Home > Community Bank > Assets and Liabilities
Community Bank, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 79 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $424,273,000 | 1,674 |
| Cash and due from depository institutions | $9,615,000 | 2,144 |
| Interest-bearing balances | $653,000 | 4,135 |
| Securities | $68,828,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $290,966,000 | 1,696 |
| Loan loss allowance | $7,879,000 | 913 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $15,429,000 | 821 |
| Other real estate owned | $305,000 | 2,144 |
| Goodwill and other intangibles | $19,932,000 | 396 |
| All other assets | $19,198,000 | 1,122 |
| Life insurance assets | $9,210,000 | 742 |
| Total liabilities and capital | $424,273,000 | 1,674 |
| Total liabilities | $368,373,000 | 1,727 |
| Total deposits | $292,930,000 | 1,870 |
| Interest-bearing deposits | $247,352,000 | 1,900 |
| Deposits held in domestic offices | $292,930,000 | 1,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,586,000 | 1,318 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $62,500,000 | 955 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,357,000 | 1,295 |
| Total equity capital | $55,900,000 | 1,198 |
| Total bank equity capital | $55,900,000 | 1,198 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $625,000 | 3,597 |
| Surplus | $45,684,000 | 748 |
| Undivided profits | $9,591,000 | 3,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,671,000 | 2,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,516,000 | 1,449 |
| Earning assets | $360,447,000 | 1,779 |
| Long-term assets (5+ years) | $53,467,000 | 2,194 |
| Average Assets, year-to-date | $421,145,000 | 1,617 |
| Average Assets, quarterly | $428,428,500 | 1,641 |
| Volatile liabilities | $117,550,000 | 1,288 |
| Insider loans | $29,800,000 | 192 |
| FHLB advances | $57,000,000 | 946 |
| Loans and leases held for sale | $237,000 | 1,406 |
| Unused loan commitments | $56,815,000 | 1,405 |
| Tier 1 (core) risk-based capital | $37,241,000 | 1,711 |
| Tier 2 risk-based capital | $4,303,000 | 1,367 |
| Total risk weighted assets | $339,191,000 | 1,535 |
| Total unused commitments | $56,815,000 | 1,409 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 109 | 1,558 |
| Assets and Liabilities | ||
| Total Assets: | $432,584,000 | 1,620 |
| Cash and due from depository institutions | $11,276,000 | 1,558 |
| Interest-bearing balances | $503,000 | 3,653 |
| Securities | $76,673,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $1,880,000 | 3,827 |
| Net loans & leases | $287,112,000 | 1,725 |
| Loan loss allowance | $8,158,000 | 793 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,682,000 | 810 |
| Other real estate owned | $72,000 | 1,558 |
| Goodwill and other intangibles | $20,118,000 | 430 |
| All other assets | $19,771,000 | 1,058 |
| Life insurance assets | $9,120,000 | 737 |
| Total liabilities and capital | $432,584,000 | 1,620 |
| Total liabilities | $377,214,000 | 1,671 |
| Total deposits | $297,226,000 | 1,830 |
| Interest-bearing deposits | $245,173,000 | 1,888 |
| Deposits held in domestic offices | $297,226,000 | 1,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,090,000 | 911 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $57,500,000 | 1,054 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,398,000 | 1,247 |
| Total equity capital | $55,370,000 | 1,213 |
| Total bank equity capital | $55,370,000 | 1,213 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $625,000 | 3,631 |
| Surplus | $45,684,000 | 738 |
| Undivided profits | $9,061,000 | 3,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,674,000 | 3,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,483,000 | 1,562 |
| Earning assets | $366,168,000 | 1,738 |
| Long-term assets (5+ years) | $56,837,000 | 2,044 |
| Average Assets, year-to-date | $420,363,000 | 1,627 |
| Average Assets, quarterly | $434,450,500 | 1,605 |
| Volatile liabilities | $119,874,000 | 1,250 |
| Insider loans | $26,354,000 | 225 |
| FHLB advances | $52,000,000 | 1,067 |
| Loans and leases held for sale | $365,000 | 1,140 |
| Unused loan commitments | $65,163,000 | 1,347 |
| Tier 1 (core) risk-based capital | $36,403,000 | 1,782 |
| Tier 2 risk-based capital | $4,326,000 | 1,315 |
| Total risk weighted assets | $340,659,000 | 1,534 |
| Total unused commitments | $65,163,000 | 1,349 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 114 | 1,500 |
| Assets and Liabilities | ||
| Total Assets: | $436,317,000 | 1,602 |
| Cash and due from depository institutions | $15,819,000 | 1,500 |
| Interest-bearing balances | $505,000 | 3,541 |
| Securities | $74,998,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $290,147,000 | 1,684 |
| Loan loss allowance | $8,175,000 | 769 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,937,000 | 772 |
| Other real estate owned | $27,000 | 1,500 |
| Goodwill and other intangibles | $20,305,000 | 440 |
| All other assets | $19,084,000 | 1,062 |
| Life insurance assets | $9,019,000 | 739 |
| Total liabilities and capital | $436,317,000 | 1,602 |
| Total liabilities | $381,028,000 | 1,652 |
| Total deposits | $293,205,000 | 1,828 |
| Interest-bearing deposits | $234,114,000 | 1,978 |
| Deposits held in domestic offices | $293,205,000 | 1,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,581,000 | 802 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $57,500,000 | 1,029 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,742,000 | 1,179 |
| Total equity capital | $55,289,000 | 1,227 |
| Total bank equity capital | $55,289,000 | 1,227 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $625,000 | 3,663 |
| Surplus | $45,684,000 | 731 |
| Undivided profits | $8,980,000 | 3,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 4,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,497,000 | 1,504 |
| Earning assets | $365,650,000 | 1,733 |
| Long-term assets (5+ years) | $60,341,000 | 1,942 |
| Average Assets, year-to-date | $416,289,330 | 1,647 |
| Average Assets, quarterly | $420,469,000 | 1,645 |
| Volatile liabilities | $112,716,000 | 1,319 |
| Insider loans | $22,003,000 | 290 |
| FHLB advances | $52,000,000 | 1,039 |
| Loans and leases held for sale | $272,000 | 1,371 |
| Unused loan commitments | $44,831,000 | 1,895 |
| Tier 1 (core) risk-based capital | $35,378,000 | 1,853 |
| Tier 2 risk-based capital | $4,370,000 | 1,273 |
| Total risk weighted assets | $344,487,000 | 1,512 |
| Total unused commitments | $44,831,000 | 1,896 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 98 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $404,621,000 | 1,697 |
| Cash and due from depository institutions | $11,218,000 | 1,730 |
| Interest-bearing balances | $497,000 | 3,673 |
| Securities | $71,324,000 | 1,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $267,266,000 | 1,773 |
| Loan loss allowance | $7,053,000 | 821 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,928,000 | 767 |
| Other real estate owned | $46,000 | 1,730 |
| Goodwill and other intangibles | $20,491,000 | 452 |
| All other assets | $18,348,000 | 1,074 |
| Life insurance assets | $8,919,000 | 735 |
| Total liabilities and capital | $404,621,000 | 1,697 |
| Total liabilities | $349,812,000 | 1,761 |
| Total deposits | $271,646,000 | 1,971 |
| Interest-bearing deposits | $213,118,000 | 2,151 |
| Deposits held in domestic offices | $271,646,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,659,000 | 1,203 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $63,000,000 | 890 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,507,000 | 1,305 |
| Total equity capital | $54,809,000 | 1,271 |
| Total bank equity capital | $54,809,000 | 1,271 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $636,000 | 3,669 |
| Surplus | $45,673,000 | 727 |
| Undivided profits | $8,500,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,297,000 | 1,675 |
| Earning assets | $339,087,000 | 1,848 |
| Long-term assets (5+ years) | $52,210,000 | 2,093 |
| Average Assets, year-to-date | $406,275,500 | 1,683 |
| Average Assets, quarterly | $406,275,500 | 1,683 |
| Volatile liabilities | $71,723,000 | 1,934 |
| Insider loans | $18,630,000 | 345 |
| FHLB advances | $63,000,000 | 825 |
| Loans and leases held for sale | $185,000 | 1,550 |
| Unused loan commitments | $43,999,000 | 1,962 |
| Tier 1 (core) risk-based capital | $34,128,000 | 1,931 |
| Tier 2 risk-based capital | $4,029,000 | 1,340 |
| Total risk weighted assets | $317,794,000 | 1,604 |
| Total unused commitments | $43,999,000 | 1,963 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 109 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $407,930,000 | 1,679 |
| Cash and due from depository institutions | $10,561,000 | 1,576 |
| Interest-bearing balances | $500,000 | 3,159 |
| Securities | $75,988,000 | 1,568 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 859 |
| Net loans & leases | $251,926,000 | 1,865 |
