Home > Community Bank Corporation > Income and Expense
Community Bank Corporation, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 3,086 |
| Total interest expense | $329,000 | 4,032 |
| Net interest income | $5,017,000 | 2,983 |
| Provision for loan and lease losses | $136,000 | 2,356 |
| Total noninterest income | $439,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $172,000 | 3,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 3,774 |
| Total noninterest expense | $3,671,000 | 3,288 |
| Salaries and employee benefits | $1,888,000 | 3,405 |
| Premises and equipment expense | $421,000 | 3,290 |
| Additional noninterest expense | $1,362,000 | 3,006 |
| Pre-tax net operating income | $1,649,000 | 2,907 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $1,647,000 | 2,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,647,000 | 2,602 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,647,000 | 2,602 |
| Net charge-offs | $153,000 | 1,776 |
| Cash dividends | $2,200,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,647,000 | 2,556 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 3,113 |
| Total interest expense | $215,000 | 4,101 |
| Net interest income | $3,314,000 | 3,009 |
| Provision for loan and lease losses | $136,000 | 1,906 |
| Total noninterest income | $258,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $114,000 | 3,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,081 |
| Total noninterest expense | $2,458,000 | 3,301 |
| Salaries and employee benefits | $1,213,000 | 3,517 |
| Premises and equipment expense | $260,000 | 3,458 |
| Additional noninterest expense | $985,000 | 2,836 |
| Pre-tax net operating income | $978,000 | 3,104 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $976,000 | 2,795 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $976,000 | 2,795 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $976,000 | 2,797 |
| Net charge-offs | $155,000 | 1,358 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $976,000 | 2,736 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 3,204 |
| Total interest expense | $106,000 | 4,187 |
| Net interest income | $1,605,000 | 3,080 |
| Provision for loan and lease losses | $102,000 | 1,419 |
| Total noninterest income | $132,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $75,000 | 4,002 |
| Total noninterest expense | $1,251,000 | 3,285 |
| Salaries and employee benefits | $683,000 | 3,294 |
| Premises and equipment expense | $133,000 | 3,443 |
| Additional noninterest expense | $435,000 | 3,108 |
| Pre-tax net operating income | $384,000 | 3,440 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $384,000 | 3,201 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $384,000 | 3,204 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $384,000 | 3,204 |
| Net charge-offs | $115,000 | 1,016 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $384,000 | 3,125 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 3,365 |
| Total interest expense | $358,000 | 4,661 |
| Net interest income | $6,094,000 | 3,211 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $673,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $315,000 | 3,114 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $358,000 | 3,774 |
| Total noninterest expense | $5,351,000 | 3,169 |
| Salaries and employee benefits | $2,843,000 | 3,187 |
| Premises and equipment expense | $600,000 | 3,231 |
| Additional noninterest expense | $1,908,000 | 2,995 |
| Pre-tax net operating income | $1,316,000 | 3,700 |
| Securities gains (losses) | $28,000 | 2,114 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $1,342,000 | 3,427 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,342,000 | 3,429 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,342,000 | 3,429 |
| Net charge-offs | $21,000 | 4,269 |
| Cash dividends | $2,000,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,314,000 | 3,414 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 3,463 |
| Total interest expense | $258,000 | 4,794 |
| Net interest income | $4,424,000 | 3,310 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $474,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $241,000 | 3,110 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $233,000 | 4,002 |
| Total noninterest expense | $3,778,000 | 3,314 |
| Salaries and employee benefits | $2,123,000 | 3,226 |
| Premises and equipment expense | $434,000 | 3,355 |
| Additional noninterest expense | $1,221,000 | 3,349 |
| Pre-tax net operating income | $1,120,000 | 3,576 |
| Securities gains (losses) | $21,000 | 1,994 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,139,000 | 3,248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,139,000 | 3,247 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,139,000 | 3,249 |
| Net charge-offs | $23,000 | 3,773 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,118,000 | 3,250 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 3,516 |
| Total interest expense | $165,000 | 4,925 |
| Net interest income | $2,894,000 | 3,353 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $302,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $159,000 | 3,110 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $143,000 | 4,103 |
| Total noninterest expense | $2,501,000 | 3,344 |
| Salaries and employee benefits | $1,455,000 | 3,179 |
| Premises and equipment expense | $302,000 | 3,277 |
| Additional noninterest expense | $744,000 | 3,600 |
| Pre-tax net operating income | $695,000 | 3,602 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $714,000 | 3,300 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $714,000 | 3,305 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $714,000 | 3,305 |
| Net charge-offs | $25,000 | 3,293 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $693,000 | 3,312 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 3,643 |
| Total interest expense | $82,000 | 5,003 |
| Net interest income | $1,374,000 | 3,477 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $148,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $80,000 | 3,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $68,000 | 4,139 |
