Home > Community Bank and Trust Company > Assets and Liabilities
Community Bank and Trust Company, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $398,711,000 | 1,689 |
| Cash and due from depository institutions | $9,420,000 | 1,449 |
| Interest-bearing balances | $151,000 | 4,131 |
| Securities | $8,669,000 | 6,343 |
| Federal funds sold & reverse repurchase agreements | $857,000 | 5,137 |
| Net loans & leases | $363,624,000 | 1,286 |
| Loan loss allowance | $5,718,000 | 925 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,445,000 | 1,686 |
| Other real estate owned | $1,000,000 | 1,449 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,696,000 | 2,218 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $398,711,000 | 1,689 |
| Total liabilities | $354,924,000 | 1,689 |
| Total deposits | $343,618,000 | 1,540 |
| Interest-bearing deposits | $303,555,000 | 1,521 |
| Deposits held in domestic offices | $343,618,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $257,000 | 3,240 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,387,000 | 2,842 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,662,000 | 1,971 |
| Total equity capital | $43,787,000 | 1,572 |
| Total bank equity capital | $43,787,000 | 1,572 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,674,000 | 1,282 |
| Surplus | $15,055,000 | 1,826 |
| Undivided profits | $25,058,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,805,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,005,000 | 2,281 |
| Earning assets | $373,301,000 | 1,657 |
| Long-term assets (5+ years) | $5,668,000 | 5,784 |
| Average Assets, year-to-date | $419,472,250 | 1,565 |
| Average Assets, quarterly | $407,017,500 | 1,636 |
| Volatile liabilities | $54,079,000 | 2,394 |
| Insider loans | $3,466,000 | 2,072 |
| FHLB advances | $8,387,000 | 2,720 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $58,435,000 | 1,600 |
| Tier 1 (core) risk-based capital | $43,783,000 | 1,474 |
| Tier 2 risk-based capital | $4,355,000 | 1,194 |
| Total risk weighted assets | $347,000,000 | 1,455 |
| Total unused commitments | $58,435,000 | 1,600 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 112 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $415,324,000 | 1,637 |
| Cash and due from depository institutions | $8,864,000 | 1,565 |
| Interest-bearing balances | $150,000 | 4,255 |
| Securities | $8,653,000 | 6,376 |
| Federal funds sold & reverse repurchase agreements | $3,327,000 | 3,387 |
| Net loans & leases | $378,978,000 | 1,236 |
| Loan loss allowance | $5,798,000 | 904 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,514,000 | 1,669 |
| Other real estate owned | $0 | 1,565 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,988,000 | 2,141 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $415,324,000 | 1,637 |
| Total liabilities | $372,479,000 | 1,642 |
| Total deposits | $346,095,000 | 1,552 |
| Interest-bearing deposits | $336,732,000 | 1,368 |
| Deposits held in domestic offices | $346,095,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $253,000 | 3,187 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,037,000 | 1,580 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,094,000 | 1,359 |
| Total equity capital | $42,845,000 | 1,592 |
| Total bank equity capital | $42,845,000 | 1,592 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,626,000 | 1,280 |
| Surplus | $14,067,000 | 1,959 |
| Undivided profits | $25,152,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,481,000 | 632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,073,000 | 2,039 |
| Earning assets | $391,108,000 | 1,588 |
| Long-term assets (5+ years) | $5,770,000 | 5,694 |
| Average Assets, year-to-date | $426,392,670 | 1,570 |
| Average Assets, quarterly | $420,835,500 | 1,600 |
| Volatile liabilities | $54,232,000 | 2,362 |
| Insider loans | $4,128,000 | 1,775 |
| FHLB advances | $22,037,000 | 1,491 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $64,778,000 | 1,500 |
| Tier 1 (core) risk-based capital | $42,843,000 | 1,509 |
| Tier 2 risk-based capital | $4,467,000 | 1,175 |
| Total risk weighted assets | $356,020,000 | 1,407 |
| Total unused commitments | $64,778,000 | 1,501 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 121 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $426,347,000 | 1,585 |
| Cash and due from depository institutions | $6,222,000 | 1,424 |
| Interest-bearing balances | $152,000 | 4,287 |
| Securities | $7,317,000 | 6,705 |
| Federal funds sold & reverse repurchase agreements | $4,781,000 | 3,429 |
| Net loans & leases | $392,746,000 | 1,164 |
| Loan loss allowance | $5,982,000 | 871 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,510,000 | 1,628 |
| Other real estate owned | $0 | 1,424 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,771,000 | 2,132 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $426,347,000 | 1,585 |
| Total liabilities | $381,668,000 | 1,589 |
| Total deposits | $344,430,000 | 1,563 |
| Interest-bearing deposits | $336,032,000 | 1,350 |
| Deposits held in domestic offices | $344,430,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $349,000 | 2,803 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $33,575,000 | 1,151 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,314,000 | 1,639 |
| Total equity capital | $44,679,000 | 1,529 |
| Total bank equity capital | $44,679,000 | 1,529 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,625,000 | 1,264 |
| Surplus | $14,048,000 | 1,933 |
| Undivided profits | $27,006,000 | 1,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,814,000 | 538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,185,000 | 1,865 |
| Earning assets | $404,996,000 | 1,519 |
| Long-term assets (5+ years) | $7,865,000 | 5,145 |
| Average Assets, year-to-date | $431,927,000 | 1,545 |
| Average Assets, quarterly | $431,927,000 | 1,545 |
| Volatile liabilities | $87,760,000 | 1,546 |
| Insider loans | $3,294,000 | 2,101 |
| FHLB advances | $33,575,000 | 1,085 |
| Loans and leases held for sale | $282,000 | 1,431 |
| Unused loan commitments | $73,647,000 | 1,367 |
| Tier 1 (core) risk-based capital | $44,573,000 | 1,419 |
| Tier 2 risk-based capital | $4,747,000 | 1,087 |
| Total risk weighted assets | $378,502,000 | 1,301 |
| Total unused commitments | $73,647,000 | 1,367 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 114 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $437,507,000 | 1,517 |
| Cash and due from depository institutions | $10,261,000 | 1,513 |
| Interest-bearing balances | $150,000 | 4,315 |
| Securities | $7,373,000 | 6,720 |
| Federal funds sold & reverse repurchase agreements | $3,651,000 | 3,431 |
| Net loans & leases | $400,444,000 | 1,123 |
| Loan loss allowance | $6,124,000 | 838 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,581,000 | 1,590 |
| Other real estate owned | $0 | 1,513 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,197,000 | 2,033 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $437,507,000 | 1,517 |
| Total liabilities | $393,365,000 | 1,516 |
| Total deposits | $345,528,000 | 1,531 |
| Interest-bearing deposits | $330,612,000 | 1,350 |
| Deposits held in domestic offices | $345,528,000 | 1,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $344,000 | 3,027 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $44,552,000 | 964 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,941,000 | 1,767 |
| Total equity capital | $44,142,000 | 1,498 |
| Total bank equity capital | $44,142,000 | 1,498 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,616,000 | 1,256 |
