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Community Bank, Coast, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$34,111,000839
Total interest expense$4,318,000787
Net interest income$29,793,000850
Provision for loan and lease losses$1,645,000599
Total noninterest income$3,988,0001,286
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,958,000651
Trading account gains and fees$0151
Additional Noninterest Income$2,030,0001,519
Total noninterest expense$22,555,000958
Salaries and employee benefits$9,843,0001,179
Premises and equipment expense$2,275,0001,042
Additional noninterest expense$10,437,000650
Pre-tax net operating income$9,581,0001,020
Securities gains (losses)$160,000465
Applicable income taxes$4,469,000720
Income before extraordinary items$5,272,0001,291
Extraordinary gains, net$09
Net income$5,272,0001,291
Minority interest net income$076
Net income of bank and minority interests.$5,272,0001,291
Net charge-offs$1,375,000548
Cash dividends$1,000,0002,186
Sale, conversion, retirement of capital stock, net$31,000610
Net operating income$5,169,6001,297
2017-09-30 (YTD Data)Rank
Total interest income$25,277,000849
Total interest expense$3,199,000773
Net interest income$22,078,000856
Provision for loan and lease losses$1,287,000567
Total noninterest income$3,098,0001,274
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,469,000653
Trading account gains and fees$0145
Additional Noninterest Income$1,629,0001,467
Total noninterest expense$16,894,000957
Salaries and employee benefits$7,341,0001,183
Premises and equipment expense$1,702,0001,054
Additional noninterest expense$7,851,000650
Pre-tax net operating income$6,995,0001,067
Securities gains (losses)$160,000428
Applicable income taxes$2,476,000789
Income before extraordinary items$4,679,0001,221
Extraordinary gains, net$09
Net income$4,679,0001,222
Minority interest net income$071
Net income of bank and minority interests.$4,679,0001,221
Net charge-offs$1,356,000403
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$19,000598
Net operating income$4,575,0001,224
2017-06-30 (YTD Data)Rank
Total interest income$16,490,000858
Total interest expense$2,097,000760
Net interest income$14,393,000871
Provision for loan and lease losses$893,000545
Total noninterest income$2,151,0001,250
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$967,000650
Trading account gains and fees$0139
Additional Noninterest Income$1,184,0001,392
Total noninterest expense$11,112,000968
Salaries and employee benefits$4,828,0001,200
Premises and equipment expense$1,123,0001,062
Additional noninterest expense$5,161,000666
Pre-tax net operating income$4,539,0001,069
Securities gains (losses)$01,906
Applicable income taxes$1,569,000802
Income before extraordinary items$2,970,0001,251
Extraordinary gains, net$011
Net income$2,970,0001,251
Minority interest net income$071
Net income of bank and minority interests.$2,970,0001,251
Net charge-offs$754,000429
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$6,000619
Net operating income$2,970,0001,226
2017-03-31 (YTD Data)Rank
Total interest income$7,958,000883
Total interest expense$1,004,000778
Net interest income$6,954,000896
Provision for loan and lease losses$373,000568
Total noninterest income$1,064,0001,261
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$466,000675
Trading account gains and fees$0142
Additional Noninterest Income$598,0001,370
Total noninterest expense$5,494,000983
Salaries and employee benefits$2,454,0001,194
Premises and equipment expense$551,0001,087
Additional noninterest expense$2,489,000678
Pre-tax net operating income$2,151,0001,104
Securities gains (losses)$01,153
Applicable income taxes$742,000816
Income before extraordinary items$1,409,0001,288
Extraordinary gains, net$08
Net income$1,409,0001,288
Minority interest net income$055
Net income of bank and minority interests.$1,409,0001,288
Net charge-offs$-107,0005,621
Cash dividends$1,000,000712
Sale, conversion, retirement of capital stock, net$16,000458
Net operating income$1,409,0001,270
2016-12-31 (YTD Data)Rank
Total interest income$29,981,000899
Total interest expense$3,669,000802
Net interest income$26,312,000911
Provision for loan and lease losses$1,669,000598
Total noninterest income$4,118,0001,306
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,846,000705
Trading account gains and fees$0170
Additional Noninterest Income$2,272,0001,467
Total noninterest expense$21,032,0001,009
Salaries and employee benefits$9,349,0001,213
Premises and equipment expense$2,329,0001,011
Additional noninterest expense$9,354,000715
Pre-tax net operating income$7,729,0001,139
Securities gains (losses)$198,000882
Applicable income taxes$2,655,000854
Income before extraordinary items$5,272,0001,322
Extraordinary gains, net$05
Net income$5,272,0001,320
Minority interest net income$082
Net income of bank and minority interests.$5,272,0001,321
Net charge-offs$1,132,000597
Cash dividends$3,750,000871
Sale, conversion, retirement of capital stock, net$94,000506
Net operating income$5,139,3401,321
2016-09-30 (YTD Data)Rank
Total interest income$22,350,000906
Total interest expense$2,776,000790
Net interest income$19,574,000916
Provision for loan and lease losses$1,307,000568
Total noninterest income$3,274,0001,256
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,368,000709
Trading account gains and fees$0169
Additional Noninterest Income$1,906,0001,356
Total noninterest expense$15,961,000993
Salaries and employee benefits$7,015,0001,218
Premises and equipment expense$1,746,0001,013
Additional noninterest expense$7,200,000703
Pre-tax net operating income$5,580,0001,193
Securities gains (losses)$198,000807
Applicable income taxes$1,908,000894
Income before extraordinary items$3,870,0001,367
Extraordinary gains, net$05
Net income$3,870,0001,368
Minority interest net income$071
Net income of bank and minority interests.$3,870,0001,368
Net charge-offs$1,100,000448
Cash dividends$2,750,000823
Sale, conversion, retirement of capital stock, net$75,000462
Net operating income$3,737,3401,374
2016-06-30 (YTD Data)Rank
Total interest income$14,815,000905
Total interest expense$1,898,000765
Net interest income$12,917,000926
Provision for loan and lease losses$1,016,000505
Total noninterest income$2,202,0001,239
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$898,000710
Trading account gains and fees$0157
Additional Noninterest Income$1,304,0001,309
Total noninterest expense$10,614,000992
Salaries and employee benefits$4,652,0001,224
Premises and equipment expense$1,143,0001,040
Additional noninterest expense$4,819,000710
Pre-tax net operating income$3,489,0001,261
Securities gains (losses)$198,000606
Applicable income taxes$1,187,000950
Income before extraordinary items$2,500,0001,397
Extraordinary gains, net$016
Net income$2,500,0001,396
Minority interest net income$071
Net income of bank and minority interests.$2,500,0001,397
Net charge-offs$668,000474
Cash dividends$1,750,000862
Sale, conversion, retirement of capital stock, net$52,000438
Net operating income$2,365,3601,412
2016-03-31 (YTD Data)Rank
Total interest income$7,276,000923
Total interest expense$961,000759
Net interest income$6,315,000941
Provision for loan and lease losses$351,000605
Total noninterest income$1,054,0001,256
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$446,000701
Trading account gains and fees$0142
Additional Noninterest Income$608,0001,336
Total noninterest expense$5,263,0001,001
Salaries and employee benefits$2,297,0001,244
Premises and equipment expense$592,0001,017
Additional noninterest expense$2,374,000705
Pre-tax net operating income$1,755,0001,220
Securities gains (losses)$02,077
Applicable income taxes$604,000914
Income before extraordinary items$1,151,0001,454
Extraordinary gains, net$012
