Home > Community Bank CBD > Income and Expense
Community Bank CBD, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,385,000 | 2,786 |
| Total interest expense | $705,000 | 3,304 |
| Net interest income | $7,680,000 | 2,719 |
| Provision for loan and lease losses | $310,000 | 1,948 |
| Total noninterest income | $1,245,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $414,000 | 2,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $831,000 | 2,589 |
| Total noninterest expense | $7,330,000 | 2,510 |
| Salaries and employee benefits | $4,597,000 | 2,208 |
| Premises and equipment expense | $1,003,000 | 2,231 |
| Additional noninterest expense | $1,730,000 | 3,207 |
| Pre-tax net operating income | $1,285,000 | 3,736 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $330,000 | 2,554 |
| Income before extraordinary items | $955,000 | 4,039 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $955,000 | 4,038 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $955,000 | 4,040 |
| Net charge-offs | $269,000 | 2,130 |
| Cash dividends | $747,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $955,000 | 3,978 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 2,797 |
| Total interest expense | $524,000 | 3,369 |
| Net interest income | $5,796,000 | 2,719 |
| Provision for loan and lease losses | $310,000 | 1,604 |
| Total noninterest income | $922,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $312,000 | 2,639 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $610,000 | 2,619 |
| Total noninterest expense | $4,654,000 | 2,864 |
| Salaries and employee benefits | $2,539,000 | 2,838 |
| Premises and equipment expense | $783,000 | 2,183 |
| Additional noninterest expense | $1,332,000 | 3,152 |
| Pre-tax net operating income | $1,754,000 | 2,748 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $558,000 | 1,882 |
| Income before extraordinary items | $1,196,000 | 3,155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,196,000 | 3,155 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,196,000 | 3,156 |
| Net charge-offs | $67,000 | 3,037 |
| Cash dividends | $142,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,196,000 | 3,110 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 2,801 |
| Total interest expense | $347,000 | 3,407 |
| Net interest income | $3,872,000 | 2,703 |
| Provision for loan and lease losses | $250,000 | 1,440 |
| Total noninterest income | $584,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $202,000 | 2,687 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $382,000 | 2,701 |
| Total noninterest expense | $3,112,000 | 2,869 |
| Salaries and employee benefits | $1,674,000 | 2,876 |
| Premises and equipment expense | $556,000 | 2,080 |
| Additional noninterest expense | $882,000 | 3,174 |
| Pre-tax net operating income | $1,094,000 | 2,803 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $343,000 | 1,929 |
| Income before extraordinary items | $751,000 | 3,222 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $751,000 | 3,228 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $751,000 | 3,228 |
| Net charge-offs | $59,000 | 2,641 |
| Cash dividends | $92,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $751,000 | 3,175 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 2,793 |
| Total interest expense | $171,000 | 3,485 |
| Net interest income | $1,949,000 | 2,693 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $369,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $92,000 | 2,836 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $277,000 | 2,114 |
| Total noninterest expense | $1,574,000 | 2,879 |
| Salaries and employee benefits | $837,000 | 2,896 |
| Premises and equipment expense | $283,000 | 2,101 |
| Additional noninterest expense | $454,000 | 3,129 |
| Pre-tax net operating income | $594,000 | 2,588 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $190,000 | 1,756 |
| Income before extraordinary items | $404,000 | 2,967 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $404,000 | 2,970 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $404,000 | 2,970 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $52,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $404,000 | 2,932 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,244,000 | 2,614 |
| Total interest expense | $1,249,000 | 2,500 |
| Net interest income | $7,995,000 | 2,604 |
| Provision for loan and lease losses | $1,650,000 | 722 |
| Total noninterest income | $1,241,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $439,000 | 2,632 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $802,000 | 2,669 |
| Total noninterest expense | $6,124,000 | 2,943 |
| Salaries and employee benefits | $3,203,000 | 2,973 |
| Premises and equipment expense | $957,000 | 2,327 |
| Additional noninterest expense | $1,964,000 | 3,017 |
| Pre-tax net operating income | $1,462,000 | 3,465 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $393,000 | 2,380 |
| Income before extraordinary items | $1,069,000 | 3,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,069,000 | 3,774 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,069,000 | 3,774 |
| Net charge-offs | $4,437,000 | 373 |
| Cash dividends | $275,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,069,000 | 3,723 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,988,000 | 2,612 |
| Total interest expense | $977,000 | 2,482 |
| Net interest income | $6,011,000 | 2,612 |
| Provision for loan and lease losses | $1,250,000 | 750 |
| Total noninterest income | $944,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $328,000 | 2,658 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $616,000 | 2,694 |
| Total noninterest expense | $4,716,000 | 2,888 |
| Salaries and employee benefits | $2,501,000 | 2,906 |
| Premises and equipment expense | $820,000 | 2,101 |
| Additional noninterest expense | $1,395,000 | 3,133 |
| Pre-tax net operating income | $989,000 | 3,702 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $252,000 | 2,581 |
| Income before extraordinary items | $737,000 | 3,968 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $737,000 | 3,970 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $737,000 | 3,971 |
| Net charge-offs | $4,311,000 | 304 |
| Cash dividends | $220,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $737,000 | 3,899 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 2,589 |
