Home > Community Bank, Austin > Income and Expense
Community Bank, Austin, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 6,398 |
| Total interest expense | $80,000 | 6,781 |
| Net interest income | $846,000 | 6,267 |
| Provision for loan and lease losses | $45,000 | 4,652 |
| Total noninterest income | $140,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $78,000 | 4,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,244 |
| Total noninterest expense | $814,000 | 6,069 |
| Salaries and employee benefits | $320,000 | 6,501 |
| Premises and equipment expense | $91,000 | 5,960 |
| Additional noninterest expense | $403,000 | 5,334 |
| Pre-tax net operating income | $127,000 | 5,727 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $34,000 | 3,757 |
| Income before extraordinary items | $93,000 | 5,983 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $93,000 | 5,983 |
| Net charge-offs | $49,000 | 4,051 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $93,000 | 5,831 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 6,505 |
| Total interest expense | $41,000 | 6,853 |
| Net interest income | $405,000 | 6,367 |
| Provision for loan and lease losses | $23,000 | 4,409 |
| Total noninterest income | $68,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $418,000 | 6,072 |
| Salaries and employee benefits | $160,000 | 6,552 |
| Premises and equipment expense | $44,000 | 6,052 |
| Additional noninterest expense | $214,000 | 5,206 |
| Pre-tax net operating income | $32,000 | 6,107 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $26,000 | 6,264 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $26,000 | 6,264 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $26,000 | 6,137 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 6,623 |
| Total interest expense | $176,000 | 6,984 |
| Net interest income | $1,554,000 | 6,481 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $188,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $202,000 | 4,354 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-14,000 | 6,751 |
| Total noninterest expense | $1,591,000 | 6,215 |
| Salaries and employee benefits | $611,000 | 6,671 |
| Premises and equipment expense | $179,000 | 6,175 |
| Additional noninterest expense | $801,000 | 5,412 |
| Pre-tax net operating income | $-29,000 | 6,057 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,345,000 | 7,205 |
| Income before extraordinary items | $1,316,000 | 3,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,316,000 | 3,026 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,316,000 | 3,025 |
| Net charge-offs | $155,000 | 4,559 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,316,000 | 2,928 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 6,726 |
| Total interest expense | $134,000 | 7,071 |
| Net interest income | $1,123,000 | 6,583 |
| Provision for loan and lease losses | $158,000 | 4,440 |
| Total noninterest income | $236,000 | 5,209 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $158,000 | 4,303 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $78,000 | 5,360 |
| Total noninterest expense | $1,200,000 | 6,239 |
| Salaries and employee benefits | $447,000 | 6,734 |
| Premises and equipment expense | $139,000 | 6,174 |
| Additional noninterest expense | $614,000 | 5,387 |
| Pre-tax net operating income | $1,000 | 6,131 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,000 | 6,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 6,252 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,000 | 6,252 |
| Net charge-offs | $109,000 | 4,344 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,000 | 6,152 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,839 |
| Total interest expense | $90,000 | 7,157 |
| Net interest income | $706,000 | 6,713 |
| Provision for loan and lease losses | $122,000 | 4,166 |
| Total noninterest income | $150,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $105,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 5,565 |
| Total noninterest expense | $807,000 | 6,290 |
| Salaries and employee benefits | $294,000 | 6,818 |
| Premises and equipment expense | $95,000 | 6,183 |
| Additional noninterest expense | $418,000 | 5,422 |
| Pre-tax net operating income | $-73,000 | 6,372 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-73,000 | 6,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-73,000 | 6,465 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-73,000 | 6,465 |
| Net charge-offs | $82,000 | 4,037 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-73,000 | 6,419 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 6,885 |
| Total interest expense | $45,000 | 7,226 |
| Net interest income | $353,000 | 6,739 |
| Provision for loan and lease losses | $89,000 | 3,551 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,181 |
| Total noninterest expense | $426,000 | 6,232 |
| Salaries and employee benefits | $149,000 | 6,842 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $226,000 | 5,241 |
| Pre-tax net operating income | $-76,000 | 6,623 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-76,000 | 6,655 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-76,000 | 6,655 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-76,000 | 6,655 |
| Net charge-offs | $56,000 | 3,252 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-76,000 | 6,641 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 6,870 |
| Total interest expense | $323,000 | 6,994 |
| Net interest income | $1,454,000 | 6,762 |
| Provision for loan and lease losses | $242,000 | 5,132 |