Net income$1,151,0001,454
Minority interest net income$062
Net income of bank and minority interests.$1,151,0001,455
Net charge-offs$345,000446
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$26,000408
Net operating income$1,151,0001,424
2015-12-31 (YTD Data)Rank
Total interest income$28,569,000907
Total interest expense$3,795,000729
Net interest income$24,774,000922
Provision for loan and lease losses$1,346,000627
Total noninterest income$3,534,0001,418
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,819,000729
Trading account gains and fees$0159
Additional Noninterest Income$1,715,0001,701
Total noninterest expense$20,238,0001,022
Salaries and employee benefits$8,876,0001,240
Premises and equipment expense$2,322,0001,031
Additional noninterest expense$9,040,000733
Pre-tax net operating income$6,724,0001,241
Securities gains (losses)$193,000767
Applicable income taxes$2,384,000886
Income before extraordinary items$4,533,0001,462
Extraordinary gains, net$023
Net income$4,533,0001,462
Minority interest net income$081
Net income of bank and minority interests.$4,533,0001,462
Net charge-offs$686,000909
Cash dividends$4,000,000773
Sale, conversion, retirement of capital stock, net$129,000482
Net operating income$4,405,6201,474
2015-09-30 (YTD Data)Rank
Total interest income$21,343,000915
Total interest expense$2,821,000743
Net interest income$18,522,000930
Provision for loan and lease losses$876,000676
Total noninterest income$2,792,0001,388
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,366,000730
Trading account gains and fees$0153
Additional Noninterest Income$1,426,0001,584
Total noninterest expense$15,318,0001,022
Salaries and employee benefits$6,738,0001,241
Premises and equipment expense$1,752,0001,041
Additional noninterest expense$6,828,000733
Pre-tax net operating income$5,120,0001,256
Securities gains (losses)$184,000689
Applicable income taxes$1,827,000898
Income before extraordinary items$3,477,0001,454
Extraordinary gains, net$021
Net income$3,477,0001,455
Minority interest net income$078
Net income of bank and minority interests.$3,477,0001,455
Net charge-offs$473,000900
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$97,000457
Net operating income$3,355,5601,466
2015-06-30 (YTD Data)Rank
Total interest income$14,126,000919
Total interest expense$1,820,000771
Net interest income$12,306,000926
Provision for loan and lease losses$600,000646
Total noninterest income$1,915,0001,357
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$865,000757
Trading account gains and fees$0157
Additional Noninterest Income$1,050,0001,500
Total noninterest expense$10,161,0001,023
Salaries and employee benefits$4,508,0001,241
Premises and equipment expense$1,167,0001,043
Additional noninterest expense$4,486,000747
Pre-tax net operating income$3,460,0001,217
Securities gains (losses)$9,0002,056
Applicable income taxes$1,192,000913
Income before extraordinary items$2,277,0001,459
Extraordinary gains, net$022
Net income$2,277,0001,458
Minority interest net income$075
Net income of bank and minority interests.$2,277,0001,460
Net charge-offs$318,000872
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$65,000442
Net operating income$2,271,0601,420
2015-03-31 (YTD Data)Rank
Total interest income$6,867,000941
Total interest expense$841,000847
Net interest income$6,026,000939
Provision for loan and lease losses$380,000517
Total noninterest income$999,0001,296
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$414,000765
Trading account gains and fees$0152
Additional Noninterest Income$585,0001,340
Total noninterest expense$5,001,0001,039
Salaries and employee benefits$2,257,0001,242
Premises and equipment expense$560,0001,082
Additional noninterest expense$2,184,000752
Pre-tax net operating income$1,644,0001,234
Securities gains (losses)$7,0001,576
Applicable income taxes$566,000935
Income before extraordinary items$1,085,0001,475
Extraordinary gains, net$013
Net income$1,085,0001,477
Minority interest net income$064
Net income of bank and minority interests.$1,085,0001,477
Net charge-offs$206,000707
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$30,000417
Net operating income$1,080,3801,434
2014-12-31 (YTD Data)Rank
Total interest income$27,329,000924
Total interest expense$3,127,000967
Net interest income$24,202,000910
Provision for loan and lease losses$592,0001,307
Total noninterest income$3,486,0001,401
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,652,000812
Trading account gains and fees$0180
Additional Noninterest Income$1,834,0001,568
Total noninterest expense$19,784,0001,032
Salaries and employee benefits$8,877,0001,225
Premises and equipment expense$2,333,0001,036
Additional noninterest expense$8,574,000767
Pre-tax net operating income$7,312,0001,109
Securities gains (losses)$-70,0006,291
Applicable income taxes$2,508,000828
Income before extraordinary items$4,734,0001,374
Extraordinary gains, net$017
Net income$4,734,0001,373
Minority interest net income$084
Net income of bank and minority interests.$4,734,0001,373
Net charge-offs$976,000916
Cash dividends$4,250,000693
Sale, conversion, retirement of capital stock, net$134,000498
Net operating income$4,779,5001,327
2014-09-30 (YTD Data)Rank
Total interest income$20,355,000936
Total interest expense$2,335,000980
Net interest income$18,020,000921
Provision for loan and lease losses$312,0001,597
Total noninterest income$2,709,0001,380
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,225,000824
Trading account gains and fees$0174
Additional Noninterest Income$1,484,0001,469
Total noninterest expense$14,925,0001,026
Salaries and employee benefits$6,747,0001,199
Premises and equipment expense$1,723,0001,054
Additional noninterest expense$6,455,000762
Pre-tax net operating income$5,492,0001,122
Securities gains (losses)$-45,0006,345
Applicable income taxes$1,884,000847
Income before extraordinary items$3,563,0001,363
Extraordinary gains, net$015
Net income$3,563,0001,361
Minority interest net income$081
Net income of bank and minority interests.$3,563,0001,363
Net charge-offs$803,000797
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$101,000459
Net operating income$3,592,2501,327
2014-06-30 (YTD Data)Rank
Total interest income$13,320,000948
Total interest expense$1,549,000979
Net interest income$11,771,000930
Provision for loan and lease losses$108,0002,275
Total noninterest income$1,687,0001,432
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$792,000840
Trading account gains and fees$0172
Additional Noninterest Income$895,0001,565
Total noninterest expense$9,910,0001,025
Salaries and employee benefits$4,513,0001,196
Premises and equipment expense$1,135,0001,076
Additional noninterest expense$4,262,000767
Pre-tax net operating income$3,440,0001,156
Securities gains (losses)$-5,0006,209
Applicable income taxes$1,184,000852
Income before extraordinary items$2,251,0001,389
Extraordinary gains, net$020
Net income$2,251,0001,389
Minority interest net income$080
Net income of bank and minority interests.$2,251,0001,391
Net charge-offs$785,000611
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$67,000438
Net operating income$2,254,3001,368
2014-03-31 (YTD Data)Rank
Total interest income$6,573,000965
Total interest expense$767,000995
Net interest income$5,806,000950
Provision for loan and lease losses$54,0002,182
Total noninterest income$941,0001,308
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$391,000832
Trading account gains and fees$0147
Additional Noninterest Income$550,0001,323
Total noninterest expense$4,874,0001,051
Salaries and employee benefits$2,261,0001,214
Premises and equipment expense$559,0001,116
Additional noninterest expense$2,054,000788
Pre-tax net operating income$1,819,0001,058
Securities gains (losses)$01,715
Applicable income taxes$632,000784