| Total interest expense | $700,000 | 2,400 |
| Net interest income | $3,988,000 | 2,617 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $603,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $218,000 | 2,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $385,000 | 2,852 |
| Total noninterest expense | $3,150,000 | 2,884 |
| Salaries and employee benefits | $1,664,000 | 2,929 |
| Premises and equipment expense | $567,000 | 2,035 |
| Additional noninterest expense | $919,000 | 3,161 |
| Pre-tax net operating income | $841,000 | 3,236 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $240,000 | 2,254 |
| Income before extraordinary items | $601,000 | 3,608 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $601,000 | 3,610 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $601,000 | 3,611 |
| Net charge-offs | $1,364,000 | 612 |
| Cash dividends | $120,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $601,000 | 3,502 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 2,588 |
| Total interest expense | $378,000 | 2,316 |
| Net interest income | $1,979,000 | 2,638 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $338,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $103,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $235,000 | 2,543 |
| Total noninterest expense | $1,606,000 | 2,866 |
| Salaries and employee benefits | $843,000 | 2,919 |
| Premises and equipment expense | $306,000 | 1,933 |
| Additional noninterest expense | $457,000 | 3,174 |
| Pre-tax net operating income | $411,000 | 3,250 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $116,000 | 2,250 |
| Income before extraordinary items | $295,000 | 3,601 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $295,000 | 3,601 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $295,000 | 3,603 |
| Net charge-offs | $1,093,000 | 444 |
| Cash dividends | $35,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $295,000 | 3,504 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,405,000 | 2,477 |
| Total interest expense | $2,038,000 | 2,108 |
| Net interest income | $8,367,000 | 2,566 |
| Provision for loan and lease losses | $3,650,000 | 656 |
| Total noninterest income | $1,227,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $413,000 | 2,872 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $814,000 | 2,654 |
| Total noninterest expense | $5,737,000 | 3,132 |
| Salaries and employee benefits | $3,103,000 | 3,048 |
| Premises and equipment expense | $919,000 | 2,439 |
| Additional noninterest expense | $1,715,000 | 3,468 |
| Pre-tax net operating income | $207,000 | 5,662 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-106,000 | 6,708 |
| Income before extraordinary items | $313,000 | 5,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $313,000 | 5,428 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $313,000 | 5,429 |
| Net charge-offs | $1,332,000 | 1,512 |
| Cash dividends | $55,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $313,000 | 5,238 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 2,456 |
| Total interest expense | $1,565,000 | 2,143 |
| Net interest income | $6,451,000 | 2,530 |
| Provision for loan and lease losses | $1,800,000 | 927 |
| Total noninterest income | $831,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $300,000 | 2,968 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $531,000 | 2,862 |
| Total noninterest expense | $4,320,000 | 3,145 |
| Salaries and employee benefits | $2,348,000 | 3,059 |
| Premises and equipment expense | $744,000 | 2,323 |
| Additional noninterest expense | $1,228,000 | 3,590 |
| Pre-tax net operating income | $1,162,000 | 3,375 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $315,000 | 2,412 |
| Income before extraordinary items | $847,000 | 3,758 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $847,000 | 3,758 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $847,000 | 3,760 |
| Net charge-offs | $1,155,000 | 1,327 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $847,000 | 3,595 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 2,436 |
| Total interest expense | $1,070,000 | 2,161 |
| Net interest income | $4,356,000 | 2,501 |
| Provision for loan and lease losses | $1,000,000 | 1,094 |
| Total noninterest income | $484,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $186,000 | 3,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $298,000 | 3,075 |
| Total noninterest expense | $2,879,000 | 3,159 |
| Salaries and employee benefits | $1,572,000 | 3,063 |
| Premises and equipment expense | $518,000 | 2,219 |
| Additional noninterest expense | $789,000 | 3,694 |
| Pre-tax net operating income | $961,000 | 2,929 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $283,000 | 2,120 |
| Income before extraordinary items | $678,000 | 3,398 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $678,000 | 3,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $678,000 | 3,399 |
| Net charge-offs | $1,030,000 | 1,114 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $678,000 | 3,214 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 2,465 |
| Total interest expense | $562,000 | 2,145 |
| Net interest income | $2,152,000 | 2,537 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $319,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $90,000 | 3,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $229,000 | 2,452 |
| Total noninterest expense | $1,490,000 | 3,070 |
| Salaries and employee benefits | $761,000 | 3,141 |
| Premises and equipment expense | $308,000 | 1,937 |
| Additional noninterest expense | $421,000 | 3,514 |
| Pre-tax net operating income | $481,000 | 2,953 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $140,000 | 2,115 |
| Income before extraordinary items | $341,000 | 3,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $341,000 | 3,400 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $341,000 | 3,400 |
| Net charge-offs | $523,000 | 1,059 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $341,000 | 3,231 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,666,000 | 2,388 |
| Total interest expense | $2,949,000 | 1,991 |
| Net interest income | $8,717,000 | 2,524 |
| Provision for loan and lease losses | $1,865,000 | 1,648 |
| Total noninterest income | $-704,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $347,000 | 3,315 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,051,000 | 7,204 |
