Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 4,431 |
| Total interest expense | $989,000 | 3,635 |
| Net interest income | $3,771,000 | 4,559 |
| Provision for loan and lease losses | $153,000 | 4,260 |
| Total noninterest income | $129,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $69,000 | 5,911 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $60,000 | 5,739 |
| Total noninterest expense | $3,321,000 | 4,501 |
| Salaries and employee benefits | $1,422,000 | 4,971 |
| Premises and equipment expense | $574,000 | 3,499 |
| Additional noninterest expense | $1,325,000 | 4,097 |
| Pre-tax net operating income | $426,000 | 5,084 |
| Securities gains (losses) | $37,000 | 2,896 |
| Applicable income taxes | $50,000 | 3,899 |
| Income before extraordinary items | $413,000 | 5,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $413,000 | 5,162 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $413,000 | 5,163 |
| Net charge-offs | $-3,000 | 6,454 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 991 |
| Net operating income | $380,070 | 5,055 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 4,590 |
| Total interest expense | $749,000 | 3,732 |
| Net interest income | $2,705,000 | 4,743 |
| Provision for loan and lease losses | $137,000 | 3,993 |
| Total noninterest income | $109,000 | 6,082 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $51,000 | 6,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $58,000 | 5,633 |
| Total noninterest expense | $2,456,000 | 4,549 |
| Salaries and employee benefits | $1,132,000 | 4,852 |
| Premises and equipment expense | $400,000 | 3,706 |
| Additional noninterest expense | $924,000 | 4,312 |
| Pre-tax net operating income | $221,000 | 5,604 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $221,000 | 5,639 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $221,000 | 5,638 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $221,000 | 5,638 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 7,089 |
| Net operating income | $221,000 | 5,462 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 4,664 |
| Total interest expense | $503,000 | 3,812 |
| Net interest income | $1,765,000 | 4,831 |
| Provision for loan and lease losses | $114,000 | 3,730 |
| Total noninterest income | $88,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,321 |
| Total noninterest expense | $1,611,000 | 4,625 |
| Salaries and employee benefits | $733,000 | 4,960 |
| Premises and equipment expense | $263,000 | 3,747 |
| Additional noninterest expense | $615,000 | 4,340 |
| Pre-tax net operating income | $128,000 | 5,724 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $128,000 | 5,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $128,000 | 5,767 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $128,000 | 5,767 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $128,000 | 5,589 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 4,789 |
| Total interest expense | $253,000 | 3,909 |
| Net interest income | $850,000 | 4,950 |
| Provision for loan and lease losses | $79,000 | 3,154 |
| Total noninterest income | $46,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $749,000 | 4,828 |
| Salaries and employee benefits | $331,000 | 5,259 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $292,000 | 4,452 |
| Pre-tax net operating income | $68,000 | 5,750 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $68,000 | 5,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $68,000 | 5,774 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $68,000 | 5,774 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 634 |
| Net operating income | $68,000 | 5,624 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,155,000 | 5,058 |
| Total interest expense | $1,158,000 | 4,065 |
| Net interest income | $2,997,000 | 5,269 |
| Provision for loan and lease losses | $114,000 | 5,236 |
| Total noninterest income | $132,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $43,000 | 6,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $89,000 | 5,425 |
| Total noninterest expense | $2,903,000 | 4,969 |
| Salaries and employee benefits | $1,157,000 | 5,589 |
| Premises and equipment expense | $482,000 | 4,134 |
| Additional noninterest expense | $1,264,000 | 4,311 |
| Pre-tax net operating income | $112,000 | 5,729 |
| Securities gains (losses) | $49,000 | 2,601 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $161,000 | 5,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 5,675 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $161,000 | 5,675 |
| Net charge-offs | $212,000 | 4,229 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 852 |
| Net operating income | $112,000 | 5,711 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 5,117 |
| Total interest expense | $899,000 | 4,097 |
| Net interest income | $2,207,000 | 5,347 |
| Provision for loan and lease losses | $79,000 | 5,215 |
| Total noninterest income | $85,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $29,000 | 6,549 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $2,142,000 | 5,018 |
| Salaries and employee benefits | $885,000 | 5,556 |
| Premises and equipment expense | $348,000 | 4,267 |
| Additional noninterest expense | $909,000 | 4,420 |
| Pre-tax net operating income | $71,000 | 5,920 |
| Securities gains (losses) | $42,000 | 2,433 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $113,000 | 5,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 5,845 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $113,000 | 5,845 |
| Net charge-offs | $129,000 | 4,167 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 802 |
| Net operating income | $71,000 | 5,895 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 5,175 |