| Total noninterest income | $400,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $242,000 | 4,071 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 4,912 |
| Total noninterest expense | $1,875,000 | 6,130 |
| Salaries and employee benefits | $599,000 | 6,926 |
| Premises and equipment expense | $304,000 | 5,377 |
| Additional noninterest expense | $972,000 | 5,170 |
| Pre-tax net operating income | $-263,000 | 6,077 |
| Securities gains (losses) | $69,000 | 2,449 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-194,000 | 6,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-194,000 | 6,165 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-194,000 | 6,166 |
| Net charge-offs | $391,000 | 3,957 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-263,000 | 6,155 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 6,964 |
| Total interest expense | $259,000 | 7,062 |
| Net interest income | $1,092,000 | 6,859 |
| Provision for loan and lease losses | $136,000 | 5,361 |
| Total noninterest income | $317,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $192,000 | 4,036 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $125,000 | 4,920 |
| Total noninterest expense | $1,369,000 | 6,236 |
| Salaries and employee benefits | $453,000 | 6,963 |
| Premises and equipment expense | $246,000 | 5,272 |
| Additional noninterest expense | $670,000 | 5,375 |
| Pre-tax net operating income | $-96,000 | 6,155 |
| Securities gains (losses) | $69,000 | 2,236 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-27,000 | 6,193 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-27,000 | 6,194 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-27,000 | 6,194 |
| Net charge-offs | $240,000 | 4,007 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-96,000 | 6,201 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $941,000 | 6,958 |
| Total interest expense | $181,000 | 7,109 |
| Net interest income | $760,000 | 6,830 |
| Provision for loan and lease losses | $121,000 | 4,890 |
| Total noninterest income | $213,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $130,000 | 3,991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $83,000 | 4,929 |
| Total noninterest expense | $865,000 | 6,365 |
| Salaries and employee benefits | $317,000 | 6,949 |
| Premises and equipment expense | $111,000 | 6,112 |
| Additional noninterest expense | $437,000 | 5,449 |
| Pre-tax net operating income | $-13,000 | 6,099 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-13,000 | 6,217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-13,000 | 6,218 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-13,000 | 6,217 |
| Net charge-offs | $130,000 | 3,972 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-13,000 | 6,120 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 7,018 |
| Total interest expense | $101,000 | 7,129 |
| Net interest income | $378,000 | 6,900 |
| Provision for loan and lease losses | $82,000 | 4,224 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $61,000 | 4,097 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $434,000 | 6,442 |
| Salaries and employee benefits | $161,000 | 7,010 |
| Premises and equipment expense | $60,000 | 6,053 |
| Additional noninterest expense | $213,000 | 5,534 |
| Pre-tax net operating income | $-24,000 | 6,399 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-24,000 | 6,514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-24,000 | 6,516 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-24,000 | 6,515 |
| Net charge-offs | $128,000 | 2,898 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-24,000 | 6,434 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 6,878 |
| Total interest expense | $938,000 | 6,152 |
| Net interest income | $1,312,000 | 7,120 |
| Provision for loan and lease losses | $705,000 | 4,027 |
| Total noninterest income | $159,000 | 6,510 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $436,000 | 3,160 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-277,000 | 7,725 |
| Total noninterest expense | $3,946,000 | 4,380 |
| Salaries and employee benefits | $1,308,000 | 5,591 |
| Premises and equipment expense | $390,000 | 5,051 |
| Additional noninterest expense | $2,248,000 | 3,020 |
| Pre-tax net operating income | $-3,180,000 | 6,927 |
| Securities gains (losses) | $101,000 | 2,132 |
| Applicable income taxes | $-288,000 | 6,852 |
| Income before extraordinary items | $-2,791,000 | 6,946 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,791,000 | 6,945 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,791,000 | 6,945 |
| Net charge-offs | $564,000 | 3,637 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,882,910 | 6,976 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 6,916 |
| Total interest expense | $743,000 | 6,180 |
| Net interest income | $983,000 | 7,171 |
| Provision for loan and lease losses | $553,000 | 3,649 |
| Total noninterest income | $458,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $344,000 | 3,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $114,000 | 5,209 |
| Total noninterest expense | $2,122,000 | 5,358 |
| Salaries and employee benefits | $1,001,000 | 5,577 |
| Premises and equipment expense | $295,000 | 5,080 |
| Additional noninterest expense | $826,000 | 4,977 |
| Pre-tax net operating income | $-1,234,000 | 6,753 |
| Securities gains (losses) | $101,000 | 1,834 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,133,000 | 6,811 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,133,000 | 6,811 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,133,000 | 6,812 |