| Total noninterest expense | $6,127,000 | 3,003 |
| Salaries and employee benefits | $3,100,000 | 3,034 |
| Premises and equipment expense | $1,048,000 | 2,319 |
| Additional noninterest expense | $1,979,000 | 3,167 |
| Pre-tax net operating income | $21,000 | 5,955 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-197,000 | 6,918 |
| Income before extraordinary items | $218,000 | 5,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $218,000 | 5,498 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $218,000 | 5,498 |
| Net charge-offs | $3,620,000 | 1,058 |
| Cash dividends | $1,127,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $218,000 | 5,375 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,887,000 | 2,373 |
| Total interest expense | $2,317,000 | 1,986 |
| Net interest income | $6,570,000 | 2,517 |
| Provision for loan and lease losses | $1,465,000 | 1,532 |
| Total noninterest income | $858,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $240,000 | 3,487 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $618,000 | 2,383 |
| Total noninterest expense | $4,932,000 | 2,815 |
| Salaries and employee benefits | $2,320,000 | 3,044 |
| Premises and equipment expense | $920,000 | 2,033 |
| Additional noninterest expense | $1,692,000 | 2,828 |
| Pre-tax net operating income | $1,031,000 | 3,252 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $250,000 | 2,451 |
| Income before extraordinary items | $781,000 | 3,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $781,000 | 3,555 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $781,000 | 3,555 |
| Net charge-offs | $1,766,000 | 1,328 |
| Cash dividends | $605,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $781,000 | 3,440 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 2,384 |
| Total interest expense | $1,614,000 | 1,971 |
| Net interest income | $4,330,000 | 2,547 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $540,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $154,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 2,485 |
| Total noninterest expense | $3,418,000 | 2,741 |
| Salaries and employee benefits | $1,635,000 | 2,921 |
| Premises and equipment expense | $623,000 | 2,027 |
| Additional noninterest expense | $1,160,000 | 2,813 |
| Pre-tax net operating income | $852,000 | 2,804 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $230,000 | 2,072 |
| Income before extraordinary items | $622,000 | 3,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $622,000 | 3,126 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $622,000 | 3,126 |
| Net charge-offs | $828,000 | 1,635 |
| Cash dividends | $390,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $622,000 | 3,034 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 2,374 |
| Total interest expense | $860,000 | 1,925 |
| Net interest income | $2,146,000 | 2,558 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $218,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,001 |
| Total noninterest expense | $1,699,000 | 2,775 |
| Salaries and employee benefits | $806,000 | 2,981 |
| Premises and equipment expense | $325,000 | 1,981 |
| Additional noninterest expense | $568,000 | 2,847 |
| Pre-tax net operating income | $365,000 | 3,157 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $86,000 | 2,347 |
| Income before extraordinary items | $279,000 | 3,373 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $279,000 | 3,370 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $279,000 | 3,371 |
| Net charge-offs | $95,000 | 2,783 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $279,000 | 3,322 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,611,000 | 2,381 |
| Total interest expense | $4,220,000 | 1,895 |
| Net interest income | $8,391,000 | 2,611 |
| Provision for loan and lease losses | $1,785,000 | 2,232 |
| Total noninterest income | $1,285,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $366,000 | 3,244 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $919,000 | 2,290 |
| Total noninterest expense | $6,264,000 | 3,005 |
| Salaries and employee benefits | $2,992,000 | 3,129 |
| Premises and equipment expense | $1,029,000 | 2,424 |
| Additional noninterest expense | $2,243,000 | 2,946 |
| Pre-tax net operating income | $1,627,000 | 2,594 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $600,000 | 1,723 |
| Income before extraordinary items | $1,027,000 | 3,173 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,027,000 | 3,169 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,027,000 | 3,173 |
| Net charge-offs | $1,092,000 | 2,565 |
| Cash dividends | $420,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,027,000 | 3,046 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,509,000 | 2,426 |
| Total interest expense | $3,253,000 | 1,914 |
| Net interest income | $6,256,000 | 2,655 |
| Provision for loan and lease losses | $1,385,000 | 2,094 |
| Total noninterest income | $915,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $276,000 | 3,311 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $639,000 | 2,400 |
| Total noninterest expense | $4,744,000 | 2,973 |
| Salaries and employee benefits | $2,321,000 | 3,049 |
| Premises and equipment expense | $908,000 | 2,106 |
| Additional noninterest expense | $1,515,000 | 3,191 |
| Pre-tax net operating income | $1,042,000 | 3,009 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $244,000 | 2,365 |
| Income before extraordinary items | $798,000 | 3,287 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $798,000 | 3,285 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $798,000 | 3,287 |
| Net charge-offs | $958,000 | 2,238 |
| Cash dividends | $225,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $798,000 | 3,160 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 2,438 |
| Total interest expense | $2,212,000 | 1,965 |
| Net interest income | $4,158,000 | 2,662 |
| Provision for loan and lease losses | $660,000 | 2,447 |
| Total noninterest income | $537,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $178,000 | 3,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $359,000 | 2,569 |
| Total noninterest expense | $3,145,000 | 2,995 |
| Salaries and employee benefits | $1,547,000 | 3,067 |
| Premises and equipment expense | $578,000 | 2,232 |
