Home > Community Bank - Excelsior Springs, A Savings Bank > Income and Expense
Community Bank - Excelsior Springs, A Savings Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,500,000 | 3,179 |
| Total interest expense | $6,836,000 | 2,340 |
| Net interest income | $3,664,000 | 4,420 |
| Provision for loan and lease losses | $455,000 | 2,371 |
| Total noninterest income | $553,000 | 4,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $553,000 | 2,958 |
| Total noninterest expense | $4,872,000 | 2,889 |
| Salaries and employee benefits | $2,550,000 | 2,897 |
| Premises and equipment expense | $1,043,000 | 2,038 |
| Additional noninterest expense | $1,279,000 | 3,297 |
| Pre-tax net operating income | $-1,110,000 | 9,385 |
| Securities gains (losses) | $358,000 | 791 |
| Applicable income taxes | $-282,000 | 9,416 |
| Income before extraordinary items | $-470,000 | 9,223 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-470,000 | 9,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,762,000 | 449 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-699,120 | 9,279 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,754,000 | 2,534 |
| Total interest expense | $8,744,000 | 1,976 |
| Net interest income | $5,010,000 | 3,458 |
| Provision for loan and lease losses | $3,248,000 | 436 |
| Total noninterest income | $731,000 | 3,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $731,000 | 2,284 |
| Total noninterest expense | $5,226,000 | 2,598 |
| Salaries and employee benefits | $2,807,000 | 2,548 |
| Premises and equipment expense | $1,066,000 | 1,956 |
| Additional noninterest expense | $1,353,000 | 3,069 |
| Pre-tax net operating income | $-2,733,000 | 9,845 |
| Securities gains (losses) | $550,000 | 251 |
| Applicable income taxes | $-843,000 | 9,834 |
| Income before extraordinary items | $-1,340,000 | 9,780 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,340,000 | 9,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,304 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,692,000 | 9,812 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,696,000 | 2,578 |
| Total interest expense | $6,869,000 | 2,154 |
| Net interest income | $5,827,000 | 2,997 |
| Provision for loan and lease losses | $77,000 | 5,736 |
| Total noninterest income | $678,000 | 4,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $678,000 | 2,430 |
| Total noninterest expense | $5,325,000 | 2,544 |
| Salaries and employee benefits | $3,129,000 | 2,244 |
| Premises and equipment expense | $1,114,000 | 1,832 |
| Additional noninterest expense | $1,082,000 | 3,755 |
| Pre-tax net operating income | $1,103,000 | 5,017 |
| Securities gains (losses) | $1,004,000 | 218 |
| Applicable income taxes | $784,000 | 2,689 |
| Income before extraordinary items | $1,323,000 | 3,590 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,323,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $942,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $680,440 | 5,509 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,540,000 | 3,064 |
| Total interest expense | $5,744,000 | 2,642 |
| Net interest income | $4,796,000 | 3,541 |
| Provision for loan and lease losses | $435,000 | 1,930 |
| Total noninterest income | $669,000 | 4,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $669,000 | 2,474 |
| Total noninterest expense | $4,413,000 | 2,936 |
| Salaries and employee benefits | $2,758,000 | 2,449 |
| Premises and equipment expense | $780,000 | 2,511 |
| Additional noninterest expense | $875,000 | 4,382 |
| Pre-tax net operating income | $617,000 | 6,826 |
| Securities gains (losses) | $757,000 | 447 |
| Applicable income taxes | $450,000 | 4,125 |
| Income before extraordinary items | $924,000 | 4,745 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $924,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $1,067,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $416,810 | 7,023 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,348,000 | 3,823 |
| Total interest expense | $4,165,000 | 3,527 |
| Net interest income | $4,183,000 | 4,072 |
| Provision for loan and lease losses | $149,000 | 4,180 |
| Total noninterest income | $599,000 | 4,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $599,000 | 2,476 |
| Total noninterest expense | $3,191,000 | 3,900 |
| Salaries and employee benefits | $2,111,000 | 3,132 |
| Premises and equipment expense | $500,000 | 3,696 |
| Additional noninterest expense | $580,000 | 5,940 |
| Pre-tax net operating income | $1,442,000 | 4,635 |
| Securities gains (losses) | $217,000 | 673 |
