Home > Community Bank > Net charge- offs to loans
Community Bank, Net charge- offs to loans
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6000% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0475% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2454% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2585% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2557% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2734% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 2,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2295% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0123% | 1,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6281% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0869% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 8,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3876% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2940% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3138% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0160% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7275% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4802% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.1763% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 8,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1522% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1621% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9661% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2128% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1521% | 8,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0610% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7579% | 8,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1540% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9380% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1809% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1503% | 8,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0995% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0624% | 8,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1616% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1687% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0487% | 3,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8864% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1203% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3004% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0517% | 8,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.1861% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0128% | 8,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2435% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2531% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0652% | 2,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9812% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1857% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3863% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0632% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0773% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8222% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3705% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4160% | 73 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9446% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 2.6279% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4338% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1660% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8116% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8792% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0234% | 134 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8010% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5648% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1179% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4731% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7531% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2597% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8899% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9095% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8123% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2001% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5755% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7653% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1324% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.8119% | 12 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4242% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2116% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2346% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3432% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9874% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8351% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3084% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4945% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 18.0946% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3193% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3406% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1983% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2617% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3306% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0234% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5057% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6862% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5624% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5808% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5791% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2311% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2687% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2535% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5025% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3631% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5585% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5650% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9614% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6015% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1560% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2457% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4192% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4948% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5004% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9635% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6960% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2207% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0676% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6936% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8171% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8263% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6458% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6361% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0591% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6400% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5213% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 1.2010% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3769% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6060% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6129% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9352% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9841% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0313% | 1,650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8238% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1870% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2902% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3918% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0616% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2932% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2968% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9665% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2055% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1488% | 1,206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3445% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9181% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1327% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 0.2281% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1567% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6091% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6236% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1333% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0390% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0770% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4820% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1603% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3497% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 0.1096% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3266% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0129% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6712% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.2104% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7385% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7894% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2093% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3195% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.9398% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6869% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6227% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4384% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1475% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 4,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2474% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4307% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2405% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 6,006 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3246% | 5,797 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |