Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 6,268 |
| Total interest expense | $1,823,000 | 5,658 |
| Net interest income | $1,939,000 | 6,621 |
| Provision for loan and lease losses | $22,000 | 6,257 |
| Total noninterest income | $235,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $95,000 | 6,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $2,166,000 | 5,928 |
| Salaries and employee benefits | $1,377,000 | 5,467 |
| Premises and equipment expense | $452,000 | 4,551 |
| Additional noninterest expense | $337,000 | 7,381 |
| Pre-tax net operating income | $-14,000 | 7,977 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-12,000 | 7,994 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-12,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,051 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-14,000 | 7,986 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 6,280 |
| Total interest expense | $1,327,000 | 5,659 |
| Net interest income | $1,519,000 | 6,601 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $192,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $72,000 | 6,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,522 |
| Total noninterest expense | $1,406,000 | 6,333 |
| Salaries and employee benefits | $774,000 | 6,321 |
| Premises and equipment expense | $319,000 | 4,734 |
| Additional noninterest expense | $313,000 | 7,005 |
| Pre-tax net operating income | $287,000 | 7,059 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $289,000 | 6,775 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $289,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $287,000 | 6,791 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 6,258 |
| Total interest expense | $853,000 | 5,636 |
| Net interest income | $1,039,000 | 6,569 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $131,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 5,470 |
| Total noninterest expense | $941,000 | 6,343 |
| Salaries and employee benefits | $504,000 | 6,420 |
| Premises and equipment expense | $225,000 | 4,575 |
| Additional noninterest expense | $212,000 | 6,979 |
| Pre-tax net operating income | $217,000 | 6,967 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $219,000 | 6,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $219,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $217,000 | 6,611 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 6,207 |
| Total interest expense | $412,000 | 5,613 |
| Net interest income | $544,000 | 6,470 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $493,000 | 6,222 |
| Salaries and employee benefits | $260,000 | 6,347 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $111,000 | 6,927 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $113,000 | 6,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $111,000 | 6,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,148 |
| Total interest expense | $1,224,000 | 5,762 |
| Net interest income | $2,328,000 | 6,235 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $295,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $126,000 | 5,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,520 |
| Total noninterest expense | $2,421,000 | 5,475 |
| Salaries and employee benefits | $1,203,000 | 5,791 |
| Premises and equipment expense | $515,000 | 4,087 |
| Additional noninterest expense | $703,000 | 5,576 |
| Pre-tax net operating income | $190,000 | 7,733 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $174,000 | 7,693 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $174,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,559 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $184,670 | 7,624 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 6,122 |
| Total interest expense | $885,000 | 5,756 |
| Net interest income | $1,799,000 | 6,188 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $222,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 5,878 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,562 |
| Total noninterest expense | $1,893,000 | 5,315 |
| Salaries and employee benefits | $951,000 | 5,594 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $570,000 | 5,274 |
| Pre-tax net operating income | $119,000 | 7,942 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $105,000 | 7,929 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $105,000 | 7,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $113,550 | 7,858 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 6,068 |
| Total interest expense | $566,000 | 5,724 |
| Net interest income | $1,218,000 | 6,140 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $146,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $64,000 | 5,897 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,225,000 | 5,400 |
| Salaries and employee benefits | $611,000 | 5,695 |
| Premises and equipment expense | $246,000 | 4,198 |
| Additional noninterest expense | $368,000 | 5,368 |
| Pre-tax net operating income | $133,000 | 7,646 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $119,000 | 7,598 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $119,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $127,640 | 7,483 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,104 |
| Total interest expense | $271,000 | 5,754 |
| Net interest income | $609,000 | 6,186 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $77,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $572,000 | 5,658 |
| Salaries and employee benefits | $267,000 | 6,169 |
| Premises and equipment expense | $126,000 | 4,172 |
| Additional noninterest expense | $179,000 | 5,430 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $-9,000 | 8,513 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $97,000 | 6,948 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $97,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,550 | 6,766 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 6,030 |
| Total interest expense | $1,029,000 | 5,570 |
| Net interest income | $2,391,000 | 6,141 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $555,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $168,000 | 5,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $387,000 | 3,777 |
| Total noninterest expense | $2,524,000 | 5,268 |
| Salaries and employee benefits | $1,135,000 | 5,878 |
| Premises and equipment expense | $535,000 | 3,877 |
| Additional noninterest expense | $854,000 | 4,875 |
| Pre-tax net operating income | $422,000 | 6,979 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $-9,000 | 8,574 |
| Income before extraordinary items | $443,000 | 6,583 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $443,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,491 |
| Cash dividends | $26,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $431,000 | 6,566 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 6,022 |
| Total interest expense | $770,000 | 5,558 |
