Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,726,000 | 1,064 |
| Total interest expense | $11,602,000 | 1,046 |
| Net interest income | $16,124,000 | 1,055 |
| Provision for loan and lease losses | $2,128,000 | 375 |
| Total noninterest income | $4,495,000 | 956 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,997,000 | 661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,498,000 | 944 |
| Total noninterest expense | $14,636,000 | 917 |
| Salaries and employee benefits | $7,391,000 | 985 |
| Premises and equipment expense | $2,946,000 | 674 |
| Additional noninterest expense | $4,299,000 | 925 |
| Pre-tax net operating income | $3,855,000 | 1,910 |
| Securities gains (losses) | $-160,000 | 8,507 |
| Applicable income taxes | $1,086,000 | 1,776 |
| Income before extraordinary items | $2,609,000 | 2,083 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,609,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,608,000 | 318 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,722,600 | 1,991 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,214,000 | 1,055 |
| Total interest expense | $7,574,000 | 1,010 |
| Net interest income | $10,640,000 | 1,068 |
| Provision for loan and lease losses | $1,463,000 | 356 |
| Total noninterest income | $2,836,000 | 991 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,374,000 | 616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,462,000 | 1,031 |
| Total noninterest expense | $9,915,000 | 899 |
| Salaries and employee benefits | $5,025,000 | 976 |
| Premises and equipment expense | $1,981,000 | 672 |
| Additional noninterest expense | $2,909,000 | 924 |
| Pre-tax net operating income | $2,098,000 | 2,226 |
| Securities gains (losses) | $-201,000 | 8,630 |
| Applicable income taxes | $504,000 | 2,300 |
| Income before extraordinary items | $1,393,000 | 2,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,393,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,115,000 | 312 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,539,730 | 2,279 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,890,000 | 1,050 |
| Total interest expense | $3,689,000 | 984 |
| Net interest income | $5,201,000 | 1,085 |
| Provision for loan and lease losses | $795,000 | 325 |
| Total noninterest income | $1,247,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $703,000 | 585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $544,000 | 1,256 |
| Total noninterest expense | $5,092,000 | 881 |
| Salaries and employee benefits | $2,594,000 | 942 |
| Premises and equipment expense | $976,000 | 671 |
| Additional noninterest expense | $1,522,000 | 873 |
| Pre-tax net operating income | $561,000 | 3,489 |
| Securities gains (losses) | $-104,000 | 8,665 |
| Applicable income taxes | $149,000 | 3,048 |
| Income before extraordinary items | $308,000 | 4,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 370 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $377,680 | 3,820 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,628,000 | 979 |
| Total interest expense | $12,943,000 | 873 |
| Net interest income | $20,685,000 | 1,039 |
| Provision for loan and lease losses | $796,000 | 1,273 |
| Total noninterest income | $6,838,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,957,000 | 570 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,881,000 | 819 |
| Total noninterest expense | $22,909,000 | 750 |
| Salaries and employee benefits | $12,004,000 | 746 |
| Premises and equipment expense | $3,854,000 | 635 |
| Additional noninterest expense | $7,051,000 | 747 |
| Pre-tax net operating income | $3,818,000 | 2,292 |
| Securities gains (losses) | $-171,000 | 8,553 |
| Applicable income taxes | $1,323,000 | 1,869 |
| Income before extraordinary items | $2,324,000 | 2,747 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,324,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 908 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,433,440 | 2,619 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,873,000 | 1,003 |
| Total interest expense | $9,358,000 | 852 |
| Net interest income | $14,515,000 | 1,105 |
| Provision for loan and lease losses | $663,000 | 1,125 |
| Total noninterest income | $4,502,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,223,000 | 566 |
| Trading account gains and fees | $-232,000 | 8,846 |
| Additional Noninterest Income | $2,511,000 | 949 |
| Total noninterest expense | $16,512,000 | 767 |
| Salaries and employee benefits | $8,126,000 | 834 |
| Premises and equipment expense | $2,971,000 | 611 |
| Additional noninterest expense | $5,415,000 | 724 |
| Pre-tax net operating income | $1,842,000 | 3,246 |
| Securities gains (losses) | $-38,000 | 8,393 |
| Applicable income taxes | $567,000 | 2,736 |
| Income before extraordinary items | $1,237,000 | 3,587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,237,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 860 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,263,220 | 3,507 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,515,000 | 1,003 |
| Total interest expense | $6,152,000 | 811 |
| Net interest income | $9,363,000 | 1,129 |
| Provision for loan and lease losses | $345,000 | 1,356 |
| Total noninterest income | $3,482,000 | 825 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,447,000 | 572 |
