Home > Community Bank, A FSB > Income and Expense
Community Bank, A FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,774,000 | 2,140 |
| Total interest expense | $7,914,000 | 1,980 |
| Net interest income | $7,860,000 | 2,290 |
| Provision for loan and lease losses | $1,643,000 | 719 |
| Total noninterest income | $1,538,000 | 2,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,538,000 | 1,372 |
| Total noninterest expense | $4,958,000 | 2,757 |
| Salaries and employee benefits | $2,118,000 | 3,159 |
| Premises and equipment expense | $836,000 | 2,354 |
| Additional noninterest expense | $2,004,000 | 2,452 |
| Pre-tax net operating income | $2,797,000 | 2,511 |
| Securities gains (losses) | $200,000 | 693 |
| Applicable income taxes | $929,000 | 2,503 |
| Income before extraordinary items | $2,068,000 | 2,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,068,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,410 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,930,000 | 2,485 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,616,000 | 2,655 |
| Total interest expense | $6,279,000 | 2,447 |
| Net interest income | $6,337,000 | 2,820 |
| Provision for loan and lease losses | $259,000 | 2,502 |
| Total noninterest income | $1,218,000 | 2,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,218,000 | 1,581 |
| Total noninterest expense | $3,312,000 | 3,941 |
| Salaries and employee benefits | $1,630,000 | 3,978 |
| Premises and equipment expense | $770,000 | 2,582 |
| Additional noninterest expense | $912,000 | 4,716 |
| Pre-tax net operating income | $3,984,000 | 1,862 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,540,000 | 1,615 |
| Income before extraordinary items | $2,444,000 | 2,062 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,444,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,444,000 | 2,031 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,954,000 | 3,344 |
| Total interest expense | $4,142,000 | 2,939 |
| Net interest income | $4,812,000 | 3,686 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $982,000 | 3,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $982,000 | 1,856 |
| Total noninterest expense | $3,171,000 | 4,208 |
| Salaries and employee benefits | $1,580,000 | 4,090 |
| Premises and equipment expense | $786,000 | 2,566 |
| Additional noninterest expense | $805,000 | 5,682 |
| Pre-tax net operating income | $2,544,000 | 2,781 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $918,000 | 2,427 |
| Income before extraordinary items | $1,625,000 | 2,964 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,625,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,129 |
| Net operating income | $1,625,640 | 2,985 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,755,000 | 2,880 |
| Total interest expense | $5,218,000 | 2,477 |
| Net interest income | $5,537,000 | 3,254 |
| Provision for loan and lease losses | $104,000 | 5,665 |
| Total noninterest income | $1,220,000 | 2,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,220,000 | 1,792 |
| Total noninterest expense | $3,112,000 | 4,374 |
| Salaries and employee benefits | $1,473,000 | 4,349 |
| Premises and equipment expense | $830,000 | 2,464 |
| Additional noninterest expense | $809,000 | 5,876 |
| Pre-tax net operating income | $3,541,000 | 1,928 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,313,000 | 1,781 |
| Income before extraordinary items | $2,229,000 | 2,243 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,229,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 13,133 |
| Net operating income | $2,228,360 | 2,108 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,596,000 | 3,306 |
| Total interest expense | $5,999,000 | 2,778 |
| Net interest income | $4,597,000 | 3,928 |
| Provision for loan and lease losses | $284,000 | 4,277 |
| Total noninterest income | $1,025,000 | 3,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,025,000 | 1,963 |
| Total noninterest expense | $2,851,000 | 4,739 |
| Salaries and employee benefits | $1,217,000 | 5,095 |
| Premises and equipment expense | $813,000 | 2,551 |
| Additional noninterest expense | $821,000 | 5,945 |
| Pre-tax net operating income | $2,487,000 | 2,508 |
| Securities gains (losses) | $-20,000 | 13,478 |
| Applicable income taxes | $1,024,000 | 2,064 |
| Income before extraordinary items | $1,443,000 | 3,195 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,443,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,943,000 | 249 |
| Net operating income | $1,455,800 | 2,936 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.