| Loan loss allowance | $6,540,000 | 858 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $15,374,000 | 797 |
| Other real estate owned | $7,000 | 1,576 |
| Goodwill and other intangibles | $20,679,000 | 444 |
| All other assets | $18,395,000 | 1,057 |
| Life insurance assets | $8,805,000 | 735 |
| Total liabilities and capital | $407,930,000 | 1,679 |
| Total liabilities | $354,046,000 | 1,735 |
| Total deposits | $270,215,000 | 1,961 |
| Interest-bearing deposits | $218,177,000 | 2,082 |
| Deposits held in domestic offices | $270,215,000 | 1,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,995,000 | 1,636 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $73,000,000 | 745 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,836,000 | 1,218 |
| Total equity capital | $53,884,000 | 1,281 |
| Total bank equity capital | $53,884,000 | 1,281 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $636,000 | 3,680 |
| Surplus | $45,673,000 | 714 |
| Undivided profits | $7,575,000 | 3,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 4,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,640,000 | 1,554 |
| Earning assets | $343,414,000 | 1,811 |
| Long-term assets (5+ years) | $51,279,000 | 1,963 |
| Average Assets, year-to-date | $378,516,400 | 1,720 |
| Average Assets, quarterly | $394,969,000 | 1,705 |
| Volatile liabilities | $150,016,000 | 994 |
| Insider loans | $16,732,000 | 379 |
| FHLB advances | $73,000,000 | 682 |
| Loans and leases held for sale | $933,000 | 950 |
| Unused loan commitments | $45,867,000 | 1,902 |
| Tier 1 (core) risk-based capital | $33,593,000 | 1,958 |
| Tier 2 risk-based capital | $3,847,000 | 1,396 |
| Total risk weighted assets | $303,710,000 | 1,656 |
| Total unused commitments | $45,867,000 | 1,903 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 103 | 1,650 |
| Assets and Liabilities | ||
| Total Assets: | $382,008,000 | 1,750 |
| Cash and due from depository institutions | $10,242,000 | 1,650 |
| Interest-bearing balances | $497,000 | 3,035 |
| Securities | $75,547,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $242,575,000 | 1,897 |
| Loan loss allowance | $8,134,000 | 673 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,434,000 | 763 |
| Other real estate owned | $48,000 | 1,650 |
| Goodwill and other intangibles | $20,866,000 | 438 |
| All other assets | $17,296,000 | 1,096 |
| Life insurance assets | $8,689,000 | 723 |
| Total liabilities and capital | $382,007,000 | 1,750 |
| Total liabilities | $330,014,000 | 1,805 |
| Total deposits | $275,444,000 | 1,909 |
| Interest-bearing deposits | $221,102,000 | 2,046 |
| Deposits held in domestic offices | $275,444,000 | 1,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,814,000 | 1,090 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $38,000,000 | 1,124 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,756,000 | 1,481 |
| Total equity capital | $51,993,000 | 1,310 |
| Total bank equity capital | $51,993,000 | 1,310 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $636,000 | 3,667 |
| Surplus | $45,673,000 | 706 |
| Undivided profits | $5,684,000 | 4,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,748,000 | 1,610 |
| Earning assets | $318,619,000 | 1,902 |
| Long-term assets (5+ years) | $49,168,000 | 1,949 |
| Average Assets, year-to-date | $371,163,000 | 1,754 |
| Average Assets, quarterly | $378,301,500 | 1,742 |
| Volatile liabilities | $109,804,000 | 1,289 |
| Insider loans | $11,762,000 | 602 |
| FHLB advances | $38,000,000 | 1,045 |
| Loans and leases held for sale | $498,000 | 1,156 |
| Unused loan commitments | $34,152,000 | 2,379 |
| Tier 1 (core) risk-based capital | $31,784,000 | 2,062 |
| Tier 2 risk-based capital | $3,728,000 | 1,421 |
| Total risk weighted assets | $292,544,000 | 1,678 |
| Total unused commitments | $34,152,000 | 2,379 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 107 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $374,595,000 | 1,793 |
| Cash and due from depository institutions | $9,773,000 | 1,630 |
| Interest-bearing balances | $447,000 | 3,180 |
| Securities | $75,356,000 | 1,569 |
| Federal funds sold & reverse repurchase agreements | $3,390,000 | 3,351 |
| Net loans & leases | $231,672,000 | 2,001 |
| Loan loss allowance | $8,101,000 | 669 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,554,000 | 752 |
| Other real estate owned | $138,000 | 1,630 |
| Goodwill and other intangibles | $21,050,000 | 448 |
| All other assets | $17,662,000 | 1,076 |
| Life insurance assets | $8,576,000 | 725 |
| Total liabilities and capital | $374,596,000 | 1,793 |
| Total liabilities | $323,872,000 | 1,859 |
| Total deposits | $280,857,000 | 1,905 |
| Interest-bearing deposits | $225,211,000 | 2,027 |
| Deposits held in domestic offices | $280,857,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,702,000 | 1,701 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $34,000,000 | 1,175 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,313,000 | 1,293 |
| Total equity capital | $50,724,000 | 1,337 |
| Total bank equity capital | $50,724,000 | 1,337 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $636,000 | 3,685 |
| Surplus | $45,673,000 | 723 |
| Undivided profits | $4,415,000 | 4,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,039,000 | 987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,723,000 | 1,491 |
| Earning assets | $310,865,000 | 1,946 |
| Long-term assets (5+ years) | $48,197,000 | 1,956 |
| Average Assets, year-to-date | $367,548,000 | 1,799 |
| Average Assets, quarterly | $373,046,500 | 1,792 |
| Volatile liabilities | $96,524,000 | 1,441 |
| Insider loans | $11,422,000 | 620 |
| FHLB advances | $34,000,000 | 1,090 |
| Loans and leases held for sale | $520,000 | 1,249 |
| Unused loan commitments | $45,048,000 | 1,979 |
| Tier 1 (core) risk-based capital | $30,968,000 | 2,115 |
| Tier 2 risk-based capital | $3,649,000 | 1,463 |
| Total risk weighted assets | $286,125,000 | 1,720 |
| Total unused commitments | $45,048,000 | 1,979 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 110 | 1,570 |
| Assets and Liabilities | ||
| Total Assets: | $371,498,000 | 1,802 |
| Cash and due from depository institutions | $10,587,000 | 1,570 |
| Interest-bearing balances | $1,311,000 | 2,310 |
| Securities | $79,509,000 | 1,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $228,774,000 | 1,989 |
| Loan loss allowance | $7,680,000 | 685 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,455,000 | 737 |
| Other real estate owned | $250,000 | 1,570 |
| Goodwill and other intangibles | $21,237,000 | 428 |
| All other assets | $15,686,000 | 1,154 |
| Life insurance assets | $7,214,000 | 837 |
| Total liabilities and capital | $371,498,000 | 1,802 |
| Total liabilities | $320,972,000 | 1,855 |
| Total deposits | $281,776,000 | 1,896 |
| Interest-bearing deposits | $221,822,000 | 2,060 |
| Deposits held in domestic offices | $281,776,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,697,000 | 818 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $16,000,000 | 1,863 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,499,000 | 1,260 |
| Total equity capital | $50,526,000 | 1,343 |
| Total bank equity capital | $50,526,000 | 1,343 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $636,000 | 3,685 |
| Surplus | $45,673,000 | 700 |
| Undivided profits | $4,217,000 | 5,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,607,000 | 1,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,223,000 | 1,831 |
| Earning assets | $309,594,000 | 1,953 |
| Long-term assets (5+ years) | $49,991,000 | 1,864 |
| Average Assets, year-to-date | $364,024,500 | 1,821 |
| Average Assets, quarterly | $364,024,500 | 1,821 |
| Volatile liabilities | $88,052,000 | 1,540 |
| Insider loans | $11,301,000 | 609 |
| FHLB advances | $16,000,000 | 1,780 |
| Loans and leases held for sale | $208,000 | 1,511 |
| Unused loan commitments | $42,749,000 | 2,064 |
| Tier 1 (core) risk-based capital | $30,226,000 | 2,138 |
| Tier 2 risk-based capital | $3,468,000 | 1,519 |
| Total risk weighted assets | $271,995,000 | 1,785 |
| Total unused commitments | $42,749,000 | 2,064 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 107 | 1,613 |
| Assets and Liabilities | ||
| Total Assets: | $356,551,000 | 1,844 |
| Cash and due from depository institutions | $6,584,000 | 1,613 |
| Interest-bearing balances | $254,000 | 3,792 |
| Securities | $81,980,000 | 1,485 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $219,674,000 | 2,034 |
| Loan loss allowance | $7,668,000 | 665 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,557,000 | 997 |
| Other real estate owned | $340,000 | 1,613 |
| Goodwill and other intangibles | $21,423,000 | 410 |
| All other assets | $14,993,000 | 1,210 |
| Life insurance assets | $7,119,000 | 824 |
| Total liabilities and capital | $356,551,000 | 1,844 |
| Total liabilities | $310,489,000 | 1,899 |
| Total deposits | $265,940,000 | 1,970 |
