Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,433,000 | 2,541 |
| Total interest expense | $1,842,000 | 1,595 |
| Net interest income | $5,591,000 | 2,789 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $93,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $50,000 | 4,564 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 4,923 |
| Total noninterest expense | $2,188,000 | 4,074 |
| Salaries and employee benefits | $1,529,000 | 3,661 |
| Premises and equipment expense | $152,000 | 4,548 |
| Additional noninterest expense | $507,000 | 4,478 |
| Pre-tax net operating income | $3,046,000 | 2,101 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $868,000 | 1,291 |
| Income before extraordinary items | $2,179,000 | 2,386 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,179,000 | 2,385 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,179,000 | 2,385 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,178,210 | 2,377 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 2,568 |
| Total interest expense | $1,154,000 | 1,590 |
| Net interest income | $3,688,000 | 2,813 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $51,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $24,000 | 4,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 4,992 |
| Total noninterest expense | $1,464,000 | 4,096 |
| Salaries and employee benefits | $1,023,000 | 3,678 |
| Premises and equipment expense | $101,000 | 4,589 |
| Additional noninterest expense | $340,000 | 4,515 |
| Pre-tax net operating income | $1,975,000 | 2,117 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $564,000 | 1,298 |
| Income before extraordinary items | $1,412,000 | 2,398 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,412,000 | 2,397 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,412,000 | 2,397 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,411,210 | 2,395 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 2,629 |
| Total interest expense | $545,000 | 1,603 |
| Net interest income | $1,778,000 | 2,904 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $26,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $12,000 | 4,894 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $14,000 | 4,997 |
| Total noninterest expense | $732,000 | 4,144 |
| Salaries and employee benefits | $517,000 | 3,691 |
| Premises and equipment expense | $49,000 | 4,663 |
| Additional noninterest expense | $166,000 | 4,610 |
| Pre-tax net operating income | $922,000 | 2,149 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $267,000 | 1,316 |
| Income before extraordinary items | $656,000 | 2,470 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $656,000 | 2,470 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $656,000 | 2,470 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $655,210 | 2,467 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,072,000 | 2,634 |
| Total interest expense | $1,914,000 | 1,586 |
| Net interest income | $7,158,000 | 2,847 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $165,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $51,000 | 4,956 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $114,000 | 4,696 |
| Total noninterest expense | $2,771,000 | 4,253 |
| Salaries and employee benefits | $1,940,000 | 3,811 |
| Premises and equipment expense | $200,000 | 4,721 |
| Additional noninterest expense | $631,000 | 4,728 |
| Pre-tax net operating income | $4,552,000 | 1,853 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,947,000 | 1,291 |
| Income before extraordinary items | $2,605,000 | 2,269 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,605,000 | 2,269 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,605,000 | 2,269 |
| Net charge-offs | $-3,000 | 4,598 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,605,000 | 2,242 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 2,678 |
| Total interest expense | $1,372,000 | 1,625 |
| Net interest income | $5,317,000 | 2,882 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $138,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $38,000 | 5,011 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $100,000 | 4,638 |
| Total noninterest expense | $2,062,000 | 4,292 |
| Salaries and employee benefits | $1,454,000 | 3,829 |
| Premises and equipment expense | $153,000 | 4,727 |
| Additional noninterest expense | $455,000 | 4,814 |
| Pre-tax net operating income | $3,393,000 | 1,879 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,256,000 | 1,263 |
| Income before extraordinary items | $2,137,000 | 2,289 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,137,000 | 2,288 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,137,000 | 2,289 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $2,000,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,137,000 | 2,269 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 2,704 |
| Total interest expense | $871,000 | 1,652 |
| Net interest income | $3,497,000 | 2,902 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $86,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $24,000 | 5,073 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $62,000 | 4,730 |
| Total noninterest expense | $1,385,000 | 4,311 |
| Salaries and employee benefits | $969,000 | 3,848 |
| Premises and equipment expense | $99,000 | 4,802 |
| Additional noninterest expense | $317,000 | 4,796 |
| Pre-tax net operating income | $2,198,000 | 1,889 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $815,000 | 1,262 |
| Income before extraordinary items | $1,383,000 | 2,294 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,383,000 | 2,294 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,383,000 | 2,294 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $2,000,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,383,000 | 2,258 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 2,758 |
| Total interest expense | $419,000 | 1,698 |
| Net interest income | $1,695,000 | 2,968 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $27,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $12,000 | 5,100 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,180 |
| Total noninterest expense | $682,000 | 4,371 |
| Salaries and employee benefits | $474,000 | 3,945 |
| Premises and equipment expense | $49,000 | 4,852 |
| Additional noninterest expense | $159,000 | 4,835 |
| Pre-tax net operating income | $1,040,000 | 1,909 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $384,000 | 1,276 |
| Income before extraordinary items | $656,000 | 2,302 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $656,000 | 2,301 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $656,000 | 2,302 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $2,000,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $656,000 | 2,270 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 2,770 |
| Total interest expense | $1,598,000 | 1,716 |
| Net interest income | $6,743,000 | 2,962 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $97,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $48,000 | 5,196 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $49,000 | 5,328 |
| Total noninterest expense | $2,535,000 | 4,530 |
| Salaries and employee benefits | $1,673,000 | 4,181 |
| Premises and equipment expense | $213,000 | 4,815 |
