Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,577,000 | 1,091 |
| Total interest expense | $2,710,000 | 1,637 |
| Net interest income | $21,867,000 | 1,007 |
| Provision for loan and lease losses | $1,181,000 | 1,602 |
| Total noninterest income | $876,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,686,000 | 835 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-810,000 | 6,983 |
| Total noninterest expense | $14,725,000 | 1,349 |
| Salaries and employee benefits | $8,303,000 | 1,258 |
| Premises and equipment expense | $2,289,000 | 1,043 |
| Additional noninterest expense | $4,133,000 | 1,636 |
| Pre-tax net operating income | $6,837,000 | 1,040 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,646,000 | 689 |
| Income before extraordinary items | $4,191,000 | 1,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,191,000 | 1,400 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,191,000 | 1,400 |
| Net charge-offs | $2,867,000 | 872 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,191,000 | 1,318 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,721,000 | 1,089 |
| Total interest expense | $2,074,000 | 1,670 |
| Net interest income | $16,647,000 | 993 |
| Provision for loan and lease losses | $2,020,000 | 848 |
| Total noninterest income | $937,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,259,000 | 842 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-322,000 | 7,024 |
| Total noninterest expense | $11,130,000 | 1,338 |
| Salaries and employee benefits | $6,350,000 | 1,239 |
| Premises and equipment expense | $1,769,000 | 1,012 |
| Additional noninterest expense | $3,011,000 | 1,670 |
| Pre-tax net operating income | $4,434,000 | 1,214 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,661,000 | 826 |
| Income before extraordinary items | $2,773,000 | 1,587 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,773,000 | 1,587 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,773,000 | 1,588 |
| Net charge-offs | $2,987,000 | 676 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,773,000 | 1,502 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,675,000 | 1,084 |
| Total interest expense | $1,423,000 | 1,688 |
| Net interest income | $11,252,000 | 985 |
| Provision for loan and lease losses | $216,000 | 2,877 |
| Total noninterest income | $132,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $825,000 | 844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-693,000 | 7,185 |
| Total noninterest expense | $7,409,000 | 1,342 |
| Salaries and employee benefits | $4,133,000 | 1,261 |
| Premises and equipment expense | $1,154,000 | 1,025 |
| Additional noninterest expense | $2,122,000 | 1,588 |
| Pre-tax net operating income | $3,759,000 | 954 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,428,000 | 670 |
| Income before extraordinary items | $2,331,000 | 1,278 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,331,000 | 1,278 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,331,000 | 1,278 |
| Net charge-offs | $1,109,000 | 1,058 |
| Cash dividends | $250,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,331,000 | 1,205 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 1,057 |
| Total interest expense | $743,000 | 1,686 |
| Net interest income | $5,720,000 | 959 |
| Provision for loan and lease losses | $32,000 | 4,066 |
| Total noninterest income | $-412,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $403,000 | 861 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-815,000 | 7,289 |
| Total noninterest expense | $3,538,000 | 1,386 |
| Salaries and employee benefits | $1,841,000 | 1,409 |
| Premises and equipment expense | $600,000 | 1,002 |
| Additional noninterest expense | $1,097,000 | 1,533 |
| Pre-tax net operating income | $1,738,000 | 1,012 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $637,000 | 717 |
| Income before extraordinary items | $1,101,000 | 1,312 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,101,000 | 1,313 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,101,000 | 1,313 |
| Net charge-offs | $215,000 | 1,773 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,101,000 | 1,242 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,089,000 | 1,036 |
| Total interest expense | $3,806,000 | 1,594 |
| Net interest income | $23,283,000 | 940 |
| Provision for loan and lease losses | $5,798,000 | 696 |
| Total noninterest income | $2,266,000 | 1,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,693,000 | 859 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $573,000 | 2,931 |
| Total noninterest expense | $16,896,000 | 1,165 |
| Salaries and employee benefits | $9,285,000 | 1,064 |
| Premises and equipment expense | $2,582,000 | 966 |
| Additional noninterest expense | $5,029,000 | 1,373 |
| Pre-tax net operating income | $2,855,000 | 1,930 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,001,000 | 1,339 |
| Income before extraordinary items | $1,854,000 | 2,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,854,000 | 2,399 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,854,000 | 2,400 |
| Net charge-offs | $4,164,000 | 930 |
| Cash dividends | $950,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,854,000 | 2,320 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,572,000 | 1,034 |
| Total interest expense | $3,004,000 | 1,573 |
| Net interest income | $17,568,000 | 946 |
| Provision for loan and lease losses | $2,751,000 | 994 |
| Total noninterest income | $1,572,000 | 1,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,252,000 | 884 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $320,000 | 3,377 |
| Total noninterest expense | $12,693,000 | 1,161 |
| Salaries and employee benefits | $6,812,000 | 1,084 |
| Premises and equipment expense | $1,940,000 | 980 |
| Additional noninterest expense | $3,941,000 | 1,309 |
| Pre-tax net operating income | $3,696,000 | 1,245 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,342,000 | 865 |