| Total interest expense | $621,000 | 4,117 |
| Net interest income | $1,436,000 | 5,424 |
| Provision for loan and lease losses | $63,000 | 4,854 |
| Total noninterest income | $42,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $1,382,000 | 5,154 |
| Salaries and employee benefits | $558,000 | 5,734 |
| Premises and equipment expense | $215,000 | 4,497 |
| Additional noninterest expense | $609,000 | 4,486 |
| Pre-tax net operating income | $33,000 | 6,028 |
| Securities gains (losses) | $42,000 | 1,689 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $75,000 | 5,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $75,000 | 5,856 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $75,000 | 5,857 |
| Net charge-offs | $110,000 | 3,749 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 742 |
| Net operating income | $33,000 | 6,036 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 5,246 |
| Total interest expense | $316,000 | 4,173 |
| Net interest income | $693,000 | 5,502 |
| Provision for loan and lease losses | $31,000 | 4,567 |
| Total noninterest income | $33,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 5,644 |
| Total noninterest expense | $676,000 | 5,244 |
| Salaries and employee benefits | $280,000 | 5,766 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $287,000 | 4,652 |
| Pre-tax net operating income | $19,000 | 6,108 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $19,000 | 6,132 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $19,000 | 6,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $19,000 | 6,132 |
| Net charge-offs | $109,000 | 2,647 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $19,000 | 6,097 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 5,631 |
| Total interest expense | $1,409,000 | 4,414 |
| Net interest income | $2,228,000 | 6,028 |
| Provision for loan and lease losses | $361,000 | 4,585 |
| Total noninterest income | $141,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 6,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $110,000 | 5,335 |
| Total noninterest expense | $2,685,000 | 5,324 |
| Salaries and employee benefits | $1,014,000 | 5,994 |
| Premises and equipment expense | $415,000 | 4,664 |
| Additional noninterest expense | $1,256,000 | 4,488 |
| Pre-tax net operating income | $-677,000 | 6,344 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-245,000 | 7,008 |
| Income before extraordinary items | $-432,000 | 6,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-432,000 | 6,333 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-432,000 | 6,333 |
| Net charge-offs | $166,000 | 4,954 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,003 |
| Net operating income | $-432,000 | 6,281 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 5,766 |
| Total interest expense | $1,059,000 | 4,557 |
| Net interest income | $1,630,000 | 6,165 |
| Provision for loan and lease losses | $205,000 | 4,853 |
| Total noninterest income | $107,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $23,000 | 6,601 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $84,000 | 5,416 |
| Total noninterest expense | $1,907,000 | 5,502 |
| Salaries and employee benefits | $775,000 | 6,014 |
| Premises and equipment expense | $317,000 | 4,706 |
| Additional noninterest expense | $815,000 | 4,869 |
| Pre-tax net operating income | $-375,000 | 6,453 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-137,000 | 7,130 |
| Income before extraordinary items | $-238,000 | 6,477 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-238,000 | 6,478 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-238,000 | 6,477 |
| Net charge-offs | $114,000 | 4,780 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 943 |
| Net operating income | $-238,000 | 6,392 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 5,872 |
| Total interest expense | $693,000 | 4,710 |
| Net interest income | $1,054,000 | 6,261 |
| Provision for loan and lease losses | $193,000 | 4,281 |
| Total noninterest income | $72,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 5,436 |
| Total noninterest expense | $1,234,000 | 5,593 |
| Salaries and employee benefits | $504,000 | 6,100 |
| Premises and equipment expense | $210,000 | 4,730 |
| Additional noninterest expense | $520,000 | 4,983 |
| Pre-tax net operating income | $-301,000 | 6,576 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-110,000 | 7,214 |
| Income before extraordinary items | $-191,000 | 6,550 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-191,000 | 6,552 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-191,000 | 6,550 |
| Net charge-offs | $115,000 | 4,099 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 871 |
| Net operating income | $-191,000 | 6,496 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 5,955 |
| Total interest expense | $359,000 | 4,757 |
| Net interest income | $506,000 | 6,407 |
| Provision for loan and lease losses | $139,000 | 3,561 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $611,000 | 5,686 |
| Salaries and employee benefits | $278,000 | 5,985 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $228,000 | 5,372 |
| Pre-tax net operating income | $-214,000 | 6,850 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-78,000 | 7,412 |
| Income before extraordinary items | $-136,000 | 6,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-136,000 | 6,829 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-136,000 | 6,828 |
| Net charge-offs | $98,000 | 3,125 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $-136,000 | 6,783 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 6,557 |
| Total interest expense | $1,479,000 | 5,196 |
| Net interest income | $1,205,000 | 7,235 |
| Provision for loan and lease losses | $223,000 | 5,653 |