| Total noninterest expense | $1,217,000 | 3,449 |
| Salaries and employee benefits | $712,000 | 3,249 |
| Premises and equipment expense | $154,000 | 3,286 |
| Additional noninterest expense | $351,000 | 3,716 |
| Pre-tax net operating income | $305,000 | 3,795 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $305,000 | 3,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $305,000 | 3,522 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $305,000 | 3,522 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $305,000 | 3,473 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 3,682 |
| Total interest expense | $373,000 | 5,041 |
| Net interest income | $5,473,000 | 3,484 |
| Provision for loan and lease losses | $-50,000 | 6,315 |
| Total noninterest income | $1,102,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $359,000 | 3,044 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $743,000 | 2,782 |
| Total noninterest expense | $5,047,000 | 3,381 |
| Salaries and employee benefits | $2,791,000 | 3,267 |
| Premises and equipment expense | $540,000 | 3,559 |
| Additional noninterest expense | $1,716,000 | 3,316 |
| Pre-tax net operating income | $1,578,000 | 3,313 |
| Securities gains (losses) | $28,000 | 2,166 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,604,000 | 3,036 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,604,000 | 3,038 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,604,000 | 3,039 |
| Net charge-offs | $152,000 | 3,320 |
| Cash dividends | $1,750,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,576,000 | 3,002 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 3,756 |
| Total interest expense | $290,000 | 5,069 |
| Net interest income | $4,046,000 | 3,540 |
| Provision for loan and lease losses | $-50,000 | 6,506 |
| Total noninterest income | $683,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $276,000 | 3,012 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $407,000 | 3,316 |
| Total noninterest expense | $3,778,000 | 3,394 |
| Salaries and employee benefits | $2,070,000 | 3,313 |
| Premises and equipment expense | $419,000 | 3,508 |
| Additional noninterest expense | $1,289,000 | 3,315 |
| Pre-tax net operating income | $1,001,000 | 3,682 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,001,000 | 3,424 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,001,000 | 3,427 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,001,000 | 3,428 |
| Net charge-offs | $87,000 | 3,392 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,001,000 | 3,353 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 3,741 |
| Total interest expense | $210,000 | 4,970 |
| Net interest income | $2,703,000 | 3,527 |
| Provision for loan and lease losses | $-50,000 | 6,635 |
| Total noninterest income | $439,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $187,000 | 2,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $252,000 | 3,438 |
| Total noninterest expense | $2,512,000 | 3,406 |
| Salaries and employee benefits | $1,387,000 | 3,319 |
| Premises and equipment expense | $283,000 | 3,505 |
| Additional noninterest expense | $842,000 | 3,378 |
| Pre-tax net operating income | $680,000 | 3,616 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $680,000 | 3,372 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $680,000 | 3,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $680,000 | 3,375 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $680,000 | 3,277 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,708 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $1,381,000 | 3,500 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $211,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $90,000 | 2,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $1,277,000 | 3,400 |
| Salaries and employee benefits | $718,000 | 3,266 |
| Premises and equipment expense | $150,000 | 3,380 |
| Additional noninterest expense | $409,000 | 3,457 |
| Pre-tax net operating income | $315,000 | 3,714 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $315,000 | 3,491 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $315,000 | 3,492 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $315,000 | 3,493 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $315,000 | 3,391 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,912,000 | 3,472 |
| Total interest expense | $716,000 | 4,350 |
| Net interest income | $6,196,000 | 3,290 |
| Provision for loan and lease losses | $-100,000 | 6,881 |
| Total noninterest income | $941,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $354,000 | 3,160 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $587,000 | 3,133 |
| Total noninterest expense | $5,513,000 | 3,230 |
| Salaries and employee benefits | $2,748,000 | 3,331 |
| Premises and equipment expense | $539,000 | 3,638 |
| Additional noninterest expense | $2,226,000 | 2,834 |
| Pre-tax net operating income | $1,724,000 | 3,094 |
| Securities gains (losses) | $-1,000 | 6,602 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $1,718,000 | 2,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,718,000 | 2,887 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,718,000 | 2,886 |
| Net charge-offs | $393,000 | 2,957 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,719,000 | 2,756 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,511 |
| Total interest expense | $540,000 | 4,462 |
| Net interest income | $4,705,000 | 3,321 |
| Provision for loan and lease losses | $-100,000 | 7,023 |
| Total noninterest income | $692,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $255,000 | 3,290 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $437,000 | 3,143 |
| Total noninterest expense | $4,140,000 | 3,252 |
| Salaries and employee benefits | $1,981,000 | 3,445 |
| Premises and equipment expense | $397,000 | 3,723 |
| Additional noninterest expense | $1,762,000 | 2,723 |