| Income before extraordinary items | $2,354,000 | 1,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,354,000 | 1,616 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,354,000 | 1,616 |
| Net charge-offs | $3,077,000 | 939 |
| Cash dividends | $700,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,354,000 | 1,539 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,882,000 | 1,035 |
| Total interest expense | $2,104,000 | 1,551 |
| Net interest income | $11,778,000 | 936 |
| Provision for loan and lease losses | $1,628,000 | 1,053 |
| Total noninterest income | $947,000 | 2,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $797,000 | 914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 3,950 |
| Total noninterest expense | $8,566,000 | 1,165 |
| Salaries and employee benefits | $4,313,000 | 1,160 |
| Premises and equipment expense | $1,257,000 | 1,016 |
| Additional noninterest expense | $2,996,000 | 1,186 |
| Pre-tax net operating income | $2,531,000 | 1,170 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $921,000 | 816 |
| Income before extraordinary items | $1,610,000 | 1,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,610,000 | 1,525 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,610,000 | 1,525 |
| Net charge-offs | $1,915,000 | 952 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,610,000 | 1,460 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 1,050 |
| Total interest expense | $1,104,000 | 1,541 |
| Net interest income | $5,780,000 | 963 |
| Provision for loan and lease losses | $922,000 | 918 |
| Total noninterest income | $514,000 | 1,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,081 |
| Total noninterest expense | $3,691,000 | 1,348 |
| Salaries and employee benefits | $1,800,000 | 1,406 |
| Premises and equipment expense | $576,000 | 1,139 |
| Additional noninterest expense | $1,315,000 | 1,337 |
| Pre-tax net operating income | $1,681,000 | 897 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $618,000 | 619 |
| Income before extraordinary items | $1,063,000 | 1,158 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,063,000 | 1,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,063,000 | 1,158 |
| Net charge-offs | $1,084,000 | 813 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,063,000 | 1,126 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,272,000 | 1,096 |
| Total interest expense | $6,219,000 | 1,331 |
| Net interest income | $22,053,000 | 1,003 |
| Provision for loan and lease losses | $7,923,000 | 813 |
| Total noninterest income | $2,939,000 | 1,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,939,000 | 1,079 |
| Total noninterest expense | $15,597,000 | 1,286 |
| Salaries and employee benefits | $9,232,000 | 1,069 |
| Premises and equipment expense | $2,524,000 | 1,026 |
| Additional noninterest expense | $3,841,000 | 1,868 |
| Pre-tax net operating income | $1,472,000 | 2,752 |
| Securities gains (losses) | $79,000 | 2,352 |
| Applicable income taxes | $51,000 | 3,625 |
| Income before extraordinary items | $1,500,000 | 2,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,500,000 | 2,512 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,500,000 | 2,517 |
| Net charge-offs | $5,341,000 | 952 |
| Cash dividends | $1,040,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,423,370 | 2,498 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,478,000 | 1,096 |
| Total interest expense | $4,819,000 | 1,336 |
| Net interest income | $16,659,000 | 994 |
| Provision for loan and lease losses | $6,147,000 | 743 |
| Total noninterest income | $2,212,000 | 1,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,212,000 | 1,034 |
| Total noninterest expense | $11,321,000 | 1,311 |
| Salaries and employee benefits | $6,750,000 | 1,092 |
| Premises and equipment expense | $1,966,000 | 992 |
| Additional noninterest expense | $2,605,000 | 1,988 |
| Pre-tax net operating income | $1,403,000 | 2,504 |
| Securities gains (losses) | $79,000 | 2,125 |
| Applicable income taxes | $20,000 | 3,999 |
| Income before extraordinary items | $1,462,000 | 2,192 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,462,000 | 2,193 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,462,000 | 2,195 |
| Net charge-offs | $4,976,000 | 782 |
| Cash dividends | $1,040,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,383,790 | 2,190 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,598,000 | 1,083 |
| Total interest expense | $3,326,000 | 1,346 |
| Net interest income | $11,272,000 | 978 |
| Provision for loan and lease losses | $2,976,000 | 954 |
| Total noninterest income | $1,422,000 | 1,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,422,000 | 1,014 |
| Total noninterest expense | $7,502,000 | 1,316 |
| Salaries and employee benefits | $4,394,000 | 1,120 |
| Premises and equipment expense | $1,293,000 | 1,031 |
| Additional noninterest expense | $1,815,000 | 1,910 |
| Pre-tax net operating income | $2,216,000 | 1,185 |
| Securities gains (losses) | $79,000 | 1,589 |
| Applicable income taxes | $349,000 | 1,582 |
| Income before extraordinary items | $1,946,000 | 1,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,946,000 | 1,147 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,946,000 | 1,147 |
| Net charge-offs | $2,352,000 | 1,001 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,878,850 | 1,138 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 1,117 |
| Total interest expense | $1,710,000 | 1,378 |
| Net interest income | $5,530,000 | 1,014 |
| Provision for loan and lease losses | $1,732,000 | 821 |
| Total noninterest income | $647,000 | 1,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $647,000 | 1,072 |
| Total noninterest expense | $3,808,000 | 1,314 |
| Salaries and employee benefits | $2,063,000 | 1,196 |
| Premises and equipment expense | $669,000 | 1,014 |
| Additional noninterest expense | $1,076,000 | 1,632 |
| Pre-tax net operating income | $637,000 | 2,004 |
| Securities gains (losses) | $79,000 | 897 |