| Total noninterest income | $76,000 | 7,187 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $18,000 | 6,922 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $58,000 | 6,221 |
| Total noninterest expense | $2,359,000 | 5,831 |
| Salaries and employee benefits | $1,074,000 | 6,077 |
| Premises and equipment expense | $413,000 | 4,908 |
| Additional noninterest expense | $872,000 | 5,601 |
| Pre-tax net operating income | $-1,301,000 | 6,375 |
| Securities gains (losses) | $16,000 | 3,123 |
| Applicable income taxes | $-474,000 | 7,012 |
| Income before extraordinary items | $-811,000 | 6,266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-811,000 | 6,265 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-811,000 | 6,265 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,109 |
| Net operating income | $-821,240 | 6,281 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 6,734 |
| Total interest expense | $1,092,000 | 5,361 |
| Net interest income | $808,000 | 7,421 |
| Provision for loan and lease losses | $153,000 | 5,484 |
| Total noninterest income | $55,000 | 7,342 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $11,000 | 7,011 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $1,764,000 | 5,864 |
| Salaries and employee benefits | $816,000 | 6,084 |
| Premises and equipment expense | $310,000 | 4,939 |
| Additional noninterest expense | $638,000 | 5,670 |
| Pre-tax net operating income | $-1,054,000 | 6,680 |
| Securities gains (losses) | $16,000 | 2,829 |
| Applicable income taxes | $-383,000 | 7,272 |
| Income before extraordinary items | $-655,000 | 6,539 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-655,000 | 6,541 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-655,000 | 6,540 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,032 |
| Net operating income | $-665,240 | 6,547 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 6,932 |
| Total interest expense | $709,000 | 5,540 |
| Net interest income | $478,000 | 7,605 |
| Provision for loan and lease losses | $123,000 | 5,034 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,000 | 7,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $1,130,000 | 6,003 |
| Salaries and employee benefits | $525,000 | 6,239 |
| Premises and equipment expense | $202,000 | 5,048 |
| Additional noninterest expense | $403,000 | 5,811 |
| Pre-tax net operating income | $-744,000 | 6,856 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-276,000 | 7,396 |
| Income before extraordinary items | $-468,000 | 6,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-468,000 | 6,739 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-468,000 | 6,739 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,009 |
| Net operating income | $-468,000 | 6,711 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 7,100 |
| Total interest expense | $326,000 | 5,840 |
| Net interest income | $229,000 | 7,673 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $573,000 | 5,919 |
| Salaries and employee benefits | $292,000 | 6,039 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $182,000 | 5,833 |
| Pre-tax net operating income | $-347,000 | 7,134 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-130,000 | 7,610 |
| Income before extraordinary items | $-217,000 | 7,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-217,000 | 7,064 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-217,000 | 7,064 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 897 |
| Net operating income | $-217,000 | 6,995 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 7,602 |
| Total interest expense | $1,127,000 | 6,569 |
| Net interest income | $497,000 | 8,083 |
| Provision for loan and lease losses | $233,000 | 5,029 |
| Total noninterest income | $22,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,204 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $15,000 | 7,562 |
| Total noninterest expense | $1,875,000 | 6,397 |
| Salaries and employee benefits | $946,000 | 6,537 |
| Premises and equipment expense | $285,000 | 5,926 |
| Additional noninterest expense | $644,000 | 6,050 |
| Pre-tax net operating income | $-1,589,000 | 7,236 |
| Securities gains (losses) | $29,000 | 1,954 |
| Applicable income taxes | $-578,000 | 7,546 |
| Income before extraordinary items | $-982,000 | 6,981 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-982,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,203 |
| Net operating income | $-1,000,560 | 7,119 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 7,786 |
| Total interest expense | $801,000 | 6,783 |
| Net interest income | $303,000 | 8,234 |
| Provision for loan and lease losses | $154,000 | 4,593 |
| Total noninterest income | $11,000 | 8,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,000 | 7,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 7,909 |
| Total noninterest expense | $1,282,000 | 6,600 |
| Salaries and employee benefits | $669,000 | 6,688 |
| Premises and equipment expense | $183,000 | 6,316 |
| Additional noninterest expense | $430,000 | 6,295 |
| Pre-tax net operating income | $-1,122,000 | 7,588 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-415,000 | 7,835 |
| Income before extraordinary items | $-707,000 | 7,343 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-707,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,190 |
| Net operating income | $-707,000 | 7,466 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,969 |
| Total interest expense | $501,000 | 7,008 |
| Net interest income | $133,000 | 8,366 |
| Provision for loan and lease losses | $92,000 | 4,373 |
| Total noninterest income | $7,000 | 8,189 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $807,000 | 6,768 |