| Pre-tax net operating income | $1,357,000 | 3,084 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,358,000 | 2,827 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,358,000 | 2,828 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,358,000 | 2,827 |
| Net charge-offs | $-598,000 | 7,151 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,357,000 | 2,687 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 3,440 |
| Total interest expense | $383,000 | 4,433 |
| Net interest income | $3,241,000 | 3,228 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $301,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $162,000 | 3,369 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 4,183 |
| Total noninterest expense | $2,560,000 | 3,446 |
| Salaries and employee benefits | $1,321,000 | 3,467 |
| Premises and equipment expense | $261,000 | 3,759 |
| Additional noninterest expense | $978,000 | 3,186 |
| Pre-tax net operating income | $832,000 | 3,206 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $833,000 | 2,951 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $833,000 | 2,951 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $833,000 | 2,951 |
| Net charge-offs | $-182,000 | 7,156 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $832,000 | 2,813 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,455 |
| Total interest expense | $204,000 | 4,405 |
| Net interest income | $1,622,000 | 3,235 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $152,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $80,000 | 3,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 4,179 |
| Total noninterest expense | $1,260,000 | 3,509 |
| Salaries and employee benefits | $672,000 | 3,454 |
| Premises and equipment expense | $140,000 | 3,638 |
| Additional noninterest expense | $448,000 | 3,365 |
| Pre-tax net operating income | $364,000 | 3,480 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $364,000 | 3,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $364,000 | 3,266 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $364,000 | 3,266 |
| Net charge-offs | $-197,000 | 7,227 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $364,000 | 3,098 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,295,000 | 3,227 |
| Total interest expense | $1,309,000 | 3,769 |
| Net interest income | $6,986,000 | 3,078 |
| Provision for loan and lease losses | $740,000 | 2,852 |
| Total noninterest income | $886,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $376,000 | 3,149 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $510,000 | 3,096 |
| Total noninterest expense | $5,710,000 | 3,182 |
| Salaries and employee benefits | $2,600,000 | 3,454 |
| Premises and equipment expense | $710,000 | 3,170 |
| Additional noninterest expense | $2,400,000 | 2,669 |
| Pre-tax net operating income | $1,422,000 | 3,122 |
| Securities gains (losses) | $131,000 | 1,830 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $1,548,000 | 2,711 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,548,000 | 2,713 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,548,000 | 2,713 |
| Net charge-offs | $1,286,000 | 2,071 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,417,000 | 2,787 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 3,266 |
| Total interest expense | $1,065,000 | 3,677 |
| Net interest income | $5,154,000 | 3,134 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $684,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $284,000 | 3,141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $400,000 | 3,043 |
| Total noninterest expense | $4,134,000 | 3,280 |
| Salaries and employee benefits | $1,975,000 | 3,432 |
| Premises and equipment expense | $510,000 | 3,300 |
| Additional noninterest expense | $1,649,000 | 2,886 |
| Pre-tax net operating income | $1,254,000 | 2,919 |
| Securities gains (losses) | $108,000 | 1,717 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,362,000 | 2,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,362,000 | 2,494 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,362,000 | 2,494 |
| Net charge-offs | $731,000 | 2,239 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,254,000 | 2,547 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 3,308 |
| Total interest expense | $780,000 | 3,567 |
| Net interest income | $3,337,000 | 3,222 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $460,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $189,000 | 3,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 3,035 |
| Total noninterest expense | $2,707,000 | 3,372 |
| Salaries and employee benefits | $1,289,000 | 3,498 |
| Premises and equipment expense | $332,000 | 3,393 |
| Additional noninterest expense | $1,086,000 | 2,985 |
| Pre-tax net operating income | $790,000 | 2,969 |
| Securities gains (losses) | $67,000 | 1,404 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $857,000 | 2,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $857,000 | 2,555 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $857,000 | 2,555 |
| Net charge-offs | $119,000 | 3,670 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $790,000 | 2,610 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 3,350 |
| Total interest expense | $437,000 | 3,392 |
| Net interest income | $1,607,000 | 3,297 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $234,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,061 |
| Total noninterest expense | $1,311,000 | 3,447 |
| Salaries and employee benefits | $637,000 | 3,559 |
| Premises and equipment expense | $169,000 | 3,407 |
| Additional noninterest expense | $505,000 | 3,149 |
| Pre-tax net operating income | $380,000 | 3,075 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $380,000 | 2,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $380,000 | 2,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $380,000 | 2,773 |
| Net charge-offs | $237,000 | 1,966 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $380,000 | 2,710 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,025,000 | 3,219 |