| Applicable income taxes | $-231,000 | 7,587 |
| Income before extraordinary items | $947,000 | 1,153 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $947,000 | 1,155 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $947,000 | 1,155 |
| Net charge-offs | $1,577,000 | 763 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $868,000 | 1,228 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,155,000 | 1,226 |
| Total interest expense | $9,008,000 | 1,324 |
| Net interest income | $19,147,000 | 1,159 |
| Provision for loan and lease losses | $4,938,000 | 1,445 |
| Total noninterest income | $3,177,000 | 1,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,177,000 | 1,009 |
| Total noninterest expense | $13,918,000 | 1,485 |
| Salaries and employee benefits | $8,288,000 | 1,184 |
| Premises and equipment expense | $2,664,000 | 1,015 |
| Additional noninterest expense | $2,966,000 | 2,372 |
| Pre-tax net operating income | $3,468,000 | 1,167 |
| Securities gains (losses) | $60,000 | 2,515 |
| Applicable income taxes | $1,296,000 | 798 |
| Income before extraordinary items | $2,232,000 | 1,499 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,232,000 | 1,496 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,232,000 | 1,498 |
| Net charge-offs | $3,813,000 | 1,383 |
| Cash dividends | $1,250,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,193,600 | 1,490 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,089,000 | 1,248 |
| Total interest expense | $7,117,000 | 1,324 |
| Net interest income | $13,972,000 | 1,187 |
| Provision for loan and lease losses | $3,571,000 | 1,323 |
| Total noninterest income | $2,362,000 | 1,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,362,000 | 1,023 |
| Total noninterest expense | $10,595,000 | 1,450 |
| Salaries and employee benefits | $6,384,000 | 1,156 |
| Premises and equipment expense | $2,025,000 | 1,012 |
| Additional noninterest expense | $2,186,000 | 2,381 |
| Pre-tax net operating income | $2,168,000 | 1,496 |
| Securities gains (losses) | $32,000 | 2,532 |
| Applicable income taxes | $811,000 | 999 |
| Income before extraordinary items | $1,389,000 | 1,911 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,389,000 | 1,910 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,389,000 | 1,911 |
| Net charge-offs | $2,623,000 | 1,284 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,368,520 | 1,894 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,852,000 | 1,297 |
| Total interest expense | $5,094,000 | 1,294 |
| Net interest income | $8,758,000 | 1,278 |
| Provision for loan and lease losses | $2,920,000 | 1,105 |
| Total noninterest income | $1,578,000 | 1,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,578,000 | 1,048 |
| Total noninterest expense | $7,061,000 | 1,469 |
| Salaries and employee benefits | $4,169,000 | 1,212 |
| Premises and equipment expense | $1,361,000 | 1,038 |
| Additional noninterest expense | $1,531,000 | 2,291 |
| Pre-tax net operating income | $355,000 | 3,898 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $130,000 | 2,404 |
| Income before extraordinary items | $225,000 | 4,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 4,392 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $225,000 | 4,392 |
| Net charge-offs | $2,133,000 | 1,077 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $225,000 | 4,284 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,887,000 | 1,322 |
| Total interest expense | $2,660,000 | 1,292 |
| Net interest income | $4,227,000 | 1,311 |
| Provision for loan and lease losses | $2,639,000 | 620 |
| Total noninterest income | $745,000 | 1,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $745,000 | 1,068 |
| Total noninterest expense | $3,196,000 | 1,575 |
| Salaries and employee benefits | $1,779,000 | 1,477 |
| Premises and equipment expense | $725,000 | 989 |
| Additional noninterest expense | $692,000 | 2,257 |
| Pre-tax net operating income | $-863,000 | 7,582 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-348,000 | 7,830 |
| Income before extraordinary items | $-515,000 | 7,461 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-515,000 | 7,461 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-515,000 | 7,462 |
| Net charge-offs | $1,953,000 | 609 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-515,000 | 7,434 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,027,000 | 1,288 |
| Total interest expense | $13,707,000 | 1,181 |
| Net interest income | $16,320,000 | 1,364 |
| Provision for loan and lease losses | $13,352,000 | 487 |
| Total noninterest income | $3,014,000 | 1,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,014,000 | 962 |
| Total noninterest expense | $12,910,000 | 1,514 |
| Salaries and employee benefits | $8,012,000 | 1,257 |
| Premises and equipment expense | $2,395,000 | 1,159 |
| Additional noninterest expense | $2,503,000 | 2,336 |
| Pre-tax net operating income | $-6,928,000 | 7,896 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,826,000 | 8,003 |
| Income before extraordinary items | $-4,102,000 | 7,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,102,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,019,000 | 1,937 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,102,000 | 7,807 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,906,000 | 1,291 |
| Total interest expense | $10,715,000 | 1,181 |
| Net interest income | $12,191,000 | 1,388 |
| Provision for loan and lease losses | $11,975,000 | 357 |
| Total noninterest income | $2,226,000 | 1,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,226,000 | 1,019 |
| Total noninterest expense | $9,491,000 | 1,536 |
| Salaries and employee benefits | $5,880,000 | 1,313 |
| Premises and equipment expense | $1,777,000 | 1,169 |
| Additional noninterest expense | $1,834,000 | 2,326 |
| Pre-tax net operating income | $-7,049,000 | 8,186 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,345,000 | 918 |