| Additional noninterest expense | $649,000 | 4,882 |
| Pre-tax net operating income | $4,305,000 | 1,827 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,595,000 | 1,223 |
| Income before extraordinary items | $2,710,000 | 2,279 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,710,000 | 2,276 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,710,000 | 2,278 |
| Net charge-offs | $7,000 | 3,950 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,710,000 | 2,227 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,273,000 | 2,767 |
| Total interest expense | $1,175,000 | 1,747 |
| Net interest income | $5,098,000 | 2,958 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $69,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $36,000 | 5,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $33,000 | 5,433 |
| Total noninterest expense | $1,876,000 | 4,569 |
| Salaries and employee benefits | $1,230,000 | 4,221 |
| Premises and equipment expense | $161,000 | 4,834 |
| Additional noninterest expense | $485,000 | 4,928 |
| Pre-tax net operating income | $3,291,000 | 1,827 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,220,000 | 1,244 |
| Income before extraordinary items | $2,071,000 | 2,286 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,071,000 | 2,285 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,071,000 | 2,286 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,071,000 | 2,222 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 2,786 |
| Total interest expense | $760,000 | 1,791 |
| Net interest income | $3,413,000 | 2,952 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $44,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 5,513 |
| Total noninterest expense | $1,231,000 | 4,637 |
| Salaries and employee benefits | $809,000 | 4,291 |
| Premises and equipment expense | $101,000 | 4,951 |
| Additional noninterest expense | $321,000 | 4,996 |
| Pre-tax net operating income | $2,226,000 | 1,792 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $827,000 | 1,223 |
| Income before extraordinary items | $1,399,000 | 2,245 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,399,000 | 2,244 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,399,000 | 2,244 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,399,000 | 2,176 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 2,795 |
| Total interest expense | $372,000 | 1,823 |
| Net interest income | $1,704,000 | 2,962 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $20,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $9,000 | 5,601 |
| Total noninterest expense | $608,000 | 4,685 |
| Salaries and employee benefits | $412,000 | 4,283 |
| Premises and equipment expense | $48,000 | 5,035 |
| Additional noninterest expense | $148,000 | 5,147 |
| Pre-tax net operating income | $1,116,000 | 1,780 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $414,000 | 1,213 |
| Income before extraordinary items | $702,000 | 2,204 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $702,000 | 2,204 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $702,000 | 2,204 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $702,000 | 2,139 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,990,000 | 2,837 |
| Total interest expense | $1,484,000 | 1,792 |
| Net interest income | $6,506,000 | 3,031 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $132,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $60,000 | 5,247 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $72,000 | 5,316 |
| Total noninterest expense | $2,604,000 | 4,621 |
| Salaries and employee benefits | $1,777,000 | 4,152 |
| Premises and equipment expense | $210,000 | 5,027 |
| Additional noninterest expense | $617,000 | 5,123 |
| Pre-tax net operating income | $4,034,000 | 1,852 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $1,504,000 | 1,232 |
| Income before extraordinary items | $2,551,000 | 2,302 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,551,000 | 2,302 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,551,000 | 2,303 |
| Net charge-offs | $12,000 | 3,950 |
| Cash dividends | $2,000,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,537,560 | 2,271 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 2,869 |
| Total interest expense | $1,094,000 | 1,837 |
| Net interest income | $4,867,000 | 3,056 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $108,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $46,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,265 |
| Total noninterest expense | $1,969,000 | 4,637 |
| Salaries and employee benefits | $1,321,000 | 4,188 |
| Premises and equipment expense | $155,000 | 5,099 |
| Additional noninterest expense | $493,000 | 5,074 |
| Pre-tax net operating income | $3,006,000 | 1,898 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $1,125,000 | 1,263 |
| Income before extraordinary items | $1,901,000 | 2,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,901,000 | 2,356 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,901,000 | 2,356 |
| Net charge-offs | $12,000 | 3,574 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,888,200 | 2,321 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,937,000 | 2,887 |
| Total interest expense | $710,000 | 1,876 |
| Net interest income | $3,227,000 | 3,066 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $68,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $28,000 | 5,406 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,341 |
| Total noninterest expense | $1,302,000 | 4,700 |
| Salaries and employee benefits | $882,000 | 4,226 |
| Premises and equipment expense | $114,000 | 4,988 |
| Additional noninterest expense | $306,000 | 5,220 |
| Pre-tax net operating income | $1,993,000 | 1,903 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $744,000 | 1,290 |
| Income before extraordinary items | $1,258,000 | 2,356 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,258,000 | 2,358 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,258,000 | 2,358 |
| Net charge-offs | $12,000 | 3,188 |
| Cash dividends | $250,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,252,240 | 2,316 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 2,870 |
| Total interest expense | $341,000 | 1,959 |
| Net interest income | $1,648,000 | 3,018 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $24,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 5,789 |
| Total noninterest expense | $661,000 | 4,693 |
| Salaries and employee benefits | $456,000 | 4,182 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $149,000 | 5,293 |
| Pre-tax net operating income | $1,011,000 | 1,837 |
| Securities gains (losses) | $9,000 | 1,518 |
| Applicable income taxes | $379,000 | 1,231 |
| Income before extraordinary items | $641,000 | 2,286 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $641,000 | 2,287 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $641,000 | 2,287 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $635,240 | 2,235 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 2,980 |
| Total interest expense | $1,313,000 | 2,106 |
| Net interest income | $6,299,000 | 3,128 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $105,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $64,000 | 5,482 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $41,000 | 5,824 |