| Applicable income taxes | $592,000 | 3,717 |
| Income before extraordinary items | $1,067,000 | 4,459 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,067,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,206 |
| Cash dividends | $539,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $928,120 | 4,897 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 4,573 |
| Total interest expense | $3,685,000 | 3,991 |
| Net interest income | $3,329,000 | 5,038 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $568,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $568,000 | 2,670 |
| Total noninterest expense | $3,042,000 | 4,265 |
| Salaries and employee benefits | $1,462,000 | 4,413 |
| Premises and equipment expense | $475,000 | 3,931 |
| Additional noninterest expense | $1,105,000 | 4,043 |
| Pre-tax net operating income | $737,000 | 6,760 |
| Securities gains (losses) | $160,000 | 770 |
| Applicable income taxes | $346,000 | 5,378 |
| Income before extraordinary items | $551,000 | 6,552 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $551,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,644 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,868,000 | 157 |
| Net operating income | $448,600 | 7,192 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 4,753 |
| Total interest expense | $4,027,000 | 3,659 |
| Net interest income | $2,642,000 | 6,062 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $572,000 | 4,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $572,000 | 2,620 |
| Total noninterest expense | $2,422,000 | 5,133 |
| Salaries and employee benefits | $1,318,000 | 4,803 |
| Premises and equipment expense | $454,000 | 4,087 |
| Additional noninterest expense | $650,000 | 6,200 |
| Pre-tax net operating income | $680,000 | 7,418 |
| Securities gains (losses) | $-155,000 | 11,622 |
| Applicable income taxes | $324,000 | 5,734 |
| Income before extraordinary items | $201,000 | 9,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $201,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 11,441 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $300,200 | 8,904 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 5,697 |
| Total interest expense | $2,286,000 | 5,001 |
| Net interest income | $2,684,000 | 6,127 |
| Provision for loan and lease losses | $132,000 | 3,859 |
| Total noninterest income | $448,000 | 5,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $448,000 | 3,175 |
| Total noninterest expense | $2,055,000 | 6,063 |
| Salaries and employee benefits | $1,100,000 | 5,646 |
| Premises and equipment expense | $390,000 | 4,688 |
| Additional noninterest expense | $565,000 | 7,294 |
| Pre-tax net operating income | $945,000 | 6,189 |
| Securities gains (losses) | $-162,000 | 11,839 |
| Applicable income taxes | $257,000 | 6,426 |
| Income before extraordinary items | $526,000 | 7,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $526,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $634,540 | 6,383 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 6,031 |
| Total interest expense | $2,216,000 | 5,348 |
| Net interest income | $2,539,000 | 6,469 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $355,000 | 4,079 |
| Total noninterest expense | $1,772,000 | 6,972 |
| Salaries and employee benefits | $975,000 | 6,275 |
| Premises and equipment expense | $349,000 | 5,250 |
| Additional noninterest expense | $448,000 | 8,747 |
| Pre-tax net operating income | $1,101,000 | 5,508 |
| Securities gains (losses) | $231,000 | 1,527 |
| Applicable income taxes | $506,000 | 4,138 |
| Income before extraordinary items | $826,000 | 5,429 |
| Extraordinary gains, net | $21,000 | 2,682 |
| Net income | $847,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $678,160 | 6,004 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 6,107 |
| Total interest expense | $2,867,000 | 5,352 |
| Net interest income | $2,411,000 | 6,774 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $305,000 | 4,373 |
| Total noninterest expense | $1,772,000 | 7,036 |
| Salaries and employee benefits | $936,000 | 6,414 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $465,000 | 8,809 |
| Pre-tax net operating income | $863,000 | 6,275 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $333,000 | 5,545 |
| Income before extraordinary items | $558,000 | 6,864 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $558,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 6,704 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $540,080 | 6,634 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.