Income before extraordinary items$1,187,0001,274
Extraordinary gains, net$016
Net income$1,187,0001,275
Minority interest net income$066
Net income of bank and minority interests.$1,187,0001,275
Net charge-offs$1,0003,492
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$33,000404
Net operating income$1,187,0001,242
2013-12-31 (YTD Data)Rank
Total interest income$25,672,000986
Total interest expense$3,018,0001,112
Net interest income$22,654,000956
Provision for loan and lease losses$267,0002,601
Total noninterest income$2,915,0001,637
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,603,000869
Trading account gains and fees$0184
Additional Noninterest Income$1,312,0002,014
Total noninterest expense$18,195,0001,122
Salaries and employee benefits$8,349,0001,276
Premises and equipment expense$2,067,0001,155
Additional noninterest expense$7,779,000868
Pre-tax net operating income$7,107,0001,064
Securities gains (losses)$106,0001,283
Applicable income taxes$2,488,000767
Income before extraordinary items$4,725,0001,294
Extraordinary gains, net$029
Net income$4,725,0001,295
Minority interest net income$090
Net income of bank and minority interests.$4,725,0001,297
Net charge-offs$628,0001,756
Cash dividends$3,450,000783
Sale, conversion, retirement of capital stock, net$189,000439
Net operating income$4,655,0401,283
2013-09-30 (YTD Data)Rank
Total interest income$19,170,0001,003
Total interest expense$2,278,0001,150
Net interest income$16,892,000971
Provision for loan and lease losses$212,0002,512
Total noninterest income$2,146,0001,700
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,184,000883
Trading account gains and fees$0180
Additional Noninterest Income$962,0002,097
Total noninterest expense$13,375,0001,147
Salaries and employee benefits$6,188,0001,292
Premises and equipment expense$1,474,0001,221
Additional noninterest expense$5,713,000890
Pre-tax net operating income$5,451,0001,063
Securities gains (losses)$106,0001,177
Applicable income taxes$1,916,000767
Income before extraordinary items$3,641,0001,262
Extraordinary gains, net$025
Net income$3,641,0001,263
Minority interest net income$084
Net income of bank and minority interests.$3,641,0001,264
Net charge-offs$542,0001,517
Cash dividends$2,200,000812
Sale, conversion, retirement of capital stock, net$144,000407
Net operating income$3,571,0401,257
2013-06-30 (YTD Data)Rank
Total interest income$12,657,0001,001
Total interest expense$1,559,0001,150
Net interest income$11,098,000971
Provision for loan and lease losses$158,0002,381
Total noninterest income$1,367,0001,772
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$767,000883
Trading account gains and fees$0157
Additional Noninterest Income$600,0002,234
Total noninterest expense$8,814,0001,161
Salaries and employee benefits$4,088,0001,299
Premises and equipment expense$960,0001,245
Additional noninterest expense$3,766,000899
Pre-tax net operating income$3,493,0001,075
Securities gains (losses)$106,0001,076
Applicable income taxes$1,238,000783
Income before extraordinary items$2,361,0001,282
Extraordinary gains, net$022
Net income$2,361,0001,285
Minority interest net income$082
Net income of bank and minority interests.$2,361,0001,285
Net charge-offs$423,0001,398
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$95,000379
Net operating income$2,291,0401,269
2013-03-31 (YTD Data)Rank
Total interest income$6,298,0001,005
Total interest expense$797,0001,163
Net interest income$5,501,000980
Provision for loan and lease losses$104,0002,018
Total noninterest income$699,0001,730
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$385,000865
Trading account gains and fees$0148
Additional Noninterest Income$314,0002,163
Total noninterest expense$4,367,0001,173
Salaries and employee benefits$2,007,0001,339
Premises and equipment expense$456,0001,330
Additional noninterest expense$1,904,000891
Pre-tax net operating income$1,729,0001,070
Securities gains (losses)$01,966
Applicable income taxes$589,000788
Income before extraordinary items$1,140,0001,308
Extraordinary gains, net$010
Net income$1,140,0001,310
Minority interest net income$076
Net income of bank and minority interests.$1,140,0001,310
Net charge-offs$256,0001,181
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$47,000343
Net operating income$1,140,0001,250
2012-12-31 (YTD Data)Rank
Total interest income$17,343,0001,525
Total interest expense$2,853,0001,555
Net interest income$14,490,0001,512
Provision for loan and lease losses$1,049,0001,722
Total noninterest income$2,679,0001,782
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,489,000966
Trading account gains and fees$0166
Additional Noninterest Income$1,190,0002,155
Total noninterest expense$12,878,0001,514
Salaries and employee benefits$5,950,0001,690
Premises and equipment expense$1,256,0001,873
Additional noninterest expense$5,672,0001,211
Pre-tax net operating income$3,242,0001,953
Securities gains (losses)$150,0001,946
Applicable income taxes$1,227,0001,272
Income before extraordinary items$2,165,0002,446
Extraordinary gains, net$029
Net income$2,165,0002,446
Minority interest net income$093
Net income of bank and minority interests.$2,165,0002,447
Net charge-offs$1,228,0001,606
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$54,000696
Net operating income$2,069,0002,399
2012-09-30 (YTD Data)Rank
Total interest income$13,136,0001,549
Total interest expense$2,275,0001,533
Net interest income$10,861,0001,528
Provision for loan and lease losses$949,0001,495
Total noninterest income$2,062,0001,752
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,087,000994
Trading account gains and fees$0157
Additional Noninterest Income$975,0002,025
Total noninterest expense$9,666,0001,518
Salaries and employee benefits$4,413,0001,702
Premises and equipment expense$925,0001,924
Additional noninterest expense$4,328,0001,191
Pre-tax net operating income$2,308,0002,112
Securities gains (losses)$17,0002,941
Applicable income taxes$835,0001,405
Income before extraordinary items$1,490,0002,659
Extraordinary gains, net$020
Net income$1,490,0002,661
Minority interest net income$086
Net income of bank and minority interests.$1,490,0002,660
Net charge-offs$611,0001,959
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$37,000670
Net operating income$1,479,1202,544
2012-06-30 (YTD Data)Rank
Total interest income$8,835,0001,546
Total interest expense$1,594,0001,516
Net interest income$7,241,0001,533
Provision for loan and lease losses$949,0001,151
Total noninterest income$1,276,0001,832
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$707,0001,008
Trading account gains and fees$0153
Additional Noninterest Income$569,0002,164
Total noninterest expense$6,377,0001,533
Salaries and employee benefits$2,840,0001,766
Premises and equipment expense$614,0001,928
Additional noninterest expense$2,923,0001,180
Pre-tax net operating income$1,191,0002,527
Securities gains (losses)$4,0002,922
Applicable income taxes$426,0001,659
Income before extraordinary items$769,0003,127
Extraordinary gains, net$019
Net income$769,0003,126
Minority interest net income$084
Net income of bank and minority interests.$769,0003,127
Net charge-offs$321,0002,240
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$25,000629
Net operating income$766,4402,982
2012-03-31 (YTD Data)Rank
Total interest income$4,420,0001,559
Total interest expense$839,0001,503
Net interest income$3,581,0001,561
Provision for loan and lease losses$739,000796
Total noninterest income$812,0001,507
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$355,000995
Trading account gains and fees$0148
Additional Noninterest Income$457,0001,604
Total noninterest expense$3,224,0001,522
Salaries and employee benefits$1,393,0001,802
Premises and equipment expense$287,0002,055