| Net interest income | $1,811,000 | 6,121 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $273,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $131,000 | 5,538 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $1,737,000 | 5,517 |
| Salaries and employee benefits | $839,000 | 5,867 |
| Premises and equipment expense | $390,000 | 3,952 |
| Additional noninterest expense | $508,000 | 5,591 |
| Pre-tax net operating income | $347,000 | 6,965 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $-14,000 | 8,747 |
| Income before extraordinary items | $365,000 | 6,522 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $365,000 | 6,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $361,000 | 6,474 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 6,048 |
| Total interest expense | $517,000 | 5,552 |
| Net interest income | $1,195,000 | 6,159 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $187,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $97,000 | 5,216 |
| Total noninterest expense | $1,179,000 | 5,498 |
| Salaries and employee benefits | $558,000 | 5,921 |
| Premises and equipment expense | $257,000 | 3,989 |
| Additional noninterest expense | $364,000 | 5,396 |
| Pre-tax net operating income | $203,000 | 7,166 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $-23,000 | 8,842 |
| Income before extraordinary items | $230,000 | 6,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $226,000 | 6,578 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,060 |
| Total interest expense | $261,000 | 5,597 |
| Net interest income | $598,000 | 6,171 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $555,000 | 5,690 |
| Salaries and employee benefits | $247,000 | 6,380 |
| Premises and equipment expense | $129,000 | 4,010 |
| Additional noninterest expense | $179,000 | 5,453 |
| Pre-tax net operating income | $125,000 | 6,792 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $129,000 | 6,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $129,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $125,000 | 6,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,937,000 | 5,703 |
| Total interest expense | $1,610,000 | 4,676 |
| Net interest income | $2,327,000 | 6,141 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $309,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $156,000 | 5,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $153,000 | 5,794 |
| Total noninterest expense | $2,448,000 | 5,290 |
| Salaries and employee benefits | $1,115,000 | 5,889 |
| Premises and equipment expense | $451,000 | 4,361 |
| Additional noninterest expense | $882,000 | 4,699 |
| Pre-tax net operating income | $163,000 | 7,951 |
| Securities gains (losses) | $394,000 | 887 |
| Applicable income taxes | $138,000 | 5,380 |
| Income before extraordinary items | $419,000 | 6,721 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $419,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $123,500 | 7,996 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 5,584 |
| Total interest expense | $1,325,000 | 4,527 |
| Net interest income | $1,778,000 | 6,092 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $229,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 5,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 5,863 |
| Total noninterest expense | $1,803,000 | 5,321 |
| Salaries and employee benefits | $876,000 | 5,698 |
| Premises and equipment expense | $297,000 | 4,743 |
| Additional noninterest expense | $630,000 | 4,842 |
| Pre-tax net operating income | $179,000 | 7,827 |
| Securities gains (losses) | $275,000 | 1,020 |
| Applicable income taxes | $117,000 | 5,396 |
| Income before extraordinary items | $337,000 | 6,738 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $337,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $133,500 | 7,881 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 5,506 |
| Total interest expense | $947,000 | 4,427 |
| Net interest income | $1,199,000 | 6,065 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $145,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $68,000 | 6,043 |
| Total noninterest expense | $1,203,000 | 5,325 |
| Salaries and employee benefits | $584,000 | 5,702 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $463,000 | 4,495 |
| Pre-tax net operating income | $141,000 | 7,670 |
| Securities gains (losses) | $203,000 | 1,035 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $236,000 | 6,645 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $236,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $95,930 | 7,839 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 5,541 |
| Total interest expense | $504,000 | 4,325 |
| Net interest income | $568,000 | 6,239 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $646,000 | 5,084 |
| Salaries and employee benefits | $253,000 | 6,202 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $319,000 | 3,468 |
| Pre-tax net operating income | $-2,000 | 8,723 |
| Securities gains (losses) | $203,000 | 651 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $153,000 | 5,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,280 | 8,675 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 5,531 |
| Total interest expense | $2,120,000 | 4,616 |
| Net interest income | $2,376,000 | 6,075 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $328,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $166,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 5,444 |
| Total noninterest expense | $2,055,000 | 5,792 |
| Salaries and employee benefits | $1,018,000 | 6,072 |
| Premises and equipment expense | $302,000 | 5,555 |
| Additional noninterest expense | $735,000 | 5,237 |
| Pre-tax net operating income | $649,000 | 6,256 |
| Securities gains (losses) | $191,000 | 1,207 |
| Applicable income taxes | $252,000 | 4,747 |
| Income before extraordinary items | $588,000 | 6,018 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $588,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,979 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $454,300 | 6,466 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 5,814 |
| Total interest expense | $2,396,000 | 5,527 |
| Net interest income | $2,333,000 | 5,956 |
| Provision for loan and lease losses | $76,000 | 6,064 |
| Total noninterest income | $270,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $170,000 | 5,515 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $100,000 | 6,441 |
| Total noninterest expense | $1,849,000 | 6,027 |
| Salaries and employee benefits | $976,000 | 6,073 |
| Premises and equipment expense | $331,000 | 5,217 |
| Additional noninterest expense | $542,000 | 6,201 |
| Pre-tax net operating income | $678,000 | 5,896 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $189,000 | 5,130 |
| Income before extraordinary items | $520,000 | 5,967 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $520,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $497,370 | 5,971 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 6,129 |