| Surplus | $13,878,000 | 1,908 |
| Undivided profits | $26,648,000 | 1,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,449,000 | 450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,196,000 | 1,901 |
| Earning assets | $411,618,000 | 1,462 |
| Long-term assets (5+ years) | $8,889,000 | 4,884 |
| Average Assets, year-to-date | $432,517,400 | 1,452 |
| Average Assets, quarterly | $436,032,500 | 1,497 |
| Volatile liabilities | $44,916,000 | 2,865 |
| Insider loans | $2,974,000 | 2,255 |
| FHLB advances | $43,000,000 | 917 |
| Loans and leases held for sale | $697,000 | 1,091 |
| Unused loan commitments | $73,423,000 | 1,332 |
| Tier 1 (core) risk-based capital | $44,032,000 | 1,413 |
| Tier 2 risk-based capital | $4,789,000 | 1,066 |
| Total risk weighted assets | $381,766,000 | 1,260 |
| Total unused commitments | $73,423,000 | 1,332 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 112 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $434,558,000 | 1,503 |
| Cash and due from depository institutions | $11,299,000 | 1,562 |
| Interest-bearing balances | $152,000 | 4,313 |
| Securities | $6,352,000 | 7,031 |
| Federal funds sold & reverse repurchase agreements | $1,838,000 | 3,994 |
| Net loans & leases | $399,781,000 | 1,112 |
| Loan loss allowance | $5,985,000 | 857 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,805,000 | 1,741 |
| Other real estate owned | $0 | 1,562 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,483,000 | 1,971 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $434,558,000 | 1,503 |
| Total liabilities | $391,105,000 | 1,506 |
| Total deposits | $343,994,000 | 1,510 |
| Interest-bearing deposits | $298,999,000 | 1,493 |
| Deposits held in domestic offices | $343,994,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $786,000 | 2,941 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $43,307,000 | 1,029 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,018,000 | 1,711 |
| Total equity capital | $43,453,000 | 1,507 |
| Total bank equity capital | $43,453,000 | 1,507 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,593,000 | 1,249 |
| Surplus | $13,573,000 | 1,915 |
| Undivided profits | $26,287,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,187,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,113,000 | 1,967 |
| Earning assets | $408,123,000 | 1,463 |
| Long-term assets (5+ years) | $7,445,000 | 5,163 |
| Average Assets, year-to-date | $431,270,000 | 1,458 |
| Average Assets, quarterly | $434,622,500 | 1,486 |
| Volatile liabilities | $40,205,000 | 3,065 |
| Insider loans | $2,669,000 | 2,414 |
| FHLB advances | $43,307,000 | 947 |
| Loans and leases held for sale | $240,000 | 1,449 |
| Unused loan commitments | $74,681,000 | 1,345 |
| Tier 1 (core) risk-based capital | $43,348,000 | 1,432 |
| Tier 2 risk-based capital | $4,869,000 | 1,056 |
| Total risk weighted assets | $388,356,000 | 1,228 |
| Total unused commitments | $74,681,000 | 1,346 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 120 | 1,455 |
| Assets and Liabilities | ||
| Total Assets: | $434,687,000 | 1,488 |
| Cash and due from depository institutions | $12,969,000 | 1,455 |
| Interest-bearing balances | $149,000 | 4,382 |
| Securities | $6,699,000 | 6,973 |
| Federal funds sold & reverse repurchase agreements | $564,000 | 5,003 |
| Net loans & leases | $398,996,000 | 1,098 |
| Loan loss allowance | $5,961,000 | 838 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,888,000 | 1,670 |
| Other real estate owned | $0 | 1,455 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,571,000 | 1,954 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $434,687,000 | 1,488 |
| Total liabilities | $391,956,000 | 1,485 |
| Total deposits | $336,298,000 | 1,539 |
| Interest-bearing deposits | $294,279,000 | 1,500 |
| Deposits held in domestic offices | $336,298,000 | 1,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $776,000 | 3,071 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $50,691,000 | 924 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,191,000 | 1,215 |
| Total equity capital | $42,731,000 | 1,470 |
| Total bank equity capital | $42,731,000 | 1,470 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,588,000 | 1,238 |
| Surplus | $13,449,000 | 1,894 |
| Undivided profits | $25,694,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,307,000 | 1,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,121,000 | 1,729 |
| Earning assets | $406,408,000 | 1,452 |
| Long-term assets (5+ years) | $5,912,000 | 5,519 |
| Average Assets, year-to-date | $430,174,000 | 1,461 |
| Average Assets, quarterly | $431,932,500 | 1,474 |
| Volatile liabilities | $82,879,000 | 1,730 |
| Insider loans | $2,846,000 | 2,253 |
| FHLB advances | $50,691,000 | 843 |
| Loans and leases held for sale | $425,000 | 1,249 |
| Unused loan commitments | $73,764,000 | 1,344 |
| Tier 1 (core) risk-based capital | $42,673,000 | 1,417 |
| Tier 2 risk-based capital | $4,768,000 | 1,056 |
| Total risk weighted assets | $380,226,000 | 1,230 |
| Total unused commitments | $73,764,000 | 1,344 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 120 | 1,443 |
| Assets and Liabilities | ||
| Total Assets: | $429,178,000 | 1,469 |
| Cash and due from depository institutions | $14,104,000 | 1,443 |
| Interest-bearing balances | $151,000 | 4,475 |
| Securities | $6,332,000 | 7,108 |
| Federal funds sold & reverse repurchase agreements | $2,923,000 | 3,682 |
| Net loans & leases | $390,258,000 | 1,092 |
| Loan loss allowance | $6,113,000 | 815 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,975,000 | 1,635 |
| Other real estate owned | $0 | 1,443 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,586,000 | 1,898 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $429,178,000 | 1,469 |
| Total liabilities | $385,261,000 | 1,487 |
| Total deposits | $332,089,000 | 1,526 |
| Interest-bearing deposits | $292,592,000 | 1,481 |
| Deposits held in domestic offices | $332,089,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $592,000 | 2,882 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $49,313,000 | 904 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,267,000 | 1,477 |
| Total equity capital | $43,917,000 | 1,399 |
| Total bank equity capital | $43,917,000 | 1,399 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,579,000 | 1,229 |
| Surplus | $13,325,000 | 1,845 |
| Undivided profits | $27,013,000 | 1,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,783,000 | 950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,887,000 | 1,864 |
| Earning assets | $399,664,000 | 1,453 |
| Long-term assets (5+ years) | $5,715,000 | 5,552 |
| Average Assets, year-to-date | $427,917,500 | 1,459 |
| Average Assets, quarterly | $427,917,500 | 1,459 |
| Volatile liabilities | $74,722,000 | 1,800 |
| Insider loans | $2,758,000 | 2,298 |
| FHLB advances | $49,313,000 | 835 |
| Loans and leases held for sale | $109,000 | 1,582 |
| Unused loan commitments | $81,190,000 | 1,209 |
| Tier 1 (core) risk-based capital | $43,842,000 | 1,332 |
| Tier 2 risk-based capital | $4,872,000 | 1,018 |
| Total risk weighted assets | $388,481,000 | 1,160 |
| Total unused commitments | $81,190,000 | 1,209 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $426,657,000 | 1,467 |
| Cash and due from depository institutions | $12,004,000 | 1,495 |
| Interest-bearing balances | $152,000 | 4,528 |
| Securities | $6,213,000 | 7,164 |
| Federal funds sold & reverse repurchase agreements | $1,267,000 | 4,581 |
| Net loans & leases | $391,775,000 | 1,074 |
| Loan loss allowance | $6,174,000 | 791 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,044,000 | 1,595 |