| Total interest expense | $2,368,000 | 3,126 |
| Net interest income | $6,657,000 | 3,208 |
| Provision for loan and lease losses | $610,000 | 3,816 |
| Total noninterest income | $968,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $399,000 | 3,083 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $569,000 | 2,993 |
| Total noninterest expense | $27,978,000 | 710 |
| Salaries and employee benefits | $2,568,000 | 3,513 |
| Premises and equipment expense | $645,000 | 3,527 |
| Additional noninterest expense | $24,765,000 | 341 |
| Pre-tax net operating income | $-20,963,000 | 7,527 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $-20,965,000 | 7,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,965,000 | 7,526 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-20,965,000 | 7,526 |
| Net charge-offs | $-107,000 | 7,602 |
| Cash dividends | $480,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-20,965,000 | 7,522 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 3,296 |
| Total interest expense | $1,828,000 | 3,174 |
| Net interest income | $4,886,000 | 3,302 |
| Provision for loan and lease losses | $318,000 | 4,237 |
| Total noninterest income | $727,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $308,000 | 3,106 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $419,000 | 3,043 |
| Total noninterest expense | $24,932,000 | 601 |
| Salaries and employee benefits | $1,879,000 | 3,617 |
| Premises and equipment expense | $501,000 | 3,485 |
| Additional noninterest expense | $22,552,000 | 279 |
| Pre-tax net operating income | $-19,637,000 | 7,658 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-19,637,000 | 7,659 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-19,637,000 | 7,658 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-19,637,000 | 7,659 |
| Net charge-offs | $-13,000 | 7,500 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-19,637,000 | 7,652 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,411,000 | 3,379 |
| Total interest expense | $1,237,000 | 3,230 |
| Net interest income | $3,174,000 | 3,388 |
| Provision for loan and lease losses | $89,000 | 5,315 |
| Total noninterest income | $496,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $283,000 | 2,932 |
| Total noninterest expense | $2,756,000 | 3,333 |
| Salaries and employee benefits | $1,242,000 | 3,659 |
| Premises and equipment expense | $323,000 | 3,605 |
| Additional noninterest expense | $1,191,000 | 2,737 |
| Pre-tax net operating income | $825,000 | 2,743 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $825,000 | 2,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $825,000 | 2,445 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $825,000 | 2,449 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $825,000 | 2,353 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 3,480 |
| Total interest expense | $620,000 | 3,348 |
| Net interest income | $1,565,000 | 3,438 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $260,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $105,000 | 3,057 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $155,000 | 2,775 |
| Total noninterest expense | $1,403,000 | 3,321 |
| Salaries and employee benefits | $666,000 | 3,517 |
| Premises and equipment expense | $168,000 | 3,571 |
| Additional noninterest expense | $569,000 | 2,840 |
| Pre-tax net operating income | $412,000 | 2,787 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $412,000 | 2,504 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 2,502 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $412,000 | 2,504 |
| Net charge-offs | $-39,000 | 7,757 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $412,000 | 2,405 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,160,000 | 3,452 |
| Total interest expense | $2,830,000 | 3,568 |
| Net interest income | $6,330,000 | 3,302 |
| Provision for loan and lease losses | $2,575,000 | 2,142 |
| Total noninterest income | $1,031,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $356,000 | 3,555 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $675,000 | 2,723 |
| Total noninterest expense | $4,919,000 | 3,739 |
| Salaries and employee benefits | $2,386,000 | 3,831 |
| Premises and equipment expense | $598,000 | 3,880 |
| Additional noninterest expense | $1,935,000 | 3,398 |
| Pre-tax net operating income | $-133,000 | 5,628 |
| Securities gains (losses) | $234,000 | 1,432 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $101,000 | 5,162 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $101,000 | 5,162 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $101,000 | 5,162 |
| Net charge-offs | $1,990,000 | 2,037 |
| Cash dividends | $441,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-133,000 | 5,727 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 3,554 |
| Total interest expense | $2,194,000 | 3,614 |
| Net interest income | $4,570,000 | 3,426 |
| Provision for loan and lease losses | $304,000 | 4,566 |
| Total noninterest income | $747,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $263,000 | 3,596 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $484,000 | 2,863 |
| Total noninterest expense | $3,593,000 | 3,823 |
| Salaries and employee benefits | $1,743,000 | 3,942 |
| Premises and equipment expense | $420,000 | 4,112 |
| Additional noninterest expense | $1,430,000 | 3,406 |
| Pre-tax net operating income | $1,420,000 | 2,142 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,420,000 | 1,875 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,420,000 | 1,874 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,420,000 | 1,875 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $441,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,420,000 | 1,827 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 3,613 |
| Total interest expense | $1,534,000 | 3,616 |
| Net interest income | $2,933,000 | 3,517 |
| Provision for loan and lease losses | $112,000 | 5,194 |