| Salaries and employee benefits | $411,000 | 6,917 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $284,000 | 6,316 |
| Pre-tax net operating income | $-759,000 | 7,772 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-273,000 | 8,052 |
| Income before extraordinary items | $-486,000 | 7,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-486,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-486,000 | 7,655 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 8,198 |
| Total interest expense | $169,000 | 7,701 |
| Net interest income | $83,000 | 8,396 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $2,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $420,000 | 6,713 |
| Salaries and employee benefits | $210,000 | 6,896 |
| Premises and equipment expense | $47,000 | 6,884 |
| Additional noninterest expense | $163,000 | 5,956 |
| Pre-tax net operating income | $-385,000 | 7,992 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-136,000 | 8,196 |
| Income before extraordinary items | $-249,000 | 7,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-249,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-249,000 | 7,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 5,723 |
| Total interest expense | $1,880,000 | 5,955 |
| Net interest income | $3,114,000 | 5,404 |
| Provision for loan and lease losses | $-496,000 | 8,490 |
| Total noninterest income | $911,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $652,000 | 2,512 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $259,000 | 4,510 |
| Total noninterest expense | $2,778,000 | 5,253 |
| Salaries and employee benefits | $1,278,000 | 5,800 |
| Premises and equipment expense | $344,000 | 5,453 |
| Additional noninterest expense | $1,156,000 | 4,183 |
| Pre-tax net operating income | $1,743,000 | 3,607 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $489,000 | 2,763 |
| Income before extraordinary items | $1,254,000 | 3,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,254,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $3,600,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,257 |
| Net operating income | $1,254,000 | 3,834 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 5,578 |
| Total interest expense | $1,520,000 | 5,835 |
| Net interest income | $2,460,000 | 5,273 |
| Provision for loan and lease losses | $4,000 | 6,410 |
| Total noninterest income | $714,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $504,000 | 2,431 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $210,000 | 4,393 |
| Total noninterest expense | $2,141,000 | 5,136 |
| Salaries and employee benefits | $992,000 | 5,665 |
| Premises and equipment expense | $266,000 | 5,360 |
| Additional noninterest expense | $883,000 | 4,074 |
| Pre-tax net operating income | $1,029,000 | 4,286 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $267,000 | 3,359 |
| Income before extraordinary items | $762,000 | 4,455 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $762,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $762,000 | 4,447 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 5,639 |
| Total interest expense | $1,012,000 | 5,842 |
| Net interest income | $1,618,000 | 5,334 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $485,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $342,000 | 2,400 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $143,000 | 4,411 |
| Total noninterest expense | $1,447,000 | 5,127 |
| Salaries and employee benefits | $665,000 | 5,721 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $604,000 | 3,995 |
| Pre-tax net operating income | $652,000 | 4,470 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $166,000 | 3,510 |
| Income before extraordinary items | $486,000 | 4,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $486,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $486,000 | 4,605 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 5,669 |
| Total interest expense | $509,000 | 5,808 |
| Net interest income | $794,000 | 5,405 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $246,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $171,000 | 2,345 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $764,000 | 4,945 |
| Salaries and employee benefits | $339,000 | 5,693 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $272,000 | 4,878 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $63,000 | 3,846 |
| Income before extraordinary items | $209,000 | 4,950 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $209,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $209,000 | 4,936 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 5,571 |
| Total interest expense | $1,700,000 | 5,818 |
| Net interest income | $3,281,000 | 5,260 |
| Provision for loan and lease losses | $141,000 | 4,154 |
| Total noninterest income | $895,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $637,000 | 2,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $258,000 | 4,592 |
| Total noninterest expense | $2,830,000 | 5,083 |
| Salaries and employee benefits | $1,269,000 | 5,730 |
| Premises and equipment expense | $336,000 | 5,433 |
| Additional noninterest expense | $1,225,000 | 3,869 |
| Pre-tax net operating income | $1,205,000 | 4,778 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $300,000 | 3,806 |
| Income before extraordinary items | $903,000 | 4,942 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $903,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,949 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $904,500 | 4,931 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 5,608 |
| Total interest expense | $1,206,000 | 5,906 |