| Interest-bearing deposits | $213,671,000 | 2,105 |
| Deposits held in domestic offices | $265,940,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,206,000 | 853 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,500,000 | 1,679 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,843,000 | 1,169 |
| Total equity capital | $46,062,000 | 1,433 |
| Total bank equity capital | $46,062,000 | 1,433 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $636,000 | 3,688 |
| Surplus | $42,274,000 | 721 |
| Undivided profits | $3,152,000 | 5,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 1,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,228,000 | 1,870 |
| Earning assets | $301,908,000 | 1,971 |
| Long-term assets (5+ years) | $50,388,000 | 1,843 |
| Average Assets, year-to-date | $344,116,800 | 1,826 |
| Average Assets, quarterly | $355,599,000 | 1,832 |
| Volatile liabilities | $85,616,000 | 1,718 |
| Insider loans | $9,126,000 | 746 |
| FHLB advances | $20,500,000 | 1,577 |
| Loans and leases held for sale | $148,000 | 1,569 |
| Unused loan commitments | $34,615,000 | 2,356 |
| Tier 1 (core) risk-based capital | $25,751,000 | 2,447 |
| Tier 2 risk-based capital | $3,236,000 | 1,596 |
| Total risk weighted assets | $252,956,000 | 1,894 |
| Total unused commitments | $34,615,000 | 2,357 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 112 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $354,647,000 | 1,850 |
| Cash and due from depository institutions | $8,978,000 | 1,562 |
| Interest-bearing balances | $140,000 | 4,387 |
| Securities | $82,143,000 | 1,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $221,034,000 | 2,029 |
| Loan loss allowance | $7,660,000 | 676 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,972,000 | 1,060 |
| Other real estate owned | $415,000 | 1,562 |
| Goodwill and other intangibles | $21,610,000 | 413 |
| All other assets | $9,495,000 | 1,810 |
| Life insurance assets | $1,603,000 | 2,452 |
| Total liabilities and capital | $354,647,000 | 1,850 |
| Total liabilities | $309,896,000 | 1,887 |
| Total deposits | $272,325,000 | 1,895 |
| Interest-bearing deposits | $219,411,000 | 2,013 |
| Deposits held in domestic offices | $272,325,000 | 1,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,251,000 | 1,126 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,500,000 | 1,698 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,820,000 | 1,153 |
| Total equity capital | $44,751,000 | 1,458 |
| Total bank equity capital | $44,751,000 | 1,458 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $636,000 | 3,712 |
| Surplus | $42,274,000 | 712 |
| Undivided profits | $1,841,000 | 6,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,351,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,290,000 | 1,794 |
| Earning assets | $303,317,000 | 1,961 |
| Long-term assets (5+ years) | $49,551,000 | 1,839 |
| Average Assets, year-to-date | $341,008,250 | 1,848 |
| Average Assets, quarterly | $350,248,500 | 1,839 |
| Volatile liabilities | $81,332,000 | 1,780 |
| Insider loans | $14,384,000 | 444 |
| FHLB advances | $21,500,000 | 1,596 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $40,946,000 | 2,115 |
| Tier 1 (core) risk-based capital | $25,740,000 | 2,439 |
| Tier 2 risk-based capital | $3,208,000 | 1,604 |
| Total risk weighted assets | $252,161,000 | 1,882 |
| Total unused commitments | $40,946,000 | 2,117 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 118 | 1,483 |
| Assets and Liabilities | ||
| Total Assets: | $345,850,000 | 1,864 |
| Cash and due from depository institutions | $11,819,000 | 1,483 |
| Interest-bearing balances | $311,000 | 3,578 |
| Securities | $82,665,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $209,538,000 | 2,106 |
| Loan loss allowance | $7,762,000 | 657 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,396,000 | 997 |
| Other real estate owned | $25,000 | 1,483 |
| Goodwill and other intangibles | $21,796,000 | 408 |
| All other assets | $8,611,000 | 1,944 |
| Life insurance assets | $1,590,000 | 2,424 |
| Total liabilities and capital | $345,850,000 | 1,864 |
| Total liabilities | $302,738,000 | 1,904 |
| Total deposits | $270,250,000 | 1,911 |
| Interest-bearing deposits | $217,072,000 | 2,014 |
| Deposits held in domestic offices | $270,250,000 | 1,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,375,000 | 1,087 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,500,000 | 2,077 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,613,000 | 1,106 |
| Total equity capital | $43,112,000 | 1,454 |
| Total bank equity capital | $43,112,000 | 1,454 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $636,000 | 3,709 |
| Surplus | $42,274,000 | 706 |
| Undivided profits | $202,000 | 7,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,345,000 | 792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,051,000 | 1,794 |
| Earning assets | $292,514,000 | 2,009 |
| Long-term assets (5+ years) | $51,137,000 | 1,787 |
| Average Assets, year-to-date | $336,462,000 | 1,871 |
| Average Assets, quarterly | $338,939,000 | 1,878 |
| Volatile liabilities | $84,118,000 | 1,714 |
| Insider loans | $11,241,000 | 602 |
| FHLB advances | $15,500,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,382,000 | 2,026 |
| Tier 1 (core) risk-based capital | $24,130,000 | 2,533 |
| Tier 2 risk-based capital | $3,102,000 | 1,629 |
| Total risk weighted assets | $244,553,000 | 1,901 |
| Total unused commitments | $44,382,000 | 2,026 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 120 | 1,443 |
| Assets and Liabilities | ||
| Total Assets: | $332,028,000 | 1,910 |
| Cash and due from depository institutions | $13,891,000 | 1,443 |
| Interest-bearing balances | $4,001,000 | 1,290 |
| Securities | $82,636,000 | 1,488 |
| Federal funds sold & reverse repurchase agreements | $660,000 | 5,460 |
| Net loans & leases | $194,244,000 | 2,203 |
| Loan loss allowance | $7,589,000 | 663 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,095,000 | 995 |
| Other real estate owned | $206,000 | 1,443 |
| Goodwill and other intangibles | $21,983,000 | 394 |
| All other assets | $7,313,000 | 2,179 |
| Life insurance assets | $1,576,000 | 2,392 |
| Total liabilities and capital | $332,028,000 | 1,910 |
| Total liabilities | $288,747,000 | 1,975 |
| Total deposits | $260,723,000 | 1,962 |
| Interest-bearing deposits | $216,533,000 | 2,003 |
| Deposits held in domestic offices | $260,723,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,593,000 | 2,066 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,500,000 | 1,696 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,931,000 | 1,053 |
| Total equity capital | $43,281,000 | 1,430 |
| Total bank equity capital | $43,281,000 | 1,430 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $636,000 | 3,698 |
| Surplus | $42,274,000 | 685 |
| Undivided profits | $371,000 | 7,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,490,000 | 760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,701,000 | 2,091 |
| Earning assets | $281,541,000 | 2,055 |
| Long-term assets (5+ years) | $48,465,000 | 1,830 |
| Average Assets, year-to-date | $331,768,000 | 1,885 |
| Average Assets, quarterly | $331,768,000 | 1,885 |
| Volatile liabilities | $78,495,000 | 1,721 |
| Insider loans | $10,673,000 | 619 |
| FHLB advances | $20,500,000 | 1,606 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $43,748,000 | 2,007 |
| Tier 1 (core) risk-based capital | $22,136,000 | 2,677 |
| Tier 2 risk-based capital | $2,888,000 | 1,692 |
| Total risk weighted assets | $227,510,000 | 1,976 |
| Total unused commitments | $43,748,000 | 2,008 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 127 | 1,373 |
| Assets and Liabilities | ||
| Total Assets: | $331,508,000 | 1,888 |
| Cash and due from depository institutions | $15,652,000 | 1,373 |
| Interest-bearing balances | $4,386,000 | 1,215 |
| Securities | $79,894,000 | 1,525 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $195,768,000 | 2,140 |
| Loan loss allowance | $7,810,000 | 631 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,768,000 | 897 |
| Other real estate owned | $0 | 1,373 |
| Goodwill and other intangibles | $22,169,000 | 380 |
| All other assets | $6,257,000 | 2,431 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $331,508,000 | 1,888 |
| Total liabilities | $288,607,000 | 1,950 |
| Total deposits | $249,582,000 | 2,024 |
| Interest-bearing deposits | $207,552,000 | 2,048 |
| Deposits held in domestic offices | $249,582,000 | 2,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,203,000 | 986 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,135,000 | 1,604 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,687,000 | 1,681 |
| Total equity capital | $42,901,000 | 1,415 |
| Total bank equity capital | $42,901,000 | 1,415 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $636,000 | 3,715 |
| Surplus | $42,274,000 | 666 |
