,866,000 | 4,939 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $48,902,000 | 7,143 |
| Cash and due from depository institutions | $3,216,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,737,000 | 6,614 |
| Federal funds sold & reverse repurchase agreements | $4,638,000 | 2,883 |
| Net loans & leases | $27,307,000 | 7,200 |
| Loan loss allowance | $435,000 | 6,246 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $624,000 | 7,338 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $380,000 | 9,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,902,000 | 7,143 |
| Total liabilities | $44,263,000 | 7,064 |
| Total deposits | $43,627,000 | 6,921 |
| Interest-bearing deposits | $38,202,000 | 6,859 |
| Deposits held in domestic offices | $43,627,000 | 6,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $424,000 | 4,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $212,000 | 8,830 |
| Total equity capital | $4,639,000 | 7,473 |
| Total bank equity capital | $4,639,000 | 7,473 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,280,000 | 2,676 |
| Surplus | $1,220,000 | 6,866 |
| Undivided profits | $2,139,000 | 6,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $156,000 | 8,928 |
| Earning assets | $44,682,000 | 7,145 |
| Long-term assets (5+ years) | $5,068,000 | 5,940 |
| Average Assets, year-to-date | $45,017,200 | 7,277 |
| Average Assets, quarterly | $47,088,000 | 7,232 |
| Volatile liabilities | $2,252,000 | 9,072 |
| Insider loans | $1,525,000 | 2,584 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $106,000 | 1,417 |
| Unused loan commitments | $4,215,000 | 5,631 |
| Tier 1 (core) risk-based capital | $4,564,000 | 7,403 |
| Tier 2 risk-based capital | $378,650 | 6,203 |
| Total risk weighted assets | $30,235,350 | 6,963 |
| Total unused commitments | $4,215,000 | 5,637 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $44,463,000 | 7,731 |
| Cash and due from depository institutions | $2,761,000 | 7,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,595,000 | 7,404 |
| Federal funds sold & reverse repurchase agreements | $2,873,000 | 3,987 |
| Net loans & leases | $26,249,000 | 7,468 |
| Loan loss allowance | $405,000 | 6,736 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $647,000 | 7,372 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $338,000 | 10,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,463,000 | 7,731 |
| Total liabilities | $40,247,000 | 7,676 |
| Total deposits | $39,633,000 | 7,549 |
| Interest-bearing deposits | $34,709,000 | 7,459 |
| Deposits held in domestic offices | $39,633,000 | 7,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $293,000 | 4,323 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $321,000 | 7,626 |
| Total equity capital | $4,216,000 | 7,987 |
| Total bank equity capital | $4,216,000 | 7,987 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,280,000 | 2,854 |
| Surplus | $1,220,000 | 7,067 |
| Undivided profits | $1,716,000 | 7,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 10,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $164,000 | 9,073 |
| Earning assets | $40,717,000 | 7,732 |
| Long-term assets (5+ years) | $3,459,000 | 6,738 |
| Average Assets, year-to-date | $43,283,600 | 7,679 |
| Average Assets, quarterly | $43,690,500 | 7,744 |
| Volatile liabilities | $3,053,000 | 8,534 |
| Insider loans | $1,743,000 | 2,392 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $71,000 | 1,447 |
| Unused loan commitments | $3,233,000 | 6,220 |
| Tier 1 (core) risk-based capital | $4,159,000 | 7,942 |
| Tier 2 risk-based capital | $349,630 | 6,644 |
| Total risk weighted assets | $27,915,230 | 7,371 |
| Total unused commitments | $3,233,000 | 6,237 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $42,556,000 | 8,110 |
| Cash and due from depository institutions | $2,109,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,259,000 | 7,184 |
| Federal funds sold & reverse repurchase agreements | $268,000 | 8,822 |
| Net loans & leases | $25,861,000 | 7,579 |
| Loan loss allowance | $373,000 | 7,269 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $669,000 | 7,402 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $390,000 | 9,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,556,000 | 8,110 |
| Total liabilities | $38,849,000 | 8,033 |
| Total deposits | $38,091,000 | 7,937 |
| Interest-bearing deposits | $34,166,000 | 7,718 |
| Deposits held in domestic offices | $38,091,000 | 7,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $573,000 | 3,339 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $185,000 | 9,916 |
| Total equity capital | $3,707,000 | 8,674 |
| Total bank equity capital | $3,707,000 | 8,674 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,280,000 | 2,950 |
| Surplus | $1,220,000 | 7,186 |
| Undivided profits | $1,207,000 | 8,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $177,000 | 9,205 |
| Earning assets | $39,388,000 | 8,061 |
| Long-term assets (5+ years) | $2,700,000 | 7,287 |
| Average Assets, year-to-date | $42,228,000 | 7,969 |
| Average Assets, quarterly | $43,981,000 | 7,918 |
| Volatile liabilities | $3,998,000 | 7,661 |
| Insider loans | $1,029,000 | 3,669 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,052,000 | 6,308 |
| Tier 1 (core) risk-based capital | $3,628,000 | 8,651 |
| Tier 2 risk-based capital | $337,890 | 6,849 |
| Total risk weighted assets | $26,995,990 | 7,580 |
| Total unused commitments | $3,052,000 | 6,324 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $40,462,000 | 8,531 |