| Other real estate owned | $0 | 1,495 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,354,000 | 1,950 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $426,657,000 | 1,467 |
| Total liabilities | $383,686,000 | 1,470 |
| Total deposits | $337,648,000 | 1,468 |
| Interest-bearing deposits | $294,199,000 | 1,438 |
| Deposits held in domestic offices | $337,648,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $585,000 | 3,056 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,564,000 | 1,023 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,889,000 | 1,588 |
| Total equity capital | $42,971,000 | 1,412 |
| Total bank equity capital | $42,971,000 | 1,412 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,556,000 | 1,221 |
| Surplus | $12,591,000 | 1,874 |
| Undivided profits | $26,824,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,574,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,884,000 | 1,872 |
| Earning assets | $399,407,000 | 1,428 |
| Long-term assets (5+ years) | $5,403,000 | 5,669 |
| Average Assets, year-to-date | $434,267,600 | 1,381 |
| Average Assets, quarterly | $430,931,000 | 1,437 |
| Volatile liabilities | $62,302,000 | 2,048 |
| Insider loans | $2,625,000 | 2,338 |
| FHLB advances | $40,000,000 | 1,004 |
| Loans and leases held for sale | $160,000 | 1,505 |
| Unused loan commitments | $77,557,000 | 1,223 |
| Tier 1 (core) risk-based capital | $42,850,000 | 1,337 |
| Tier 2 risk-based capital | $4,690,000 | 1,030 |
| Total risk weighted assets | $373,670,000 | 1,183 |
| Total unused commitments | $77,557,000 | 1,223 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 111 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $435,205,000 | 1,417 |
| Cash and due from depository institutions | $13,262,000 | 1,545 |
| Interest-bearing balances | $151,000 | 4,600 |
| Securities | $7,366,000 | 6,923 |
| Federal funds sold & reverse repurchase agreements | $1,430,000 | 4,212 |
| Net loans & leases | $398,920,000 | 1,016 |
| Loan loss allowance | $6,174,000 | 788 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,125,000 | 1,531 |
| Other real estate owned | $0 | 1,545 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,102,000 | 2,148 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $435,205,000 | 1,417 |
| Total liabilities | $393,399,000 | 1,407 |
| Total deposits | $356,090,000 | 1,347 |
| Interest-bearing deposits | $310,422,000 | 1,322 |
| Deposits held in domestic offices | $356,090,000 | 1,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $678,000 | 3,040 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,349,000 | 1,209 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,282,000 | 1,877 |
| Total equity capital | $41,806,000 | 1,429 |
| Total bank equity capital | $41,806,000 | 1,429 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,521,000 | 1,197 |
| Surplus | $12,305,000 | 1,860 |
| Undivided profits | $25,980,000 | 1,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,589,000 | 1,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,806,000 | 1,878 |
| Earning assets | $407,867,000 | 1,379 |
| Long-term assets (5+ years) | $5,998,000 | 5,565 |
| Average Assets, year-to-date | $436,170,250 | 1,356 |
| Average Assets, quarterly | $435,770,000 | 1,395 |
| Volatile liabilities | $51,351,000 | 2,329 |
| Insider loans | $2,382,000 | 2,492 |
| FHLB advances | $31,535,000 | 1,192 |
| Loans and leases held for sale | $645,000 | 1,133 |
| Unused loan commitments | $86,582,000 | 1,119 |
| Tier 1 (core) risk-based capital | $41,671,000 | 1,356 |
| Tier 2 risk-based capital | $4,986,000 | 957 |
| Total risk weighted assets | $397,434,000 | 1,084 |
| Total unused commitments | $86,582,000 | 1,120 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $436,335,000 | 1,376 |
| Cash and due from depository institutions | $13,436,000 | 1,509 |
| Interest-bearing balances | $149,000 | 4,583 |
| Securities | $5,460,000 | 7,420 |
| Federal funds sold & reverse repurchase agreements | $7,643,000 | 1,501 |
| Net loans & leases | $395,461,000 | 1,006 |
| Loan loss allowance | $6,276,000 | 771 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,172,000 | 1,484 |
| Other real estate owned | $0 | 1,509 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,163,000 | 2,077 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $436,335,000 | 1,376 |
| Total liabilities | $395,447,000 | 1,370 |
| Total deposits | $365,691,000 | 1,279 |
| Interest-bearing deposits | $320,548,000 | 1,236 |
| Deposits held in domestic offices | $365,691,000 | 1,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $872,000 | 2,951 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,062,000 | 1,523 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,822,000 | 1,160 |
| Total equity capital | $40,888,000 | 1,433 |
| Total bank equity capital | $40,888,000 | 1,433 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,518,000 | 1,180 |
| Surplus | $12,252,000 | 1,827 |
| Undivided profits | $25,118,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,776,000 | 1,727 |
| Earning assets | $408,713,000 | 1,336 |
| Long-term assets (5+ years) | $4,707,000 | 6,009 |
| Average Assets, year-to-date | $436,492,000 | 1,333 |
| Average Assets, quarterly | $437,238,000 | 1,354 |
| Volatile liabilities | $41,478,000 | 2,616 |
| Insider loans | $2,308,000 | 2,516 |
| FHLB advances | $25,062,000 | 1,429 |
| Loans and leases held for sale | $212,000 | 1,522 |
| Unused loan commitments | $77,589,000 | 1,173 |
| Tier 1 (core) risk-based capital | $40,717,000 | 1,349 |
| Tier 2 risk-based capital | $4,833,000 | 967 |
| Total risk weighted assets | $384,794,000 | 1,097 |
| Total unused commitments | $77,589,000 | 1,173 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 111 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $438,141,000 | 1,349 |
| Cash and due from depository institutions | $12,511,000 | 1,534 |
| Interest-bearing balances | $148,000 | 4,639 |
| Securities | $5,981,000 | 7,387 |
| Federal funds sold & reverse repurchase agreements | $431,000 | 5,709 |
| Net loans & leases | $404,992,000 | 966 |
| Loan loss allowance | $6,396,000 | 739 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,132,000 | 1,472 |
| Other real estate owned | $0 | 1,534 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,094,000 | 2,065 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $438,141,000 | 1,349 |
| Total liabilities | $396,319,000 | 1,350 |
| Total deposits | $357,497,000 | 1,293 |
| Interest-bearing deposits | $321,687,000 | 1,213 |
| Deposits held in domestic offices | $357,497,000 | 1,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $465,000 | 2,943 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,454,000 | 1,158 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,903,000 | 1,450 |
| Total equity capital | $41,822,000 | 1,373 |
| Total bank equity capital | $41,822,000 | 1,373 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,513,000 | 1,172 |
| Surplus | $12,144,000 | 1,790 |
| Undivided profits | $26,165,000 | 1,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,226,000 | 1,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,788,000 | 1,663 |
| Earning assets | $411,552,000 | 1,312 |
| Long-term assets (5+ years) | $6,461,000 | 5,576 |
| Average Assets, year-to-date | $436,570,500 | 1,333 |
| Average Assets, quarterly | $436,570,500 | 1,333 |
| Volatile liabilities | $49,190,000 | 2,203 |
| Insider loans | $3,038,000 | 1,996 |
| FHLB advances | $35,454,000 | 1,077 |
| Loans and leases held for sale | $200,000 | 1,463 |