| Total noninterest expense | $2,472,000 | 4,913 |
| Salaries and employee benefits | $1,643,000 | 4,423 |
| Premises and equipment expense | $234,000 | 5,120 |
| Additional noninterest expense | $595,000 | 5,400 |
| Pre-tax net operating income | $3,932,000 | 1,863 |
| Securities gains (losses) | $86,000 | 1,371 |
| Applicable income taxes | $1,495,000 | 1,198 |
| Income before extraordinary items | $2,523,000 | 2,295 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,523,000 | 2,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,523,000 | 2,295 |
| Net charge-offs | $24,000 | 4,217 |
| Cash dividends | $1,850,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,467,960 | 2,282 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 3,040 |
| Total interest expense | $987,000 | 2,136 |
| Net interest income | $4,631,000 | 3,205 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $78,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $48,000 | 5,544 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $30,000 | 5,906 |
| Total noninterest expense | $1,883,000 | 4,916 |
| Salaries and employee benefits | $1,253,000 | 4,396 |
| Premises and equipment expense | $174,000 | 5,174 |
| Additional noninterest expense | $456,000 | 5,409 |
| Pre-tax net operating income | $2,826,000 | 1,950 |
| Securities gains (losses) | $86,000 | 1,096 |
| Applicable income taxes | $1,084,000 | 1,236 |
| Income before extraordinary items | $1,828,000 | 2,377 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,828,000 | 2,378 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,828,000 | 2,377 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,772,960 | 2,381 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 3,039 |
| Total interest expense | $673,000 | 2,120 |
| Net interest income | $3,093,000 | 3,204 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $50,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $30,000 | 5,625 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $20,000 | 5,955 |
| Total noninterest expense | $1,253,000 | 4,942 |
| Salaries and employee benefits | $813,000 | 4,499 |
| Premises and equipment expense | $114,000 | 5,244 |
| Additional noninterest expense | $326,000 | 5,328 |
| Pre-tax net operating income | $1,890,000 | 1,907 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $704,000 | 1,249 |
| Income before extraordinary items | $1,186,000 | 2,360 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,186,000 | 2,364 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,186,000 | 2,364 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $350,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,186,000 | 2,318 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,032 |
| Total interest expense | $340,000 | 2,134 |
| Net interest income | $1,562,000 | 3,176 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $25,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $647,000 | 4,937 |
| Salaries and employee benefits | $398,000 | 4,590 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $191,000 | 5,100 |
| Pre-tax net operating income | $940,000 | 1,857 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $350,000 | 1,200 |
| Income before extraordinary items | $590,000 | 2,297 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $590,000 | 2,298 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $590,000 | 2,299 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $590,000 | 2,261 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 3,095 |
| Total interest expense | $1,298,000 | 2,425 |
| Net interest income | $6,170,000 | 3,203 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $94,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 6,092 |
| Total noninterest expense | $2,415,000 | 5,119 |
| Salaries and employee benefits | $1,657,000 | 4,518 |
| Premises and equipment expense | $244,000 | 5,240 |
| Additional noninterest expense | $514,000 | 5,815 |
| Pre-tax net operating income | $3,849,000 | 1,774 |
| Securities gains (losses) | $-17,000 | 6,309 |
| Applicable income taxes | $1,427,000 | 1,164 |
| Income before extraordinary items | $2,405,000 | 2,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,405,000 | 2,269 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,405,000 | 2,269 |
| Net charge-offs | $117,000 | 3,594 |
| Cash dividends | $450,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,415,880 | 2,207 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,517,000 | 3,154 |
| Total interest expense | $976,000 | 2,485 |
| Net interest income | $4,541,000 | 3,270 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $66,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,000 | 6,273 |
| Total noninterest expense | $1,786,000 | 5,168 |
| Salaries and employee benefits | $1,218,000 | 4,586 |
| Premises and equipment expense | $178,000 | 5,320 |
| Additional noninterest expense | $390,000 | 5,814 |
| Pre-tax net operating income | $2,821,000 | 1,838 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,050,000 | 1,202 |
| Income before extraordinary items | $1,771,000 | 2,336 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,771,000 | 2,341 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,771,000 | 2,341 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,771,000 | 2,273 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 3,157 |
| Total interest expense | $669,000 | 2,485 |
| Net interest income | $3,018,000 | 3,269 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $40,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,388 |
| Total noninterest expense | $1,174,000 | 5,210 |
| Salaries and employee benefits | $816,000 | 4,598 |
| Premises and equipment expense | $93,000 | 5,729 |
| Additional noninterest expense | $265,000 | 5,801 |
| Pre-tax net operating income | $1,884,000 | 1,820 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $701,000 | 1,195 |
| Income before extraordinary items | $1,183,000 | 2,317 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,183,000 | 2,326 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,183,000 | 2,324 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,183,000 | 2,237 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,131 |
| Total interest expense | $345,000 | 2,488 |
| Net interest income | $1,537,000 | 3,239 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $588,000 | 5,246 |
| Salaries and employee benefits | $412,000 | 4,624 |
| Premises and equipment expense | $46,000 | 5,781 |
| Additional noninterest expense | $130,000 | 5,903 |
| Pre-tax net operating income | $968,000 | 1,771 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $360,000 | 1,164 |
| Income before extraordinary items | $608,000 | 2,241 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $608,000 | 2,243 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $608,000 | 2,243 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $608,000 | 2,160 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 3,401 |
| Total interest expense | $1,421,000 | 2,838 |
| Net interest income | $5,720,000 | 3,481 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $73,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $59,000 | 6,075 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $14,000 | 6,358 |
| Total noninterest expense | $2,142,000 | 5,521 |
| Salaries and employee benefits | $1,479,000 | 4,882 |