Additional noninterest expense$1,544,0001,100
Pre-tax net operating income$430,0003,176
Securities gains (losses)$4,0001,941
Applicable income taxes$146,0002,070
Income before extraordinary items$288,0003,723
Extraordinary gains, net$019
Net income$288,0003,725
Minority interest net income$078
Net income of bank and minority interests.$288,0003,726
Net charge-offs$718,000854
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$12,000577
Net operating income$285,3603,566
2011-12-31 (YTD Data)Rank
Total interest income$19,194,0001,482
Total interest expense$4,222,0001,433
Net interest income$14,972,0001,484
Provision for loan and lease losses$2,987,0001,200
Total noninterest income$2,792,0001,576
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,460,0001,012
Trading account gains and fees$0146
Additional Noninterest Income$1,332,0001,776
Total noninterest expense$13,253,0001,459
Salaries and employee benefits$5,490,0001,761
Premises and equipment expense$1,207,0002,053
Additional noninterest expense$6,556,0001,064
Pre-tax net operating income$1,524,0003,004
Securities gains (losses)$12,0003,271
Applicable income taxes$504,0002,021
Income before extraordinary items$1,032,0003,487
Extraordinary gains, net$029
Net income$1,032,0003,489
Minority interest net income$096
Net income of bank and minority interests.$1,032,0003,490
Net charge-offs$2,622,0001,311
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$49,000808
Net operating income$1,023,9603,402
2011-09-30 (YTD Data)Rank
Total interest income$14,590,0001,481
Total interest expense$3,307,0001,433
Net interest income$11,283,0001,484
Provision for loan and lease losses$2,607,0001,039
Total noninterest income$2,210,0001,501
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,084,0001,020
Trading account gains and fees$0145
Additional Noninterest Income$1,126,0001,617
Total noninterest expense$9,979,0001,461
Salaries and employee benefits$4,026,0001,820
Premises and equipment expense$894,0002,089
Additional noninterest expense$5,059,0001,040
Pre-tax net operating income$907,0003,491
Securities gains (losses)$1,0003,451
Applicable income taxes$288,0002,313
Income before extraordinary items$620,0003,965
Extraordinary gains, net$021
Net income$620,0003,967
Minority interest net income$087
Net income of bank and minority interests.$620,0003,967
Net charge-offs$1,618,0001,421
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$37,000762
Net operating income$619,3203,856
2011-06-30 (YTD Data)Rank
Total interest income$9,838,0001,480
Total interest expense$2,299,0001,424
Net interest income$7,539,0001,479
Provision for loan and lease losses$2,243,000853
Total noninterest income$1,356,0001,588
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$715,0001,020
Trading account gains and fees$0153
Additional Noninterest Income$641,0001,798
Total noninterest expense$6,652,0001,480
Salaries and employee benefits$2,663,0001,847
Premises and equipment expense$600,0002,111
Additional noninterest expense$3,389,0001,053
Pre-tax net operating income$06,190
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$06,302
Extraordinary gains, net$015
Net income$06,302
Minority interest net income$089
Net income of bank and minority interests.$06,302
Net charge-offs$766,0001,715
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$24,000713
Net operating income$06,226
2011-03-31 (YTD Data)Rank
Total interest income$4,945,0001,480
Total interest expense$1,190,0001,429
Net interest income$3,755,0001,489
Provision for loan and lease losses$1,245,000734
Total noninterest income$749,0001,486
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$350,0001,028
Trading account gains and fees$0158
Additional Noninterest Income$399,0001,572
Total noninterest expense$3,259,0001,515
Salaries and employee benefits$1,379,0001,798
Premises and equipment expense$299,0002,145
Additional noninterest expense$1,581,0001,129
Pre-tax net operating income$06,326
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$06,378
Extraordinary gains, net$09
Net income$06,378
Minority interest net income$086
Net income of bank and minority interests.$06,378
Net charge-offs$666,0001,120
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$12,000654
Net operating income$06,348
2010-12-31 (YTD Data)Rank
Total interest income$21,063,0001,454
Total interest expense$6,253,0001,323
Net interest income$14,810,0001,510
Provision for loan and lease losses$4,256,0001,281
Total noninterest income$3,158,0001,492
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,528,000988
Trading account gains and fees$0175
Additional Noninterest Income$1,630,0001,614
Total noninterest expense$13,044,0001,516
Salaries and employee benefits$5,260,0001,847
Premises and equipment expense$1,188,0002,124
Additional noninterest expense$6,596,0001,125
Pre-tax net operating income$668,0003,987
Securities gains (losses)$308,0001,239
Applicable income taxes$304,0002,351
Income before extraordinary items$672,0003,907
Extraordinary gains, net$029
Net income$672,0003,906
Minority interest net income$0111
Net income of bank and minority interests.$672,0003,908
Net charge-offs$4,556,0001,100
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$32,0001,035
Net operating income$459,4804,293
2010-09-30 (YTD Data)Rank
Total interest income$16,000,0001,469
Total interest expense$5,018,0001,281
Net interest income$10,982,0001,545
Provision for loan and lease losses$4,106,0001,022
Total noninterest income$2,248,0001,546
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,153,0001,019
Trading account gains and fees$0165
Additional Noninterest Income$1,095,0001,706
Total noninterest expense$9,432,0001,568
Salaries and employee benefits$3,900,0001,866
Premises and equipment expense$863,0002,231
Additional noninterest expense$4,669,0001,162
Pre-tax net operating income$-308,0006,400
Securities gains (losses)$308,0001,063
Applicable income taxes$04,726
Income before extraordinary items$06,123
Extraordinary gains, net$023
Net income$06,124
Minority interest net income$0110
Net income of bank and minority interests.$06,124
Net charge-offs$2,881,0001,173
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$23,000973
Net operating income$-308,0006,453
2010-06-30 (YTD Data)Rank
Total interest income$10,753,0001,480
Total interest expense$3,542,0001,255
Net interest income$7,211,0001,574
Provision for loan and lease losses$2,539,0001,069
Total noninterest income$1,466,0001,525
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$771,0001,026
Trading account gains and fees$0152
Additional Noninterest Income$695,0001,687
Total noninterest expense$6,138,0001,605
Salaries and employee benefits$2,577,0001,901
Premises and equipment expense$584,0002,208
Additional noninterest expense$2,977,0001,195
Pre-tax net operating income$06,056
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$06,186
Extraordinary gains, net$019
Net income$06,188
Minority interest net income$0105
Net income of bank and minority interests.$06,187
Net charge-offs$1,276,0001,507
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$15,000905
Net operating income$06,082
2010-03-31 (YTD Data)Rank
Total interest income$5,454,0001,489
Total interest expense$1,809,0001,291
Net interest income$3,645,0001,577
Provision for loan and lease losses$150,0003,336
Total noninterest income$727,0001,548
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$387,0001,023
Trading account gains and fees$0175
Additional Noninterest Income$340,0001,693
Total noninterest expense$3,027,0001,656
Salaries and employee benefits$1,401,0001,785
Premises and equipment expense$283,0002,324
Additional noninterest expense$1,343,0001,319
Pre-tax net operating income$1,195,0001,108
Securities gains (losses)$02,284
Applicable income taxes$431,000802
Income before extraordinary items$764,0001,446