| Trading account gains and fees | $-88,000 | 8,850 |
| Additional Noninterest Income | $2,123,000 | 773 |
| Total noninterest expense | $11,230,000 | 746 |
| Salaries and employee benefits | $5,455,000 | 817 |
| Premises and equipment expense | $1,917,000 | 628 |
| Additional noninterest expense | $3,858,000 | 687 |
| Pre-tax net operating income | $1,270,000 | 3,120 |
| Securities gains (losses) | $-39,000 | 8,535 |
| Applicable income taxes | $440,000 | 2,453 |
| Income before extraordinary items | $791,000 | 3,661 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $791,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 627 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $815,960 | 3,553 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 1,017 |
| Total interest expense | $3,028,000 | 789 |
| Net interest income | $4,457,000 | 1,180 |
| Provision for loan and lease losses | $259,000 | 898 |
| Total noninterest income | $1,828,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $662,000 | 605 |
| Trading account gains and fees | $-223,000 | 8,918 |
| Additional Noninterest Income | $1,389,000 | 620 |
| Total noninterest expense | $5,352,000 | 774 |
| Salaries and employee benefits | $2,649,000 | 840 |
| Premises and equipment expense | $928,000 | 652 |
| Additional noninterest expense | $1,775,000 | 718 |
| Pre-tax net operating income | $676,000 | 2,934 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $209,000 | 2,529 |
| Income before extraordinary items | $465,000 | 3,226 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $465,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 517 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $466,380 | 3,179 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,226,000 | 927 |
| Total interest expense | $11,688,000 | 707 |
| Net interest income | $18,538,000 | 1,082 |
| Provision for loan and lease losses | $987,000 | 1,049 |
| Total noninterest income | $5,805,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,836,000 | 615 |
| Trading account gains and fees | $11,000 | 128 |
| Additional Noninterest Income | $2,958,000 | 994 |
| Total noninterest expense | $22,012,000 | 737 |
| Salaries and employee benefits | $11,600,000 | 730 |
| Premises and equipment expense | $3,942,000 | 576 |
| Additional noninterest expense | $6,470,000 | 783 |
| Pre-tax net operating income | $1,344,000 | 4,517 |
| Securities gains (losses) | $193,000 | 848 |
| Applicable income taxes | $967,000 | 2,211 |
| Income before extraordinary items | $570,000 | 6,071 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $570,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,720,000 | 140 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $446,480 | 6,509 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,757,000 | 911 |
| Total interest expense | $8,692,000 | 700 |
| Net interest income | $14,065,000 | 1,049 |
| Provision for loan and lease losses | $722,000 | 1,052 |
| Total noninterest income | $4,146,000 | 1,004 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,152,000 | 613 |
| Trading account gains and fees | $137,000 | 95 |
| Additional Noninterest Income | $1,857,000 | 1,145 |
| Total noninterest expense | $16,015,000 | 752 |
| Salaries and employee benefits | $8,352,000 | 766 |
| Premises and equipment expense | $2,865,000 | 603 |
| Additional noninterest expense | $4,798,000 | 783 |
| Pre-tax net operating income | $1,474,000 | 3,613 |
| Securities gains (losses) | $193,000 | 780 |
| Applicable income taxes | $857,000 | 2,007 |
| Income before extraordinary items | $810,000 | 4,600 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $810,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,027,000 | 189 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $686,480 | 4,918 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,150,000 | 896 |
| Total interest expense | $5,800,000 | 678 |
| Net interest income | $9,350,000 | 1,045 |
| Provision for loan and lease losses | $378,000 | 1,287 |
| Total noninterest income | $2,300,000 | 1,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,402,000 | 619 |
| Trading account gains and fees | $-232,000 | 9,055 |
| Additional Noninterest Income | $1,130,000 | 1,216 |
| Total noninterest expense | $10,550,000 | 762 |
| Salaries and employee benefits | $5,512,000 | 774 |
| Premises and equipment expense | $1,844,000 | 626 |
| Additional noninterest expense | $3,194,000 | 779 |
| Pre-tax net operating income | $722,000 | 4,384 |
| Securities gains (losses) | $238,000 | 585 |
| Applicable income taxes | $369,000 | 2,709 |
| Income before extraordinary items | $591,000 | 4,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,361,000 | 163 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $438,680 | 4,989 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,653,000 | 893 |
| Total interest expense | $2,935,000 | 688 |
| Net interest income | $4,718,000 | 1,051 |
| Provision for loan and lease losses | $299,000 | 851 |
| Total noninterest income | $1,927,000 | 737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $663,000 | 645 |
| Trading account gains and fees | $388,000 | 60 |
| Additional Noninterest Income | $876,000 | 866 |
| Total noninterest expense | $5,754,000 | 702 |
| Salaries and employee benefits | $2,768,000 | 782 |