| Premises and equipment expense | $152,000 | 6,102 |
| Additional noninterest expense | $511,000 | 6,043 |
| Pre-tax net operating income | $3,651,000 | 1,763 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $1,349,000 | 1,188 |
| Income before extraordinary items | $2,303,000 | 2,339 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,303,000 | 2,340 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,303,000 | 2,341 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,302,360 | 2,215 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 3,491 |
| Total interest expense | $1,080,000 | 2,903 |
| Net interest income | $4,216,000 | 3,583 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $55,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $45,000 | 6,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,493 |
| Total noninterest expense | $1,563,000 | 5,620 |
| Salaries and employee benefits | $1,085,000 | 4,971 |
| Premises and equipment expense | $90,000 | 6,443 |
| Additional noninterest expense | $388,000 | 6,084 |
| Pre-tax net operating income | $2,708,000 | 1,826 |
| Securities gains (losses) | $-1,000 | 6,745 |
| Applicable income taxes | $1,007,000 | 1,224 |
| Income before extraordinary items | $1,700,000 | 2,430 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,700,000 | 2,431 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,700,000 | 2,431 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,700,640 | 2,293 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 3,524 |
| Total interest expense | $734,000 | 2,945 |
| Net interest income | $2,773,000 | 3,629 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,336 |
| Total noninterest expense | $1,025,000 | 5,671 |
| Salaries and employee benefits | $725,000 | 4,988 |
| Premises and equipment expense | $53,000 | 6,590 |
| Additional noninterest expense | $247,000 | 6,188 |
| Pre-tax net operating income | $1,791,000 | 1,832 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $672,000 | 1,214 |
| Income before extraordinary items | $1,119,000 | 2,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,119,000 | 2,397 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,119,000 | 2,397 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,119,000 | 2,265 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 3,549 |
| Total interest expense | $390,000 | 2,909 |
| Net interest income | $1,371,000 | 3,678 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $18,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $494,000 | 5,794 |
| Salaries and employee benefits | $361,000 | 5,032 |
| Premises and equipment expense | $24,000 | 6,706 |
| Additional noninterest expense | $109,000 | 6,385 |
| Pre-tax net operating income | $895,000 | 1,846 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $336,000 | 1,205 |
| Income before extraordinary items | $559,000 | 2,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $559,000 | 2,391 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $559,000 | 2,392 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $559,000 | 2,272 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 3,785 |
| Total interest expense | $1,498,000 | 3,455 |
| Net interest income | $5,207,000 | 3,806 |
| Provision for loan and lease losses | $889,000 | 2,598 |
| Total noninterest income | $72,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $53,000 | 6,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,000 | 6,398 |
| Total noninterest expense | $1,889,000 | 5,918 |
| Salaries and employee benefits | $1,312,000 | 5,311 |
| Premises and equipment expense | $101,000 | 6,820 |
| Additional noninterest expense | $476,000 | 6,347 |
| Pre-tax net operating income | $2,501,000 | 2,130 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $929,000 | 1,411 |
| Income before extraordinary items | $1,572,000 | 2,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,572,000 | 2,685 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,572,000 | 2,685 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,572,000 | 2,600 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 3,872 |
| Total interest expense | $1,121,000 | 3,573 |
| Net interest income | $3,800,000 | 3,885 |
| Provision for loan and lease losses | $689,000 | 2,464 |
| Total noninterest income | $54,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $14,000 | 6,536 |
| Total noninterest expense | $1,449,000 | 5,909 |
| Salaries and employee benefits | $977,000 | 5,342 |
| Premises and equipment expense | $77,000 | 6,841 |
| Additional noninterest expense | $395,000 | 6,234 |
| Pre-tax net operating income | $1,716,000 | 2,343 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $637,000 | 1,515 |
| Income before extraordinary items | $1,079,000 | 2,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,079,000 | 2,916 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,079,000 | 2,916 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,079,000 | 2,815 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 3,952 |
| Total interest expense | $732,000 | 3,708 |
| Net interest income | $2,488,000 | 3,945 |
| Provision for loan and lease losses | $439,000 | 2,487 |
| Total noninterest income | $34,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $973,000 | 5,964 |
| Salaries and employee benefits | $654,000 | 5,377 |
| Premises and equipment expense | $51,000 | 6,905 |
| Additional noninterest expense | $268,000 | 6,288 |
| Pre-tax net operating income | $1,110,000 | 2,370 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $417,000 | 1,486 |
| Income before extraordinary items | $693,000 | 2,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $693,000 | 2,940 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $693,000 | 2,940 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $693,000 | 2,866 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 4,040 |
| Total interest expense | $350,000 | 3,915 |
| Net interest income | $1,218,000 | 4,007 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $15,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $491,000 | 5,979 |
| Salaries and employee benefits | $323,000 | 5,437 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $143,000 | 6,224 |
| Pre-tax net operating income | $542,000 | 2,413 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $201,000 | 1,508 |
| Income before extraordinary items | $341,000 | 2,981 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $341,000 | 2,980 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $341,000 | 2,981 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $341,000 | 2,924 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 4,824 |
| Total interest expense | $1,304,000 | 4,600 |
| Net interest income | $3,674,000 | 4,822 |
| Provision for loan and lease losses | $512,000 | 4,087 |
| Total noninterest income | $66,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 6,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 6,580 |
| Total noninterest expense | $1,553,000 | 6,464 |
| Salaries and employee benefits | $987,000 | 6,057 |
| Premises and equipment expense | $103,000 | 7,029 |
| Additional noninterest expense | $463,000 | 6,631 |
| Pre-tax net operating income | $1,675,000 | 2,558 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $621,000 | 1,693 |