| Unused loan commitments | $67,944,000 | 1,286 |
| Tier 1 (core) risk-based capital | $41,642,000 | 1,299 |
| Tier 2 risk-based capital | $4,777,000 | 961 |
| Total risk weighted assets | $380,262,000 | 1,092 |
| Total unused commitments | $67,944,000 | 1,286 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 110 | 1,556 |
| Assets and Liabilities | ||
| Total Assets: | $435,000,000 | 1,349 |
| Cash and due from depository institutions | $11,835,000 | 1,556 |
| Interest-bearing balances | $151,000 | 4,638 |
| Securities | $5,134,000 | 7,610 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 5,902 |
| Net loans & leases | $403,666,000 | 965 |
| Loan loss allowance | $6,396,000 | 745 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,220,000 | 1,435 |
| Other real estate owned | $0 | 1,556 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,985,000 | 2,062 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $435,000,000 | 1,349 |
| Total liabilities | $395,370,000 | 1,336 |
| Total deposits | $372,877,000 | 1,215 |
| Interest-bearing deposits | $329,923,000 | 1,165 |
| Deposits held in domestic offices | $372,877,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $463,000 | 3,091 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $19,845,000 | 1,736 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,185,000 | 1,802 |
| Total equity capital | $39,630,000 | 1,440 |
| Total bank equity capital | $39,630,000 | 1,440 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,434,000 | 1,185 |
| Surplus | $10,867,000 | 1,938 |
| Undivided profits | $25,329,000 | 1,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,180,000 | 2,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,643,000 | 1,769 |
| Earning assets | $409,111,000 | 1,314 |
| Long-term assets (5+ years) | $6,643,000 | 5,591 |
| Average Assets, year-to-date | $431,172,800 | 1,288 |
| Average Assets, quarterly | $434,116,000 | 1,332 |
| Volatile liabilities | $33,351,000 | 2,921 |
| Insider loans | $2,724,000 | 2,154 |
| FHLB advances | $19,845,000 | 1,634 |
| Loans and leases held for sale | $70,000 | 1,691 |
| Unused loan commitments | $71,018,000 | 1,206 |
| Tier 1 (core) risk-based capital | $39,389,000 | 1,357 |
| Tier 2 risk-based capital | $4,812,000 | 958 |
| Total risk weighted assets | $382,593,000 | 1,064 |
| Total unused commitments | $71,018,000 | 1,207 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 113 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $433,232,000 | 1,332 |
| Cash and due from depository institutions | $11,237,000 | 1,525 |
| Interest-bearing balances | $154,000 | 4,717 |
| Securities | $6,227,000 | 7,387 |
| Federal funds sold & reverse repurchase agreements | $270,000 | 5,471 |
| Net loans & leases | $401,486,000 | 940 |
| Loan loss allowance | $6,330,000 | 748 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,285,000 | 1,379 |
| Other real estate owned | $0 | 1,525 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,727,000 | 2,070 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $433,232,000 | 1,332 |
| Total liabilities | $394,979,000 | 1,309 |
| Total deposits | $381,801,000 | 1,156 |
| Interest-bearing deposits | $336,042,000 | 1,122 |
| Deposits held in domestic offices | $381,801,000 | 1,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $298,000 | 3,407 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,799,000 | 2,465 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,081,000 | 1,861 |
| Total equity capital | $38,253,000 | 1,474 |
| Total bank equity capital | $38,253,000 | 1,474 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,379,000 | 1,182 |
| Surplus | $10,693,000 | 1,924 |
| Undivided profits | $24,181,000 | 1,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,287,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,594,000 | 1,913 |
| Earning assets | $408,137,000 | 1,292 |
| Long-term assets (5+ years) | $10,157,000 | 4,886 |
| Average Assets, year-to-date | $430,216,000 | 1,287 |
| Average Assets, quarterly | $431,389,500 | 1,316 |
| Volatile liabilities | $23,225,000 | 3,731 |
| Insider loans | $2,690,000 | 2,151 |
| FHLB advances | $10,799,000 | 2,342 |
| Loans and leases held for sale | $442,000 | 1,238 |
| Unused loan commitments | $84,556,000 | 1,052 |
| Tier 1 (core) risk-based capital | $38,025,000 | 1,389 |
| Tier 2 risk-based capital | $4,870,000 | 926 |
| Total risk weighted assets | $387,443,000 | 1,025 |
| Total unused commitments | $84,556,000 | 1,053 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 119 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $429,547,000 | 1,316 |
| Cash and due from depository institutions | $13,258,000 | 1,448 |
| Interest-bearing balances | $152,000 | 4,802 |
| Securities | $6,912,000 | 7,296 |
| Federal funds sold & reverse repurchase agreements | $2,784,000 | 2,965 |
| Net loans & leases | $392,498,000 | 933 |
| Loan loss allowance | $6,112,000 | 765 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,360,000 | 1,338 |
| Other real estate owned | $0 | 1,448 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,735,000 | 2,065 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $429,547,000 | 1,316 |
| Total liabilities | $392,479,000 | 1,298 |
| Total deposits | $369,168,000 | 1,185 |
| Interest-bearing deposits | $328,768,000 | 1,135 |
| Deposits held in domestic offices | $369,168,000 | 1,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $477,000 | 3,261 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,042,000 | 1,625 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,792,000 | 1,925 |
| Total equity capital | $37,068,000 | 1,465 |
| Total bank equity capital | $37,068,000 | 1,465 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,364,000 | 1,184 |
| Surplus | $10,506,000 | 1,896 |
| Undivided profits | $23,198,000 | 1,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,657,000 | 536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,667,000 | 1,665 |
| Earning assets | $402,346,000 | 1,272 |
| Long-term assets (5+ years) | $35,038,000 | 2,523 |
| Average Assets, year-to-date | $429,210,670 | 1,281 |
| Average Assets, quarterly | $426,966,500 | 1,312 |
| Volatile liabilities | $30,540,000 | 2,993 |
| Insider loans | $3,168,000 | 1,819 |
| FHLB advances | $21,042,000 | 1,524 |
| Loans and leases held for sale | $353,000 | 1,295 |
| Unused loan commitments | $87,124,000 | 1,003 |
| Tier 1 (core) risk-based capital | $36,913,000 | 1,406 |
| Tier 2 risk-based capital | $4,755,000 | 936 |
| Total risk weighted assets | $379,031,000 | 1,020 |
| Total unused commitments | $87,124,000 | 1,003 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 108 | 1,597 |
| Assets and Liabilities | ||
| Total Assets: | $424,386,000 | 1,319 |
| Cash and due from depository institutions | $10,916,000 | 1,597 |
| Interest-bearing balances | $165,000 | 4,841 |
| Securities | $10,493,000 | 6,464 |
| Federal funds sold & reverse repurchase agreements | $802,000 | 5,827 |
| Net loans & leases | $388,062,000 | 930 |
| Loan loss allowance | $5,827,000 | 809 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,394,000 | 1,302 |
| Other real estate owned | $0 | 1,597 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,719,000 | 1,967 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $424,386,000 | 1,319 |
| Total liabilities | $387,917,000 | 1,289 |
| Total deposits | $361,042,000 | 1,201 |
| Interest-bearing deposits | $322,708,000 | 1,159 |
| Deposits held in domestic offices | $361,042,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $426,000 | 2,849 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $23,953,000 | 1,438 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,496,000 | 1,652 |
