Home > Community Bank-Dove Creek > Income and Expense

Community Bank-Dove Creek, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$2,355,000	8,062
Total interest expense	$1,103,000	8,002
Net interest income	$1,252,000	7,954
Provision for loan and lease losses	$29,000	7,312
Total noninterest income	$180,000	7,483
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	6,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	6,478
Total noninterest expense	$972,000	8,106
Salaries and employee benefits	$471,000	8,401
Premises and equipment expense	$140,000	7,750
Additional noninterest expense	$361,000	7,468
Pre-tax net operating income	$431,000	7,312
Securities gains (losses)	$-13,000	8,489
Applicable income taxes	$151,000	5,902
Income before extraordinary items	$267,000	7,675
Extraordinary gains, net	$0	38
Net income	$267,000	7,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,747
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$275,320	7,633
1999-12-31 (YTD Data)		Rank
Total interest income	$1,799,000	8,716
Total interest expense	$781,000	8,730
Net interest income	$1,018,000	8,593
Provision for loan and lease losses	$-30,000	10,026
Total noninterest income	$174,000	7,786
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	7,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,406
Total noninterest expense	$670,000	9,114
Salaries and employee benefits	$327,000	9,322
Premises and equipment expense	$44,000	9,748
Additional noninterest expense	$299,000	8,124
Pre-tax net operating income	$552,000	6,896
Securities gains (losses)	$-3,000	8,917
Applicable income taxes	$221,000	5,493
Income before extraordinary items	$328,000	7,409
Extraordinary gains, net	$0	35
Net income	$328,000	7,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,892
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$329,920	7,379
1998-12-31 (YTD Data)		Rank
Total interest income	$1,306,000	9,523
Total interest expense	$582,000	9,521
Net interest income	$724,000	9,437
Provision for loan and lease losses	$-97,000	10,310
Total noninterest income	$103,000	8,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	7,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,189
Total noninterest expense	$496,000	9,794
Salaries and employee benefits	$241,000	9,920
Premises and equipment expense	$52,000	9,775
Additional noninterest expense	$203,000	9,083
Pre-tax net operating income	$428,000	7,721
Securities gains (losses)	$-1,000	9,769
Applicable income taxes	$169,000	6,594
Income before extraordinary items	$258,000	8,196
Extraordinary gains, net	$0	32
Net income	$258,000	8,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,453
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$258,640	8,117
1997-12-31 (YTD Data)		Rank
Total interest income	$99,000	10,875
Total interest expense	$46,000	10,832
Net interest income	$53,000	10,885
Provision for loan and lease losses	$1,000	8,801
Total noninterest income	$7,000	10,814
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	9,379
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	10,800
Total noninterest expense	$53,000	10,911
Salaries and employee benefits	$31,000	10,892
Premises and equipment expense	$2,000	10,889
Additional noninterest expense	$20,000	10,903
Pre-tax net operating income	$6,000	10,349
Securities gains (losses)	$0	3,944
Applicable income taxes	$3,000	9,998
Income before extraordinary items	$3,000	10,392
Extraordinary gains, net	$0	44
Net income	$3,000	10,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	9,989
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,000	10,356
1996-12-31 (YTD Data)		Rank
Total interest income	$1,017,000	10,788
Total interest expense	$384,000	10,915
Net interest income	$633,000	10,568
Provision for loan and lease losses	$0	9,041
Total noninterest income	$69,000	10,506
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	8,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	10,461
Total noninterest expense	$405,000	10,951
Salaries and employee benefits	$212,000	10,945
Premises and equipment expense	$41,000	10,885
Additional noninterest expense	$152,000	10,525
Pre-tax net operating income	$297,000	9,153
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$101,000	8,731
Income before extraordinary items	$195,000	9,346
Extraordinary gains, net	$0	53
Net income	$195,000	9,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,098
Cash dividends	$90,000	6,879
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$195,660	9,284
1995-12-31 (YTD Data)		Rank
Total interest income	$898,000	11,428
Total interest expense	$318,000	11,541
Net interest income	$580,000	11,188
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$79,000	10,763
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	9,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	10,138
Total noninterest expense	$428,000	11,338
Salaries and employee benefits	$219,000	11,374
Premises and equipment expense	$39,000	11,410
Additional noninterest expense	$170,000	10,813
Pre-tax net operating income	$219,000	10,332
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$-1,000	11,481
Income before extraordinary items	$216,000	9,762
Extraordinary gains, net	$0	65
Net income	$216,000	9,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	11,552
Cash dividends	$90,000	6,999
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$220,000	9,683
1994-12-31 (YTD Data)		Rank
Total interest income	$803,000	12,063
Total interest expense	$296,000	12,053
Net interest income	$507,000	11,987
Provision for loan and lease losses	$0	9,146
Total noninterest income	$95,000	10,864
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	9,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,662
Total noninterest expense	$388,000	12,082
Salaries and employee benefits	$192,000	12,117
Premises and equipment expense	$34,000	12,133
Additional noninterest expense	$162,000	11,632
Pre-tax net operating income	$214,000	10,783
Securities gains (losses)	$0	3,600
Applicable income taxes	$-48,000	12,210
Income before extraordinary items	$262,000	9,566
Extraordinary gains, net	$0	249
Net income	$262,000	9,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,490
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$262,000	9,620
1993-12-31 (YTD Data)		Rank
Total interest income	$784,000	12,701
Total interest expense	$338,000	12,501
Net interest income	$446,000	12,700
Provision for loan and lease losses	$0	10,371
Total noninterest income	$70,000	12,069
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	10,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	11,812
Total noninterest expense	$462,000	12,352
Salaries and employee benefits	$210,000	12,542
Premises and equipment expense	$47,000	12,313
Additional noninterest expense	$205,000	11,659
Pre-tax net operating income	$54,000	12,157
Securities gains (losses)	$0	7,477
Applicable income taxes	$0	12,141
Income before extraordinary items	$54,000	12,221
Extraordinary gains, net	$0	3,149
Net income	$54,000	12,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	5,430
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$63,000	952
Net operating income	$54,000	12,074
1992-12-31 (YTD Data)		Rank
Total interest income	$947,000	13,115
Total interest expense	$505,000	12,739
Net interest income	$442,000	13,261
Provision for loan and lease losses	$605,000	2,606
Total noninterest income	$136,000	10,779
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	10,435
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	8,478
Total noninterest expense	$608,000	12,013
Salaries and employee benefits	$233,000	12,790
Premises and equipment expense	$48,000	12,755
Additional noninterest expense	$327,000	10,471
Pre-tax net operating income	$-635,000	13,363
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-635,000	13,436
Extraordinary gains, net	$0	1,422
Net income	$-635,000	13,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$394,000	2,853
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$435,000	584
Net operating income	$-635,000	13,342

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.