| Net interest income | $2,476,000 | 5,295 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $655,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $466,000 | 2,619 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,650 |
| Total noninterest expense | $2,181,000 | 4,969 |
| Salaries and employee benefits | $1,024,000 | 5,476 |
| Premises and equipment expense | $252,000 | 5,455 |
| Additional noninterest expense | $905,000 | 3,908 |
| Pre-tax net operating income | $885,000 | 5,010 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $219,000 | 4,015 |
| Income before extraordinary items | $664,000 | 5,131 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $664,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,295 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $665,500 | 5,116 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 5,623 |
| Total interest expense | $791,000 | 5,835 |
| Net interest income | $1,632,000 | 5,351 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $422,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $301,000 | 2,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 4,728 |
| Total noninterest expense | $1,436,000 | 5,038 |
| Salaries and employee benefits | $683,000 | 5,509 |
| Premises and equipment expense | $166,000 | 5,500 |
| Additional noninterest expense | $587,000 | 3,982 |
| Pre-tax net operating income | $553,000 | 5,186 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $139,000 | 4,119 |
| Income before extraordinary items | $414,000 | 5,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $414,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,405 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $414,000 | 5,305 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 5,585 |
| Total interest expense | $390,000 | 5,767 |
| Net interest income | $818,000 | 5,336 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $205,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $695,000 | 5,154 |
| Salaries and employee benefits | $344,000 | 5,490 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $270,000 | 4,230 |
| Pre-tax net operating income | $288,000 | 5,071 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $79,000 | 3,904 |
| Income before extraordinary items | $209,000 | 5,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,321 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $209,000 | 5,257 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 5,632 |
| Total interest expense | $1,459,000 | 5,288 |
| Net interest income | $2,811,000 | 5,706 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $923,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $580,000 | 2,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $343,000 | 4,066 |
| Total noninterest expense | $2,694,000 | 5,129 |
| Salaries and employee benefits | $1,517,000 | 5,004 |
| Premises and equipment expense | $308,000 | 5,654 |
| Additional noninterest expense | $869,000 | 4,884 |
| Pre-tax net operating income | $1,000,000 | 5,363 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $229,000 | 4,484 |
| Income before extraordinary items | $771,000 | 5,431 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $771,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,372 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $771,000 | 5,409 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 5,681 |
| Total interest expense | $1,081,000 | 5,230 |
| Net interest income | $2,040,000 | 5,831 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $635,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $463,000 | 2,597 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,931 |
| Total noninterest expense | $2,048,000 | 5,059 |
| Salaries and employee benefits | $1,008,000 | 5,391 |
| Premises and equipment expense | $213,000 | 5,887 |
| Additional noninterest expense | $827,000 | 4,077 |
| Pre-tax net operating income | $612,000 | 5,957 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $122,000 | 5,045 |
| Income before extraordinary items | $490,000 | 5,950 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $490,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,307 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $490,000 | 5,915 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 5,682 |
| Total interest expense | $712,000 | 5,096 |
| Net interest income | $1,330,000 | 5,883 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $437,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $316,000 | 2,517 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $121,000 | 4,790 |
| Total noninterest expense | $1,370,000 | 5,050 |
| Salaries and employee benefits | $679,000 | 5,339 |
| Premises and equipment expense | $150,000 | 5,713 |
| Additional noninterest expense | $541,000 | 4,108 |
| Pre-tax net operating income | $382,000 | 6,091 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $71,000 | 5,202 |
| Income before extraordinary items | $311,000 | 6,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $311,000 | 6,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,562 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $311,000 | 5,986 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,729 |
| Total interest expense | $346,000 | 5,087 |
| Net interest income | $654,000 | 5,947 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $210,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $143,000 | 2,665 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $681,000 | 5,093 |
| Salaries and employee benefits | $345,000 | 5,342 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $251,000 | 4,353 |
| Pre-tax net operating income | $168,000 | 6,342 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,689 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,919,000 | 5,612 |