| Income before extraordinary items | $1,054,000 | 3,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,054,000 | 3,114 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,054,000 | 3,117 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 362 |
| Net operating income | $1,054,000 | 3,001 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 5,047 |
| Total interest expense | $982,000 | 4,742 |
| Net interest income | $2,587,000 | 5,050 |
| Provision for loan and lease losses | $175,000 | 5,086 |
| Total noninterest income | $44,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $10,000 | 6,908 |
| Total noninterest expense | $1,184,000 | 6,490 |
| Salaries and employee benefits | $688,000 | 6,228 |
| Premises and equipment expense | $84,000 | 7,043 |
| Additional noninterest expense | $412,000 | 6,408 |
| Pre-tax net operating income | $1,272,000 | 2,669 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $470,000 | 1,732 |
| Income before extraordinary items | $802,000 | 3,277 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $802,000 | 3,275 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $802,000 | 3,277 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $802,000 | 3,153 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 5,243 |
| Total interest expense | $613,000 | 5,017 |
| Net interest income | $1,632,000 | 5,208 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $28,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $720,000 | 6,682 |
| Salaries and employee benefits | $430,000 | 6,401 |
| Premises and equipment expense | $54,000 | 7,118 |
| Additional noninterest expense | $236,000 | 6,687 |
| Pre-tax net operating income | $850,000 | 2,678 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $317,000 | 1,686 |
| Income before extraordinary items | $533,000 | 3,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $533,000 | 3,293 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $533,000 | 3,296 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $533,000 | 3,186 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,484 |
| Total interest expense | $289,000 | 5,272 |
| Net interest income | $767,000 | 5,419 |
| Provision for loan and lease losses | $65,000 | 4,501 |
| Total noninterest income | $14,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $330,000 | 6,912 |
| Salaries and employee benefits | $205,000 | 6,574 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $98,000 | 7,023 |
| Pre-tax net operating income | $386,000 | 2,895 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $136,000 | 1,819 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 5,606 |
| Total interest expense | $1,319,000 | 5,454 |
| Net interest income | $2,848,000 | 5,525 |
| Provision for loan and lease losses | $340,000 | 5,100 |
| Total noninterest income | $198,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $53,000 | 6,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $145,000 | 5,150 |
| Total noninterest expense | $1,112,000 | 7,264 |
| Salaries and employee benefits | $631,000 | 7,131 |
| Premises and equipment expense | $83,000 | 7,523 |
| Additional noninterest expense | $398,000 | 7,093 |
| Pre-tax net operating income | $1,594,000 | 2,269 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $581,000 | 1,408 |
| Income before extraordinary items | $1,013,000 | 2,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,013,000 | 2,745 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,013,000 | 2,746 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,013,000 | 2,695 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 5,670 |
| Total interest expense | $1,026,000 | 5,498 |
| Net interest income | $2,109,000 | 5,573 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $133,000 | 6,508 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $40,000 | 6,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $93,000 | 5,486 |
| Total noninterest expense | $811,000 | 7,336 |
| Salaries and employee benefits | $467,000 | 7,194 |
| Premises and equipment expense | $63,000 | 7,584 |
| Additional noninterest expense | $281,000 | 7,208 |
| Pre-tax net operating income | $1,206,000 | 2,429 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $447,000 | 1,518 |
| Income before extraordinary items | $759,000 | 2,971 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $759,000 | 2,969 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $759,000 | 2,972 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $759,000 | 2,897 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 5,705 |
| Total interest expense | $718,000 | 5,509 |
| Net interest income | $1,382,000 | 5,617 |
| Provision for loan and lease losses | $128,000 | 4,975 |
| Total noninterest income | $113,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $88,000 | 5,024 |
| Total noninterest expense | $555,000 | 7,375 |
| Salaries and employee benefits | $308,000 | 7,292 |
| Premises and equipment expense | $42,000 | 7,657 |
| Additional noninterest expense | $205,000 | 7,137 |
| Pre-tax net operating income | $812,000 | 2,493 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $300,000 | 1,527 |
| Income before extraordinary items | $512,000 | 3,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 3,042 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $512,000 | 3,044 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $512,000 | 2,941 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 5,689 |
| Total interest expense | $379,000 | 5,497 |
| Net interest income | $698,000 | 5,596 |
| Provision for loan and lease losses | $71,000 | 4,458 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $254,000 | 7,500 |
| Salaries and employee benefits | $158,000 | 7,285 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $75,000 | 7,457 |
| Pre-tax net operating income | $402,000 | 2,794 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $149,000 | 1,751 |
| Income before extraordinary items | $253,000 | 3,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $253,000 | 3,428 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $253,000 | 3,428 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $600,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $253,000 | 3,273 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 5,829 |
| Total interest expense | $1,864,000 | 5,479 |
| Net interest income | $2,475,000 | 5,936 |
| Provision for loan and lease losses | $17,000 | 7,069 |
| Total noninterest income | $92,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 6,581 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $39,000 | 6,986 |
| Total noninterest expense | $973,000 | 7,578 |
| Salaries and employee benefits | $606,000 | 7,391 |
| Premises and equipment expense | $80,000 | 7,797 |
| Additional noninterest expense | $287,000 | 7,512 |
| Pre-tax net operating income | $1,577,000 | 2,926 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $582,000 | 1,698 |
| Income before extraordinary items | $1,003,000 | 3,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,003,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,631 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $997,880 | 3,443 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 5,948 |
| Total interest expense | $1,401,000 | 5,609 |
| Net interest income | $1,779,000 | 6,071 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $40,000 | 6,643 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $725,000 | 7,618 |