| Undivided profits | $-9,000 | 8,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,282,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,826,000 | 1,937 |
| Earning assets | $280,048,000 | 2,028 |
| Long-term assets (5+ years) | $43,511,000 | 1,952 |
| Average Assets, year-to-date | $326,813,200 | 1,820 |
| Average Assets, quarterly | $329,744,000 | 1,872 |
| Volatile liabilities | $79,127,000 | 1,673 |
| Insider loans | $6,858,000 | 955 |
| FHLB advances | $23,000,000 | 1,506 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,817,000 | 2,336 |
| Tier 1 (core) risk-based capital | $23,129,000 | 2,541 |
| Tier 2 risk-based capital | $2,881,000 | 1,672 |
| Total risk weighted assets | $225,573,000 | 1,959 |
| Total unused commitments | $33,817,000 | 2,336 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 111 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $327,980,000 | 1,869 |
| Cash and due from depository institutions | $16,026,000 | 1,545 |
| Interest-bearing balances | $5,771,000 | 980 |
| Securities | $76,963,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $193,520,000 | 2,140 |
| Loan loss allowance | $7,567,000 | 649 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,968,000 | 950 |
| Other real estate owned | $108,000 | 1,545 |
| Goodwill and other intangibles | $22,608,000 | 355 |
| All other assets | $7,787,000 | 1,998 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $327,980,000 | 1,869 |
| Total liabilities | $284,993,000 | 1,933 |
| Total deposits | $244,814,000 | 2,024 |
| Interest-bearing deposits | $202,764,000 | 2,045 |
| Deposits held in domestic offices | $244,814,000 | 2,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,925,000 | 1,290 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,135,000 | 1,401 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,119,000 | 1,162 |
| Total equity capital | $42,987,000 | 1,390 |
| Total bank equity capital | $42,987,000 | 1,390 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $636,000 | 3,704 |
| Surplus | $42,274,000 | 651 |
| Undivided profits | $77,000 | 8,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,235,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,609,000 | 2,140 |
| Earning assets | $276,254,000 | 2,020 |
| Long-term assets (5+ years) | $47,318,000 | 1,835 |
| Average Assets, year-to-date | $325,639,500 | 1,811 |
| Average Assets, quarterly | $329,335,500 | 1,839 |
| Volatile liabilities | $74,009,000 | 1,712 |
| Insider loans | $1,240,000 | 3,712 |
| FHLB advances | $28,000,000 | 1,315 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $38,373,000 | 2,125 |
| Tier 1 (core) risk-based capital | $22,085,000 | 2,628 |
| Tier 2 risk-based capital | $2,840,000 | 1,665 |
| Total risk weighted assets | $222,467,000 | 1,936 |
| Total unused commitments | $38,373,000 | 2,127 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 118 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $330,691,000 | 1,822 |
| Cash and due from depository institutions | $15,311,000 | 1,450 |
| Interest-bearing balances | $3,133,000 | 1,498 |
| Securities | $76,703,000 | 1,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $196,166,000 | 2,071 |
| Loan loss allowance | $9,604,000 | 505 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,356,000 | 992 |
| Other real estate owned | $196,000 | 1,450 |
| Goodwill and other intangibles | $22,796,000 | 343 |
| All other assets | $9,163,000 | 1,707 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $330,691,000 | 1,822 |
| Total liabilities | $284,045,000 | 1,895 |
| Total deposits | $239,217,000 | 2,020 |
| Interest-bearing deposits | $194,257,000 | 2,086 |
| Deposits held in domestic offices | $239,217,000 | 2,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,942,000 | 1,506 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,135,000 | 1,202 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,751,000 | 1,186 |
| Total equity capital | $46,646,000 | 1,277 |
| Total bank equity capital | $46,646,000 | 1,277 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $636,000 | 3,692 |
| Surplus | $46,122,000 | 590 |
| Undivided profits | $-112,000 | 8,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,060,000 | 398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,493,000 | 2,111 |
| Earning assets | $276,002,000 | 1,989 |
| Long-term assets (5+ years) | $50,995,000 | 1,760 |
| Average Assets, year-to-date | $324,859,330 | 1,806 |
| Average Assets, quarterly | $326,898,500 | 1,813 |
| Volatile liabilities | $71,696,000 | 1,699 |
| Insider loans | $1,474,000 | 3,352 |
| FHLB advances | $35,000,000 | 1,116 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,475,000 | 2,310 |
| Tier 1 (core) risk-based capital | $25,450,000 | 2,248 |
| Tier 2 risk-based capital | $2,898,000 | 1,619 |
| Total risk weighted assets | $225,085,000 | 1,875 |
| Total unused commitments | $32,475,000 | 2,311 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 120 | 1,420 |
| Assets and Liabilities | ||
| Total Assets: | $323,106,000 | 1,833 |
| Cash and due from depository institutions | $12,767,000 | 1,420 |
| Interest-bearing balances | $1,448,000 | 2,357 |
| Securities | $80,724,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $187,774,000 | 2,102 |
| Loan loss allowance | $9,987,000 | 488 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,701,000 | 1,049 |
| Other real estate owned | $228,000 | 1,420 |
| Goodwill and other intangibles | $22,989,000 | 334 |
| All other assets | $8,923,000 | 1,722 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $323,106,000 | 1,833 |
| Total liabilities | $277,752,000 | 1,912 |
| Total deposits | $235,143,000 | 2,025 |
| Interest-bearing deposits | $193,881,000 | 2,074 |
| Deposits held in domestic offices | $235,143,000 | 2,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,001,000 | 1,316 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,135,000 | 1,226 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,473,000 | 1,260 |
| Total equity capital | $45,354,000 | 1,279 |
| Total bank equity capital | $45,354,000 | 1,279 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $636,000 | 3,704 |
| Surplus | $46,122,000 | 577 |
| Undivided profits | $-1,404,000 | 8,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,756,000 | 416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,575,000 | 1,921 |
| Earning assets | $269,946,000 | 2,003 |
| Long-term assets (5+ years) | $70,537,000 | 1,393 |
| Average Assets, year-to-date | $321,943,500 | 1,817 |
| Average Assets, quarterly | $321,943,500 | 1,817 |
| Volatile liabilities | $71,243,000 | 1,633 |
| Insider loans | $1,037,000 | 4,065 |
| FHLB advances | $32,000,000 | 1,145 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,962,000 | 2,111 |
| Tier 1 (core) risk-based capital | $22,875,000 | 2,437 |
| Tier 2 risk-based capital | $2,801,000 | 1,638 |
| Total risk weighted assets | $216,833,000 | 1,897 |
| Total unused commitments | $35,962,000 | 2,116 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 133 | 1,267 |
| Assets and Liabilities | ||
| Total Assets: | $320,781,000 | 1,829 |
| Cash and due from depository institutions | $11,287,000 | 1,267 |
| Interest-bearing balances | $335,000 | 3,851 |
| Securities | $85,152,000 | 1,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $184,264,000 | 2,121 |
| Loan loss allowance | $10,109,000 | 496 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,624,000 | 1,180 |
| Other real estate owned | $156,000 | 1,267 |
| Goodwill and other intangibles | $22,518,000 | 334 |
| All other assets | $8,780,000 | 1,726 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $320,781,000 | 1,829 |
| Total liabilities | $275,710,000 | 1,912 |
| Total deposits | $228,400,000 | 2,055 |
| Interest-bearing deposits | $187,864,000 | 2,106 |
| Deposits held in domestic offices | $228,400,000 | 2,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,930,000 | 1,226 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $34,635,000 | 1,189 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,745,000 | 1,152 |
| Total equity capital | $45,071,000 | 1,280 |
| Total bank equity capital | $45,071,000 | 1,280 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $636,000 | 3,707 |
| Surplus | $46,122,000 | 573 |
| Undivided profits | $-1,687,000 | 8,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,005,000 | 467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,611,000 | 1,818 |
| Earning assets | $269,751,000 | 1,996 |
| Long-term assets (5+ years) | $79,774,000 | 1,258 |
| Average Assets, year-to-date | $329,355,200 | 1,710 |
| Average Assets, quarterly | $323,970,500 | 1,805 |
| Volatile liabilities | $69,249,000 | 1,631 |
| Insider loans | $806,000 | 4,552 |
| FHLB advances | $34,500,000 | 1,098 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $30,617,000 | 2,284 |
| Tier 1 (core) risk-based capital | $22,513,000 | 2,439 |