| Total noninterest income | $468,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $182,000 | 3,495 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $286,000 | 3,086 |
| Total noninterest expense | $2,389,000 | 3,866 |
| Salaries and employee benefits | $1,160,000 | 3,976 |
| Premises and equipment expense | $283,000 | 4,106 |
| Additional noninterest expense | $946,000 | 3,421 |
| Pre-tax net operating income | $900,000 | 2,304 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $900,000 | 2,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $900,000 | 2,028 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $900,000 | 2,030 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $229,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $900,000 | 1,959 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 3,663 |
| Total interest expense | $842,000 | 3,490 |
| Net interest income | $1,377,000 | 3,685 |
| Provision for loan and lease losses | $57,000 | 4,784 |
| Total noninterest income | $217,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $94,000 | 3,374 |
| Trading account gains and fees | $12,000 | 134 |
| Additional Noninterest Income | $111,000 | 3,492 |
| Total noninterest expense | $1,110,000 | 4,005 |
| Salaries and employee benefits | $544,000 | 4,188 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $421,000 | 3,435 |
| Pre-tax net operating income | $427,000 | 2,675 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $427,000 | 2,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $427,000 | 2,429 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $427,000 | 2,431 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $427,000 | 2,290 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 5,943 |
| Total interest expense | $1,685,000 | 5,721 |
| Net interest income | $2,422,000 | 5,967 |
| Provision for loan and lease losses | $304,000 | 4,598 |
| Total noninterest income | $460,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 4,775 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $259,000 | 4,363 |
| Total noninterest expense | $2,009,000 | 6,225 |
| Salaries and employee benefits | $980,000 | 6,461 |
| Premises and equipment expense | $262,000 | 6,136 |
| Additional noninterest expense | $767,000 | 5,585 |
| Pre-tax net operating income | $569,000 | 4,684 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $569,000 | 4,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $569,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $569,000 | 4,404 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 7,003 |
| Total interest expense | $767,000 | 6,852 |
| Net interest income | $1,154,000 | 7,003 |
| Provision for loan and lease losses | $50,000 | 5,872 |
| Total noninterest income | $214,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $96,000 | 5,601 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 5,326 |
| Total noninterest expense | $871,000 | 7,341 |
| Salaries and employee benefits | $378,000 | 7,681 |
| Premises and equipment expense | $143,000 | 6,801 |
| Additional noninterest expense | $350,000 | 6,762 |
| Pre-tax net operating income | $447,000 | 5,111 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $447,000 | 4,624 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $447,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $447,000 | 4,772 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 3,873 |
| Total interest expense | $1,932,000 | 3,830 |
| Net interest income | $2,647,000 | 3,825 |
| Provision for loan and lease losses | $89,000 | 4,498 |
| Total noninterest income | $592,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $210,000 | 3,383 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $382,000 | 2,661 |
| Total noninterest expense | $1,994,000 | 4,242 |
| Salaries and employee benefits | $1,100,000 | 4,206 |
| Premises and equipment expense | $314,000 | 3,830 |
| Additional noninterest expense | $580,000 | 4,288 |
| Pre-tax net operating income | $1,156,000 | 2,663 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,220,000 | 2,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,220,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,156,000 | 2,232 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 3,951 |
| Total interest expense | $1,031,000 | 3,828 |
| Net interest income | $1,262,000 | 3,951 |
| Provision for loan and lease losses | $23,000 | 4,788 |
| Total noninterest income | $297,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $197,000 | 2,596 |
| Total noninterest expense | $992,000 | 4,263 |
| Salaries and employee benefits | $555,000 | 4,200 |
| Premises and equipment expense | $156,000 | 3,860 |
| Additional noninterest expense | $281,000 | 4,319 |
| Pre-tax net operating income | $544,000 | 2,903 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $544,000 | 2,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $544,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $217,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $544,000 | 2,438 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,436,000 | 3,923 |
| Total interest expense | $4,041,000 | 3,989 |
| Net interest income | $5,395,000 | 3,783 |
| Provision for loan and lease losses | $71,000 | 5,334 |
| Total noninterest income | $1,098,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $425,000 | 3,410 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $673,000 | 2,816 |
| Total noninterest expense | $3,819,000 | 4,271 |
| Salaries and employee benefits | $1,921,000 | 4,524 |
| Premises and equipment expense | $599,000 | 3,842 |
| Additional noninterest expense | $1,299,000 | 3,851 |
| Pre-tax net operating income | $2,603,000 | 2,738 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,603,000 | 2,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,603,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,067 |
| Cash dividends | $1,029,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,603,000 | 2,261 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 3,995 |
| Total interest expense | $2,931,000 | 4,081 |