| Total interest expense | $2,413,000 | 5,691 |
| Net interest income | $2,040,000 | 6,506 |
| Provision for loan and lease losses | $32,000 | 7,167 |
| Total noninterest income | $268,000 | 6,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $1,589,000 | 6,514 |
| Salaries and employee benefits | $886,000 | 6,361 |
| Premises and equipment expense | $296,000 | 5,466 |
| Additional noninterest expense | $407,000 | 7,093 |
| Pre-tax net operating income | $687,000 | 6,273 |
| Securities gains (losses) | $26,000 | 887 |
| Applicable income taxes | $243,000 | 5,041 |
| Income before extraordinary items | $470,000 | 6,479 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $470,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $452,840 | 6,595 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 6,625 |
| Total interest expense | $1,769,000 | 6,420 |
| Net interest income | $1,922,000 | 6,785 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $356,000 | 5,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,869 |
| Total noninterest expense | $1,488,000 | 6,807 |
| Salaries and employee benefits | $819,000 | 6,667 |
| Premises and equipment expense | $290,000 | 5,573 |
| Additional noninterest expense | $379,000 | 7,450 |
| Pre-tax net operating income | $715,000 | 6,262 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $247,000 | 5,242 |
| Income before extraordinary items | $461,000 | 6,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $461,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $48,000 | 6,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $465,550 | 6,595 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 7,026 |
| Total interest expense | $1,651,000 | 6,867 |
| Net interest income | $1,784,000 | 7,086 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $194,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,768 |
| Total noninterest expense | $1,328,000 | 7,163 |
| Salaries and employee benefits | $714,000 | 7,105 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $304,000 | 8,083 |
| Pre-tax net operating income | $600,000 | 6,915 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $207,000 | 6,113 |
| Income before extraordinary items | $395,000 | 7,252 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $395,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $12,000 | 7,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $393,680 | 7,171 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 7,287 |
| Total interest expense | $1,722,000 | 6,841 |
| Net interest income | $1,681,000 | 7,597 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $196,000 | 7,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,342,000 | 7,202 |
| Salaries and employee benefits | $677,000 | 7,453 |
| Premises and equipment expense | $278,000 | 5,688 |
| Additional noninterest expense | $387,000 | 7,467 |
| Pre-tax net operating income | $435,000 | 8,259 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $163,000 | 7,419 |
| Income before extraordinary items | $313,000 | 8,275 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $313,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $285,940 | 8,449 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 8,216 |
| Total interest expense | $1,452,000 | 7,689 |
| Net interest income | $1,392,000 | 8,539 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $197,000 | 8,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,364,000 | 7,480 |
| Salaries and employee benefits | $689,000 | 7,599 |
| Premises and equipment expense | $255,000 | 6,180 |
| Additional noninterest expense | $420,000 | 7,711 |
| Pre-tax net operating income | $187,000 | 9,865 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $53,000 | 9,640 |
| Income before extraordinary items | $131,000 | 9,961 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $131,000 | 9,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $133,130 | 9,893 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 9,198 |
| Total interest expense | $1,103,000 | 8,893 |
| Net interest income | $1,237,000 | 9,234 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $167,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $1,171,000 | 8,310 |
| Salaries and employee benefits | $580,000 | 8,498 |
| Premises and equipment expense | $227,000 | 6,713 |
| Additional noninterest expense | $364,000 | 8,553 |
| Pre-tax net operating income | $221,000 | 10,314 |
| Securities gains (losses) | $53,000 | 1,271 |
| Applicable income taxes | $88,000 | 9,430 |
| Income before extraordinary items | $186,000 | 10,097 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $186,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 561 |
| Net operating income | $149,960 | 10,443 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 9,694 |
| Total interest expense | $768,000 | 9,765 |
| Net interest income | $1,289,000 | 9,489 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $140,000 | 9,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $1,083,000 | 9,040 |
| Salaries and employee benefits | $525,000 | 9,161 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $349,000 | 9,364 |
| Pre-tax net operating income | $329,000 | 9,921 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $106,000 | 9,219 |
| Income before extraordinary items | $223,000 | 10,004 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $223,000 | 10,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $7,000 | 8,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $223,000 | 10,063 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 10,038 |
| Total interest expense | $859,000 | 9,745 |
| Net interest income | $1,211,000 | 10,037 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $124,000 | 10,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $1,039,000 | 9,565 |
| Salaries and employee benefits | $494,000 | 9,732 |
| Premises and equipment expense | $202,000 | 7,645 |
| Additional noninterest expense | $343,000 | 9,921 |
| Pre-tax net operating income | $260,000 | 10,553 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $53,000 | 10,868 |
| Income before extraordinary items | $217,000 | 10,453 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $217,000 | 10,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $14,000 | 8,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $209,000 | 10,315 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 10,495 |
| Total interest expense | $1,064,000 | 10,117 |
| Net interest income | $1,127,000 | 10,599 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $970,000 | 10,115 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $301,000 | 10,804 |
| Pre-tax net operating income | $214,000 | 10,938 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $109,000 | 11,822 |
| Extraordinary gains, net | $100,000 | 745 |
| Net income | $209,000 | 10,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $112,200 | 11,462 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.