| Tier 2 risk-based capital | $2,442,000 | 1,849 |
| Total risk weighted assets | $188,039,000 | 2,151 |
| Total unused commitments | $30,617,000 | 2,284 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 140 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $327,160,000 | 1,793 |
| Cash and due from depository institutions | $11,404,000 | 1,197 |
| Interest-bearing balances | $968,000 | 2,919 |
| Securities | $89,397,000 | 1,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $186,062,000 | 2,059 |
| Loan loss allowance | $9,574,000 | 516 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,712,000 | 1,293 |
| Other real estate owned | $59,000 | 1,197 |
| Goodwill and other intangibles | $22,923,000 | 324 |
| All other assets | $9,603,000 | 1,578 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $327,160,000 | 1,793 |
| Total liabilities | $281,926,000 | 1,860 |
| Total deposits | $231,829,000 | 1,984 |
| Interest-bearing deposits | $191,256,000 | 2,055 |
| Deposits held in domestic offices | $231,829,000 | 1,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,255,000 | 1,115 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $34,635,000 | 1,190 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,207,000 | 880 |
| Total equity capital | $45,234,000 | 1,256 |
| Total bank equity capital | $45,234,000 | 1,256 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $636,000 | 3,725 |
| Surplus | $45,940,000 | 566 |
| Undivided profits | $-1,342,000 | 8,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,766,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,562,000 | 1,957 |
| Earning assets | $276,427,000 | 1,925 |
| Long-term assets (5+ years) | $88,078,000 | 1,173 |
| Average Assets, year-to-date | $331,498,750 | 1,707 |
| Average Assets, quarterly | $328,149,500 | 1,755 |
| Volatile liabilities | $62,672,000 | 1,729 |
| Insider loans | $943,000 | 4,222 |
| FHLB advances | $34,500,000 | 1,090 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $39,234,000 | 1,905 |
| Tier 1 (core) risk-based capital | $22,044,000 | 2,467 |
| Tier 2 risk-based capital | $2,458,000 | 1,807 |
| Total risk weighted assets | $189,520,000 | 2,087 |
| Total unused commitments | $39,234,000 | 1,908 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 147 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $329,139,000 | 1,750 |
| Cash and due from depository institutions | $9,943,000 | 1,145 |
| Interest-bearing balances | $816,000 | 3,048 |
| Securities | $90,090,000 | 1,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $187,737,000 | 1,969 |
| Loan loss allowance | $9,363,000 | 521 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,497,000 | 1,303 |
| Other real estate owned | $417,000 | 1,145 |
| Goodwill and other intangibles | $23,115,000 | 316 |
| All other assets | $10,340,000 | 1,472 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $329,139,000 | 1,750 |
| Total liabilities | $281,711,000 | 1,849 |
| Total deposits | $243,772,000 | 1,886 |
| Interest-bearing deposits | $203,572,000 | 1,902 |
| Deposits held in domestic offices | $243,772,000 | 1,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,343,000 | 1,192 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,135,000 | 1,578 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $6,461,000 | 724 |
| Total equity capital | $47,428,000 | 1,150 |
| Total bank equity capital | $47,428,000 | 1,150 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $636,000 | 3,746 |
| Surplus | $45,940,000 | 544 |
| Undivided profits | $852,000 | 7,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,040,000 | 595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,669,000 | 1,663 |
| Earning assets | $278,643,000 | 1,892 |
| Long-term assets (5+ years) | $88,272,000 | 1,220 |
| Average Assets, year-to-date | $332,945,000 | 1,690 |
| Average Assets, quarterly | $326,134,500 | 1,743 |
| Volatile liabilities | $73,903,000 | 1,472 |
| Insider loans | $954,000 | 4,175 |
| FHLB advances | $22,000,000 | 1,477 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,480,000 | 2,027 |
| Tier 1 (core) risk-based capital | $25,093,000 | 2,147 |
| Tier 2 risk-based capital | $2,489,000 | 1,764 |
| Total risk weighted assets | $192,251,000 | 2,009 |
| Total unused commitments | $35,480,000 | 2,031 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 147 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $323,130,000 | 1,765 |
| Cash and due from depository institutions | $10,242,000 | 1,127 |
| Interest-bearing balances | $2,485,000 | 2,070 |
| Securities | $99,410,000 | 1,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $172,183,000 | 2,095 |
| Loan loss allowance | $9,184,000 | 525 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,653,000 | 1,258 |
| Other real estate owned | $493,000 | 1,127 |
| Goodwill and other intangibles | $23,326,000 | 299 |
| All other assets | $9,823,000 | 1,445 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $323,130,000 | 1,765 |
| Total liabilities | $275,164,000 | 1,852 |
| Total deposits | $248,264,000 | 1,839 |
| Interest-bearing deposits | $206,543,000 | 1,876 |
| Deposits held in domestic offices | $248,264,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,060,000 | 1,018 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,135,000 | 2,400 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,705,000 | 849 |
| Total equity capital | $47,966,000 | 1,158 |
| Total bank equity capital | $47,966,000 | 1,158 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $636,000 | 3,751 |
| Surplus | $45,940,000 | 532 |
| Undivided profits | $1,390,000 | 7,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,640,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,555,000 | 1,800 |
| Earning assets | $274,078,000 | 1,893 |
| Long-term assets (5+ years) | $87,174,000 | 1,179 |
| Average Assets, year-to-date | $334,848,000 | 1,677 |
| Average Assets, quarterly | $334,848,000 | 1,677 |
| Volatile liabilities | $69,347,000 | 1,483 |
| Insider loans | $892,000 | 4,272 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $32,253,000 | 2,107 |
| Tier 1 (core) risk-based capital | $23,909,000 | 2,210 |
| Tier 2 risk-based capital | $2,326,000 | 1,855 |
| Total risk weighted assets | $179,255,000 | 2,099 |
| Total unused commitments | $32,253,000 | 2,112 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 160 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $346,566,000 | 1,633 |
| Cash and due from depository institutions | $10,256,000 | 1,017 |
| Interest-bearing balances | $423,000 | 3,832 |
| Securities | $102,994,000 | 1,327 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $189,761,000 | 1,895 |
| Loan loss allowance | $8,666,000 | 554 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,333,000 | 1,138 |
| Other real estate owned | $585,000 | 1,017 |
| Goodwill and other intangibles | $24,221,000 | 295 |
| All other assets | $10,416,000 | 1,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,566,000 | 1,633 |
| Total liabilities | $299,632,000 | 1,708 |
| Total deposits | $274,534,000 | 1,638 |
| Interest-bearing deposits | $224,122,000 | 1,720 |
| Deposits held in domestic offices | $274,534,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,965,000 | 1,134 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,135,000 | 2,394 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,998,000 | 927 |
| Total equity capital | $46,934,000 | 1,163 |
| Total bank equity capital | $46,934,000 | 1,163 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $636,000 | 3,779 |
| Surplus | $45,941,000 | 534 |
| Undivided profits | $357,000 | 8,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,678,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,270,000 | 1,168 |
| Earning assets | $293,178,000 | 1,770 |
| Long-term assets (5+ years) | $91,353,000 | 1,167 |
| Average Assets, year-to-date | $316,274,800 | 1,718 |
| Average Assets, quarterly | $337,476,500 | 1,653 |
| Volatile liabilities | $83,387,000 | 1,279 |
| Insider loans | $575,000 | 5,177 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $29,349,000 | 2,180 |
| Tier 1 (core) risk-based capital | $22,632,000 | 2,309 |
| Tier 2 risk-based capital | $2,552,000 | 1,685 |
| Total risk weighted assets | $198,011,000 | 1,902 |
| Total unused commitments | $29,349,000 | 2,183 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 162 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $328,387,000 | 1,716 |
| Cash and due from depository institutions | $11,049,000 | 1,025 |
| Interest-bearing balances | $1,991,000 | 2,355 |
| Securities | $104,116,000 | 1,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $193,073,000 | 1,854 |
| Loan loss allowance | $5,872,000 | 819 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,532,000 | 1,100 |
| Other real estate owned | $2,067,000 | 1,025 |
| Goodwill and other intangibles | $777,000 | 1,762 |
| All other assets | $8,773,000 | 1,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,387,000 | 1,716 |