| Net interest income | $3,980,000 | 3,837 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $809,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $314,000 | 3,442 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $495,000 | 2,867 |
| Total noninterest expense | $2,867,000 | 4,224 |
| Salaries and employee benefits | $1,490,000 | 4,396 |
| Premises and equipment expense | $454,000 | 3,814 |
| Additional noninterest expense | $923,000 | 3,938 |
| Pre-tax net operating income | $1,882,000 | 2,968 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,882,000 | 2,503 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,882,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,882,000 | 2,477 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 4,068 |
| Total interest expense | $1,922,000 | 4,121 |
| Net interest income | $2,588,000 | 3,922 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $520,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $201,000 | 3,514 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $319,000 | 2,922 |
| Total noninterest expense | $1,874,000 | 4,327 |
| Salaries and employee benefits | $1,011,000 | 4,381 |
| Premises and equipment expense | $299,000 | 3,861 |
| Additional noninterest expense | $564,000 | 4,202 |
| Pre-tax net operating income | $1,234,000 | 3,058 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,234,000 | 2,576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,234,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,234,000 | 2,556 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 4,067 |
| Total interest expense | $963,000 | 4,103 |
| Net interest income | $1,292,000 | 3,925 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $242,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $149,000 | 3,039 |
| Total noninterest expense | $934,000 | 4,338 |
| Salaries and employee benefits | $527,000 | 4,265 |
| Premises and equipment expense | $149,000 | 3,878 |
| Additional noninterest expense | $258,000 | 4,436 |
| Pre-tax net operating income | $600,000 | 3,120 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $600,000 | 2,630 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $600,000 | 2,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $600,000 | 2,613 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,800,000 | 3,936 |
| Total interest expense | $3,370,000 | 4,018 |
| Net interest income | $5,430,000 | 3,783 |
| Provision for loan and lease losses | $105,000 | 4,653 |
| Total noninterest income | $933,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $360,000 | 3,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $573,000 | 3,102 |
| Total noninterest expense | $3,727,000 | 4,186 |
| Salaries and employee benefits | $2,106,000 | 4,113 |
| Premises and equipment expense | $589,000 | 3,820 |
| Additional noninterest expense | $1,032,000 | 4,410 |
| Pre-tax net operating income | $2,531,000 | 3,107 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $997,000 | 2,200 |
| Income before extraordinary items | $1,534,000 | 3,716 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,534,000 | 3,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,534,000 | 3,699 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,405,000 | 3,989 |
| Total interest expense | $2,344,000 | 4,134 |
| Net interest income | $4,061,000 | 3,806 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $691,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $258,000 | 3,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $433,000 | 3,082 |
| Total noninterest expense | $2,788,000 | 4,189 |
| Salaries and employee benefits | $1,583,000 | 4,091 |
| Premises and equipment expense | $437,000 | 3,863 |
| Additional noninterest expense | $768,000 | 4,404 |
| Pre-tax net operating income | $1,859,000 | 3,271 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $738,000 | 2,319 |
| Income before extraordinary items | $1,121,000 | 3,889 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,121,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,121,000 | 3,878 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 4,017 |
| Total interest expense | $1,487,000 | 4,139 |
| Net interest income | $2,673,000 | 3,857 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $421,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 3,301 |
| Total noninterest expense | $1,871,000 | 4,184 |
| Salaries and employee benefits | $1,070,000 | 4,061 |
| Premises and equipment expense | $293,000 | 3,837 |
| Additional noninterest expense | $508,000 | 4,445 |
| Pre-tax net operating income | $1,181,000 | 3,398 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $474,000 | 2,397 |
| Income before extraordinary items | $707,000 | 4,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $707,000 | 4,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $707,000 | 4,030 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 4,046 |
| Total interest expense | $717,000 | 4,109 |
| Net interest income | $1,308,000 | 3,917 |
| Provision for loan and lease losses | $41,000 | 3,507 |
| Total noninterest income | $194,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $117,000 | 3,425 |
| Total noninterest expense | $915,000 | 4,274 |
| Salaries and employee benefits | $524,000 | 4,160 |
| Premises and equipment expense | $154,000 | 3,708 |
| Additional noninterest expense | $237,000 | 4,625 |
| Pre-tax net operating income | $546,000 | 3,549 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $222,000 | 2,459 |
| Income before extraordinary items | $324,000 | 4,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $324,000 | 4,207 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 4,291 |
| Total interest expense | $1,841,000 | 4,681 |
| Net interest income | $4,832,000 | 4,058 |
| Provision for loan and lease losses | $239,000 | 3,299 |
| Total noninterest income | $686,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $306,000 | 4,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $380,000 | 3,861 |
| Total noninterest expense | $3,412,000 | 4,375 |
| Salaries and employee benefits | $1,944,000 | 4,209 |