| Net charge-offs | $384,000 | 3,399 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,234,000 | 6,855 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 6,960 |
| Total interest expense | $513,000 | 6,217 |
| Net interest income | $657,000 | 7,201 |
| Provision for loan and lease losses | $530,000 | 2,897 |
| Total noninterest income | $294,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $225,000 | 3,096 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $1,467,000 | 5,303 |
| Salaries and employee benefits | $708,000 | 5,457 |
| Premises and equipment expense | $197,000 | 5,121 |
| Additional noninterest expense | $562,000 | 4,919 |
| Pre-tax net operating income | $-1,046,000 | 7,044 |
| Securities gains (losses) | $80,000 | 1,628 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-966,000 | 7,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-966,000 | 7,135 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-966,000 | 7,136 |
| Net charge-offs | $351,000 | 2,761 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,046,000 | 7,157 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 6,940 |
| Total interest expense | $271,000 | 6,214 |
| Net interest income | $336,000 | 7,184 |
| Provision for loan and lease losses | $23,000 | 5,791 |
| Total noninterest income | $131,000 | 4,701 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $103,000 | 3,209 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $731,000 | 5,254 |
| Salaries and employee benefits | $359,000 | 5,468 |
| Premises and equipment expense | $98,000 | 5,166 |
| Additional noninterest expense | $274,000 | 4,684 |
| Pre-tax net operating income | $-287,000 | 7,039 |
| Securities gains (losses) | $80,000 | 1,099 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-207,000 | 7,041 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-207,000 | 7,042 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-207,000 | 7,042 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-287,000 | 7,118 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 6,760 |
| Total interest expense | $1,213,000 | 6,419 |
| Net interest income | $1,574,000 | 6,912 |
| Provision for loan and lease losses | $85,000 | 6,197 |
| Total noninterest income | $728,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $562,000 | 2,771 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $166,000 | 5,141 |
| Total noninterest expense | $3,949,000 | 4,273 |
| Salaries and employee benefits | $1,379,000 | 5,581 |
| Premises and equipment expense | $424,000 | 4,930 |
| Additional noninterest expense | $2,146,000 | 2,686 |
| Pre-tax net operating income | $-1,732,000 | 7,281 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-13,000 | 6,808 |
| Income before extraordinary items | $-1,719,000 | 7,289 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,719,000 | 7,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 5,066 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,719,000 | 7,390 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 6,766 |
| Total interest expense | $958,000 | 6,432 |
| Net interest income | $1,209,000 | 6,919 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $539,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $428,000 | 2,764 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 5,453 |
| Total noninterest expense | $2,209,000 | 5,164 |
| Salaries and employee benefits | $1,049,000 | 5,540 |
| Premises and equipment expense | $310,000 | 5,012 |
| Additional noninterest expense | $850,000 | 4,385 |
| Pre-tax net operating income | $-506,000 | 7,269 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-177,000 | 7,635 |
| Income before extraordinary items | $-329,000 | 7,054 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-329,000 | 7,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,332 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-329,000 | 7,198 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 6,726 |
| Total interest expense | $715,000 | 6,312 |
| Net interest income | $801,000 | 6,961 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $354,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $284,000 | 2,750 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $1,454,000 | 5,238 |
| Salaries and employee benefits | $680,000 | 5,673 |
| Premises and equipment expense | $207,000 | 5,044 |
| Additional noninterest expense | $567,000 | 4,354 |
| Pre-tax net operating income | $-329,000 | 7,464 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-115,000 | 7,881 |
| Income before extraordinary items | $-214,000 | 7,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-214,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,765 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-214,000 | 7,405 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 6,668 |
| Total interest expense | $393,000 | 6,280 |
| Net interest income | $426,000 | 6,886 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $180,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $146,000 | 2,687 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $742,000 | 5,171 |
| Salaries and employee benefits | $345,000 | 5,672 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $294,000 | 4,183 |
| Pre-tax net operating income | $-145,000 | 7,659 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-53,000 | 8,038 |
| Income before extraordinary items | $-92,000 | 7,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-92,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-92,000 | 7,583 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 7,037 |
| Total interest expense | $1,154,000 | 6,930 |
| Net interest income | $1,577,000 | 7,032 |