| Total liabilities | $299,585,000 | 1,703 |
| Total deposits | $278,417,000 | 1,611 |
| Interest-bearing deposits | $236,032,000 | 1,636 |
| Deposits held in domestic offices | $278,417,000 | 1,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,231,000 | 1,211 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,889,000 | 2,437 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,048,000 | 1,421 |
| Total equity capital | $28,802,000 | 1,897 |
| Total bank equity capital | $28,802,000 | 1,897 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $636,000 | 3,806 |
| Surplus | $4,512,000 | 3,568 |
| Undivided profits | $23,654,000 | 1,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,782,000 | 503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,076,000 | 1,402 |
| Earning assets | $299,180,000 | 1,735 |
| Long-term assets (5+ years) | $95,154,000 | 1,149 |
| Average Assets, year-to-date | $308,702,000 | 1,771 |
| Average Assets, quarterly | $316,653,000 | 1,770 |
| Volatile liabilities | $86,769,000 | 1,211 |
| Insider loans | $2,154,000 | 2,433 |
| FHLB advances | $9,800,000 | 2,314 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $31,163,000 | 2,112 |
| Tier 1 (core) risk-based capital | $27,312,000 | 1,895 |
| Tier 2 risk-based capital | $2,576,000 | 1,660 |
| Total risk weighted assets | $202,774,000 | 1,863 |
| Total unused commitments | $31,163,000 | 2,116 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 174 | 946 |
| Assets and Liabilities | ||
| Total Assets: | $304,919,000 | 1,834 |
| Cash and due from depository institutions | $11,894,000 | 946 |
| Interest-bearing balances | $1,256,000 | 2,986 |
| Securities | $86,948,000 | 1,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $186,174,000 | 1,876 |
| Loan loss allowance | $5,894,000 | 801 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,769,000 | 1,038 |
| Other real estate owned | $2,717,000 | 946 |
| Goodwill and other intangibles | $778,000 | 1,723 |
| All other assets | $7,639,000 | 1,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,919,000 | 1,834 |
| Total liabilities | $276,583,000 | 1,825 |
| Total deposits | $255,474,000 | 1,754 |
| Interest-bearing deposits | $213,571,000 | 1,787 |
| Deposits held in domestic offices | $255,474,000 | 1,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,811,000 | 1,201 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,935,000 | 2,396 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,363,000 | 1,354 |
| Total equity capital | $28,336,000 | 1,922 |
| Total bank equity capital | $28,336,000 | 1,922 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $636,000 | 3,806 |
| Surplus | $3,802,000 | 3,970 |
| Undivided profits | $23,898,000 | 1,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,367,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,984,000 | 1,423 |
| Earning assets | $274,378,000 | 1,862 |
| Long-term assets (5+ years) | $85,958,000 | 1,167 |
| Average Assets, year-to-date | $302,140,330 | 1,809 |
| Average Assets, quarterly | $303,876,000 | 1,817 |
| Volatile liabilities | $53,725,000 | 1,774 |
| Insider loans | $1,971,000 | 2,611 |
| FHLB advances | $9,800,000 | 2,262 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $31,453,000 | 2,043 |
| Tier 1 (core) risk-based capital | $25,541,000 | 2,002 |
| Tier 2 risk-based capital | $2,468,000 | 1,685 |
| Total risk weighted assets | $194,058,000 | 1,904 |
| Total unused commitments | $31,453,000 | 2,053 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 183 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $302,833,000 | 1,810 |
| Cash and due from depository institutions | $14,756,000 | 899 |
| Interest-bearing balances | $4,986,000 | 1,532 |
| Securities | $63,935,000 | 1,910 |
| Federal funds sold & reverse repurchase agreements | $3,770,000 | 3,889 |
| Net loans & leases | $198,550,000 | 1,733 |
| Loan loss allowance | $6,344,000 | 747 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,995,000 | 999 |
| Other real estate owned | $2,585,000 | 899 |
| Goodwill and other intangibles | $603,000 | 1,844 |
| All other assets | $9,639,000 | 1,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,833,000 | 1,810 |
| Total liabilities | $275,483,000 | 1,794 |
| Total deposits | $251,751,000 | 1,754 |
| Interest-bearing deposits | $211,782,000 | 1,799 |
| Deposits held in domestic offices | $251,751,000 | 1,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,437,000 | 1,648 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,135,000 | 1,664 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,160,000 | 1,464 |
| Total equity capital | $27,350,000 | 1,953 |
| Total bank equity capital | $27,350,000 | 1,953 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $636,000 | 3,819 |
| Surplus | $3,802,000 | 3,918 |
| Undivided profits | $22,912,000 | 1,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,403,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,057,000 | 1,401 |
| Earning assets | $271,241,000 | 1,842 |
| Long-term assets (5+ years) | $66,541,000 | 1,423 |
| Average Assets, year-to-date | $300,751,000 | 1,807 |
| Average Assets, quarterly | $300,751,000 | 1,807 |
| Volatile liabilities | $50,422,000 | 1,826 |
| Insider loans | $2,075,000 | 2,472 |
| FHLB advances | $17,000,000 | 1,558 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,642,000 | 2,414 |
| Tier 1 (core) risk-based capital | $25,337,000 | 1,976 |
| Tier 2 risk-based capital | $2,562,000 | 1,601 |
| Total risk weighted assets | $201,190,000 | 1,798 |
| Total unused commitments | $23,642,000 | 2,423 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 183 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $298,669,000 | 1,806 |
| Cash and due from depository institutions | $10,261,000 | 892 |
| Interest-bearing balances | $2,605,000 | 2,098 |
| Securities | $60,199,000 | 1,997 |
| Federal funds sold & reverse repurchase agreements | $980,000 | 5,894 |
| Net loans & leases | $205,660,000 | 1,676 |
| Loan loss allowance | $6,230,000 | 739 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,114,000 | 974 |
| Other real estate owned | $2,140,000 | 892 |
| Goodwill and other intangibles | $603,000 | 1,830 |
| All other assets | $9,712,000 | 1,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,669,000 | 1,806 |
| Total liabilities | $272,043,000 | 1,787 |
| Total deposits | $248,376,000 | 1,739 |
| Interest-bearing deposits | $212,156,000 | 1,752 |
| Deposits held in domestic offices | $248,376,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,738,000 | 1,650 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,135,000 | 1,685 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,794,000 | 1,566 |
| Total equity capital | $26,626,000 | 1,967 |
| Total bank equity capital | $26,626,000 | 1,967 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $636,000 | 3,819 |
| Surplus | $3,802,000 | 3,874 |
| Undivided profits | $22,188,000 | 1,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,916,000 | 652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,266,000 | 1,300 |
| Earning assets | $269,444,000 | 1,820 |
| Long-term assets (5+ years) | $61,871,000 | 1,482 |
| Average Assets, year-to-date | $300,994,000 | 1,689 |
| Average Assets, quarterly | $300,391,500 | 1,776 |
| Volatile liabilities | $50,465,000 | 1,821 |
| Insider loans | $2,076,000 | 2,459 |
| FHLB advances | $17,000,000 | 1,564 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $27,706,000 | 2,090 |
| Tier 1 (core) risk-based capital | $24,318,000 | 2,030 |
| Tier 2 risk-based capital | $2,637,000 | 1,538 |
| Total risk weighted assets | $207,252,000 | 1,729 |
| Total unused commitments | $27,706,000 | 2,094 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 152 | 1,070 |
| Assets and Liabilities | ||
| Total Assets: | $296,462,000 | 1,726 |
| Cash and due from depository institutions | $11,635,000 | 1,070 |
| Interest-bearing balances | $1,020,000 | 2,960 |
| Securities | $45,931,000 | 2,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $219,868,000 | 1,510 |
| Loan loss allowance | $6,893,000 | 646 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,067,000 | 942 |
| Other real estate owned | $0 | 1,070 |
| Goodwill and other intangibles | $16,000 | 2,971 |
| All other assets | $9,945,000 | 1,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,462,000 | 1,726 |
| Total liabilities | $273,809,000 | 1,680 |
| Total deposits | $247,250,000 | 1,646 |
| Interest-bearing deposits | $209,263,000 | 1,680 |
| Deposits held in domestic offices | $247,250,000 | 1,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,420,000 | 2,414 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,169,000 | 1,284 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,970,000 | 2,039 |
| Total equity capital | $22,653,000 | 2,186 |
| Total bank equity capital | $22,653,000 | 2,186 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $625,000 | 3,894 |