| Premises and equipment expense | $964,000 | 606 |
| Additional noninterest expense | $2,022,000 | 639 |
| Pre-tax net operating income | $592,000 | 3,108 |
| Securities gains (losses) | $238,000 | 440 |
| Applicable income taxes | $383,000 | 1,622 |
| Income before extraordinary items | $447,000 | 3,209 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $447,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,424,000 | 137 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $294,680 | 4,194 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $33,124,000 | 843 |
| Total interest expense | $12,880,000 | 689 |
| Net interest income | $20,244,000 | 944 |
| Provision for loan and lease losses | $11,381,000 | 181 |
| Total noninterest income | $536,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,611,000 | 656 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-2,075,000 | 9,187 |
| Total noninterest expense | $30,086,000 | 564 |
| Salaries and employee benefits | $13,447,000 | 636 |
| Premises and equipment expense | $3,878,000 | 587 |
| Additional noninterest expense | $12,761,000 | 455 |
| Pre-tax net operating income | $-20,687,000 | 9,179 |
| Securities gains (losses) | $1,103,000 | 442 |
| Applicable income taxes | $-7,769,000 | 9,176 |
| Income before extraordinary items | $-11,815,000 | 9,170 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-11,815,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,807,000 | 228 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-12,520,920 | 9,160 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,168,000 | 858 |
| Total interest expense | $9,895,000 | 701 |
| Net interest income | $15,273,000 | 958 |
| Provision for loan and lease losses | $5,475,000 | 258 |
| Total noninterest income | $3,586,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,915,000 | 683 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,671,000 | 1,417 |
| Total noninterest expense | $20,199,000 | 641 |
| Salaries and employee benefits | $9,832,000 | 671 |
| Premises and equipment expense | $2,838,000 | 612 |
| Additional noninterest expense | $7,529,000 | 558 |
| Pre-tax net operating income | $-6,815,000 | 9,209 |
| Securities gains (losses) | $1,103,000 | 418 |
| Applicable income taxes | $-2,222,000 | 9,217 |
| Income before extraordinary items | $-3,490,000 | 9,215 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-3,490,000 | 9,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,199,000 | 309 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-4,195,920 | 9,192 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,342,000 | 846 |
| Total interest expense | $6,820,000 | 703 |
| Net interest income | $10,522,000 | 928 |
| Provision for loan and lease losses | $3,610,000 | 257 |
| Total noninterest income | $2,635,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,321,000 | 641 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,314,000 | 1,245 |
| Total noninterest expense | $13,259,000 | 646 |
| Salaries and employee benefits | $6,449,000 | 673 |
| Premises and equipment expense | $1,882,000 | 617 |
| Additional noninterest expense | $4,928,000 | 565 |
| Pre-tax net operating income | $-3,712,000 | 9,242 |
| Securities gains (losses) | $729,000 | 459 |
| Applicable income taxes | $-554,000 | 9,223 |
| Income before extraordinary items | $-2,429,000 | 9,251 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-2,429,000 | 9,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,162,000 | 312 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-3,019,490 | 9,230 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 825 |
| Total interest expense | $3,515,000 | 696 |
| Net interest income | $5,399,000 | 903 |
| Provision for loan and lease losses | $1,289,000 | 320 |
| Total noninterest income | $1,264,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $611,000 | 680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $653,000 | 1,217 |
| Total noninterest expense | $6,487,000 | 647 |
| Salaries and employee benefits | $3,147,000 | 689 |
| Premises and equipment expense | $933,000 | 624 |
| Additional noninterest expense | $2,407,000 | 580 |
| Pre-tax net operating income | $-1,113,000 | 9,266 |
| Securities gains (losses) | $648,000 | 292 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $-489,000 | 9,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-489,000 | 9,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $950,000 | 337 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,137,000 | 9,256 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $43,798,000 | 698 |
| Total interest expense | $17,666,000 | 638 |
| Net interest income | $26,132,000 | 724 |
| Provision for loan and lease losses | $10,108,000 | 241 |
| Total noninterest income | $14,018,000 | 507 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,319,000 | 494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,699,000 | 418 |
| Total noninterest expense | $27,505,000 | 599 |
| Salaries and employee benefits | $13,838,000 | 594 |
| Premises and equipment expense | $4,151,000 | 550 |
| Additional noninterest expense | $9,516,000 | 576 |
| Pre-tax net operating income | $2,537,000 | 2,848 |
| Securities gains (losses) | $653,000 | 555 |
| Applicable income taxes | $514,000 | 3,390 |