| Salaries and employee benefits | $448,000 | 7,452 |
| Premises and equipment expense | $61,000 | 7,836 |
| Additional noninterest expense | $216,000 | 7,518 |
| Pre-tax net operating income | $1,130,000 | 3,439 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $416,000 | 2,114 |
| Income before extraordinary items | $714,000 | 3,777 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $714,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $714,000 | 3,924 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 6,020 |
| Total interest expense | $960,000 | 5,681 |
| Net interest income | $1,159,000 | 6,144 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $42,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $485,000 | 7,676 |
| Salaries and employee benefits | $297,000 | 7,527 |
| Premises and equipment expense | $40,000 | 7,888 |
| Additional noninterest expense | $148,000 | 7,528 |
| Pre-tax net operating income | $716,000 | 3,663 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $263,000 | 2,359 |
| Income before extraordinary items | $453,000 | 4,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $453,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $453,000 | 4,162 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 6,081 |
| Total interest expense | $539,000 | 5,567 |
| Net interest income | $521,000 | 6,412 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $243,000 | 7,695 |
| Salaries and employee benefits | $144,000 | 7,608 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $78,000 | 7,453 |
| Pre-tax net operating income | $301,000 | 4,148 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $116,000 | 2,632 |
| Income before extraordinary items | $185,000 | 4,814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $185,000 | 4,702 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 6,127 |
| Total interest expense | $2,310,000 | 5,483 |
| Net interest income | $1,906,000 | 6,620 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $78,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $885,000 | 7,818 |
| Salaries and employee benefits | $570,000 | 7,623 |
| Premises and equipment expense | $71,000 | 8,049 |
| Additional noninterest expense | $244,000 | 7,805 |
| Pre-tax net operating income | $1,099,000 | 4,547 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $403,000 | 3,018 |
| Income before extraordinary items | $696,000 | 5,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $696,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $696,000 | 5,054 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 6,176 |
| Total interest expense | $1,750,000 | 5,460 |
| Net interest income | $1,397,000 | 6,723 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $59,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 7,708 |
| Total noninterest expense | $674,000 | 7,777 |
| Salaries and employee benefits | $430,000 | 7,586 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $187,000 | 7,760 |
| Pre-tax net operating income | $782,000 | 4,888 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $287,000 | 3,260 |
| Income before extraordinary items | $495,000 | 5,400 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $495,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $495,000 | 5,386 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 6,206 |
| Total interest expense | $1,159,000 | 5,480 |
| Net interest income | $935,000 | 6,733 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $28,000 | 6,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $454,000 | 7,818 |
| Salaries and employee benefits | $288,000 | 7,642 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $129,000 | 7,752 |
| Pre-tax net operating income | $525,000 | 4,934 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $197,000 | 3,296 |
| Income before extraordinary items | $328,000 | 5,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $328,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $328,000 | 5,457 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 6,204 |
| Total interest expense | $572,000 | 5,503 |
| Net interest income | $478,000 | 6,704 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $215,000 | 7,922 |
| Salaries and employee benefits | $143,000 | 7,677 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $54,000 | 8,004 |
| Pre-tax net operating income | $281,000 | 4,798 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $103,000 | 3,229 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 5,908 |
| Total interest expense | $2,406,000 | 4,920 |
| Net interest income | $1,958,000 | 6,601 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $80,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $882,000 | 7,889 |
| Salaries and employee benefits | $582,000 | 7,642 |
| Premises and equipment expense | $77,000 | 8,063 |
| Additional noninterest expense | $223,000 | 7,993 |
| Pre-tax net operating income | $1,156,000 | 4,865 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $430,000 | 3,341 |
| Income before extraordinary items | $737,000 | 5,395 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $737,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $425,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $729,960 | 5,409 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 5,945 |
| Total interest expense | $1,793,000 | 4,866 |
| Net interest income | $1,465,000 | 6,680 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $59,000 | 8,037 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $669,000 | 7,888 |
| Salaries and employee benefits | $442,000 | 7,618 |
| Premises and equipment expense | $60,000 | 8,067 |
| Additional noninterest expense | $167,000 | 8,024 |
| Pre-tax net operating income | $855,000 | 5,087 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $312,000 | 3,530 |
| Income before extraordinary items | $545,000 | 5,573 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $545,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $425,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $543,720 | 5,583 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 5,970 |
| Total interest expense | $1,152,000 | 4,845 |
| Net interest income | $985,000 | 6,697 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $442,000 | 7,926 |
| Salaries and employee benefits | $291,000 | 7,685 |
| Premises and equipment expense | $40,000 | 8,075 |
| Additional noninterest expense | $111,000 | 8,043 |
| Pre-tax net operating income | $583,000 | 5,064 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $213,000 | 3,534 |
| Income before extraordinary items | $370,000 | 5,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $370,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $425,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $370,000 | 5,564 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 5,951 |
| Total interest expense | $550,000 | 4,843 |
| Net interest income | $510,000 | 6,628 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $223,000 | 7,926 |
| Salaries and employee benefits | $147,000 | 7,678 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $305,000 | 4,928 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $193,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $425,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $193,000 | 5,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 5,849 |