| Surplus | $2,375,000 | 5,031 |
| Undivided profits | $19,653,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,216,000 | 407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,228,000 | 948 |
| Earning assets | $266,819,000 | 1,751 |
| Long-term assets (5+ years) | $42,292,000 | 1,940 |
| Average Assets, year-to-date | $305,396,600 | 1,570 |
| Average Assets, quarterly | $299,915,500 | 1,669 |
| Volatile liabilities | $52,908,000 | 1,664 |
| Insider loans | $2,709,000 | 1,821 |
| FHLB advances | $19,200,000 | 1,343 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,907,000 | 4,441 |
| Tier 1 (core) risk-based capital | $21,711,000 | 2,154 |
| Tier 2 risk-based capital | $2,712,000 | 1,417 |
| Total risk weighted assets | $212,832,000 | 1,607 |
| Total unused commitments | $7,907,000 | 4,450 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 145 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $299,959,000 | 1,594 |
| Cash and due from depository institutions | $9,677,000 | 1,111 |
| Interest-bearing balances | $713,000 | 2,696 |
| Securities | $53,369,000 | 2,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $223,976,000 | 1,428 |
| Loan loss allowance | $3,165,000 | 1,239 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,939,000 | 1,195 |
| Other real estate owned | $694,000 | 1,111 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,304,000 | 1,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,959,000 | 1,594 |
| Total liabilities | $277,344,000 | 1,553 |
| Total deposits | $232,551,000 | 1,658 |
| Interest-bearing deposits | $196,091,000 | 1,706 |
| Deposits held in domestic offices | $232,551,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,858,000 | 1,773 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,950,000 | 887 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,985,000 | 1,483 |
| Total equity capital | $22,615,000 | 2,074 |
| Total bank equity capital | $22,615,000 | 2,074 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $625,000 | 4,013 |
| Surplus | $2,375,000 | 5,020 |
| Undivided profits | $19,615,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,048,000 | 815 |
| Earning assets | $278,058,000 | 1,582 |
| Long-term assets (5+ years) | $27,328,000 | 2,586 |
| Average Assets, year-to-date | $275,482,600 | 1,657 |
| Average Assets, quarterly | $296,954,000 | 1,584 |
| Volatile liabilities | $75,243,000 | 1,237 |
| Insider loans | $2,793,000 | 1,720 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,178,000 | 1,870 |
| Tier 1 (core) risk-based capital | $21,903,000 | 2,050 |
| Tier 2 risk-based capital | $2,781,080 | 1,320 |
| Total risk weighted assets | $222,102,280 | 1,474 |
| Total unused commitments | $27,178,000 | 1,872 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 130 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $250,719,000 | 1,873 |
| Cash and due from depository institutions | $9,973,000 | 1,294 |
| Interest-bearing balances | $211,000 | 3,927 |
| Securities | $44,822,000 | 2,517 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $184,875,000 | 1,640 |
| Loan loss allowance | $2,826,000 | 1,349 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,914,000 | 1,433 |
| Other real estate owned | $327,000 | 1,294 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,808,000 | 1,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,719,000 | 1,873 |
| Total liabilities | $231,927,000 | 1,830 |
| Total deposits | $202,406,000 | 1,868 |
| Interest-bearing deposits | $170,893,000 | 1,912 |
| Deposits held in domestic offices | $202,406,000 | 1,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,822,000 | 2,191 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,750,000 | 1,172 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,949,000 | 1,906 |
| Total equity capital | $18,792,000 | 2,342 |
| Total bank equity capital | $18,792,000 | 2,342 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $625,000 | 4,132 |
| Surplus | $2,375,000 | 5,033 |
| Undivided profits | $15,792,000 | 1,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,651,000 | 1,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,317,000 | 912 |
| Earning assets | $229,908,000 | 1,870 |
| Long-term assets (5+ years) | $24,663,000 | 2,896 |
| Average Assets, year-to-date | $236,162,800 | 1,908 |
| Average Assets, quarterly | $250,702,000 | 1,854 |
| Volatile liabilities | $58,451,000 | 1,463 |
| Insider loans | $2,659,000 | 1,751 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,040,000 | 2,554 |
| Tier 1 (core) risk-based capital | $19,050,000 | 2,309 |
| Tier 2 risk-based capital | $2,299,740 | 1,489 |
| Total risk weighted assets | $183,453,140 | 1,688 |
| Total unused commitments | $18,040,000 | 2,557 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 110 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $211,716,000 | 2,179 |
| Cash and due from depository institutions | $9,080,000 | 1,530 |
| Interest-bearing balances | $1,548,000 | 2,401 |
| Securities | $37,729,000 | 2,988 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,110 |
| Net loans & leases | $152,169,000 | 1,840 |
| Loan loss allowance | $2,479,000 | 1,462 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,884,000 | 2,098 |
| Other real estate owned | $1,236,000 | 1,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,718,000 | 2,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,716,000 | 2,179 |
| Total liabilities | $195,022,000 | 2,136 |
| Total deposits | $182,358,000 | 2,081 |
| Interest-bearing deposits | $153,274,000 | 2,109 |
| Deposits held in domestic offices | $182,358,000 | 2,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,750,000 | 1,484 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,914,000 | 2,075 |
| Total equity capital | $16,694,000 | 2,675 |
| Total bank equity capital | $16,694,000 | 2,675 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $625,000 | 4,162 |
| Surplus | $2,375,000 | 4,918 |
| Undivided profits | $13,694,000 | 1,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,171,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $750,000 | 200 |
| Income earned, not collected on loans | $1,954,000 | 1,065 |
| Earning assets | $195,346,000 | 2,178 |
| Long-term assets (5+ years) | $16,630,000 | 3,538 |
| Average Assets, year-to-date | $192,941,200 | 2,246 |
| Average Assets, quarterly | $206,334,500 | 2,184 |
| Volatile liabilities | $37,233,000 | 1,806 |
| Insider loans | $2,065,000 | 2,066 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,918,000 | 3,082 |
| Tier 1 (core) risk-based capital | $15,836,000 | 2,701 |
| Tier 2 risk-based capital | $1,865,570 | 1,721 |
| Total risk weighted assets | $148,631,870 | 1,923 |
| Total unused commitments | $12,918,000 | 3,088 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 87 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $178,998,000 | 2,512 |
| Cash and due from depository institutions | $7,171,000 | 2,036 |
| Interest-bearing balances | $34,000 | 5,581 |
| Securities | $30,751,000 | 3,556 |
| Federal funds sold & reverse repurchase agreements | $2,955,000 | 3,989 |
| Net loans & leases | $130,595,000 | 2,137 |
| Loan loss allowance | $2,081,000 | 1,728 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,477,000 | 2,275 |
| Other real estate owned | $1,067,000 | 2,036 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,982,000 | 2,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,998,000 | 2,512 |
| Total liabilities | $164,411,000 | 2,459 |
| Total deposits | $155,544,000 | 2,404 |
| Interest-bearing deposits | $133,636,000 | 2,405 |
| Deposits held in domestic offices | $155,544,000 | 2,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,250,000 | 1,769 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,617,000 | 1,628 |
| Total equity capital | $14,587,000 | 3,036 |
| Total bank equity capital | $14,587,000 | 3,036 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $625,000 | 4,310 |
| Surplus | $2,375,000 | 4,914 |
| Undivided profits | $11,587,000 | 2,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,630,000 | 1,331 |
| Earning assets | $164,335,000 | 2,513 |
| Long-term assets (5+ years) | $18,267,000 | 2,954 |
| Average Assets, year-to-date | $164,063,000 | 2,605 |
| Average Assets, quarterly | $173,721,500 | 2,544 |
| Volatile liabilities | $29,590,000 | 2,162 |
| Insider loans | $2,422,000 | 1,740 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,169,000 | 2,708 |
| Tier 1 (core) risk-based capital | $14,011,000 | 3,037 |
| Tier 2 risk-based capital | $1,577,320 | 1,914 |
| Total risk weighted assets | $125,681,920 | 2,221 |
| Total unused commitments | $14,169,000 | 2,713 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $154,389,000 | 2,975 |
| Cash and due from depository institutions | $5,878,000 | 2,753 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $35,102,000 | 3,453 |