| Premises and equipment expense | $524,000 | 4,034 |
| Additional noninterest expense | $944,000 | 4,607 |
| Pre-tax net operating income | $1,867,000 | 3,852 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $759,000 | 2,684 |
| Income before extraordinary items | $1,108,000 | 4,543 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,108,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 352 |
| Net operating income | $1,108,000 | 4,499 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 4,474 |
| Total interest expense | $1,228,000 | 4,879 |
| Net interest income | $3,436,000 | 4,203 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $495,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $223,000 | 4,226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,974 |
| Total noninterest expense | $2,460,000 | 4,475 |
| Salaries and employee benefits | $1,417,000 | 4,279 |
| Premises and equipment expense | $388,000 | 4,054 |
| Additional noninterest expense | $655,000 | 4,833 |
| Pre-tax net operating income | $1,286,000 | 4,146 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $521,000 | 2,863 |
| Income before extraordinary items | $765,000 | 4,871 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $765,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 258 |
| Net operating income | $765,000 | 4,834 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 4,772 |
| Total interest expense | $706,000 | 5,125 |
| Net interest income | $2,049,000 | 4,542 |
| Provision for loan and lease losses | $130,000 | 2,894 |
| Total noninterest income | $301,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $148,000 | 4,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $153,000 | 4,276 |
| Total noninterest expense | $1,491,000 | 4,742 |
| Salaries and employee benefits | $827,000 | 4,707 |
| Premises and equipment expense | $255,000 | 4,090 |
| Additional noninterest expense | $409,000 | 5,012 |
| Pre-tax net operating income | $729,000 | 4,514 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $296,000 | 3,130 |
| Income before extraordinary items | $433,000 | 5,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $433,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 166 |
| Net operating income | $433,000 | 5,207 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 4,956 |
| Total interest expense | $328,000 | 5,243 |
| Net interest income | $956,000 | 4,759 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $128,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $732,000 | 4,831 |
| Salaries and employee benefits | $407,000 | 4,775 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $305,000 | 4,947 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $123,000 | 3,424 |
| Income before extraordinary items | $182,000 | 5,644 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $182,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 260 |
| Net operating income | $182,000 | 5,607 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 5,541 |
| Total interest expense | $835,000 | 6,141 |
| Net interest income | $3,184,000 | 5,233 |
| Provision for loan and lease losses | $285,000 | 3,029 |
| Total noninterest income | $551,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $278,000 | 4,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $273,000 | 4,450 |
| Total noninterest expense | $2,855,000 | 4,831 |
| Salaries and employee benefits | $1,547,000 | 4,840 |
| Premises and equipment expense | $509,000 | 4,032 |
| Additional noninterest expense | $799,000 | 5,095 |
| Pre-tax net operating income | $595,000 | 6,398 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $232,000 | 4,552 |
| Income before extraordinary items | $371,000 | 6,928 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $371,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 382 |
| Net operating income | $365,880 | 6,888 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 5,796 |
| Total interest expense | $533,000 | 6,544 |
| Net interest income | $2,243,000 | 5,414 |
| Provision for loan and lease losses | $169,000 | 3,347 |
| Total noninterest income | $397,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $206,000 | 4,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $191,000 | 4,599 |
| Total noninterest expense | $2,073,000 | 4,906 |
| Salaries and employee benefits | $1,151,000 | 4,818 |
| Premises and equipment expense | $365,000 | 4,164 |
| Additional noninterest expense | $557,000 | 5,298 |
| Pre-tax net operating income | $398,000 | 6,746 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $154,000 | 4,817 |
| Income before extraordinary items | $252,000 | 7,194 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $252,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 306 |
| Net operating income | $246,880 | 7,159 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 5,967 |
| Total interest expense | $327,000 | 6,774 |
| Net interest income | $1,423,000 | 5,570 |
| Provision for loan and lease losses | $113,000 | 3,304 |
| Total noninterest income | $269,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $148,000 | 4,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 4,767 |
| Total noninterest expense | $1,360,000 | 4,988 |
| Salaries and employee benefits | $763,000 | 4,876 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $355,000 | 5,465 |
| Pre-tax net operating income | $219,000 | 7,044 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $84,000 | 5,065 |
| Income before extraordinary items | $143,000 | 7,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 212 |
| Net operating income | $137,880 | 7,369 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,219 |
| Total interest expense | $162,000 | 6,864 |
| Net interest income | $651,000 | 5,867 |
| Provision for loan and lease losses | $59,000 | 3,120 |
| Total noninterest income | $131,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 4,266 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $664,000 | 5,087 |