| Total interest expense | $1,386,000 | 4,731 |
| Net interest income | $2,533,000 | 5,959 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $1,168,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $625,000 | 2,615 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $543,000 | 3,158 |
| Total noninterest expense | $2,907,000 | 4,767 |
| Salaries and employee benefits | $1,395,000 | 5,187 |
| Premises and equipment expense | $336,000 | 5,354 |
| Additional noninterest expense | $1,176,000 | 3,819 |
| Pre-tax net operating income | $719,000 | 6,047 |
| Securities gains (losses) | $-38,000 | 8,534 |
| Applicable income taxes | $108,000 | 5,433 |
| Income before extraordinary items | $573,000 | 6,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $573,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,612 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-36,000 | 8,882 |
| Net operating income | $604,920 | 5,862 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 5,637 |
| Total interest expense | $1,031,000 | 4,708 |
| Net interest income | $1,884,000 | 5,996 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $630,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $464,000 | 2,653 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $166,000 | 4,899 |
| Total noninterest expense | $1,953,000 | 5,111 |
| Salaries and employee benefits | $1,056,000 | 5,114 |
| Premises and equipment expense | $252,000 | 5,316 |
| Additional noninterest expense | $645,000 | 4,805 |
| Pre-tax net operating income | $546,000 | 6,112 |
| Securities gains (losses) | $-38,000 | 8,765 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $508,000 | 5,775 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $508,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $546,000 | 5,527 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 5,735 |
| Total interest expense | $683,000 | 4,748 |
| Net interest income | $1,206,000 | 6,135 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $426,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $304,000 | 2,685 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 4,745 |
| Total noninterest expense | $1,278,000 | 5,205 |
| Salaries and employee benefits | $697,000 | 5,186 |
| Premises and equipment expense | $171,000 | 5,293 |
| Additional noninterest expense | $410,000 | 4,978 |
| Pre-tax net operating income | $339,000 | 6,251 |
| Securities gains (losses) | $-38,000 | 8,884 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $301,000 | 6,033 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $339,000 | 5,678 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 5,777 |
| Total interest expense | $339,000 | 4,801 |
| Net interest income | $602,000 | 6,147 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $199,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $147,000 | 2,717 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $630,000 | 5,287 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $85,000 | 5,341 |
| Additional noninterest expense | $190,000 | 5,256 |
| Pre-tax net operating income | $156,000 | 6,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $156,000 | 5,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $156,000 | 5,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 6,681 |
| Total interest expense | $1,125,000 | 5,780 |
| Net interest income | $1,736,000 | 7,014 |
| Provision for loan and lease losses | $295,000 | 3,238 |
| Total noninterest income | $667,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $448,000 | 3,385 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $219,000 | 5,101 |
| Total noninterest expense | $2,096,000 | 5,837 |
| Salaries and employee benefits | $1,010,000 | 6,227 |
| Premises and equipment expense | $223,000 | 6,510 |
| Additional noninterest expense | $863,000 | 4,787 |
| Pre-tax net operating income | $12,000 | 8,489 |
| Securities gains (losses) | $89,000 | 1,992 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $101,000 | 8,214 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $101,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 1,248 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,000 | 8,500 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 7,061 |
| Total interest expense | $740,000 | 6,304 |
| Net interest income | $1,180,000 | 7,308 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $385,000 | 5,409 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $279,000 | 3,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 5,966 |
| Total noninterest expense | $1,402,000 | 6,171 |
| Salaries and employee benefits | $621,000 | 6,820 |
| Premises and equipment expense | $210,000 | 5,866 |
| Additional noninterest expense | $571,000 | 5,190 |
| Pre-tax net operating income | $-47,000 | 8,715 |
| Securities gains (losses) | $89,000 | 1,850 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $42,000 | 8,556 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $42,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,031 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-47,000 | 8,713 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 8,081 |
| Total interest expense | $328,000 | 7,471 |
| Net interest income | $493,000 | 8,227 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $132,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $103,000 | 5,211 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $532,000 | 7,757 |
| Salaries and employee benefits | $254,000 | 8,052 |
| Premises and equipment expense | $105,000 | 6,641 |
| Additional noninterest expense | $173,000 | 7,484 |
| Pre-tax net operating income | $-7,000 | 8,698 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-7,000 | 8,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-7,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 827 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-7,000 | 8,677 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,406 |