| Income before extraordinary items | $-8,394,000 | 8,200 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-8,394,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,602 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,394,000 | 8,226 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,505,000 | 1,287 |
| Total interest expense | $7,425,000 | 1,178 |
| Net interest income | $8,080,000 | 1,375 |
| Provision for loan and lease losses | $321,000 | 2,442 |
| Total noninterest income | $1,474,000 | 1,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,474,000 | 1,073 |
| Total noninterest expense | $6,164,000 | 1,575 |
| Salaries and employee benefits | $3,833,000 | 1,359 |
| Premises and equipment expense | $1,131,000 | 1,206 |
| Additional noninterest expense | $1,200,000 | 2,343 |
| Pre-tax net operating income | $3,069,000 | 1,158 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,027,000 | 921 |
| Income before extraordinary items | $2,042,000 | 1,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,042,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,492 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,042,000 | 1,325 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,986,000 | 1,279 |
| Total interest expense | $3,952,000 | 1,181 |
| Net interest income | $4,034,000 | 1,381 |
| Provision for loan and lease losses | $169,000 | 1,999 |
| Total noninterest income | $734,000 | 1,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $734,000 | 1,074 |
| Total noninterest expense | $2,979,000 | 1,632 |
| Salaries and employee benefits | $1,816,000 | 1,463 |
| Premises and equipment expense | $610,000 | 1,143 |
| Additional noninterest expense | $553,000 | 2,483 |
| Pre-tax net operating income | $1,620,000 | 1,169 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $544,000 | 940 |
| Income before extraordinary items | $1,076,000 | 1,397 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,076,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,653 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,076,000 | 1,359 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,410,000 | 1,318 |
| Total interest expense | $17,034,000 | 1,160 |
| Net interest income | $15,376,000 | 1,475 |
| Provision for loan and lease losses | $620,000 | 2,008 |
| Total noninterest income | $2,865,000 | 1,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,865,000 | 1,051 |
| Total noninterest expense | $11,947,000 | 1,543 |
| Salaries and employee benefits | $7,500,000 | 1,342 |
| Premises and equipment expense | $2,308,000 | 1,145 |
| Additional noninterest expense | $2,139,000 | 2,505 |
| Pre-tax net operating income | $5,674,000 | 1,470 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,857,000 | 1,194 |
| Income before extraordinary items | $3,817,000 | 1,661 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,817,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 2,216 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,817,000 | 1,649 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,274,000 | 1,313 |
| Total interest expense | $12,602,000 | 1,180 |
| Net interest income | $11,672,000 | 1,449 |
| Provision for loan and lease losses | $517,000 | 1,531 |
| Total noninterest income | $2,037,000 | 1,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,037,000 | 1,095 |
| Total noninterest expense | $8,872,000 | 1,539 |
| Salaries and employee benefits | $5,548,000 | 1,360 |
| Premises and equipment expense | $1,724,000 | 1,154 |
| Additional noninterest expense | $1,600,000 | 2,468 |
| Pre-tax net operating income | $4,320,000 | 1,563 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,423,000 | 1,277 |
| Income before extraordinary items | $2,897,000 | 1,745 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,897,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,446 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,897,000 | 1,733 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,982,000 | 1,340 |
| Total interest expense | $8,246,000 | 1,208 |
| Net interest income | $7,736,000 | 1,476 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $1,327,000 | 1,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,327,000 | 1,146 |
| Total noninterest expense | $5,777,000 | 1,597 |
| Salaries and employee benefits | $3,643,000 | 1,414 |
| Premises and equipment expense | $1,132,000 | 1,182 |
| Additional noninterest expense | $1,002,000 | 2,623 |
| Pre-tax net operating income | $2,986,000 | 1,550 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $993,000 | 1,280 |
| Income before extraordinary items | $1,993,000 | 1,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,993,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,993,000 | 1,720 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,836,000 | 1,369 |
| Total interest expense | $4,008,000 | 1,227 |
| Net interest income | $3,828,000 | 1,494 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $624,000 | 1,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $624,000 | 1,159 |
| Total noninterest expense | $2,851,000 | 1,619 |
| Salaries and employee benefits | $1,756,000 | 1,473 |
| Premises and equipment expense | $571,000 | 1,186 |
| Additional noninterest expense | $524,000 | 2,512 |
| Pre-tax net operating income | $1,436,000 | 1,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $482,000 | 1,318 |
| Income before extraordinary items | $954,000 | 1,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $954,000 | 1,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,624 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $954,000 | 1,773 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,500,000 | 1,398 |
| Total interest expense | $13,735,000 | 1,226 |
| Net interest income | $14,765,000 | 1,552 |
| Provision for loan and lease losses | $263,000 | 3,013 |
| Total noninterest income | $2,727,000 | 1,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,727,000 | 1,065 |
| Total noninterest expense | $11,089,000 | 1,597 |
| Salaries and employee benefits | $6,942,000 | 1,418 |
