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Community Bank, Income and Expense
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,012,000 | 7,490 |
Total interest expense | $1,233,000 | 9,484 |
Net interest income | $2,779,000 | 6,081 |
Provision for loan and lease losses | $45,000 | 9,299 |
Total noninterest income | $1,047,000 | 3,193 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $109,000 | 8,244 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $938,000 | 2,090 |
Total noninterest expense | $1,099,000 | 9,513 |
Salaries and employee benefits | $362,000 | 11,315 |
Premises and equipment expense | $150,000 | 9,105 |
Additional noninterest expense | $587,000 | 7,628 |
Pre-tax net operating income | $2,682,000 | 2,304 |
Securities gains (losses) | $452,000 | 1,166 |
Applicable income taxes | $1,231,000 | 1,711 |
Income before extraordinary items | $1,903,000 | 2,403 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,903,000 | 2,448 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 8,449 |
Cash dividends | $1,000,000 | 1,539 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,613,720 | 2,634 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.