| Total interest expense | $1,889,000 | 4,605 |
| Net interest income | $2,087,000 | 6,548 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $76,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $65,000 | 6,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,394 |
| Total noninterest expense | $893,000 | 7,926 |
| Salaries and employee benefits | $582,000 | 7,679 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $234,000 | 8,015 |
| Pre-tax net operating income | $1,270,000 | 4,783 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $466,000 | 3,477 |
| Income before extraordinary items | $804,000 | 5,326 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $804,000 | 5,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $804,000 | 5,303 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 5,882 |
| Total interest expense | $1,362,000 | 4,579 |
| Net interest income | $1,559,000 | 6,577 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $59,000 | 8,198 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 6,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,442 |
| Total noninterest expense | $667,000 | 7,924 |
| Salaries and employee benefits | $428,000 | 7,678 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $178,000 | 8,005 |
| Pre-tax net operating income | $951,000 | 4,899 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $350,000 | 3,533 |
| Income before extraordinary items | $601,000 | 5,438 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $601,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $601,000 | 5,408 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 5,883 |
| Total interest expense | $864,000 | 4,553 |
| Net interest income | $1,040,000 | 6,569 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $38,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $445,000 | 7,924 |
| Salaries and employee benefits | $286,000 | 7,691 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $118,000 | 8,003 |
| Pre-tax net operating income | $633,000 | 4,879 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $234,000 | 3,521 |
| Income before extraordinary items | $399,000 | 5,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $399,000 | 5,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $399,000 | 5,411 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 5,929 |
| Total interest expense | $404,000 | 4,644 |
| Net interest income | $532,000 | 6,547 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $223,000 | 7,993 |
| Salaries and employee benefits | $143,000 | 7,751 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $326,000 | 4,785 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $121,000 | 3,455 |
| Income before extraordinary items | $205,000 | 5,351 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $205,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $205,000 | 5,322 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 5,700 |
| Total interest expense | $1,625,000 | 4,286 |
| Net interest income | $2,190,000 | 6,387 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $76,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $63,000 | 7,070 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $876,000 | 8,021 |
| Salaries and employee benefits | $570,000 | 7,777 |
| Premises and equipment expense | $84,000 | 8,156 |
| Additional noninterest expense | $222,000 | 8,182 |
| Pre-tax net operating income | $1,390,000 | 4,451 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $510,000 | 3,316 |
| Income before extraordinary items | $880,000 | 5,037 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $880,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $201,000 | 4,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $880,000 | 4,961 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 5,714 |
| Total interest expense | $1,223,000 | 4,226 |
| Net interest income | $1,616,000 | 6,434 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $56,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $662,000 | 8,009 |
| Salaries and employee benefits | $434,000 | 7,692 |
| Premises and equipment expense | $65,000 | 8,129 |
| Additional noninterest expense | $163,000 | 8,208 |
| Pre-tax net operating income | $1,010,000 | 4,575 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $372,000 | 3,434 |
| Income before extraordinary items | $638,000 | 5,200 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $638,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $201,000 | 3,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $638,000 | 5,111 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 5,718 |
| Total interest expense | $852,000 | 4,093 |
| Net interest income | $1,046,000 | 6,539 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $35,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $30,000 | 7,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $437,000 | 8,081 |
| Salaries and employee benefits | $290,000 | 7,752 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $644,000 | 4,657 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $237,000 | 3,480 |
| Income before extraordinary items | $407,000 | 5,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $201,000 | 3,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $407,000 | 5,197 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 5,666 |
| Total interest expense | $432,000 | 4,092 |
| Net interest income | $540,000 | 6,480 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $224,000 | 8,070 |
| Salaries and employee benefits | $149,000 | 7,720 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $333,000 | 4,562 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $122,000 | 3,464 |
| Income before extraordinary items | $211,000 | 5,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $211,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $201,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,000 | 5,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 5,681 |
| Total interest expense | $1,825,000 | 4,305 |
| Net interest income | $2,133,000 | 6,382 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $78,000 | 8,526 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $63,000 | 7,221 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,000 | 8,598 |
| Total noninterest expense | $859,000 | 8,151 |
| Salaries and employee benefits | $549,000 | 7,900 |
| Premises and equipment expense | $108,000 | 7,975 |
| Additional noninterest expense | $202,000 | 8,429 |
| Pre-tax net operating income | $1,317,000 | 4,446 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $499,000 | 3,385 |
| Income before extraordinary items | $845,000 | 5,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $845,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $201,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $827,720 | 4,994 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 5,762 |
| Total interest expense | $1,383,000 | 4,399 |
| Net interest income | $1,573,000 | 6,480 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $54,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $625,000 | 8,217 |
| Salaries and employee benefits | $407,000 | 7,901 |
| Premises and equipment expense | $73,000 | 8,123 |
| Additional noninterest expense | $145,000 | 8,498 |