| Total equity capital | $36,469,000 | 1,519 |
| Total bank equity capital | $36,469,000 | 1,519 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,363,000 | 1,175 |
| Surplus | $10,482,000 | 1,863 |
| Undivided profits | $22,624,000 | 1,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,831,000 | 420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,639,000 | 1,700 |
| Earning assets | $399,522,000 | 1,275 |
| Long-term assets (5+ years) | $33,907,000 | 2,528 |
| Average Assets, year-to-date | $429,042,500 | 1,285 |
| Average Assets, quarterly | $429,042,500 | 1,285 |
| Volatile liabilities | $33,994,000 | 2,695 |
| Insider loans | $3,170,000 | 1,797 |
| FHLB advances | $23,953,000 | 1,335 |
| Loans and leases held for sale | $270,000 | 1,530 |
| Unused loan commitments | $81,081,000 | 1,034 |
| Tier 1 (core) risk-based capital | $35,952,000 | 1,424 |
| Tier 2 risk-based capital | $4,667,000 | 941 |
| Total risk weighted assets | $370,462,000 | 1,018 |
| Total unused commitments | $81,081,000 | 1,036 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 120 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $433,699,000 | 1,275 |
| Cash and due from depository institutions | $25,357,000 | 1,442 |
| Interest-bearing balances | $11,645,000 | 562 |
| Securities | $10,903,000 | 6,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $383,176,000 | 929 |
| Loan loss allowance | $5,631,000 | 832 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,427,000 | 1,289 |
| Other real estate owned | $0 | 1,442 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,836,000 | 1,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $433,699,000 | 1,275 |
| Total liabilities | $398,723,000 | 1,253 |
| Total deposits | $358,984,000 | 1,201 |
| Interest-bearing deposits | $321,114,000 | 1,154 |
| Deposits held in domestic offices | $358,984,000 | 1,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $293,000 | 3,214 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,498,000 | 1,068 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,948,000 | 1,898 |
| Total equity capital | $34,976,000 | 1,562 |
| Total bank equity capital | $34,976,000 | 1,562 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,309,000 | 1,190 |
| Surplus | $10,139,000 | 1,892 |
| Undivided profits | $21,528,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,231,000 | 510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,672,000 | 1,727 |
| Earning assets | $405,724,000 | 1,246 |
| Long-term assets (5+ years) | $35,524,000 | 2,468 |
| Average Assets, year-to-date | $388,060,800 | 1,400 |
| Average Assets, quarterly | $418,039,500 | 1,331 |
| Volatile liabilities | $47,143,000 | 2,064 |
| Insider loans | $3,376,000 | 1,657 |
| FHLB advances | $37,498,000 | 970 |
| Loans and leases held for sale | $242,000 | 1,437 |
| Unused loan commitments | $84,007,000 | 968 |
| Tier 1 (core) risk-based capital | $34,513,000 | 1,476 |
| Tier 2 risk-based capital | $4,684,000 | 950 |
| Total risk weighted assets | $372,365,000 | 1,015 |
| Total unused commitments | $84,007,000 | 969 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 118 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $402,380,000 | 1,402 |
| Cash and due from depository institutions | $12,230,000 | 1,486 |
| Interest-bearing balances | $252,000 | 4,471 |
| Securities | $10,729,000 | 6,388 |
| Federal funds sold & reverse repurchase agreements | $7,370,000 | 1,899 |
| Net loans & leases | $358,733,000 | 998 |
| Loan loss allowance | $4,906,000 | 957 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,468,000 | 1,269 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,850,000 | 2,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,380,000 | 1,402 |
| Total liabilities | $368,348,000 | 1,376 |
| Total deposits | $361,520,000 | 1,208 |
| Interest-bearing deposits | $319,721,000 | 1,175 |
| Deposits held in domestic offices | $361,520,000 | 1,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $341,000 | 3,042 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,763,000 | 3,476 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,724,000 | 2,176 |
| Total equity capital | $34,032,000 | 1,607 |
| Total bank equity capital | $34,032,000 | 1,607 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,305,000 | 1,184 |
| Surplus | $10,104,000 | 1,873 |
| Undivided profits | $20,623,000 | 1,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,529,000 | 448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,564,000 | 1,974 |
| Earning assets | $377,084,000 | 1,365 |
| Long-term assets (5+ years) | $31,934,000 | 2,653 |
| Average Assets, year-to-date | $376,651,250 | 1,461 |
| Average Assets, quarterly | $396,255,500 | 1,420 |
| Volatile liabilities | $15,359,000 | 4,553 |
| Insider loans | $3,234,000 | 1,727 |
| FHLB advances | $4,763,000 | 3,314 |
| Loans and leases held for sale | $1,047,000 | 1,121 |
| Unused loan commitments | $89,754,000 | 939 |
| Tier 1 (core) risk-based capital | $33,685,000 | 1,523 |
| Tier 2 risk-based capital | $4,475,000 | 995 |
| Total risk weighted assets | $357,030,000 | 1,052 |
| Total unused commitments | $89,754,000 | 940 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 118 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $390,131,000 | 1,429 |
| Cash and due from depository institutions | $13,443,000 | 1,492 |
| Interest-bearing balances | $153,000 | 5,011 |
| Securities | $12,204,000 | 6,017 |
| Federal funds sold & reverse repurchase agreements | $15,036,000 | 1,034 |
| Net loans & leases | $336,493,000 | 1,052 |
| Loan loss allowance | $4,706,000 | 968 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,385,000 | 1,253 |
| Other real estate owned | $0 | 1,492 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,570,000 | 2,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,131,000 | 1,429 |
| Total liabilities | $357,316,000 | 1,400 |
| Total deposits | $350,012,000 | 1,237 |
| Interest-bearing deposits | $311,046,000 | 1,212 |
| Deposits held in domestic offices | $350,012,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $390,000 | 2,916 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,914,000 | 2,073 |
| Total equity capital | $32,815,000 | 1,663 |
| Total bank equity capital | $32,815,000 | 1,663 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,625,000 | 2,135 |
| Surplus | $11,521,000 | 1,647 |
| Undivided profits | $19,669,000 | 1,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,721,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,546,000 | 1,917 |
| Earning assets | $363,886,000 | 1,401 |
| Long-term assets (5+ years) | $10,068,000 | 4,882 |
| Average Assets, year-to-date | $368,075,000 | 1,481 |
| Average Assets, quarterly | $375,761,000 | 1,461 |
| Volatile liabilities | $14,408,000 | 4,695 |
| Insider loans | $3,244,000 | 1,697 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $1,206,000 | 1,368 |
| Unused loan commitments | $83,455,000 | 975 |
| Tier 1 (core) risk-based capital | $32,302,000 | 1,552 |
| Tier 2 risk-based capital | $4,179,000 | 1,019 |
| Total risk weighted assets | $333,026,000 | 1,121 |
| Total unused commitments | $83,455,000 | 980 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 104 | 1,659 |
| Assets and Liabilities | ||
| Total Assets: | $361,391,000 | 1,519 |
| Cash and due from depository institutions | $11,838,000 | 1,659 |
| Interest-bearing balances | $29,000 | 6,206 |
| Securities | $11,360,000 | 6,230 |