Extraordinary gains, net$016
Net income$764,0001,448
Minority interest net income$091
Net income of bank and minority interests.$764,0001,448
Net charge-offs$102,0003,082
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$7,000864
Net operating income$764,0001,394
2009-12-31 (YTD Data)Rank
Total interest income$23,599,0001,458
Total interest expense$8,813,0001,356
Net interest income$14,786,0001,524
Provision for loan and lease losses$1,939,0002,519
Total noninterest income$2,854,0001,676
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,471,0001,175
Trading account gains and fees$0211
Additional Noninterest Income$1,383,0001,741
Total noninterest expense$12,014,0001,692
Salaries and employee benefits$5,135,0001,919
Premises and equipment expense$1,239,0002,154
Additional noninterest expense$5,640,0001,331
Pre-tax net operating income$3,687,0001,113
Securities gains (losses)$03,754
Applicable income taxes$1,302,000796
Income before extraordinary items$2,385,0001,403
Extraordinary gains, net$034
Net income$2,385,0001,401
Minority interest net income$0115
Net income of bank and minority interests.$2,385,0001,402
Net charge-offs$472,0003,870
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$28,0001,165
Net operating income$2,385,0001,376
2009-09-30 (YTD Data)Rank
Total interest income$17,825,0001,473
Total interest expense$6,870,0001,372
Net interest income$10,955,0001,537
Provision for loan and lease losses$460,0003,929
Total noninterest income$2,127,0001,707
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,066,0001,209
Trading account gains and fees$0212
Additional Noninterest Income$1,061,0001,749
Total noninterest expense$8,848,0001,707
Salaries and employee benefits$3,811,0001,949
Premises and equipment expense$923,0002,185
Additional noninterest expense$4,114,0001,326
Pre-tax net operating income$3,774,000891
Securities gains (losses)$03,497
Applicable income taxes$1,352,000659
Income before extraordinary items$2,422,0001,123
Extraordinary gains, net$027
Net income$2,422,0001,121
Minority interest net income$0118
Net income of bank and minority interests.$2,422,0001,123
Net charge-offs$346,0003,519
Cash dividends$1,000,0001,238
Sale, conversion, retirement of capital stock, net$21,0001,081
Net operating income$2,422,0001,109
2009-06-30 (YTD Data)Rank
Total interest income$11,925,0001,502
Total interest expense$4,708,0001,411
Net interest income$7,217,0001,552
Provision for loan and lease losses$429,0003,171
Total noninterest income$1,414,0001,719
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$658,0001,292
Trading account gains and fees$0193
Additional Noninterest Income$756,0001,721
Total noninterest expense$5,597,0001,836
Salaries and employee benefits$2,509,0002,006
Premises and equipment expense$600,0002,271
Additional noninterest expense$2,488,0001,490
Pre-tax net operating income$2,605,000882
Securities gains (losses)$03,136
Applicable income taxes$936,000654
Income before extraordinary items$1,669,0001,134
Extraordinary gains, net$021
Net income$1,669,0001,133
Minority interest net income$0112
Net income of bank and minority interests.$1,669,0001,134
Net charge-offs$220,0003,316
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$13,0001,065
Net operating income$1,669,0001,094
2009-03-31 (YTD Data)Rank
Total interest income$5,903,0001,538
Total interest expense$2,385,0001,454
Net interest income$3,518,0001,590
Provision for loan and lease losses$45,0004,992
Total noninterest income$759,0001,609
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$322,0001,276
Trading account gains and fees$0171
Additional Noninterest Income$437,0001,520
Total noninterest expense$2,788,0001,774
Salaries and employee benefits$1,356,0001,896
Premises and equipment expense$287,0002,384
Additional noninterest expense$1,145,0001,425
Pre-tax net operating income$1,444,000888
Securities gains (losses)$02,434
Applicable income taxes$510,000661
Income before extraordinary items$934,0001,163
Extraordinary gains, net$015
Net income$934,0001,165
Minority interest net income$0102
Net income of bank and minority interests.$934,0001,165
Net charge-offs$106,0002,804
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$6,000955
Net operating income$934,0001,089
2008-12-31 (YTD Data)Rank
Total interest income$25,368,0001,531
Total interest expense$10,812,0001,503
Net interest income$14,556,0001,537
Provision for loan and lease losses$25,0006,928
Total noninterest income$2,686,0001,720
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,409,0001,274
Trading account gains and fees$0154
Additional Noninterest Income$1,277,0001,802
Total noninterest expense$11,444,0001,703
Salaries and employee benefits$5,821,0001,751
Premises and equipment expense$1,262,0002,143
Additional noninterest expense$4,361,0001,427
Pre-tax net operating income$5,773,000968
Securities gains (losses)$23,0002,091
Applicable income taxes$2,064,000664
Income before extraordinary items$3,732,0001,113
Extraordinary gains, net$039
Net income$3,732,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0004,314
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$20,0001,257
Net operating income$3,717,2801,180
2008-09-30 (YTD Data)Rank
Total interest income$19,153,0001,559
Total interest expense$8,190,0001,544
Net interest income$10,963,0001,547
Provision for loan and lease losses$25,0006,390
Total noninterest income$2,036,0001,756
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,073,0001,256
Trading account gains and fees$0148
Additional Noninterest Income$963,0001,865
Total noninterest expense$8,551,0001,700
Salaries and employee benefits$4,476,0001,738
Premises and equipment expense$907,0002,235
Additional noninterest expense$3,168,0001,415
Pre-tax net operating income$4,423,0001,150
Securities gains (losses)$23,0001,927
Applicable income taxes$1,586,000791
Income before extraordinary items$2,860,0001,300
Extraordinary gains, net$031
Net income$2,860,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,252
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$4,0001,200
Net operating income$2,845,2801,372
2008-06-30 (YTD Data)Rank
Total interest income$12,778,0001,585
Total interest expense$5,406,0001,622
Net interest income$7,372,0001,519
Provision for loan and lease losses$25,0005,815
Total noninterest income$1,336,0001,797
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$692,0001,280
Trading account gains and fees$0149
Additional Noninterest Income$644,0001,909
Total noninterest expense$5,610,0001,727
Salaries and employee benefits$2,978,0001,758
Premises and equipment expense$610,0002,221
Additional noninterest expense$2,022,0001,448
Pre-tax net operating income$3,073,0001,155
Securities gains (losses)$23,0001,954
Applicable income taxes$1,106,000865
Income before extraordinary items$1,990,0001,398
Extraordinary gains, net$021
Net income$1,990,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-97,0008,345
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,975,2801,377
2008-03-31 (YTD Data)Rank
Total interest income$6,573,0001,581
Total interest expense$2,843,0001,653
Net interest income$3,730,0001,488
Provision for loan and lease losses$25,0004,682
Total noninterest income$644,0001,848
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$335,0001,307
Trading account gains and fees$0158
Additional Noninterest Income$309,0001,933
Total noninterest expense$2,724,0001,764
Salaries and employee benefits$1,501,0001,753
Premises and equipment expense$307,0002,219
Additional noninterest expense$916,0001,562
Pre-tax net operating income$1,625,0001,166
Securities gains (losses)$23,0001,519
Applicable income taxes$589,000880
Income before extraordinary items$1,059,0001,418
Extraordinary gains, net$015
Net income$1,059,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,391