| Cash and due from depository institutions | $2,027,000 | 8,561 |
| Interest-bearing balances | $86,000 | 5,869 |
| Securities | $11,392,000 | 8,263 |
| Federal funds sold & reverse repurchase agreements | $2,533,000 | 3,201 |
| Net loans & leases | $23,401,000 | 8,098 |
| Loan loss allowance | $319,000 | 8,137 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $687,000 | 7,448 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $422,000 | 10,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,462,000 | 8,531 |
| Total liabilities | $37,477,000 | 8,382 |
| Total deposits | $37,117,000 | 8,197 |
| Interest-bearing deposits | $33,358,000 | 7,954 |
| Deposits held in domestic offices | $37,117,000 | 8,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $149,000 | 4,581 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $211,000 | 8,789 |
| Total equity capital | $2,985,000 | 9,504 |
| Total bank equity capital | $2,985,000 | 9,504 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,280,000 | 3,062 |
| Surplus | $770,000 | 8,938 |
| Undivided profits | $935,000 | 9,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 11,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $140,000 | 9,899 |
| Earning assets | $37,412,000 | 8,459 |
| Long-term assets (5+ years) | $1,921,000 | 8,358 |
| Average Assets, year-to-date | $38,378,600 | 8,655 |
| Average Assets, quarterly | $40,450,500 | 8,474 |
| Volatile liabilities | $3,214,000 | 8,261 |
| Insider loans | $1,199,000 | 3,235 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,303,000 | 7,097 |
| Tier 1 (core) risk-based capital | $3,069,000 | 9,484 |
| Tier 2 risk-based capital | $319,000 | 7,234 |
| Total risk weighted assets | $26,223,200 | 7,841 |
| Total unused commitments | $2,303,000 | 7,109 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $36,692,000 | 9,269 |
| Cash and due from depository institutions | $2,418,000 | 8,903 |
| Interest-bearing balances | $177,000 | 5,867 |
| Securities | $9,274,000 | 9,361 |
| Federal funds sold & reverse repurchase agreements | $2,079,000 | 5,631 |
| Net loans & leases | $21,913,000 | 8,441 |
| Loan loss allowance | $269,000 | 9,087 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $716,000 | 7,425 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $2,000 | 3,038 |
| All other assets | $290,000 | 11,381 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,692,000 | 9,269 |
| Total liabilities | $33,828,000 | 9,160 |
| Total deposits | $33,233,000 | 9,078 |
| Interest-bearing deposits | $30,007,000 | 8,805 |
| Deposits held in domestic offices | $33,233,000 | 9,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $446,000 | 3,473 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $149,000 | 10,394 |
| Total equity capital | $2,864,000 | 9,997 |
| Total bank equity capital | $2,864,000 | 9,997 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,280,000 | 3,147 |
| Surplus | $770,000 | 9,177 |
| Undivided profits | $814,000 | 10,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $118,000 | 10,464 |
| Earning assets | $33,443,000 | 9,257 |
| Long-term assets (5+ years) | $1,624,000 | 9,153 |
| Average Assets, year-to-date | $33,579,600 | 9,515 |
| Average Assets, quarterly | $35,764,500 | 9,334 |
| Volatile liabilities | $2,381,000 | 9,168 |
| Insider loans | $640,000 | 4,978 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $30,000 | 1,663 |
| Unused loan commitments | $2,293,000 | 7,146 |
| Tier 1 (core) risk-based capital | $2,862,000 | 9,951 |
| Tier 2 risk-based capital | $269,000 | 8,060 |
| Total risk weighted assets | $24,629,000 | 8,201 |
| Total unused commitments | $2,293,000 | 7,171 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $31,930,000 | 10,143 |
| Cash and due from depository institutions | $2,475,000 | 9,734 |
| Interest-bearing balances | $370,000 | 5,438 |
| Securities | $7,204,000 | 10,415 |
| Federal funds sold & reverse repurchase agreements | $2,292,000 | 6,003 |
| Net loans & leases | $18,911,000 | 9,178 |
| Loan loss allowance | $219,000 | 10,159 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $740,000 | 7,423 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $5,000 | 2,988 |
| All other assets | $303,000 | 11,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,930,000 | 10,143 |
| Total liabilities | $29,387,000 | 10,050 |
| Total deposits | $28,873,000 | 9,997 |
| Interest-bearing deposits | $26,209,000 | 9,704 |
| Deposits held in domestic offices | $28,873,000 | 9,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $329,000 | 3,496 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $185,000 | 10,343 |
| Total equity capital | $2,543,000 | 10,498 |
| Total bank equity capital | $2,543,000 | 10,498 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,280,000 | 3,272 |
| Surplus | $770,000 | 9,324 |
| Undivided profits | $493,000 | 11,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $106,000 | 11,371 |
| Earning assets | $28,777,000 | 10,148 |
| Long-term assets (5+ years) | $1,692,000 | 9,318 |
| Average Assets, year-to-date | $28,282,200 | 10,531 |
| Average Assets, quarterly | $30,967,500 | 10,236 |
| Volatile liabilities | $3,411,000 | 8,064 |
| Insider loans | $365,000 | 2,469 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $62,000 | 1,163 |
| Unused loan commitments | $2,519,000 | 6,659 |
| Tier 1 (core) risk-based capital | $2,538,000 | 10,455 |
| Tier 2 risk-based capital | $219,000 | 9,057 |
| Total risk weighted assets | $19,905,600 | 9,332 |
| Total unused commitments | $2,519,000 | 6,688 |
| Derivatives | $0 | 651 |