| Premises and equipment expense | $2,175,000 | 1,178 |
| Additional noninterest expense | $1,972,000 | 2,596 |
| Pre-tax net operating income | $6,140,000 | 1,567 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,983,000 | 1,348 |
| Income before extraordinary items | $4,157,000 | 1,729 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,157,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,521 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,157,000 | 1,718 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,938,000 | 1,423 |
| Total interest expense | $9,860,000 | 1,248 |
| Net interest income | $11,078,000 | 1,569 |
| Provision for loan and lease losses | $162,000 | 3,271 |
| Total noninterest income | $2,011,000 | 1,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,011,000 | 1,094 |
| Total noninterest expense | $8,313,000 | 1,612 |
| Salaries and employee benefits | $5,177,000 | 1,428 |
| Premises and equipment expense | $1,632,000 | 1,189 |
| Additional noninterest expense | $1,504,000 | 2,557 |
| Pre-tax net operating income | $4,614,000 | 1,610 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,480,000 | 1,404 |
| Income before extraordinary items | $3,134,000 | 1,768 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,134,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,313 |
| Cash dividends | $1,000,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,134,000 | 1,753 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,555,000 | 1,431 |
| Total interest expense | $6,224,000 | 1,258 |
| Net interest income | $7,331,000 | 1,578 |
| Provision for loan and lease losses | $81,000 | 3,704 |
| Total noninterest income | $1,271,000 | 1,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,271,000 | 1,134 |
| Total noninterest expense | $5,565,000 | 1,612 |
| Salaries and employee benefits | $3,442,000 | 1,435 |
| Premises and equipment expense | $1,101,000 | 1,169 |
| Additional noninterest expense | $1,022,000 | 2,504 |
| Pre-tax net operating income | $2,956,000 | 1,674 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $927,000 | 1,484 |
| Income before extraordinary items | $2,029,000 | 1,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,029,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,255 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,029,000 | 1,790 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 1,439 |
| Total interest expense | $2,951,000 | 1,266 |
| Net interest income | $3,615,000 | 1,584 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $645,000 | 1,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $645,000 | 1,111 |
| Total noninterest expense | $2,784,000 | 1,617 |
| Salaries and employee benefits | $1,680,000 | 1,476 |
| Premises and equipment expense | $562,000 | 1,138 |
| Additional noninterest expense | $542,000 | 2,372 |
| Pre-tax net operating income | $1,436,000 | 1,684 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $430,000 | 1,568 |
| Income before extraordinary items | $1,006,000 | 1,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,006,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,006,000 | 1,763 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,519,000 | 1,420 |
| Total interest expense | $9,220,000 | 1,228 |
| Net interest income | $14,299,000 | 1,539 |
| Provision for loan and lease losses | $509,000 | 1,876 |
| Total noninterest income | $2,707,000 | 1,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,707,000 | 1,089 |
| Total noninterest expense | $10,389,000 | 1,641 |
| Salaries and employee benefits | $6,344,000 | 1,481 |
| Premises and equipment expense | $2,170,000 | 1,121 |
| Additional noninterest expense | $1,875,000 | 2,649 |
| Pre-tax net operating income | $6,108,000 | 1,560 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,899,000 | 1,427 |
| Income before extraordinary items | $4,209,000 | 1,672 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,209,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,132 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,209,000 | 1,645 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,270,000 | 1,407 |
| Total interest expense | $6,526,000 | 1,219 |
| Net interest income | $10,744,000 | 1,509 |
| Provision for loan and lease losses | $496,000 | 1,419 |
| Total noninterest income | $2,040,000 | 1,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,040,000 | 1,106 |
| Total noninterest expense | $7,681,000 | 1,649 |
| Salaries and employee benefits | $4,658,000 | 1,499 |
| Premises and equipment expense | $1,602,000 | 1,126 |
| Additional noninterest expense | $1,421,000 | 2,588 |
| Pre-tax net operating income | $4,607,000 | 1,555 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,451,000 | 1,419 |
| Income before extraordinary items | $3,156,000 | 1,671 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,156,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,641 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,156,000 | 1,637 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,310,000 | 1,395 |
| Total interest expense | $4,065,000 | 1,222 |
| Net interest income | $7,245,000 | 1,473 |
| Provision for loan and lease losses | $497,000 | 983 |
| Total noninterest income | $1,363,000 | 1,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,363,000 | 1,076 |
| Total noninterest expense | $5,092,000 | 1,652 |
| Salaries and employee benefits | $3,076,000 | 1,509 |
| Premises and equipment expense | $1,071,000 | 1,118 |
| Additional noninterest expense | $945,000 | 2,577 |
| Pre-tax net operating income | $3,019,000 | 1,542 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $959,000 | 1,411 |
| Income before extraordinary items | $2,060,000 | 1,661 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,060,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,060,000 | 1,631 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 1,410 |
| Total interest expense | $1,858,000 | 1,283 |
| Net interest income | $3,607,000 | 1,468 |