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,044,2801,387
2007-12-31 (YTD Data)Rank
Total interest income$24,352,0001,755
Total interest expense$10,298,0001,910
Net interest income$14,054,0001,604
Provision for loan and lease losses$235,0003,640
Total noninterest income$1,434,0002,794
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$557,0002,830
Trading account gains and fees$0178
Additional Noninterest Income$877,0002,416
Total noninterest expense$8,256,0002,216
Salaries and employee benefits$4,547,0002,211
Premises and equipment expense$807,0003,056
Additional noninterest expense$2,902,0001,899
Pre-tax net operating income$6,997,0001,216
Securities gains (losses)$02,146
Applicable income taxes$2,559,000914
Income before extraordinary items$4,438,0001,449
Extraordinary gains, net$039
Net income$4,438,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,332
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,438,0001,435
2007-09-30 (YTD Data)Rank
Total interest income$18,020,0001,779
Total interest expense$7,445,0001,962
Net interest income$10,575,0001,607
Provision for loan and lease losses$235,0002,712
Total noninterest income$1,011,0002,899
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$360,0003,121
Trading account gains and fees$0184
Additional Noninterest Income$651,0002,438
Total noninterest expense$5,959,0002,277
Salaries and employee benefits$3,279,0002,289
Premises and equipment expense$560,0003,247
Additional noninterest expense$2,120,0001,903
Pre-tax net operating income$5,392,0001,260
Securities gains (losses)$01,655
Applicable income taxes$1,970,000971
Income before extraordinary items$3,422,0001,485
Extraordinary gains, net$033
Net income$3,422,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,034
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,422,0001,475
2007-06-30 (YTD Data)Rank
Total interest income$11,706,0001,843
Total interest expense$4,687,0002,047
Net interest income$7,019,0001,640
Provision for loan and lease losses$235,0001,938
Total noninterest income$589,0003,189
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$226,0003,240
Trading account gains and fees$0168
Additional Noninterest Income$363,0002,711
Total noninterest expense$3,814,0002,389
Salaries and employee benefits$2,110,0002,412
Premises and equipment expense$366,0003,322
Additional noninterest expense$1,338,0002,013
Pre-tax net operating income$3,559,0001,325
Securities gains (losses)$01,444
Applicable income taxes$1,302,0001,029
Income before extraordinary items$2,257,0001,553
Extraordinary gains, net$029
Net income$2,257,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,257,0001,534
2007-03-31 (YTD Data)Rank
Total interest income$5,602,0001,908
Total interest expense$2,280,0002,081
Net interest income$3,322,0001,732
Provision for loan and lease losses$113,0001,864
Total noninterest income$292,0003,164
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$111,0003,236
Trading account gains and fees$0195
Additional Noninterest Income$181,0002,698
Total noninterest expense$1,847,0002,479
Salaries and employee benefits$1,019,0002,510
Premises and equipment expense$180,0003,387
Additional noninterest expense$648,0002,024
Pre-tax net operating income$1,654,0001,411
Securities gains (losses)$01,187
Applicable income taxes$604,0001,115
Income before extraordinary items$1,050,0001,643
Extraordinary gains, net$022
Net income$1,050,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,050,0001,629
2006-12-31 (YTD Data)Rank
Total interest income$20,109,0001,967
Total interest expense$7,267,0002,216
Net interest income$12,842,0001,797
Provision for loan and lease losses$1,045,0001,007
Total noninterest income$969,0003,621
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$373,0003,671
Trading account gains and fees$0130
Additional Noninterest Income$596,0003,032
Total noninterest expense$6,771,0002,590
Salaries and employee benefits$3,863,0002,516
Premises and equipment expense$612,0003,709
Additional noninterest expense$2,296,0002,267
Pre-tax net operating income$5,995,0001,602
Securities gains (losses)$01,687
Applicable income taxes$2,178,0001,243
Income before extraordinary items$3,817,0001,869
Extraordinary gains, net$051
Net income$3,817,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,595
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,817,0001,850
2006-09-30 (YTD Data)Rank
Total interest income$14,486,0002,036
Total interest expense$5,121,0002,272
Net interest income$9,365,0001,861
Provision for loan and lease losses$840,000907
Total noninterest income$706,0003,690
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$266,0003,817
Trading account gains and fees$0126
Additional Noninterest Income$440,0003,056
Total noninterest expense$4,915,0002,674
Salaries and employee benefits$2,808,0002,591
Premises and equipment expense$431,0003,894
Additional noninterest expense$1,676,0002,305
Pre-tax net operating income$4,316,0001,728
Securities gains (losses)$01,388
Applicable income taxes$1,565,0001,351
Income before extraordinary items$2,751,0001,977
Extraordinary gains, net$045
Net income$2,751,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,107
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,751,0001,964
2006-06-30 (YTD Data)Rank
Total interest income$9,143,0002,104
Total interest expense$3,160,0002,320
Net interest income$5,983,0001,953
Provision for loan and lease losses$510,000952
Total noninterest income$448,0003,777
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$167,0003,914
Trading account gains and fees$0126
Additional Noninterest Income$281,0003,131
Total noninterest expense$3,120,0002,794
Salaries and employee benefits$1,756,0002,740
Premises and equipment expense$266,0004,118
Additional noninterest expense$1,098,0002,352
Pre-tax net operating income$2,801,0001,773
Securities gains (losses)$01,185
Applicable income taxes$1,016,0001,384
Income before extraordinary items$1,785,0002,023
Extraordinary gains, net$039
Net income$1,785,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,447
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,785,0002,011
2006-03-31 (YTD Data)Rank
Total interest income$4,207,0002,224
Total interest expense$1,461,0002,373
Net interest income$2,746,0002,117
Provision for loan and lease losses$155,0001,387
Total noninterest income$230,0003,664
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$86,0003,787
Trading account gains and fees$0115
Additional Noninterest Income$144,0003,050
Total noninterest expense$1,482,0002,905
Salaries and employee benefits$840,0002,853
Premises and equipment expense$120,0004,409
Additional noninterest expense$522,0002,454
Pre-tax net operating income$1,339,0001,802
Securities gains (losses)$0955
Applicable income taxes$484,0001,436
Income before extraordinary items$855,0002,063
Extraordinary gains, net$021
Net income$855,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$855,0002,046
2005-12-31 (YTD Data)Rank
Total interest income$11,862,0002,742
Total interest expense$4,088,0002,611
Net interest income$7,774,0002,779
Provision for loan and lease losses$675,0001,481
Total noninterest income$1,023,0003,509
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$468,0003,189
Trading account gains and fees$0138
Additional Noninterest Income$555,0003,197
Total noninterest expense$5,264,0003,097
Salaries and employee benefits$2,926,0003,033
Premises and equipment expense$500,0004,174
Additional noninterest expense$1,838,0002,711
Pre-tax net operating income$2,858,0002,869
Securities gains (losses)$02,296
Applicable income taxes$1,032,0002,225
Income before extraordinary items$1,826,0003,318
Extraordinary gains, net$046
Net income$1,826,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,162