| Additional noninterest expense | $1,020,000 | 3,145 |
| Pre-tax net operating income | $890,000 | 2,603 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $246,000 | 1,928 |
| Income before extraordinary items | $644,000 | 2,928 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $644,000 | 2,921 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $644,000 | 2,926 |
| Net charge-offs | $520,000 | 2,400 |
| Cash dividends | $225,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $644,000 | 2,821 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 2,508 |
| Total interest expense | $1,126,000 | 2,032 |
| Net interest income | $2,050,000 | 2,719 |
| Provision for loan and lease losses | $360,000 | 2,187 |
| Total noninterest income | $266,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $90,000 | 3,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $176,000 | 2,581 |
| Total noninterest expense | $1,586,000 | 2,997 |
| Salaries and employee benefits | $781,000 | 3,070 |
| Premises and equipment expense | $299,000 | 2,204 |
| Additional noninterest expense | $506,000 | 3,154 |
| Pre-tax net operating income | $370,000 | 2,966 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $92,000 | 2,200 |
| Income before extraordinary items | $278,000 | 3,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 3,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $278,000 | 3,284 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $278,000 | 3,173 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,270,000 | 2,509 |
| Total interest expense | $5,229,000 | 2,169 |
| Net interest income | $8,041,000 | 2,719 |
| Provision for loan and lease losses | $2,786,000 | 2,073 |
| Total noninterest income | $1,327,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $416,000 | 3,253 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $911,000 | 2,267 |
| Total noninterest expense | $6,016,000 | 3,174 |
| Salaries and employee benefits | $2,847,000 | 3,335 |
| Premises and equipment expense | $869,000 | 2,913 |
| Additional noninterest expense | $2,300,000 | 2,953 |
| Pre-tax net operating income | $566,000 | 3,847 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,000 | 6,154 |
| Income before extraordinary items | $567,000 | 3,686 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $567,000 | 3,684 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $567,000 | 3,684 |
| Net charge-offs | $2,177,000 | 1,935 |
| Cash dividends | $515,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $567,000 | 3,602 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,946,000 | 2,540 |
| Total interest expense | $3,989,000 | 2,227 |
| Net interest income | $5,957,000 | 2,758 |
| Provision for loan and lease losses | $1,361,000 | 2,344 |
| Total noninterest income | $988,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $312,000 | 3,268 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $676,000 | 2,340 |
| Total noninterest expense | $4,463,000 | 3,206 |
| Salaries and employee benefits | $2,252,000 | 3,196 |
| Premises and equipment expense | $724,000 | 2,700 |
| Additional noninterest expense | $1,487,000 | 3,301 |
| Pre-tax net operating income | $1,121,000 | 2,544 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $273,000 | 2,024 |
| Income before extraordinary items | $848,000 | 2,766 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $848,000 | 2,762 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $848,000 | 2,766 |
| Net charge-offs | $802,000 | 2,468 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $848,000 | 2,715 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 2,583 |
| Total interest expense | $2,705,000 | 2,274 |
| Net interest income | $3,926,000 | 2,773 |
| Provision for loan and lease losses | $681,000 | 2,532 |
| Total noninterest income | $648,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $204,000 | 3,280 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $444,000 | 2,399 |
| Total noninterest expense | $2,952,000 | 3,261 |
| Salaries and employee benefits | $1,497,000 | 3,245 |
| Premises and equipment expense | $477,000 | 2,757 |
| Additional noninterest expense | $978,000 | 3,343 |
| Pre-tax net operating income | $941,000 | 2,223 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $257,000 | 1,700 |
| Income before extraordinary items | $684,000 | 2,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $684,000 | 2,539 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $684,000 | 2,541 |
| Net charge-offs | $446,000 | 2,471 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $684,000 | 2,461 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 2,602 |
| Total interest expense | $1,398,000 | 2,286 |
| Net interest income | $1,935,000 | 2,789 |
| Provision for loan and lease losses | $301,000 | 2,283 |
| Total noninterest income | $317,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $98,000 | 3,301 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $219,000 | 2,387 |
| Total noninterest expense | $1,483,000 | 3,174 |
| Salaries and employee benefits | $735,000 | 3,330 |
| Premises and equipment expense | $237,000 | 2,801 |
| Additional noninterest expense | $511,000 | 2,959 |
| Pre-tax net operating income | $468,000 | 2,498 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $340,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $340,000 | 2,881 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $340,000 | 2,882 |
| Net charge-offs | $176,000 | 2,252 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $340,000 | 2,750 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,531,000 | 2,730 |
| Total interest expense | $6,416,000 | 2,371 |
| Net interest income | $7,115,000 | 3,005 |
| Provision for loan and lease losses | $675,000 | 3,304 |
| Total noninterest income | $1,094,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $475,000 | 3,122 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $619,000 | 2,846 |
| Total noninterest expense | $4,802,000 | 3,676 |
| Salaries and employee benefits | $2,746,000 | 3,499 |
| Premises and equipment expense | $666,000 | 3,631 |
| Additional noninterest expense | $1,390,000 | 3,826 |
| Pre-tax net operating income | $2,732,000 | 1,950 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $808,000 | 1,390 |