| Federal funds sold & reverse repurchase agreements | $2,065,000 | 4,802 |
| Net loans & leases | $106,191,000 | 2,627 |
| Loan loss allowance | $1,537,000 | 2,391 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,433,000 | 3,174 |
| Other real estate owned | $108,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,612,000 | 2,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,389,000 | 2,975 |
| Total liabilities | $141,697,000 | 2,923 |
| Total deposits | $139,055,000 | 2,759 |
| Interest-bearing deposits | $120,794,000 | 2,737 |
| Deposits held in domestic offices | $139,055,000 | 2,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,642,000 | 1,613 |
| Total equity capital | $12,692,000 | 3,485 |
| Total bank equity capital | $12,692,000 | 3,485 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $625,000 | 4,599 |
| Surplus | $2,375,000 | 4,967 |
| Undivided profits | $9,692,000 | 2,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,150,000 | 1,948 |
| Earning assets | $143,358,000 | 2,939 |
| Long-term assets (5+ years) | $16,341,000 | 3,074 |
| Average Assets, year-to-date | $147,902,400 | 2,952 |
| Average Assets, quarterly | $152,110,000 | 2,975 |
| Volatile liabilities | $21,502,000 | 2,747 |
| Insider loans | $1,460,000 | 2,731 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,545,000 | 3,494 |
| Tier 1 (core) risk-based capital | $12,509,000 | 3,434 |
| Tier 2 risk-based capital | $1,262,560 | 2,393 |
| Total risk weighted assets | $100,730,060 | 2,763 |
| Total unused commitments | $9,545,000 | 3,508 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $143,553,000 | 3,160 |
| Cash and due from depository institutions | $4,372,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,708,000 | 3,643 |
| Federal funds sold & reverse repurchase agreements | $2,935,000 | 4,435 |
| Net loans & leases | $97,139,000 | 2,773 |
| Loan loss allowance | $1,000,000 | 3,538 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,262,000 | 3,317 |
| Other real estate owned | $0 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,137,000 | 3,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,553,000 | 3,160 |
| Total liabilities | $131,983,000 | 3,128 |
| Total deposits | $129,951,000 | 2,966 |
| Interest-bearing deposits | $112,811,000 | 2,948 |
| Deposits held in domestic offices | $129,951,000 | 2,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,032,000 | 2,077 |
| Total equity capital | $11,570,000 | 3,798 |
| Total bank equity capital | $11,570,000 | 3,798 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $625,000 | 4,842 |
| Surplus | $2,375,000 | 4,991 |
| Undivided profits | $8,570,000 | 2,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $970,000 | 2,380 |
| Earning assets | $134,782,000 | 3,114 |
| Long-term assets (5+ years) | $15,756,000 | 2,981 |
| Average Assets, year-to-date | $134,214,600 | 3,245 |
| Average Assets, quarterly | $141,003,000 | 3,183 |
| Volatile liabilities | $17,785,000 | 2,907 |
| Insider loans | $2,000,000 | 2,127 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,331,000 | 2,650 |
| Tier 1 (core) risk-based capital | $11,558,000 | 3,675 |
| Tier 2 risk-based capital | $1,000,000 | 2,906 |
| Total risk weighted assets | $90,116,000 | 2,973 |
| Total unused commitments | $13,331,000 | 2,661 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $122,229,000 | 3,629 |
| Cash and due from depository institutions | $5,494,000 | 3,011 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $37,987,000 | 3,475 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $73,990,000 | 3,496 |
| Loan loss allowance | $902,000 | 3,942 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,311,000 | 3,203 |
| Other real estate owned | $0 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,447,000 | 3,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,229,000 | 3,629 |
| Total liabilities | $112,651,000 | 3,588 |
| Total deposits | $109,058,000 | 3,488 |
| Interest-bearing deposits | $92,055,000 | 3,536 |
| Deposits held in domestic offices | $109,058,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,250,000 | 2,536 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,343,000 | 2,420 |
| Total equity capital | $9,578,000 | 4,237 |
| Total bank equity capital | $9,578,000 | 4,237 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $625,000 | 5,079 |
| Surplus | $2,375,000 | 4,958 |
| Undivided profits | $6,578,000 | 3,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 5,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $627,000 | 3,306 |
| Earning assets | $111,977,000 | 3,630 |
| Long-term assets (5+ years) | $14,246,000 | 3,268 |
| Average Assets, year-to-date | $123,125,000 | 3,512 |
| Average Assets, quarterly | $123,608,000 | 3,565 |
| Volatile liabilities | $13,660,000 | 3,447 |
| Insider loans | $1,253,000 | 3,130 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,277,000 | 5,364 |
| Tier 1 (core) risk-based capital | $10,693,000 | 3,860 |
| Tier 2 risk-based capital | $898,260 | 3,204 |
| Total risk weighted assets | $71,856,760 | 3,586 |
| Total unused commitments | $4,277,000 | 5,371 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $120,487,000 | 3,753 |
| Cash and due from depository institutions | $4,254,000 | 3,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $46,397,000 | 2,999 |
| Federal funds sold & reverse repurchase agreements | $1,955,000 | 5,888 |
| Net loans & leases | $64,311,000 | 3,892 |
| Loan loss allowance | $902,000 | 4,052 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,138,000 | 3,401 |
| Other real estate owned | $14,000 | 3,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,418,000 | 4,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,487,000 | 3,753 |
| Total liabilities | $110,039,000 | 3,736 |
| Total deposits | $103,237,000 | 3,771 |
| Interest-bearing deposits | $88,187,000 | 3,832 |
| Deposits held in domestic offices | $103,237,000 | 3,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,574,000 | 1,427 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,228,000 | 2,687 |
| Total equity capital | $10,448,000 | 3,916 |
| Total bank equity capital | $10,448,000 | 3,916 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $625,000 | 5,300 |
| Surplus | $2,375,000 | 4,916 |
| Undivided profits | $7,448,000 | 3,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 7,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $444,000 | 4,219 |
| Earning assets | $112,663,000 | 3,692 |
| Long-term assets (5+ years) | $13,844,000 | 3,494 |
| Average Assets, year-to-date | $115,916,600 | 3,801 |
| Average Assets, quarterly | $118,780,500 | 3,781 |
| Volatile liabilities | $12,833,000 | 3,390 |
| Insider loans | $1,319,000 | 2,991 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,762,000 | 5,692 |
| Tier 1 (core) risk-based capital | $9,990,000 | 4,011 |
| Tier 2 risk-based capital | $840,960 | 3,381 |
| Total risk weighted assets | $67,215,960 | 3,775 |
| Total unused commitments | $3,762,000 | 5,713 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 66 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $112,276,000 | 4,083 |
| Cash and due from depository institutions | $4,651,000 | 3,257 |
| Interest-bearing balances | $987,000 | 3,901 |
| Securities | $44,668,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,879 |
| Net loans & leases | $54,994,000 | 4,478 |
| Loan loss allowance | $832,000 | 4,348 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,257,000 | 3,229 |
| Other real estate owned | $50,000 | 3,257 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,556,000 | 4,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,276,000 | 4,083 |
| Total liabilities | $103,099,000 | 4,070 |
| Total deposits | $98,989,000 | 4,046 |
| Interest-bearing deposits | $86,429,000 | 4,076 |
| Deposits held in domestic offices | $98,989,000 | 4,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,704,000 | 1,744 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,406,000 | 2,485 |
| Total equity capital | $9,177,000 | 4,218 |
| Total bank equity capital | $9,177,000 | 4,218 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $625,000 | 5,569 |
| Surplus | $2,375,000 | 4,857 |
| Undivided profits | $6,177,000 | 3,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 6,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $481,000 | 4,258 |
| Earning assets | $104,749,000 | 4,008 |
| Long-term assets (5+ years) | $7,389,000 | 5,238 |
| Average Assets, year-to-date | $105,676,600 | 4,217 |
| Average Assets, quarterly | $109,580,000 | 4,131 |
| Volatile liabilities | $9,108,000 | 4,412 |
| Insider loans | $80,000 | 6,262 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,171,000 | 5,928 |
| Tier 1 (core) risk-based capital | $9,177,000 | 4,152 |
| Tier 2 risk-based capital | $792,070 | 3,575 |
| Total risk weighted assets | $63,325,370 | 4,052 |
| Total unused commitments | $3,171,000 | 5,954 |
| Derivatives | $0 | 651 |