| Total interest expense | $507,000 | 4,300 |
| Net interest income | $602,000 | 6,052 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $228,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $166,000 | 2,386 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $780,000 | 4,447 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $153,000 | 3,437 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $50,000 | 7,996 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $51,000 | 7,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 565 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $50,000 | 7,742 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,509,000 | 4,835 |
| Total interest expense | $2,880,000 | 3,644 |
| Net interest income | $2,629,000 | 5,742 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $2,732,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $756,000 | 2,106 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,976,000 | 1,322 |
| Total noninterest expense | $4,654,000 | 3,122 |
| Salaries and employee benefits | $1,569,000 | 4,523 |
| Premises and equipment expense | $634,000 | 3,245 |
| Additional noninterest expense | $2,451,000 | 1,885 |
| Pre-tax net operating income | $627,000 | 6,338 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $-1,009,000 | 9,291 |
| Income before extraordinary items | $1,638,000 | 3,271 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,638,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,074,000 | 900 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 177 |
| Net operating income | $1,636,000 | 3,177 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,269,000 | 3,903 |
| Total interest expense | $4,874,000 | 3,219 |
| Net interest income | $3,395,000 | 4,658 |
| Provision for loan and lease losses | $3,815,000 | 436 |
| Total noninterest income | $1,169,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $873,000 | 1,743 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $296,000 | 4,143 |
| Total noninterest expense | $4,451,000 | 3,115 |
| Salaries and employee benefits | $1,506,000 | 4,493 |
| Premises and equipment expense | $612,000 | 3,305 |
| Additional noninterest expense | $2,333,000 | 1,936 |
| Pre-tax net operating income | $-3,702,000 | 9,550 |
| Securities gains (losses) | $103,000 | 1,721 |
| Applicable income taxes | $1,634,000 | 1,388 |
| Income before extraordinary items | $-5,233,000 | 9,572 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-5,233,000 | 9,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,450,000 | 293 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $895,000 | 431 |
| Net operating income | $-5,336,000 | 9,563 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,054,000 | 3,376 |
| Total interest expense | $5,834,000 | 2,855 |
| Net interest income | $4,220,000 | 4,002 |
| Provision for loan and lease losses | $10,676,000 | 192 |
| Total noninterest income | $1,372,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $918,000 | 1,497 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $454,000 | 3,097 |
| Total noninterest expense | $3,376,000 | 3,839 |
| Salaries and employee benefits | $1,439,000 | 4,510 |
| Premises and equipment expense | $604,000 | 3,257 |
| Additional noninterest expense | $1,333,000 | 3,105 |
| Pre-tax net operating income | $-8,460,000 | 9,885 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-3,276,000 | 9,877 |
| Income before extraordinary items | $-5,184,000 | 9,863 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-5,184,000 | 9,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,489,000 | 215 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-5,184,000 | 9,864 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,519,000 | 3,373 |
| Total interest expense | $4,686,000 | 3,107 |
| Net interest income | $4,833,000 | 3,555 |
| Provision for loan and lease losses | $990,000 | 994 |
| Total noninterest income | $1,400,000 | 2,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,065,000 | 1,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,768 |
| Total noninterest expense | $3,177,000 | 4,022 |
| Salaries and employee benefits | $1,473,000 | 4,406 |
| Premises and equipment expense | $622,000 | 3,152 |
| Additional noninterest expense | $1,082,000 | 3,755 |
| Pre-tax net operating income | $2,066,000 | 3,253 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $625,000 | 3,133 |
| Income before extraordinary items | $1,441,000 | 3,346 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,441,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,018 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,441,000 | 3,306 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,676,000 | 3,655 |
| Total interest expense | $4,128,000 | 3,577 |
| Net interest income | $4,548,000 | 3,698 |
| Provision for loan and lease losses | $655,000 | 1,388 |
| Total noninterest income | $1,422,000 | 2,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,078,000 | 1,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,734 |
| Total noninterest expense | $2,868,000 | 4,289 |
| Salaries and employee benefits | $1,315,000 | 4,716 |
| Premises and equipment expense | $554,000 | 3,411 |
| Additional noninterest expense | $999,000 | 3,963 |
| Pre-tax net operating income | $2,447,000 | 2,838 |
| Securities gains (losses) | $19,000 | 2,467 |
| Applicable income taxes | $864,000 | 2,569 |
| Income before extraordinary items | $1,602,000 | 3,085 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,602,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,441 |