| Provision for loan and lease losses | $372,000 | 640 |
| Total noninterest income | $638,000 | 1,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $638,000 | 1,121 |
| Total noninterest expense | $2,550,000 | 1,653 |
| Salaries and employee benefits | $1,453,000 | 1,588 |
| Premises and equipment expense | $586,000 | 1,019 |
| Additional noninterest expense | $511,000 | 2,379 |
| Pre-tax net operating income | $1,323,000 | 1,726 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $384,000 | 1,655 |
| Income before extraordinary items | $939,000 | 1,802 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $939,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $939,000 | 1,755 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,131,000 | 1,512 |
| Total interest expense | $5,773,000 | 1,425 |
| Net interest income | $13,358,000 | 1,517 |
| Provision for loan and lease losses | $947,000 | 1,103 |
| Total noninterest income | $2,391,000 | 1,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,391,000 | 1,164 |
| Total noninterest expense | $9,741,000 | 1,669 |
| Salaries and employee benefits | $5,735,000 | 1,550 |
| Premises and equipment expense | $2,164,000 | 1,072 |
| Additional noninterest expense | $1,842,000 | 2,601 |
| Pre-tax net operating income | $5,061,000 | 1,680 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,405,000 | 1,684 |
| Income before extraordinary items | $3,656,000 | 1,744 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,656,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,880 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,656,000 | 1,702 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,972,000 | 1,537 |
| Total interest expense | $4,147,000 | 1,458 |
| Net interest income | $9,825,000 | 1,535 |
| Provision for loan and lease losses | $739,000 | 1,032 |
| Total noninterest income | $1,804,000 | 1,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,804,000 | 1,172 |
| Total noninterest expense | $7,184,000 | 1,672 |
| Salaries and employee benefits | $4,195,000 | 1,584 |
| Premises and equipment expense | $1,624,000 | 1,070 |
| Additional noninterest expense | $1,365,000 | 2,603 |
| Pre-tax net operating income | $3,706,000 | 1,733 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $968,000 | 1,827 |
| Income before extraordinary items | $2,738,000 | 1,765 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,738,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,417 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,738,000 | 1,713 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,023,000 | 1,562 |
| Total interest expense | $2,700,000 | 1,474 |
| Net interest income | $6,323,000 | 1,574 |
| Provision for loan and lease losses | $612,000 | 817 |
| Total noninterest income | $1,204,000 | 1,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,204,000 | 1,170 |
| Total noninterest expense | $4,752,000 | 1,694 |
| Salaries and employee benefits | $2,742,000 | 1,609 |
| Premises and equipment expense | $1,080,000 | 1,076 |
| Additional noninterest expense | $930,000 | 2,553 |
| Pre-tax net operating income | $2,163,000 | 1,908 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $464,000 | 2,322 |
| Income before extraordinary items | $1,699,000 | 1,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,699,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,084 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,699,000 | 1,797 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 1,601 |
| Total interest expense | $1,351,000 | 1,481 |
| Net interest income | $3,067,000 | 1,623 |
| Provision for loan and lease losses | $448,000 | 581 |
| Total noninterest income | $585,000 | 1,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $585,000 | 1,167 |
| Total noninterest expense | $2,354,000 | 1,726 |
| Salaries and employee benefits | $1,312,000 | 1,693 |
| Premises and equipment expense | $552,000 | 1,076 |
| Additional noninterest expense | $490,000 | 2,413 |
| Pre-tax net operating income | $850,000 | 2,312 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $806,000 | 1,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $806,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 663 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $806,000 | 1,859 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,294,000 | 1,650 |
| Total interest expense | $5,730,000 | 1,565 |
| Net interest income | $11,564,000 | 1,679 |
| Provision for loan and lease losses | $616,000 | 1,805 |
| Total noninterest income | $2,783,000 | 1,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,783,000 | 1,142 |
| Total noninterest expense | $10,144,000 | 1,577 |
| Salaries and employee benefits | $5,822,000 | 1,475 |
| Premises and equipment expense | $2,271,000 | 1,009 |
| Additional noninterest expense | $2,051,000 | 2,349 |
| Pre-tax net operating income | $3,587,000 | 2,172 |
| Securities gains (losses) | $1,051,000 | 462 |
| Applicable income taxes | $1,406,000 | 1,713 |
| Income before extraordinary items | $3,232,000 | 1,914 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,232,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,879 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,496,300 | 2,269 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,982,000 | 1,683 |
| Total interest expense | $4,372,000 | 1,603 |
| Net interest income | $8,610,000 | 1,702 |
| Provision for loan and lease losses | $464,000 | 1,769 |
| Total noninterest income | $2,168,000 | 1,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,168,000 | 1,169 |
| Total noninterest expense | $7,866,000 | 1,536 |
| Salaries and employee benefits | $4,571,000 | 1,418 |
| Premises and equipment expense | $1,709,000 | 1,014 |
| Additional noninterest expense | $1,586,000 | 2,261 |
| Pre-tax net operating income | $2,448,000 | 2,431 |
| Securities gains (losses) | $1,051,000 | 427 |
| Applicable income taxes | $1,069,000 | 1,758 |