| Income before extraordinary items | $2,676,000 | 2,230 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,676,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,864,000 | 267 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,127,480 | 2,580 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $58,486,000 | 602 |
| Total interest expense | $30,311,000 | 569 |
| Net interest income | $28,175,000 | 641 |
| Provision for loan and lease losses | $6,314,000 | 304 |
| Total noninterest income | $8,287,000 | 686 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,063,000 | 373 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,224,000 | 742 |
| Total noninterest expense | $30,631,000 | 549 |
| Salaries and employee benefits | $14,578,000 | 539 |
| Premises and equipment expense | $4,615,000 | 491 |
| Additional noninterest expense | $11,438,000 | 520 |
| Pre-tax net operating income | $-483,000 | 9,156 |
| Securities gains (losses) | $1,284,000 | 347 |
| Applicable income taxes | $117,000 | 5,804 |
| Income before extraordinary items | $684,000 | 5,286 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $684,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,129,000 | 268 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-407,400 | 9,143 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $61,074,000 | 613 |
| Total interest expense | $32,618,000 | 589 |
| Net interest income | $28,456,000 | 635 |
| Provision for loan and lease losses | $9,289,000 | 207 |
| Total noninterest income | $9,910,000 | 588 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,144,000 | 341 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,766,000 | 581 |
| Total noninterest expense | $29,336,000 | 550 |
| Salaries and employee benefits | $17,101,000 | 446 |
| Premises and equipment expense | $5,362,000 | 425 |
| Additional noninterest expense | $6,873,000 | 751 |
| Pre-tax net operating income | $-259,000 | 9,386 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $-198,000 | 9,694 |
| Income before extraordinary items | $-56,000 | 9,215 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-56,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,785,000 | 281 |
| Cash dividends | $4,879,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-59,200 | 9,213 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $52,194,000 | 672 |
| Total interest expense | $25,015,000 | 659 |
| Net interest income | $27,179,000 | 687 |
| Provision for loan and lease losses | $4,458,000 | 324 |
| Total noninterest income | $8,971,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,626,000 | 384 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,345,000 | 623 |
| Total noninterest expense | $26,495,000 | 609 |
| Salaries and employee benefits | $15,390,000 | 499 |
| Premises and equipment expense | $4,365,000 | 516 |
| Additional noninterest expense | $6,740,000 | 788 |
| Pre-tax net operating income | $5,197,000 | 1,459 |
| Securities gains (losses) | $179,000 | 576 |
| Applicable income taxes | $1,562,000 | 1,544 |
| Income before extraordinary items | $3,814,000 | 1,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,814,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,826,000 | 268 |
| Cash dividends | $3,703,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,686,910 | 1,435 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $44,342,000 | 759 |
| Total interest expense | $22,127,000 | 738 |
| Net interest income | $22,215,000 | 778 |
| Provision for loan and lease losses | $885,000 | 1,087 |
| Total noninterest income | $7,650,000 | 709 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,055,000 | 435 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,595,000 | 691 |
| Total noninterest expense | $22,147,000 | 681 |
| Salaries and employee benefits | $12,603,000 | 567 |
| Premises and equipment expense | $3,598,000 | 599 |
| Additional noninterest expense | $5,946,000 | 850 |
| Pre-tax net operating income | $6,833,000 | 1,107 |
| Securities gains (losses) | $466,000 | 580 |
| Applicable income taxes | $2,280,000 | 1,103 |
| Income before extraordinary items | $5,019,000 | 1,074 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,019,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,326,000 | 610 |
| Cash dividends | $3,018,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,697,460 | 1,114 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $37,761,000 | 907 |
| Total interest expense | $18,910,000 | 871 |
| Net interest income | $18,851,000 | 949 |
| Provision for loan and lease losses | $773,000 | 1,221 |
| Total noninterest income | $4,891,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,511,000 | 527 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,380,000 | 975 |
| Total noninterest expense | $16,101,000 | 882 |
| Salaries and employee benefits | $9,183,000 | 749 |
| Premises and equipment expense | $2,647,000 | 769 |
| Additional noninterest expense | $4,271,000 | 1,086 |
| Pre-tax net operating income | $6,868,000 | 1,158 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $2,171,000 | 1,228 |
| Income before extraordinary items | $4,694,000 | 1,172 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,694,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,077,000 | 766 |