| Salaries and employee benefits | $370,000 | 4,980 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $171,000 | 5,584 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $43,000 | 7,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 122 |
| Net operating income | $39,040 | 7,919 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 6,722 |
| Total interest expense | $602,000 | 7,378 |
| Net interest income | $2,219,000 | 6,292 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $518,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $272,000 | 4,531 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $246,000 | 4,881 |
| Total noninterest expense | $2,417,000 | 5,340 |
| Salaries and employee benefits | $1,341,000 | 5,237 |
| Premises and equipment expense | $393,000 | 4,781 |
| Additional noninterest expense | $683,000 | 5,584 |
| Pre-tax net operating income | $115,000 | 8,142 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $46,000 | 6,343 |
| Income before extraordinary items | $93,000 | 8,258 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $93,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $76,920 | 8,230 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 6,850 |
| Total interest expense | $438,000 | 7,597 |
| Net interest income | $1,641,000 | 6,371 |
| Provision for loan and lease losses | $95,000 | 4,748 |
| Total noninterest income | $397,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $202,000 | 4,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 4,845 |
| Total noninterest expense | $1,724,000 | 5,502 |
| Salaries and employee benefits | $950,000 | 5,422 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $502,000 | 5,626 |
| Pre-tax net operating income | $219,000 | 7,623 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $89,000 | 5,697 |
| Income before extraordinary items | $156,000 | 7,860 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $156,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $139,360 | 7,835 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 7,053 |
| Total interest expense | $297,000 | 7,682 |
| Net interest income | $1,008,000 | 6,619 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $277,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $132,000 | 4,608 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $145,000 | 4,632 |
| Total noninterest expense | $1,062,000 | 5,782 |
| Salaries and employee benefits | $590,000 | 5,670 |
| Premises and equipment expense | $166,000 | 5,313 |
| Additional noninterest expense | $306,000 | 5,922 |
| Pre-tax net operating income | $166,000 | 7,489 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $72,000 | 5,530 |
| Income before extraordinary items | $120,000 | 7,752 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $120,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $103,360 | 7,746 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,335 |
| Total interest expense | $159,000 | 7,633 |
| Net interest income | $436,000 | 7,046 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $141,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 4,205 |
| Total noninterest expense | $519,000 | 5,876 |
| Salaries and employee benefits | $287,000 | 5,768 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $149,000 | 5,971 |
| Pre-tax net operating income | $31,000 | 8,305 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $21,000 | 8,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $21,000 | 8,350 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 7,636 |
| Total interest expense | $542,000 | 8,267 |
| Net interest income | $1,665,000 | 7,166 |
| Provision for loan and lease losses | $127,000 | 5,244 |
| Total noninterest income | $300,000 | 6,452 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $182,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $1,805,000 | 6,251 |
| Salaries and employee benefits | $1,030,000 | 6,024 |
| Premises and equipment expense | $258,000 | 6,029 |
| Additional noninterest expense | $517,000 | 6,402 |
| Pre-tax net operating income | $33,000 | 8,532 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $13,000 | 7,204 |
| Income before extraordinary items | $28,000 | 8,636 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $28,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $22,560 | 8,572 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 8,459 |
| Total interest expense | $762,000 | 8,510 |
| Net interest income | $997,000 | 8,294 |
| Provision for loan and lease losses | $136,000 | 4,973 |
| Total noninterest income | $137,000 | 8,008 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $109,000 | 6,416 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $1,406,000 | 7,002 |
| Salaries and employee benefits | $732,000 | 7,053 |
| Premises and equipment expense | $219,000 | 6,505 |
| Additional noninterest expense | $455,000 | 6,751 |
| Pre-tax net operating income | $-408,000 | 9,114 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-164,000 | 9,351 |
| Income before extraordinary items | $-244,000 | 9,088 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-244,000 | 9,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 248 |
| Net operating income | $-244,000 | 9,029 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 9,665 |
| Total interest expense | $270,000 | 9,569 |
| Net interest income | $291,000 | 9,707 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $112,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,180 |
| Total noninterest expense | $926,000 | 8,230 |
| Salaries and employee benefits | $498,000 | 8,250 |
| Premises and equipment expense | $126,000 | 7,998 |
| Additional noninterest expense | $302,000 | 7,928 |
| Pre-tax net operating income | $-567,000 | 9,574 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-226,000 | 9,708 |
| Income before extraordinary items | $-341,000 | 9,473 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-341,000 | 9,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 298 |
| Net operating income | $-341,000 | 9,478 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.