| Income before extraordinary items | $2,430,000 | 1,981 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,430,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,652 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,704,810 | 2,537 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,697,000 | 1,692 |
| Total interest expense | $2,997,000 | 1,612 |
| Net interest income | $5,700,000 | 1,710 |
| Provision for loan and lease losses | $366,000 | 1,519 |
| Total noninterest income | $1,575,000 | 1,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,575,000 | 1,094 |
| Total noninterest expense | $5,660,000 | 1,424 |
| Salaries and employee benefits | $3,339,000 | 1,298 |
| Premises and equipment expense | $1,149,000 | 999 |
| Additional noninterest expense | $1,172,000 | 2,041 |
| Pre-tax net operating income | $1,249,000 | 2,984 |
| Securities gains (losses) | $1,051,000 | 352 |
| Applicable income taxes | $710,000 | 1,799 |
| Income before extraordinary items | $1,590,000 | 1,996 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,590,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,018 |
| Cash dividends | $1,500,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $864,810 | 3,140 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 1,718 |
| Total interest expense | $1,539,000 | 1,606 |
| Net interest income | $2,766,000 | 1,756 |
| Provision for loan and lease losses | $219,000 | 1,278 |
| Total noninterest income | $478,000 | 2,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $478,000 | 1,529 |
| Total noninterest expense | $2,675,000 | 1,488 |
| Salaries and employee benefits | $1,534,000 | 1,409 |
| Premises and equipment expense | $551,000 | 1,051 |
| Additional noninterest expense | $590,000 | 1,992 |
| Pre-tax net operating income | $350,000 | 4,390 |
| Securities gains (losses) | $460,000 | 372 |
| Applicable income taxes | $228,000 | 2,469 |
| Income before extraordinary items | $582,000 | 2,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $582,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,572 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $250,800 | 4,510 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,508,000 | 1,769 |
| Total interest expense | $7,002,000 | 1,625 |
| Net interest income | $10,506,000 | 1,855 |
| Provision for loan and lease losses | $355,000 | 3,106 |
| Total noninterest income | $1,870,000 | 2,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,870,000 | 1,391 |
| Total noninterest expense | $9,681,000 | 1,590 |
| Salaries and employee benefits | $5,820,000 | 1,397 |
| Premises and equipment expense | $1,886,000 | 1,173 |
| Additional noninterest expense | $1,975,000 | 2,332 |
| Pre-tax net operating income | $2,340,000 | 3,041 |
| Securities gains (losses) | $1,762,000 | 302 |
| Applicable income taxes | $1,195,000 | 1,951 |
| Income before extraordinary items | $2,907,000 | 2,063 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,907,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,393 |
| Cash dividends | $3,000,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,655,980 | 3,148 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,549,000 | 1,744 |
| Total interest expense | $10,256,000 | 1,586 |
| Net interest income | $9,293,000 | 1,915 |
| Provision for loan and lease losses | $362,000 | 2,813 |
| Total noninterest income | $1,722,000 | 2,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,722,000 | 1,381 |
| Total noninterest expense | $8,560,000 | 1,696 |
| Salaries and employee benefits | $4,871,000 | 1,548 |
| Premises and equipment expense | $1,749,000 | 1,211 |
| Additional noninterest expense | $1,940,000 | 2,302 |
| Pre-tax net operating income | $2,093,000 | 3,071 |
| Securities gains (losses) | $1,625,000 | 288 |
| Applicable income taxes | $1,077,000 | 1,966 |
| Income before extraordinary items | $2,641,000 | 1,984 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,641,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,487,250 | 3,138 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,884,000 | 1,847 |
| Total interest expense | $11,384,000 | 1,507 |
| Net interest income | $7,500,000 | 2,368 |
| Provision for loan and lease losses | $189,000 | 3,875 |
| Total noninterest income | $2,223,000 | 1,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,223,000 | 1,059 |
| Total noninterest expense | $8,523,000 | 1,634 |
| Salaries and employee benefits | $4,842,000 | 1,464 |
| Premises and equipment expense | $1,595,000 | 1,280 |
| Additional noninterest expense | $2,086,000 | 2,083 |
| Pre-tax net operating income | $1,011,000 | 5,230 |
| Securities gains (losses) | $781,000 | 189 |
| Applicable income taxes | $572,000 | 3,216 |
| Income before extraordinary items | $1,220,000 | 3,815 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,220,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $688,920 | 5,468 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,421,000 | 2,113 |
| Total interest expense | $8,088,000 | 1,844 |
| Net interest income | $7,333,000 | 2,407 |
| Provision for loan and lease losses | $525,000 | 1,698 |
| Total noninterest income | $2,130,000 | 1,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,130,000 | 1,102 |
| Total noninterest expense | $7,818,000 | 1,760 |
| Salaries and employee benefits | $4,300,000 | 1,610 |
| Premises and equipment expense | $1,444,000 | 1,412 |
| Additional noninterest expense | $2,074,000 | 2,099 |
| Pre-tax net operating income | $1,120,000 | 4,980 |
| Securities gains (losses) | $1,670,000 | 159 |
| Applicable income taxes | $1,104,000 | 2,059 |
| Income before extraordinary items | $1,686,000 | 2,955 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,686,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,325 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $617,200 | 5,789 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,075,000 | 2,313 |
| Total interest expense | $7,368,000 | 2,065 |
| Net interest income | $6,707,000 | 2,534 |
| Provision for loan and lease losses | $214,000 | 3,381 |