| Cash dividends | $775,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,589,650 | 3,015 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 4,490 |
| Total interest expense | $3,240,000 | 4,409 |
| Net interest income | $3,786,000 | 4,431 |
| Provision for loan and lease losses | $355,000 | 2,301 |
| Total noninterest income | $1,169,000 | 2,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $886,000 | 1,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,064 |
| Total noninterest expense | $2,638,000 | 4,570 |
| Salaries and employee benefits | $1,201,000 | 5,095 |
| Premises and equipment expense | $503,000 | 3,680 |
| Additional noninterest expense | $934,000 | 4,165 |
| Pre-tax net operating income | $1,962,000 | 3,597 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $590,000 | 3,729 |
| Income before extraordinary items | $1,392,000 | 3,586 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,392,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,446 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,378,000 | 3,540 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 5,198 |
| Total interest expense | $2,651,000 | 5,295 |
| Net interest income | $3,328,000 | 5,041 |
| Provision for loan and lease losses | $246,000 | 2,968 |
| Total noninterest income | $989,000 | 3,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $732,000 | 1,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,467 |
| Total noninterest expense | $2,361,000 | 5,242 |
| Salaries and employee benefits | $1,110,000 | 5,547 |
| Premises and equipment expense | $417,000 | 4,389 |
| Additional noninterest expense | $834,000 | 5,046 |
| Pre-tax net operating income | $1,710,000 | 3,895 |
| Securities gains (losses) | $288,000 | 562 |
| Applicable income taxes | $610,000 | 3,535 |
| Income before extraordinary items | $1,388,000 | 3,432 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,388,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,367 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,189,280 | 3,852 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 6,017 |
| Total interest expense | $2,071,000 | 6,319 |
| Net interest income | $2,897,000 | 5,649 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $974,000 | 3,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $733,000 | 1,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,582 |
| Total noninterest expense | $2,036,000 | 5,908 |
| Salaries and employee benefits | $1,003,000 | 6,054 |
| Premises and equipment expense | $319,000 | 5,376 |
| Additional noninterest expense | $714,000 | 5,748 |
| Pre-tax net operating income | $1,735,000 | 3,967 |
| Securities gains (losses) | $-75,000 | 11,374 |
| Applicable income taxes | $370,000 | 5,215 |
| Income before extraordinary items | $1,290,000 | 3,708 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,290,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,664 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,348,500 | 3,539 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 6,565 |
| Total interest expense | $1,531,000 | 6,803 |
| Net interest income | $2,577,000 | 6,312 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $839,000 | 3,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $622,000 | 2,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $1,946,000 | 6,350 |
| Salaries and employee benefits | $892,000 | 6,695 |
| Premises and equipment expense | $273,000 | 6,120 |
| Additional noninterest expense | $781,000 | 5,815 |
| Pre-tax net operating income | $1,440,000 | 4,564 |
| Securities gains (losses) | $-133,000 | 11,720 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $987,000 | 4,591 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $987,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $206,000 | 5,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,088,080 | 4,261 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 7,006 |
| Total interest expense | $1,491,000 | 7,230 |
| Net interest income | $2,397,000 | 6,745 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $850,000 | 3,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $611,000 | 2,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,132 |
| Total noninterest expense | $1,891,000 | 6,647 |
| Salaries and employee benefits | $881,000 | 6,833 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $762,000 | 6,159 |
| Pre-tax net operating income | $1,311,000 | 4,831 |
| Securities gains (losses) | $-55,000 | 13,103 |
| Applicable income taxes | $248,000 | 6,836 |
| Income before extraordinary items | $1,008,000 | 4,669 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,008,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,582 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,052,000 | 4,261 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 7,527 |
| Total interest expense | $1,735,000 | 7,803 |
| Net interest income | $2,251,000 | 7,120 |
| Provision for loan and lease losses | $342,000 | 3,824 |
| Total noninterest income | $760,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $527,000 | 2,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 5,197 |
| Total noninterest expense | $1,744,000 | 7,138 |
| Salaries and employee benefits | $808,000 | 7,211 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $701,000 | 6,741 |
| Pre-tax net operating income | $925,000 | 5,967 |
| Securities gains (losses) | $-89,000 | 13,767 |
| Applicable income taxes | $177,000 | 8,040 |
| Income before extraordinary items | $659,000 | 6,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $659,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 3,549 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $729,310 | 5,410 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.