| Provision for loan and lease losses | $115,000 | 4,733 |
| Total noninterest income | $446,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $382,000 | 3,612 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $64,000 | 6,820 |
| Total noninterest expense | $2,079,000 | 6,120 |
| Salaries and employee benefits | $853,000 | 6,838 |
| Premises and equipment expense | $294,000 | 5,823 |
| Additional noninterest expense | $932,000 | 4,867 |
| Pre-tax net operating income | $-171,000 | 7,625 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-61,000 | 7,959 |
| Income before extraordinary items | $-110,000 | 7,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-110,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-110,000 | 7,619 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 7,286 |
| Total interest expense | $724,000 | 7,251 |
| Net interest income | $1,125,000 | 7,163 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $222,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 4,456 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $1,298,000 | 6,572 |
| Salaries and employee benefits | $574,000 | 7,047 |
| Premises and equipment expense | $187,000 | 6,246 |
| Additional noninterest expense | $537,000 | 5,621 |
| Pre-tax net operating income | $-51,000 | 7,733 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-21,000 | 8,081 |
| Income before extraordinary items | $-30,000 | 7,740 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-30,000 | 7,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-30,000 | 7,719 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 7,388 |
| Total interest expense | $454,000 | 7,367 |
| Net interest income | $730,000 | 7,273 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $129,000 | 6,407 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $834,000 | 6,714 |
| Salaries and employee benefits | $378,000 | 7,120 |
| Premises and equipment expense | $122,000 | 6,326 |
| Additional noninterest expense | $334,000 | 5,821 |
| Pre-tax net operating income | $1,000 | 7,760 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-2,000 | 8,079 |
| Income before extraordinary items | $3,000 | 7,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,000 | 7,762 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 7,488 |
| Total interest expense | $227,000 | 7,397 |
| Net interest income | $342,000 | 7,430 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $397,000 | 6,845 |
| Salaries and employee benefits | $187,000 | 7,190 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $148,000 | 6,150 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $3,000 | 7,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,000 | 7,812 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 7,534 |
| Total interest expense | $777,000 | 7,377 |
| Net interest income | $1,234,000 | 7,540 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $184,000 | 7,054 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $147,000 | 5,561 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $1,506,000 | 6,886 |
| Salaries and employee benefits | $658,000 | 7,408 |
| Premises and equipment expense | $228,000 | 6,431 |
| Additional noninterest expense | $620,000 | 5,968 |
| Pre-tax net operating income | $-124,000 | 8,064 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-32,000 | 8,250 |
| Income before extraordinary items | $-92,000 | 8,072 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-92,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-92,000 | 8,062 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 7,691 |
| Total interest expense | $544,000 | 7,478 |
| Net interest income | $870,000 | 7,704 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $127,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $1,133,000 | 6,881 |
| Salaries and employee benefits | $498,000 | 7,386 |
| Premises and equipment expense | $161,000 | 6,593 |
| Additional noninterest expense | $474,000 | 5,918 |
| Pre-tax net operating income | $-172,000 | 8,285 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-59,000 | 8,523 |
| Income before extraordinary items | $-113,000 | 8,258 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-113,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-113,000 | 8,250 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 7,782 |
| Total interest expense | $320,000 | 7,621 |
| Net interest income | $574,000 | 7,776 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $78,000 | 7,353 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 5,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $734,000 | 6,991 |
| Salaries and employee benefits | $328,000 | 7,445 |
| Premises and equipment expense | $101,000 | 6,744 |
| Additional noninterest expense | $305,000 | 6,025 |
| Pre-tax net operating income | $-118,000 | 8,352 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-39,000 | 8,566 |
| Income before extraordinary items | $-79,000 | 8,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-79,000 | 8,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-79,000 | 8,321 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,860 |
| Total interest expense | $138,000 | 7,783 |
| Net interest income | $285,000 | 7,804 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $359,000 | 7,053 |
| Salaries and employee benefits | $165,000 | 7,455 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $142,000 | 6,219 |
| Pre-tax net operating income | $-56,000 | 8,383 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-16,000 | 8,554 |
| Income before extraordinary items | $-40,000 | 8,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-40,000 | 8,348 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 8,175 |