| Total noninterest income | $1,330,000 | 2,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,330,000 | 1,514 |
| Total noninterest expense | $5,312,000 | 2,450 |
| Salaries and employee benefits | $2,929,000 | 2,300 |
| Premises and equipment expense | $1,123,000 | 1,754 |
| Additional noninterest expense | $1,260,000 | 3,234 |
| Pre-tax net operating income | $2,511,000 | 2,775 |
| Securities gains (losses) | $819,000 | 430 |
| Applicable income taxes | $1,374,000 | 1,763 |
| Income before extraordinary items | $1,956,000 | 2,610 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,956,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,431,840 | 3,286 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,552,000 | 2,404 |
| Total interest expense | $7,136,000 | 2,116 |
| Net interest income | $6,416,000 | 2,709 |
| Provision for loan and lease losses | $443,000 | 1,951 |
| Total noninterest income | $793,000 | 3,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $793,000 | 2,038 |
| Total noninterest expense | $3,712,000 | 3,399 |
| Salaries and employee benefits | $1,792,000 | 3,652 |
| Premises and equipment expense | $865,000 | 2,277 |
| Additional noninterest expense | $1,055,000 | 3,713 |
| Pre-tax net operating income | $3,054,000 | 2,453 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $1,136,000 | 2,193 |
| Income before extraordinary items | $1,914,000 | 2,687 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,914,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,659 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,916,560 | 2,635 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,582,000 | 2,657 |
| Total interest expense | $6,534,000 | 2,363 |
| Net interest income | $6,048,000 | 2,934 |
| Provision for loan and lease losses | $364,000 | 2,236 |
| Total noninterest income | $590,000 | 4,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $590,000 | 2,596 |
| Total noninterest expense | $3,550,000 | 3,728 |
| Salaries and employee benefits | $1,220,000 | 5,120 |
| Premises and equipment expense | $716,000 | 2,729 |
| Additional noninterest expense | $1,614,000 | 2,939 |
| Pre-tax net operating income | $2,724,000 | 2,571 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,017,000 | 2,319 |
| Income before extraordinary items | $1,707,000 | 2,841 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,707,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,582 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,707,000 | 2,798 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,890,000 | 2,812 |
| Total interest expense | $6,245,000 | 2,464 |
| Net interest income | $5,645,000 | 3,150 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $528,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $528,000 | 2,770 |
| Total noninterest expense | $2,757,000 | 4,590 |
| Salaries and employee benefits | $1,159,000 | 5,374 |
| Premises and equipment expense | $1,011,000 | 1,998 |
| Additional noninterest expense | $587,000 | 6,617 |
| Pre-tax net operating income | $3,283,000 | 2,245 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,234,000 | 1,977 |
| Income before extraordinary items | $2,049,000 | 2,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,049,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,049,000 | 2,428 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 3,193 |
| Total interest expense | $4,762,000 | 2,575 |
| Net interest income | $4,714,000 | 3,754 |
| Provision for loan and lease losses | $73,000 | 5,231 |
| Total noninterest income | $454,000 | 5,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $454,000 | 3,149 |
| Total noninterest expense | $2,409,000 | 5,324 |
| Salaries and employee benefits | $1,043,000 | 5,890 |
| Premises and equipment expense | $942,000 | 2,143 |
| Additional noninterest expense | $424,000 | 8,587 |
| Pre-tax net operating income | $2,686,000 | 2,640 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $985,000 | 2,273 |
| Income before extraordinary items | $1,701,000 | 2,844 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,701,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $363,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,701,000 | 2,859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 3,583 |
| Total interest expense | $4,404,000 | 2,907 |
| Net interest income | $4,170,000 | 4,239 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $430,000 | 6,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $430,000 | 3,593 |
| Total noninterest expense | $2,081,000 | 6,130 |
| Salaries and employee benefits | $935,000 | 6,509 |
| Premises and equipment expense | $798,000 | 2,558 |
| Additional noninterest expense | $348,000 | 9,861 |
| Pre-tax net operating income | $2,414,000 | 2,792 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $925,000 | 2,452 |
| Income before extraordinary items | $1,489,000 | 3,274 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,489,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $763,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,489,000 | 3,097 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,989,000 | 3,488 |
| Total interest expense | $5,741,000 | 2,906 |
| Net interest income | $4,248,000 | 4,209 |
| Provision for loan and lease losses | $216,000 | 5,027 |
| Total noninterest income | $315,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $315,000 | 4,301 |
| Total noninterest expense | $1,934,000 | 6,550 |
| Salaries and employee benefits | $838,000 | 7,010 |
| Premises and equipment expense | $665,000 | 3,067 |
| Additional noninterest expense | $431,000 | 9,194 |
| Pre-tax net operating income | $2,413,000 | 2,582 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $956,000 | 2,193 |
| Income before extraordinary items | $1,457,000 | 3,167 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,457,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $684,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,457,000 | 2,933 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.