| Cash dividends | $2,548,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,696,040 | 1,149 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,860,000 | 1,119 |
| Total interest expense | $15,302,000 | 1,070 |
| Net interest income | $15,558,000 | 1,161 |
| Provision for loan and lease losses | $478,000 | 1,807 |
| Total noninterest income | $4,174,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,045,000 | 663 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,129,000 | 1,109 |
| Total noninterest expense | $12,575,000 | 1,161 |
| Salaries and employee benefits | $7,151,000 | 951 |
| Premises and equipment expense | $1,790,000 | 1,173 |
| Additional noninterest expense | $3,634,000 | 1,462 |
| Pre-tax net operating income | $6,679,000 | 1,110 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $2,089,000 | 1,182 |
| Income before extraordinary items | $4,598,000 | 1,121 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,598,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 1,009 |
| Cash dividends | $1,104,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $4,600,000 | 164 |
| Net operating income | $4,592,480 | 1,108 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,202,000 | 1,417 |
| Total interest expense | $11,967,000 | 1,370 |
| Net interest income | $12,235,000 | 1,471 |
| Provision for loan and lease losses | $925,000 | 998 |
| Total noninterest income | $3,196,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,581,000 | 832 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,615,000 | 1,316 |
| Total noninterest expense | $9,699,000 | 1,464 |
| Salaries and employee benefits | $5,493,000 | 1,218 |
| Premises and equipment expense | $1,494,000 | 1,383 |
| Additional noninterest expense | $2,712,000 | 1,841 |
| Pre-tax net operating income | $4,807,000 | 1,551 |
| Securities gains (losses) | $266,000 | 561 |
| Applicable income taxes | $1,099,000 | 2,189 |
| Income before extraordinary items | $3,974,000 | 1,333 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,974,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,772 |
| Cash dividends | $2,017,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 180 |
| Net operating income | $3,766,520 | 1,357 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,660,000 | 1,571 |
| Total interest expense | $8,582,000 | 1,506 |
| Net interest income | $11,078,000 | 1,636 |
| Provision for loan and lease losses | $430,000 | 1,721 |
| Total noninterest income | $3,064,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,456,000 | 899 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,608,000 | 1,310 |
| Total noninterest expense | $8,862,000 | 1,662 |
| Salaries and employee benefits | $5,083,000 | 1,325 |
| Premises and equipment expense | $1,232,000 | 1,682 |
| Additional noninterest expense | $2,547,000 | 2,110 |
| Pre-tax net operating income | $4,850,000 | 1,509 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $1,286,000 | 1,778 |
| Income before extraordinary items | $3,585,000 | 1,387 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,585,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,907 |
| Cash dividends | $1,150,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,569,460 | 1,412 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,715,000 | 1,770 |
| Total interest expense | $7,734,000 | 1,707 |
| Net interest income | $9,981,000 | 1,799 |
| Provision for loan and lease losses | $418,000 | 2,393 |
| Total noninterest income | $2,458,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,332,000 | 993 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,126,000 | 1,878 |
| Total noninterest expense | $7,827,000 | 1,893 |
| Salaries and employee benefits | $4,270,000 | 1,579 |
| Premises and equipment expense | $1,159,000 | 1,809 |
| Additional noninterest expense | $2,398,000 | 2,325 |
| Pre-tax net operating income | $4,194,000 | 1,653 |
| Securities gains (losses) | $471,000 | 936 |
| Applicable income taxes | $1,308,000 | 1,791 |
| Income before extraordinary items | $3,357,000 | 1,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,357,000 | 1,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,910 |
| Cash dividends | $985,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,017,880 | 1,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,800,000 | 1,998 |
| Total interest expense | $8,681,000 | 1,953 |
| Net interest income | $9,119,000 | 2,008 |
| Provision for loan and lease losses | $539,000 | 2,838 |
| Total noninterest income | $2,535,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,234,000 | 1,056 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,301,000 | 1,668 |
| Total noninterest expense | $6,818,000 | 2,153 |
| Salaries and employee benefits | $3,724,000 | 1,786 |
| Premises and equipment expense | $1,111,000 | 1,900 |
| Additional noninterest expense | $1,983,000 | 2,825 |
| Pre-tax net operating income | $4,297,000 | 1,475 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $1,246,000 | 1,687 |
| Income before extraordinary items | $3,137,000 | 1,488 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,137,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 2,756 |
| Cash dividends | $1,256,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,075,080 | 1,402 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.