| Federal funds sold & reverse repurchase agreements | $31,000 | 7,207 |
| Net loans & leases | $326,245,000 | 1,065 |
| Loan loss allowance | $4,546,000 | 1,000 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,765,000 | 1,364 |
| Other real estate owned | $0 | 1,659 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,152,000 | 2,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,391,000 | 1,519 |
| Total liabilities | $329,955,000 | 1,498 |
| Total deposits | $323,003,000 | 1,331 |
| Interest-bearing deposits | $293,597,000 | 1,265 |
| Deposits held in domestic offices | $323,003,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $553,000 | 2,607 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,800,000 | 3,338 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,599,000 | 2,420 |
| Total equity capital | $31,436,000 | 1,698 |
| Total bank equity capital | $31,436,000 | 1,698 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,622,000 | 2,152 |
| Surplus | $11,468,000 | 1,624 |
| Undivided profits | $18,346,000 | 1,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,333,000 | 528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,609,000 | 1,860 |
| Earning assets | $337,665,000 | 1,483 |
| Long-term assets (5+ years) | $7,589,000 | 5,400 |
| Average Assets, year-to-date | $357,047,000 | 1,520 |
| Average Assets, quarterly | $357,047,000 | 1,520 |
| Volatile liabilities | $18,897,000 | 3,905 |
| Insider loans | $2,953,000 | 1,828 |
| FHLB advances | $4,800,000 | 3,173 |
| Loans and leases held for sale | $667,000 | 1,471 |
| Unused loan commitments | $72,602,000 | 1,062 |
| Tier 1 (core) risk-based capital | $31,270,000 | 1,575 |
| Tier 2 risk-based capital | $3,944,000 | 1,059 |
| Total risk weighted assets | $314,886,000 | 1,155 |
| Total unused commitments | $72,602,000 | 1,071 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 99 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $352,703,000 | 1,523 |
| Cash and due from depository institutions | $10,886,000 | 1,715 |
| Interest-bearing balances | $94,000 | 5,415 |
| Securities | $14,316,000 | 5,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $315,751,000 | 1,084 |
| Loan loss allowance | $4,349,000 | 1,016 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,060,000 | 1,528 |
| Other real estate owned | $0 | 1,715 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,690,000 | 2,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $352,703,000 | 1,523 |
| Total liabilities | $322,389,000 | 1,505 |
| Total deposits | $316,438,000 | 1,337 |
| Interest-bearing deposits | $281,888,000 | 1,297 |
| Deposits held in domestic offices | $316,438,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $310,000 | 2,933 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,940,000 | 3,635 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,701,000 | 2,301 |
| Total equity capital | $30,314,000 | 1,725 |
| Total bank equity capital | $30,314,000 | 1,725 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,613,000 | 2,153 |
| Surplus | $11,330,000 | 1,603 |
| Undivided profits | $17,371,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,628,000 | 578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,604,000 | 1,945 |
| Earning assets | $330,161,000 | 1,490 |
| Long-term assets (5+ years) | $13,730,000 | 4,152 |
| Average Assets, year-to-date | $326,006,000 | 1,571 |
| Average Assets, quarterly | $346,346,000 | 1,527 |
| Volatile liabilities | $18,863,000 | 3,898 |
| Insider loans | $2,713,000 | 1,948 |
| FHLB advances | $3,940,000 | 3,447 |
| Loans and leases held for sale | $2,753,000 | 930 |
| Unused loan commitments | $71,928,000 | 1,023 |
| Tier 1 (core) risk-based capital | $30,122,000 | 1,606 |
| Tier 2 risk-based capital | $3,807,000 | 1,076 |
| Total risk weighted assets | $303,998,000 | 1,180 |
| Total unused commitments | $71,928,000 | 1,023 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 91 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $305,931,000 | 1,659 |
| Cash and due from depository institutions | $10,465,000 | 1,879 |
| Interest-bearing balances | $86,000 | 5,380 |
| Securities | $22,870,000 | 4,119 |
| Federal funds sold & reverse repurchase agreements | $6,111,000 | 2,352 |
| Net loans & leases | $254,862,000 | 1,300 |
| Loan loss allowance | $3,686,000 | 1,138 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,681,000 | 1,562 |
| Other real estate owned | $102,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,840,000 | 1,927 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,931,000 | 1,659 |
| Total liabilities | $280,343,000 | 1,638 |
| Total deposits | $278,828,000 | 1,433 |
| Interest-bearing deposits | $249,512,000 | 1,400 |
| Deposits held in domestic offices | $278,828,000 | 1,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,515,000 | 2,518 |
| Total equity capital | $25,588,000 | 1,920 |
| Total bank equity capital | $25,588,000 | 1,920 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,569,000 | 2,233 |
| Surplus | $11,057,000 | 1,553 |
| Undivided profits | $12,962,000 | 2,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 1,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,728,000 | 1,935 |
| Earning assets | $283,929,000 | 1,640 |
| Long-term assets (5+ years) | $18,733,000 | 3,446 |
| Average Assets, year-to-date | $282,163,600 | 1,707 |
| Average Assets, quarterly | $301,261,500 | 1,656 |
| Volatile liabilities | $14,081,000 | 4,666 |
| Insider loans | $1,910,000 | 2,495 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,239,000 | 1,104 |
| Unused loan commitments | $69,111,000 | 993 |
| Tier 1 (core) risk-based capital | $25,760,000 | 1,781 |
| Tier 2 risk-based capital | $3,239,000 | 1,196 |
| Total risk weighted assets | $258,653,000 | 1,330 |
| Total unused commitments | $69,111,000 | 997 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 83 | 2,039 |
| Assets and Liabilities | ||
| Total Assets: | $259,846,000 | 1,857 |
| Cash and due from depository institutions | $8,646,000 | 2,039 |
| Interest-bearing balances | $35,000 | 5,619 |
| Securities | $29,492,000 | 3,486 |
| Federal funds sold & reverse repurchase agreements | $694,000 | 5,871 |
| Net loans & leases | $212,602,000 | 1,509 |
| Loan loss allowance | $3,006,000 | 1,290 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,878,000 | 1,787 |
| Other real estate owned | $12,000 | 2,039 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,522,000 | 2,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,846,000 | 1,857 |
| Total liabilities | $237,856,000 | 1,825 |
| Total deposits | $231,925,000 | 1,661 |
| Interest-bearing deposits | $205,549,000 | 1,620 |
| Deposits held in domestic offices | $231,925,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,770,000 | 1,616 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,161,000 | 3,196 |
| Total equity capital | $21,990,000 | 2,137 |
| Total bank equity capital | $21,990,000 | 2,137 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,564,000 | 2,282 |
| Surplus | $10,955,000 | 1,542 |
| Undivided profits | $9,471,000 | 2,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 2,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,243,000 | 2,123 |
| Earning assets | $242,823,000 | 1,826 |
| Long-term assets (5+ years) | $21,682,000 | 3,000 |
| Average Assets, year-to-date | $247,932,600 | 1,854 |
| Average Assets, quarterly | $256,796,500 | 1,851 |
| Volatile liabilities | $15,875,000 | 4,293 |
| Insider loans | $1,776,000 | 2,568 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $46,054,000 | 1,249 |
| Tier 1 (core) risk-based capital | $21,991,000 | 2,038 |