| Income before extraordinary items | $1,924,000 | 2,067 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,924,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 5,195 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,924,000 | 2,176 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,137,000 | 2,786 |
| Total interest expense | $4,958,000 | 2,395 |
| Net interest income | $5,179,000 | 3,114 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $820,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $357,000 | 3,132 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $463,000 | 2,936 |
| Total noninterest expense | $3,692,000 | 3,607 |
| Salaries and employee benefits | $2,109,000 | 3,470 |
| Premises and equipment expense | $548,000 | 3,428 |
| Additional noninterest expense | $1,035,000 | 3,770 |
| Pre-tax net operating income | $1,947,000 | 2,355 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $565,000 | 1,749 |
| Income before extraordinary items | $1,382,000 | 2,490 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,382,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,382,000 | 2,602 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 2,829 |
| Total interest expense | $3,360,000 | 2,449 |
| Net interest income | $3,369,000 | 3,173 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $543,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $228,000 | 3,217 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $315,000 | 2,948 |
| Total noninterest expense | $2,436,000 | 3,642 |
| Salaries and employee benefits | $1,397,000 | 3,517 |
| Premises and equipment expense | $368,000 | 3,432 |
| Additional noninterest expense | $671,000 | 3,830 |
| Pre-tax net operating income | $1,386,000 | 2,345 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $413,000 | 1,836 |
| Income before extraordinary items | $973,000 | 2,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $973,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $973,000 | 2,581 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 2,855 |
| Total interest expense | $1,741,000 | 2,514 |
| Net interest income | $1,684,000 | 3,177 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $268,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,962 |
| Total noninterest expense | $1,203,000 | 3,696 |
| Salaries and employee benefits | $695,000 | 3,563 |
| Premises and equipment expense | $191,000 | 3,362 |
| Additional noninterest expense | $317,000 | 3,957 |
| Pre-tax net operating income | $704,000 | 2,399 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $210,000 | 1,901 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $494,000 | 2,647 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,087,000 | 2,846 |
| Total interest expense | $7,655,000 | 2,419 |
| Net interest income | $6,432,000 | 3,333 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,163,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $464,000 | 3,216 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $699,000 | 2,758 |
| Total noninterest expense | $4,388,000 | 3,831 |
| Salaries and employee benefits | $2,521,000 | 3,694 |
| Premises and equipment expense | $506,000 | 4,322 |
| Additional noninterest expense | $1,361,000 | 3,703 |
| Pre-tax net operating income | $3,027,000 | 2,450 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $971,000 | 1,900 |
| Income before extraordinary items | $2,056,000 | 2,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,056,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,470 |
| Cash dividends | $440,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,056,000 | 2,735 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,508,000 | 2,865 |
| Total interest expense | $5,762,000 | 2,398 |
| Net interest income | $4,746,000 | 3,375 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $863,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $347,000 | 3,204 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $516,000 | 2,797 |
| Total noninterest expense | $3,308,000 | 3,802 |
| Salaries and employee benefits | $1,895,000 | 3,679 |
| Premises and equipment expense | $461,000 | 3,776 |
| Additional noninterest expense | $952,000 | 3,854 |
| Pre-tax net operating income | $2,166,000 | 2,697 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $691,000 | 2,101 |
| Income before extraordinary items | $1,475,000 | 3,010 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,475,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,475,000 | 2,992 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 2,909 |
| Total interest expense | $3,814,000 | 2,423 |
| Net interest income | $3,103,000 | 3,448 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $580,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $232,000 | 3,183 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $348,000 | 2,781 |
| Total noninterest expense | $2,152,000 | 3,903 |
| Salaries and employee benefits | $1,233,000 | 3,796 |
| Premises and equipment expense | $305,000 | 3,811 |
| Additional noninterest expense | $614,000 | 3,952 |
| Pre-tax net operating income | $1,441,000 | 2,751 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $457,000 | 2,193 |
| Income before extraordinary items | $984,000 | 3,077 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $984,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $984,000 | 3,057 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 2,920 |
| Total interest expense | $1,906,000 | 2,410 |
| Net interest income | $1,519,000 | 3,510 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $266,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $112,000 | 3,217 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $1,058,000 | 3,962 |
| Salaries and employee benefits | $599,000 | 3,900 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $304,000 | 3,930 |
| Pre-tax net operating income | $682,000 | 2,851 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $213,000 | 2,314 |
| Income before extraordinary items | $469,000 | 3,163 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $469,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $469,000 | 3,139 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,704,000 | 3,171 |
| Total interest expense | $6,420,000 | 2,447 |
| Net interest income | $5,284,000 | 3,854 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $1,092,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $450,000 | 3,284 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $642,000 | 2,893 |