| Total interest expense | $344,000 | 8,073 |
| Net interest income | $864,000 | 8,136 |
| Provision for loan and lease losses | $117,000 | 4,613 |
| Total noninterest income | $186,000 | 7,177 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $150,000 | 5,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $1,128,000 | 7,524 |
| Salaries and employee benefits | $468,000 | 8,001 |
| Premises and equipment expense | $153,000 | 7,235 |
| Additional noninterest expense | $507,000 | 6,530 |
| Pre-tax net operating income | $-195,000 | 8,382 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-58,000 | 8,560 |
| Income before extraordinary items | $-137,000 | 8,386 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-137,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-137,000 | 8,361 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 8,269 |
| Total interest expense | $228,000 | 8,187 |
| Net interest income | $619,000 | 8,224 |
| Provision for loan and lease losses | $88,000 | 4,501 |
| Total noninterest income | $141,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 5,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $777,000 | 7,667 |
| Salaries and employee benefits | $316,000 | 8,119 |
| Premises and equipment expense | $103,000 | 7,438 |
| Additional noninterest expense | $358,000 | 6,676 |
| Pre-tax net operating income | $-105,000 | 8,432 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-31,000 | 8,654 |
| Income before extraordinary items | $-74,000 | 8,434 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-74,000 | 8,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-74,000 | 8,404 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 8,355 |
| Total interest expense | $130,000 | 8,272 |
| Net interest income | $383,000 | 8,333 |
| Provision for loan and lease losses | $59,000 | 4,370 |
| Total noninterest income | $88,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $72,000 | 5,681 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $500,000 | 7,730 |
| Salaries and employee benefits | $204,000 | 8,167 |
| Premises and equipment expense | $62,000 | 7,574 |
| Additional noninterest expense | $234,000 | 6,726 |
| Pre-tax net operating income | $-88,000 | 8,470 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-26,000 | 8,674 |
| Income before extraordinary items | $-62,000 | 8,480 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-62,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-62,000 | 8,452 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 8,494 |
| Total interest expense | $52,000 | 8,485 |
| Net interest income | $180,000 | 8,461 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $240,000 | 7,869 |
| Salaries and employee benefits | $97,000 | 8,300 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $-54,000 | 8,587 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-17,000 | 8,728 |
| Income before extraordinary items | $-37,000 | 8,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-37,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-37,000 | 8,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 8,810 |
| Total interest expense | $102,000 | 8,733 |
| Net interest income | $312,000 | 8,813 |
| Provision for loan and lease losses | $161,000 | 4,114 |
| Total noninterest income | $89,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $66,000 | 7,023 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $688,000 | 8,335 |
| Salaries and employee benefits | $222,000 | 8,778 |
| Premises and equipment expense | $96,000 | 8,017 |
| Additional noninterest expense | $370,000 | 7,289 |
| Pre-tax net operating income | $-448,000 | 8,633 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-147,000 | 8,783 |
| Income before extraordinary items | $-301,000 | 8,630 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-301,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-301,000 | 8,601 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $209,000 | 8,917 |
| Total interest expense | $57,000 | 8,838 |
| Net interest income | $152,000 | 8,913 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $51,000 | 8,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $419,000 | 8,603 |
| Salaries and employee benefits | $145,000 | 8,864 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $230,000 | 7,663 |
| Pre-tax net operating income | $-336,000 | 8,712 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-123,000 | 8,875 |
| Income before extraordinary items | $-213,000 | 8,690 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-213,000 | 8,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-213,000 | 8,664 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $39,000 | 9,040 |
| Total interest expense | $12,000 | 8,991 |
| Net interest income | $27,000 | 9,039 |
| Provision for loan and lease losses | $106,000 | 3,370 |
| Total noninterest income | $13,000 | 8,868 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $10,000 | 7,758 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $84,000 | 9,044 |
| Salaries and employee benefits | $39,000 | 9,041 |
| Premises and equipment expense | $10,000 | 8,958 |
| Additional noninterest expense | $35,000 | 8,993 |
| Pre-tax net operating income | $-150,000 | 8,727 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-53,000 | 8,890 |
| Income before extraordinary items | $-97,000 | 8,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-97,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-97,000 | 8,693 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.