| Tier 2 risk-based capital | $3,006,000 | 1,231 |
| Total risk weighted assets | $246,661,700 | 1,312 |
| Total unused commitments | $46,054,000 | 1,251 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $235,694,000 | 2,000 |
| Cash and due from depository institutions | $6,093,000 | 2,369 |
| Interest-bearing balances | $14,000 | 6,204 |
| Securities | $30,463,000 | 3,543 |
| Federal funds sold & reverse repurchase agreements | $193,000 | 6,398 |
| Net loans & leases | $191,613,000 | 1,580 |
| Loan loss allowance | $2,768,000 | 1,370 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,263,000 | 2,017 |
| Other real estate owned | $267,000 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,802,000 | 3,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,694,000 | 2,000 |
| Total liabilities | $216,591,000 | 1,955 |
| Total deposits | $193,718,000 | 1,959 |
| Interest-bearing deposits | $174,548,000 | 1,876 |
| Deposits held in domestic offices | $193,718,000 | 1,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,730,000 | 783 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,143,000 | 2,935 |
| Total equity capital | $19,103,000 | 2,303 |
| Total bank equity capital | $19,103,000 | 2,303 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,530,000 | 2,336 |
| Surplus | $10,756,000 | 1,527 |
| Undivided profits | $6,817,000 | 3,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,108,000 | 2,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,045,000 | 2,139 |
| Earning assets | $222,283,000 | 1,936 |
| Long-term assets (5+ years) | $28,124,000 | 2,670 |
| Average Assets, year-to-date | $219,935,800 | 2,057 |
| Average Assets, quarterly | $233,509,000 | 1,997 |
| Volatile liabilities | $30,229,000 | 2,524 |
| Insider loans | $1,089,000 | 3,559 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $42,116,000 | 1,370 |
| Tier 1 (core) risk-based capital | $19,095,000 | 2,302 |
| Tier 2 risk-based capital | $2,478,220 | 1,397 |
| Total risk weighted assets | $197,967,920 | 1,579 |
| Total unused commitments | $42,116,000 | 1,374 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 69 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $204,869,000 | 2,248 |
| Cash and due from depository institutions | $5,199,000 | 2,570 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $30,231,000 | 3,610 |
| Federal funds sold & reverse repurchase agreements | $305,000 | 8,027 |
| Net loans & leases | $161,807,000 | 1,738 |
| Loan loss allowance | $2,188,000 | 1,625 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,394,000 | 1,830 |
| Other real estate owned | $623,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,310,000 | 3,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,869,000 | 2,248 |
| Total liabilities | $188,237,000 | 2,203 |
| Total deposits | $187,692,000 | 2,017 |
| Interest-bearing deposits | $169,717,000 | 1,908 |
| Deposits held in domestic offices | $187,692,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $545,000 | 5,468 |
| Total equity capital | $16,632,000 | 2,690 |
| Total bank equity capital | $16,632,000 | 2,690 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,474,000 | 2,463 |
| Surplus | $10,417,000 | 1,489 |
| Undivided profits | $4,741,000 | 4,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 3,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $881,000 | 2,544 |
| Earning assets | $192,343,000 | 2,206 |
| Long-term assets (5+ years) | $28,567,000 | 2,456 |
| Average Assets, year-to-date | $185,873,000 | 2,328 |
| Average Assets, quarterly | $201,700,500 | 2,231 |
| Volatile liabilities | $9,874,000 | 5,022 |
| Insider loans | $2,100,000 | 2,033 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,120,000 | 1,014 |
| Unused loan commitments | $38,847,000 | 1,364 |
| Tier 1 (core) risk-based capital | $16,567,000 | 2,566 |
| Tier 2 risk-based capital | $2,188,000 | 1,492 |
| Total risk weighted assets | $175,857,400 | 1,640 |
| Total unused commitments | $38,847,000 | 1,369 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $165,701,000 | 2,698 |
| Cash and due from depository institutions | $4,677,000 | 2,600 |
| Interest-bearing balances | $4,000 | 6,424 |
| Securities | $15,744,000 | 5,811 |
| Federal funds sold & reverse repurchase agreements | $7,210,000 | 1,927 |
| Net loans & leases | $130,833,000 | 2,133 |
| Loan loss allowance | $1,496,000 | 2,352 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,628,000 | 1,711 |
| Other real estate owned | $1,013,000 | 2,600 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,596,000 | 4,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,701,000 | 2,698 |
| Total liabilities | $151,784,000 | 2,661 |
| Total deposits | $151,149,000 | 2,478 |
| Interest-bearing deposits | $138,311,000 | 2,325 |
| Deposits held in domestic offices | $151,149,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $635,000 | 5,021 |
| Total equity capital | $13,917,000 | 3,188 |
| Total bank equity capital | $13,917,000 | 3,188 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $724,000 | 4,110 |
| Surplus | $10,989,000 | 1,428 |
| Undivided profits | $2,204,000 | 6,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,025,000 | 2,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $716,000 | 3,272 |
| Earning assets | $153,791,000 | 2,671 |
| Long-term assets (5+ years) | $11,883,000 | 3,890 |
| Average Assets, year-to-date | $149,491,200 | 2,847 |
| Average Assets, quarterly | $160,658,000 | 2,739 |
| Volatile liabilities | $11,168,000 | 4,636 |
| Insider loans | $2,865,000 | 1,484 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $41,420,000 | 1,249 |
| Tier 1 (core) risk-based capital | $13,864,000 | 3,072 |
| Tier 2 risk-based capital | $1,496,000 | 2,014 |
| Total risk weighted assets | $131,748,700 | 2,119 |
| Total unused commitments | $41,420,000 | 1,252 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $137,424,000 | 3,292 |
| Cash and due from depository institutions | $4,979,000 | 3,429 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,886,000 | 5,968 |
| Federal funds sold & reverse repurchase agreements | $9,270,000 | 1,398 |
| Net loans & leases | $100,788,000 | 2,775 |
| Loan loss allowance | $1,424,000 | 2,551 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,393,000 | 2,326 |
| Other real estate owned | $390,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,718,000 | 4,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,424,000 | 3,292 |
| Total liabilities | $125,970,000 | 3,243 |
| Total deposits | $125,565,000 | 3,036 |
| Interest-bearing deposits | $114,720,000 | 2,870 |
| Deposits held in domestic offices | $125,565,000 | 3,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $405,000 | 6,753 |
| Total equity capital | $11,454,000 | 3,827 |
| Total bank equity capital | $11,454,000 | 3,827 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $657,000 | 4,536 |
| Surplus | $7,948,000 | 1,988 |
| Undivided profits | $2,849,000 | 6,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $584,000 | 3,960 |
| Earning assets | $126,944,000 | 3,272 |
| Long-term assets (5+ years) | $11,119,000 | 3,962 |
| Average Assets, year-to-date | $117,788,400 | 3,651 |
| Average Assets, quarterly | $132,219,000 | 3,374 |
| Volatile liabilities | $9,696,000 | 4,979 |
| Insider loans | $2,308,000 | 1,848 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $31,111,000 | 1,507 |
| Tier 1 (core) risk-based capital | $11,427,000 | 3,739 |
| Tier 2 risk-based capital | $1,247,320 | 2,420 |
| Total risk weighted assets | $99,608,520 | 2,791 |