| Total noninterest expense | $4,317,000 | 3,753 |
| Salaries and employee benefits | $2,631,000 | 3,480 |
| Premises and equipment expense | $495,000 | 4,303 |
| Additional noninterest expense | $1,191,000 | 3,961 |
| Pre-tax net operating income | $1,879,000 | 3,778 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $513,000 | 3,120 |
| Income before extraordinary items | $1,370,000 | 3,976 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,370,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,465 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,367,080 | 3,962 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 3,215 |
| Total interest expense | $4,560,000 | 2,498 |
| Net interest income | $3,971,000 | 3,868 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $814,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $327,000 | 3,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $487,000 | 2,893 |
| Total noninterest expense | $3,207,000 | 3,775 |
| Salaries and employee benefits | $1,963,000 | 3,502 |
| Premises and equipment expense | $368,000 | 4,329 |
| Additional noninterest expense | $876,000 | 3,998 |
| Pre-tax net operating income | $1,443,000 | 3,877 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $377,000 | 3,252 |
| Income before extraordinary items | $1,066,000 | 4,015 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,066,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,066,000 | 4,007 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,347 |
| Total interest expense | $2,694,000 | 2,657 |
| Net interest income | $2,601,000 | 3,933 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $526,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 3,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $308,000 | 2,969 |
| Total noninterest expense | $2,117,000 | 3,822 |
| Salaries and employee benefits | $1,290,000 | 3,550 |
| Premises and equipment expense | $245,000 | 4,324 |
| Additional noninterest expense | $582,000 | 4,002 |
| Pre-tax net operating income | $920,000 | 3,994 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $211,000 | 3,543 |
| Income before extraordinary items | $709,000 | 4,035 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $709,000 | 4,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $709,000 | 4,022 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 3,507 |
| Total interest expense | $1,202,000 | 2,802 |
| Net interest income | $1,233,000 | 4,087 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $252,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 3,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $147,000 | 3,003 |
| Total noninterest expense | $1,047,000 | 3,874 |
| Salaries and employee benefits | $642,000 | 3,579 |
| Premises and equipment expense | $128,000 | 4,229 |
| Additional noninterest expense | $277,000 | 4,151 |
| Pre-tax net operating income | $393,000 | 4,317 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $80,000 | 3,888 |
| Income before extraordinary items | $313,000 | 4,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $313,000 | 4,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,935,000 | 3,444 |
| Total interest expense | $3,686,000 | 2,831 |
| Net interest income | $5,249,000 | 3,822 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,086,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $398,000 | 3,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $688,000 | 2,807 |
| Total noninterest expense | $3,877,000 | 3,952 |
| Salaries and employee benefits | $2,271,000 | 3,764 |
| Premises and equipment expense | $478,000 | 4,307 |
| Additional noninterest expense | $1,128,000 | 4,049 |
| Pre-tax net operating income | $2,278,000 | 3,378 |
| Securities gains (losses) | $-93,000 | 8,405 |
| Applicable income taxes | $643,000 | 2,962 |
| Income before extraordinary items | $1,542,000 | 3,715 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,542,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,068 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,608,030 | 3,596 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 3,438 |
| Total interest expense | $2,612,000 | 2,826 |
| Net interest income | $3,962,000 | 3,791 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $821,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $294,000 | 3,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $527,000 | 2,777 |
| Total noninterest expense | $2,909,000 | 3,924 |
| Salaries and employee benefits | $1,736,000 | 3,673 |
| Premises and equipment expense | $358,000 | 4,302 |
| Additional noninterest expense | $815,000 | 4,124 |
| Pre-tax net operating income | $1,739,000 | 3,390 |
| Securities gains (losses) | $-93,000 | 8,616 |
| Applicable income taxes | $500,000 | 2,941 |
| Income before extraordinary items | $1,146,000 | 3,797 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,146,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,211,100 | 3,605 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 3,456 |
| Total interest expense | $1,635,000 | 2,843 |
| Net interest income | $2,617,000 | 3,788 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $516,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $324,000 | 2,926 |
| Total noninterest expense | $1,931,000 | 3,921 |
| Salaries and employee benefits | $1,141,000 | 3,705 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $548,000 | 4,076 |
| Pre-tax net operating income | $1,112,000 | 3,433 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $354,000 | 2,800 |
| Income before extraordinary items | $785,000 | 3,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $785,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $766,370 | 3,694 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,486 |
| Total interest expense | $763,000 | 2,913 |
| Net interest income | $1,309,000 | 3,781 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $251,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $160,000 | 2,858 |
| Total noninterest expense | $962,000 | 3,959 |
| Salaries and employee benefits | $561,000 | 3,762 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $268,000 | 4,145 |
| Pre-tax net operating income | $553,000 | 3,419 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $173,000 | 2,843 |