| Pre-tax net operating income | $967,000 | 4,640 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $365,000 | 3,561 |
| Income before extraordinary items | $629,000 | 5,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $629,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $201,000 | 4,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $611,720 | 5,166 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 5,793 |
| Total interest expense | $943,000 | 4,438 |
| Net interest income | $1,031,000 | 6,555 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $406,000 | 8,268 |
| Salaries and employee benefits | $263,000 | 7,984 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $97,000 | 8,501 |
| Pre-tax net operating income | $631,000 | 4,694 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $235,000 | 3,668 |
| Income before extraordinary items | $404,000 | 5,373 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $404,000 | 5,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $201,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $398,880 | 5,209 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 5,815 |
| Total interest expense | $476,000 | 4,495 |
| Net interest income | $513,000 | 6,570 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $204,000 | 8,304 |
| Salaries and employee benefits | $132,000 | 8,004 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $50,000 | 8,487 |
| Pre-tax net operating income | $312,000 | 4,693 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $115,000 | 3,702 |
| Income before extraordinary items | $197,000 | 5,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $201,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $197,000 | 5,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 5,853 |
| Total interest expense | $1,942,000 | 4,884 |
| Net interest income | $2,127,000 | 6,435 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $74,000 | 8,707 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $61,000 | 7,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $830,000 | 8,282 |
| Salaries and employee benefits | $494,000 | 8,163 |
| Premises and equipment expense | $92,000 | 8,283 |
| Additional noninterest expense | $244,000 | 8,221 |
| Pre-tax net operating income | $1,256,000 | 4,591 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $487,000 | 3,496 |
| Income before extraordinary items | $824,000 | 5,117 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $824,000 | 5,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $788,800 | 5,109 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 6,255 |
| Total interest expense | $2,413,000 | 5,498 |
| Net interest income | $1,704,000 | 6,971 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $71,000 | 8,893 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $758,000 | 8,549 |
| Salaries and employee benefits | $483,000 | 8,256 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $204,000 | 8,622 |
| Pre-tax net operating income | $867,000 | 5,291 |
| Securities gains (losses) | $112,000 | 1,663 |
| Applicable income taxes | $358,000 | 3,942 |
| Income before extraordinary items | $621,000 | 5,516 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $621,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $581,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $549,320 | 5,734 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 6,243 |
| Total interest expense | $2,950,000 | 4,986 |
| Net interest income | $1,362,000 | 7,723 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $58,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $679,000 | 8,880 |
| Salaries and employee benefits | $399,000 | 8,750 |
| Premises and equipment expense | $76,000 | 8,870 |
| Additional noninterest expense | $204,000 | 8,750 |
| Pre-tax net operating income | $740,000 | 6,072 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $269,000 | 4,826 |
| Income before extraordinary items | $464,000 | 6,517 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $464,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $304,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $468,480 | 6,511 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 6,415 |
| Total interest expense | $2,508,000 | 5,188 |
| Net interest income | $1,440,000 | 7,708 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $53,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $721,000 | 8,973 |
| Salaries and employee benefits | $446,000 | 8,645 |
| Premises and equipment expense | $83,000 | 8,967 |
| Additional noninterest expense | $192,000 | 9,105 |
| Pre-tax net operating income | $645,000 | 6,544 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $241,000 | 5,301 |
| Income before extraordinary items | $406,000 | 6,959 |
| Extraordinary gains, net | $-10,000 | 10,148 |
| Net income | $396,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $404,720 | 6,937 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 7,225 |
| Total interest expense | $2,279,000 | 5,695 |
| Net interest income | $979,000 | 8,845 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $38,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $658,000 | 9,232 |
| Salaries and employee benefits | $360,000 | 9,227 |
| Premises and equipment expense | $108,000 | 8,537 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $219,000 | 8,823 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $126,000 | 7,158 |
| Income before extraordinary items | $93,000 | 9,386 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $93,000 | 9,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 450 |
| Net operating income | $93,000 | 9,322 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 8,899 |
| Total interest expense | $1,559,000 | 7,216 |
| Net interest income | $529,000 | 10,322 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $31,000 | 10,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $619,000 | 9,679 |
| Salaries and employee benefits | $328,000 | 9,750 |
| Premises and equipment expense | $120,000 | 8,493 |
| Additional noninterest expense | $171,000 | 9,768 |
| Pre-tax net operating income | $-209,000 | 10,572 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-21,000 | 10,554 |
| Income before extraordinary items | $-188,000 | 10,597 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-188,000 | 10,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 469 |
| Net operating income | $-188,000 | 10,569 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $175,000 | 11,379 |
| Total interest expense | $110,000 | 11,325 |
| Net interest income | $65,000 | 11,416 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $5,000 | 11,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 9,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $255,000 | 11,307 |
| Salaries and employee benefits | $123,000 | 11,307 |
| Premises and equipment expense | $30,000 | 11,136 |
| Additional noninterest expense | $102,000 | 11,073 |
| Pre-tax net operating income | $-270,000 | 11,119 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-63,000 | 11,108 |
| Income before extraordinary items | $-207,000 | 11,113 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-207,000 | 11,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,750,000 | 246 |
| Net operating income | $-207,000 | 11,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.