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,826,0003,285
2005-09-30 (YTD Data)Rank
Total interest income$8,273,0002,855
Total interest expense$2,857,0002,634
Net interest income$5,416,0002,952
Provision for loan and lease losses$396,0001,740
Total noninterest income$845,0003,290
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$410,0002,862
Trading account gains and fees$0126
Additional Noninterest Income$435,0003,125
Total noninterest expense$3,832,0003,150
Salaries and employee benefits$2,084,0003,153
Premises and equipment expense$372,0004,184
Additional noninterest expense$1,376,0002,680
Pre-tax net operating income$2,033,0003,018
Securities gains (losses)$02,317
Applicable income taxes$736,0002,323
Income before extraordinary items$1,297,0003,489
Extraordinary gains, net$035
Net income$1,297,0003,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,297,0003,448
2005-06-30 (YTD Data)Rank
Total interest income$5,265,0002,902
Total interest expense$1,738,0002,696
Net interest income$3,527,0002,979
Provision for loan and lease losses$280,0001,629
Total noninterest income$601,0003,084
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$294,0002,659
Trading account gains and fees$0116
Additional Noninterest Income$307,0003,018
Total noninterest expense$2,547,0003,133
Salaries and employee benefits$1,365,0003,189
Premises and equipment expense$253,0004,114
Additional noninterest expense$929,0002,624
Pre-tax net operating income$1,301,0003,065
Securities gains (losses)$02,146
Applicable income taxes$472,0002,347
Income before extraordinary items$829,0003,556
Extraordinary gains, net$030
Net income$829,0003,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$829,0003,508
2005-03-31 (YTD Data)Rank
Total interest income$2,459,0003,027
Total interest expense$818,0002,736
Net interest income$1,641,0003,153
Provision for loan and lease losses$94,0002,144
Total noninterest income$299,0003,058
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$141,0002,681
Trading account gains and fees$0115
Additional Noninterest Income$158,0002,881
Total noninterest expense$1,222,0003,274
Salaries and employee benefits$672,0003,234
Premises and equipment expense$124,0004,218
Additional noninterest expense$426,0002,857
Pre-tax net operating income$624,0003,137
Securities gains (losses)$01,685
Applicable income taxes$226,0002,405
Income before extraordinary items$398,0003,634
Extraordinary gains, net$024
Net income$398,0003,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$398,0003,595
2004-12-31 (YTD Data)Rank
Total interest income$8,254,0003,331
Total interest expense$2,541,0003,016
Net interest income$5,713,0003,423
Provision for loan and lease losses$160,0004,119
Total noninterest income$1,177,0003,171
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$519,0003,054
Trading account gains and fees$0138
Additional Noninterest Income$658,0002,823
Total noninterest expense$4,464,0003,435
Salaries and employee benefits$2,416,0003,442
Premises and equipment expense$485,0004,185
Additional noninterest expense$1,563,0003,027
Pre-tax net operating income$2,266,0003,229
Securities gains (losses)$03,819
Applicable income taxes$807,0002,521
Income before extraordinary items$1,459,0003,703
Extraordinary gains, net$034
Net income$1,459,0003,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,809
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,459,0003,649
2004-09-30 (YTD Data)Rank
Total interest income$5,977,0003,401
Total interest expense$1,856,0003,028
Net interest income$4,121,0003,510
Provision for loan and lease losses$120,0003,974
Total noninterest income$813,0003,364
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$387,0003,086
Trading account gains and fees$0134
Additional Noninterest Income$426,0003,087
Total noninterest expense$3,275,0003,477
Salaries and employee benefits$1,720,0003,568
Premises and equipment expense$370,0004,114
Additional noninterest expense$1,185,0002,972
Pre-tax net operating income$1,539,0003,512
Securities gains (losses)$03,710
Applicable income taxes$545,0002,760
Income before extraordinary items$994,0004,017
Extraordinary gains, net$026
Net income$994,0004,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,743
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$994,0003,951
2004-06-30 (YTD Data)Rank
Total interest income$3,953,0003,412
Total interest expense$1,210,0003,059
Net interest income$2,743,0003,503
Provision for loan and lease losses$80,0003,908
Total noninterest income$547,0003,373
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$258,0003,067
Trading account gains and fees$0130
Additional Noninterest Income$289,0003,052
Total noninterest expense$2,183,0003,501
Salaries and employee benefits$1,124,0003,639
Premises and equipment expense$245,0004,135
Additional noninterest expense$814,0002,894
Pre-tax net operating income$1,027,0003,471
Securities gains (losses)$03,413
Applicable income taxes$363,0002,736
Income before extraordinary items$664,0003,977
Extraordinary gains, net$021
Net income$664,0003,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,266
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$664,0003,897
2004-03-31 (YTD Data)Rank
Total interest income$1,877,0003,564
Total interest expense$582,0003,192
Net interest income$1,295,0003,659
Provision for loan and lease losses$40,0003,725
Total noninterest income$260,0003,425
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$123,0003,105
Trading account gains and fees$0121
Additional Noninterest Income$137,0003,091
Total noninterest expense$1,105,0003,483
Salaries and employee benefits$565,0003,641
Premises and equipment expense$124,0004,137
Additional noninterest expense$416,0002,804
Pre-tax net operating income$410,0004,018
Securities gains (losses)$02,934
Applicable income taxes$142,0003,191
Income before extraordinary items$268,0004,574
Extraordinary gains, net$016
Net income$268,0004,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,279
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$268,0004,441
2003-12-31 (YTD Data)Rank
Total interest income$7,613,0003,576
Total interest expense$2,418,0003,422
Net interest income$5,195,0003,585
Provision for loan and lease losses$182,0004,191
Total noninterest income$944,0003,833
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$473,0003,241
Trading account gains and fees$0160
Additional Noninterest Income$471,0003,686
Total noninterest expense$3,769,0003,872
Salaries and employee benefits$2,017,0003,892
Premises and equipment expense$387,0004,837
Additional noninterest expense$1,365,0003,350
Pre-tax net operating income$2,188,0003,184
Securities gains (losses)$04,500
Applicable income taxes$746,0002,667
Income before extraordinary items$1,442,0003,649
Extraordinary gains, net$054
Net income$1,442,0003,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,187
Cash dividends$91,0005,634
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,442,0003,497
2003-09-30 (YTD Data)Rank
Total interest income$5,703,0003,616
Total interest expense$1,840,0003,501
Net interest income$3,863,0003,632
Provision for loan and lease losses$94,0004,767
Total noninterest income$706,0003,927
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$345,0003,316
Trading account gains and fees$0153
Additional Noninterest Income$361,0003,725
Total noninterest expense$2,809,0003,885
Salaries and employee benefits$1,526,0003,854
Premises and equipment expense$287,0004,868
Additional noninterest expense$996,0003,411
Pre-tax net operating income$1,666,0003,262
Securities gains (losses)$04,204
Applicable income taxes$566,0002,782
Income before extraordinary items$1,100,0003,741
Extraordinary gains, net$040
Net income$1,100,0003,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,781
Cash dividends$91,0004,811