| Income before extraordinary items | $380,000 | 3,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $380,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $380,000 | 3,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 3,485 |
| Total interest expense | $2,477,000 | 3,079 |
| Net interest income | $5,313,000 | 3,633 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $909,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $329,000 | 4,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $580,000 | 3,044 |
| Total noninterest expense | $3,709,000 | 3,980 |
| Salaries and employee benefits | $2,118,000 | 3,807 |
| Premises and equipment expense | $478,000 | 4,237 |
| Additional noninterest expense | $1,113,000 | 3,986 |
| Pre-tax net operating income | $2,273,000 | 3,226 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $790,000 | 2,555 |
| Income before extraordinary items | $1,475,000 | 3,676 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,475,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,480,200 | 3,616 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 3,478 |
| Total interest expense | $1,781,000 | 3,134 |
| Net interest income | $4,019,000 | 3,585 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $650,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $228,000 | 4,313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $422,000 | 3,102 |
| Total noninterest expense | $2,747,000 | 3,985 |
| Salaries and employee benefits | $1,559,000 | 3,839 |
| Premises and equipment expense | $365,000 | 4,164 |
| Additional noninterest expense | $823,000 | 3,998 |
| Pre-tax net operating income | $1,742,000 | 3,223 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $623,000 | 2,502 |
| Income before extraordinary items | $1,111,000 | 3,741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,111,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,116,120 | 3,652 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,496 |
| Total interest expense | $1,163,000 | 3,161 |
| Net interest income | $2,665,000 | 3,592 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $412,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $150,000 | 4,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 3,235 |
| Total noninterest expense | $1,809,000 | 4,062 |
| Salaries and employee benefits | $1,031,000 | 3,887 |
| Premises and equipment expense | $240,000 | 4,198 |
| Additional noninterest expense | $538,000 | 4,088 |
| Pre-tax net operating income | $1,148,000 | 3,217 |
| Securities gains (losses) | $-8,000 | 8,658 |
| Applicable income taxes | $330,000 | 2,907 |
| Income before extraordinary items | $810,000 | 3,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $810,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $815,680 | 3,396 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 3,521 |
| Total interest expense | $589,000 | 3,168 |
| Net interest income | $1,319,000 | 3,608 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $201,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $130,000 | 3,191 |
| Total noninterest expense | $886,000 | 4,139 |
| Salaries and employee benefits | $504,000 | 3,983 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $257,000 | 4,226 |
| Pre-tax net operating income | $574,000 | 3,195 |
| Securities gains (losses) | $-8,000 | 8,893 |
| Applicable income taxes | $162,000 | 2,950 |
| Income before extraordinary items | $404,000 | 3,470 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $404,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $409,680 | 3,330 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 3,639 |
| Total interest expense | $2,504,000 | 3,331 |
| Net interest income | $4,902,000 | 3,730 |
| Provision for loan and lease losses | $370,000 | 2,731 |
| Total noninterest income | $1,004,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $258,000 | 4,688 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $746,000 | 2,846 |
| Total noninterest expense | $3,340,000 | 4,279 |
| Salaries and employee benefits | $1,910,000 | 4,075 |
| Premises and equipment expense | $311,000 | 5,569 |
| Additional noninterest expense | $1,119,000 | 3,931 |
| Pre-tax net operating income | $2,196,000 | 3,171 |
| Securities gains (losses) | $35,000 | 2,802 |
| Applicable income taxes | $635,000 | 2,955 |
| Income before extraordinary items | $1,596,000 | 3,421 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,596,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,570,800 | 3,278 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 3,702 |
| Total interest expense | $1,895,000 | 3,419 |
| Net interest income | $3,636,000 | 3,790 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $807,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $202,000 | 4,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $605,000 | 2,819 |
| Total noninterest expense | $2,377,000 | 4,432 |
| Salaries and employee benefits | $1,421,000 | 4,099 |
| Premises and equipment expense | $211,000 | 5,852 |
| Additional noninterest expense | $745,000 | 4,281 |
| Pre-tax net operating income | $1,926,000 | 2,926 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $588,000 | 2,709 |
| Income before extraordinary items | $1,364,000 | 3,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,364,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,653 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,345,800 | 3,055 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 3,740 |
| Total interest expense | $1,273,000 | 3,498 |
| Net interest income | $2,394,000 | 3,836 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $558,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $139,000 | 4,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $419,000 | 2,726 |
| Total noninterest expense | $1,586,000 | 4,407 |
| Salaries and employee benefits | $945,000 | 4,096 |
| Premises and equipment expense | $143,000 | 5,813 |
| Additional noninterest expense | $498,000 | 4,256 |
| Pre-tax net operating income | $1,306,000 | 2,900 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $401,000 | 2,686 |
| Income before extraordinary items | $915,000 | 3,170 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $915,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,828 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $908,000 | 3,018 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 3,830 |