| Total unused commitments | $31,111,000 | 1,520 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $105,010,000 | 4,227 |
| Cash and due from depository institutions | $3,736,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,969,000 | 6,442 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 4,512 |
| Net loans & leases | $79,204,000 | 3,343 |
| Loan loss allowance | $1,203,000 | 3,003 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,974,000 | 3,753 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,277,000 | 5,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,010,000 | 4,227 |
| Total liabilities | $95,251,000 | 4,193 |
| Total deposits | $94,875,000 | 4,012 |
| Interest-bearing deposits | $87,693,000 | 3,741 |
| Deposits held in domestic offices | $94,875,000 | 4,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $376,000 | 7,420 |
| Total equity capital | $9,759,000 | 4,429 |
| Total bank equity capital | $9,759,000 | 4,429 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $595,000 | 5,146 |
| Surplus | $6,266,000 | 2,385 |
| Undivided profits | $2,898,000 | 6,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,458,000 | 1,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 832 |
| Income earned, not collected on loans | $422,000 | 5,519 |
| Earning assets | $98,023,000 | 4,171 |
| Long-term assets (5+ years) | $11,543,000 | 3,688 |
| Average Assets, year-to-date | $95,303,000 | 4,442 |
| Average Assets, quarterly | $102,985,500 | 4,255 |
| Volatile liabilities | $8,704,000 | 5,004 |
| Insider loans | $2,199,000 | 1,953 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $224,000 | 1,253 |
| Unused loan commitments | $19,055,000 | 2,062 |
| Tier 1 (core) risk-based capital | $9,699,000 | 4,323 |
| Tier 2 risk-based capital | $1,078,920 | 2,719 |
| Total risk weighted assets | $86,189,220 | 3,106 |
| Total unused commitments | $19,055,000 | 2,073 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $84,806,000 | 5,055 |
| Cash and due from depository institutions | $2,727,000 | 5,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,843,000 | 6,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $62,142,000 | 4,082 |
| Loan loss allowance | $954,000 | 3,760 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,005,000 | 3,648 |
| Other real estate owned | $0 | 5,491 |
| Goodwill and other intangibles | $9,000 | 2,908 |
| All other assets | $1,080,000 | 6,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,806,000 | 5,055 |
| Total liabilities | $76,796,000 | 5,035 |
| Total deposits | $72,318,000 | 5,088 |
| Interest-bearing deposits | $67,117,000 | 4,743 |
| Deposits held in domestic offices | $72,318,000 | 5,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,150,000 | 1,953 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $328,000 | 6,935 |
| Total equity capital | $8,010,000 | 4,918 |
| Total bank equity capital | $8,010,000 | 4,918 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $539,000 | 5,568 |
| Surplus | $5,367,000 | 2,600 |
| Undivided profits | $2,104,000 | 7,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,001,000 | 2,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 761 |
| Income earned, not collected on loans | $288,000 | 6,790 |
| Earning assets | $78,985,000 | 4,984 |
| Long-term assets (5+ years) | $12,835,000 | 3,507 |
| Average Assets, year-to-date | $74,712,000 | 5,509 |
| Average Assets, quarterly | $81,602,500 | 5,181 |
| Volatile liabilities | $9,515,000 | 4,500 |
| Insider loans | $1,379,000 | 2,881 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $75,000 | 1,289 |
| Unused loan commitments | $16,392,000 | 2,214 |
| Tier 1 (core) risk-based capital | $8,151,000 | 4,918 |
| Tier 2 risk-based capital | $887,310 | 3,238 |
| Total risk weighted assets | $70,918,410 | 3,625 |
| Total unused commitments | $16,392,000 | 2,226 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $67,036,000 | 6,277 |
| Cash and due from depository institutions | $1,619,000 | 7,996 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,683,000 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $50,857,000 | 4,743 |
| Loan loss allowance | $771,000 | 4,610 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,091,000 | 5,817 |
| Other real estate owned | $85,000 | 7,996 |
| Goodwill and other intangibles | $24,000 | 2,670 |
| All other assets | $677,000 | 7,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,036,000 | 6,277 |
| Total liabilities | $60,227,000 | 6,314 |
| Total deposits | $58,702,000 | 6,250 |
| Interest-bearing deposits | $54,959,000 | 5,867 |
| Deposits held in domestic offices | $58,702,000 | 6,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,260,000 | 2,580 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $265,000 | 8,093 |
| Total equity capital | $6,809,000 | 5,736 |
| Total bank equity capital | $6,809,000 | 5,736 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $488,000 | 6,412 |
| Surplus | $4,614,000 | 2,907 |
| Undivided profits | $1,707,000 | 8,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 2,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 784 |
| Income earned, not collected on loans | $258,000 | 6,834 |
| Earning assets | $63,540,000 | 6,118 |
| Long-term assets (5+ years) | $8,034,000 | 5,009 |
| Average Assets, year-to-date | $62,292,200 | 6,481 |
| Average Assets, quarterly | $66,574,000 | 6,255 |
| Volatile liabilities | $4,619,000 | 6,823 |
| Insider loans | $1,408,000 | 2,811 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $575,000 | 1,187 |
| Unused loan commitments | $13,150,000 | 2,545 |
| Tier 1 (core) risk-based capital | $6,744,000 | 5,704 |
| Tier 2 risk-based capital | $711,390 | 3,893 |
| Total risk weighted assets | $56,851,290 | 4,373 |
| Total unused commitments | $13,150,000 | 2,566 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $57,610,000 | 7,141 |
| Cash and due from depository institutions | $1,732,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,879,000 | 8,446 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 4,258 |
| Net loans & leases | $39,263,000 | 5,814 |
| Loan loss allowance | $548,000 | 6,048 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $361,000 | 9,973 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $38,000 | 2,559 |
| All other assets | $612,000 | 8,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,610,000 | 7,141 |
| Total liabilities | $51,969,000 | 7,191 |
| Total deposits | $51,721,000 | 7,049 |
| Interest-bearing deposits | $48,875,000 | 6,613 |
| Deposits held in domestic offices | $51,721,000 | 7,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $248,000 | 9,082 |
| Total equity capital | $5,641,000 | 6,477 |
| Total bank equity capital | $5,641,000 | 6,477 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $485,000 | 6,756 |
| Surplus | $3,438,000 | 3,625 |
| Undivided profits | $1,718,000 | 7,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 4,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $178,000 | 9,242 |
| Earning assets | $54,867,000 | 6,920 |
| Long-term assets (5+ years) | $8,368,000 | 4,844 |
| Average Assets, year-to-date | $48,804,400 | 7,830 |
| Average Assets, quarterly | $55,271,500 | 7,292 |
| Volatile liabilities | $2,405,000 | 9,371 |
| Insider loans | $515,000 | 1,761 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $416,000 | 933 |
| Unused loan commitments | $12,642,000 | 2,504 |
| Tier 1 (core) risk-based capital | $5,603,000 | 6,447 |
| Tier 2 risk-based capital | $548,000 | 4,855 |
| Total risk weighted assets | $47,872,100 | 5,114 |
| Total unused commitments | $12,642,000 | 2,523 |
| Derivatives | $0 | 651 |