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,100,0003,563
2003-06-30 (YTD Data)Rank
Total interest income$3,784,0003,664
Total interest expense$1,242,0003,563
Net interest income$2,542,0003,648
Provision for loan and lease losses$61,0004,676
Total noninterest income$433,0004,068
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$216,0003,438
Trading account gains and fees$0150
Additional Noninterest Income$217,0003,890
Total noninterest expense$1,845,0003,922
Salaries and employee benefits$1,000,0003,916
Premises and equipment expense$186,0004,936
Additional noninterest expense$659,0003,410
Pre-tax net operating income$1,069,0003,358
Securities gains (losses)$03,782
Applicable income taxes$364,0002,885
Income before extraordinary items$705,0003,844
Extraordinary gains, net$030
Net income$705,0003,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,695
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$705,0003,649
2003-03-31 (YTD Data)Rank
Total interest income$1,855,0003,731
Total interest expense$602,0003,743
Net interest income$1,253,0003,675
Provision for loan and lease losses$33,0004,367
Total noninterest income$193,0004,257
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$99,0003,577
Trading account gains and fees$0134
Additional Noninterest Income$94,0004,045
Total noninterest expense$896,0004,002
Salaries and employee benefits$496,0003,926
Premises and equipment expense$88,0005,119
Additional noninterest expense$312,0003,548
Pre-tax net operating income$517,0003,414
Securities gains (losses)$02,891
Applicable income taxes$176,0002,913
Income before extraordinary items$341,0003,875
Extraordinary gains, net$021
Net income$341,0003,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,432
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$341,0003,696
2002-12-31 (YTD Data)Rank
Total interest income$7,232,0003,938
Total interest expense$2,455,0004,153
Net interest income$4,777,0003,800
Provision for loan and lease losses$193,0004,450
Total noninterest income$748,0004,159
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$402,0003,531
Trading account gains and fees$0153
Additional Noninterest Income$346,0003,972
Total noninterest expense$3,268,0004,167
Salaries and employee benefits$1,760,0004,156
Premises and equipment expense$385,0004,786
Additional noninterest expense$1,123,0003,803
Pre-tax net operating income$2,064,0003,348
Securities gains (losses)$68,0002,124
Applicable income taxes$730,0002,756
Income before extraordinary items$1,402,0003,679
Extraordinary gains, net$070
Net income$1,402,0003,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,979
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,357,1203,657
2001-12-31 (YTD Data)Rank
Total interest income$7,806,0004,099
Total interest expense$3,941,0003,846
Net interest income$3,865,0004,229
Provision for loan and lease losses$43,0006,864
Total noninterest income$676,0004,274
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$373,0003,588
Trading account gains and fees$0177
Additional Noninterest Income$303,0004,101
Total noninterest expense$2,980,0004,348
Salaries and employee benefits$1,499,0004,514
Premises and equipment expense$361,0004,927
Additional noninterest expense$1,120,0003,716
Pre-tax net operating income$1,518,0003,826
Securities gains (losses)$04,612
Applicable income taxes$476,0003,404
Income before extraordinary items$1,042,0004,167
Extraordinary gains, net$0105
Net income$1,042,0004,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0009,368
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,042,0004,057
2000-12-31 (YTD Data)Rank
Total interest income$7,055,0004,557
Total interest expense$3,766,0004,165
Net interest income$3,289,0004,833
Provision for loan and lease losses$140,0004,540
Total noninterest income$424,0005,378
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0004,040
Trading account gains and feesNANA
Additional Noninterest Income$122,0005,952
Total noninterest expense$2,700,0004,594
Salaries and employee benefits$1,429,0004,534
Premises and equipment expense$332,0005,120
Additional noninterest expense$939,0004,190
Pre-tax net operating income$873,0005,634
Securities gains (losses)$01,956
Applicable income taxes$325,0004,418
Income before extraordinary items$548,0006,087
Extraordinary gains, net$038
Net income$548,0006,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,329
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$548,0006,091
1999-12-31 (YTD Data)Rank
Total interest income$5,369,0005,330
Total interest expense$2,472,0005,226
Net interest income$2,897,0005,299
Provision for loan and lease losses$143,0004,386
Total noninterest income$324,0006,228
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$223,0004,823
Trading account gains and feesNANA
Additional Noninterest Income$101,0006,614
Total noninterest expense$2,307,0005,148
Salaries and employee benefits$1,320,0004,815
Premises and equipment expense$251,0006,029
Additional noninterest expense$736,0005,074
Pre-tax net operating income$771,0006,041
Securities gains (losses)$03,155
Applicable income taxes$252,0005,180
Income before extraordinary items$519,0006,305
Extraordinary gains, net$035
Net income$519,0006,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$76,0006,334
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$519,0006,288
1998-12-31 (YTD Data)Rank
Total interest income$4,139,0006,361
Total interest expense$1,873,0006,412
Net interest income$2,266,0006,187
Provision for loan and lease losses$162,0003,991
Total noninterest income$289,0006,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0005,504
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,324
Total noninterest expense$1,961,0005,672
Salaries and employee benefits$1,061,0005,547
Premises and equipment expense$251,0005,955
Additional noninterest expense$649,0005,452
Pre-tax net operating income$432,0007,707
Securities gains (losses)$04,449
Applicable income taxes$5,0009,206
Income before extraordinary items$427,0007,053
Extraordinary gains, net$032
Net income$427,0007,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,667
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$427,0006,953
1997-12-31 (YTD Data)Rank
Total interest income$2,849,0007,939
Total interest expense$1,302,0007,840
Net interest income$1,547,0007,874
Provision for loan and lease losses$162,0003,963
Total noninterest income$216,0007,640
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0006,332
Trading account gains and feesNANA
Additional Noninterest Income$75,0007,536
Total noninterest expense$1,627,0006,479
Salaries and employee benefits$839,0006,592
Premises and equipment expense$204,0006,772
Additional noninterest expense$584,0005,909
Pre-tax net operating income$-26,00010,423
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-26,00010,434
Extraordinary gains, net$044
Net income$-26,00010,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,353
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-26,00010,400
1996-12-31 (YTD Data)Rank
Total interest income$1,259,00010,448
Total interest expense$554,00010,428
Net interest income$705,00010,374
Provision for loan and lease losses$123,0004,537
Total noninterest income$73,00010,411
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0008,581
Trading account gains and feesNANA
Additional Noninterest Income$14,00010,772
Total noninterest expense$1,053,0008,495
Salaries and employee benefits$504,0008,863
Premises and equipment expense$107,0009,100
Additional noninterest expense$442,0007,533
Pre-tax net operating income$-398,00011,196
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-398,00011,230
Extraordinary gains, net$053
Net income$-398,00011,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-398,00011,201

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.