| Total interest expense | $632,000 | 3,597 |
| Net interest income | $1,161,000 | 3,921 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $287,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $214,000 | 2,609 |
| Total noninterest expense | $772,000 | 4,474 |
| Salaries and employee benefits | $460,000 | 4,168 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $247,000 | 4,254 |
| Pre-tax net operating income | $646,000 | 2,908 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $202,000 | 2,679 |
| Income before extraordinary items | $452,000 | 3,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $446,480 | 3,034 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 4,005 |
| Total interest expense | $2,450,000 | 4,160 |
| Net interest income | $4,648,000 | 3,884 |
| Provision for loan and lease losses | $662,000 | 1,907 |
| Total noninterest income | $833,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $301,000 | 4,231 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $532,000 | 3,174 |
| Total noninterest expense | $2,826,000 | 4,661 |
| Salaries and employee benefits | $1,598,000 | 4,459 |
| Premises and equipment expense | $246,000 | 6,193 |
| Additional noninterest expense | $982,000 | 4,239 |
| Pre-tax net operating income | $1,993,000 | 3,434 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $603,000 | 3,110 |
| Income before extraordinary items | $1,404,000 | 3,672 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,404,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,201 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,394,200 | 3,587 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 4,408 |
| Total interest expense | $3,744,000 | 3,998 |
| Net interest income | $3,317,000 | 4,722 |
| Provision for loan and lease losses | $277,000 | 3,387 |
| Total noninterest income | $584,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $266,000 | 4,472 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $2,177,000 | 5,420 |
| Salaries and employee benefits | $1,213,000 | 5,278 |
| Premises and equipment expense | $212,000 | 6,623 |
| Additional noninterest expense | $752,000 | 5,006 |
| Pre-tax net operating income | $1,447,000 | 3,950 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $487,000 | 3,367 |
| Income before extraordinary items | $960,000 | 4,385 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $960,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $85,000 | 5,862 |
| Sale, conversion, retirement of capital stock, net | $1,725,000 | 333 |
| Net operating income | $960,000 | 4,273 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 5,325 |
| Total interest expense | $3,344,000 | 4,535 |
| Net interest income | $2,257,000 | 6,173 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $300,000 | 6,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $1,586,000 | 6,524 |
| Salaries and employee benefits | $881,000 | 6,375 |
| Premises and equipment expense | $176,000 | 7,142 |
| Additional noninterest expense | $529,000 | 6,212 |
| Pre-tax net operating income | $861,000 | 5,669 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $277,000 | 4,753 |
| Income before extraordinary items | $580,000 | 5,945 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $580,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $375,000 | 577 |
| Net operating income | $582,720 | 5,941 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 5,973 |
| Total interest expense | $2,415,000 | 5,312 |
| Net interest income | $2,043,000 | 6,567 |
| Provision for loan and lease losses | $345,000 | 2,386 |
| Total noninterest income | $160,000 | 7,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,783 |
| Total noninterest expense | $1,346,000 | 7,175 |
| Salaries and employee benefits | $735,000 | 7,046 |
| Premises and equipment expense | $154,000 | 7,595 |
| Additional noninterest expense | $457,000 | 6,843 |
| Pre-tax net operating income | $512,000 | 7,087 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $189,000 | 5,822 |
| Income before extraordinary items | $323,000 | 7,452 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $323,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $323,000 | 7,426 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 7,187 |
| Total interest expense | $1,917,000 | 6,322 |
| Net interest income | $1,368,000 | 7,972 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $122,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,189 |
| Total noninterest expense | $1,090,000 | 7,856 |
| Salaries and employee benefits | $570,000 | 7,924 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $366,000 | 7,510 |
| Pre-tax net operating income | $250,000 | 8,665 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $-134,000 | 10,266 |
| Income before extraordinary items | $399,000 | 7,230 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $399,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $384,000 | 7,232 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 9,170 |
| Total interest expense | $1,096,000 | 8,419 |
| Net interest income | $783,000 | 9,715 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $71,000 | 9,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $849,000 | 8,854 |
| Salaries and employee benefits | $463,000 | 8,863 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $254,000 | 8,798 |
| Pre-tax net operating income | $-222,000 | 10,581 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-222,000 | 10,623 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-222,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-222,000 | 10,597 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 11,358 |
| Total interest expense | $171,000 | 11,260 |
| Net interest income | $103,000 | 11,392 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $5,000 | 11,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $512,000 | 10,537 |
| Salaries and employee benefits | $332,000 | 10,097 |
| Premises and equipment expense | $27,000 | 11,194 |
| Additional noninterest expense | $153,000 | 10,518 |
| Pre-tax net operating income | $-444,000 | 11,220 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-444,000 | 11,243 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-444,000 | 11,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 146 |
| Net operating income | $-444,000 | 11,214 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.